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OFFERPAD SOLUTIONS INC (OPAD) Stock Fundamental Analysis

NYSE:OPAD - New York Stock Exchange, Inc. - US67623L3078 - Common Stock - Currency: USD

2.46  +0.17 (+7.42%)

Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to OPAD. OPAD was compared to 64 industry peers in the Real Estate Management & Development industry. Both the profitability and financial health of OPAD have multiple concerns. OPAD is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

OPAD had negative earnings in the past year.
OPAD had a positive operating cash flow in the past year.
OPAD had negative earnings in 4 of the past 5 years.
In multiple years OPAD reported negative operating cash flow during the last 5 years.
OPAD Yearly Net Income VS EBIT VS OCF VS FCFOPAD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 200M -200M -400M -600M -800M

1.2 Ratios

OPAD has a worse Return On Assets (-21.75%) than 75.00% of its industry peers.
Looking at the Return On Equity, with a value of -174.47%, OPAD is doing worse than 79.69% of the companies in the same industry.
Industry RankSector Rank
ROA -21.75%
ROE -174.47%
ROIC N/A
ROA(3y)-22.91%
ROA(5y)-14.91%
ROE(3y)-122.51%
ROE(5y)-74.49%
ROIC(3y)N/A
ROIC(5y)N/A
OPAD Yearly ROA, ROE, ROICOPAD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 -20 -40 -60 -80 -100

1.3 Margins

Looking at the Gross Margin, with a value of 8.27%, OPAD is doing worse than 70.31% of the companies in the same industry.
OPAD's Gross Margin has declined in the last couple of years.
OPAD does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 8.27%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.96%
GM growth 5YN/A
OPAD Yearly Profit, Operating, Gross MarginsOPAD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 5 -5 10

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2

2. Health

2.1 Basic Checks

OPAD does not have a ROIC to compare to the WACC, probably because it is not profitable.
OPAD has more shares outstanding than it did 1 year ago.
The debt/assets ratio for OPAD is higher compared to a year ago.
OPAD Yearly Shares OutstandingOPAD Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 10M 20M 30M
OPAD Yearly Total Debt VS Total AssetsOPAD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

Based on the Altman-Z score of 0.30, we must say that OPAD is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.30, OPAD is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
OPAD has a debt to FCF ratio of 94.94. This is a negative value and a sign of low solvency as OPAD would need 94.94 years to pay back of all of its debts.
OPAD has a better Debt to FCF ratio (94.94) than 60.94% of its industry peers.
A Debt/Equity ratio of 6.17 is on the high side and indicates that OPAD has dependencies on debt financing.
OPAD has a worse Debt to Equity ratio (6.17) than 84.38% of its industry peers.
Industry RankSector Rank
Debt/Equity 6.17
Debt/FCF 94.94
Altman-Z 0.3
ROIC/WACCN/A
WACC9.48%
OPAD Yearly LT Debt VS Equity VS FCFOPAD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 200M -200M -400M -600M -800M

2.3 Liquidity

A Current Ratio of 1.13 indicates that OPAD should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.13, OPAD is in line with its industry, outperforming 40.63% of the companies in the same industry.
OPAD has a Quick Ratio of 1.13. This is a bad value and indicates that OPAD is not financially healthy enough and could expect problems in meeting its short term obligations.
OPAD has a worse Quick ratio (0.20) than 89.06% of its industry peers.
Industry RankSector Rank
Current Ratio 1.13
Quick Ratio 0.2
OPAD Yearly Current Assets VS Current LiabilitesOPAD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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4

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 21.38% over the past year.
Looking at the last year, OPAD shows a very negative growth in Revenue. The Revenue has decreased by -19.79% in the last year.
The Revenue for OPAD have been decreasing by -23.72% on average. This is quite bad
EPS 1Y (TTM)21.38%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%14.06%
Revenue 1Y (TTM)-19.79%
Revenue growth 3Y-23.72%
Revenue growth 5YN/A
Sales Q2Q%-43.69%

