WELLS FARGO & CO (NWT.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:NWT • US9497461015

79.58 EUR
+1.65 (+2.12%)
Last: Feb 3, 2026, 07:00 PM
Fundamental Rating

3

Overall NWT gets a fundamental rating of 3 out of 10. We evaluated NWT against 111 industry peers in the Banks industry. NWT may be in some trouble as it scores bad on both profitability and health. NWT is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year NWT was profitable.
  • In the past year NWT has reported a negative cash flow from operations.
  • NWT had positive earnings in each of the past 5 years.
  • In multiple years NWT reported negative operating cash flow during the last 5 years.
NWT.DE Yearly Net Income VS EBIT VS OCF VS FCFNWT.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B 30B 40B

1.2 Ratios

  • The Return On Assets of NWT (0.97%) is better than 64.86% of its industry peers.
  • The Return On Equity of NWT (11.02%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.97%
ROE 11.02%
ROIC N/A
ROA(3y)0.95%
ROA(5y)0.92%
ROE(3y)10.42%
ROE(5y)9.87%
ROIC(3y)N/A
ROIC(5y)N/A
NWT.DE Yearly ROA, ROE, ROICNWT.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a Profit Margin value of 24.13%, NWT perfoms like the industry average, outperforming 51.35% of the companies in the same industry.
  • In the last couple of years the Profit Margin of NWT has grown nicely.
  • The Operating Margin and Gross Margin are not available for NWT so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 24.13%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y12.79%
PM growth 5Y58.73%
GM growth 3YN/A
GM growth 5YN/A
NWT.DE Yearly Profit, Operating, Gross MarginsNWT.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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1

2. Health

2.1 Basic Checks

  • NWT does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for NWT has been reduced compared to 1 year ago.
  • Compared to 5 years ago, NWT has less shares outstanding
  • NWT has a worse debt/assets ratio than last year.
NWT.DE Yearly Shares OutstandingNWT.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
NWT.DE Yearly Total Debt VS Total AssetsNWT.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500B 1T 1.5T 2T

2.2 Solvency

  • A Debt/Equity ratio of 2.25 is on the high side and indicates that NWT has dependencies on debt financing.
  • NWT has a Debt to Equity ratio (2.25) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 2.25
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC12.09%
NWT.DE Yearly LT Debt VS Equity VS FCFNWT.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50B 100B 150B 200B 250B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
NWT.DE Yearly Current Assets VS Current LiabilitesNWT.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100B 200B 300B

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5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 8.08% over the past year.
  • NWT shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 71.88% yearly.
  • NWT shows a small growth in Revenue. In the last year, the Revenue has grown by 1.70%.
  • The Revenue has been growing slightly by 2.42% on average over the past years.
EPS 1Y (TTM)8.08%
EPS 3Y19.43%
EPS 5Y71.88%
EPS Q2Q%2.53%
Revenue 1Y (TTM)1.7%
Revenue growth 3Y4.02%
Revenue growth 5Y2.42%
Sales Q2Q%4.49%

3.2 Future

  • NWT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.77% yearly.
  • Based on estimates for the next years, NWT will show a small growth in Revenue. The Revenue will grow by 3.06% on average per year.
EPS Next Y14.91%
EPS Next 2Y14.12%
EPS Next 3Y12.89%
EPS Next 5Y8.77%
Revenue Next Year5.15%
Revenue Next 2Y4.86%
Revenue Next 3Y4.86%
Revenue Next 5Y3.06%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
NWT.DE Yearly Revenue VS EstimatesNWT.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 20B 40B 60B 80B 100B
NWT.DE Yearly EPS VS EstimatesNWT.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2 4 6 8 10

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2

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 15.27, the valuation of NWT can be described as correct.
  • NWT's Price/Earnings ratio is rather expensive when compared to the industry. NWT is more expensive than 83.78% of the companies in the same industry.
  • NWT's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.18.
  • A Price/Forward Earnings ratio of 13.29 indicates a correct valuation of NWT.
  • 76.58% of the companies in the same industry are cheaper than NWT, based on the Price/Forward Earnings ratio.
  • NWT is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 25.51, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 15.27
Fwd PE 13.29
NWT.DE Price Earnings VS Forward Price EarningsNWT.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
NWT.DE Per share dataNWT.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

  • NWT's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • NWT's earnings are expected to grow with 12.89% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.02
PEG (5Y)0.21
EPS Next 2Y14.12%
EPS Next 3Y12.89%

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3

5. Dividend

5.1 Amount

  • NWT has a Yearly Dividend Yield of 2.04%.
  • With a Dividend Yield of 2.04, NWT pays less dividend than the industry average, which is at 4.10. 82.88% of the companies listed in the same industry pay a better dividend than NWT!
  • NWT's Dividend Yield is comparable with the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 2.04%

