PARK CITY GROUP INC (PCYG) Stock Fundamental Analysis
USA - NASDAQ:PCYG - US7002153044 - Common Stock
9.8 USD
+0.06 (+0.62%)
10.21 USD
+0.41 (+4.18%)
Taking everything into account, PCYG scores 7 out of 10 in our fundamental rating. PCYG was compared to 281 industry peers in the Software industry. PCYG has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. PCYG has a decent growth rate and is not valued too expensively. With these ratings, PCYG could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
PCYG had positive earnings in the past year.
PCYG had a positive operating cash flow in the past year.
PCYG had positive earnings in each of the past 5 years.
PCYG had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
PCYG's Return On Assets of 9.89% is amongst the best of the industry. PCYG outperforms 92.83% of its industry peers.
PCYG's Return On Equity of 10.91% is amongst the best of the industry. PCYG outperforms 88.89% of its industry peers.
The Return On Invested Capital of PCYG (8.68%) is better than 88.17% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PCYG is significantly below the industry average of 11.95%.
The 3 year average ROIC (6.90%) for PCYG is below the current ROIC(8.68%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.89% | ||
| ROE | 10.91% | ||
| ROIC | 8.68% |
ROA(3y)7.74%
ROA(5y)6.28%
ROE(3y)8.9%
ROE(5y)7.35%
ROIC(3y)6.9%
ROIC(5y)5.91%
1.3 Margins
With an excellent Profit Margin value of 26.20%, PCYG belongs to the best of the industry, outperforming 96.06% of the companies in the same industry.
PCYG's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 26.65%, PCYG belongs to the top of the industry, outperforming 94.98% of the companies in the same industry.
PCYG's Operating Margin has improved in the last couple of years.
The Gross Margin of PCYG (82.67%) is better than 90.68% of its industry peers.
In the last couple of years the Gross Margin of PCYG has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.65% | ||
| PM (TTM) | 26.2% | ||
| GM | 82.67% |
OM growth 3Y53.39%
OM growth 5Y10.79%
PM growth 3Y73.23%
PM growth 5Y15.25%
GM growth 3Y8.31%
GM growth 5Y3.35%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PCYG is destroying value.
PCYG has less shares outstanding than it did 1 year ago.
The number of shares outstanding for PCYG has been reduced compared to 5 years ago.
The debt/assets ratio for PCYG has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 23.54 indicates that PCYG is not in any danger for bankruptcy at the moment.
PCYG has a better Altman-Z score (23.54) than 97.13% of its industry peers.
PCYG has a debt to FCF ratio of 0.05. This is a very positive value and a sign of high solvency as it would only need 0.05 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.05, PCYG belongs to the top of the industry, outperforming 84.59% of the companies in the same industry.
PCYG has a Debt/Equity ratio of 0.00. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of PCYG (0.00) is better than 64.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.05 | ||
| Altman-Z | 23.54 |
ROIC/WACC0.79
WACC10.97%
2.3 Liquidity
PCYG has a Current Ratio of 6.44. This indicates that PCYG is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 6.44, PCYG belongs to the best of the industry, outperforming 89.25% of the companies in the same industry.
A Quick Ratio of 6.44 indicates that PCYG has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 6.44, PCYG belongs to the best of the industry, outperforming 89.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 6.44 | ||
| Quick Ratio | 6.44 |
3. Growth
3.1 Past
PCYG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 66.67%, which is quite impressive.
Measured over the past years, PCYG shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.87% on average per year.
Looking at the last year, PCYG shows a small growth in Revenue. The Revenue has grown by 5.83% in the last year.
The Revenue has been decreasing by -2.82% on average over the past years.
EPS 1Y (TTM)66.67%
EPS 3Y71%
EPS 5Y14.87%
EPS Q2Q%60%
Revenue 1Y (TTM)5.83%
Revenue growth 3Y-1.59%
Revenue growth 5Y-2.82%
Sales Q2Q%4.94%
3.2 Future
The Earnings Per Share is expected to grow by 22.76% on average over the next years. This is a very strong growth
PCYG is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.24% yearly.
EPS Next Y15.6%
EPS Next 2Y20.91%
EPS Next 3Y23.2%
EPS Next 5Y22.76%
Revenue Next Year6.46%
Revenue Next 2Y10.65%
Revenue Next 3Y12.08%
Revenue Next 5Y13.24%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PCYG is valuated quite expensively with a Price/Earnings ratio of 32.67.
74.91% of the companies in the same industry are more expensive than PCYG, based on the Price/Earnings ratio.
PCYG's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.86.
A Price/Forward Earnings ratio of 28.26 indicates a quite expensive valuation of PCYG.
73.48% of the companies in the same industry are more expensive than PCYG, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.29, PCYG is valued a bit more expensive.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.67 | ||
| Fwd PE | 28.26 |
4.2 Price Multiples
81.72% of the companies in the same industry are more expensive than PCYG, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, PCYG is valued cheaply inside the industry as 82.80% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.55 | ||
| EV/EBITDA | 25.26 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PCYG does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of PCYG may justify a higher PE ratio.
A more expensive valuation may be justified as PCYG's earnings are expected to grow with 23.20% in the coming years.
