NEXI SPA (NEXI.MI) Stock Fundamental Analysis
BIT:NEXI - IT0005366767 - Common Stock
5.224 EUR
-0.03 (-0.61%)
NEXI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 46 industry peers in the Financial Services industry. The financial health of NEXI is average, but there are quite some concerns on its profitability. NEXI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year NEXI was profitable.
In the past year NEXI had a positive cash flow from operations.
Of the past 5 years NEXI 4 years were profitable.
Each year in the past 5 years NEXI had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.68%, NEXI is doing worse than 60.87% of the companies in the same industry.
NEXI has a Return On Equity of 1.58%. This is in the lower half of the industry: NEXI underperforms 60.87% of its industry peers.
With a Return On Invested Capital value of 1.41%, NEXI is not doing good in the industry: 63.04% of the companies in the same industry are doing better.
NEXI had an Average Return On Invested Capital over the past 3 years of 1.03%. This is significantly below the industry average of 10.94%.
The last Return On Invested Capital (1.41%) for NEXI is above the 3 year average (1.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.41% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
NEXI has a Profit Margin of 2.85%. This is in the lower half of the industry: NEXI underperforms 60.87% of its industry peers.
NEXI's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 7.08%, NEXI is doing worse than 60.87% of the companies in the same industry.
In the last couple of years the Operating Margin of NEXI has grown nicely.
NEXI has a Gross Margin (57.47%) which is in line with its industry peers.
NEXI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NEXI is destroying value.
Compared to 1 year ago, NEXI has less shares outstanding
The number of shares outstanding for NEXI has been increased compared to 5 years ago.
The debt/assets ratio for NEXI has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.24, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 1.24, NEXI perfoms like the industry average, outperforming 41.30% of the companies in the same industry.
The Debt to FCF ratio of NEXI is 11.03, which is on the high side as it means it would take NEXI, 11.03 years of fcf income to pay off all of its debts.
NEXI has a Debt to FCF ratio (11.03) which is in line with its industry peers.
NEXI has a Debt/Equity ratio of 0.54. This is a neutral value indicating NEXI is somewhat dependend on debt financing.
NEXI has a Debt to Equity ratio (0.54) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Altman-Z | 1.24 |
ROIC/WACC0.21
WACC6.83%
2.3 Liquidity
NEXI has a Current Ratio of 1.55. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.55, NEXI is in the better half of the industry, outperforming 67.39% of the companies in the same industry.
NEXI has a Quick Ratio of 1.55. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
NEXI has a Quick ratio of 1.55. This is in the better half of the industry: NEXI outperforms 67.39% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
The Earnings Per Share has been decreasing by -7.37% on average over the past years.
NEXI shows a small growth in Revenue. In the last year, the Revenue has grown by 6.48%.
NEXI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 32.10% yearly.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
NEXI is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.60% yearly.
NEXI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.36% yearly.
EPS Next Y11.85%
EPS Next 2Y12.44%
EPS Next 3Y11.93%
EPS Next 5Y13.6%
Revenue Next Year2.79%
Revenue Next 2Y3.4%
Revenue Next 3Y3.85%
Revenue Next 5Y4.36%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 34.83 indicates a quite expensive valuation of NEXI.
The rest of the industry has a similar Price/Earnings ratio as NEXI.
NEXI is valuated rather expensively when we compare the Price/Earnings ratio to 27.06, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 6.97 indicates a rather cheap valuation of NEXI.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NEXI indicates a rather cheap valuation: NEXI is cheaper than 86.96% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.69. NEXI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.83 | ||
| Fwd PE | 6.97 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NEXI indicates a somewhat cheap valuation: NEXI is cheaper than 67.39% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, NEXI is valued a bit cheaper than 78.26% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.99 | ||
| EV/EBITDA | 7.83 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.94
PEG (5Y)N/A
EPS Next 2Y12.44%
EPS Next 3Y11.93%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.76%, NEXI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.52, NEXI pays a better dividend. On top of this NEXI pays more dividend than 82.61% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.45, NEXI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.76% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y12.44%
EPS Next 3Y11.93%
BIT:NEXI (9/8/2025, 4:36:07 PM)
5.224
-0.03 (-0.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners16.17%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap6.43B
Analysts78.18
Price Target7.11 (36.1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.76% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.02%
PT rev (3m)1.28%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.74%
EPS NY rev (3m)-3.74%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.08%
Revenue NY rev (3m)-0.46%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.83 | ||
| Fwd PE | 6.97 | ||
| P/S | 1.09 | ||
| P/FCF | 9.99 | ||
| P/OCF | 6.01 | ||
| P/B | 0.61 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.83 |
EPS(TTM)0.15
EY2.87%
EPS(NY)0.75
Fwd EY14.35%
FCF(TTM)0.52
FCFY10.01%
OCF(TTM)0.87
OCFY16.65%
SpS4.78
BVpS8.6
TBVpS-4.38
PEG (NY)2.94
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.87% | ||
| ROIC | 1.41% | ||
| ROICexc | 1.63% | ||
| ROICexgc | 10.92% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexcg growth 3Y85.42%
ROICexcg growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Debt/EBITDA | 4.25 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 | ||
| Altman-Z | 1.24 |
F-Score7
WACC6.83%
ROIC/WACC0.21
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y11.85%
EPS Next 2Y12.44%
EPS Next 3Y11.93%
EPS Next 5Y13.6%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.79%
Revenue Next 2Y3.4%
Revenue Next 3Y3.85%
Revenue Next 5Y4.36%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year55.56%
EBIT Next 3Y21.2%
EBIT Next 5Y14.92%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%