PARK CITY GROUP INC (PCYG) Fundamental Analysis & Valuation

NASDAQ:PCYG • US7002153044

Current stock price

9.8 USD
+0.06 (+0.62%)
At close:
10.21 USD
+0.41 (+4.18%)
After Hours:

This PCYG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

9

1. PCYG Profitability Analysis

1.1 Basic Checks

  • In the past year PCYG was profitable.
  • PCYG had a positive operating cash flow in the past year.
  • Each year in the past 5 years PCYG has been profitable.
  • Each year in the past 5 years PCYG had a positive operating cash flow.
PCYG Yearly Net Income VS EBIT VS OCF VS FCFPCYG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 2M 4M 6M 8M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 9.89%, PCYG belongs to the top of the industry, outperforming 92.83% of the companies in the same industry.
  • PCYG's Return On Equity of 10.91% is amongst the best of the industry. PCYG outperforms 88.89% of its industry peers.
  • With an excellent Return On Invested Capital value of 8.68%, PCYG belongs to the best of the industry, outperforming 88.17% of the companies in the same industry.
  • PCYG had an Average Return On Invested Capital over the past 3 years of 6.90%. This is below the industry average of 10.91%.
  • The 3 year average ROIC (6.90%) for PCYG is below the current ROIC(8.68%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 9.89%
ROE 10.91%
ROIC 8.68%
ROA(3y)7.74%
ROA(5y)6.28%
ROE(3y)8.9%
ROE(5y)7.35%
ROIC(3y)6.9%
ROIC(5y)5.91%
PCYG Yearly ROA, ROE, ROICPCYG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 0 2 4 6 8 10

1.3 Margins

  • The Profit Margin of PCYG (26.20%) is better than 96.06% of its industry peers.
  • In the last couple of years the Profit Margin of PCYG has grown nicely.
  • PCYG has a Operating Margin of 26.65%. This is amongst the best in the industry. PCYG outperforms 94.98% of its industry peers.
  • PCYG's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 82.67%, PCYG belongs to the top of the industry, outperforming 90.68% of the companies in the same industry.
  • PCYG's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 26.65%
PM (TTM) 26.2%
GM 82.67%
OM growth 3Y53.39%
OM growth 5Y10.79%
PM growth 3Y73.23%
PM growth 5Y15.25%
GM growth 3Y8.31%
GM growth 5Y3.35%
PCYG Yearly Profit, Operating, Gross MarginsPCYG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 0 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

9

2. PCYG Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PCYG is destroying value.
  • PCYG has less shares outstanding than it did 1 year ago.
  • Compared to 1 year ago, PCYG has an improved debt to assets ratio.
PCYG Yearly Shares OutstandingPCYG Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M
PCYG Yearly Total Debt VS Total AssetsPCYG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 10M 20M 30M 40M 50M

2.2 Solvency

  • PCYG has an Altman-Z score of 23.54. This indicates that PCYG is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of PCYG (23.54) is better than 97.13% of its industry peers.
  • The Debt to FCF ratio of PCYG is 0.05, which is an excellent value as it means it would take PCYG, only 0.05 years of fcf income to pay off all of its debts.
  • PCYG has a better Debt to FCF ratio (0.05) than 84.59% of its industry peers.
  • A Debt/Equity ratio of 0.00 indicates that PCYG is not too dependend on debt financing.
  • PCYG has a better Debt to Equity ratio (0.00) than 64.52% of its industry peers.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.05
Altman-Z 23.54
ROIC/WACC0.79
WACC10.97%
PCYG Yearly LT Debt VS Equity VS FCFPCYG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 10M 20M 30M 40M

2.3 Liquidity

  • A Current Ratio of 6.44 indicates that PCYG has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 6.44, PCYG belongs to the top of the industry, outperforming 89.25% of the companies in the same industry.
  • PCYG has a Quick Ratio of 6.44. This indicates that PCYG is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 6.44, PCYG belongs to the top of the industry, outperforming 89.25% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 6.44
Quick Ratio 6.44
PCYG Yearly Current Assets VS Current LiabilitesPCYG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M 20M 25M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. PCYG Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 66.67% over the past year.
  • Measured over the past years, PCYG shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.87% on average per year.
  • Looking at the last year, PCYG shows a small growth in Revenue. The Revenue has grown by 5.83% in the last year.
  • PCYG shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.82% yearly.
EPS 1Y (TTM)66.67%
EPS 3Y71%
EPS 5Y14.87%
EPS Q2Q%60%
Revenue 1Y (TTM)5.83%
Revenue growth 3Y-1.59%
Revenue growth 5Y-2.82%
Sales Q2Q%4.94%

