ORION DIGITAL CORP (ORIO.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:ORIO - CA60800C2085 - Common Stock
1.63 CAD
-0.02 (-1.21%)
Overall ORIO gets a fundamental rating of 3 out of 10. We evaluated ORIO against 8 industry peers in the Consumer Finance industry. ORIO has a bad profitability rating. Also its financial health evaluation is rather negative. ORIO has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year ORIO was profitable.
- ORIO had a negative operating cash flow in the past year.
- In the past 5 years ORIO always reported negative net income.
- In the past 5 years ORIO reported 4 times negative operating cash flow.
1.2 Ratios
- With an excellent Return On Assets value of 4.20%, ORIO belongs to the best of the industry, outperforming 87.50% of the companies in the same industry.
- With a decent Return On Equity value of 9.71%, ORIO is doing good in the industry, outperforming 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.2% | ||
| ROE | 9.71% | ||
| ROIC | N/A |
ROA(3y)-30.21%
ROA(5y)-22.38%
ROE(3y)-61.77%
ROE(5y)-91.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of ORIO (10.86%) is better than 62.50% of its industry peers.
- ORIO has a better Gross Margin (95.08%) than 100.00% of its industry peers.
- In the last couple of years the Gross Margin of ORIO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 10.86% | ||
| GM | 95.08% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.62%
GM growth 5Y-1.57%
2. Health
2.1 Basic Checks
- ORIO does not have a ROIC to compare to the WACC, probably because it is not profitable.
- ORIO has about the same amout of shares outstanding than it did 1 year ago.
- ORIO has more shares outstanding than it did 5 years ago.
- ORIO has a worse debt/assets ratio than last year.
2.2 Solvency
- ORIO has an Altman-Z score of -2.12. This is a bad value and indicates that ORIO is not financially healthy and even has some risk of bankruptcy.
- ORIO has a worse Altman-Z score (-2.12) than 62.50% of its industry peers.
- ORIO has a Debt/Equity ratio of 1.09. This is a high value indicating a heavy dependency on external financing.
- With a decent Debt to Equity ratio value of 1.09, ORIO is doing good in the industry, outperforming 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.09 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -2.12 |
ROIC/WACCN/A
WACC9.54%
2.3 Liquidity
- A Current Ratio of 1.30 indicates that ORIO should not have too much problems paying its short term obligations.
- ORIO has a Current ratio of 1.30. This is in the better half of the industry: ORIO outperforms 62.50% of its industry peers.
- ORIO has a Quick Ratio of 1.30. This is a normal value and indicates that ORIO is financially healthy and should not expect problems in meeting its short term obligations.
- ORIO has a Quick ratio of 1.30. This is in the better half of the industry: ORIO outperforms 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.3 | ||
| Quick Ratio | 1.3 |
3. Growth
3.1 Past
- ORIO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 176.74%, which is quite impressive.
- ORIO shows a decrease in Revenue. In the last year, the revenue decreased by -1.49%.
- ORIO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.55% yearly.
EPS 1Y (TTM)176.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-600%
Revenue 1Y (TTM)-1.49%
Revenue growth 3Y7.37%
Revenue growth 5Y3.55%
Sales Q2Q%-4.08%
3.2 Future
- The Earnings Per Share is expected to grow by 12.76% on average over the next years. This is quite good.
- The Revenue is expected to grow by 0.06% on average over the next years.
EPS Next Y5.29%
EPS Next 2Y12.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-5.18%
Revenue Next 2Y0.06%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- ORIO is valuated cheaply with a Price/Earnings ratio of 4.94.
- Based on the Price/Earnings ratio, ORIO is valued cheaply inside the industry as 87.50% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 27.33. ORIO is valued rather cheaply when compared to this.
- ORIO is expected to report negative earnings next year, which makes the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.94 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- ORIO's Enterprise Value to EBITDA is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 20.65 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as ORIO's earnings are expected to grow with 12.76% in the coming years.
