ORACLE CORP (ORCL) Fundamental Analysis & Valuation

NYSE:ORCL • US68389X1054

159.16 USD
-3.96 (-2.43%)
At close: Mar 12, 2026
158.08 USD
-1.08 (-0.68%)
After Hours: 3/12/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This ORCL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

ORCL gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 277 industry peers in the Software industry. There are concerns on the financial health of ORCL while its profitability can be described as average. ORCL is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! Finally ORCL also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

6

1. ORCL Profitability Analysis

1.1 Basic Checks

  • ORCL had positive earnings in the past year.
  • ORCL had a positive operating cash flow in the past year.
  • In the past 5 years ORCL has always been profitable.
  • ORCL had a positive operating cash flow in each of the past 5 years.
ORCL Yearly Net Income VS EBIT VS OCF VS FCFORCL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

1.2 Ratios

  • ORCL's Return On Assets of 7.52% is fine compared to the rest of the industry. ORCL outperforms 79.78% of its industry peers.
  • ORCL's Return On Equity of 51.50% is amongst the best of the industry. ORCL outperforms 96.39% of its industry peers.
  • With an excellent Return On Invested Capital value of 10.28%, ORCL belongs to the best of the industry, outperforming 86.64% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for ORCL is in line with the industry average of 10.89%.
Industry RankSector Rank
ROA 7.52%
ROE 51.5%
ROIC 10.28%
ROA(3y)7.05%
ROA(5y)7.55%
ROE(3y)324.52%
ROE(5y)N/A
ROIC(3y)11.78%
ROIC(5y)12.8%
ORCL Yearly ROA, ROE, ROICORCL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 400 600

1.3 Margins

  • With an excellent Profit Margin value of 25.28%, ORCL belongs to the best of the industry, outperforming 89.89% of the companies in the same industry.
  • In the last couple of years the Profit Margin of ORCL has declined.
  • ORCL's Operating Margin of 31.81% is amongst the best of the industry. ORCL outperforms 95.67% of its industry peers.
  • ORCL's Operating Margin has declined in the last couple of years.
  • ORCL has a Gross Margin (68.54%) which is comparable to the rest of the industry.
  • ORCL's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 31.81%
PM (TTM) 25.28%
GM 68.54%
OM growth 3Y-5.7%
OM growth 5Y-2.96%
PM growth 3Y11.06%
PM growth 5Y-3.53%
GM growth 3Y-3.75%
GM growth 5Y-2.42%
ORCL Yearly Profit, Operating, Gross MarginsORCL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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2

2. ORCL Health Analysis

2.1 Basic Checks

  • ORCL has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, ORCL has more shares outstanding
  • Compared to 5 years ago, ORCL has less shares outstanding
  • The debt/assets ratio for ORCL has been reduced compared to a year ago.
ORCL Yearly Shares OutstandingORCL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B
ORCL Yearly Total Debt VS Total AssetsORCL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • An Altman-Z score of 2.13 indicates that ORCL is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.13, ORCL perfoms like the industry average, outperforming 57.04% of the companies in the same industry.
  • ORCL has a Debt/Equity ratio of 3.49. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 3.49, ORCL is not doing good in the industry: 84.12% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 3.49
Debt/FCF N/A
Altman-Z 2.13
ROIC/WACC0.96
WACC10.67%
ORCL Yearly LT Debt VS Equity VS FCFORCL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B 80B

2.3 Liquidity

  • ORCL has a Current Ratio of 0.91. This is a bad value and indicates that ORCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • ORCL has a worse Current ratio (0.91) than 80.51% of its industry peers.
  • A Quick Ratio of 0.91 indicates that ORCL may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.91, ORCL is not doing good in the industry: 79.06% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.91
Quick Ratio 0.91
ORCL Yearly Current Assets VS Current LiabilitesORCL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. ORCL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 21.14% over the past year.
  • ORCL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.22% yearly.
  • Looking at the last year, ORCL shows a quite strong growth in Revenue. The Revenue has grown by 8.38% in the last year.
  • ORCL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 8.00% yearly.
EPS 1Y (TTM)21.14%
EPS 3Y7.09%
EPS 5Y9.22%
EPS Q2Q%21.77%
Revenue 1Y (TTM)8.38%
Revenue growth 3Y10.59%
Revenue growth 5Y8%
Sales Q2Q%21.66%

