P G & E CORP (PCG) Stock Fundamental Analysis
NYSE:PCG - New York Stock Exchange, Inc. - US69331C1080 - Common Stock - Currency: USD
Taking everything into account, PCG scores 3 out of 10 in our fundamental rating. PCG was compared to 47 industry peers in the Electric Utilities industry. There are concerns on the financial health of PCG while its profitability can be described as average. PCG has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year PCG was profitable.
In the past year PCG had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: PCG reported negative net income in multiple years.
PCG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of PCG (1.74%) is worse than 89.36% of its industry peers.
With a Return On Equity value of 7.66%, PCG is not doing good in the industry: 76.60% of the companies in the same industry are doing better.
PCG has a worse Return On Invested Capital (3.27%) than 80.85% of its industry peers.
PCG had an Average Return On Invested Capital over the past 3 years of 2.53%. This is significantly below the industry average of 38.54%.
The last Return On Invested Capital (3.27%) for PCG is above the 3 year average (2.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.74% | ||
| ROE | 7.66% | ||
| ROIC | 3.27% |
ROA(3y)1.72%
ROA(5y)0.74%
ROE(3y)8.35%
ROE(5y)3.66%
ROIC(3y)2.53%
ROIC(5y)2.43%
1.3 Margins
With a Profit Margin value of 9.58%, PCG is not doing good in the industry: 74.47% of the companies in the same industry are doing better.
PCG has a Operating Margin (20.08%) which is in line with its industry peers.
PCG's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 85.75%, PCG belongs to the best of the industry, outperforming 80.85% of the companies in the same industry.
PCG's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.08% | ||
| PM (TTM) | 9.58% | ||
| GM | 85.75% |
OM growth 3Y16.22%
OM growth 5Y20.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.91%
GM growth 5Y2.03%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PCG is destroying value.
The number of shares outstanding for PCG has been increased compared to 1 year ago.
PCG has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, PCG has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.45, we must say that PCG is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.45, PCG is not doing good in the industry: 85.11% of the companies in the same industry are doing better.
PCG has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
PCG's Debt to Equity ratio of 1.77 is on the low side compared to the rest of the industry. PCG is outperformed by 70.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.45 |
ROIC/WACC0.61
WACC5.33%
2.3 Liquidity
PCG has a Current Ratio of 0.95. This is a bad value and indicates that PCG is not financially healthy enough and could expect problems in meeting its short term obligations.
PCG's Current ratio of 0.95 is in line compared to the rest of the industry. PCG outperforms 55.32% of its industry peers.
PCG has a Quick Ratio of 0.95. This is a bad value and indicates that PCG is not financially healthy enough and could expect problems in meeting its short term obligations.
PCG's Quick ratio of 0.90 is fine compared to the rest of the industry. PCG outperforms 61.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.95 | ||
| Quick Ratio | 0.9 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 0.76% over the past year.
The earnings per share for PCG have been decreasing by -19.12% on average. This is quite bad
PCG shows a small growth in Revenue. In the last year, the Revenue has grown by 1.91%.
PCG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.35% yearly.
EPS 1Y (TTM)0.76%
EPS 3Y12.31%
EPS 5Y-19.12%
EPS Q2Q%-10.81%
Revenue 1Y (TTM)1.91%
Revenue growth 3Y5.76%
Revenue growth 5Y7.35%
Sales Q2Q%2.08%
3.2 Future
Based on estimates for the next years, PCG will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.40% on average per year.
PCG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.76% yearly.
EPS Next Y11.45%
EPS Next 2Y10.03%
EPS Next 3Y9.79%
EPS Next 5Y9.4%
Revenue Next Year3.55%
Revenue Next 2Y3.22%
Revenue Next 3Y3.26%
Revenue Next 5Y2.76%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PCG is valuated reasonably with a Price/Earnings ratio of 10.60.
Based on the Price/Earnings ratio, PCG is valued a bit cheaper than the industry average as 70.21% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of PCG to the average of the S&P500 Index (28.05), we can say PCG is valued rather cheaply.
With a Price/Forward Earnings ratio of 8.50, the valuation of PCG can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PCG indicates a rather cheap valuation: PCG is cheaper than 80.85% of the companies listed in the same industry.
PCG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 37.67.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.6 | ||
| Fwd PE | 8.5 |
4.2 Price Multiples
PCG's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. PCG is cheaper than 61.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.45 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.93
PEG (5Y)N/A
EPS Next 2Y10.03%
EPS Next 3Y9.79%
5. Dividend
5.1 Amount
With a yearly dividend of 0.72%, PCG is not a good candidate for dividend investing.
With a Dividend Yield of 0.72, PCG pays less dividend than the industry average, which is at 3.68. 82.98% of the companies listed in the same industry pay a better dividend than PCG!
Compared to an average S&P500 Dividend Yield of 2.32, PCG's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.72% |
5.2 History
The dividend of PCG decreases each year by -53.24%.
PCG has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of PCG decreased recently.
