PATRIMOINE ET COMMERCE-REGR (PAT.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:PAT - FR0011027135 - Common Stock
23.3 EUR
+0.1 (+0.43%)
Taking everything into account, PAT scores 6 out of 10 in our fundamental rating. PAT was compared to 40 industry peers in the Diversified REITs industry. While PAT belongs to the best of the industry regarding profitability, there are concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on PAT. Finally PAT also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year PAT was profitable.
PAT had a positive operating cash flow in the past year.
In the past 5 years PAT has always been profitable.
In the past 5 years PAT always reported a positive cash flow from operatings.
1.2 Ratios
PAT has a better Return On Assets (3.94%) than 75.00% of its industry peers.
PAT has a Return On Equity of 8.16%. This is in the better half of the industry: PAT outperforms 75.00% of its industry peers.
PAT has a Return On Invested Capital of 3.89%. This is in the better half of the industry: PAT outperforms 65.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PAT is in line with the industry average of 3.53%.
The 3 year average ROIC (3.57%) for PAT is below the current ROIC(3.89%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.94% | ||
| ROE | 8.16% | ||
| ROIC | 3.89% |
ROA(3y)4.22%
ROA(5y)3.64%
ROE(3y)8.75%
ROE(5y)7.76%
ROIC(3y)3.57%
ROIC(5y)3.5%
1.3 Margins
The Profit Margin of PAT (64.55%) is better than 75.00% of its industry peers.
PAT's Profit Margin has improved in the last couple of years.
The Operating Margin of PAT (75.91%) is better than 62.50% of its industry peers.
PAT's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 89.19%, PAT is doing good in the industry, outperforming 80.00% of the companies in the same industry.
PAT's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 75.91% | ||
| PM (TTM) | 64.55% | ||
| GM | 89.19% |
OM growth 3Y-2.02%
OM growth 5Y-2.83%
PM growth 3Y0.28%
PM growth 5Y5.42%
GM growth 3Y-1.1%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
PAT has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, PAT has more shares outstanding
Compared to 5 years ago, PAT has more shares outstanding
The debt/assets ratio for PAT has been reduced compared to a year ago.
2.2 Solvency
PAT has an Altman-Z score of 0.97. This is a bad value and indicates that PAT is not financially healthy and even has some risk of bankruptcy.
With a decent Altman-Z score value of 0.97, PAT is doing good in the industry, outperforming 65.00% of the companies in the same industry.
PAT has a debt to FCF ratio of 13.62. This is a negative value and a sign of low solvency as PAT would need 13.62 years to pay back of all of its debts.
PAT has a Debt to FCF ratio of 13.62. This is comparable to the rest of the industry: PAT outperforms 47.50% of its industry peers.
A Debt/Equity ratio of 0.77 indicates that PAT is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.77, PAT is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 13.62 | ||
| Altman-Z | 0.97 |
ROIC/WACC0.8
WACC4.89%
2.3 Liquidity
A Current Ratio of 0.48 indicates that PAT may have some problems paying its short term obligations.
PAT has a Current ratio (0.48) which is in line with its industry peers.
PAT has a Quick Ratio of 0.48. This is a bad value and indicates that PAT is not financially healthy enough and could expect problems in meeting its short term obligations.
PAT has a Quick ratio of 0.48. This is comparable to the rest of the industry: PAT outperforms 55.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 17.67% over the past year.
The Earnings Per Share has been growing slightly by 7.44% on average over the past years.
The Revenue has grown by 13.70% in the past year. This is quite good.
The Revenue has been growing slightly by 4.13% on average over the past years.
EPS 1Y (TTM)17.67%
EPS 3Y7.68%
EPS 5Y7.44%
EPS Q2Q%-22.92%
Revenue 1Y (TTM)13.7%
Revenue growth 3Y8.83%
Revenue growth 5Y4.13%
Sales Q2Q%9.61%
3.2 Future
Based on estimates for the next years, PAT will show a very strong growth in Earnings Per Share. The EPS will grow by 25.59% on average per year.
Based on estimates for the next years, PAT will show a small growth in Revenue. The Revenue will grow by 7.59% on average per year.
EPS Next Y25.24%
EPS Next 2Y20.12%
EPS Next 3Y25.59%
EPS Next 5YN/A
Revenue Next Year11.32%
Revenue Next 2Y9.03%
Revenue Next 3Y7.59%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.63 indicates a reasonable valuation of PAT.
85.00% of the companies in the same industry are more expensive than PAT, based on the Price/Earnings ratio.
PAT is valuated cheaply when we compare the Price/Earnings ratio to 26.60, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 7.61, which indicates a rather cheap valuation of PAT.
Based on the Price/Forward Earnings ratio, PAT is valued cheaply inside the industry as 95.00% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of PAT to the average of the S&P500 Index (23.23), we can say PAT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.63 | ||
| Fwd PE | 7.61 |
4.2 Price Multiples
PAT's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. PAT is cheaper than 65.00% of the companies in the same industry.
PAT's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.05 | ||
| EV/EBITDA | 16.73 |
4.3 Compensation for Growth
PAT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PAT has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as PAT's earnings are expected to grow with 25.59% in the coming years.
PEG (NY)0.38
PEG (5Y)1.29
EPS Next 2Y20.12%
EPS Next 3Y25.59%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.92%, PAT is a good candidate for dividend investing.
