NEXI SPA (NEXI.MI) Stock Fundamental Analysis
Europe - BIT:NEXI - IT0005366767 - Common Stock
4.78 EUR
+0.03 (+0.55%)
NEXI gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 49 industry peers in the Financial Services industry. NEXI has only an average score on both its financial health and profitability. NEXI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
NEXI had positive earnings in the past year.
In the past year NEXI had a positive cash flow from operations.
Of the past 5 years NEXI 4 years were profitable.
Each year in the past 5 years NEXI had a positive operating cash flow.
1.2 Ratios
NEXI has a Return On Assets of 0.68%. This is in the lower half of the industry: NEXI underperforms 63.27% of its industry peers.
NEXI has a Return On Equity (1.58%) which is comparable to the rest of the industry.
NEXI's Return On Invested Capital of 1.41% is on the low side compared to the rest of the industry. NEXI is outperformed by 65.31% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for NEXI is significantly below the industry average of 11.58%.
The last Return On Invested Capital (1.41%) for NEXI is above the 3 year average (1.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROIC | 1.41% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
1.3 Margins
Looking at the Profit Margin, with a value of 2.85%, NEXI is doing worse than 61.22% of the companies in the same industry.
NEXI's Profit Margin has declined in the last couple of years.
NEXI's Operating Margin of 7.08% is on the low side compared to the rest of the industry. NEXI is outperformed by 61.22% of its industry peers.
NEXI's Operating Margin has improved in the last couple of years.
NEXI has a Gross Margin (57.47%) which is in line with its industry peers.
In the last couple of years the Gross Margin of NEXI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% |
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), NEXI is destroying value.
NEXI has less shares outstanding than it did 1 year ago.
The number of shares outstanding for NEXI has been increased compared to 5 years ago.
NEXI has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.21, we must say that NEXI is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.21, NEXI is doing worse than 61.22% of the companies in the same industry.
The Debt to FCF ratio of NEXI is 11.03, which is on the high side as it means it would take NEXI, 11.03 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of NEXI (11.03) is comparable to the rest of the industry.
A Debt/Equity ratio of 0.54 indicates that NEXI is somewhat dependend on debt financing.
NEXI's Debt to Equity ratio of 0.54 is in line compared to the rest of the industry. NEXI outperforms 44.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Altman-Z | 1.21 |
ROIC/WACC0.21
WACC6.84%
2.3 Liquidity
NEXI has a Current Ratio of 1.55. This is a normal value and indicates that NEXI is financially healthy and should not expect problems in meeting its short term obligations.
NEXI's Current ratio of 1.55 is fine compared to the rest of the industry. NEXI outperforms 63.27% of its industry peers.
A Quick Ratio of 1.55 indicates that NEXI should not have too much problems paying its short term obligations.
NEXI has a Quick ratio of 1.55. This is in the better half of the industry: NEXI outperforms 67.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 |
3. Growth
3.1 Past
NEXI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 119.23%, which is quite impressive.
The Earnings Per Share has been decreasing by -7.37% on average over the past years.
NEXI shows a small growth in Revenue. In the last year, the Revenue has grown by 6.48%.
NEXI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 32.10% yearly.
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
3.2 Future
The Earnings Per Share is expected to grow by 13.60% on average over the next years. This is quite good.
NEXI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.36% yearly.
EPS Next Y11.93%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
EPS Next 5Y13.6%
Revenue Next Year2.82%
Revenue Next 2Y3.39%
Revenue Next 3Y3.81%
Revenue Next 5Y4.36%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 31.87, NEXI can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of NEXI is on the same level as its industry peers.
NEXI is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.54, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 6.40, the valuation of NEXI can be described as very cheap.
Based on the Price/Forward Earnings ratio, NEXI is valued cheaply inside the industry as 87.76% of the companies are valued more expensively.
NEXI is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.05, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.87 | ||
| Fwd PE | 6.4 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NEXI indicates a somewhat cheap valuation: NEXI is cheaper than 69.39% of the companies listed in the same industry.
