PARK CITY GROUP INC (PCYG) Stock Fundamental Analysis

NASDAQ:PCYG • US7002153044

9.8 USD
+0.06 (+0.62%)
At close: Nov 1, 2023
10.21 USD
+0.41 (+4.18%)
After Hours: 11/1/2023, 8:00:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

7

Taking everything into account, PCYG scores 7 out of 10 in our fundamental rating. PCYG was compared to 274 industry peers in the Software industry. PCYG scores excellent points on both the profitability and health parts. This is a solid base for a good stock. PCYG has a decent growth rate and is not valued too expensively. With these ratings, PCYG could be worth investigating further for quality investing!.


Dividend Valuation Growth Profitability Health

9

1. Profitability

1.1 Basic Checks

  • PCYG had positive earnings in the past year.
  • PCYG had a positive operating cash flow in the past year.
  • Each year in the past 5 years PCYG has been profitable.
  • In the past 5 years PCYG always reported a positive cash flow from operatings.
PCYG Yearly Net Income VS EBIT VS OCF VS FCFPCYG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 2M 4M 6M 8M

1.2 Ratios

  • With an excellent Return On Assets value of 9.89%, PCYG belongs to the best of the industry, outperforming 92.83% of the companies in the same industry.
  • The Return On Equity of PCYG (10.91%) is better than 88.89% of its industry peers.
  • With an excellent Return On Invested Capital value of 8.68%, PCYG belongs to the best of the industry, outperforming 88.17% of the companies in the same industry.
  • PCYG had an Average Return On Invested Capital over the past 3 years of 6.90%. This is below the industry average of 10.77%.
  • The last Return On Invested Capital (8.68%) for PCYG is above the 3 year average (6.90%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 9.89%
ROE 10.91%
ROIC 8.68%
ROA(3y)7.74%
ROA(5y)6.28%
ROE(3y)8.9%
ROE(5y)7.35%
ROIC(3y)6.9%
ROIC(5y)5.91%
PCYG Yearly ROA, ROE, ROICPCYG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 0 2 4 6 8 10

1.3 Margins

  • PCYG's Profit Margin of 26.20% is amongst the best of the industry. PCYG outperforms 96.06% of its industry peers.
  • PCYG's Profit Margin has improved in the last couple of years.
  • PCYG has a better Operating Margin (26.65%) than 94.98% of its industry peers.
  • In the last couple of years the Operating Margin of PCYG has grown nicely.
  • Looking at the Gross Margin, with a value of 82.67%, PCYG belongs to the top of the industry, outperforming 90.68% of the companies in the same industry.
  • PCYG's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 26.65%
PM (TTM) 26.2%
GM 82.67%
OM growth 3Y53.39%
OM growth 5Y10.79%
PM growth 3Y73.23%
PM growth 5Y15.25%
GM growth 3Y8.31%
GM growth 5Y3.35%
PCYG Yearly Profit, Operating, Gross MarginsPCYG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 0 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

9

2. Health

2.1 Basic Checks

  • PCYG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • PCYG has less shares outstanding than it did 1 year ago.
  • Compared to 1 year ago, PCYG has an improved debt to assets ratio.
PCYG Yearly Shares OutstandingPCYG Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M
PCYG Yearly Total Debt VS Total AssetsPCYG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 10M 20M 30M 40M 50M

2.2 Solvency

  • PCYG has an Altman-Z score of 23.54. This indicates that PCYG is financially healthy and has little risk of bankruptcy at the moment.
  • With an excellent Altman-Z score value of 23.54, PCYG belongs to the best of the industry, outperforming 97.13% of the companies in the same industry.
  • PCYG has a debt to FCF ratio of 0.05. This is a very positive value and a sign of high solvency as it would only need 0.05 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 0.05, PCYG belongs to the top of the industry, outperforming 84.59% of the companies in the same industry.
  • PCYG has a Debt/Equity ratio of 0.00. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.00, PCYG is doing good in the industry, outperforming 64.52% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.05
Altman-Z 23.54
ROIC/WACC0.79
WACC10.97%
PCYG Yearly LT Debt VS Equity VS FCFPCYG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 10M 20M 30M 40M

