NEXI SPA (NEXI.MI) Stock Fundamental Analysis
BIT:NEXI - Euronext Milan - IT0005366767 - Common Stock - Currency: EUR
We assign a fundamental rating of 3 out of 10 to NEXI. NEXI was compared to 47 industry peers in the Financial Services industry. NEXI has a bad profitability rating. Also its financial health evaluation is rather negative. NEXI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
NEXI had a positive operating cash flow in the past year.
Of the past 5 years NEXI 4 years were profitable.
NEXI had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of -3.93%, NEXI is not doing good in the industry: 82.98% of the companies in the same industry are doing better.
With a Return On Equity value of -9.61%, NEXI is not doing good in the industry: 82.98% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.93% | ||
| ROE | -9.61% | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
NEXI's Profit Margin has declined in the last couple of years.
NEXI's Operating Margin has improved in the last couple of years.
NEXI has a Gross Margin of 57.20%. This is comparable to the rest of the industry: NEXI outperforms 59.57% of its industry peers.
NEXI's Gross Margin has been stable in the last couple of years.
The Profit Margin and Operating Margin are not available for NEXI so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 57.2% |
OM growth 3Y57.27%
OM growth 5Y14.06%
PM growth 3Y28.35%
PM growth 5Y-20.99%
GM growth 3Y1.88%
GM growth 5Y0.6%
2. Health
2.1 Basic Checks
NEXI does not have a ROIC to compare to the WACC, probably because it is not profitable.
NEXI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
NEXI has an Altman-Z score of 0.58. This is a bad value and indicates that NEXI is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.58, NEXI is not doing good in the industry: 61.70% of the companies in the same industry are doing better.
The Debt to FCF ratio of NEXI is 23.79, which is on the high side as it means it would take NEXI, 23.79 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 23.79, NEXI is doing worse than 68.09% of the companies in the same industry.
A Debt/Equity ratio of 1.04 is on the high side and indicates that NEXI has dependencies on debt financing.
NEXI's Debt to Equity ratio of 1.04 is on the low side compared to the rest of the industry. NEXI is outperformed by 63.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 23.79 | ||
| Altman-Z | 0.58 |
ROIC/WACCN/A
WACC6.92%
2.3 Liquidity
A Current Ratio of 0.07 indicates that NEXI may have some problems paying its short term obligations.
NEXI's Current ratio of 0.07 is on the low side compared to the rest of the industry. NEXI is outperformed by 78.72% of its industry peers.
A Quick Ratio of 0.06 indicates that NEXI may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.06, NEXI is doing worse than 78.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.07 | ||
| Quick Ratio | 0.06 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 121.52%, which is quite impressive.
The Earnings Per Share has been decreasing by -6.74% on average over the past years.
Looking at the last year, NEXI shows a small growth in Revenue. The Revenue has grown by 7.25% in the last year.
The Revenue has been growing by 32.09% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)121.52%
EPS 3Y54.6%
EPS 5Y-6.74%
EPS Q2Q%124.04%
Revenue 1Y (TTM)7.25%
Revenue growth 3Y28.01%
Revenue growth 5Y32.09%
Sales Q2Q%8.11%
3.2 Future
Based on estimates for the next years, NEXI will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.56% on average per year.
Based on estimates for the next years, NEXI will show a small growth in Revenue. The Revenue will grow by 1.25% on average per year.
EPS Next Y16.19%
EPS Next 2Y13.72%
EPS Next 3Y13.12%
EPS Next 5Y14.56%
Revenue Next Year3.62%
Revenue Next 2Y4%
Revenue Next 3Y4.33%
Revenue Next 5Y1.25%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
NEXI is valuated quite expensively with a Price/Earnings ratio of 31.75.
Compared to the rest of the industry, the Price/Earnings ratio of NEXI is on the same level as its industry peers.
NEXI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 28.18.
NEXI is valuated cheaply with a Price/Forward Earnings ratio of 7.83.
NEXI's Price/Forward Earnings ratio is rather cheap when compared to the industry. NEXI is cheaper than 82.98% of the companies in the same industry.
NEXI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 20.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.75 | ||
| Fwd PE | 7.83 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NEXI is valued a bit cheaper than 70.21% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of NEXI is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.57 | ||
| EV/EBITDA | 8.39 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
NEXI's earnings are expected to grow with 13.12% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.96
PEG (5Y)N/A
EPS Next 2Y13.72%
EPS Next 3Y13.12%
5. Dividend
5.1 Amount
NEXI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:NEXI (5/5/2025, 9:38:15 AM)
5.398
+0.04 (+0.82%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners22.7%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap6.64B
Analysts79.13
Price Target7.02 (30.05%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP-0.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.56%
PT rev (3m)-7.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.28%
EPS NY rev (3m)-0.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)3.62%
Revenue NY rev (3m)-1.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.75 | ||
| Fwd PE | 7.83 | ||
| P/S | 1.18 | ||
| P/FCF | 13.57 | ||
| P/OCF | 7.09 | ||
| P/B | 0.6 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.39 |
EPS(TTM)0.17
EY3.15%
EPS(NY)0.69
Fwd EY12.77%
FCF(TTM)0.4
FCFY7.37%
OCF(TTM)0.76
OCFY14.1%
SpS4.59
BVpS9.06
TBVpS-4.26
PEG (NY)1.96
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.93% | ||
| ROE | -9.61% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 57.2% | ||
| FCFM | 8.67% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y57.27%
OM growth 5Y14.06%
PM growth 3Y28.35%
PM growth 5Y-20.99%
GM growth 3Y1.88%
GM growth 5Y0.6%
F-Score6
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 23.79 | ||
| Debt/EBITDA | 9.68 | ||
| Cap/Depr | 20.71% | ||
| Cap/Sales | 7.91% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | 77.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.07 | ||
| Quick Ratio | 0.06 | ||
| Altman-Z | 0.58 |
F-Score6
WACC6.92%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)121.52%
EPS 3Y54.6%
EPS 5Y-6.74%
EPS Q2Q%124.04%
EPS Next Y16.19%
EPS Next 2Y13.72%
EPS Next 3Y13.12%
EPS Next 5Y14.56%
Revenue 1Y (TTM)7.25%
Revenue growth 3Y28.01%
Revenue growth 5Y32.09%
Sales Q2Q%8.11%
Revenue Next Year3.62%
Revenue Next 2Y4%
Revenue Next 3Y4.33%
Revenue Next 5Y1.25%
EBIT growth 1Y-598.58%
EBIT growth 3Y101.33%
EBIT growth 5Y50.66%
EBIT Next Year56.43%
EBIT Next 3Y21.68%
EBIT Next 5Y14.21%
FCF growth 1Y475.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y140.21%
OCF growth 3YN/A
OCF growth 5YN/A