3.2 Future

OPAD is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 25.56% yearly.
Based on estimates for the next years, OPAD will show a quite strong growth in Revenue. The Revenue will grow by 19.49% on average per year.
EPS Next Y27.9%
EPS Next 2Y27.93%
EPS Next 3Y25.56%
EPS Next 5YN/A
Revenue Next Year-13.37%
Revenue Next 2Y10.44%
Revenue Next 3Y10.17%
Revenue Next 5Y19.49%

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
OPAD Yearly Revenue VS EstimatesOPAD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 1B 2B 3B
OPAD Yearly EPS VS EstimatesOPAD Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 -2 -4 -6 -8 -10

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2

4. Valuation

4.1 Price/Earnings Ratio

OPAD reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year OPAD is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
OPAD Price Earnings VS Forward Price EarningsOPAD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30 40

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, OPAD is valued a bit cheaper than the industry average as 76.56% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 30.68
EV/EBITDA N/A
OPAD Per share dataOPAD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20

4.3 Compensation for Growth

OPAD's earnings are expected to grow with 25.56% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y27.93%
EPS Next 3Y25.56%

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0

5. Dividend

5.1 Amount

OPAD does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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OFFERPAD SOLUTIONS INC

NYSE:OPAD (7/24/2025, 11:28:32 AM)

2.46

+0.17 (+7.42%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)05-05 2025-05-05/amc
Earnings (Next)08-04 2025-08-04
Inst Owners63.35%
Inst Owner Change0%
Ins Owners16.99%
Ins Owner Change0.29%
Market Cap68.17M
Analysts48.89
Price Target1.09 (-55.69%)
Short Float %4.59%
Short Ratio13.26
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-14.27%
Min EPS beat(2)-28.68%
Max EPS beat(2)0.15%
EPS beat(4)1
Avg EPS beat(4)-16.68%
Min EPS beat(4)-29%
Max EPS beat(4)0.15%
EPS beat(8)2
Avg EPS beat(8)-10.71%
EPS beat(12)3
Avg EPS beat(12)-31.96%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-7.33%
Min Revenue beat(2)-12.72%
Max Revenue beat(2)-1.95%
Revenue beat(4)0
Avg Revenue beat(4)-7.04%
Min Revenue beat(4)-13.18%
Max Revenue beat(4)-0.3%
Revenue beat(8)2
Avg Revenue beat(8)-1.23%
Revenue beat(12)5
Avg Revenue beat(12)2.12%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)6.67%
PT rev (3m)-61.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)9.09%
EPS NY rev (1m)0%
EPS NY rev (3m)9.62%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-34.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-18.41%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.09
P/FCF 30.68
P/OCF 8.24
P/B 1.99
P/tB 1.99
EV/EBITDA N/A
EPS(TTM)-2.17
EYN/A
EPS(NY)-0.82
Fwd EYN/A
FCF(TTM)0.08
FCFY3.26%
OCF(TTM)0.3
OCFY12.13%
SpS28.66
BVpS1.23
TBVpS1.23
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -21.75%
ROE -174.47%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 8.27%
FCFM 0.28%
ROA(3y)-22.91%
ROA(5y)-14.91%
ROE(3y)-122.51%
ROE(5y)-74.49%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.96%
GM growth 5YN/A
F-Score4
Asset Turnover2.89
Health
Industry RankSector Rank
Debt/Equity 6.17
Debt/FCF 94.94
Debt/EBITDA N/A
Cap/Depr 929.19%
Cap/Sales 0.76%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.13
Quick Ratio 0.2
Altman-Z 0.3
F-Score4
WACC9.48%
ROIC/WACCN/A
Cap/Depr(3y)337.52%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.21%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)21.38%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%14.06%
EPS Next Y27.9%
EPS Next 2Y27.93%
EPS Next 3Y25.56%
EPS Next 5YN/A
Revenue 1Y (TTM)-19.79%
Revenue growth 3Y-23.72%
Revenue growth 5YN/A
Sales Q2Q%-43.69%
Revenue Next Year-13.37%
Revenue Next 2Y10.44%
Revenue Next 3Y10.17%
Revenue Next 5Y19.49%
EBIT growth 1Y41.95%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year61.35%
EBIT Next 3Y37.49%
EBIT Next 5Y20.79%
FCF growth 1Y-99.51%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-98.17%
OCF growth 3YN/A
OCF growth 5YN/A