PATRIMOINE ET COMMERCE-REGR (PAT.PA) Fundamental Analysis & Valuation

EPA:PAT • FR0011027135

Current stock price

23.95 EUR
-0.05 (-0.21%)
Last:

This PAT.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. PAT.PA Profitability Analysis

1.1 Basic Checks

  • In the past year PAT was profitable.
  • In the past year PAT had a positive cash flow from operations.
  • PAT had positive earnings in each of the past 5 years.
  • In the past 5 years PAT always reported a positive cash flow from operatings.
PAT.PA Yearly Net Income VS EBIT VS OCF VS FCFPAT.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M

1.2 Ratios

  • PAT has a better Return On Assets (3.93%) than 67.44% of its industry peers.
  • PAT's Return On Equity of 8.14% is fine compared to the rest of the industry. PAT outperforms 72.09% of its industry peers.
  • PAT has a Return On Invested Capital of 3.88%. This is in the better half of the industry: PAT outperforms 62.79% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for PAT is in line with the industry average of 3.74%.
  • The 3 year average ROIC (3.57%) for PAT is below the current ROIC(3.88%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 3.93%
ROE 8.14%
ROIC 3.88%
ROA(3y)4.22%
ROA(5y)3.64%
ROE(3y)8.75%
ROE(5y)7.76%
ROIC(3y)3.57%
ROIC(5y)3.5%
PAT.PA Yearly ROA, ROE, ROICPAT.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • PAT has a better Profit Margin (64.39%) than 72.09% of its industry peers.
  • In the last couple of years the Profit Margin of PAT has grown nicely.
  • With a decent Operating Margin value of 75.71%, PAT is doing good in the industry, outperforming 67.44% of the companies in the same industry.
  • In the last couple of years the Operating Margin of PAT has declined.
  • PAT has a Gross Margin of 89.19%. This is amongst the best in the industry. PAT outperforms 81.40% of its industry peers.
  • PAT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 75.71%
PM (TTM) 64.39%
GM 89.19%
OM growth 3Y-2.02%
OM growth 5Y-2.83%
PM growth 3Y0.28%
PM growth 5Y5.42%
GM growth 3Y-1.1%
GM growth 5Y-0.61%
PAT.PA Yearly Profit, Operating, Gross MarginsPAT.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80 100

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2

2. PAT.PA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PAT is destroying value.
  • Compared to 1 year ago, PAT has more shares outstanding
  • The number of shares outstanding for PAT has been increased compared to 5 years ago.
  • PAT has a better debt/assets ratio than last year.
PAT.PA Yearly Shares OutstandingPAT.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
PAT.PA Yearly Total Debt VS Total AssetsPAT.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • Based on the Altman-Z score of 1.00, we must say that PAT is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of PAT (1.00) is better than 65.12% of its industry peers.
  • PAT has a debt to FCF ratio of 13.71. This is a negative value and a sign of low solvency as PAT would need 13.71 years to pay back of all of its debts.
  • PAT has a Debt to FCF ratio (13.71) which is comparable to the rest of the industry.
  • PAT has a Debt/Equity ratio of 0.77. This is a neutral value indicating PAT is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.77, PAT is not doing good in the industry: 60.47% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.77
Debt/FCF 13.71
Altman-Z 1
ROIC/WACC0.77
WACC5.02%
PAT.PA Yearly LT Debt VS Equity VS FCFPAT.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.48 indicates that PAT may have some problems paying its short term obligations.
  • PAT has a Current ratio (0.48) which is comparable to the rest of the industry.
  • PAT has a Quick Ratio of 0.48. This is a bad value and indicates that PAT is not financially healthy enough and could expect problems in meeting its short term obligations.
  • PAT has a Quick ratio (0.48) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 0.48
Quick Ratio 0.48
PAT.PA Yearly Current Assets VS Current LiabilitesPAT.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. PAT.PA Growth Analysis

