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NUVEEN MUNICIPAL CREDIT INC (NZF) Stock Price, Quote, News and Overview

NYSE:NZF - New York Stock Exchange, Inc. - US67070X1019 - Currency: USD

11.77  +0.02 (+0.17%)

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to NZF. NZF was compared to 0 industry peers in the Unkown industry. Both the profitability and financial health of NZF have multiple concerns. NZF does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

In the past year NZF was profitable.
NZF had a positive operating cash flow in the past year.
In multiple years NZF reported negative net income over the last 5 years.
Of the past 5 years NZF 4 years had a positive operating cash flow.
NZF Yearly Net Income VS EBIT VS OCF VS FCFNZF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M -600M

1.2 Ratios

Industry RankSector Rank
ROA 11.14%
ROE 12.42%
ROIC 2.11%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NZF Yearly ROA, ROE, ROICNZF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

NZF's Profit Margin has been stable in the last couple of years.
NZF's Operating Margin has declined in the last couple of years.
In the last couple of years the Gross Margin of NZF has declined.
Industry RankSector Rank
OM 51%
PM (TTM) 214.76%
GM 51.43%
OM growth 3Y-11.56%
OM growth 5Y-4.43%
PM growth 3Y7.88%
PM growth 5Y1.38%
GM growth 3Y-11.59%
GM growth 5Y-4.52%
NZF Yearly Profit, Operating, Gross MarginsNZF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 -200

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3

2. Health

2.1 Basic Checks

NZF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
NZF Yearly Shares OutstandingNZF Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M
NZF Yearly Total Debt VS Total AssetsNZF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 1B 2B 3B 4B

2.2 Solvency

NZF has an Altman-Z score of 3.24. This indicates that NZF is financially healthy and has little risk of bankruptcy at the moment.
NZF has a debt to FCF ratio of 1.88. This is a very positive value and a sign of high solvency as it would only need 1.88 years to pay back of all of its debts.
NZF has a Debt/Equity ratio of 0.10. This is a healthy value indicating a solid balance between debt and equity.
Even though the debt/equity ratio score it not favorable for NZF, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.88
Altman-Z 3.24
ROIC/WACCN/A
WACCN/A
NZF Yearly LT Debt VS Equity VS FCFNZF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

A Current Ratio of 0.51 indicates that NZF may have some problems paying its short term obligations.
A Quick Ratio of 0.51 indicates that NZF may have some problems paying its short term obligations.
Industry RankSector Rank
Current Ratio 0.51
Quick Ratio 0.51
NZF Yearly Current Assets VS Current LiabilitesNZF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M 100M

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3

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 7866.67% over the past year.
NZF shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.26% yearly.
NZF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.11%.
Measured over the past years, NZF shows a small growth in Revenue. The Revenue has been growing by 4.69% on average per year.
EPS 1Y (TTM)7866.67%
EPS 3Y8.78%
EPS 5Y-0.26%
EPS Q2Q%131.16%
Revenue 1Y (TTM)9.11%
Revenue growth 3Y11.67%
Revenue growth 5Y4.69%
Sales Q2Q%3.16%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
NZF Yearly Revenue VS EstimatesNZF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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2

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 5.05, the valuation of NZF can be described as very cheap.
The average S&P500 Price/Earnings ratio is at 26.34. NZF is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.05
Fwd PE N/A
NZF Price Earnings VS Forward Price EarningsNZF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 11.46
EV/EBITDA N/A
NZF Per share dataNZF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

NZF has a Yearly Dividend Yield of 8.05%, which is a nice return.
Compared to an average S&P500 Dividend Yield of 2.40, NZF pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.05%

5.2 History

The dividend of NZF decreases each year by -8.69%.
NZF has been paying a dividend for at least 10 years, so it has a reliable track record.
NZF has decreased its dividend recently.
Dividend Growth(5Y)-8.69%
Div Incr Years1
Div Non Decr Years1
NZF Yearly Dividends per shareNZF Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

NZF pays out 31.93% of its income as dividend. This is a sustainable payout ratio.
The Dividend Rate of NZF has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP31.93%
EPS Next 2YN/A
EPS Next 3YN/A
NZF Yearly Income VS Free CF VS DividendNZF Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M -600M
NZF Dividend Payout.NZF Dividend Payout, showing the Payout Ratio.NZF Dividend Payout.PayoutRetained Earnings

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NUVEEN MUNICIPAL CREDIT INC

NYSE:NZF (6/20/2025, 2:58:14 PM)

11.77

+0.02 (+0.17%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)01-06 2025-01-06
Earnings (Next)06-30 2025-06-30
Inst Owners21.01%
Inst Owner Change-10.84%
Ins Owners0%
Ins Owner Change0%
Market Cap2.28B
Analysts40
Price TargetN/A
Short Float %0.14%
Short Ratio0.55
Dividend
Industry RankSector Rank
Dividend Yield 8.05%
Yearly Dividend0.53
Dividend Growth(5Y)-8.69%
DP31.93%
Div Incr Years1
Div Non Decr Years1
Ex-Date06-13 2025-06-13 (0.0795)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 5.05
Fwd PE N/A
P/S 10.86
P/FCF 11.46
P/OCF 11.46
P/B 0.63
P/tB 0.63
EV/EBITDA N/A
EPS(TTM)2.33
EY19.8%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.03
FCFY8.73%
OCF(TTM)1.03
OCFY8.73%
SpS1.08
BVpS18.74
TBVpS18.74
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 11.14%
ROE 12.42%
ROCE 2.67%
ROIC 2.11%
ROICexc 2.12%
ROICexgc 2.12%
OM 51%
PM (TTM) 214.76%
GM 51.43%
FCFM 94.76%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-11.56%
OM growth 5Y-4.43%
PM growth 3Y7.88%
PM growth 5Y1.38%
GM growth 3Y-11.59%
GM growth 5Y-4.52%
F-Score3
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 1.88
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.47
Cash Conversion N/A
Profit Quality 44.12%
Current Ratio 0.51
Quick Ratio 0.51
Altman-Z 3.24
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7866.67%
EPS 3Y8.78%
EPS 5Y-0.26%
EPS Q2Q%131.16%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)9.11%
Revenue growth 3Y11.67%
Revenue growth 5Y4.69%
Sales Q2Q%3.16%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y6.62%
EBIT growth 3Y-1.24%
EBIT growth 5Y0.06%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1806%
FCF growth 3Y21.89%
FCF growth 5Y7.06%
OCF growth 1Y1806%
OCF growth 3Y21.89%
OCF growth 5Y7.06%