NETFONDS AG (NF4.DE) Fundamental Analysis & Valuation

FRA:NF4 • DE000A1MME74

Current stock price

77.5 EUR
-0.5 (-0.64%)
Last:

This NF4.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. NF4.DE Profitability Analysis

1.1 Basic Checks

  • In the past year NF4 has reported negative net income.
  • In the past year NF4 has reported a negative cash flow from operations.
  • Each year in the past 5 years NF4 has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: NF4 reported negative operating cash flow in multiple years.
NF4.DE Yearly Net Income VS EBIT VS OCF VS FCFNF4.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M

1.2 Ratios

  • NF4's Return On Assets of -0.29% is on the low side compared to the rest of the industry. NF4 is outperformed by 62.28% of its industry peers.
  • NF4's Return On Equity of -1.41% is on the low side compared to the rest of the industry. NF4 is outperformed by 62.28% of its industry peers.
  • NF4 has a Return On Invested Capital of 0.42%. This is comparable to the rest of the industry: NF4 outperforms 50.88% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for NF4 is significantly below the industry average of 9.36%.
Industry RankSector Rank
ROA -0.29%
ROE -1.41%
ROIC 0.42%
ROA(3y)0.99%
ROA(5y)3.18%
ROE(3y)3.82%
ROE(5y)10.69%
ROIC(3y)2.25%
ROIC(5y)4%
NF4.DE Yearly ROA, ROE, ROICNF4.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40

1.3 Margins

  • In the last couple of years the Profit Margin of NF4 has declined.
  • NF4 has a Operating Margin (0.57%) which is in line with its industry peers.
  • NF4's Operating Margin has improved in the last couple of years.
  • NF4 has a Gross Margin (21.40%) which is in line with its industry peers.
  • In the last couple of years the Gross Margin of NF4 has remained more or less at the same level.
Industry RankSector Rank
OM 0.57%
PM (TTM) N/A
GM 21.4%
OM growth 3Y-38.49%
OM growth 5Y19.69%
PM growth 3Y-47.75%
PM growth 5YN/A
GM growth 3Y0.28%
GM growth 5Y-1.19%
NF4.DE Yearly Profit, Operating, Gross MarginsNF4.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

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5

2. NF4.DE Health Analysis

2.1 Basic Checks

  • NF4 has about the same amout of shares outstanding than it did 1 year ago.
  • NF4 has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for NF4 is higher compared to a year ago.
NF4.DE Yearly Shares OutstandingNF4.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M
NF4.DE Yearly Total Debt VS Total AssetsNF4.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

  • NF4 has an Altman-Z score of 3.22. This indicates that NF4 is financially healthy and has little risk of bankruptcy at the moment.
  • NF4 has a better Altman-Z score (3.22) than 83.33% of its industry peers.
  • NF4 has a Debt/Equity ratio of 1.21. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.21, NF4 is in line with its industry, outperforming 46.49% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.21
Debt/FCF N/A
Altman-Z 3.22
ROIC/WACCN/A
WACCN/A
NF4.DE Yearly LT Debt VS Equity VS FCFNF4.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M

2.3 Liquidity

  • A Current Ratio of 1657.09 indicates that NF4 has no problem at all paying its short term obligations.
  • The Current ratio of NF4 (1657.09) is better than 100.00% of its industry peers.
  • A Quick Ratio of 1657.09 indicates that NF4 has no problem at all paying its short term obligations.
  • NF4 has a better Quick ratio (1657.09) than 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1657.09
Quick Ratio 1657.09
NF4.DE Yearly Current Assets VS Current LiabilitesNF4.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. NF4.DE Growth Analysis

3.1 Past

  • NF4 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 2300.00%, which is quite impressive.
  • Measured over the past years, NF4 shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -44.00% on average per year.
  • NF4 shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.95%.
  • The Revenue has been growing by 15.92% on average over the past years. This is quite good.
EPS 1Y (TTM)2300%
EPS 3Y-44%
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)22.95%
Revenue growth 3Y7.06%
Revenue growth 5Y15.92%
Sales Q2Q%N/A

3.2 Future

  • NF4 is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.89% yearly.
  • The Revenue is expected to grow by 9.77% on average over the next years. This is quite good.
EPS Next Y20.75%
EPS Next 2Y37.39%
EPS Next 3Y28.89%
EPS Next 5YN/A
Revenue Next Year21.69%
Revenue Next 2Y16.13%
Revenue Next 3Y13.45%
Revenue Next 5Y9.77%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
NF4.DE Yearly Revenue VS EstimatesNF4.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 100M 200M 300M
NF4.DE Yearly EPS VS EstimatesNF4.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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2

4. NF4.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • NF4 reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • NF4 is valuated quite expensively with a Price/Forward Earnings ratio of 36.63.
  • NF4's Price/Forward Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.05, NF4 is valued quite expensively.
Industry RankSector Rank
PE N/A
Fwd PE 36.63
NF4.DE Price Earnings VS Forward Price EarningsNF4.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -200 -400 -600 -800

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NF4 indicates a somewhat cheap valuation: NF4 is cheaper than 65.79% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 275.52
NF4.DE Per share dataNF4.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

