VIRTUS CONVERTIBLE & INCOME (NCZ) Stock Fundamental Analysis

NYSE:NCZ • US92838U8018

14.54 USD
-0.14 (-0.95%)
Last: Mar 3, 2026, 12:33 PM
Overview Stock Chart Technical Analysis News
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to NCZ. NCZ was compared to 0 industry peers in the Unkown industry. NCZ has a bad profitability rating. Also its financial health evaluation is rather negative. NCZ has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year NCZ was profitable.
  • NCZ had a positive operating cash flow in the past year.
  • Of the past 5 years NCZ 4 years were profitable.
  • The reported operating cash flow has been mixed in the past 5 years: NCZ reported negative operating cash flow in multiple years.
NCZ Yearly Net Income VS EBIT VS OCF VS FCFNCZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M -100M

1.2 Ratios

  • The last Return On Invested Capital (9.44%) for NCZ is above the 3 year average (4.66%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 10.34%
ROE 11.87%
ROIC 9.44%
ROA(3y)-1.14%
ROA(5y)3.1%
ROE(3y)-1.95%
ROE(5y)2.71%
ROIC(3y)4.66%
ROIC(5y)4.27%
NCZ Yearly ROA, ROE, ROICNCZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • NCZ's Profit Margin has declined in the last couple of years.
  • In the last couple of years the Operating Margin of NCZ has grown nicely.
  • NCZ's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 289.77%
PM (TTM) 255.68%
GM 72.56%
OM growth 3Y51.39%
OM growth 5Y27.47%
PM growth 3Y-10.74%
PM growth 5YN/A
GM growth 3Y-4.56%
GM growth 5Y-3.49%
NCZ Yearly Profit, Operating, Gross MarginsNCZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200 -200

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • NCZ has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for NCZ has been increased compared to 5 years ago.
  • NCZ has a better debt/assets ratio than last year.
NCZ Yearly Shares OutstandingNCZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M
NCZ Yearly Total Debt VS Total AssetsNCZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • NCZ has an Altman-Z score of 2.70. This is not the best score and indicates that NCZ is in the grey zone with still only limited risk for bankruptcy at the moment.
  • The Debt to FCF ratio of NCZ is 0.92, which is an excellent value as it means it would take NCZ, only 0.92 years of fcf income to pay off all of its debts.
  • A Debt/Equity ratio of 0.13 indicates that NCZ is not too dependend on debt financing.
  • Even though the debt/equity ratio score it not favorable for NCZ, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 0.92
Altman-Z 2.7
ROIC/WACCN/A
WACCN/A
NCZ Yearly LT Debt VS Equity VS FCFNCZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 0.44 indicates that NCZ may have some problems paying its short term obligations.
  • NCZ has a Quick Ratio of 0.44. This is a bad value and indicates that NCZ is not financially healthy enough and could expect problems in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 0.44
Quick Ratio 0.44
NCZ Yearly Current Assets VS Current LiabilitesNCZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 357.69% over the past year.
  • NCZ shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -25.59% yearly.
  • The Revenue has decreased by -2.72% in the past year.
  • Measured over the past years, NCZ shows a very negative growth in Revenue. The Revenue has been decreasing by -16.40% on average per year.
EPS 1Y (TTM)357.69%
EPS 3Y-25.59%
EPS 5YN/A
EPS Q2Q%-6.98%
Revenue 1Y (TTM)-2.72%
Revenue growth 3Y-16.58%
Revenue growth 5Y-16.4%
Sales Q2Q%-3.47%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
NCZ Yearly Revenue VS EstimatesNCZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M

More info and screens

Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • NCZ is valuated cheaply with a Price/Earnings ratio of 6.11.
  • The average S&P500 Price/Earnings ratio is at 27.13. NCZ is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 6.11
Fwd PE N/A
NCZ Price Earnings VS Forward Price EarningsNCZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 5.43
EV/EBITDA N/A
NCZ Per share dataNCZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • NCZ has a Yearly Dividend Yield of 9.78%, which is a nice return.
  • Compared to an average S&P500 Dividend Yield of 1.82, NCZ pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.78%

