Logo image of NCZ

VIRTUS CONVERTIBLE & INCOME (NCZ) Stock Overview

USA - NYSE:NCZ - US92838U8018

13.81 USD
-0.09 (-0.65%)
Last: 10/17/2025, 8:04:00 PM
14 USD
+0.19 (+1.38%)
After Hours: 10/10/2025, 8:46:54 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to NCZ. NCZ was compared to 0 industry peers in the Unkown industry. NCZ may be in some trouble as it scores bad on both profitability and health. NCZ is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

NCZ had positive earnings in the past year.
NCZ had a positive operating cash flow in the past year.
Of the past 5 years NCZ 4 years were profitable.
The reported operating cash flow has been mixed in the past 5 years: NCZ reported negative operating cash flow in multiple years.
NCZ Yearly Net Income VS EBIT VS OCF VS FCFNCZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M -100M

1.2 Ratios

The last Return On Invested Capital (9.60%) for NCZ is above the 3 year average (4.66%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 10.62%
ROE 12.2%
ROIC 9.6%
ROA(3y)-1.14%
ROA(5y)3.1%
ROE(3y)-1.95%
ROE(5y)2.71%
ROIC(3y)4.66%
ROIC(5y)4.27%
NCZ Yearly ROA, ROE, ROICNCZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

In the last couple of years the Profit Margin of NCZ has declined.
In the last couple of years the Operating Margin of NCZ has grown nicely.
NCZ's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 290.34%
PM (TTM) 256.84%
GM 72.36%
OM growth 3Y51.39%
OM growth 5Y27.47%
PM growth 3Y-10.74%
PM growth 5YN/A
GM growth 3Y-4.56%
GM growth 5Y-3.49%
NCZ Yearly Profit, Operating, Gross MarginsNCZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 -200

3

2. Health

2.1 Basic Checks

The number of shares outstanding for NCZ remains at a similar level compared to 1 year ago.
The number of shares outstanding for NCZ has been increased compared to 5 years ago.
NCZ has a better debt/assets ratio than last year.
NCZ Yearly Shares OutstandingNCZ Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
NCZ Yearly Total Debt VS Total AssetsNCZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

NCZ has an Altman-Z score of 2.54. This is not the best score and indicates that NCZ is in the grey zone with still only limited risk for bankruptcy at the moment.
The Debt to FCF ratio of NCZ is 0.98, which is an excellent value as it means it would take NCZ, only 0.98 years of fcf income to pay off all of its debts.
NCZ has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
Even though the debt/equity ratio score it not favorable for NCZ, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 0.98
Altman-Z 2.54
ROIC/WACCN/A
WACCN/A
NCZ Yearly LT Debt VS Equity VS FCFNCZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

2.3 Liquidity

A Current Ratio of 0.38 indicates that NCZ may have some problems paying its short term obligations.
A Quick Ratio of 0.38 indicates that NCZ may have some problems paying its short term obligations.
Industry RankSector Rank
Current Ratio 0.38
Quick Ratio 0.38
NCZ Yearly Current Assets VS Current LiabilitesNCZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

1

3. Growth

3.1 Past

NCZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 3385.71%, which is quite impressive.
NCZ shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -25.59% yearly.
Looking at the last year, NCZ shows a decrease in Revenue. The Revenue has decreased by -1.99% in the last year.
NCZ shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -16.40% yearly.
EPS 1Y (TTM)3385.71%
EPS 3Y-25.59%
EPS 5YN/A
EPS Q2Q%564.71%
Revenue 1Y (TTM)-1.99%
Revenue growth 3Y-16.58%
Revenue growth 5Y-16.4%
Sales Q2Q%-2%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
NCZ Yearly Revenue VS EstimatesNCZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M

2

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 5.66 indicates a rather cheap valuation of NCZ.
When comparing the Price/Earnings ratio of NCZ to the average of the S&P500 Index (27.40), we can say NCZ is valued rather cheaply.
Industry RankSector Rank
PE 5.66
Fwd PE N/A
NCZ Price Earnings VS Forward Price EarningsNCZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 5.05
EV/EBITDA N/A
NCZ Per share dataNCZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

4

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 8.79%, NCZ is a good candidate for dividend investing.
Compared to an average S&P500 Dividend Yield of 2.38, NCZ pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.79%

5.2 History

NCZ has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
NCZ Yearly Dividends per shareNCZ Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1 2 3

5.3 Sustainability

NCZ pays out 71.74% of its income as dividend. This is not a sustainable payout ratio.
DP71.74%
EPS Next 2YN/A
EPS Next 3YN/A
NCZ Yearly Income VS Free CF VS DividendNCZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M -100M
NCZ Dividend Payout.NCZ Dividend Payout, showing the Payout Ratio.NCZ Dividend Payout.PayoutRetained Earnings

VIRTUS CONVERTIBLE & INCOME

NYSE:NCZ (10/17/2025, 8:04:00 PM)

After market: 14 +0.19 (+1.38%)

13.81

-0.09 (-0.65%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners35.52%
Inst Owner Change0%
Ins Owners0.01%
Ins Owner Change0.91%
Market Cap262.80M
Analysts0
Price TargetN/A
Short Float %0.71%
Short Ratio2.16
Dividend
Industry RankSector Rank
Dividend Yield 8.79%
Yearly Dividend0.69
Dividend Growth(5Y)N/A
DP71.74%
Div Incr Years0
Div Non Decr Years0
Ex-Date11-13 2025-11-13 (0.12)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 5.66
Fwd PE N/A
P/S 14.67
P/FCF 5.05
P/OCF 5.05
P/B 0.7
P/tB 0.7
EV/EBITDA N/A
EPS(TTM)2.44
EY17.67%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.73
FCFY19.79%
OCF(TTM)2.73
OCFY19.79%
SpS0.94
BVpS19.81
TBVpS19.81
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 10.62%
ROE 12.2%
ROCE 13.03%
ROIC 9.6%
ROICexc 9.6%
ROICexgc 9.6%
OM 290.34%
PM (TTM) 256.84%
GM 72.36%
FCFM 290.34%
ROA(3y)-1.14%
ROA(5y)3.1%
ROE(3y)-1.95%
ROE(5y)2.71%
ROIC(3y)4.66%
ROIC(5y)4.27%
ROICexc(3y)4.68%
ROICexc(5y)4.45%
ROICexgc(3y)4.68%
ROICexgc(5y)4.45%
ROCE(3y)6.51%
ROCE(5y)5.77%
ROICexcg growth 3Y44.9%
ROICexcg growth 5Y15.87%
ROICexc growth 3Y44.9%
ROICexc growth 5Y15.87%
OM growth 3Y51.39%
OM growth 5Y27.47%
PM growth 3Y-10.74%
PM growth 5YN/A
GM growth 3Y-4.56%
GM growth 5Y-3.49%
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 0.98
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 113.04%
Current Ratio 0.38
Quick Ratio 0.38
Altman-Z 2.54
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3385.71%
EPS 3Y-25.59%
EPS 5YN/A
EPS Q2Q%564.71%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.99%
Revenue growth 3Y-16.58%
Revenue growth 5Y-16.4%
Sales Q2Q%-2%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y360.95%
EBIT growth 3Y26.28%
EBIT growth 5Y6.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y604.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y604.13%
OCF growth 3YN/A
OCF growth 5YN/A