NEXI SPA (NEXI.MI) Stock Fundamental Analysis
BIT:NEXI - Euronext Milan - IT0005366767 - Common Stock - Currency: EUR
Overall NEXI gets a fundamental rating of 4 out of 10. We evaluated NEXI against 47 industry peers in the Financial Services industry. NEXI has a bad profitability rating. Also its financial health evaluation is rather negative. NEXI is not valued too expensively and it also shows a decent growth rate. Finally NEXI also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
In the past year NEXI had a positive cash flow from operations.
Of the past 5 years NEXI 4 years were profitable.
Each year in the past 5 years NEXI had a positive operating cash flow.
1.2 Ratios
NEXI has a Return On Assets of 0.68%. This is in the lower half of the industry: NEXI underperforms 63.83% of its industry peers.
The Return On Equity of NEXI (1.53%) is worse than 63.83% of its industry peers.
NEXI has a Return On Invested Capital of 1.29%. This is in the lower half of the industry: NEXI underperforms 68.09% of its industry peers.
The Average Return On Invested Capital over the past 3 years for NEXI is significantly below the industry average of 10.14%.
The last Return On Invested Capital (1.29%) for NEXI is above the 3 year average (1.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.53% | ||
| ROIC | 1.29% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
With a Profit Margin value of 2.85%, NEXI is not doing good in the industry: 63.83% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of NEXI has declined.
The Operating Margin of NEXI (7.08%) is worse than 68.09% of its industry peers.
NEXI's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 57.47%, NEXI perfoms like the industry average, outperforming 55.32% of the companies in the same industry.
NEXI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), NEXI is destroying value.
NEXI has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, NEXI has more shares outstanding
NEXI has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.86, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of NEXI (0.86) is worse than 61.70% of its industry peers.
NEXI has a debt to FCF ratio of 19.36. This is a negative value and a sign of low solvency as NEXI would need 19.36 years to pay back of all of its debts.
NEXI's Debt to FCF ratio of 19.36 is on the low side compared to the rest of the industry. NEXI is outperformed by 63.83% of its industry peers.
NEXI has a Debt/Equity ratio of 0.93. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
NEXI has a worse Debt to Equity ratio (0.93) than 63.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.93 | ||
| Debt/FCF | 19.36 | ||
| Altman-Z | 0.86 |
ROIC/WACC0.19
WACC6.73%
2.3 Liquidity
NEXI has a Current Ratio of 0.02. This is a bad value and indicates that NEXI is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.02, NEXI is doing worse than 78.72% of the companies in the same industry.
A Quick Ratio of 0.01 indicates that NEXI may have some problems paying its short term obligations.
The Quick ratio of NEXI (0.01) is worse than 78.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 119.23% over the past year.
NEXI shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.37% yearly.
NEXI shows a small growth in Revenue. In the last year, the Revenue has grown by 6.48%.
The Revenue has been growing by 32.10% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%N/A
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%N/A
3.2 Future
The Earnings Per Share is expected to grow by 14.56% on average over the next years. This is quite good.
Based on estimates for the next years, NEXI will show a small growth in Revenue. The Revenue will grow by 0.66% on average per year.
EPS Next Y16.19%
EPS Next 2Y13.72%
EPS Next 3Y13.12%
EPS Next 5Y14.56%
Revenue Next Year3.26%
Revenue Next 2Y3.96%
Revenue Next 3Y4.33%
Revenue Next 5Y0.66%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
NEXI is valuated quite expensively with a Price/Earnings ratio of 33.93.
NEXI's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 27.45. NEXI is valued slightly more expensive when compared to this.
NEXI is valuated cheaply with a Price/Forward Earnings ratio of 6.64.
Based on the Price/Forward Earnings ratio, NEXI is valued cheaply inside the industry as 89.36% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 21.90. NEXI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.93 | ||
| Fwd PE | 6.64 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NEXI indicates a somewhat cheap valuation: NEXI is cheaper than 70.21% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of NEXI indicates a somewhat cheap valuation: NEXI is cheaper than 72.34% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.88 | ||
| EV/EBITDA | 7.31 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as NEXI's earnings are expected to grow with 13.12% in the coming years.
PEG (NY)2.1
PEG (5Y)N/A
EPS Next 2Y13.72%
EPS Next 3Y13.12%
5. Dividend
5.1 Amount
NEXI has a Yearly Dividend Yield of 4.90%, which is a nice return.
Compared to an average industry Dividend Yield of 3.85, NEXI pays a better dividend. On top of this NEXI pays more dividend than 82.98% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, NEXI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.9% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
1.75% of the earnings are spent on dividend by NEXI. This is a low number and sustainable payout ratio.
DP1.75%
EPS Next 2Y13.72%
EPS Next 3Y13.12%
BIT:NEXI (7/4/2025, 7:00:00 PM)
5.09
-0.01 (-0.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners16.17%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap6.26B
Analysts79.09
Price Target7.02 (37.92%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.9% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP1.75%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.01%
PT rev (3m)-0.68%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.91%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.93 | ||
| Fwd PE | 6.64 | ||
| P/S | 1.06 | ||
| P/FCF | 11.88 | ||
| P/OCF | 6.43 | ||
| P/B | 0.57 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.31 |
EPS(TTM)0.15
EY2.95%
EPS(NY)0.77
Fwd EY15.07%
FCF(TTM)0.43
FCFY8.42%
OCF(TTM)0.79
OCFY15.56%
SpS4.78
BVpS8.89
TBVpS-4.26
PEG (NY)2.1
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.53% | ||
| ROCE | 2.38% | ||
| ROIC | 1.29% | ||
| ROICexc | 1.3% | ||
| ROICexgc | 4.99% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 8.96% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexcg growth 3Y85.42%
ROICexcg growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.93 | ||
| Debt/FCF | 19.36 | ||
| Debt/EBITDA | 7.69 | ||
| Cap/Depr | 49.05% | ||
| Cap/Sales | 7.6% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 73.37% | ||
| Profit Quality | 314.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | 0.86 |
F-Score7
WACC6.73%
ROIC/WACC0.19
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%N/A
EPS Next Y16.19%
EPS Next 2Y13.72%
EPS Next 3Y13.12%
EPS Next 5Y14.56%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%N/A
Revenue Next Year3.26%
Revenue Next 2Y3.96%
Revenue Next 3Y4.33%
Revenue Next 5Y0.66%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year55.56%
EBIT Next 3Y21.2%
EBIT Next 5Y14.21%
FCF growth 1Y20.36%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y7.93%
OCF growth 3Y44.33%
OCF growth 5Y40.14%