2.3 Liquidity

  • A Current Ratio of 6.44 indicates that PCYG has no problem at all paying its short term obligations.
  • PCYG has a better Current ratio (6.44) than 89.25% of its industry peers.
  • A Quick Ratio of 6.44 indicates that PCYG has no problem at all paying its short term obligations.
  • The Quick ratio of PCYG (6.44) is better than 89.25% of its industry peers.
Industry RankSector Rank
Current Ratio 6.44
Quick Ratio 6.44
PCYG Yearly Current Assets VS Current LiabilitesPCYG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M 20M 25M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 66.67% over the past year.
  • The Earnings Per Share has been growing by 14.87% on average over the past years. This is quite good.
  • PCYG shows a small growth in Revenue. In the last year, the Revenue has grown by 5.83%.
  • The Revenue has been decreasing by -2.82% on average over the past years.
EPS 1Y (TTM)66.67%
EPS 3Y71%
EPS 5Y14.87%
EPS Q2Q%60%
Revenue 1Y (TTM)5.83%
Revenue growth 3Y-1.59%
Revenue growth 5Y-2.82%
Sales Q2Q%4.94%

3.2 Future

  • Based on estimates for the next years, PCYG will show a very strong growth in Earnings Per Share. The EPS will grow by 22.76% on average per year.
  • The Revenue is expected to grow by 13.24% on average over the next years. This is quite good.
EPS Next Y15.6%
EPS Next 2Y20.91%
EPS Next 3Y23.2%
EPS Next 5Y22.76%
Revenue Next Year6.46%
Revenue Next 2Y10.65%
Revenue Next 3Y12.08%
Revenue Next 5Y13.24%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
PCYG Yearly Revenue VS EstimatesPCYG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10M 20M 30M 40M
PCYG Yearly EPS VS EstimatesPCYG Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 0.2 -0.2 0.4 0.6 0.8 1

More info and screens

Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 32.67, which means the current valuation is very expensive for PCYG.
  • Based on the Price/Earnings ratio, PCYG is valued a bit cheaper than the industry average as 74.91% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 27.05, PCYG is valued a bit more expensive.
  • A Price/Forward Earnings ratio of 28.26 indicates a quite expensive valuation of PCYG.
  • 73.48% of the companies in the same industry are more expensive than PCYG, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of PCYG to the average of the S&P500 Index (28.03), we can say PCYG is valued inline with the index average.
Industry RankSector Rank
PE 32.67
Fwd PE 28.26
PCYG Price Earnings VS Forward Price EarningsPCYG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 81.72% of the companies in the same industry are more expensive than PCYG, based on the Enterprise Value to EBITDA ratio.
  • PCYG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. PCYG is cheaper than 82.80% of the companies in the same industry.
Industry RankSector Rank
P/FCF 22.55
EV/EBITDA 25.26
PCYG Per share dataPCYG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2 2.5

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • PCYG has an outstanding profitability rating, which may justify a higher PE ratio.
  • PCYG's earnings are expected to grow with 23.20% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.09
PEG (5Y)2.2
EPS Next 2Y20.91%
EPS Next 3Y23.2%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • PCYG has a yearly dividend return of 0.61%, which is pretty low.
  • Compared to an average industry Dividend Yield of 0.60, PCYG pays a better dividend. On top of this PCYG pays more dividend than 90.68% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.80, PCYG's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.61%

5.2 History

  • The dividend of PCYG is nicely growing with an annual growth rate of 14.11%!
  • PCYG does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)14.11%
Div Incr Years1
Div Non Decr Years1
PCYG Yearly Dividends per sharePCYG Yearly Dividends per shareYearly Dividends per share 2022 2023 0.02 0.04 0.06

5.3 Sustainability

  • PCYG pays out 28.28% of its income as dividend. This is a sustainable payout ratio.
  • PCYG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP28.28%
EPS Next 2Y20.91%
EPS Next 3Y23.2%
PCYG Yearly Income VS Free CF VS DividendPCYG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 0 2M 4M 6M
PCYG Dividend Payout.PCYG Dividend Payout, showing the Payout Ratio.PCYG Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

PARK CITY GROUP INC

NASDAQ:PCYG (11/1/2023, 8:00:00 PM)

After market: 10.21 +0.41 (+4.18%)

