NETSOL TECHNOLOGIES INC (NTWK) Stock Fundamental Analysis

NASDAQ:NTWK • US64115A4022

3.36 USD
-0.07 (-2.04%)
Last: Feb 26, 2026, 04:30 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to NTWK. NTWK was compared to 274 industry peers in the Software industry. Both the profitability and the financial health of NTWK get a neutral evaluation. Nothing too spectacular is happening here. NTWK does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • NTWK had negative earnings in the past year.
  • In the past year NTWK had a positive cash flow from operations.
  • In multiple years NTWK reported negative net income over the last 5 years.
  • Each year in the past 5 years NTWK had a positive operating cash flow.
NTWK Yearly Net Income VS EBIT VS OCF VS FCFNTWK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M -5M 10M 15M

1.2 Ratios

  • NTWK has a Return On Assets (0.79%) which is in line with its industry peers.
  • NTWK's Return On Equity of 1.38% is fine compared to the rest of the industry. NTWK outperforms 60.22% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 4.14%, NTWK is in the better half of the industry, outperforming 70.07% of the companies in the same industry.
Industry RankSector Rank
ROA 0.79%
ROE 1.38%
ROIC 4.14%
ROA(3y)-1.08%
ROA(5y)-0.47%
ROE(3y)-1.94%
ROE(5y)-0.89%
ROIC(3y)N/A
ROIC(5y)N/A
NTWK Yearly ROA, ROE, ROICNTWK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • NTWK has a Profit Margin (0.74%) which is comparable to the rest of the industry.
  • NTWK's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 3.64%, NTWK is doing good in the industry, outperforming 65.33% of the companies in the same industry.
  • In the last couple of years the Operating Margin of NTWK has grown nicely.
  • With a Gross Margin value of 48.00%, NTWK is not doing good in the industry: 72.63% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of NTWK has remained more or less at the same level.
Industry RankSector Rank
OM 3.64%
PM (TTM) 0.74%
GM 48%
OM growth 3YN/A
OM growth 5Y22.79%
PM growth 3YN/A
PM growth 5Y21.54%
GM growth 3Y5.93%
GM growth 5Y0.6%
NTWK Yearly Profit, Operating, Gross MarginsNTWK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • NTWK has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for NTWK has been increased compared to 1 year ago.
  • NTWK has less shares outstanding than it did 5 years ago.
  • NTWK has a worse debt/assets ratio than last year.
NTWK Yearly Shares OutstandingNTWK Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
NTWK Yearly Total Debt VS Total AssetsNTWK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

2.2 Solvency

  • Based on the Altman-Z score of 1.60, we must say that NTWK is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 1.60, NTWK perfoms like the industry average, outperforming 49.63% of the companies in the same industry.
  • NTWK has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
  • NTWK has a better Debt to Equity ratio (0.01) than 64.96% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 1.6
ROIC/WACC0.37
WACC11.25%
NTWK Yearly LT Debt VS Equity VS FCFNTWK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M 40M 60M

2.3 Liquidity

  • NTWK has a Current Ratio of 2.15. This indicates that NTWK is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 2.15, NTWK is in the better half of the industry, outperforming 61.68% of the companies in the same industry.
  • A Quick Ratio of 2.15 indicates that NTWK has no problem at all paying its short term obligations.
  • NTWK's Quick ratio of 2.15 is fine compared to the rest of the industry. NTWK outperforms 62.04% of its industry peers.
Industry RankSector Rank
Current Ratio 2.15
Quick Ratio 2.15
NTWK Yearly Current Assets VS Current LiabilitesNTWK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. Growth

3.1 Past

  • NTWK shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -153.33%.
  • NTWK shows a small growth in Revenue. In the last year, the Revenue has grown by 4.24%.
  • NTWK shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.62% yearly.
EPS 1Y (TTM)-153.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%120%
Revenue 1Y (TTM)4.24%
Revenue growth 3Y-5.49%
Revenue growth 5Y-2.62%
Sales Q2Q%21.04%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
NTWK Yearly Revenue VS EstimatesNTWK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
NTWK Yearly EPS VS EstimatesNTWK Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2019 2022 0 0.2 -0.2 0.4 -0.4 0.6 -0.6

More info and screens

Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • NTWK reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
NTWK Price Earnings VS Forward Price EarningsNTWK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

  • NTWK's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. NTWK is cheaper than 91.97% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 6.85
NTWK Per share dataNTWK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3 4 5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for NTWK!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

NETSOL TECHNOLOGIES INC

NASDAQ:NTWK (2/26/2026, 4:30:02 PM)

3.36

-0.07 (-2.04%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-12
Earnings (Next)05-12
Inst Owners21.52%
Inst Owner Change13.71%
Ins Owners11.38%
Ins Owner Change2%
Market Cap39.65M
Revenue(TTM)57.25M
Net Income(TTM)495.20K
Analysts82.86
Price TargetN/A
Short Float %0.51%
Short Ratio1.19
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.6
P/FCF N/A
P/OCF 170.09
P/B 1.11
P/tB 1.5
EV/EBITDA 6.85
EPS(TTM)-0.06
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.13
FCFYN/A
OCF(TTM)0.02
OCFY0.59%
SpS5.64
BVpS3.03
TBVpS2.25
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.79%
ROE 1.38%
ROCE 5.91%
ROIC 4.14%
ROICexc 9.28%
ROICexgc 18.91%
OM 3.64%
PM (TTM) 0.74%
GM 48%
FCFM N/A
ROA(3y)-1.08%
ROA(5y)-0.47%
ROE(3y)-1.94%
ROE(5y)-0.89%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y46.65%
ROICexc growth 3YN/A
ROICexc growth 5Y44.12%
OM growth 3YN/A
OM growth 5Y22.79%
PM growth 3YN/A
PM growth 5Y21.54%
GM growth 3Y5.93%
GM growth 5Y0.6%
F-Score4
Asset Turnover1.06
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA 0.06
Cap/Depr 124.26%
Cap/Sales 2.66%
Interest Coverage 3.35
Cash Conversion 6.06%
Profit Quality N/A
Current Ratio 2.15
Quick Ratio 2.15
Altman-Z 1.6
F-Score4
WACC11.25%
ROIC/WACC0.37
Cap/Depr(3y)58.34%
Cap/Depr(5y)61.58%
Cap/Sales(3y)2.02%
Cap/Sales(5y)3.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-153.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%120%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.24%
Revenue growth 3Y-5.49%
Revenue growth 5Y-2.62%
Sales Q2Q%21.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1.7%
EBIT growth 3YN/A
EBIT growth 5Y26.76%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-189.72%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-90.16%
OCF growth 3Y-47.32%
OCF growth 5Y-35.38%

NETSOL TECHNOLOGIES INC / NTWK FAQ

What is the fundamental rating for NTWK stock?

ChartMill assigns a fundamental rating of 3 / 10 to NTWK.


What is the valuation status of NETSOL TECHNOLOGIES INC (NTWK) stock?

ChartMill assigns a valuation rating of 1 / 10 to NETSOL TECHNOLOGIES INC (NTWK). This can be considered as Overvalued.


What is the profitability of NTWK stock?

NETSOL TECHNOLOGIES INC (NTWK) has a profitability rating of 5 / 10.