3.2 Future

  • ORCL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.20% yearly.
  • ORCL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 31.58% yearly.
EPS Next Y24.68%
EPS Next 2Y15.65%
EPS Next 3Y21.44%
EPS Next 5Y28.2%
Revenue Next Year17.38%
Revenue Next 2Y23.25%
Revenue Next 3Y31.51%
Revenue Next 5Y31.58%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ORCL Yearly Revenue VS EstimatesORCL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 100B 200B 300B
ORCL Yearly EPS VS EstimatesORCL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10 20 30

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4

4. ORCL Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 22.04, which indicates a rather expensive current valuation of ORCL.
  • ORCL's Price/Earnings ratio is a bit cheaper when compared to the industry. ORCL is cheaper than 66.43% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.71, ORCL is valued at the same level.
  • A Price/Forward Earnings ratio of 19.73 indicates a rather expensive valuation of ORCL.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of ORCL indicates a somewhat cheap valuation: ORCL is cheaper than 65.34% of the companies listed in the same industry.
  • ORCL's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.82.
Industry RankSector Rank
PE 22.04
Fwd PE 19.73
ORCL Price Earnings VS Forward Price EarningsORCL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 74.37% of the companies in the same industry are more expensive than ORCL, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 21.16
ORCL Per share dataORCL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • ORCL has a very decent profitability rating, which may justify a higher PE ratio.
  • ORCL's earnings are expected to grow with 21.44% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.89
PEG (5Y)2.39
EPS Next 2Y15.65%
EPS Next 3Y21.44%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. ORCL Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.34%, ORCL has a reasonable but not impressive dividend return.
  • ORCL's Dividend Yield is rather good when compared to the industry average which is at 0.57. ORCL pays more dividend than 93.50% of the companies in the same industry.
  • ORCL's Dividend Yield is slightly below the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.34%

5.2 History

  • On average, the dividend of ORCL grows each year by 12.29%, which is quite nice.
  • ORCL has been paying a dividend for at least 10 years, so it has a reliable track record.
  • ORCL has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.29%
Div Incr Years11
Div Non Decr Years11
ORCL Yearly Dividends per shareORCL Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • ORCL pays out 34.81% of its income as dividend. This is a sustainable payout ratio.
  • ORCL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP34.81%
EPS Next 2Y15.65%
EPS Next 3Y21.44%
ORCL Yearly Income VS Free CF VS DividendORCL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B
ORCL Dividend Payout.ORCL Dividend Payout, showing the Payout Ratio.ORCL Dividend Payout.PayoutRetained Earnings

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ORCL Fundamentals: All Metrics, Ratios and Statistics

ORACLE CORP

NYSE:ORCL (3/12/2026, 8:04:00 PM)

After market: 158.08 -1.08 (-0.68%)

