NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:NBG6 - DE0008435967 - Common Stock
120 EUR
-0.5 (-0.41%)
Overall NBG6 gets a fundamental rating of 2 out of 10. We evaluated NBG6 against 48 industry peers in the Insurance industry. NBG6 may be in some trouble as it scores bad on both profitability and health. NBG6 has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year NBG6 has reported negative net income.
In the past year NBG6 had a positive cash flow from operations.
Of the past 5 years NBG6 4 years were profitable.
The reported operating cash flow has been mixed in the past 5 years: NBG6 reported negative operating cash flow in multiple years.
1.2 Ratios
NBG6 has a Return On Assets of -0.02%. This is amonst the worse of the industry: NBG6 underperforms 93.75% of its industry peers.
The Return On Equity of NBG6 (-0.96%) is worse than 93.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.96% | ||
| ROIC | N/A |
ROA(3y)0.04%
ROA(5y)0.1%
ROE(3y)0.74%
ROE(5y)3.56%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
NBG6 does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NBG6 does not have a ROIC to compare to the WACC, probably because it is not profitable.
NBG6 has about the same amout of shares outstanding than it did 1 year ago.
NBG6 has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, NBG6 has a worse debt to assets ratio.
2.2 Solvency
NBG6 has an Altman-Z score of -0.37. This is a bad value and indicates that NBG6 is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of NBG6 (-0.37) is better than 64.58% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that NBG6 is not too dependend on debt financing.
NBG6 has a Debt to Equity ratio of 0.13. This is amongst the best in the industry. NBG6 outperforms 95.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.37 |
ROIC/WACCN/A
WACC7.08%
2.3 Liquidity
NBG6 has a Current Ratio of 0.01. This is a bad value and indicates that NBG6 is not financially healthy enough and could expect problems in meeting its short term obligations.
NBG6 has a Current ratio of 0.01. This is comparable to the rest of the industry: NBG6 outperforms 58.33% of its industry peers.
A Quick Ratio of 0.01 indicates that NBG6 may have some problems paying its short term obligations.
NBG6 has a Quick ratio of 0.01. This is comparable to the rest of the industry: NBG6 outperforms 58.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for NBG6 have decreased strongly by -154.00% in the last year.
Looking at the last year, NBG6 shows a very negative growth in Revenue. The Revenue has decreased by -47.71% in the last year.
The Revenue has been decreasing by -0.96% on average over the past years.
EPS 1Y (TTM)-154%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%293.73%
Revenue 1Y (TTM)-47.71%
Revenue growth 3Y-1.83%
Revenue growth 5Y-0.96%
Sales Q2Q%-34.85%
3.2 Future
Based on estimates for the next years, NBG6 will show a very strong growth in Earnings Per Share. The EPS will grow by 47.47% on average per year.
The Revenue is expected to decrease by -2.67% on average over the next years.
EPS Next Y162%
EPS Next 2Y74.06%
EPS Next 3Y47.47%
EPS Next 5YN/A
Revenue Next Year-10.5%
Revenue Next 2Y-4.37%
Revenue Next 3Y-2.67%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for NBG6. In the last year negative earnings were reported.
The Price/Forward Earnings ratio is 17.55, which indicates a rather expensive current valuation of NBG6.
Based on the Price/Forward Earnings ratio, NBG6 is valued expensively inside the industry as 87.50% of the companies are valued cheaper.
When comparing the Price/Forward Earnings ratio of NBG6 to the average of the S&P500 Index (35.40), we can say NBG6 is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 17.55 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
NBG6's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
NBG6's earnings are expected to grow with 47.47% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y74.06%
EPS Next 3Y47.47%
5. Dividend
5.1 Amount
With a yearly dividend of 0.12%, NBG6 is not a good candidate for dividend investing.
With a Dividend Yield of 0.12, NBG6 pays less dividend than the industry average, which is at 4.47. 93.75% of the companies listed in the same industry pay a better dividend than NBG6!
Compared to an average S&P500 Dividend Yield of 2.32, NBG6's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.12% |
5.2 History
The dividend of NBG6 has a limited annual growth rate of 3.13%.
Dividend Growth(5Y)3.13%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
NBG6 has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The dividend of NBG6 is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-19.25%
EPS Next 2Y74.06%
EPS Next 3Y47.47%
FRA:NBG6 (12/3/2025, 7:00:00 PM)
120
-0.5 (-0.41%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners20.04%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.38B
Revenue(TTM)2.37B
Net Income(TTM)-8.37M
Analysts42
Price Target122.4 (2%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.12% |
Yearly Dividend3.5
Dividend Growth(5Y)3.13%
DP-19.25%
Div Incr Years0
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)77.78%
PT rev (3m)100%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)12.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.35%
Revenue NY rev (3m)-3.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 17.55 | ||
| P/S | 0.58 | ||
| P/FCF | N/A | ||
| P/OCF | 267.52 | ||
| P/B | 1.58 | ||
| P/tB | 1.77 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.73
EYN/A
EPS(NY)6.84
Fwd EY5.7%
FCF(TTM)-1.29
FCFYN/A
OCF(TTM)0.45
OCFY0.37%
SpS206.04
BVpS76.1
TBVpS67.63
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.96% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.04%
ROA(5y)0.1%
ROE(3y)0.74%
ROE(5y)3.56%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.84% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.37 |
F-Score2
WACC7.08%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.87%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-154%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%293.73%
EPS Next Y162%
EPS Next 2Y74.06%
EPS Next 3Y47.47%
EPS Next 5YN/A
Revenue 1Y (TTM)-47.71%
Revenue growth 3Y-1.83%
Revenue growth 5Y-0.96%
Sales Q2Q%-34.85%
Revenue Next Year-10.5%
Revenue Next 2Y-4.37%
Revenue Next 3Y-2.67%
Revenue Next 5YN/A
EBIT growth 1Y-1381.91%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year700%
EBIT Next 3Y137.31%
EBIT Next 5YN/A
FCF growth 1Y95.89%
FCF growth 3Y17.06%
FCF growth 5Y-11.06%
OCF growth 1Y101.58%
OCF growth 3Y6.18%
OCF growth 5Y-10.51%
NUERNBERGER BETEILIG-AKT 'B' / NBG6.DE FAQ
Can you provide the ChartMill fundamental rating for NUERNBERGER BETEILIG-AKT 'B'?
ChartMill assigns a fundamental rating of 2 / 10 to NBG6.DE.
What is the valuation status for NBG6 stock?
ChartMill assigns a valuation rating of 3 / 10 to NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE). This can be considered as Overvalued.
Can you provide the profitability details for NUERNBERGER BETEILIG-AKT 'B'?
NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) has a profitability rating of 1 / 10.
What is the earnings growth outlook for NUERNBERGER BETEILIG-AKT 'B'?
The Earnings per Share (EPS) of NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) is expected to grow by 162% in the next year.
Can you provide the dividend sustainability for NBG6 stock?
The dividend rating of NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) is 2 / 10 and the dividend payout ratio is -19.25%.