P G & E CORP (PCG) Stock Fundamental Analysis
NYSE:PCG - New York Stock Exchange, Inc. - US69331C1080 - Common Stock - Currency: USD
PCG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 47 industry peers in the Electric Utilities industry. PCG has a medium profitability rating, but doesn't score so well on its financial health evaluation. PCG has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
PCG had positive earnings in the past year.
PCG had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: PCG reported negative net income in multiple years.
PCG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
PCG has a worse Return On Assets (1.74%) than 89.36% of its industry peers.
PCG's Return On Equity of 7.66% is on the low side compared to the rest of the industry. PCG is outperformed by 78.72% of its industry peers.
Looking at the Return On Invested Capital, with a value of 3.27%, PCG is doing worse than 80.85% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for PCG is significantly below the industry average of 38.54%.
The 3 year average ROIC (2.53%) for PCG is below the current ROIC(3.27%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.74% | ||
| ROE | 7.66% | ||
| ROIC | 3.27% |
ROA(3y)1.72%
ROA(5y)0.74%
ROE(3y)8.35%
ROE(5y)3.66%
ROIC(3y)2.53%
ROIC(5y)2.43%
1.3 Margins
PCG's Profit Margin of 9.58% is on the low side compared to the rest of the industry. PCG is outperformed by 74.47% of its industry peers.
PCG's Operating Margin of 20.08% is in line compared to the rest of the industry. PCG outperforms 48.94% of its industry peers.
In the last couple of years the Operating Margin of PCG has grown nicely.
PCG has a better Gross Margin (85.75%) than 80.85% of its industry peers.
PCG's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.08% | ||
| PM (TTM) | 9.58% | ||
| GM | 85.75% |
OM growth 3Y16.22%
OM growth 5Y20.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.91%
GM growth 5Y2.03%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PCG is destroying value.
Compared to 1 year ago, PCG has more shares outstanding
PCG has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, PCG has an improved debt to assets ratio.
2.2 Solvency
PCG has an Altman-Z score of 0.44. This is a bad value and indicates that PCG is not financially healthy and even has some risk of bankruptcy.
PCG's Altman-Z score of 0.44 is on the low side compared to the rest of the industry. PCG is outperformed by 85.11% of its industry peers.
PCG has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of PCG (1.77) is worse than 70.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.44 |
ROIC/WACC0.42
WACC7.7%
2.3 Liquidity
A Current Ratio of 0.95 indicates that PCG may have some problems paying its short term obligations.
The Current ratio of PCG (0.95) is comparable to the rest of the industry.
A Quick Ratio of 0.90 indicates that PCG may have some problems paying its short term obligations.
The Quick ratio of PCG (0.90) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.95 | ||
| Quick Ratio | 0.9 |
3. Growth
3.1 Past
PCG shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.76%.
The earnings per share for PCG have been decreasing by -19.12% on average. This is quite bad
Looking at the last year, PCG shows a small growth in Revenue. The Revenue has grown by 1.91% in the last year.
PCG shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.35% yearly.
EPS 1Y (TTM)0.76%
EPS 3Y12.31%
EPS 5Y-19.12%
EPS Q2Q%-10.81%
Revenue 1Y (TTM)1.91%
Revenue growth 3Y5.76%
Revenue growth 5Y7.35%
Sales Q2Q%2.08%
3.2 Future
The Earnings Per Share is expected to grow by 9.40% on average over the next years. This is quite good.
Based on estimates for the next years, PCG will show a small growth in Revenue. The Revenue will grow by 2.76% on average per year.
EPS Next Y11.41%
EPS Next 2Y9.81%
EPS Next 3Y9.6%
EPS Next 5Y9.4%
Revenue Next Year3.4%
Revenue Next 2Y3.19%
Revenue Next 3Y3.26%
Revenue Next 5Y2.76%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PCG is valuated reasonably with a Price/Earnings ratio of 10.53.
70.21% of the companies in the same industry are more expensive than PCG, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of PCG to the average of the S&P500 Index (26.98), we can say PCG is valued rather cheaply.
The Price/Forward Earnings ratio is 8.47, which indicates a very decent valuation of PCG.
Based on the Price/Forward Earnings ratio, PCG is valued a bit cheaper than the industry average as 78.72% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of PCG to the average of the S&P500 Index (21.49), we can say PCG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.53 | ||
| Fwd PE | 8.47 |
4.2 Price Multiples
63.83% of the companies in the same industry are more expensive than PCG, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.43 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.92
PEG (5Y)N/A
EPS Next 2Y9.81%
EPS Next 3Y9.6%
5. Dividend
5.1 Amount
With a yearly dividend of 0.71%, PCG is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.67, PCG's dividend is way lower than its industry peers. On top of this 82.98% of the companies listed in the same industry pay a better dividend than PCG!
Compared to an average S&P500 Dividend Yield of 2.42, PCG's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
5.2 History
The dividend of PCG decreases each year by -53.24%.
