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P G & E CORP (PCG) Stock Fundamental Analysis

NYSE:PCG - US69331C1080 - Common Stock

15.19 USD
+0.52 (+3.54%)
Last: 8/22/2025, 8:04:00 PM
15.16 USD
-0.03 (-0.2%)
After Hours: 8/22/2025, 8:04:00 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to PCG. PCG was compared to 47 industry peers in the Electric Utilities industry. There are concerns on the financial health of PCG while its profitability can be described as average. PCG is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

PCG had positive earnings in the past year.
PCG had a positive operating cash flow in the past year.
In multiple years PCG reported negative net income over the last 5 years.
Of the past 5 years PCG 4 years had a positive operating cash flow.
PCG Yearly Net Income VS EBIT VS OCF VS FCFPCG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10B -20B

1.2 Ratios

The Return On Assets of PCG (1.72%) is worse than 87.23% of its industry peers.
PCG has a Return On Equity of 7.54%. This is in the lower half of the industry: PCG underperforms 78.72% of its industry peers.
PCG's Return On Invested Capital of 3.23% is on the low side compared to the rest of the industry. PCG is outperformed by 78.72% of its industry peers.
PCG had an Average Return On Invested Capital over the past 3 years of 2.53%. This is below the industry average of 5.09%.
The last Return On Invested Capital (3.23%) for PCG is above the 3 year average (2.53%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.72%
ROE 7.54%
ROIC 3.23%
ROA(3y)1.72%
ROA(5y)0.74%
ROE(3y)8.35%
ROE(5y)3.66%
ROIC(3y)2.53%
ROIC(5y)2.43%
PCG Yearly ROA, ROE, ROICPCG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100

1.3 Margins

PCG's Profit Margin of 9.61% is on the low side compared to the rest of the industry. PCG is outperformed by 70.21% of its industry peers.
PCG has a Operating Margin of 20.34%. This is comparable to the rest of the industry: PCG outperforms 48.94% of its industry peers.
PCG's Operating Margin has improved in the last couple of years.
The Gross Margin of PCG (86.75%) is better than 80.85% of its industry peers.
PCG's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 20.34%
PM (TTM) 9.61%
GM 86.75%
OM growth 3Y16.22%
OM growth 5Y20.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.91%
GM growth 5Y2.03%
PCG Yearly Profit, Operating, Gross MarginsPCG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60 80

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1

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PCG is destroying value.
The number of shares outstanding for PCG has been increased compared to 1 year ago.
The number of shares outstanding for PCG has been increased compared to 5 years ago.
Compared to 1 year ago, PCG has an improved debt to assets ratio.
PCG Yearly Shares OutstandingPCG Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B
PCG Yearly Total Debt VS Total AssetsPCG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B 100B

2.2 Solvency

Based on the Altman-Z score of 0.46, we must say that PCG is in the distress zone and has some risk of bankruptcy.
PCG has a Altman-Z score of 0.46. This is amonst the worse of the industry: PCG underperforms 85.11% of its industry peers.
A Debt/Equity ratio of 1.78 is on the high side and indicates that PCG has dependencies on debt financing.
With a Debt to Equity ratio value of 1.78, PCG is not doing good in the industry: 76.60% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.78
Debt/FCF N/A
Altman-Z 0.46
ROIC/WACC0.6
WACC5.37%
PCG Yearly LT Debt VS Equity VS FCFPCG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20B -20B 40B

2.3 Liquidity

A Current Ratio of 0.94 indicates that PCG may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.94, PCG is in line with its industry, outperforming 57.45% of the companies in the same industry.
A Quick Ratio of 0.89 indicates that PCG may have some problems paying its short term obligations.
PCG has a better Quick ratio (0.89) than 65.96% of its industry peers.
Industry RankSector Rank
Current Ratio 0.94
Quick Ratio 0.89
PCG Yearly Current Assets VS Current LiabilitesPCG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

