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NOWVERTICAL GROUP INC (NOW.CA) Stock Fundamental Analysis

Canada - TSX Venture Exchange - TSX-V:NOW - CA67013H1064 - Common Stock

0.27 CAD
0 (0%)
Last: 12/24/2025, 7:00:00 PM
Fundamental Rating

2

Taking everything into account, NOW scores 2 out of 10 in our fundamental rating. NOW was compared to 64 industry peers in the Software industry. NOW has a bad profitability rating. Also its financial health evaluation is rather negative. NOW has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

In the past year NOW has reported negative net income.
NOW had a negative operating cash flow in the past year.
NOW.CA Yearly Net Income VS EBIT VS OCF VS FCFNOW.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 -5M -10M

1.2 Ratios

With a decent Return On Assets value of -3.19%, NOW is doing good in the industry, outperforming 60.94% of the companies in the same industry.
The Return On Equity of NOW (-46.29%) is worse than 60.94% of its industry peers.
NOW's Return On Invested Capital of 19.68% is amongst the best of the industry. NOW outperforms 93.75% of its industry peers.
Industry RankSector Rank
ROA -3.19%
ROE -46.29%
ROIC 19.68%
ROA(3y)-12.52%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NOW.CA Yearly ROA, ROE, ROICNOW.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 200 -200 -400

1.3 Margins

NOW has a Operating Margin of 13.17%. This is amongst the best in the industry. NOW outperforms 81.25% of its industry peers.
NOW has a Gross Margin (50.11%) which is comparable to the rest of the industry.
NOW's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 13.17%
PM (TTM) N/A
GM 50.11%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.34%
GM growth 5YN/A
NOW.CA Yearly Profit, Operating, Gross MarginsNOW.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 -100 -200 -300 -400

1

2. Health

2.1 Basic Checks

NOW has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, NOW has more shares outstanding
Compared to 1 year ago, NOW has an improved debt to assets ratio.
NOW.CA Yearly Shares OutstandingNOW.CA Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 20M 40M 60M 80M
NOW.CA Yearly Total Debt VS Total AssetsNOW.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 10M 20M 30M 40M

2.2 Solvency

Based on the Altman-Z score of 0.46, we must say that NOW is in the distress zone and has some risk of bankruptcy.
NOW's Altman-Z score of 0.46 is in line compared to the rest of the industry. NOW outperforms 42.19% of its industry peers.
NOW has a Debt/Equity ratio of 4.02. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 4.02, NOW is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 4.02
Debt/FCF N/A
Altman-Z 0.46
ROIC/WACC2.08
WACC9.44%
NOW.CA Yearly LT Debt VS Equity VS FCFNOW.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 5M -5M 10M 15M

2.3 Liquidity

A Current Ratio of 0.88 indicates that NOW may have some problems paying its short term obligations.
NOW has a Current ratio of 0.88. This is in the lower half of the industry: NOW underperforms 62.50% of its industry peers.
A Quick Ratio of 0.88 indicates that NOW may have some problems paying its short term obligations.
With a Quick ratio value of 0.88, NOW is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.88
Quick Ratio 0.88
NOW.CA Yearly Current Assets VS Current LiabilitesNOW.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 5M 10M 15M 20M 25M

3

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 43.65% over the past year.
The Revenue has decreased by -8.45% in the past year.
Measured over the past years, NOW shows a very strong growth in Revenue. The Revenue has been growing by 144.14% on average per year.
EPS 1Y (TTM)43.65%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-196.97%
Revenue 1Y (TTM)-8.45%
Revenue growth 3Y144.14%
Revenue growth 5YN/A
Sales Q2Q%-15.18%

3.2 Future

The Earnings Per Share is expected to decrease by -17.51% on average over the next years. This is quite bad
NOW is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -17.22% yearly.
EPS Next Y-109.35%
EPS Next 2Y-47.02%
EPS Next 3Y-17.51%
EPS Next 5YN/A
Revenue Next Year-62.23%
Revenue Next 2Y-34.52%
Revenue Next 3Y-17.22%
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
NOW.CA Yearly Revenue VS EstimatesNOW.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M 100M
NOW.CA Yearly EPS VS EstimatesNOW.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 2027 0 0.1 -0.1 -0.2 -0.3

