NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:NEXI - IT0005366767 - Common Stock
4.019 EUR
+0.05 (+1.18%)
Overall NEXI gets a fundamental rating of 5 out of 10. We evaluated NEXI against 53 industry peers in the Financial Services industry. Both the profitability and the financial health of NEXI get a neutral evaluation. Nothing too spectacular is happening here. NEXI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
NEXI had a positive operating cash flow in the past year.
NEXI had positive earnings in 4 of the past 5 years.
In the past 5 years NEXI always reported a positive cash flow from operatings.
1.2 Ratios
NEXI has a Return On Assets of 0.68%. This is comparable to the rest of the industry: NEXI outperforms 50.94% of its industry peers.
NEXI has a Return On Equity of 1.58%. This is comparable to the rest of the industry: NEXI outperforms 50.94% of its industry peers.
NEXI has a Return On Invested Capital of 1.39%. This is comparable to the rest of the industry: NEXI outperforms 47.17% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for NEXI is significantly below the industry average of 8.74%.
The last Return On Invested Capital (1.39%) for NEXI is above the 3 year average (1.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.39% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
NEXI has a Profit Margin of 2.85%. This is comparable to the rest of the industry: NEXI outperforms 50.94% of its industry peers.
NEXI's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 7.08%, NEXI is in line with its industry, outperforming 50.94% of the companies in the same industry.
In the last couple of years the Operating Margin of NEXI has grown nicely.
NEXI has a Gross Margin of 57.47%. This is in the better half of the industry: NEXI outperforms 62.26% of its industry peers.
In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so NEXI is destroying value.
The number of shares outstanding for NEXI has been reduced compared to 1 year ago.
NEXI has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, NEXI has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.17, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
NEXI's Altman-Z score of 1.17 is in line compared to the rest of the industry. NEXI outperforms 47.17% of its industry peers.
The Debt to FCF ratio of NEXI is 10.65, which is on the high side as it means it would take NEXI, 10.65 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of NEXI (10.65) is comparable to the rest of the industry.
A Debt/Equity ratio of 0.53 indicates that NEXI is somewhat dependend on debt financing.
NEXI's Debt to Equity ratio of 0.53 is in line compared to the rest of the industry. NEXI outperforms 49.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Altman-Z | 1.17 |
ROIC/WACC0.21
WACC6.71%
2.3 Liquidity
A Current Ratio of 1.68 indicates that NEXI should not have too much problems paying its short term obligations.
NEXI has a Current ratio of 1.68. This is in the better half of the industry: NEXI outperforms 66.04% of its industry peers.
NEXI has a Quick Ratio of 1.68. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
NEXI has a Quick ratio of 1.68. This is in the better half of the industry: NEXI outperforms 71.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
Measured over the past years, NEXI shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.37% on average per year.
Looking at the last year, NEXI shows a small growth in Revenue. The Revenue has grown by 6.48% in the last year.
Measured over the past years, NEXI shows a very strong growth in Revenue. The Revenue has been growing by 32.10% on average per year.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
The Earnings Per Share is expected to grow by 13.94% on average over the next years. This is quite good.
Based on estimates for the next years, NEXI will show a small growth in Revenue. The Revenue will grow by 3.53% on average per year.
EPS Next Y13.61%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
EPS Next 5Y13.94%
Revenue Next Year2.56%
Revenue Next 2Y3.02%
Revenue Next 3Y3.45%
Revenue Next 5Y3.53%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 26.79, which means the current valuation is very expensive for NEXI.
Compared to the rest of the industry, the Price/Earnings ratio of NEXI indicates a somewhat cheap valuation: NEXI is cheaper than 60.38% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of NEXI to the average of the S&P500 Index (26.15), we can say NEXI is valued inline with the index average.
A Price/Forward Earnings ratio of 5.46 indicates a rather cheap valuation of NEXI.
Based on the Price/Forward Earnings ratio, NEXI is valued cheaper than 90.57% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 36.12. NEXI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.79 | ||
| Fwd PE | 5.46 |
4.2 Price Multiples
NEXI's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. NEXI is cheaper than 73.58% of the companies in the same industry.
79.25% of the companies in the same industry are more expensive than NEXI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.32 | ||
| EV/EBITDA | 6.3 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.97
PEG (5Y)N/A
EPS Next 2Y11.41%
EPS Next 3Y10.78%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.68%, NEXI is a good candidate for dividend investing.
The stock price of NEXI dropped by -26.74% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 3.54, NEXI pays a better dividend. On top of this NEXI pays more dividend than 92.45% of the companies listed in the same industry.
NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.68% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
BIT:NEXI (11/28/2025, 5:36:15 PM)
4.019
+0.05 (+1.18%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners18.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.71B
Revenue(TTM)5.88B
Net Income(TTM)167.36M
Analysts77.27
Price Target5.95 (48.05%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.68% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-16.06%
PT rev (3m)-15.24%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.5%
EPS NY rev (3m)1.58%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)-0.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.79 | ||
| Fwd PE | 5.46 | ||
| P/S | 0.8 | ||
| P/FCF | 7.32 | ||
| P/OCF | 4.41 | ||
| P/B | 0.45 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.3 |
EPS(TTM)0.15
EY3.73%
EPS(NY)0.74
Fwd EY18.32%
FCF(TTM)0.55
FCFY13.65%
OCF(TTM)0.91
OCFY22.7%
SpS5.02
BVpS9.02
TBVpS-4.6
PEG (NY)1.97
PEG (5Y)N/A
Graham Number5.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.86% | ||
| ROIC | 1.39% | ||
| ROICexc | 1.61% | ||
| ROICexgc | 10.24% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexgc growth 3Y85.42%
ROICexgc growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.53 | ||
| Debt/FCF | 10.65 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.68 | ||
| Altman-Z | 1.17 |
F-Score7
WACC6.71%
ROIC/WACC0.21
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y13.61%
EPS Next 2Y11.41%
EPS Next 3Y10.78%
EPS Next 5Y13.94%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.56%
Revenue Next 2Y3.02%
Revenue Next 3Y3.45%
Revenue Next 5Y3.53%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year54.05%
EBIT Next 3Y20.09%
EBIT Next 5Y15.25%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%
NEXI SPA / NEXI.MI FAQ
What is the fundamental rating for NEXI stock?
ChartMill assigns a fundamental rating of 5 / 10 to NEXI.MI.
What is the valuation status of NEXI SPA (NEXI.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to NEXI SPA (NEXI.MI). This can be considered as Fairly Valued.
How profitable is NEXI SPA (NEXI.MI) stock?
NEXI SPA (NEXI.MI) has a profitability rating of 5 / 10.
What is the valuation of NEXI SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NEXI SPA (NEXI.MI) is 26.79 and the Price/Book (PB) ratio is 0.45.
How sustainable is the dividend of NEXI SPA (NEXI.MI) stock?
The dividend rating of NEXI SPA (NEXI.MI) is 5 / 10 and the dividend payout ratio is 187.58%.