NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:NEXI - IT0005366767 - Common Stock
3.766 EUR
+0.04 (+0.94%)
Overall NEXI gets a fundamental rating of 5 out of 10. We evaluated NEXI against 60 industry peers in the Financial Services industry. NEXI has only an average score on both its financial health and profitability. NEXI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year NEXI was profitable.
- NEXI had a positive operating cash flow in the past year.
- Of the past 5 years NEXI 4 years were profitable.
- Each year in the past 5 years NEXI had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of NEXI (0.68%) is comparable to the rest of the industry.
- NEXI has a Return On Equity (1.58%) which is comparable to the rest of the industry.
- With a Return On Invested Capital value of 1.39%, NEXI perfoms like the industry average, outperforming 41.67% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for NEXI is significantly below the industry average of 10.51%.
- The 3 year average ROIC (1.03%) for NEXI is below the current ROIC(1.39%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.39% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
- The Profit Margin of NEXI (2.85%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of NEXI has declined.
- NEXI has a Operating Margin (7.08%) which is in line with its industry peers.
- In the last couple of years the Operating Margin of NEXI has grown nicely.
- NEXI's Gross Margin of 57.47% is in line compared to the rest of the industry. NEXI outperforms 56.67% of its industry peers.
- In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NEXI is destroying value.
- Compared to 1 year ago, NEXI has less shares outstanding
- The number of shares outstanding for NEXI has been increased compared to 5 years ago.
- NEXI has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 1.16, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.16, NEXI is in line with its industry, outperforming 45.00% of the companies in the same industry.
- NEXI has a debt to FCF ratio of 10.65. This is a negative value and a sign of low solvency as NEXI would need 10.65 years to pay back of all of its debts.
- NEXI has a Debt to FCF ratio (10.65) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.53 indicates that NEXI is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.53, NEXI is in line with its industry, outperforming 51.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Altman-Z | 1.16 |
ROIC/WACC0.2
WACC7.04%
2.3 Liquidity
- A Current Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
- The Current ratio of NEXI (1.68) is better than 66.67% of its industry peers.
- A Quick Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
- NEXI has a Quick ratio of 1.68. This is in the better half of the industry: NEXI outperforms 71.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
- NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
- The Earnings Per Share has been decreasing by -7.37% on average over the past years.
- NEXI shows a small growth in Revenue. In the last year, the Revenue has grown by 6.48%.
- NEXI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 32.10% yearly.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
- The Earnings Per Share is expected to grow by 13.43% on average over the next years. This is quite good.
- The Revenue is expected to grow by 4.34% on average over the next years.
EPS Next Y12.47%
EPS Next 2Y9.94%
EPS Next 3Y9.91%
EPS Next 5Y13.43%
Revenue Next Year2.79%
Revenue Next 2Y2.46%
Revenue Next 3Y2.92%
Revenue Next 5Y4.34%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 25.11, the valuation of NEXI can be described as expensive.
- Compared to the rest of the industry, the Price/Earnings ratio of NEXI is on the same level as its industry peers.
- NEXI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.32.
- The Price/Forward Earnings ratio is 5.25, which indicates a rather cheap valuation of NEXI.
- 91.67% of the companies in the same industry are more expensive than NEXI, based on the Price/Forward Earnings ratio.
- NEXI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.11 | ||
| Fwd PE | 5.25 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, NEXI is valued a bit cheaper than 76.67% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of NEXI indicates a rather cheap valuation: NEXI is cheaper than 85.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.86 | ||
| EV/EBITDA | 6.08 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.01
PEG (5Y)N/A
EPS Next 2Y9.94%
EPS Next 3Y9.91%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.61%, NEXI is a good candidate for dividend investing.
- The stock price of NEXI dropped by -21.19% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- Compared to an average industry Dividend Yield of 1.95, NEXI pays a better dividend. On top of this NEXI pays more dividend than 93.33% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.86, NEXI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.61% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y9.94%
EPS Next 3Y9.91%
BIT:NEXI (1/22/2026, 10:07:08 AM)
3.766
+0.04 (+0.94%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-04 2025-11-04
Earnings (Next)02-25 2026-02-25/amc
Inst Owners21.75%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.42B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts76.36
Price Target5.62 (49.23%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.61% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.55%
PT rev (3m)-20.74%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.19%
EPS NY rev (3m)0.49%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.11 | ||
| Fwd PE | 5.25 | ||
| P/S | 0.75 | ||
| P/FCF | 6.86 | ||
| P/OCF | 4.13 | ||
| P/B | 0.42 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.08 |
EPS(TTM)0.15
EY3.98%
EPS(NY)0.72
Fwd EY19.03%
FCF(TTM)0.55
FCFY14.57%
OCF(TTM)0.91
OCFY24.22%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)2.01
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.86% | ||
| ROIC | 1.39% | ||
| ROICexc | 1.61% | ||
| ROICexgc | 10.24% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 1.16 |
F-Score7
WACC7.04%
ROIC/WACC0.2
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y12.47%
EPS Next 2Y9.94%
EPS Next 3Y9.91%
EPS Next 5Y13.43%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.79%
Revenue Next 2Y2.46%
Revenue Next 3Y2.92%
Revenue Next 5Y4.34%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year52.94%
EBIT Next 3Y20.92%
EBIT Next 5Y14.74%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status for NEXI stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 5 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 25.11 and the Price/Book (PB) ratio is 0.42.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.