3

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for NOW. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 6.39, the valuation of NOW can be described as very cheap.
Based on the Price/Forward Earnings ratio, NOW is valued cheaply inside the industry as 92.19% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of NOW to the average of the S&P500 Index (23.46), we can say NOW is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 6.39
NOW.CA Price Earnings VS Forward Price EarningsNOW.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 40 60

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NOW indicates a rather cheap valuation: NOW is cheaper than 90.63% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 4.71
NOW.CA Per share dataNOW.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4

4.3 Compensation for Growth

NOW's earnings are expected to decrease with -17.51% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-47.02%
EPS Next 3Y-17.51%

0

5. Dividend

5.1 Amount

NOW does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

NOWVERTICAL GROUP INC

TSX-V:NOW (12/24/2025, 7:00:00 PM)

0.27

0 (0%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-12 2025-11-12/bmo
Earnings (Next)03-30 2026-03-30/amc
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners43.08%
Ins Owner ChangeN/A
Market Cap25.77M
Revenue(TTM)38.55M
Net Income(TTM)-1.35M
Analysts84
Price Target0.71 (162.96%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-180.91%
Min EPS beat(2)-197.09%
Max EPS beat(2)-164.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-24.83%
Min Revenue beat(2)-25%
Max Revenue beat(2)-24.66%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-12.5%
EPS NQ rev (1m)-66.7%
EPS NQ rev (3m)-66.7%
EPS NY rev (1m)-166.67%
EPS NY rev (3m)-166.67%
Revenue NQ rev (1m)-12.73%
Revenue NQ rev (3m)-21.64%
Revenue NY rev (1m)-10.2%
Revenue NY rev (3m)-10.2%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 6.39
P/S 0.49
P/FCF N/A
P/OCF N/A
P/B 6.44
P/tB N/A
EV/EBITDA 4.71
EPS(TTM)-0.02
EYN/A
EPS(NY)0.04
Fwd EY15.66%
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)-0.02
OCFYN/A
SpS0.55
BVpS0.04
TBVpS-0.24
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -3.19%
ROE -46.29%
ROCE 27.33%
ROIC 19.68%
ROICexc 23.97%
ROICexgc N/A
OM 13.17%
PM (TTM) N/A
GM 50.11%
FCFM N/A
ROA(3y)-12.52%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-11.34%
GM growth 5YN/A
F-Score3
Asset Turnover0.91
Health
Industry RankSector Rank
Debt/Equity 4.02
Debt/FCF N/A
Debt/EBITDA 1.73
Cap/Depr 35.06%
Cap/Sales 1.55%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.88
Quick Ratio 0.88
Altman-Z 0.46
F-Score3
WACC9.44%
ROIC/WACC2.08
Cap/Depr(3y)6.07%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.35%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)43.65%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-196.97%
EPS Next Y-109.35%
EPS Next 2Y-47.02%
EPS Next 3Y-17.51%
EPS Next 5YN/A
Revenue 1Y (TTM)-8.45%
Revenue growth 3Y144.14%
Revenue growth 5YN/A
Sales Q2Q%-15.18%
Revenue Next Year-62.23%
Revenue Next 2Y-34.52%
Revenue Next 3Y-17.22%
Revenue Next 5YN/A
EBIT growth 1Y60.16%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year10.59%
EBIT Next 3Y20.07%
EBIT Next 5YN/A
FCF growth 1Y150.6%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y152.65%
OCF growth 3YN/A
OCF growth 5YN/A

NOWVERTICAL GROUP INC / NOW.CA FAQ

What is the ChartMill fundamental rating of NOWVERTICAL GROUP INC (NOW.CA) stock?

ChartMill assigns a fundamental rating of 2 / 10 to NOW.CA.


What is the valuation status for NOW stock?

ChartMill assigns a valuation rating of 3 / 10 to NOWVERTICAL GROUP INC (NOW.CA). This can be considered as Overvalued.


How profitable is NOWVERTICAL GROUP INC (NOW.CA) stock?

NOWVERTICAL GROUP INC (NOW.CA) has a profitability rating of 2 / 10.