ORACLE CORP (ORCL) Stock Fundamental Analysis

NYSE:ORCL • US68389X1054

156.54 USD
+0.37 (+0.24%)
At close: Feb 19, 2026
156.6 USD
+0.06 (+0.04%)
After Hours: 2/19/2026, 6:41:02 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to ORCL. ORCL was compared to 276 industry peers in the Software industry. While ORCL is still in line with the averages on profitability rating, there are concerns on its financial health. ORCL is not overvalued while it is showing excellent growth. This is an interesting combination. ORCL also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year ORCL was profitable.
  • ORCL had a positive operating cash flow in the past year.
  • Each year in the past 5 years ORCL has been profitable.
  • ORCL had a positive operating cash flow in each of the past 5 years.
ORCL Yearly Net Income VS EBIT VS OCF VS FCFORCL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

1.2 Ratios

  • ORCL has a Return On Assets of 7.52%. This is in the better half of the industry: ORCL outperforms 77.54% of its industry peers.
  • Looking at the Return On Equity, with a value of 51.50%, ORCL belongs to the top of the industry, outperforming 96.38% of the companies in the same industry.
  • ORCL has a Return On Invested Capital of 10.28%. This is amongst the best in the industry. ORCL outperforms 85.14% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for ORCL is in line with the industry average of 10.64%.
Industry RankSector Rank
ROA 7.52%
ROE 51.5%
ROIC 10.28%
ROA(3y)7.05%
ROA(5y)7.55%
ROE(3y)324.52%
ROE(5y)N/A
ROIC(3y)11.78%
ROIC(5y)12.8%
ORCL Yearly ROA, ROE, ROICORCL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 400 600

1.3 Margins

  • ORCL has a better Profit Margin (25.28%) than 87.68% of its industry peers.
  • ORCL's Profit Margin has declined in the last couple of years.
  • ORCL has a better Operating Margin (31.81%) than 93.84% of its industry peers.
  • In the last couple of years the Operating Margin of ORCL has declined.
  • Looking at the Gross Margin, with a value of 68.54%, ORCL is in line with its industry, outperforming 48.91% of the companies in the same industry.
  • In the last couple of years the Gross Margin of ORCL has declined.
Industry RankSector Rank
OM 31.81%
PM (TTM) 25.28%
GM 68.54%
OM growth 3Y-5.7%
OM growth 5Y-2.96%
PM growth 3Y11.06%
PM growth 5Y-3.53%
GM growth 3Y-3.75%
GM growth 5Y-2.42%
ORCL Yearly Profit, Operating, Gross MarginsORCL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • ORCL has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, ORCL has more shares outstanding
  • The number of shares outstanding for ORCL has been reduced compared to 5 years ago.
  • Compared to 1 year ago, ORCL has an improved debt to assets ratio.
ORCL Yearly Shares OutstandingORCL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B
ORCL Yearly Total Debt VS Total AssetsORCL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • ORCL has an Altman-Z score of 2.06. This is not the best score and indicates that ORCL is in the grey zone with still only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 2.06, ORCL perfoms like the industry average, outperforming 56.88% of the companies in the same industry.
  • A Debt/Equity ratio of 3.49 is on the high side and indicates that ORCL has dependencies on debt financing.
  • With a Debt to Equity ratio value of 3.49, ORCL is not doing good in the industry: 86.23% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 3.49
Debt/FCF N/A
Altman-Z 2.06
ROIC/WACC0.96
WACC10.74%
ORCL Yearly LT Debt VS Equity VS FCFORCL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B 80B

2.3 Liquidity

  • ORCL has a Current Ratio of 0.91. This is a bad value and indicates that ORCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of ORCL (0.91) is worse than 80.07% of its industry peers.
  • ORCL has a Quick Ratio of 0.91. This is a bad value and indicates that ORCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • ORCL's Quick ratio of 0.91 is on the low side compared to the rest of the industry. ORCL is outperformed by 79.35% of its industry peers.
Industry RankSector Rank
Current Ratio 0.91
Quick Ratio 0.91
ORCL Yearly Current Assets VS Current LiabilitesORCL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 16.95% over the past year.
  • The Earnings Per Share has been growing by 9.22% on average over the past years. This is quite good.
  • ORCL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.08%.
  • ORCL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 8.00% yearly.
EPS 1Y (TTM)16.95%
EPS 3Y7.09%
EPS 5Y9.22%
EPS Q2Q%53.74%
Revenue 1Y (TTM)11.08%
Revenue growth 3Y10.59%
Revenue growth 5Y8%
Sales Q2Q%14.22%

