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NUVEEN MUNICIPAL CREDIT INC (NZF) Stock Price, Forecast & Analysis

USA - NYSE:NZF - US67070X1019

12.55 USD
-0.06 (-0.48%)
Last: 11/7/2025, 8:04:00 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to NZF. NZF was compared to 0 industry peers in the Unkown industry. NZF may be in some trouble as it scores bad on both profitability and health. NZF is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

NZF had negative earnings in the past year.
NZF had a positive operating cash flow in the past year.
In multiple years NZF reported negative net income over the last 5 years.
Of the past 5 years NZF 4 years had a positive operating cash flow.
NZF Yearly Net Income VS EBIT VS OCF VS FCFNZF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M -600M

1.2 Ratios

The last Return On Invested Capital (2.15%) for NZF is above the 3 year average (2.10%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA -0.02%
ROE -0.03%
ROIC 2.15%
ROA(3y)-2.2%
ROA(5y)0.09%
ROE(3y)-2.27%
ROE(5y)0.07%
ROIC(3y)2.1%
ROIC(5y)2.22%
NZF Yearly ROA, ROE, ROICNZF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 -10 -15

1.3 Margins

In the last couple of years the Profit Margin of NZF has remained more or less at the same level.
NZF's Operating Margin has declined in the last couple of years.
In the last couple of years the Gross Margin of NZF has declined.
Industry RankSector Rank
OM 53.08%
PM (TTM) N/A
GM 53.08%
OM growth 3Y-11.56%
OM growth 5Y-4.43%
PM growth 3Y7.88%
PM growth 5Y1.38%
GM growth 3Y-11.59%
GM growth 5Y-4.52%
NZF Yearly Profit, Operating, Gross MarginsNZF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 -200

3

2. Health

2.1 Basic Checks

The number of shares outstanding for NZF remains at a similar level compared to 1 year ago.
NZF has more shares outstanding than it did 5 years ago.
The debt/assets ratio for NZF has been reduced compared to a year ago.
NZF Yearly Shares OutstandingNZF Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
NZF Yearly Total Debt VS Total AssetsNZF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

2.2 Solvency

NZF has an Altman-Z score of 3.71. This indicates that NZF is financially healthy and has little risk of bankruptcy at the moment.
The Debt to FCF ratio of NZF is 2.04, which is a good value as it means it would take NZF, 2.04 years of fcf income to pay off all of its debts.
A Debt/Equity ratio of 0.10 indicates that NZF is not too dependend on debt financing.
Even though the debt/equity ratio score it not favorable for NZF, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 2.04
Altman-Z 3.71
ROIC/WACCN/A
WACCN/A
NZF Yearly LT Debt VS Equity VS FCFNZF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

NZF has a Current Ratio of 0.30. This is a bad value and indicates that NZF is not financially healthy enough and could expect problems in meeting its short term obligations.
A Quick Ratio of 0.30 indicates that NZF may have some problems paying its short term obligations.
Industry RankSector Rank
Current Ratio 0.3
Quick Ratio 0.3
NZF Yearly Current Assets VS Current LiabilitesNZF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

1

3. Growth

3.1 Past

NZF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -101.92%.
Measured over the past years, NZF shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.26% on average per year.
The Revenue has been growing slightly by 2.06% in the past year.
Measured over the past years, NZF shows a small growth in Revenue. The Revenue has been growing by 4.69% on average per year.
EPS 1Y (TTM)-101.92%
EPS 3Y8.78%
EPS 5Y-0.26%
EPS Q2Q%-123.16%
Revenue 1Y (TTM)2.06%
Revenue growth 3Y11.67%
Revenue growth 5Y4.69%
Sales Q2Q%0.96%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
NZF Yearly Revenue VS EstimatesNZF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for NZF. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
NZF Price Earnings VS Forward Price EarningsNZF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 13.43
EV/EBITDA N/A
NZF Per share dataNZF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

4

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 6.97%, NZF is a good candidate for dividend investing.
NZF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
Industry RankSector Rank
Dividend Yield 6.97%

5.2 History

The dividend of NZF decreases each year by -1.28%.
NZF has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of NZF decreased recently.
Dividend Growth(5Y)-1.28%
Div Incr Years1
Div Non Decr Years1
NZF Yearly Dividends per shareNZF Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

