NUVEEN MUNICIPAL CREDIT INC (NZF) Stock Price, Forecast & Analysis
USA - New York Stock Exchange - NYSE:NZF - US67070X1019
12.71 USD
+0.05 (+0.39%)
Taking everything into account, NZF scores 2 out of 10 in our fundamental rating. NZF was compared to 0 industry peers in the Unkown industry. Both the profitability and financial health of NZF have multiple concerns. NZF has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
NZF had negative earnings in the past year.
NZF had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: NZF reported negative net income in multiple years.
NZF had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The 3 year average ROIC (2.10%) for NZF is below the current ROIC(2.15%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.03% | ||
| ROIC | 2.15% |
ROA(3y)-2.2%
ROA(5y)0.09%
ROE(3y)-2.27%
ROE(5y)0.07%
ROIC(3y)2.1%
ROIC(5y)2.22%
1.3 Margins
NZF's Profit Margin has been stable in the last couple of years.
NZF's Operating Margin has declined in the last couple of years.
In the last couple of years the Gross Margin of NZF has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 53.08% | ||
| PM (TTM) | N/A | ||
| GM | 53.08% |
OM growth 3Y-11.56%
OM growth 5Y-4.43%
PM growth 3Y7.88%
PM growth 5Y1.38%
GM growth 3Y-11.59%
GM growth 5Y-4.52%
2. Health
2.1 Basic Checks
NZF has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, NZF has more shares outstanding
The debt/assets ratio for NZF has been reduced compared to a year ago.
2.2 Solvency
NZF has an Altman-Z score of 3.74. This indicates that NZF is financially healthy and has little risk of bankruptcy at the moment.
NZF has a debt to FCF ratio of 2.04. This is a good value and a sign of high solvency as NZF would need 2.04 years to pay back of all of its debts.
NZF has a Debt/Equity ratio of 0.10. This is a healthy value indicating a solid balance between debt and equity.
Although NZF does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 2.04 | ||
| Altman-Z | 3.74 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.30 indicates that NZF may have some problems paying its short term obligations.
NZF has a Quick Ratio of 0.30. This is a bad value and indicates that NZF is not financially healthy enough and could expect problems in meeting its short term obligations.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.3 | ||
| Quick Ratio | 0.3 |
3. Growth
3.1 Past
The earnings per share for NZF have decreased strongly by -101.92% in the last year.
The Earnings Per Share has been decreasing by -0.26% on average over the past years.
Looking at the last year, NZF shows a small growth in Revenue. The Revenue has grown by 2.06% in the last year.
Measured over the past years, NZF shows a small growth in Revenue. The Revenue has been growing by 4.69% on average per year.
EPS 1Y (TTM)-101.92%
EPS 3Y8.78%
EPS 5Y-0.26%
EPS Q2Q%-123.16%
Revenue 1Y (TTM)2.06%
Revenue growth 3Y11.67%
Revenue growth 5Y4.69%
Sales Q2Q%0.96%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for NZF. In the last year negative earnings were reported.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.6 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
NZF has a Yearly Dividend Yield of 6.87%, which is a nice return.
NZF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.87% |
5.2 History
The dividend of NZF decreases each year by -1.28%.
NZF has paid a dividend for at least 10 years, which is a reliable track record.
NZF has decreased its dividend recently.
Dividend Growth(5Y)-1.28%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
NZF has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of NZF has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-17600%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:NZF (12/2/2025, 7:52:07 PM)
12.71
+0.05 (+0.39%)
Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)
Earnings (Next)
Inst Owners19.54%
Inst Owner Change-2.88%
Ins Owners0.01%
Ins Owner Change0%
Market Cap2.46B
Revenue(TTM)211.00M
Net Income(TTM)-1.00M
Analysts40
Price TargetN/A
Short Float %0.19%
Short Ratio0.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.87% |
Yearly Dividend0.74
Dividend Growth(5Y)-1.28%
DP-17600%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 11.67 | ||
| P/FCF | 13.6 | ||
| P/OCF | 13.6 | ||
| P/B | 0.66 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.01
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.93
FCFY7.35%
OCF(TTM)0.93
OCFY7.35%
SpS1.09
BVpS19.38
TBVpS19.38
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.03% | ||
| ROCE | 2.72% | ||
| ROIC | 2.15% | ||
| ROICexc | 2.15% | ||
| ROICexgc | 2.15% | ||
| OM | 53.08% | ||
| PM (TTM) | N/A | ||
| GM | 53.08% | ||
| FCFM | 85.78% |
ROA(3y)-2.2%
ROA(5y)0.09%
ROE(3y)-2.27%
ROE(5y)0.07%
ROIC(3y)2.1%
ROIC(5y)2.22%
ROICexc(3y)2.11%
ROICexc(5y)2.22%
ROICexgc(3y)2.11%
ROICexgc(5y)2.22%
ROCE(3y)2.68%
ROCE(5y)2.81%
ROICexgc growth 3Y-5.31%
ROICexgc growth 5Y-2.66%
ROICexc growth 3Y-5.3%
ROICexc growth 5Y-2.65%
OM growth 3Y-11.56%
OM growth 5Y-4.43%
PM growth 3Y7.88%
PM growth 5Y1.38%
GM growth 3Y-11.59%
GM growth 5Y-4.52%
F-Score4
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 2.04 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.58 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.3 | ||
| Quick Ratio | 0.3 | ||
| Altman-Z | 3.74 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-101.92%
EPS 3Y8.78%
EPS 5Y-0.26%
EPS Q2Q%-123.16%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.06%
Revenue growth 3Y11.67%
Revenue growth 5Y4.69%
Sales Q2Q%0.96%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y6.15%
EBIT growth 3Y-1.24%
EBIT growth 5Y0.06%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y269.32%
FCF growth 3Y21.89%
FCF growth 5Y7.06%
OCF growth 1Y269.32%
OCF growth 3Y21.89%
OCF growth 5Y7.06%
NUVEEN MUNICIPAL CREDIT INC / NZF FAQ
What does NZF do?
Nuveen Municipal Credit Income Fund is a US-based company operating in industry. The company is headquartered in Chicago, Illinois. The company went IPO on 2001-09-25. Nuveen Municipal Credit Income Fund (the Fund) is a diversified closed-end management investment company. The Fund's investment objectives are to provide current income exempt from regular federal income tax and to enhance portfolio value relative to the municipal bond market by investing in tax-exempt municipal bonds. The Fund invests at least 80% of its assets in municipal securities and other related investments, the income from which is exempt from regular federal income taxes. The Fund may invest up to 20% of its managed assets in municipal securities that pay interest that is taxable under the federal alternative minimum tax. The company may not enter into a futures contract or related options or forward contracts if more than 30% of its managed assets would be represented by futures contracts or more than 5% of its managed assets would be committed to initial margin deposits and premiums on futures contracts or related options. Its investment adviser is Nuveen Fund Advisors, LLC.
Can you provide the latest stock price for NUVEEN MUNICIPAL CREDIT INC?
The current stock price of NZF is 12.71 USD. The price increased by 0.39% in the last trading session.
How is the ChartMill rating for NUVEEN MUNICIPAL CREDIT INC?
NZF has a ChartMill Technical rating of 6 out of 10 and a ChartMill Fundamental rating of 2 out of 10.