NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - BIT:NEXI - IT0005366767 - Common Stock
4.501 EUR
-0.06 (-1.42%)
NEXI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. While NEXI is still in line with the averages on profitability rating, there are concerns on its financial health. NEXI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
In the past year NEXI had a positive cash flow from operations.
NEXI had positive earnings in 4 of the past 5 years.
In the past 5 years NEXI always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 0.68%, NEXI perfoms like the industry average, outperforming 44.00% of the companies in the same industry.
NEXI has a Return On Equity (1.58%) which is in line with its industry peers.
NEXI's Return On Invested Capital of 1.41% is on the low side compared to the rest of the industry. NEXI is outperformed by 60.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for NEXI is significantly below the industry average of 9.85%.
The 3 year average ROIC (1.03%) for NEXI is below the current ROIC(1.41%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.41% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
NEXI has a Profit Margin (2.85%) which is comparable to the rest of the industry.
NEXI's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 7.08%, NEXI perfoms like the industry average, outperforming 46.00% of the companies in the same industry.
NEXI's Operating Margin has improved in the last couple of years.
NEXI's Gross Margin of 57.47% is in line compared to the rest of the industry. NEXI outperforms 60.00% of its industry peers.
In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), NEXI is destroying value.
NEXI has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, NEXI has more shares outstanding
NEXI has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.19, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 1.19, NEXI is not doing good in the industry: 62.00% of the companies in the same industry are doing better.
NEXI has a debt to FCF ratio of 11.03. This is a negative value and a sign of low solvency as NEXI would need 11.03 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 11.03, NEXI is in line with its industry, outperforming 50.00% of the companies in the same industry.
NEXI has a Debt/Equity ratio of 0.54. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.54, NEXI is in line with its industry, outperforming 44.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Altman-Z | 1.19 |
ROIC/WACC0.2
WACC6.97%
2.3 Liquidity
NEXI has a Current Ratio of 1.55. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.55, NEXI is in line with its industry, outperforming 56.00% of the companies in the same industry.
A Quick Ratio of 1.55 indicates that NEXI should not have too much problems paying its short term obligations.
NEXI has a Quick ratio (1.55) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 119.23% over the past year.
Measured over the past years, NEXI shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.37% on average per year.
The Revenue has been growing slightly by 6.48% in the past year.
Measured over the past years, NEXI shows a very strong growth in Revenue. The Revenue has been growing by 32.10% on average per year.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
The Earnings Per Share is expected to grow by 13.50% on average over the next years. This is quite good.
Based on estimates for the next years, NEXI will show a small growth in Revenue. The Revenue will grow by 4.27% on average per year.
EPS Next Y11.93%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
EPS Next 5Y13.5%
Revenue Next Year2.79%
Revenue Next 2Y3.3%
Revenue Next 3Y3.73%
Revenue Next 5Y4.27%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 30.01, NEXI can be considered very expensive at the moment.
NEXI's Price/Earnings is on the same level as the industry average.
NEXI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.51.
Based on the Price/Forward Earnings ratio of 6.03, the valuation of NEXI can be described as very cheap.
Based on the Price/Forward Earnings ratio, NEXI is valued cheaply inside the industry as 88.00% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of NEXI to the average of the S&P500 Index (22.53), we can say NEXI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.01 | ||
| Fwd PE | 6.03 |
4.2 Price Multiples
NEXI's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. NEXI is cheaper than 74.00% of the companies in the same industry.
80.00% of the companies in the same industry are more expensive than NEXI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.2 | ||
| EV/EBITDA | 7 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.52
PEG (5Y)N/A
EPS Next 2Y12.2%
EPS Next 3Y11.3%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.43%, NEXI is a good candidate for dividend investing.
NEXI's Dividend Yield is rather good when compared to the industry average which is at 3.30. NEXI pays more dividend than 90.00% of the companies in the same industry.
NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.43% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
187.58% of the earnings are spent on dividend by NEXI. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
BIT:NEXI (11/3/2025, 7:00:00 PM)
4.501
-0.06 (-1.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners18.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.28B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts78.18
Price Target6.6 (46.63%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.43% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-6.83%
PT rev (3m)-6.25%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-3.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.46%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.01 | ||
| Fwd PE | 6.03 | ||
| P/S | 0.9 | ||
| P/FCF | 8.2 | ||
| P/OCF | 4.93 | ||
| P/B | 0.5 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7 |
EPS(TTM)0.15
EY3.33%
EPS(NY)0.75
Fwd EY16.59%
FCF(TTM)0.55
FCFY12.19%
OCF(TTM)0.91
OCFY20.27%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)2.52
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.87% | ||
| ROIC | 1.41% | ||
| ROICexc | 1.63% | ||
| ROICexgc | 10.92% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Debt/EBITDA | 4.25 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 | ||
| Altman-Z | 1.19 |
F-Score7
WACC6.97%
ROIC/WACC0.2
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y11.93%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
EPS Next 5Y13.5%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.79%
Revenue Next 2Y3.3%
Revenue Next 3Y3.73%
Revenue Next 5Y4.27%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year54.05%
EBIT Next 3Y20.09%
EBIT Next 5Y14.82%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 4 / 10 to NEXI.MI.
What is the valuation status of NEXI SPA (NEXI.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 4 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 30.01 and the Price/Book (PB) ratio is 0.5.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.