PATRIMOINE ET COMMERCE-REGR (PAT.PA) Fundamental Analysis & Valuation

EPA:PAT • FR0011027135

Current stock price

24.1 EUR
0 (0%)
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This PAT.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. PAT.PA Profitability Analysis

1.1 Basic Checks

  • PAT had positive earnings in the past year.
  • PAT had a positive operating cash flow in the past year.
  • In the past 5 years PAT has always been profitable.
  • Each year in the past 5 years PAT had a positive operating cash flow.
PAT.PA Yearly Net Income VS EBIT VS OCF VS FCFPAT.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M 40M -40M

1.2 Ratios

  • PAT's Return On Assets of 4.20% is fine compared to the rest of the industry. PAT outperforms 69.77% of its industry peers.
  • PAT's Return On Equity of 8.27% is fine compared to the rest of the industry. PAT outperforms 72.09% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 3.78%, PAT is in the better half of the industry, outperforming 60.47% of the companies in the same industry.
Industry RankSector Rank
ROA 4.2%
ROE 8.27%
ROIC 3.78%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
PAT.PA Yearly ROA, ROE, ROICPAT.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of PAT (71.53%) is better than 79.07% of its industry peers.
  • PAT's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 80.38%, PAT is in the better half of the industry, outperforming 79.07% of the companies in the same industry.
  • In the last couple of years the Operating Margin of PAT has remained more or less at the same level.
  • With an excellent Gross Margin value of 91.84%, PAT belongs to the best of the industry, outperforming 83.72% of the companies in the same industry.
  • PAT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 80.38%
PM (TTM) 71.53%
GM 91.84%
OM growth 3Y0.2%
OM growth 5Y-0.35%
PM growth 3Y-10.83%
PM growth 5Y13.04%
GM growth 3Y-0.5%
GM growth 5Y-0.41%
PAT.PA Yearly Profit, Operating, Gross MarginsPAT.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80 100

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2

2. PAT.PA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), PAT is destroying value.
  • There is no outstanding debt for PAT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
PAT.PA Yearly Shares OutstandingPAT.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
PAT.PA Yearly Total Debt VS Total AssetsPAT.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • Based on the Altman-Z score of 1.11, we must say that PAT is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of PAT (1.11) is better than 69.77% of its industry peers.
  • The Debt to FCF ratio of PAT is 15.38, which is on the high side as it means it would take PAT, 15.38 years of fcf income to pay off all of its debts.
  • PAT has a Debt to FCF ratio of 15.38. This is comparable to the rest of the industry: PAT outperforms 53.49% of its industry peers.
  • PAT has a Debt/Equity ratio of 0.77. This is a neutral value indicating PAT is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.77, PAT is not doing good in the industry: 60.47% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.77
Debt/FCF 15.38
Altman-Z 1.11
ROIC/WACC0.75
WACC5.02%
PAT.PA Yearly LT Debt VS Equity VS FCFPAT.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.65 indicates that PAT may have some problems paying its short term obligations.
  • PAT has a Current ratio of 0.65. This is comparable to the rest of the industry: PAT outperforms 55.81% of its industry peers.
  • PAT has a Quick Ratio of 0.65. This is a bad value and indicates that PAT is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.65, PAT perfoms like the industry average, outperforming 58.14% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.65
Quick Ratio 0.65
PAT.PA Yearly Current Assets VS Current LiabilitesPAT.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. PAT.PA Growth Analysis

3.1 Past

  • The earnings per share for PAT have decreased by -1.77% in the last year.
  • Measured over the past years, PAT shows a quite strong growth in Earnings Per Share. The EPS has been growing by 15.65% on average per year.
  • Looking at the last year, PAT shows a small growth in Revenue. The Revenue has grown by 1.69% in the last year.
  • PAT shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.65% yearly.
EPS 1Y (TTM)-1.77%
EPS 3Y-6.5%
EPS 5Y15.65%
EPS Q2Q%10.85%
Revenue 1Y (TTM)1.69%
Revenue growth 3Y6.72%
Revenue growth 5Y4.65%
Sales Q2Q%-5.13%

3.2 Future

  • PAT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 25.77% yearly.
  • The Revenue is expected to grow by 5.77% on average over the next years.
EPS Next Y15.21%
EPS Next 2Y25.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.78%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
PAT.PA Yearly Revenue VS EstimatesPAT.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M
PAT.PA Yearly EPS VS EstimatesPAT.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

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8

4. PAT.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 9.27, which indicates a very decent valuation of PAT.
  • Based on the Price/Earnings ratio, PAT is valued cheaper than 81.40% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of PAT to the average of the S&P500 Index (25.23), we can say PAT is valued rather cheaply.
  • A Price/Forward Earnings ratio of 7.88 indicates a rather cheap valuation of PAT.
  • PAT's Price/Forward Earnings ratio is rather cheap when compared to the industry. PAT is cheaper than 93.02% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 23.28. PAT is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9.27
Fwd PE 7.88
PAT.PA Price Earnings VS Forward Price EarningsPAT.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • PAT's Enterprise Value to EBITDA ratio is in line with the industry average.
  • Based on the Price/Free Cash Flow ratio, PAT is valued a bit cheaper than the industry average as 60.47% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 14.06
EV/EBITDA 17.18
PAT.PA Per share dataPAT.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • PAT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of PAT may justify a higher PE ratio.
  • A more expensive valuation may be justified as PAT's earnings are expected to grow with 25.77% in the coming years.
PEG (NY)0.61
PEG (5Y)0.59
EPS Next 2Y25.77%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. PAT.PA Dividend Analysis