3.2 Future

  • The Earnings Per Share is expected to grow by 28.20% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 31.83% on average over the next years. This is a very strong growth
EPS Next Y24.76%
EPS Next 2Y15.67%
EPS Next 3Y21.45%
EPS Next 5Y28.2%
Revenue Next Year17.38%
Revenue Next 2Y23.24%
Revenue Next 3Y31.5%
Revenue Next 5Y31.83%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ORCL Yearly Revenue VS EstimatesORCL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 100B 200B 300B
ORCL Yearly EPS VS EstimatesORCL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10 20 30

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 22.69, ORCL is valued on the expensive side.
  • Based on the Price/Earnings ratio, ORCL is valued a bit cheaper than 64.49% of the companies in the same industry.
  • ORCL is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.09, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 19.40, which indicates a rather expensive current valuation of ORCL.
  • Based on the Price/Forward Earnings ratio, ORCL is valued a bit cheaper than 65.94% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of ORCL to the average of the S&P500 Index (27.98), we can say ORCL is valued slightly cheaper.
Industry RankSector Rank
PE 22.69
Fwd PE 19.4
ORCL Price Earnings VS Forward Price EarningsORCL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • ORCL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. ORCL is cheaper than 71.01% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 20.4
ORCL Per share dataORCL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20

4.3 Compensation for Growth

  • ORCL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • ORCL has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as ORCL's earnings are expected to grow with 21.45% in the coming years.
PEG (NY)0.92
PEG (5Y)2.46
EPS Next 2Y15.67%
EPS Next 3Y21.45%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • ORCL has a Yearly Dividend Yield of 1.28%.
  • In the last 3 months the price of ORCL has falen by -21.24%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • Compared to an average industry Dividend Yield of 0.60, ORCL pays a better dividend. On top of this ORCL pays more dividend than 92.75% of the companies listed in the same industry.
  • Compared to the average S&P500 Dividend Yield of 1.85, ORCL is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.28%

5.2 History

  • On average, the dividend of ORCL grows each year by 12.29%, which is quite nice.
  • ORCL has been paying a dividend for at least 10 years, so it has a reliable track record.
  • ORCL has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.29%
Div Incr Years11
Div Non Decr Years11
ORCL Yearly Dividends per shareORCL Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • ORCL pays out 34.81% of its income as dividend. This is a sustainable payout ratio.
  • ORCL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP34.81%
EPS Next 2Y15.67%
EPS Next 3Y21.45%
ORCL Yearly Income VS Free CF VS DividendORCL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B
ORCL Dividend Payout.ORCL Dividend Payout, showing the Payout Ratio.ORCL Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

ORACLE CORP

NYSE:ORCL (2/19/2026, 6:41:02 PM)

After market: 156.6 +0.06 (+0.04%)