PAT's Dividend Yield is comparable with the industry average which is at 5.16.
Compared to an average S&P500 Dividend Yield of 2.00, PAT pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.92% |
5.2 History
The dividend of PAT has a limited annual growth rate of 1.91%.
Dividend Growth(5Y)1.91%
Div Incr Years3
Div Non Decr Years4
5.3 Sustainability
PAT pays out 54.18% of its income as dividend. This is a bit on the high side, but may be sustainable.
PAT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP54.18%
EPS Next 2Y20.12%
EPS Next 3Y25.59%
EPA:PAT (1/2/2026, 7:00:00 PM)
23.3
+0.1 (+0.43%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners34.5%
Inst Owner ChangeN/A
Ins Owners6.31%
Ins Owner ChangeN/A
Market Cap372.10M
Revenue(TTM)59.16M
Net Income(TTM)38.19M
Analysts84
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.92% |
Yearly Dividend1.34
Dividend Growth(5Y)1.91%
DP54.18%
Div Incr Years3
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.63 | ||
| Fwd PE | 7.61 | ||
| P/S | 6.29 | ||
| P/FCF | 12.05 | ||
| P/OCF | 8.5 | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | 16.73 |
EPS(TTM)2.42
EY10.39%
EPS(NY)3.06
Fwd EY13.13%
FCF(TTM)1.93
FCFY8.3%
OCF(TTM)2.74
OCFY11.76%
SpS3.7
BVpS29.32
TBVpS29.32
PEG (NY)0.38
PEG (5Y)1.29
Graham Number39.96
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.94% | ||
| ROE | 8.16% | ||
| ROCE | 5.36% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.02% | ||
| ROICexgc | 4.02% | ||
| OM | 75.91% | ||
| PM (TTM) | 64.55% | ||
| GM | 89.19% | ||
| FCFM | 52.19% |
ROA(3y)4.22%
ROA(5y)3.64%
ROE(3y)8.75%
ROE(5y)7.76%
ROIC(3y)3.57%
ROIC(5y)3.5%
ROICexc(3y)3.8%
ROICexc(5y)3.87%
ROICexgc(3y)3.8%
ROICexgc(5y)3.87%
ROCE(3y)4.91%
ROCE(5y)4.8%
ROICexgc growth 3Y0.81%
ROICexgc growth 5Y-1.2%
ROICexc growth 3Y0.81%
ROICexc growth 5Y-1.2%
OM growth 3Y-2.02%
OM growth 5Y-2.83%
PM growth 3Y0.28%
PM growth 5Y5.42%
GM growth 3Y-1.1%
GM growth 5Y-0.61%
F-Score6
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 13.62 | ||
| Debt/EBITDA | 7.98 | ||
| Cap/Depr | 6167.46% | ||
| Cap/Sales | 21.79% | ||
| Interest Coverage | 3.41 | ||
| Cash Conversion | 97% | ||
| Profit Quality | 80.85% | ||
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z | 0.97 |
F-Score6
WACC4.89%
ROIC/WACC0.8
Cap/Depr(3y)14486%
Cap/Depr(5y)46663.9%
Cap/Sales(3y)64.67%
Cap/Sales(5y)49.18%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.67%
EPS 3Y7.68%
EPS 5Y7.44%
EPS Q2Q%-22.92%
EPS Next Y25.24%
EPS Next 2Y20.12%
EPS Next 3Y25.59%
EPS Next 5YN/A
Revenue 1Y (TTM)13.7%
Revenue growth 3Y8.83%
Revenue growth 5Y4.13%
Sales Q2Q%9.61%
Revenue Next Year11.32%
Revenue Next 2Y9.03%
Revenue Next 3Y7.59%
Revenue Next 5YN/A
EBIT growth 1Y8.52%
EBIT growth 3Y6.63%
EBIT growth 5Y1.19%
EBIT Next Year139.13%
EBIT Next 3Y37.66%
EBIT Next 5YN/A
FCF growth 1Y45.85%
FCF growth 3Y13.18%
FCF growth 5YN/A
OCF growth 1Y8.88%
OCF growth 3Y6.84%
OCF growth 5Y-0.24%
PATRIMOINE ET COMMERCE-REGR / PAT.PA FAQ
What is the ChartMill fundamental rating of PATRIMOINE ET COMMERCE-REGR (PAT.PA) stock?
ChartMill assigns a fundamental rating of 6 / 10 to PAT.PA.
What is the valuation status of PATRIMOINE ET COMMERCE-REGR (PAT.PA) stock?
ChartMill assigns a valuation rating of 8 / 10 to PATRIMOINE ET COMMERCE-REGR (PAT.PA). This can be considered as Undervalued.
What is the profitability of PAT stock?
PATRIMOINE ET COMMERCE-REGR (PAT.PA) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for PAT stock?
The Price/Earnings (PE) ratio for PATRIMOINE ET COMMERCE-REGR (PAT.PA) is 9.63 and the Price/Book (PB) ratio is 0.79.
How sustainable is the dividend of PATRIMOINE ET COMMERCE-REGR (PAT.PA) stock?
The dividend rating of PATRIMOINE ET COMMERCE-REGR (PAT.PA) is 7 / 10 and the dividend payout ratio is 54.18%.