159.16

-3.96 (-2.43%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)03-10
Earnings (Next)06-09
Inst Owners44.27%
Inst Owner Change-1.5%
Ins Owners0.15%
Ins Owner Change0.01%
Market Cap457.29B
Revenue(TTM)57.40B
Net Income(TTM)15.43B
Analysts81.2
Price Target286 (79.69%)
Short Float %1.97%
Short Ratio1.26
Dividend
Industry RankSector Rank
Dividend Yield 1.34%
Yearly Dividend1.71
Dividend Growth(5Y)12.29%
DP34.81%
Div Incr Years11
Div Non Decr Years11
Ex-Date01-09
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)16.3%
Min EPS beat(2)-2.65%
Max EPS beat(2)35.24%
EPS beat(4)2
Avg EPS beat(4)7.63%
Min EPS beat(4)-3.45%
Max EPS beat(4)35.24%
EPS beat(8)4
Avg EPS beat(8)3.53%
EPS beat(12)6
Avg EPS beat(12)2.69%
EPS beat(16)8
Avg EPS beat(16)1.97%
Revenue beat(2)0
Avg Revenue beat(2)-2.79%
Min Revenue beat(2)-2.88%
Max Revenue beat(2)-2.69%
Revenue beat(4)1
Avg Revenue beat(4)-2.32%
Min Revenue beat(4)-3.73%
Max Revenue beat(4)0.02%
Revenue beat(8)1
Avg Revenue beat(8)-2.36%
Revenue beat(12)1
Avg Revenue beat(12)-2.26%
Revenue beat(16)1
Avg Revenue beat(16)-1.98%
PT rev (1m)-1.2%
PT rev (3m)-16.75%
EPS NQ rev (1m)-0.08%
EPS NQ rev (3m)-0.64%
EPS NY rev (1m)-0.06%
EPS NY rev (3m)8.18%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.26%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.07%
Valuation
Industry RankSector Rank
PE 22.04
Fwd PE 19.73
P/S 7.49
P/FCF N/A
P/OCF 20.51
P/B 15.27
P/tB N/A
EV/EBITDA 21.16
EPS(TTM)7.22
EY4.54%
EPS(NY)8.07
Fwd EY5.07%
FCF(TTM)-4.59
FCFYN/A
OCF(TTM)7.76
OCFY4.88%
SpS21.24
BVpS10.42
TBVpS-12.54
PEG (NY)0.89
PEG (5Y)2.39
Graham Number41.15
Profitability
Industry RankSector Rank
ROA 7.52%
ROE 51.5%
ROCE 11.61%
ROIC 10.28%
ROICexc 11.65%
ROICexgc 21.09%
OM 31.81%
PM (TTM) 25.28%
GM 68.54%
FCFM N/A
ROA(3y)7.05%
ROA(5y)7.55%
ROE(3y)324.52%
ROE(5y)N/A
ROIC(3y)11.78%
ROIC(5y)12.8%
ROICexc(3y)12.95%
ROICexc(5y)16.53%
ROICexgc(3y)38.77%
ROICexgc(5y)55.56%
ROCE(3y)13.31%
ROCE(5y)14.46%
ROICexgc growth 3Y-23.67%
ROICexgc growth 5Y-30%
ROICexc growth 3Y-14.81%
ROICexc growth 5Y-10.94%
OM growth 3Y-5.7%
OM growth 5Y-2.96%
PM growth 3Y11.06%
PM growth 5Y-3.53%
GM growth 3Y-3.75%
GM growth 5Y-2.42%
F-Score5
Asset Turnover0.3
Health
Industry RankSector Rank
Debt/Equity 3.49
Debt/FCF N/A
Debt/EBITDA 3.94
Cap/Depr 497.71%
Cap/Sales 58.14%
Interest Coverage 250
Cash Conversion 84.02%
Profit Quality N/A
Current Ratio 0.91
Quick Ratio 0.91
Altman-Z 2.13
F-Score5
WACC10.67%
ROIC/WACC0.96
Cap/Depr(3y)199.27%
Cap/Depr(5y)163.1%
Cap/Sales(3y)22.44%
Cap/Sales(5y)16.65%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)21.14%
EPS 3Y7.09%
EPS 5Y9.22%
EPS Q2Q%21.77%
EPS Next Y24.68%
EPS Next 2Y15.65%
EPS Next 3Y21.44%
EPS Next 5Y28.2%
Revenue 1Y (TTM)8.38%
Revenue growth 3Y10.59%
Revenue growth 5Y8%
Sales Q2Q%21.66%
Revenue Next Year17.38%
Revenue Next 2Y23.25%
Revenue Next 3Y31.51%
Revenue Next 5Y31.58%
EBIT growth 1Y12.29%
EBIT growth 3Y4.29%
EBIT growth 5Y4.8%
EBIT Next Year46.56%
EBIT Next 3Y41.17%
EBIT Next 5Y35.49%
FCF growth 1Y-230.45%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y30.85%
OCF growth 3Y29.72%
OCF growth 5Y9.64%

ORACLE CORP / ORCL FAQ

What is the ChartMill fundamental rating of ORACLE CORP (ORCL) stock?

ChartMill assigns a fundamental rating of 5 / 10 to ORCL.


What is the valuation status of ORACLE CORP (ORCL) stock?

ChartMill assigns a valuation rating of 4 / 10 to ORACLE CORP (ORCL). This can be considered as Fairly Valued.


What is the profitability of ORCL stock?

ORACLE CORP (ORCL) has a profitability rating of 6 / 10.


What are the PE and PB ratios of ORACLE CORP (ORCL) stock?

The Price/Earnings (PE) ratio for ORACLE CORP (ORCL) is 22.04 and the Price/Book (PB) ratio is 15.27.


Can you provide the expected EPS growth for ORCL stock?

The Earnings per Share (EPS) of ORACLE CORP (ORCL) is expected to grow by 24.68% in the next year.