NEXI's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. NEXI is cheaper than 77.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.14 | ||
| EV/EBITDA | 7.37 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NEXI does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.67
PEG (5Y)N/A
EPS Next 2Y12.2%
EPS Next 3Y11.3%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.26%, NEXI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.63, NEXI pays a better dividend. On top of this NEXI pays more dividend than 85.71% of the companies listed in the same industry.
NEXI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.26% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
NEXI pays out 187.58% of its income as dividend. This is not a sustainable payout ratio.
DP187.58%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
BIT:NEXI (9/29/2025, 3:38:46 PM)
4.78
+0.03 (+0.55%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners18.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.88B
Analysts78.18
Price Target7.09 (48.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.26% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP187.58%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.97%
PT rev (3m)0.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.07%
EPS NY rev (3m)-3.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)-0.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.87 | ||
| Fwd PE | 6.4 | ||
| P/S | 1 | ||
| P/FCF | 9.14 | ||
| P/OCF | 5.5 | ||
| P/B | 0.56 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.37 |
EPS(TTM)0.15
EY3.14%
EPS(NY)0.75
Fwd EY15.62%
FCF(TTM)0.52
FCFY10.94%
OCF(TTM)0.87
OCFY18.19%
SpS4.78
BVpS8.6
TBVpS-4.38
PEG (NY)2.67
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 1.58% | ||
| ROCE | 1.87% | ||
| ROIC | 1.41% | ||
| ROICexc | 1.63% | ||
| ROICexgc | 10.92% | ||
| OM | 7.08% | ||
| PM (TTM) | 2.85% | ||
| GM | 57.47% | ||
| FCFM | 10.94% |
ROA(3y)-0.86%
ROA(5y)-0.08%
ROE(3y)-2.09%
ROE(5y)0.46%
ROIC(3y)1.03%
ROIC(5y)1.15%
ROICexc(3y)1.05%
ROICexc(5y)1.18%
ROICexgc(3y)4.14%
ROICexgc(5y)4.26%
ROCE(3y)1.85%
ROCE(5y)2.32%
ROICexcg growth 3Y85.42%
ROICexcg growth 5Y23.49%
ROICexc growth 3Y107.74%
ROICexc growth 5Y13.46%
OM growth 3Y63.82%
OM growth 5Y17.09%
PM growth 3Y28.31%
PM growth 5Y-21%
GM growth 3Y1.91%
GM growth 5Y0.61%
F-Score7
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 11.03 | ||
| Debt/EBITDA | 4.25 | ||
| Cap/Depr | 46.06% | ||
| Cap/Sales | 7.25% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.73% | ||
| Profit Quality | 384.47% | ||
| Current Ratio | 1.55 | ||
| Quick Ratio | 1.55 | ||
| Altman-Z | 1.21 |
F-Score7
WACC6.84%
ROIC/WACC0.21
Cap/Depr(3y)42.35%
Cap/Depr(5y)56.56%
Cap/Sales(3y)8.77%
Cap/Sales(5y)9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)119.23%
EPS 3Y55.36%
EPS 5Y-7.37%
EPS Q2Q%441%
EPS Next Y11.93%
EPS Next 2Y12.2%
EPS Next 3Y11.3%
EPS Next 5Y13.6%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y28.05%
Revenue growth 5Y32.1%
Sales Q2Q%7.96%
Revenue Next Year2.82%
Revenue Next 2Y3.39%
Revenue Next 3Y3.81%
Revenue Next 5Y4.36%
EBIT growth 1Y7.2%
EBIT growth 3Y109.78%
EBIT growth 5Y54.68%
EBIT Next Year54.05%
EBIT Next 3Y20.09%
EBIT Next 5Y14.92%
FCF growth 1Y594.19%
FCF growth 3Y131.82%
FCF growth 5Y109.91%
OCF growth 1Y174.5%
OCF growth 3Y44.33%
OCF growth 5Y40.14%