3.1 Past

  • PAT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.97%, which is quite good.
  • The Earnings Per Share has been growing slightly by 7.44% on average over the past years.
  • PAT shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.70%.
  • Measured over the past years, PAT shows a small growth in Revenue. The Revenue has been growing by 4.13% on average per year.
EPS 1Y (TTM)15.97%
EPS 3Y7.68%
EPS 5Y7.44%
EPS Q2Q%-22.92%
Revenue 1Y (TTM)13.7%
Revenue growth 3Y8.83%
Revenue growth 5Y4.13%
Sales Q2Q%9.61%

3.2 Future

  • Based on estimates for the next years, PAT will show a very strong growth in Earnings Per Share. The EPS will grow by 25.59% on average per year.
  • The Revenue is expected to grow by 7.59% on average over the next years.
EPS Next Y25.24%
EPS Next 2Y20.12%
EPS Next 3Y25.59%
EPS Next 5YN/A
Revenue Next Year11.32%
Revenue Next 2Y9.03%
Revenue Next 3Y7.59%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
PAT.PA Yearly Revenue VS EstimatesPAT.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M
PAT.PA Yearly EPS VS EstimatesPAT.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

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8

4. PAT.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 10.06, which indicates a very decent valuation of PAT.
  • Based on the Price/Earnings ratio, PAT is valued a bit cheaper than 72.09% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of PAT to the average of the S&P500 Index (25.71), we can say PAT is valued rather cheaply.
  • The Price/Forward Earnings ratio is 7.83, which indicates a rather cheap valuation of PAT.
  • PAT's Price/Forward Earnings ratio is rather cheap when compared to the industry. PAT is cheaper than 95.35% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of PAT to the average of the S&P500 Index (23.83), we can say PAT is valued rather cheaply.
Industry RankSector Rank
PE 10.06
Fwd PE 7.83
PAT.PA Price Earnings VS Forward Price EarningsPAT.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, PAT is valued a bit cheaper than the industry average as 60.47% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, PAT is valued a bit cheaper than the industry average as 62.79% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 12.71
EV/EBITDA 17.22
PAT.PA Per share dataPAT.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • PAT has a very decent profitability rating, which may justify a higher PE ratio.
  • PAT's earnings are expected to grow with 25.59% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.4
PEG (5Y)1.35
EPS Next 2Y20.12%
EPS Next 3Y25.59%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. PAT.PA Dividend Analysis

5.1 Amount

  • PAT has a Yearly Dividend Yield of 5.79%, which is a nice return.
  • Compared to an average industry Dividend Yield of 5.46, PAT has a dividend in line with its industry peers.
  • PAT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 5.79%

5.2 History

  • The dividend of PAT has a limited annual growth rate of 1.91%.
Dividend Growth(5Y)1.91%
Div Incr Years3
Div Non Decr Years4
PAT.PA Yearly Dividends per sharePAT.PA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 55.12% of the earnings are spent on dividend by PAT. This is a bit on the high side, but may be sustainable.
  • The dividend of PAT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP55.12%
EPS Next 2Y20.12%
EPS Next 3Y25.59%
PAT.PA Yearly Income VS Free CF VS DividendPAT.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M
PAT.PA Dividend Payout.PAT.PA Dividend Payout, showing the Payout Ratio.PAT.PA Dividend Payout.PayoutRetained Earnings

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PAT.PA Fundamentals: All Metrics, Ratios and Statistics

PATRIMOINE ET COMMERCE-REGR

EPA:PAT (3/16/2026, 10:09:17 AM)