  • NF4's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • NF4's earnings are expected to grow with 28.89% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y37.39%
EPS Next 3Y28.89%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

1

5. NF4.DE Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.45%, NF4 is not a good candidate for dividend investing.
  • NF4's Dividend Yield is comparable with the industry average which is at 3.35.
  • With a Dividend Yield of 0.45, NF4 pays less dividend than the S&P500 average, which is at 1.89.
Industry RankSector Rank
Dividend Yield 0.45%

5.2 History

  • The dividend of NF4 decreases each year by -71.88%.
Dividend Growth(5Y)-71.88%
Div Incr Years1
Div Non Decr Years4
NF4.DE Yearly Dividends per shareNF4.DE Yearly Dividends per shareYearly Dividends per share 2019 2021 2022 2023 2024 2025 0.1 0.2 0.3

5.3 Sustainability

  • NF4 has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-0.22%
EPS Next 2Y37.39%
EPS Next 3Y28.89%
NF4.DE Yearly Income VS Free CF VS DividendNF4.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M -5M -10M -15M

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NF4.DE Fundamentals: All Metrics, Ratios and Statistics

NETFONDS AG

FRA:NF4 (4/2/2026, 7:00:00 PM)

77.5

-0.5 (-0.64%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-09
Earnings (Next)06-15
Inst Owners4.32%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap180.57M
Revenue(TTM)113.28M
Net Income(TTM)-317.00K
Analysts46.67
Price Target78.03 (0.68%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.45%
Yearly Dividend0
Dividend Growth(5Y)-71.88%
DP-0.22%
Div Incr Years1
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)7.24%
PT rev (3m)7.24%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.1%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.28%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 36.63
P/S 1.59
P/FCF N/A
P/OCF N/A
P/B 8.01
P/tB N/A
EV/EBITDA 275.52
EPS(TTM)-0.09
EYN/A
EPS(NY)2.12
Fwd EY2.73%
FCF(TTM)0
FCFYN/A
OCF(TTM)0
OCFYN/A
SpS48.62
BVpS9.68
TBVpS-2.28
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.29%
ROE -1.41%
ROCE 0.59%
ROIC 0.42%
ROICexc 0.49%
ROICexgc 0.7%
OM 0.57%
PM (TTM) N/A
GM 21.4%
FCFM N/A
ROA(3y)0.99%
ROA(5y)3.18%
ROE(3y)3.82%
ROE(5y)10.69%
ROIC(3y)2.25%
ROIC(5y)4%
ROICexc(3y)2.52%
ROICexc(5y)4.4%
ROICexgc(3y)3.29%
ROICexgc(5y)5.72%
ROCE(3y)3.19%
ROCE(5y)5.68%
ROICexgc growth 3Y-39.13%
ROICexgc growth 5Y26.2%
ROICexc growth 3Y-41.26%
ROICexc growth 5Y23.49%
OM growth 3Y-38.49%
OM growth 5Y19.69%
PM growth 3Y-47.75%
PM growth 5YN/A
GM growth 3Y0.28%
GM growth 5Y-1.19%
F-Score2
Asset Turnover1.04
Health
Industry RankSector Rank
Debt/Equity 1.21
Debt/FCF N/A
Debt/EBITDA 41.91
Cap/Depr 63.83%
Cap/Sales 0%
Interest Coverage 720
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1657.09
Quick Ratio 1657.09
Altman-Z 3.22
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.54%
Cap/Depr(5y)66.21%
Cap/Sales(3y)0.82%
Cap/Sales(5y)0.97%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2300%
EPS 3Y-44%
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y20.75%
EPS Next 2Y37.39%
EPS Next 3Y28.89%
EPS Next 5YN/A
Revenue 1Y (TTM)22.95%
Revenue growth 3Y7.06%
Revenue growth 5Y15.92%
Sales Q2Q%N/A
Revenue Next Year21.69%
Revenue Next 2Y16.13%
Revenue Next 3Y13.45%
Revenue Next 5Y9.77%
EBIT growth 1Y146.82%
EBIT growth 3Y-34.14%
EBIT growth 5Y38.75%
EBIT Next Year119.84%
EBIT Next 3Y49.68%
EBIT Next 5YN/A
FCF growth 1Y99.42%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-100.28%
OCF growth 3YN/A
OCF growth 5YN/A

NETFONDS AG / NF4.DE Fundamental Analysis FAQ

What is the fundamental rating for NF4 stock?

ChartMill assigns a fundamental rating of 4 / 10 to NF4.DE.


Can you provide the valuation status for NETFONDS AG?

ChartMill assigns a valuation rating of 2 / 10 to NETFONDS AG (NF4.DE). This can be considered as Overvalued.


How profitable is NETFONDS AG (NF4.DE) stock?

NETFONDS AG (NF4.DE) has a profitability rating of 3 / 10.


What is the expected EPS growth for NETFONDS AG (NF4.DE) stock?

The Earnings per Share (EPS) of NETFONDS AG (NF4.DE) is expected to grow by 20.75% in the next year.