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3

3. Growth

3.1 Past

PCG shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -5.04%.
PCG shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -19.12% yearly.
PCG shows a decrease in Revenue. In the last year, the revenue decreased by -1.30%.
Measured over the past years, PCG shows a small growth in Revenue. The Revenue has been growing by 7.35% on average per year.
EPS 1Y (TTM)-5.04%
EPS 3Y12.31%
EPS 5Y-19.12%
EPS Q2Q%0%
Revenue 1Y (TTM)-1.3%
Revenue growth 3Y5.76%
Revenue growth 5Y7.35%
Sales Q2Q%-1.47%

3.2 Future

The Earnings Per Share is expected to grow by 9.26% on average over the next years. This is quite good.
PCG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.55% yearly.
EPS Next Y11.34%
EPS Next 2Y10.05%
EPS Next 3Y9.81%
EPS Next 5Y9.26%
Revenue Next Year3.56%
Revenue Next 2Y3.36%
Revenue Next 3Y3.31%
Revenue Next 5Y2.55%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
PCG Yearly Revenue VS EstimatesPCG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B 25B
PCG Yearly EPS VS EstimatesPCG Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 0 0 0 0

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5

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 11.51, the valuation of PCG can be described as very reasonable.
Based on the Price/Earnings ratio, PCG is valued a bit cheaper than the industry average as 68.09% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of PCG to the average of the S&P500 Index (27.24), we can say PCG is valued rather cheaply.
The Price/Forward Earnings ratio is 9.22, which indicates a very decent valuation of PCG.
78.72% of the companies in the same industry are more expensive than PCG, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 35.82, PCG is valued rather cheaply.
Industry RankSector Rank
PE 11.51
Fwd PE 9.22
PCG Price Earnings VS Forward Price EarningsPCG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, PCG is valued a bit cheaper than 61.70% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 9.78
PCG Per share dataPCG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.02
PEG (5Y)N/A
EPS Next 2Y10.05%
EPS Next 3Y9.81%

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3

5. Dividend

5.1 Amount

With a yearly dividend of 0.68%, PCG is not a good candidate for dividend investing.
With a Dividend Yield of 0.68, PCG pays less dividend than the industry average, which is at 3.53. 82.98% of the companies listed in the same industry pay a better dividend than PCG!
Compared to an average S&P500 Dividend Yield of 2.32, PCG's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.68%

5.2 History

The dividend of PCG decreases each year by -53.24%.
PCG has been paying a dividend for at least 10 years, so it has a reliable track record.
PCG has decreased its dividend recently.
Dividend Growth(5Y)-53.24%
Div Incr Years1
Div Non Decr Years1
PCG Yearly Dividends per sharePCG Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

PCG pays out 8.55% of its income as dividend. This is a sustainable payout ratio.
DP8.55%
EPS Next 2Y10.05%
EPS Next 3Y9.81%
PCG Yearly Income VS Free CF VS DividendPCG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -5B -10B -15B -20B -25B
PCG Dividend Payout.PCG Dividend Payout, showing the Payout Ratio.PCG Dividend Payout.PayoutRetained Earnings

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P G & E CORP

NYSE:PCG (8/22/2025, 8:04:00 PM)

After market: 15.16 -0.03 (-0.2%)

15.19

+0.52 (+3.54%)

Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)07-31 2025-07-31/bmo
Earnings (Next)11-05 2025-11-05/bmo
Inst Owners96.56%
Inst Owner Change-1.02%
Ins Owners0.17%
Ins Owner Change0.41%
Market Cap33.39B
Analysts77.27
Price Target20.66 (36.01%)
Short Float %1.74%
Short Ratio1.27
Dividend
Industry RankSector Rank
Dividend Yield 0.68%
Yearly Dividend0.04
Dividend Growth(5Y)-53.24%
DP8.55%
Div Incr Years1
Div Non Decr Years1
Ex-Date06-30 2025-06-30 (0.025)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.61%
Min EPS beat(2)-4.14%
Max EPS beat(2)-3.08%
EPS beat(4)1
Avg EPS beat(4)0.86%
Min EPS beat(4)-4.14%
Max EPS beat(4)11.69%
EPS beat(8)4
Avg EPS beat(8)0.24%
EPS beat(12)5
Avg EPS beat(12)1.88%
EPS beat(16)6
Avg EPS beat(16)-0.06%
Revenue beat(2)0
Avg Revenue beat(2)-4.92%
Min Revenue beat(2)-6.4%
Max Revenue beat(2)-3.44%
Revenue beat(4)0
Avg Revenue beat(4)-7.47%
Min Revenue beat(4)-11%
Max Revenue beat(4)-3.44%
Revenue beat(8)3
Avg Revenue beat(8)-1.62%
Revenue beat(12)4
Avg Revenue beat(12)-2.27%
Revenue beat(16)6
Avg Revenue beat(16)-2.14%
PT rev (1m)-1.47%
PT rev (3m)-2.64%
EPS NQ rev (1m)1.31%
EPS NQ rev (3m)12.44%
EPS NY rev (1m)-0.11%
EPS NY rev (3m)-0.07%
Revenue NQ rev (1m)0.02%
Revenue NQ rev (3m)1.64%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)0.1%
Valuation
Industry RankSector Rank
PE 11.51
Fwd PE 9.22
P/S 1.37
P/FCF N/A
P/OCF 3.72
P/B 1.07
P/tB 1.07
EV/EBITDA 9.78
EPS(TTM)1.32
EY8.69%
EPS(NY)1.65
Fwd EY10.84%
FCF(TTM)-0.99
FCFYN/A
OCF(TTM)4.08
OCFY26.86%
SpS11.13
BVpS14.19
TBVpS14.19
PEG (NY)1.02
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.72%
ROE 7.54%
ROCE 4.14%
ROIC 3.23%
ROICexc 3.24%
ROICexgc 3.24%
OM 20.34%
PM (TTM) 9.61%
GM 86.75%
FCFM N/A
ROA(3y)1.72%
ROA(5y)0.74%
ROE(3y)8.35%
ROE(5y)3.66%
ROIC(3y)2.53%
ROIC(5y)2.43%
ROICexc(3y)2.55%
ROICexc(5y)2.44%
ROICexgc(3y)2.55%
ROICexgc(5y)2.44%
ROCE(3y)3.27%
ROCE(5y)3.16%
ROICexcg growth 3Y11.41%
ROICexcg growth 5Y18.86%
ROICexc growth 3Y11.41%
ROICexc growth 5Y18.86%
OM growth 3Y16.22%
OM growth 5Y20.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.91%
GM growth 5Y2.03%
F-Score6
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 1.78
Debt/FCF N/A
Debt/EBITDA 6
Cap/Depr 259.87%
Cap/Sales 45.53%
Interest Coverage 1.98
Cash Conversion 96.87%
Profit Quality N/A
Current Ratio 0.94
Quick Ratio 0.89
Altman-Z 0.46
F-Score6
WACC5.37%
ROIC/WACC0.6
Cap/Depr(3y)251.98%
Cap/Depr(5y)240.73%
Cap/Sales(3y)42.15%
Cap/Sales(5y)41.06%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.04%
EPS 3Y12.31%
EPS 5Y-19.12%
EPS Q2Q%0%
EPS Next Y11.34%
EPS Next 2Y10.05%
EPS Next 3Y9.81%
EPS Next 5Y9.26%
Revenue 1Y (TTM)-1.3%
Revenue growth 3Y5.76%
Revenue growth 5Y7.35%
Sales Q2Q%-1.47%
Revenue Next Year3.56%
Revenue Next 2Y3.36%
Revenue Next 3Y3.31%
Revenue Next 5Y2.55%
EBIT growth 1Y10.58%
EBIT growth 3Y22.92%
EBIT growth 5Y29.77%
EBIT Next Year94.05%
EBIT Next 3Y32.21%
EBIT Next 5Y20.32%
FCF growth 1Y58.23%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y97.45%
OCF growth 3Y52.58%
OCF growth 5Y10.78%