OFFERPAD SOLUTIONS INC (OPAD) Stock Fundamental Analysis

NYSE:OPAD • US67623L3078

0.805 USD
+0.03 (+3.6%)
At close: Feb 13, 2026
0.82 USD
+0.01 (+1.86%)
After Hours: 2/13/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to OPAD. OPAD was compared to 63 industry peers in the Real Estate Management & Development industry. Both the profitability and financial health of OPAD have multiple concerns. OPAD is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • OPAD had negative earnings in the past year.
  • OPAD had a positive operating cash flow in the past year.
  • In the past 5 years OPAD reported 4 times negative net income.
  • In multiple years OPAD reported negative operating cash flow during the last 5 years.
OPAD Yearly Net Income VS EBIT VS OCF VS FCFOPAD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 200M -200M -400M -600M -800M

1.2 Ratios

  • OPAD's Return On Assets of -24.56% is on the low side compared to the rest of the industry. OPAD is outperformed by 79.37% of its industry peers.
  • OPAD's Return On Equity of -137.73% is on the low side compared to the rest of the industry. OPAD is outperformed by 80.95% of its industry peers.
Industry RankSector Rank
ROA -24.56%
ROE -137.73%
ROIC N/A
ROA(3y)-22.91%
ROA(5y)-14.91%
ROE(3y)-122.51%
ROE(5y)-74.49%
ROIC(3y)N/A
ROIC(5y)N/A
OPAD Yearly ROA, ROE, ROICOPAD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 -20 -40 -60 -80 -100

1.3 Margins

  • OPAD has a Gross Margin of 8.27%. This is in the lower half of the industry: OPAD underperforms 69.84% of its industry peers.
  • In the last couple of years the Gross Margin of OPAD has declined.
  • OPAD does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 8.27%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.96%
GM growth 5YN/A
OPAD Yearly Profit, Operating, Gross MarginsOPAD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 5 -5 10

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • OPAD does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for OPAD has been increased compared to 1 year ago.
  • The debt/assets ratio for OPAD is higher compared to a year ago.
OPAD Yearly Shares OutstandingOPAD Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 10M 20M 30M
OPAD Yearly Total Debt VS Total AssetsOPAD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of -0.39, we must say that OPAD is in the distress zone and has some risk of bankruptcy.
  • OPAD has a Altman-Z score of -0.39. This is in the lower half of the industry: OPAD underperforms 74.60% of its industry peers.
  • OPAD has a debt to FCF ratio of 3.54. This is a good value and a sign of high solvency as OPAD would need 3.54 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 3.54, OPAD is doing good in the industry, outperforming 79.37% of the companies in the same industry.
  • OPAD has a Debt/Equity ratio of 3.93. This is a high value indicating a heavy dependency on external financing.
  • OPAD has a Debt to Equity ratio of 3.93. This is amonst the worse of the industry: OPAD underperforms 80.95% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.93
Debt/FCF 3.54
Altman-Z -0.39
ROIC/WACCN/A
WACC8.86%
OPAD Yearly LT Debt VS Equity VS FCFOPAD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 200M -200M -400M -600M -800M

2.3 Liquidity

  • A Current Ratio of 1.32 indicates that OPAD should not have too much problems paying its short term obligations.
  • OPAD has a Current ratio of 1.32. This is in the lower half of the industry: OPAD underperforms 65.08% of its industry peers.
  • OPAD has a Quick Ratio of 1.32. This is a bad value and indicates that OPAD is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.28, OPAD is doing worse than 85.71% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.32
Quick Ratio 0.28
OPAD Yearly Current Assets VS Current LiabilitesOPAD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • OPAD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.82%, which is quite good.
  • The Revenue for OPAD has decreased by -36.25% in the past year. This is quite bad
  • The Revenue for OPAD have been decreasing by -23.72% on average. This is quite bad
EPS 1Y (TTM)11.82%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%24.49%
Revenue 1Y (TTM)-36.25%
Revenue growth 3Y-23.72%
Revenue growth 5YN/A
Sales Q2Q%-36.23%

3.2 Future

  • OPAD is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 23.15% yearly.
  • OPAD is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.49% yearly.
EPS Next Y29.44%
EPS Next 2Y32.3%
EPS Next 3Y23.15%
EPS Next 5YN/A
Revenue Next Year-37.93%
Revenue Next 2Y-18.03%
Revenue Next 3Y-8.08%
Revenue Next 5Y19.49%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
OPAD Yearly Revenue VS EstimatesOPAD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 1B 2B 3B
OPAD Yearly EPS VS EstimatesOPAD Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 -2 -4 -6 -8 -10

