NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - BIT:NEXI - IT0005366767 - Common Stock
4.722 EUR
-0.06 (-1.34%)
We assign a fundamental rating of 4 out of 10 to NEXI. NEXI was compared to 51 industry peers in the Financial Services industry. There are concerns on the financial health of NEXI while its profitability can be described as average. NEXI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
In the past year NEXI had a positive cash flow from operations.
NEXI had positive earnings in 4 of the past 5 years.
NEXI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of NEXI (0.68%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 1.58%, NEXI is in line with its industry, outperforming 47.06% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 1.41%, NEXI is doing worse than 60.78% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for NEXI is significantly below the industry average of 10.03%.
The last Return On Invested Capital (1.41%) for NEXI is above the 3 year average (1.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.41% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
Looking at the Profit Margin, with a value of 2.85%, NEXI is in line with its industry, outperforming 47.06% of the companies in the same industry.
NEXI's Profit Margin has declined in the last couple of years.
NEXI has a Operating Margin of 7.08%. This is comparable to the rest of the industry: NEXI outperforms 45.10% of its industry peers.
NEXI's Operating Margin has improved in the last couple of years.
NEXI has a Gross Margin of 57.47%. This is comparable to the rest of the industry: NEXI outperforms 56.86% of its industry peers.
In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NEXI is destroying value.
Compared to 1 year ago, NEXI has less shares outstanding
Compared to 5 years ago, NEXI has more shares outstanding
NEXI has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.20, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
NEXI's Altman-Z score of 1.20 is on the low side compared to the rest of the industry. NEXI is outperformed by 62.75% of its industry peers.
NEXI has a debt to FCF ratio of 11.03. This is a negative value and a sign of low solvency as NEXI would need 11.03 years to pay back of all of its debts.
NEXI has a Debt to FCF ratio (11.03) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.54 indicates that NEXI is somewhat dependend on debt financing.
NEXI's Debt to Equity ratio of 0.54 is in line compared to the rest of the industry. NEXI outperforms 45.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Altman-Z | 1.2 |
ROIC/WACC0.21
WACC6.76%
2.3 Liquidity
A Current Ratio of 1.55 indicates that NEXI should not have too much problems paying its short term obligations.
The Current ratio of NEXI (1.55) is comparable to the rest of the industry.
NEXI has a Quick Ratio of 1.55. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
NEXI's Quick ratio of 1.55 is fine compared to the rest of the industry. NEXI outperforms 62.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
The Earnings Per Share has been decreasing by -7.37% on average over the past years.
NEXI shows a small growth in Revenue. In the last year, the Revenue has grown by 6.48%.
The Revenue has been growing by 32.10% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
NEXI is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.50% yearly.
Based on estimates for the next years, NEXI will show a small growth in Revenue. The Revenue will grow by 4.27% on average per year.
EPS Next Y11.93%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
EPS Next 5Y13.5%
Revenue Next Year2.79%
Revenue Next 2Y3.3%
Revenue Next 3Y3.73%
Revenue Next 5Y4.27%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 31.48, NEXI can be considered very expensive at the moment.
NEXI's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.08, NEXI is valued at the same level.
With a Price/Forward Earnings ratio of 6.32, the valuation of NEXI can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NEXI indicates a rather cheap valuation: NEXI is cheaper than 88.24% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.09, NEXI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.48 | ||
| Fwd PE | 6.32 |
4.2 Price Multiples
NEXI's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. NEXI is cheaper than 70.59% of the companies in the same industry.
NEXI's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. NEXI is cheaper than 76.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.6 | ||
| EV/EBITDA | 7.19 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.64
PEG (5Y)N/A
EPS Next 2Y12.2%
EPS Next 3Y11.3%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.34%, NEXI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.47, NEXI pays a better dividend. On top of this NEXI pays more dividend than 90.20% of the companies listed in the same industry.
NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.34% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
187.58% of the earnings are spent on dividend by NEXI. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
BIT:NEXI (10/28/2025, 5:35:15 PM)
4.722
-0.06 (-1.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners18.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.54B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts78.18
Price Target7.09 (50.15%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.34% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.63%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-3.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)-0.46%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.48 | ||
| Fwd PE | 6.32 | ||
| P/S | 0.94 | ||
| P/FCF | 8.6 | ||
| P/OCF | 5.18 | ||
| P/B | 0.52 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.19 |
EPS(TTM)0.15
EY3.18%
EPS(NY)0.75
Fwd EY15.81%
FCF(TTM)0.55
FCFY11.62%
OCF(TTM)0.91
OCFY19.32%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)2.64
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.87% | ||
| ROIC | 1.41% | ||
| ROICexc | 1.63% | ||
| ROICexgc | 10.92% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Debt/EBITDA | 4.25 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 | ||
| Altman-Z | 1.2 |
F-Score7
WACC6.76%
ROIC/WACC0.21
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y11.93%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
EPS Next 5Y13.5%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.79%
Revenue Next 2Y3.3%
Revenue Next 3Y3.73%
Revenue Next 5Y4.27%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year54.05%
EBIT Next 3Y20.09%
EBIT Next 5Y14.82%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 4 / 10 to NEXI.MI.
What is the valuation status of NEXI SPA (NEXI.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 4 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 31.48 and the Price/Book (PB) ratio is 0.52.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.