PCG has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of PCG decreased recently.
Dividend Growth(5Y)-53.24%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
6.09% of the earnings are spent on dividend by PCG. This is a low number and sustainable payout ratio.
DP6.09%
EPS Next 2Y9.81%
EPS Next 3Y9.6%
NYSE:PCG (6/30/2025, 2:54:07 PM)
13.895
-0.08 (-0.54%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)
Earnings (Next)
Inst Owners96.71%
Inst Owner Change1.03%
Ins Owners0.17%
Ins Owner Change0.41%
Market Cap30.54B
Analysts77.39
Price Target20.87 (50.2%)
Short Float %1.21%
Short Ratio1.29
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
Yearly Dividend0.04
Dividend Growth(5Y)-53.24%
DP6.09%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.59%
Min EPS beat(2)-4.14%
Max EPS beat(2)-1.04%
EPS beat(4)2
Avg EPS beat(4)2.07%
Min EPS beat(4)-4.14%
Max EPS beat(4)11.69%
EPS beat(8)4
Avg EPS beat(8)-0.6%
EPS beat(12)5
Avg EPS beat(12)1.17%
EPS beat(16)6
Avg EPS beat(16)-0.15%
Revenue beat(2)0
Avg Revenue beat(2)-6.24%
Min Revenue beat(2)-9.05%
Max Revenue beat(2)-3.44%
Revenue beat(4)1
Avg Revenue beat(4)-5.82%
Min Revenue beat(4)-11%
Max Revenue beat(4)0.2%
Revenue beat(8)3
Avg Revenue beat(8)-1.39%
Revenue beat(12)4
Avg Revenue beat(12)-2.8%
Revenue beat(16)7
Avg Revenue beat(16)-1.69%
PT rev (1m)-1.69%
PT rev (3m)-0.47%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.08%
EPS NY rev (1m)0%
EPS NY rev (3m)0.27%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)0.55%
Revenue NY rev (1m)-0.05%
Revenue NY rev (3m)-0.66%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.53 | ||
| Fwd PE | 8.47 | ||
| P/S | 1.24 | ||
| P/FCF | N/A | ||
| P/OCF | 3.54 | ||
| P/B | 1 | ||
| P/tB | 1 | ||
| EV/EBITDA | 9.43 |
EPS(TTM)1.32
EY9.5%
EPS(NY)1.64
Fwd EY11.8%
FCF(TTM)-0.79
FCFYN/A
OCF(TTM)3.92
OCFY28.23%
SpS11.17
BVpS13.96
TBVpS13.96
PEG (NY)0.92
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.74% | ||
| ROE | 7.66% | ||
| ROCE | 4.19% | ||
| ROIC | 3.27% | ||
| ROICexc | 3.32% | ||
| ROICexgc | 3.32% | ||
| OM | 20.08% | ||
| PM (TTM) | 9.58% | ||
| GM | 85.75% | ||
| FCFM | N/A |
ROA(3y)1.72%
ROA(5y)0.74%
ROE(3y)8.35%
ROE(5y)3.66%
ROIC(3y)2.53%
ROIC(5y)2.43%
ROICexc(3y)2.55%
ROICexc(5y)2.44%
ROICexgc(3y)2.55%
ROICexgc(5y)2.44%
ROCE(3y)3.27%
ROCE(5y)3.16%
ROICexcg growth 3Y11.41%
ROICexcg growth 5Y18.86%
ROICexc growth 3Y11.41%
ROICexc growth 5Y18.86%
OM growth 3Y16.22%
OM growth 5Y20.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.91%
GM growth 5Y2.03%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.9 | ||
| Cap/Depr | 243.11% | ||
| Cap/Sales | 42.24% | ||
| Interest Coverage | 2.04 | ||
| Cash Conversion | 93.8% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.95 | ||
| Quick Ratio | 0.9 | ||
| Altman-Z | 0.44 |
F-Score5
WACC7.7%
ROIC/WACC0.42
Cap/Depr(3y)251.98%
Cap/Depr(5y)240.73%
Cap/Sales(3y)42.15%
Cap/Sales(5y)41.06%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.76%
EPS 3Y12.31%
EPS 5Y-19.12%
EPS Q2Q%-10.81%
EPS Next Y11.41%
EPS Next 2Y9.81%
EPS Next 3Y9.6%
EPS Next 5Y9.4%
Revenue 1Y (TTM)1.91%
Revenue growth 3Y5.76%
Revenue growth 5Y7.35%
Sales Q2Q%2.08%
Revenue Next Year3.4%
Revenue Next 2Y3.19%
Revenue Next 3Y3.26%
Revenue Next 5Y2.76%
EBIT growth 1Y26%
EBIT growth 3Y22.92%
EBIT growth 5Y29.77%
EBIT Next Year95.66%
EBIT Next 3Y32.46%
EBIT Next 5Y21.41%
FCF growth 1Y72.39%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y165.7%
OCF growth 3Y52.58%
OCF growth 5Y10.78%