5.2 History

  • NCZ has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
NCZ Yearly Dividends per shareNCZ Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • NCZ pays out 73.33% of its income as dividend. This is not a sustainable payout ratio.
DP73.33%
EPS Next 2YN/A
EPS Next 3YN/A
NCZ Yearly Income VS Free CF VS DividendNCZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M -100M
NCZ Dividend Payout.NCZ Dividend Payout, showing the Payout Ratio.NCZ Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

VIRTUS CONVERTIBLE & INCOME

NYSE:NCZ (3/3/2026, 12:33:51 PM)

14.54

-0.14 (-0.95%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners37.51%
Inst Owner Change0%
Ins Owners0.01%
Ins Owner Change0%
Market Cap276.70M
Revenue(TTM)17.60M
Net Income(TTM)45.00M
Analysts0
Price TargetN/A
Short Float %0.12%
Short Ratio0.32
Dividend
Industry RankSector Rank
Dividend Yield 9.78%
Yearly Dividend0.69
Dividend Growth(5Y)N/A
DP73.33%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-12
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 6.11
Fwd PE N/A
P/S 15.72
P/FCF 5.43
P/OCF 5.43
P/B 0.73
P/tB 0.73
EV/EBITDA N/A
EPS(TTM)2.38
EY16.37%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.68
FCFY18.43%
OCF(TTM)2.68
OCFY18.43%
SpS0.92
BVpS19.92
TBVpS19.92
PEG (NY)N/A
PEG (5Y)N/A
Graham Number32.66
Profitability
Industry RankSector Rank
ROA 10.34%
ROE 11.87%
ROCE 12.72%
ROIC 9.44%
ROICexc 9.44%
ROICexgc 9.44%
OM 289.77%
PM (TTM) 255.68%
GM 72.56%
FCFM 289.77%
ROA(3y)-1.14%
ROA(5y)3.1%
ROE(3y)-1.95%
ROE(5y)2.71%
ROIC(3y)4.66%
ROIC(5y)4.27%
ROICexc(3y)4.68%
ROICexc(5y)4.45%
ROICexgc(3y)4.68%
ROICexgc(5y)4.45%
ROCE(3y)6.51%
ROCE(5y)5.77%
ROICexgc growth 3Y44.9%
ROICexgc growth 5Y15.87%
ROICexc growth 3Y44.9%
ROICexc growth 5Y15.87%
OM growth 3Y51.39%
OM growth 5Y27.47%
PM growth 3Y-10.74%
PM growth 5YN/A
GM growth 3Y-4.56%
GM growth 5Y-3.49%
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 0.92
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 113.33%
Current Ratio 0.44
Quick Ratio 0.44
Altman-Z 2.7
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)357.69%
EPS 3Y-25.59%
EPS 5YN/A
EPS Q2Q%-6.98%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.72%
Revenue growth 3Y-16.58%
Revenue growth 5Y-16.4%
Sales Q2Q%-3.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y103.18%
EBIT growth 3Y26.28%
EBIT growth 5Y6.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y289.61%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y289.61%
OCF growth 3YN/A
OCF growth 5YN/A

VIRTUS CONVERTIBLE & INCOME / NCZ FAQ

What is the fundamental rating for NCZ stock?

ChartMill assigns a fundamental rating of 2 / 10 to NCZ.


What is the valuation status for NCZ stock?

ChartMill assigns a valuation rating of 2 / 10 to VIRTUS CONVERTIBLE & INCOME (NCZ). This can be considered as Overvalued.


What is the profitability of NCZ stock?

VIRTUS CONVERTIBLE & INCOME (NCZ) has a profitability rating of 2 / 10.


What is the valuation of VIRTUS CONVERTIBLE & INCOME based on its PE and PB ratios?

The Price/Earnings (PE) ratio for VIRTUS CONVERTIBLE & INCOME (NCZ) is 6.11 and the Price/Book (PB) ratio is 0.73.


Is the dividend of VIRTUS CONVERTIBLE & INCOME sustainable?

The dividend rating of VIRTUS CONVERTIBLE & INCOME (NCZ) is 4 / 10 and the dividend payout ratio is 73.33%.