The earnings of NZF are negative and hence is the payout ratio. NZF will probably not be able to sustain this dividend level.
The Dividend Rate of NZF has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-17600%
EPS Next 2YN/A
EPS Next 3YN/A
NZF Yearly Income VS Free CF VS DividendNZF Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M -600M

NUVEEN MUNICIPAL CREDIT INC

NYSE:NZF (11/7/2025, 8:04:00 PM)

12.55

-0.06 (-0.48%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)06-30 2025-06-30
Earnings (Next)01-05 2026-01-05
Inst Owners19.54%
Inst Owner Change-1.1%
Ins Owners0.01%
Ins Owner Change0%
Market Cap2.43B
Revenue(TTM)211.00M
Net Income(TTM)-1.00M
Analysts40
Price TargetN/A
Short Float %0.09%
Short Ratio0.33
Dividend
Industry RankSector Rank
Dividend Yield 6.97%
Yearly Dividend0.74
Dividend Growth(5Y)-1.28%
DP-17600%
Div Incr Years1
Div Non Decr Years1
Ex-Date11-14 2025-11-14 (0.0795)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 11.52
P/FCF 13.43
P/OCF 13.43
P/B 0.65
P/tB 0.65
EV/EBITDA N/A
EPS(TTM)-0.01
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.93
FCFY7.44%
OCF(TTM)0.93
OCFY7.44%
SpS1.09
BVpS19.38
TBVpS19.38
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.02%
ROE -0.03%
ROCE 2.72%
ROIC 2.15%
ROICexc 2.15%
ROICexgc 2.15%
OM 53.08%
PM (TTM) N/A
GM 53.08%
FCFM 85.78%
ROA(3y)-2.2%
ROA(5y)0.09%
ROE(3y)-2.27%
ROE(5y)0.07%
ROIC(3y)2.1%
ROIC(5y)2.22%
ROICexc(3y)2.11%
ROICexc(5y)2.22%
ROICexgc(3y)2.11%
ROICexgc(5y)2.22%
ROCE(3y)2.68%
ROCE(5y)2.81%
ROICexgc growth 3Y-5.31%
ROICexgc growth 5Y-2.66%
ROICexc growth 3Y-5.3%
ROICexc growth 5Y-2.65%
OM growth 3Y-11.56%
OM growth 5Y-4.43%
PM growth 3Y7.88%
PM growth 5Y1.38%
GM growth 3Y-11.59%
GM growth 5Y-4.52%
F-Score4
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 2.04
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.58
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.3
Quick Ratio 0.3
Altman-Z 3.71
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-101.92%
EPS 3Y8.78%
EPS 5Y-0.26%
EPS Q2Q%-123.16%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.06%
Revenue growth 3Y11.67%
Revenue growth 5Y4.69%
Sales Q2Q%0.96%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y6.15%
EBIT growth 3Y-1.24%
EBIT growth 5Y0.06%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y269.32%
FCF growth 3Y21.89%
FCF growth 5Y7.06%
OCF growth 1Y269.32%
OCF growth 3Y21.89%
OCF growth 5Y7.06%

NUVEEN MUNICIPAL CREDIT INC / NZF FAQ

What does NZF do?

Nuveen Municipal Credit Income Fund is a US-based company operating in industry. The company is headquartered in Chicago, Illinois. The company went IPO on 2001-09-25. Nuveen Municipal Credit Income Fund (the Fund) is a diversified closed-end management investment company. The Fund's investment objectives are to provide current income exempt from regular federal income tax and to enhance portfolio value relative to the municipal bond market by investing in tax-exempt municipal bonds. The Fund invests at least 80% of its assets in municipal securities and other related investments, the income from which is exempt from regular federal income taxes. The Fund may invest up to 20% of its managed assets in municipal securities that pay interest that is taxable under the federal alternative minimum tax. The company may not enter into a futures contract or related options or forward contracts if more than 30% of its managed assets would be represented by futures contracts or more than 5% of its managed assets would be committed to initial margin deposits and premiums on futures contracts or related options. Its investment adviser is Nuveen Fund Advisors, LLC.


Can you provide the latest stock price for NUVEEN MUNICIPAL CREDIT INC?

The current stock price of NZF is 12.55 USD. The price decreased by -0.48% in the last trading session.


How is the ChartMill rating for NUVEEN MUNICIPAL CREDIT INC?

NZF has a ChartMill Technical rating of 7 out of 10 and a ChartMill Fundamental rating of 2 out of 10.