PEG (NY)2.09
PEG (5Y)2.2
EPS Next 2Y20.91%
EPS Next 3Y23.2%
5. Dividend
5.1 Amount
With a yearly dividend of 0.61%, PCYG is not a good candidate for dividend investing.
PCYG's Dividend Yield is rather good when compared to the industry average which is at 39.95. PCYG pays more dividend than 90.68% of the companies in the same industry.
With a Dividend Yield of 0.61, PCYG pays less dividend than the S&P500 average, which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.61% |
5.2 History
The dividend of PCYG is nicely growing with an annual growth rate of 14.11%!
PCYG does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)14.11%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
28.28% of the earnings are spent on dividend by PCYG. This is a low number and sustainable payout ratio.
The dividend of PCYG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP28.28%
EPS Next 2Y20.91%
EPS Next 3Y23.2%
9.8
+0.06 (+0.62%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners33.82%
Inst Owner Change4.79%
Ins Owners3.03%
Ins Owner Change0%
Market Cap179.43M
Analysts82.86
Price Target11.22 (14.49%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.61% |
Yearly Dividend0.08
Dividend Growth(5Y)14.11%
DP28.28%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)19.05%
Min EPS beat(2)12.04%
Max EPS beat(2)26.05%
EPS beat(4)3
Avg EPS beat(4)12.63%
Min EPS beat(4)-1.96%
Max EPS beat(4)26.05%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.17%
Min Revenue beat(2)-1.38%
Max Revenue beat(2)-0.96%
Revenue beat(4)2
Avg Revenue beat(4)2.47%
Min Revenue beat(4)-1.38%
Max Revenue beat(4)11.15%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-12.5%
EPS NY rev (1m)-2.86%
EPS NY rev (3m)-2.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-10.95%
Revenue NY rev (1m)-5.37%
Revenue NY rev (3m)-5.57%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.67 | ||
| Fwd PE | 28.26 | ||
| P/S | 9.39 | ||
| P/FCF | 22.55 | ||
| P/OCF | 20.25 | ||
| P/B | 3.91 | ||
| P/tB | 7.46 | ||
| EV/EBITDA | 25.26 |
EPS(TTM)0.3
EY3.06%
EPS(NY)0.35
Fwd EY3.54%
FCF(TTM)0.43
FCFY4.43%
OCF(TTM)0.48
OCFY4.94%
SpS1.04
BVpS2.51
TBVpS1.31
PEG (NY)2.09
PEG (5Y)2.2
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.89% | ||
| ROE | 10.91% | ||
| ROCE | 10.98% | ||
| ROIC | 8.68% | ||
| ROICexc | 17.99% | ||
| ROICexgc | 780.64% | ||
| OM | 26.65% | ||
| PM (TTM) | 26.2% | ||
| GM | 82.67% | ||
| FCFM | 41.66% |
ROA(3y)7.74%
ROA(5y)6.28%
ROE(3y)8.9%
ROE(5y)7.35%
ROIC(3y)6.9%
ROIC(5y)5.91%
ROICexc(3y)13.52%
ROICexc(5y)11.01%
ROICexgc(3y)311.96%
ROICexgc(5y)197.85%
ROCE(3y)9.17%
ROCE(5y)7.98%
ROICexcg growth 3Y264.78%
ROICexcg growth 5Y84.76%
ROICexc growth 3Y64.3%
ROICexc growth 5Y13.9%
OM growth 3Y53.39%
OM growth 5Y10.79%
PM growth 3Y73.23%
PM growth 5Y15.25%
GM growth 3Y8.31%
GM growth 5Y3.35%
F-Score8
Asset Turnover0.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0.05 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 83.64% | ||
| Cap/Sales | 4.73% | ||
| Interest Coverage | 86.16 | ||
| Cash Conversion | 143.59% | ||
| Profit Quality | 159.01% | ||
| Current Ratio | 6.44 | ||
| Quick Ratio | 6.44 | ||
| Altman-Z | 23.54 |
F-Score8
WACC10.97%
ROIC/WACC0.79
Cap/Depr(3y)40.24%
Cap/Depr(5y)88.73%
Cap/Sales(3y)2.18%
Cap/Sales(5y)3.32%
Profit Quality(3y)160.02%
Profit Quality(5y)185.17%
High Growth Momentum
Growth
EPS 1Y (TTM)66.67%
EPS 3Y71%
EPS 5Y14.87%
EPS Q2Q%60%
EPS Next Y15.6%
EPS Next 2Y20.91%
EPS Next 3Y23.2%
EPS Next 5Y22.76%
Revenue 1Y (TTM)5.83%
Revenue growth 3Y-1.59%
Revenue growth 5Y-2.82%
Sales Q2Q%4.94%
Revenue Next Year6.46%
Revenue Next 2Y10.65%
Revenue Next 3Y12.08%
Revenue Next 5Y13.24%
EBIT growth 1Y15.31%
EBIT growth 3Y50.95%
EBIT growth 5Y7.66%
EBIT Next Year36.61%
EBIT Next 3Y27.55%
EBIT Next 5Y24.27%
FCF growth 1Y31.5%
FCF growth 3Y30.87%
FCF growth 5Y33.74%
OCF growth 1Y45.21%
OCF growth 3Y28.25%
OCF growth 5Y32.37%