NEXI SPA (NEXI.MI) Stock Fundamental Analysis
BIT:NEXI - Euronext Milan - IT0005366767 - Common Stock - Currency: EUR
Taking everything into account, NEXI scores 3 out of 10 in our fundamental rating. NEXI was compared to 49 industry peers in the Financial Services industry. NEXI has a bad profitability rating. Also its financial health evaluation is rather negative. NEXI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
In the past year NEXI had a positive cash flow from operations.
NEXI had positive earnings in 4 of the past 5 years.
In the past 5 years NEXI always reported a positive cash flow from operatings.
1.2 Ratios
NEXI has a worse Return On Assets (0.68%) than 65.31% of its industry peers.
NEXI has a worse Return On Equity (1.53%) than 65.31% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.29%, NEXI is doing worse than 69.39% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for NEXI is significantly below the industry average of 10.56%.
The 3 year average ROIC (1.03%) for NEXI is below the current ROIC(1.29%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.53% | ||
| ROIC | 1.29% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
With a Profit Margin value of 2.85%, NEXI is not doing good in the industry: 65.31% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of NEXI has declined.
NEXI's Operating Margin of 7.08% is on the low side compared to the rest of the industry. NEXI is outperformed by 69.39% of its industry peers.
NEXI's Operating Margin has improved in the last couple of years.
NEXI's Gross Margin of 57.47% is in line compared to the rest of the industry. NEXI outperforms 55.10% of its industry peers.
NEXI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
NEXI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, NEXI has less shares outstanding
NEXI has more shares outstanding than it did 5 years ago.
The debt/assets ratio for NEXI has been reduced compared to a year ago.
2.2 Solvency
NEXI has an Altman-Z score of 0.88. This is a bad value and indicates that NEXI is not financially healthy and even has some risk of bankruptcy.
NEXI has a Altman-Z score (0.88) which is comparable to the rest of the industry.
NEXI has a debt to FCF ratio of 19.36. This is a negative value and a sign of low solvency as NEXI would need 19.36 years to pay back of all of its debts.
With a Debt to FCF ratio value of 19.36, NEXI is not doing good in the industry: 65.31% of the companies in the same industry are doing better.
A Debt/Equity ratio of 0.93 indicates that NEXI is somewhat dependend on debt financing.
NEXI's Debt to Equity ratio of 0.93 is on the low side compared to the rest of the industry. NEXI is outperformed by 63.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.93 | ||
| Debt/FCF | 19.36 | ||
| Altman-Z | 0.88 |
ROIC/WACC0.19
WACC6.92%
2.3 Liquidity
NEXI has a Current Ratio of 0.02. This is a bad value and indicates that NEXI is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.02, NEXI is doing worse than 79.59% of the companies in the same industry.
A Quick Ratio of 0.01 indicates that NEXI may have some problems paying its short term obligations.
NEXI's Quick ratio of 0.01 is on the low side compared to the rest of the industry. NEXI is outperformed by 79.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 119.23% over the past year.
NEXI shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.37% yearly.
NEXI shows a small growth in Revenue. In the last year, the Revenue has grown by 6.48%.
NEXI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 32.10% yearly.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%N/A
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%N/A
3.2 Future
NEXI is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.56% yearly.
NEXI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.66% yearly.
EPS Next Y16.19%
EPS Next 2Y13.72%
EPS Next 3Y13.12%
EPS Next 5Y14.56%
Revenue Next Year2.87%
Revenue Next 2Y3.53%
Revenue Next 3Y4.03%
Revenue Next 5Y0.66%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 35.80 indicates a quite expensive valuation of NEXI.
NEXI's Price/Earnings ratio is a bit more expensive when compared to the industry. NEXI is more expensive than 61.22% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.93, NEXI is valued a bit more expensive.
Based on the Price/Forward Earnings ratio of 7.00, the valuation of NEXI can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NEXI indicates a rather cheap valuation: NEXI is cheaper than 87.76% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 35.31, NEXI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.8 | ||
| Fwd PE | 7 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, NEXI is valued a bit cheaper than 69.39% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, NEXI is valued a bit cheaper than the industry average as 73.47% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.53 | ||
| EV/EBITDA | 7.57 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as NEXI's earnings are expected to grow with 13.12% in the coming years.
PEG (NY)2.21
PEG (5Y)N/A
EPS Next 2Y13.72%
EPS Next 3Y13.12%
5. Dividend
5.1 Amount
NEXI has a Yearly Dividend Yield of 4.57%, which is a nice return.
NEXI's Dividend Yield is a higher than the industry average which is at 3.62.
Compared to an average S&P500 Dividend Yield of 2.39, NEXI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.57% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 1.75% of its income as dividend. This is a sustainable payout ratio.
DP1.75%
EPS Next 2Y13.72%
EPS Next 3Y13.12%
BIT:NEXI (8/14/2025, 7:00:00 PM)
5.37
0 (-0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners16.17%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap6.61B
Analysts78.18
Price Target7.03 (30.91%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.57% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP1.75%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.13%
PT rev (3m)0.12%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.38%
Revenue NY rev (3m)-0.73%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.8 | ||
| Fwd PE | 7 | ||
| P/S | 1.12 | ||
| P/FCF | 12.53 | ||
| P/OCF | 6.78 | ||
| P/B | 0.6 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.57 |
EPS(TTM)0.15
EY2.79%
EPS(NY)0.77
Fwd EY14.28%
FCF(TTM)0.43
FCFY7.98%
OCF(TTM)0.79
OCFY14.74%
SpS4.78
BVpS8.89
TBVpS-4.26
PEG (NY)2.21
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.53% | ||
| ROCE | 2.38% | ||
| ROIC | 1.29% | ||
| ROICexc | 1.3% | ||
| ROICexgc | 4.99% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 8.96% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexcg growth 3Y85.42%
ROICexcg growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.93 | ||
| Debt/FCF | 19.36 | ||
| Debt/EBITDA | 7.69 | ||
| Cap/Depr | 49.05% | ||
| Cap/Sales | 7.6% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 73.37% | ||
| Profit Quality | 314.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | 0.88 |
F-Score7
WACC6.92%
ROIC/WACC0.19
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%N/A
EPS Next Y16.19%
EPS Next 2Y13.72%
EPS Next 3Y13.12%
EPS Next 5Y14.56%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%N/A
Revenue Next Year2.87%
Revenue Next 2Y3.53%
Revenue Next 3Y4.03%
Revenue Next 5Y0.66%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year55.56%
EBIT Next 3Y21.2%
EBIT Next 5Y14.21%
FCF growth 1Y20.36%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y7.93%
OCF growth 3Y44.33%
OCF growth 5Y40.14%