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for OPAD. In the last year negative earnings were reported.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for OPAD. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
OPAD Price Earnings VS Forward Price EarningsOPAD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, OPAD is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 0.86
EV/EBITDA N/A
OPAD Per share dataOPAD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • OPAD's earnings are expected to grow with 23.15% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y32.3%
EPS Next 3Y23.15%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • OPAD does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

OFFERPAD SOLUTIONS INC

NYSE:OPAD (2/13/2026, 8:04:00 PM)

After market: 0.82 +0.01 (+1.86%)

0.805

+0.03 (+3.6%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)11-03
Earnings (Next)02-23
Inst Owners36.41%
Inst Owner Change-6.65%
Ins Owners20.25%
Ins Owner Change0.86%
Market Cap38.00M
Revenue(TTM)627.97M
Net Income(TTM)-54.89M
Analysts76
Price Target2.26 (180.75%)
Short Float %18.32%
Short Ratio1.29
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.62%
Min EPS beat(2)-9.92%
Max EPS beat(2)0.69%
EPS beat(4)2
Avg EPS beat(4)-9.44%
Min EPS beat(4)-28.68%
Max EPS beat(4)0.69%
EPS beat(8)2
Avg EPS beat(8)-16.39%
EPS beat(12)4
Avg EPS beat(12)-13.12%
EPS beat(16)6
Avg EPS beat(16)-5.79%
Revenue beat(2)0
Avg Revenue beat(2)-18.48%
Min Revenue beat(2)-24.81%
Max Revenue beat(2)-12.15%
Revenue beat(4)0
Avg Revenue beat(4)-12.91%
Min Revenue beat(4)-24.81%
Max Revenue beat(4)-1.95%
Revenue beat(8)1
Avg Revenue beat(8)-8.39%
Revenue beat(12)4
Avg Revenue beat(12)-0.71%
Revenue beat(16)7
Avg Revenue beat(16)2%
PT rev (1m)0%
PT rev (3m)87.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)14.58%
EPS NY rev (1m)0%
EPS NY rev (3m)3.35%
Revenue NQ rev (1m)-0.01%
Revenue NQ rev (3m)-26.88%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)-15.12%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.06
P/FCF 0.86
P/OCF 0.77
P/B 0.95
P/tB 0.95
EV/EBITDA N/A
EPS(TTM)-1.94
EYN/A
EPS(NY)-0.56
Fwd EYN/A
FCF(TTM)0.94
FCFY116.57%
OCF(TTM)1.05
OCFY130.37%
SpS13.3
BVpS0.84
TBVpS0.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -24.56%
ROE -137.73%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 8.27%
FCFM 7.05%
ROA(3y)-22.91%
ROA(5y)-14.91%
ROE(3y)-122.51%
ROE(5y)-74.49%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.96%
GM growth 5YN/A
F-Score4
Asset Turnover2.81
Health
Industry RankSector Rank
Debt/Equity 3.93
Debt/FCF 3.54
Debt/EBITDA N/A
Cap/Depr 610.24%
Cap/Sales 0.83%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.32
Quick Ratio 0.28
Altman-Z -0.39
F-Score4
WACC8.86%
ROIC/WACCN/A
Cap/Depr(3y)337.52%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.21%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.82%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%24.49%
EPS Next Y29.44%
EPS Next 2Y32.3%
EPS Next 3Y23.15%
EPS Next 5YN/A
Revenue 1Y (TTM)-36.25%
Revenue growth 3Y-23.72%
Revenue growth 5YN/A
Sales Q2Q%-36.23%
Revenue Next Year-37.93%
Revenue Next 2Y-18.03%
Revenue Next 3Y-8.08%
Revenue Next 5Y19.49%
EBIT growth 1Y23.19%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year46.11%
EBIT Next 3Y30.74%
EBIT Next 5Y20.79%
FCF growth 1Y-93.43%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-92.65%
OCF growth 3YN/A
OCF growth 5YN/A

OFFERPAD SOLUTIONS INC / OPAD FAQ

Can you provide the ChartMill fundamental rating for OFFERPAD SOLUTIONS INC?

ChartMill assigns a fundamental rating of 2 / 10 to OPAD.


What is the valuation status for OPAD stock?

ChartMill assigns a valuation rating of 2 / 10 to OFFERPAD SOLUTIONS INC (OPAD). This can be considered as Overvalued.


How profitable is OFFERPAD SOLUTIONS INC (OPAD) stock?

OFFERPAD SOLUTIONS INC (OPAD) has a profitability rating of 1 / 10.