PEG (NY)0.93
PEG (5Y)N/A
EPS Next 2Y12.76%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for ORIO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
TSX:ORIO (1/14/2026, 7:00:00 PM)
1.63
-0.02 (-1.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)11-07 2025-11-07/bmo
Earnings (Next)03-18 2026-03-18/bmo
Inst Owners10.61%
Inst Owner ChangeN/A
Ins Owners8.31%
Ins Owner ChangeN/A
Market Cap39.07M
Revenue(TTM)69.27M
Net Income(TTM)7.52M
Analysts82.86
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)271.57%
Min EPS beat(2)-96.08%
Max EPS beat(2)639.22%
EPS beat(4)3
Avg EPS beat(4)167.69%
Min EPS beat(4)-96.08%
Max EPS beat(4)639.22%
EPS beat(8)6
Avg EPS beat(8)96.61%
EPS beat(12)10
Avg EPS beat(12)81.07%
EPS beat(16)13
Avg EPS beat(16)51.98%
Revenue beat(2)2
Avg Revenue beat(2)3.58%
Min Revenue beat(2)3.45%
Max Revenue beat(2)3.72%
Revenue beat(4)3
Avg Revenue beat(4)2.28%
Min Revenue beat(4)-0.12%
Max Revenue beat(4)3.72%
Revenue beat(8)5
Avg Revenue beat(8)1%
Revenue beat(12)9
Avg Revenue beat(12)1.49%
Revenue beat(16)10
Avg Revenue beat(16)0.79%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.94 | ||
| Fwd PE | N/A | ||
| P/S | 0.56 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.5 | ||
| P/tB | 3.22 | ||
| EV/EBITDA | 20.65 |
EPS(TTM)0.33
EY20.25%
EPS(NY)-0.25
Fwd EYN/A
FCF(TTM)-0.14
FCFYN/A
OCF(TTM)-0.04
OCFYN/A
SpS2.89
BVpS3.23
TBVpS0.51
PEG (NY)0.93
PEG (5Y)N/A
Graham Number4.9
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.2% | ||
| ROE | 9.71% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 10.86% | ||
| GM | 95.08% | ||
| FCFM | N/A |
ROA(3y)-30.21%
ROA(5y)-22.38%
ROE(3y)-61.77%
ROE(5y)-91.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.62%
GM growth 5Y-1.57%
F-Score7
Asset Turnover0.39
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.09 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 16.06 | ||
| Cap/Depr | 30.66% | ||
| Cap/Sales | 3.52% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.3 | ||
| Quick Ratio | 1.3 | ||
| Altman-Z | -2.12 |
F-Score7
WACC9.54%
ROIC/WACCN/A
Cap/Depr(3y)46.4%
Cap/Depr(5y)51.81%
Cap/Sales(3y)7.11%
Cap/Sales(5y)9.22%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)176.74%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-600%
EPS Next Y5.29%
EPS Next 2Y12.76%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.49%
Revenue growth 3Y7.37%
Revenue growth 5Y3.55%
Sales Q2Q%-4.08%
Revenue Next Year-5.18%
Revenue Next 2Y0.06%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y29.5%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year234.23%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y70.61%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y87.72%
OCF growth 3YN/A
OCF growth 5YN/A
ORION DIGITAL CORP / ORIO.CA FAQ
What is the ChartMill fundamental rating of ORION DIGITAL CORP (ORIO.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to ORIO.CA.
What is the valuation status for ORIO stock?
ChartMill assigns a valuation rating of 4 / 10 to ORION DIGITAL CORP (ORIO.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for ORION DIGITAL CORP?
ORION DIGITAL CORP (ORIO.CA) has a profitability rating of 3 / 10.
What are the PE and PB ratios of ORION DIGITAL CORP (ORIO.CA) stock?
The Price/Earnings (PE) ratio for ORION DIGITAL CORP (ORIO.CA) is 4.94 and the Price/Book (PB) ratio is 0.5.
What is the earnings growth outlook for ORION DIGITAL CORP?
The Earnings per Share (EPS) of ORION DIGITAL CORP (ORIO.CA) is expected to grow by 5.29% in the next year.