WELLS FARGO & CO (NWT.DE) Stock Fundamental Analysis
FRA:NWT • US9497461015
74.82 EUR
+0.36 (+0.48%)
Last: Feb 18, 2026, 07:00 PM
We assign a fundamental rating of 3 out of 10 to NWT. NWT was compared to 110 industry peers in the Banks industry. Both the profitability and financial health of NWT have multiple concerns. NWT is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year NWT was profitable.
- In the past year NWT has reported a negative cash flow from operations.
- NWT had positive earnings in each of the past 5 years.
- In multiple years NWT reported negative operating cash flow during the last 5 years.
1.2 Ratios
- NWT has a Return On Assets of 0.97%. This is comparable to the rest of the industry: NWT outperforms 56.36% of its industry peers.
- Looking at the Return On Equity, with a value of 11.02%, NWT is in line with its industry, outperforming 49.09% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 11.02% | ||
| ROIC | N/A |
ROA(3y)0.95%
ROA(5y)0.92%
ROE(3y)10.42%
ROE(5y)9.87%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 24.13%, NWT is in line with its industry, outperforming 49.09% of the companies in the same industry.
- In the last couple of years the Profit Margin of NWT has grown nicely.
- NWT does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 24.13% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y12.79%
PM growth 5Y58.73%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- NWT does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for NWT has been reduced compared to 1 year ago.
- NWT has less shares outstanding than it did 5 years ago.
- NWT has a worse debt/assets ratio than last year.
2.2 Solvency
- NWT has a Debt/Equity ratio of 2.25. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 2.25, NWT is in line with its industry, outperforming 43.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.25 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC12.1%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- NWT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.08%, which is quite good.
- NWT shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 71.88% yearly.
- Looking at the last year, NWT shows a small growth in Revenue. The Revenue has grown by 1.70% in the last year.
- NWT shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.42% yearly.
EPS 1Y (TTM)8.08%
EPS 3Y19.43%
EPS 5Y71.88%
EPS Q2Q%2.53%
Revenue 1Y (TTM)1.7%
Revenue growth 3Y4.02%
Revenue growth 5Y2.42%
Sales Q2Q%4.49%
3.2 Future
- Based on estimates for the next years, NWT will show a small growth in Earnings Per Share. The EPS will grow by 7.25% on average per year.
- NWT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.06% yearly.
EPS Next Y14.99%
EPS Next 2Y14.27%
EPS Next 3Y12.88%
EPS Next 5Y7.25%
Revenue Next Year5.14%
Revenue Next 2Y4.85%
Revenue Next 3Y4.87%
Revenue Next 5Y3.06%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 14.39, the valuation of NWT can be described as correct.
- Based on the Price/Earnings ratio, NWT is valued expensively inside the industry as 82.73% of the companies are valued cheaper.
- Compared to an average S&P500 Price/Earnings ratio of 27.27, NWT is valued a bit cheaper.
- Based on the Price/Forward Earnings ratio of 12.51, the valuation of NWT can be described as correct.
- 70.00% of the companies in the same industry are cheaper than NWT, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 28.16. NWT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.39 | ||
| Fwd PE | 12.51 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- NWT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- NWT's earnings are expected to grow with 12.88% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.96
PEG (5Y)0.2
EPS Next 2Y14.27%
EPS Next 3Y12.88%
5. Dividend
5.1 Amount
- NWT has a Yearly Dividend Yield of 2.04%.
- Compared to an average industry Dividend Yield of 4.33, NWT's dividend is way lower than its industry peers. On top of this 88.18% of the companies listed in the same industry pay a better dividend than NWT!
- NWT's Dividend Yield is comparable with the S&P500 average which is at 1.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.04% |
5.2 History
- The dividend of NWT decreases each year by -3.84%.
Dividend Growth(5Y)-3.84%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- NWT pays out 32.40% of its income as dividend. This is a sustainable payout ratio.