3.2 Future

  • The Earnings Per Share is expected to grow by 22.76% on average over the next years. This is a very strong growth
  • PCYG is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.24% yearly.
EPS Next Y15.6%
EPS Next 2Y20.91%
EPS Next 3Y23.2%
EPS Next 5Y22.76%
Revenue Next Year6.46%
Revenue Next 2Y10.65%
Revenue Next 3Y12.08%
Revenue Next 5Y13.24%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
PCYG Yearly Revenue VS EstimatesPCYG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10M 20M 30M 40M
PCYG Yearly EPS VS EstimatesPCYG Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 0.2 -0.2 0.4 0.6 0.8 1

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5

4. PCYG Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 32.67, PCYG can be considered very expensive at the moment.
  • 74.91% of the companies in the same industry are more expensive than PCYG, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 26.86, PCYG is valued a bit more expensive.
  • The Price/Forward Earnings ratio is 28.26, which means the current valuation is very expensive for PCYG.
  • 73.48% of the companies in the same industry are more expensive than PCYG, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 37.39. PCYG is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 32.67
Fwd PE 28.26
PCYG Price Earnings VS Forward Price EarningsPCYG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 81.72% of the companies in the same industry are more expensive than PCYG, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, PCYG is valued cheaper than 82.80% of the companies in the same industry.
Industry RankSector Rank
P/FCF 22.55
EV/EBITDA 25.26
PCYG Per share dataPCYG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2 2.5

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The excellent profitability rating of PCYG may justify a higher PE ratio.
  • PCYG's earnings are expected to grow with 23.20% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.09
PEG (5Y)2.2
EPS Next 2Y20.91%
EPS Next 3Y23.2%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. PCYG Dividend Analysis

5.1 Amount

  • PCYG has a yearly dividend return of 0.61%, which is pretty low.
  • PCYG's Dividend Yield is rather good when compared to the industry average which is at 0.65. PCYG pays more dividend than 90.68% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, PCYG's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.61%

5.2 History

  • The dividend of PCYG is nicely growing with an annual growth rate of 14.11%!
  • PCYG is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)14.11%
Div Incr Years1
Div Non Decr Years1
PCYG Yearly Dividends per sharePCYG Yearly Dividends per shareYearly Dividends per share 2022 2023 0.02 0.04 0.06

5.3 Sustainability

  • PCYG pays out 28.28% of its income as dividend. This is a sustainable payout ratio.
  • PCYG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP28.28%
EPS Next 2Y20.91%
EPS Next 3Y23.2%
PCYG Yearly Income VS Free CF VS DividendPCYG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 0 2M 4M 6M
PCYG Dividend Payout.PCYG Dividend Payout, showing the Payout Ratio.PCYG Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

PCYG Fundamentals: All Metrics, Ratios and Statistics

PARK CITY GROUP INC

NASDAQ:PCYG (11/1/2023, 8:00:00 PM)

After market: 10.21 +0.41 (+4.18%)