23.95

-0.05 (-0.21%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-18
Earnings (Next)N/A
Inst Owners33.84%
Inst Owner ChangeN/A
Ins Owners6.19%
Ins Owner ChangeN/A
Market Cap389.91M
Revenue(TTM)59.16M
Net Income(TTM)38.10M
Analysts84
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.79%
Yearly Dividend1.34
Dividend Growth(5Y)1.91%
DP55.12%
Div Incr Years3
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 10.06
Fwd PE 7.83
P/S 6.59
P/FCF 12.71
P/OCF 8.93
P/B 0.83
P/tB 0.83
EV/EBITDA 17.22
EPS(TTM)2.38
EY9.94%
EPS(NY)3.06
Fwd EY12.78%
FCF(TTM)1.88
FCFY7.87%
OCF(TTM)2.68
OCFY11.19%
SpS3.63
BVpS28.76
TBVpS28.76
PEG (NY)0.4
PEG (5Y)1.35
Graham Number39.25
Profitability
Industry RankSector Rank
ROA 3.93%
ROE 8.14%
ROCE 5.34%
ROIC 3.88%
ROICexc 4.01%
ROICexgc 4.01%
OM 75.71%
PM (TTM) 64.39%
GM 89.19%
FCFM 51.85%
ROA(3y)4.22%
ROA(5y)3.64%
ROE(3y)8.75%
ROE(5y)7.76%
ROIC(3y)3.57%
ROIC(5y)3.5%
ROICexc(3y)3.8%
ROICexc(5y)3.87%
ROICexgc(3y)3.8%
ROICexgc(5y)3.87%
ROCE(3y)4.91%
ROCE(5y)4.8%
ROICexgc growth 3Y0.81%
ROICexgc growth 5Y-1.2%
ROICexc growth 3Y0.81%
ROICexc growth 5Y-1.2%
OM growth 3Y-2.02%
OM growth 5Y-2.83%
PM growth 3Y0.28%
PM growth 5Y5.42%
GM growth 3Y-1.1%
GM growth 5Y-0.61%
F-Score6
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0.77
Debt/FCF 13.71
Debt/EBITDA 8
Cap/Depr 6268.12%
Cap/Sales 21.93%
Interest Coverage 3.39
Cash Conversion 97%
Profit Quality 80.52%
Current Ratio 0.48
Quick Ratio 0.48
Altman-Z 1
F-Score6
WACC5.02%
ROIC/WACC0.77
Cap/Depr(3y)14486%
Cap/Depr(5y)46663.9%
Cap/Sales(3y)64.67%
Cap/Sales(5y)49.18%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.97%
EPS 3Y7.68%
EPS 5Y7.44%
EPS Q2Q%-22.92%
EPS Next Y25.24%
EPS Next 2Y20.12%
EPS Next 3Y25.59%
EPS Next 5YN/A
Revenue 1Y (TTM)13.7%
Revenue growth 3Y8.83%
Revenue growth 5Y4.13%
Sales Q2Q%9.61%
Revenue Next Year11.32%
Revenue Next 2Y9.03%
Revenue Next 3Y7.59%
Revenue Next 5YN/A
EBIT growth 1Y8.24%
EBIT growth 3Y6.63%
EBIT growth 5Y1.19%
EBIT Next Year139.13%
EBIT Next 3Y37.66%
EBIT Next 5YN/A
FCF growth 1Y47.97%
FCF growth 3Y13.18%
FCF growth 5YN/A
OCF growth 1Y9.05%
OCF growth 3Y6.84%
OCF growth 5Y-0.24%

PATRIMOINE ET COMMERCE-REGR / PAT.PA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of PATRIMOINE ET COMMERCE-REGR (PAT.PA) stock?

ChartMill assigns a fundamental rating of 6 / 10 to PAT.PA.


What is the valuation status of PATRIMOINE ET COMMERCE-REGR (PAT.PA) stock?

ChartMill assigns a valuation rating of 8 / 10 to PATRIMOINE ET COMMERCE-REGR (PAT.PA). This can be considered as Undervalued.


What is the profitability of PAT stock?

PATRIMOINE ET COMMERCE-REGR (PAT.PA) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for PAT stock?

The Price/Earnings (PE) ratio for PATRIMOINE ET COMMERCE-REGR (PAT.PA) is 10.06 and the Price/Book (PB) ratio is 0.83.


How sustainable is the dividend of PATRIMOINE ET COMMERCE-REGR (PAT.PA) stock?

The dividend rating of PATRIMOINE ET COMMERCE-REGR (PAT.PA) is 7 / 10 and the dividend payout ratio is 55.12%.