INSPERITY INC (NSP) Fundamental Analysis & Valuation

NYSE:NSP • US45778Q1076

Current stock price

24.38 USD
+1.66 (+7.31%)
Last:

This NSP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. NSP Profitability Analysis

1.1 Basic Checks

  • In the past year NSP was profitable.
  • NSP had a negative operating cash flow in the past year.
  • NSP had positive earnings in 4 of the past 5 years.
  • Of the past 5 years NSP 4 years had a positive operating cash flow.
NSP Yearly Net Income VS EBIT VS OCF VS FCFNSP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

1.2 Ratios

  • The Return On Assets of NSP (-0.32%) is comparable to the rest of the industry.
  • The Return On Equity of NSP (-15.22%) is worse than 67.82% of its industry peers.
Industry RankSector Rank
ROA -0.32%
ROE -15.22%
ROIC N/A
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NSP Yearly ROA, ROE, ROICNSP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2K -2K -4K -6K

1.3 Margins

  • NSP has a Gross Margin of 13.21%. This is amonst the worse of the industry: NSP underperforms 80.46% of its industry peers.
  • In the last couple of years the Gross Margin of NSP has declined.
  • The Profit Margin and Operating Margin are not available for NSP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 13.21%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
NSP Yearly Profit, Operating, Gross MarginsNSP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. NSP Health Analysis

2.1 Basic Checks

  • NSP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for NSP has been increased compared to 1 year ago.
  • The number of shares outstanding for NSP has been reduced compared to 5 years ago.
  • NSP has a worse debt/assets ratio than last year.
NSP Yearly Shares OutstandingNSP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
NSP Yearly Total Debt VS Total AssetsNSP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • NSP has an Altman-Z score of 3.78. This indicates that NSP is financially healthy and has little risk of bankruptcy at the moment.
  • NSP has a Altman-Z score of 3.78. This is in the better half of the industry: NSP outperforms 72.41% of its industry peers.
  • NSP has a Debt/Equity ratio of 8.02. This is a high value indicating a heavy dependency on external financing.
  • NSP has a Debt to Equity ratio of 8.02. This is amonst the worse of the industry: NSP underperforms 86.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 8.02
Debt/FCF N/A
Altman-Z 3.78
ROIC/WACCN/A
WACC7.58%
NSP Yearly LT Debt VS Equity VS FCFNSP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

2.3 Liquidity

  • NSP has a Current Ratio of 1.06. This is a normal value and indicates that NSP is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.06, NSP is doing worse than 73.56% of the companies in the same industry.
  • NSP has a Quick Ratio of 1.06. This is a normal value and indicates that NSP is financially healthy and should not expect problems in meeting its short term obligations.
  • NSP has a Quick ratio of 1.06. This is in the lower half of the industry: NSP underperforms 73.56% of its industry peers.
Industry RankSector Rank
Current Ratio 1.06
Quick Ratio 1.06
NSP Yearly Current Assets VS Current LiabilitesNSP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. NSP Growth Analysis

3.1 Past

  • The earnings per share for NSP have decreased strongly by -71.15% in the last year.
  • The earnings per share for NSP have been decreasing by -25.99% on average. This is quite bad
  • NSP shows a small growth in Revenue. In the last year, the Revenue has grown by 3.51%.
  • Measured over the past years, NSP shows a quite strong growth in Revenue. The Revenue has been growing by 9.70% on average per year.
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%

3.2 Future

  • Based on estimates for the next years, NSP will show a very strong growth in Earnings Per Share. The EPS will grow by 56.65% on average per year.
  • Based on estimates for the next years, NSP will show a small growth in Revenue. The Revenue will grow by 5.31% on average per year.
EPS Next Y109.84%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue Next Year3.08%
Revenue Next 2Y4.25%
Revenue Next 3Y5.31%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
NSP Yearly Revenue VS EstimatesNSP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B 8B
NSP Yearly EPS VS EstimatesNSP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

5

4. NSP Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 23.67 indicates a rather expensive valuation of NSP.
  • The rest of the industry has a similar Price/Earnings ratio as NSP.
  • The average S&P500 Price/Earnings ratio is at 25.73. NSP is around the same levels.
  • Based on the Price/Forward Earnings ratio of 11.28, the valuation of NSP can be described as reasonable.
  • NSP's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. NSP is cheaper than 75.86% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 23.72. NSP is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 23.67
Fwd PE 11.28
NSP Price Earnings VS Forward Price EarningsNSP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NSP is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.66
NSP Per share dataNSP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100 150

4.3 Compensation for Growth

  • NSP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • NSP's earnings are expected to grow with 56.65% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y74.13%
EPS Next 3Y56.65%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. NSP Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 11.68%, NSP is a good candidate for dividend investing.
  • The stock price of NSP dropped by -41.16% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • NSP's Dividend Yield is rather good when compared to the industry average which is at 1.72. NSP pays more dividend than 97.70% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, NSP pays a better dividend.
Industry RankSector Rank
Dividend Yield 11.68%

5.2 History

  • The dividend of NSP is nicely growing with an annual growth rate of 8.57%!
  • NSP has been paying a dividend for at least 10 years, so it has a reliable track record.
  • NSP has decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.57%
Div Incr Years2
Div Non Decr Years2
NSP Yearly Dividends per shareNSP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • The earnings of NSP are negative and hence is the payout ratio. NSP will probably not be able to sustain this dividend level.
  • NSP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-1285.71%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
NSP Yearly Income VS Free CF VS DividendNSP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