5.2 History

  • The dividend of NWT decreases each year by -3.84%.
Dividend Growth(5Y)-3.84%
Div Incr Years3
Div Non Decr Years3
NWT.DE Yearly Dividends per shareNWT.DE Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • NWT pays out 32.40% of its income as dividend. This is a sustainable payout ratio.
DP32.4%
EPS Next 2Y14.12%
EPS Next 3Y12.89%
NWT.DE Yearly Income VS Free CF VS DividendNWT.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B 30B 40B
NWT.DE Dividend Payout.NWT.DE Dividend Payout, showing the Payout Ratio.NWT.DE Dividend Payout.PayoutRetained Earnings

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WELLS FARGO & CO

FRA:NWT (2/3/2026, 7:00:00 PM)

79.58

+1.65 (+2.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-14
Earnings (Next)04-14
Inst Owners79.13%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap249.81B
Revenue(TTM)83.70B
Net Income(TTM)19.97B
Analysts75.86
Price Target88.11 (10.72%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.04%
Yearly Dividend1.52
Dividend Growth(5Y)-3.84%
DP32.4%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.31%
Min EPS beat(2)6.37%
Max EPS beat(2)8.25%
EPS beat(4)4
Avg EPS beat(4)9.21%
Min EPS beat(4)6.28%
Max EPS beat(4)15.95%
EPS beat(8)8
Avg EPS beat(8)9.58%
EPS beat(12)11
Avg EPS beat(12)7.8%
EPS beat(16)15
Avg EPS beat(16)8.19%
Revenue beat(2)1
Avg Revenue beat(2)-0.2%
Min Revenue beat(2)-0.73%
Max Revenue beat(2)0.33%
Revenue beat(4)1
Avg Revenue beat(4)-1.56%
Min Revenue beat(4)-3.85%
Max Revenue beat(4)0.33%
Revenue beat(8)3
Avg Revenue beat(8)-0.55%
Revenue beat(12)6
Avg Revenue beat(12)0.03%
Revenue beat(16)8
Avg Revenue beat(16)0.69%
PT rev (1m)5.94%
PT rev (3m)8.63%
EPS NQ rev (1m)-0.81%
EPS NQ rev (3m)-0.43%
EPS NY rev (1m)-0.33%
EPS NY rev (3m)0.67%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)0.16%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)0.28%
Valuation
Industry RankSector Rank
PE 15.27
Fwd PE 13.29
P/S 3.56
P/FCF N/A
P/OCF N/A
P/B 1.63
P/tB 1.99
EV/EBITDA N/A
EPS(TTM)5.21
EY6.55%
EPS(NY)5.99
Fwd EY7.52%
FCF(TTM)-3.84
FCFYN/A
OCF(TTM)-3.84
OCFYN/A
SpS22.35
BVpS48.9
TBVpS40.07
PEG (NY)1.02
PEG (5Y)0.21
Graham Number75.71
Profitability
Industry RankSector Rank
ROA 0.97%
ROE 11.02%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 24.13%
GM N/A
FCFM N/A
ROA(3y)0.95%
ROA(5y)0.92%
ROE(3y)10.42%
ROE(5y)9.87%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y12.79%
PM growth 5Y58.73%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 2.25
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC12.09%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.08%
EPS 3Y19.43%
EPS 5Y71.88%
EPS Q2Q%2.53%
EPS Next Y14.91%
EPS Next 2Y14.12%
EPS Next 3Y12.89%
EPS Next 5Y8.77%
Revenue 1Y (TTM)1.7%
Revenue growth 3Y4.02%
Revenue growth 5Y2.42%
Sales Q2Q%4.49%
Revenue Next Year5.15%
Revenue Next 2Y4.86%
Revenue Next 3Y4.86%
Revenue Next 5Y3.06%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-215.28%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-215.28%
OCF growth 3YN/A
OCF growth 5YN/A

WELLS FARGO & CO / NWT.DE FAQ

What is the ChartMill fundamental rating of WELLS FARGO & CO (NWT.DE) stock?

ChartMill assigns a fundamental rating of 3 / 10 to NWT.DE.


Can you provide the valuation status for WELLS FARGO & CO?

ChartMill assigns a valuation rating of 2 / 10 to WELLS FARGO & CO (NWT.DE). This can be considered as Overvalued.


How profitable is WELLS FARGO & CO (NWT.DE) stock?

WELLS FARGO & CO (NWT.DE) has a profitability rating of 3 / 10.


Can you provide the financial health for NWT stock?

The financial health rating of WELLS FARGO & CO (NWT.DE) is 1 / 10.


Is the dividend of WELLS FARGO & CO sustainable?

The dividend rating of WELLS FARGO & CO (NWT.DE) is 3 / 10 and the dividend payout ratio is 32.4%.