5.1 Amount

  • PAT has a Yearly Dividend Yield of 5.81%, which is a nice return.
  • PAT's Dividend Yield is comparable with the industry average which is at 5.40.
  • Compared to an average S&P500 Dividend Yield of 1.89, PAT pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.81%

5.2 History

  • The dividend of PAT has a limited annual growth rate of 1.91%.
Dividend Growth(5Y)1.91%
Div Incr Years3
Div Non Decr Years4
PAT.PA Yearly Dividends per sharePAT.PA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • PAT pays out 52.91% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of PAT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP52.91%
EPS Next 2Y25.77%
EPS Next 3YN/A
PAT.PA Yearly Income VS Free CF VS DividendPAT.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M 40M -40M
PAT.PA Dividend Payout.PAT.PA Dividend Payout, showing the Payout Ratio.PAT.PA Dividend Payout.PayoutRetained Earnings

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PAT.PA Fundamentals: All Metrics, Ratios and Statistics

PATRIMOINE ET COMMERCE-REGR

EPA:PAT (3/20/2026, 7:00:00 PM)

24.1

0 (0%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-18
Earnings (Next)N/A
Inst Owners33.84%
Inst Owner ChangeN/A
Ins Owners6.19%
Ins Owner ChangeN/A
Market Cap392.35M
Revenue(TTM)57.60M
Net Income(TTM)41.20M
Analysts84
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.81%
Yearly Dividend1.34
Dividend Growth(5Y)1.91%
DP52.91%
Div Incr Years3
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 9.27
Fwd PE 7.88
P/S 6.81
P/FCF 14.06
P/OCF 8.76
P/B 0.79
P/tB 0.79
EV/EBITDA 17.18
EPS(TTM)2.6
EY10.79%
EPS(NY)3.06
Fwd EY12.7%
FCF(TTM)1.71
FCFY7.11%
OCF(TTM)2.75
OCFY11.42%
SpS3.54
BVpS30.59
TBVpS30.59
PEG (NY)0.61
PEG (5Y)0.59
Graham Number42.3
Profitability
Industry RankSector Rank
ROA 4.2%
ROE 8.27%
ROCE 5.14%
ROIC 3.78%
ROICexc 3.86%
ROICexgc 3.86%
OM 80.38%
PM (TTM) 71.53%
GM 91.84%
FCFM 48.44%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.2%
OM growth 5Y-0.35%
PM growth 3Y-10.83%
PM growth 5Y13.04%
GM growth 3Y-0.5%
GM growth 5Y-0.41%
F-Score6
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0.77
Debt/FCF 15.38
Debt/EBITDA 8.22
Cap/Depr 5633.33%
Cap/Sales 29.34%
Interest Coverage 3.43
Cash Conversion 96.14%
Profit Quality 67.72%
Current Ratio 0.65
Quick Ratio 0.65
Altman-Z 1.11
F-Score6
WACC5.02%
ROIC/WACC0.75
Cap/Depr(3y)13534.5%
Cap/Depr(5y)12320.6%
Cap/Sales(3y)31.23%
Cap/Sales(5y)51.96%
Profit Quality(3y)71.36%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.77%
EPS 3Y-6.5%
EPS 5Y15.65%
EPS Q2Q%10.85%
EPS Next Y15.21%
EPS Next 2Y25.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.69%
Revenue growth 3Y6.72%
Revenue growth 5Y4.65%
Sales Q2Q%-5.13%
Revenue Next Year6.78%
Revenue Next 2Y5.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y6.36%
EBIT growth 3Y6.94%
EBIT growth 5Y4.28%
EBIT Next Year51.22%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-4.1%
FCF growth 3YN/A
FCF growth 5Y1.3%
OCF growth 1Y1.81%
OCF growth 3Y2.53%
OCF growth 5Y6.15%

PATRIMOINE ET COMMERCE-REGR / PAT.PA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of PATRIMOINE ET COMMERCE-REGR (PAT.PA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to PAT.PA.


What is the valuation status of PATRIMOINE ET COMMERCE-REGR (PAT.PA) stock?

ChartMill assigns a valuation rating of 8 / 10 to PATRIMOINE ET COMMERCE-REGR (PAT.PA). This can be considered as Undervalued.


What is the profitability of PAT stock?

PATRIMOINE ET COMMERCE-REGR (PAT.PA) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for PAT stock?

The Price/Earnings (PE) ratio for PATRIMOINE ET COMMERCE-REGR (PAT.PA) is 9.27 and the Price/Book (PB) ratio is 0.79.


How sustainable is the dividend of PATRIMOINE ET COMMERCE-REGR (PAT.PA) stock?

The dividend rating of PATRIMOINE ET COMMERCE-REGR (PAT.PA) is 7 / 10 and the dividend payout ratio is 52.91%.