DP32.4%
EPS Next 2Y14.27%
EPS Next 3Y12.88%
FRA:NWT (2/18/2026, 7:00:00 PM)
74.82
+0.36 (+0.48%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-14 2026-01-14/bmo
Earnings (Next)04-14 2026-04-14/bmo
Inst Owners79.13%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap231.39B
Revenue(TTM)83.70B
Net Income(TTM)19.97B
Analysts75.48
Price Target87.11 (16.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.04% |
Yearly Dividend1.53
Dividend Growth(5Y)-3.84%
DP32.4%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.31%
Min EPS beat(2)6.37%
Max EPS beat(2)8.25%
EPS beat(4)4
Avg EPS beat(4)9.21%
Min EPS beat(4)6.28%
Max EPS beat(4)15.95%
EPS beat(8)8
Avg EPS beat(8)9.58%
EPS beat(12)11
Avg EPS beat(12)7.8%
EPS beat(16)15
Avg EPS beat(16)8.19%
Revenue beat(2)1
Avg Revenue beat(2)-0.2%
Min Revenue beat(2)-0.73%
Max Revenue beat(2)0.33%
Revenue beat(4)1
Avg Revenue beat(4)-1.56%
Min Revenue beat(4)-3.85%
Max Revenue beat(4)0.33%
Revenue beat(8)3
Avg Revenue beat(8)-0.55%
Revenue beat(12)6
Avg Revenue beat(12)0.03%
Revenue beat(16)8
Avg Revenue beat(16)0.69%
PT rev (1m)4.74%
PT rev (3m)8.31%
EPS NQ rev (1m)-0.81%
EPS NQ rev (3m)-0.73%
EPS NY rev (1m)-0.26%
EPS NY rev (3m)0.45%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)0.06%
Revenue NY rev (1m)-0.28%
Revenue NY rev (3m)0.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.39 | ||
| Fwd PE | 12.51 | ||
| P/S | 3.31 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.51 | ||
| P/tB | 1.84 | ||
| EV/EBITDA | N/A |
EPS(TTM)5.2
EY6.95%
EPS(NY)5.98
Fwd EY7.99%
FCF(TTM)-3.89
FCFYN/A
OCF(TTM)-3.89
OCFYN/A
SpS22.64
BVpS49.53
TBVpS40.59
PEG (NY)0.96
PEG (5Y)0.2
Graham Number76.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 11.02% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 24.13% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.95%
ROA(5y)0.92%
ROE(3y)10.42%
ROE(5y)9.87%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y12.79%
PM growth 5Y58.73%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.25 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC12.1%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.08%
EPS 3Y19.43%
EPS 5Y71.88%
EPS Q2Q%2.53%
EPS Next Y14.99%
EPS Next 2Y14.27%
EPS Next 3Y12.88%
EPS Next 5Y7.25%
Revenue 1Y (TTM)1.7%
Revenue growth 3Y4.02%
Revenue growth 5Y2.42%
Sales Q2Q%4.49%
Revenue Next Year5.14%
Revenue Next 2Y4.85%
Revenue Next 3Y4.87%
Revenue Next 5Y3.06%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-215.28%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-215.28%
OCF growth 3YN/A
OCF growth 5YN/A
WELLS FARGO & CO / NWT.DE FAQ
What is the ChartMill fundamental rating of WELLS FARGO & CO (NWT.DE) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NWT.DE.
Can you provide the valuation status for WELLS FARGO & CO?
ChartMill assigns a valuation rating of 3 / 10 to WELLS FARGO & CO (NWT.DE). This can be considered as Overvalued.
How profitable is WELLS FARGO & CO (NWT.DE) stock?
WELLS FARGO & CO (NWT.DE) has a profitability rating of 3 / 10.
Can you provide the financial health for NWT stock?
The financial health rating of WELLS FARGO & CO (NWT.DE) is 1 / 10.
Is the dividend of WELLS FARGO & CO sustainable?
The dividend rating of WELLS FARGO & CO (NWT.DE) is 3 / 10 and the dividend payout ratio is 32.4%.