Dividend Growth(5Y)-53.24%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
6.09% of the earnings are spent on dividend by PCG. This is a low number and sustainable payout ratio.
DP6.09%
EPS Next 2Y10.03%
EPS Next 3Y9.79%
NYSE:PCG (7/28/2025, 2:53:10 PM)
13.995
-0.09 (-0.6%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)
Earnings (Next)
Inst Owners96.71%
Inst Owner Change-0.03%
Ins Owners0.17%
Ins Owner Change0.41%
Market Cap30.76B
Analysts77.27
Price Target20.97 (49.84%)
Short Float %1.46%
Short Ratio1.3
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.72% |
Yearly Dividend0.04
Dividend Growth(5Y)-53.24%
DP6.09%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.59%
Min EPS beat(2)-4.14%
Max EPS beat(2)-1.04%
EPS beat(4)2
Avg EPS beat(4)2.07%
Min EPS beat(4)-4.14%
Max EPS beat(4)11.69%
EPS beat(8)4
Avg EPS beat(8)-0.6%
EPS beat(12)5
Avg EPS beat(12)1.17%
EPS beat(16)6
Avg EPS beat(16)-0.15%
Revenue beat(2)0
Avg Revenue beat(2)-6.24%
Min Revenue beat(2)-9.05%
Max Revenue beat(2)-3.44%
Revenue beat(4)1
Avg Revenue beat(4)-5.82%
Min Revenue beat(4)-11%
Max Revenue beat(4)0.2%
Revenue beat(8)3
Avg Revenue beat(8)-1.39%
Revenue beat(12)4
Avg Revenue beat(12)-2.8%
Revenue beat(16)7
Avg Revenue beat(16)-1.69%
PT rev (1m)0.51%
PT rev (3m)0.1%
EPS NQ rev (1m)-9.85%
EPS NQ rev (3m)-10.23%
EPS NY rev (1m)0.04%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)-2.08%
Revenue NQ rev (3m)-1.55%
Revenue NY rev (1m)0.14%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.6 | ||
| Fwd PE | 8.5 | ||
| P/S | 1.25 | ||
| P/FCF | N/A | ||
| P/OCF | 3.57 | ||
| P/B | 1 | ||
| P/tB | 1 | ||
| EV/EBITDA | 9.45 |
EPS(TTM)1.32
EY9.43%
EPS(NY)1.65
Fwd EY11.77%
FCF(TTM)-0.79
FCFYN/A
OCF(TTM)3.92
OCFY28.03%
SpS11.17
BVpS13.96
TBVpS13.96
PEG (NY)0.93
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.74% | ||
| ROE | 7.66% | ||
| ROCE | 4.19% | ||
| ROIC | 3.27% | ||
| ROICexc | 3.32% | ||
| ROICexgc | 3.32% | ||
| OM | 20.08% | ||
| PM (TTM) | 9.58% | ||
| GM | 85.75% | ||
| FCFM | N/A |
ROA(3y)1.72%
ROA(5y)0.74%
ROE(3y)8.35%
ROE(5y)3.66%
ROIC(3y)2.53%
ROIC(5y)2.43%
ROICexc(3y)2.55%
ROICexc(5y)2.44%
ROICexgc(3y)2.55%
ROICexgc(5y)2.44%
ROCE(3y)3.27%
ROCE(5y)3.16%
ROICexcg growth 3Y11.41%
ROICexcg growth 5Y18.86%
ROICexc growth 3Y11.41%
ROICexc growth 5Y18.86%
OM growth 3Y16.22%
OM growth 5Y20.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.91%
GM growth 5Y2.03%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.9 | ||
| Cap/Depr | 243.11% | ||
| Cap/Sales | 42.24% | ||
| Interest Coverage | 2.04 | ||
| Cash Conversion | 93.8% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.95 | ||
| Quick Ratio | 0.9 | ||
| Altman-Z | 0.45 |
F-Score5
WACC5.33%
ROIC/WACC0.61
Cap/Depr(3y)251.98%
Cap/Depr(5y)240.73%
Cap/Sales(3y)42.15%
Cap/Sales(5y)41.06%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.76%
EPS 3Y12.31%
EPS 5Y-19.12%
EPS Q2Q%-10.81%
EPS Next Y11.45%
EPS Next 2Y10.03%
EPS Next 3Y9.79%
EPS Next 5Y9.4%
Revenue 1Y (TTM)1.91%
Revenue growth 3Y5.76%
Revenue growth 5Y7.35%
Sales Q2Q%2.08%
Revenue Next Year3.55%
Revenue Next 2Y3.22%
Revenue Next 3Y3.26%
Revenue Next 5Y2.76%
EBIT growth 1Y26%
EBIT growth 3Y22.92%
EBIT growth 5Y29.77%
EBIT Next Year95.66%
EBIT Next 3Y32.46%
EBIT Next 5Y21.41%
FCF growth 1Y72.39%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y165.7%
OCF growth 3Y52.58%
OCF growth 5Y10.78%