9.8

+0.06 (+0.62%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)09-28
Earnings (Next)11-09
Inst Owners33.82%
Inst Owner Change-2.2%
Ins Owners3.03%
Ins Owner Change0%
Market Cap179.43M
Revenue(TTM)19.10M
Net Income(TTM)5.00M
Analysts82.86
Price Target11.22 (14.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.61%
Yearly Dividend0.08
Dividend Growth(5Y)14.11%
DP28.28%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)19.05%
Min EPS beat(2)12.04%
Max EPS beat(2)26.05%
EPS beat(4)3
Avg EPS beat(4)12.63%
Min EPS beat(4)-1.96%
Max EPS beat(4)26.05%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.17%
Min Revenue beat(2)-1.38%
Max Revenue beat(2)-0.96%
Revenue beat(4)2
Avg Revenue beat(4)2.47%
Min Revenue beat(4)-1.38%
Max Revenue beat(4)11.15%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-12.5%
EPS NY rev (1m)-2.86%
EPS NY rev (3m)-2.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-10.95%
Revenue NY rev (1m)-5.37%
Revenue NY rev (3m)-5.57%
Valuation
Industry RankSector Rank
PE 32.67
Fwd PE 28.26
P/S 9.39
P/FCF 22.55
P/OCF 20.25
P/B 3.91
P/tB 7.46
EV/EBITDA 25.26
EPS(TTM)0.3
EY3.06%
EPS(NY)0.35
Fwd EY3.54%
FCF(TTM)0.43
FCFY4.43%
OCF(TTM)0.48
OCFY4.94%
SpS1.04
BVpS2.51
TBVpS1.31
PEG (NY)2.09
PEG (5Y)2.2
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 9.89%
ROE 10.91%
ROCE 10.98%
ROIC 8.68%
ROICexc 17.99%
ROICexgc 780.64%
OM 26.65%
PM (TTM) 26.2%
GM 82.67%
FCFM 41.66%
ROA(3y)7.74%
ROA(5y)6.28%
ROE(3y)8.9%
ROE(5y)7.35%
ROIC(3y)6.9%
ROIC(5y)5.91%
ROICexc(3y)13.52%
ROICexc(5y)11.01%
ROICexgc(3y)311.96%
ROICexgc(5y)197.85%
ROCE(3y)9.17%
ROCE(5y)7.98%
ROICexgc growth 3Y264.78%
ROICexgc growth 5Y84.76%
ROICexc growth 3Y64.3%
ROICexc growth 5Y13.9%
OM growth 3Y53.39%
OM growth 5Y10.79%
PM growth 3Y73.23%
PM growth 5Y15.25%
GM growth 3Y8.31%
GM growth 5Y3.35%
F-Score8
Asset Turnover0.38
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.05
Debt/EBITDA 0.03
Cap/Depr 83.64%
Cap/Sales 4.73%
Interest Coverage 86.16
Cash Conversion 143.59%
Profit Quality 159.01%
Current Ratio 6.44
Quick Ratio 6.44
Altman-Z 23.54
F-Score8
WACC10.97%
ROIC/WACC0.79
Cap/Depr(3y)40.24%
Cap/Depr(5y)88.73%
Cap/Sales(3y)2.18%
Cap/Sales(5y)3.32%
Profit Quality(3y)160.02%
Profit Quality(5y)185.17%
High Growth Momentum
Growth
EPS 1Y (TTM)66.67%
EPS 3Y71%
EPS 5Y14.87%
EPS Q2Q%60%
EPS Next Y15.6%
EPS Next 2Y20.91%
EPS Next 3Y23.2%
EPS Next 5Y22.76%
Revenue 1Y (TTM)5.83%
Revenue growth 3Y-1.59%
Revenue growth 5Y-2.82%
Sales Q2Q%4.94%
Revenue Next Year6.46%
Revenue Next 2Y10.65%
Revenue Next 3Y12.08%
Revenue Next 5Y13.24%
EBIT growth 1Y15.31%
EBIT growth 3Y50.95%
EBIT growth 5Y7.66%
EBIT Next Year36.61%
EBIT Next 3Y27.55%
EBIT Next 5Y24.27%
FCF growth 1Y31.5%
FCF growth 3Y30.87%
FCF growth 5Y33.74%
OCF growth 1Y45.21%
OCF growth 3Y28.25%
OCF growth 5Y32.37%

PARK CITY GROUP INC / PCYG Fundamental Analysis FAQ

What is the ChartMill fundamental rating of PARK CITY GROUP INC (PCYG) stock?

ChartMill assigns a fundamental rating of 7 / 10 to PCYG.


What is the valuation status of PARK CITY GROUP INC (PCYG) stock?

ChartMill assigns a valuation rating of 5 / 10 to PARK CITY GROUP INC (PCYG). This can be considered as Fairly Valued.


What is the profitability of PCYG stock?

PARK CITY GROUP INC (PCYG) has a profitability rating of 9 / 10.


What is the financial health of PARK CITY GROUP INC (PCYG) stock?

The financial health rating of PARK CITY GROUP INC (PCYG) is 9 / 10.


What is the expected EPS growth for PARK CITY GROUP INC (PCYG) stock?

The Earnings per Share (EPS) of PARK CITY GROUP INC (PCYG) is expected to grow by 15.6% in the next year.