9.8

+0.06 (+0.62%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)09-28
Earnings (Next)11-09
Inst Owners33.82%
Inst Owner Change-2.35%
Ins Owners3.03%
Ins Owner Change0%
Market Cap179.43M
Revenue(TTM)19.10M
Net Income(TTM)5.00M
Analysts82.86
Price Target11.22 (14.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.61%
Yearly Dividend0.08
Dividend Growth(5Y)14.11%
DP28.28%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)19.05%
Min EPS beat(2)12.04%
Max EPS beat(2)26.05%
EPS beat(4)3
Avg EPS beat(4)12.63%
Min EPS beat(4)-1.96%
Max EPS beat(4)26.05%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.17%
Min Revenue beat(2)-1.38%
Max Revenue beat(2)-0.96%
Revenue beat(4)2
Avg Revenue beat(4)2.47%
Min Revenue beat(4)-1.38%
Max Revenue beat(4)11.15%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-12.5%
EPS NY rev (1m)-2.86%
EPS NY rev (3m)-2.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-10.95%
Revenue NY rev (1m)-5.37%
Revenue NY rev (3m)-5.57%
Valuation
Industry RankSector Rank
PE 32.67
Fwd PE 28.26
P/S 9.39
P/FCF 22.55
P/OCF 20.25
P/B 3.91
P/tB 7.46
EV/EBITDA 25.26
EPS(TTM)0.3
EY3.06%
EPS(NY)0.35
Fwd EY3.54%
FCF(TTM)0.43
FCFY4.43%
OCF(TTM)0.48
OCFY4.94%
SpS1.04
BVpS2.51
TBVpS1.31
PEG (NY)2.09
PEG (5Y)2.2
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 9.89%
ROE 10.91%
ROCE 10.98%
ROIC 8.68%
ROICexc 17.99%
ROICexgc 780.64%
OM 26.65%
PM (TTM) 26.2%
GM 82.67%
FCFM 41.66%
ROA(3y)7.74%
ROA(5y)6.28%
ROE(3y)8.9%
ROE(5y)7.35%
ROIC(3y)6.9%
ROIC(5y)5.91%
ROICexc(3y)13.52%
ROICexc(5y)11.01%
ROICexgc(3y)311.96%
ROICexgc(5y)197.85%
ROCE(3y)9.17%
ROCE(5y)7.98%
ROICexgc growth 3Y264.78%
ROICexgc growth 5Y84.76%
ROICexc growth 3Y64.3%
ROICexc growth 5Y13.9%
OM growth 3Y53.39%
OM growth 5Y10.79%
PM growth 3Y73.23%
PM growth 5Y15.25%
GM growth 3Y8.31%
GM growth 5Y3.35%
F-Score8
Asset Turnover0.38
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.05
Debt/EBITDA 0.03
Cap/Depr 83.64%
Cap/Sales 4.73%
Interest Coverage 86.16
Cash Conversion 143.59%
Profit Quality 159.01%
Current Ratio 6.44
Quick Ratio 6.44
Altman-Z 23.54
F-Score8
WACC10.97%
ROIC/WACC0.79
Cap/Depr(3y)40.24%
Cap/Depr(5y)88.73%
Cap/Sales(3y)2.18%
Cap/Sales(5y)3.32%
Profit Quality(3y)160.02%
Profit Quality(5y)185.17%
High Growth Momentum
Growth
EPS 1Y (TTM)66.67%
EPS 3Y71%
EPS 5Y14.87%
EPS Q2Q%60%
EPS Next Y15.6%
EPS Next 2Y20.91%
EPS Next 3Y23.2%
EPS Next 5Y22.76%
Revenue 1Y (TTM)5.83%
Revenue growth 3Y-1.59%
Revenue growth 5Y-2.82%
Sales Q2Q%4.94%
Revenue Next Year6.46%
Revenue Next 2Y10.65%
Revenue Next 3Y12.08%
Revenue Next 5Y13.24%
EBIT growth 1Y15.31%
EBIT growth 3Y50.95%
EBIT growth 5Y7.66%
EBIT Next Year36.61%
EBIT Next 3Y27.55%
EBIT Next 5Y24.27%
FCF growth 1Y31.5%
FCF growth 3Y30.87%
FCF growth 5Y33.74%
OCF growth 1Y45.21%
OCF growth 3Y28.25%
OCF growth 5Y32.37%

PARK CITY GROUP INC / PCYG FAQ

What is the ChartMill fundamental rating of PARK CITY GROUP INC (PCYG) stock?

ChartMill assigns a fundamental rating of 7 / 10 to PCYG.


What is the valuation status of PARK CITY GROUP INC (PCYG) stock?

ChartMill assigns a valuation rating of 5 / 10 to PARK CITY GROUP INC (PCYG). This can be considered as Fairly Valued.


How profitable is PARK CITY GROUP INC (PCYG) stock?

PARK CITY GROUP INC (PCYG) has a profitability rating of 9 / 10.


How financially healthy is PARK CITY GROUP INC?

The financial health rating of PARK CITY GROUP INC (PCYG) is 9 / 10.


Can you provide the dividend sustainability for PCYG stock?

The dividend rating of PARK CITY GROUP INC (PCYG) is 4 / 10 and the dividend payout ratio is 28.28%.