Logo image of OPFI

OPPFI INC (OPFI) Stock Overview

NYSE:OPFI - US68386H1032 - Common Stock

10.39 USD
+0.28 (+2.77%)
Last: 9/4/2025, 11:44:26 AM

OPFI Key Statistics, Chart & Performance

Key Statistics
52 Week High17.73
52 Week Low3.93
Market Cap907.15M
Shares87.31M
Float26.61M
Yearly Dividend0.02
Dividend Yield2.45%
EPS(TTM)1.39
PE7.47
Fwd PE6.57
Earnings (Next)11-05 2025-11-05/bmo
IPO09-30 2020-09-30
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


OPFI short term performance overview.The bars show the price performance of OPFI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 -10 -20

OPFI long term performance overview.The bars show the price performance of OPFI in the last 1, 2 and 3 years. 1 year 2 years 3 years 100 200 300

The current stock price of OPFI is 10.39 USD. In the past month the price increased by 1.2%. In the past year, price increased by 148.4%.

OPPFI INC / OPFI Daily stock chart

OPFI Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 23.05 228.55B
COF CAPITAL ONE FINANCIAL CORP 13.05 143.08B
SOFI SOFI TECHNOLOGIES INC 102.21 29.11B
SYF SYNCHRONY FINANCIAL 9.3 28.50B
KSPI JSC KASPI.KZ ADR N/A 17.26B
SLMBP SLM CORP - SLM 6.28008 PERP 37.61 15.60B
ALLY ALLY FINANCIAL INC 12.43 12.63B
OMF ONEMAIN HOLDINGS INC 11.11 7.38B
FCFS FIRSTCASH HOLDINGS INC 19.51 6.62B
SLM SLM CORP 15.62 6.48B
UPST UPSTART HOLDINGS INC 75.56 6.25B
CACC CREDIT ACCEPTANCE CORP 14.01 5.81B

About OPFI

Company Profile

OPFI logo image OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. The company is headquartered in Chicago, Illinois and currently employs 445 full-time employees. The company went IPO on 2020-09-30. The company provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. The company collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. The company offers a same-day funding service in collaboration with its partner banks.

Company Info

OPPFI INC

130 E. Randolph Street, Suite 3400

Chicago ILLINOIS US

CEO: Larry G. Swets

Employees: 445

OPFI Company Website

OPFI Investor Relations

Phone: 13122128079

OPPFI INC / OPFI FAQ

What is the stock price of OPPFI INC today?

The current stock price of OPFI is 10.39 USD. The price increased by 2.77% in the last trading session.


What is the ticker symbol for OPPFI INC stock?

The exchange symbol of OPPFI INC is OPFI and it is listed on the New York Stock Exchange, Inc. exchange.


On which exchange is OPFI stock listed?

OPFI stock is listed on the New York Stock Exchange, Inc. exchange.


What is the price forecast or stock price prediction for OPPFI INC stock?

9 analysts have analysed OPFI and the average price target is 14.45 USD. This implies a price increase of 39.08% is expected in the next year compared to the current price of 10.39. Check the OPPFI INC stock analysts ratings, price target forecast and up-and down grades for more detailed information.


What is OPPFI INC worth?

OPPFI INC (OPFI) has a market capitalization of 907.15M USD. This makes OPFI a Small Cap stock.


How many employees does OPPFI INC have?

OPPFI INC (OPFI) currently has 445 employees.


What are the support and resistance levels for OPPFI INC (OPFI) stock?

OPPFI INC (OPFI) has a support level at 9.77 and a resistance level at 10.22. Check the full technical report for a detailed analysis of OPFI support and resistance levels.


Is OPPFI INC (OPFI) expected to grow?

The Revenue of OPPFI INC (OPFI) is expected to grow by 12.26% in the next year. Check the estimates tab for more information on the OPFI EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy OPPFI INC (OPFI) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does OPPFI INC (OPFI) stock pay dividends?

OPPFI INC (OPFI) has a dividend yield of 2.45%. The yearly dividend amount is currently 0.02. Check the full fundamental report for a detailed analysis of OPFI dividend history, reliability and sustainability.


When does OPPFI INC (OPFI) report earnings?

OPPFI INC (OPFI) will report earnings on 2025-11-05, before the market open.


What is the Price/Earnings (PE) ratio of OPPFI INC (OPFI)?

The PE ratio for OPPFI INC (OPFI) is 7.47. This is based on the reported non-GAAP earnings per share of 1.39 and the current share price of 10.39 USD. Check the full fundamental report for a full analysis of the valuation metrics for OPFI.


What is the Short Interest ratio of OPPFI INC (OPFI) stock?

The outstanding short interest for OPPFI INC (OPFI) is 19.63% of its float. Check the ownership tab for more information on the OPFI short interest.


OPFI Technical Analysis

ChartMill assigns a technical rating of 5 / 10 to OPFI. When comparing the yearly performance of all stocks, OPFI is one of the better performing stocks in the market, outperforming 93.26% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

OPFI Fundamental Analysis

ChartMill assigns a fundamental rating of 7 / 10 to OPFI. While OPFI has a great health rating, its profitability is only average at the moment.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

OPFI Financial Highlights

Over the last trailing twelve months OPFI reported a non-GAAP Earnings per Share(EPS) of 1.39. The EPS increased by 113.85% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -4.97%
ROE -250.9%
Debt/Equity 22.91
Chartmill High Growth Momentum
EPS Q2Q%55.17%
Sales Q2Q%12.78%
EPS 1Y (TTM)113.85%
Revenue 1Y (TTM)6.78%

OPFI Forecast & Estimates

9 analysts have analysed OPFI and the average price target is 14.45 USD. This implies a price increase of 39.08% is expected in the next year compared to the current price of 10.39.

For the next year, analysts expect an EPS growth of 52.73% and a revenue growth 12.26% for OPFI


Analysts
Analysts80
Price Target14.45 (39.08%)
EPS Next Y52.73%
Revenue Next Year12.26%

OPFI Ownership

Ownership
Inst Owners46.81%
Ins Owners6.68%
Short Float %19.63%
Short Ratio4.36