156.54

+0.37 (+0.24%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)12-10
Earnings (Next)03-09
Inst Owners44.8%
Inst Owner Change-0.53%
Ins Owners0.16%
Ins Owner Change0.01%
Market Cap449.76B
Revenue(TTM)61.02B
Net Income(TTM)15.43B
Analysts80
Price Target289.49 (84.93%)
Short Float %2.04%
Short Ratio1.17
Dividend
Industry RankSector Rank
Dividend Yield 1.28%
Yearly Dividend1.71
Dividend Growth(5Y)12.29%
DP34.81%
Div Incr Years11
Div Non Decr Years11
Ex-Date01-09
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)16.3%
Min EPS beat(2)-2.65%
Max EPS beat(2)35.24%
EPS beat(4)2
Avg EPS beat(4)7.63%
Min EPS beat(4)-3.45%
Max EPS beat(4)35.24%
EPS beat(8)4
Avg EPS beat(8)3.53%
EPS beat(12)6
Avg EPS beat(12)2.69%
EPS beat(16)8
Avg EPS beat(16)1.97%
Revenue beat(2)0
Avg Revenue beat(2)-2.79%
Min Revenue beat(2)-2.88%
Max Revenue beat(2)-2.69%
Revenue beat(4)1
Avg Revenue beat(4)-2.32%
Min Revenue beat(4)-3.73%
Max Revenue beat(4)0.02%
Revenue beat(8)1
Avg Revenue beat(8)-2.36%
Revenue beat(12)1
Avg Revenue beat(12)-2.26%
Revenue beat(16)1
Avg Revenue beat(16)-1.98%
PT rev (1m)-4.08%
PT rev (3m)-18.78%
EPS NQ rev (1m)-0.28%
EPS NQ rev (3m)-0.57%
EPS NY rev (1m)-0.14%
EPS NY rev (3m)8.24%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.14%
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)-0.08%
Valuation
Industry RankSector Rank
PE 22.69
Fwd PE 19.4
P/S 7.37
P/FCF N/A
P/OCF 20.17
P/B 15.02
P/tB N/A
EV/EBITDA 20.4
EPS(TTM)6.9
EY4.41%
EPS(NY)8.07
Fwd EY5.15%
FCF(TTM)-4.59
FCFYN/A
OCF(TTM)7.76
OCFY4.96%
SpS21.24
BVpS10.42
TBVpS-12.54
PEG (NY)0.92
PEG (5Y)2.46
Graham Number40.23
Profitability
Industry RankSector Rank
ROA 7.52%
ROE 51.5%
ROCE 11.61%
ROIC 10.28%
ROICexc 11.65%
ROICexgc 21.09%
OM 31.81%
PM (TTM) 25.28%
GM 68.54%
FCFM N/A
ROA(3y)7.05%
ROA(5y)7.55%
ROE(3y)324.52%
ROE(5y)N/A
ROIC(3y)11.78%
ROIC(5y)12.8%
ROICexc(3y)12.95%
ROICexc(5y)16.53%
ROICexgc(3y)38.77%
ROICexgc(5y)55.56%
ROCE(3y)13.31%
ROCE(5y)14.46%
ROICexgc growth 3Y-23.67%
ROICexgc growth 5Y-30%
ROICexc growth 3Y-14.81%
ROICexc growth 5Y-10.94%
OM growth 3Y-5.7%
OM growth 5Y-2.96%
PM growth 3Y11.06%
PM growth 5Y-3.53%
GM growth 3Y-3.75%
GM growth 5Y-2.42%
F-Score5
Asset Turnover0.3
Health
Industry RankSector Rank
Debt/Equity 3.49
Debt/FCF N/A
Debt/EBITDA 3.94
Cap/Depr 497.71%
Cap/Sales 58.14%
Interest Coverage 250
Cash Conversion 84.02%
Profit Quality N/A
Current Ratio 0.91
Quick Ratio 0.91
Altman-Z 2.06
F-Score5
WACC10.74%
ROIC/WACC0.96
Cap/Depr(3y)199.27%
Cap/Depr(5y)163.1%
Cap/Sales(3y)22.44%
Cap/Sales(5y)16.65%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.95%
EPS 3Y7.09%
EPS 5Y9.22%
EPS Q2Q%53.74%
EPS Next Y24.76%
EPS Next 2Y15.67%
EPS Next 3Y21.45%
EPS Next 5Y28.2%
Revenue 1Y (TTM)11.08%
Revenue growth 3Y10.59%
Revenue growth 5Y8%
Sales Q2Q%14.22%
Revenue Next Year17.38%
Revenue Next 2Y23.24%
Revenue Next 3Y31.5%
Revenue Next 5Y31.83%
EBIT growth 1Y12.29%
EBIT growth 3Y4.29%
EBIT growth 5Y4.8%
EBIT Next Year46.56%
EBIT Next 3Y41.17%
EBIT Next 5Y35.49%
FCF growth 1Y-230.45%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y30.85%
OCF growth 3Y29.72%
OCF growth 5Y9.64%

ORACLE CORP / ORCL FAQ

What is the ChartMill fundamental rating of ORACLE CORP (ORCL) stock?

ChartMill assigns a fundamental rating of 5 / 10 to ORCL.


What is the valuation status of ORACLE CORP (ORCL) stock?

ChartMill assigns a valuation rating of 4 / 10 to ORACLE CORP (ORCL). This can be considered as Fairly Valued.


What is the profitability of ORCL stock?

ORACLE CORP (ORCL) has a profitability rating of 6 / 10.


What are the PE and PB ratios of ORACLE CORP (ORCL) stock?

The Price/Earnings (PE) ratio for ORACLE CORP (ORCL) is 22.69 and the Price/Book (PB) ratio is 15.02.


Can you provide the expected EPS growth for ORCL stock?

The Earnings per Share (EPS) of ORACLE CORP (ORCL) is expected to grow by 24.76% in the next year.