More info and screens

Find the best dividend stocksShow peers with best dividend

NSP Fundamentals: All Metrics, Ratios and Statistics

INSPERITY INC

NYSE:NSP (3/20/2026, 9:49:01 AM)

24.38

+1.66 (+7.31%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)02-10
Earnings (Next)04-27
Inst Owners107.68%
Inst Owner Change0.3%
Ins Owners5.25%
Ins Owner Change8.33%
Market Cap919.86M
Revenue(TTM)6.81B
Net Income(TTM)-7.00M
Analysts50
Price Target43.18 (77.11%)
Short Float %9.4%
Short Ratio2.82
Dividend
Industry RankSector Rank
Dividend Yield 11.68%
Yearly Dividend2.4
Dividend Growth(5Y)8.57%
DP-1285.71%
Div Incr Years2
Div Non Decr Years2
Ex-Date03-06
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-108.18%
Min EPS beat(2)-188.88%
Max EPS beat(2)-27.48%
EPS beat(4)0
Avg EPS beat(4)-69.76%
Min EPS beat(4)-188.88%
Max EPS beat(4)-23.12%
EPS beat(8)4
Avg EPS beat(8)-7.8%
EPS beat(12)7
Avg EPS beat(12)-1.86%
EPS beat(16)11
Avg EPS beat(16)3.78%
Revenue beat(2)0
Avg Revenue beat(2)-1.55%
Min Revenue beat(2)-1.59%
Max Revenue beat(2)-1.52%
Revenue beat(4)0
Avg Revenue beat(4)-1.38%
Min Revenue beat(4)-1.59%
Max Revenue beat(4)-1.17%
Revenue beat(8)0
Avg Revenue beat(8)-1.23%
Revenue beat(12)1
Avg Revenue beat(12)-0.93%
Revenue beat(16)3
Avg Revenue beat(16)-0.86%
PT rev (1m)-0.97%
PT rev (3m)-5.93%
EPS NQ rev (1m)-26.87%
EPS NQ rev (3m)-28.67%
EPS NY rev (1m)-12.22%
EPS NY rev (3m)-15.88%
Revenue NQ rev (1m)-3.53%
Revenue NQ rev (3m)-3.53%
Revenue NY rev (1m)-3.12%
Revenue NY rev (3m)-3.12%
Valuation
Industry RankSector Rank
PE 23.67
Fwd PE 11.28
P/S 0.14
P/FCF N/A
P/OCF N/A
P/B 20
P/tB 27.87
EV/EBITDA 15.66
EPS(TTM)1.03
EY4.22%
EPS(NY)2.16
Fwd EY8.87%
FCF(TTM)-8.19
FCFYN/A
OCF(TTM)-7.37
OCFYN/A
SpS180.55
BVpS1.22
TBVpS0.87
PEG (NY)0.22
PEG (5Y)N/A
Graham Number5.32
Profitability
Industry RankSector Rank
ROA -0.32%
ROE -15.22%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 13.21%
FCFM N/A
ROA(3y)3.76%
ROA(5y)5.43%
ROE(3y)87.22%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-8.11%
GM growth 5Y-6.83%
F-Score2
Asset Turnover3.09
Health
Industry RankSector Rank
Debt/Equity 8.02
Debt/FCF N/A
Debt/EBITDA 10.54
Cap/Depr 68.89%
Cap/Sales 0.46%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.06
Quick Ratio 1.06
Altman-Z 3.78
F-Score2
WACC7.58%
ROIC/WACCN/A
Cap/Depr(3y)83.06%
Cap/Depr(5y)81.82%
Cap/Sales(3y)0.55%
Cap/Sales(5y)0.56%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-71.15%
EPS 3Y-43.1%
EPS 5Y-25.99%
EPS Q2Q%-1300%
EPS Next Y109.84%
EPS Next 2Y74.13%
EPS Next 3Y56.65%
EPS Next 5YN/A
Revenue 1Y (TTM)3.51%
Revenue growth 3Y4.68%
Revenue growth 5Y9.7%
Sales Q2Q%3.41%
Revenue Next Year3.08%
Revenue Next 2Y4.25%
Revenue Next 3Y5.31%
Revenue Next 5YN/A
EBIT growth 1Y-108.55%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1585.76%
EBIT Next 3Y195.68%
EBIT Next 5YN/A
FCF growth 1Y-164.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-153.46%
OCF growth 3YN/A
OCF growth 5YN/A

INSPERITY INC / NSP Fundamental Analysis FAQ

What is the ChartMill fundamental rating of INSPERITY INC (NSP) stock?

ChartMill assigns a fundamental rating of 4 / 10 to NSP.


Can you provide the valuation status for INSPERITY INC?

ChartMill assigns a valuation rating of 5 / 10 to INSPERITY INC (NSP). This can be considered as Fairly Valued.


Can you provide the profitability details for INSPERITY INC?

INSPERITY INC (NSP) has a profitability rating of 2 / 10.


Can you provide the financial health for NSP stock?

The financial health rating of INSPERITY INC (NSP) is 3 / 10.


Can you provide the expected EPS growth for NSP stock?

The Earnings per Share (EPS) of INSPERITY INC (NSP) is expected to grow by 109.84% in the next year.