WELLS FARGO & CO (NWT.DE) Stock Fundamental Analysis
Europe - FRA:NWT - US9497461015 - Common Stock
72.84 EUR
-1.59 (-2.14%)
We assign a fundamental rating of 3 out of 10 to NWT. NWT was compared to 95 industry peers in the Banks industry. NWT has a bad profitability rating. Also its financial health evaluation is rather negative. NWT is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
NWT had positive earnings in the past year.
NWT had a negative operating cash flow in the past year.
In the past 5 years NWT has always been profitable.
Of the past 5 years NWT 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.98%, NWT is in the better half of the industry, outperforming 68.42% of the companies in the same industry.
With a Return On Equity value of 10.76%, NWT perfoms like the industry average, outperforming 52.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 10.76% | ||
| ROIC | N/A |
ROA(3y)0.85%
ROA(5y)0.74%
ROE(3y)9.01%
ROE(5y)7.82%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 23.84%, NWT perfoms like the industry average, outperforming 56.84% of the companies in the same industry.
NWT's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for NWT so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 23.84% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.91%
PM growth 5Y1.63%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NWT does not have a ROIC to compare to the WACC, probably because it is not profitable.
NWT has less shares outstanding than it did 1 year ago.
NWT has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, NWT has a worse debt to assets ratio.
2.2 Solvency
NWT has a Debt/Equity ratio of 2.01. This is a high value indicating a heavy dependency on external financing.
NWT has a Debt to Equity ratio of 2.01. This is comparable to the rest of the industry: NWT outperforms 53.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.01 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC12.22%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 13.15% over the past year.
Measured over the past 5 years, NWT shows a small growth in Earnings Per Share. The EPS has been growing by 5.61% on average per year.
The Revenue has been growing slightly by 0.47% in the past year.
The Revenue has been decreasing by -1.07% on average over the past years.
EPS 1Y (TTM)13.15%
EPS 3Y5.11%
EPS 5Y5.61%
EPS Q2Q%9.21%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y1.3%
Revenue growth 5Y-1.07%
Sales Q2Q%5.25%
3.2 Future
The Earnings Per Share is expected to grow by 6.53% on average over the next years.
The Revenue is expected to grow by 2.75% on average over the next years.
EPS Next Y11.78%
EPS Next 2Y11.07%
EPS Next 3Y12.04%
EPS Next 5Y6.53%
Revenue Next Year1.55%
Revenue Next 2Y3.25%
Revenue Next 3Y3.58%
Revenue Next 5Y2.75%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 13.74 indicates a correct valuation of NWT.
Based on the Price/Earnings ratio, NWT is valued expensively inside the industry as 85.26% of the companies are valued cheaper.
Compared to an average S&P500 Price/Earnings ratio of 25.83, NWT is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 11.97, the valuation of NWT can be described as reasonable.
76.84% of the companies in the same industry are cheaper than NWT, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 32.68, NWT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.74 | ||
| Fwd PE | 11.97 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
NWT's earnings are expected to grow with 12.04% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.17
PEG (5Y)2.45
EPS Next 2Y11.07%
EPS Next 3Y12.04%
5. Dividend
5.1 Amount
NWT has a Yearly Dividend Yield of 2.07%.
With a Dividend Yield of 2.07, NWT pays less dividend than the industry average, which is at 4.83. 89.47% of the companies listed in the same industry pay a better dividend than NWT!
NWT's Dividend Yield is comparable with the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.07% |
5.2 History
The dividend of NWT decreases each year by -3.84%.
Dividend Growth(5Y)-3.84%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
NWT pays out 32.75% of its income as dividend. This is a sustainable payout ratio.
DP32.75%
EPS Next 2Y11.07%
EPS Next 3Y12.04%
FRA:NWT (11/7/2025, 7:00:00 PM)
72.84
-1.59 (-2.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners79.15%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap229.37B
Revenue(TTM)82.78B
Net Income(TTM)19.48B
Analysts76
Price Target81.1 (11.34%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.07% |
Yearly Dividend1.57
Dividend Growth(5Y)-3.84%
DP32.75%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.26%
Min EPS beat(2)6.28%
Max EPS beat(2)8.25%
EPS beat(4)4
Avg EPS beat(4)11.92%
Min EPS beat(4)6.28%
Max EPS beat(4)17.22%
EPS beat(8)8
Avg EPS beat(8)10.15%
EPS beat(12)11
Avg EPS beat(12)8.75%
EPS beat(16)15
Avg EPS beat(16)9.14%
Revenue beat(2)0
Avg Revenue beat(2)-2.29%
Min Revenue beat(2)-3.85%
Max Revenue beat(2)-0.73%
Revenue beat(4)0
Avg Revenue beat(4)-1.95%
Min Revenue beat(4)-3.85%
Max Revenue beat(4)-0.73%
Revenue beat(8)3
Avg Revenue beat(8)-0.31%
Revenue beat(12)6
Avg Revenue beat(12)0.27%
Revenue beat(16)8
Avg Revenue beat(16)0.77%
PT rev (1m)7.25%
PT rev (3m)7.21%
EPS NQ rev (1m)0.75%
EPS NQ rev (3m)1.3%
EPS NY rev (1m)4.58%
EPS NY rev (3m)7.9%
Revenue NQ rev (1m)0.27%
Revenue NQ rev (3m)0.33%
Revenue NY rev (1m)0.82%
Revenue NY rev (3m)0.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.74 | ||
| Fwd PE | 11.97 | ||
| P/S | 3.24 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.46 | ||
| P/tB | 1.79 | ||
| EV/EBITDA | N/A |
EPS(TTM)5.3
EY7.28%
EPS(NY)6.09
Fwd EY8.36%
FCF(TTM)-2.52
FCFYN/A
OCF(TTM)-2.52
OCFYN/A
SpS22.5
BVpS49.87
TBVpS40.78
PEG (NY)1.17
PEG (5Y)2.45
Graham Number77.12
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 10.76% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 23.84% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.85%
ROA(5y)0.74%
ROE(3y)9.01%
ROE(5y)7.82%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.91%
PM growth 5Y1.63%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.01 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC12.22%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)152.02%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.15%
EPS 3Y5.11%
EPS 5Y5.61%
EPS Q2Q%9.21%
EPS Next Y11.78%
EPS Next 2Y11.07%
EPS Next 3Y12.04%
EPS Next 5Y6.53%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y1.3%
Revenue growth 5Y-1.07%
Sales Q2Q%5.25%
Revenue Next Year1.55%
Revenue Next 2Y3.25%
Revenue Next 3Y3.58%
Revenue Next 5Y2.75%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-135.28%
FCF growth 3YN/A
FCF growth 5Y-14.72%
OCF growth 1Y-135.28%
OCF growth 3YN/A
OCF growth 5Y-14.72%
WELLS FARGO & CO / NWT.DE FAQ
What is the ChartMill fundamental rating of WELLS FARGO & CO (NWT.DE) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NWT.DE.
What is the valuation status for NWT stock?
ChartMill assigns a valuation rating of 3 / 10 to WELLS FARGO & CO (NWT.DE). This can be considered as Overvalued.
Can you provide the profitability details for WELLS FARGO & CO?
WELLS FARGO & CO (NWT.DE) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for NWT stock?
The Price/Earnings (PE) ratio for WELLS FARGO & CO (NWT.DE) is 13.74 and the Price/Book (PB) ratio is 1.46.
What is the earnings growth outlook for WELLS FARGO & CO?
The Earnings per Share (EPS) of WELLS FARGO & CO (NWT.DE) is expected to grow by 11.78% in the next year.