NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:NBG6 • DE0008435967
120.5 EUR
0 (0%)
Last: Feb 9, 2026, 07:00 PM
We assign a fundamental rating of 2 out of 10 to NBG6. NBG6 was compared to 43 industry peers in the Insurance industry. NBG6 may be in some trouble as it scores bad on both profitability and health. NBG6 has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- NBG6 had negative earnings in the past year.
- In the past year NBG6 had a positive cash flow from operations.
- Of the past 5 years NBG6 4 years were profitable.
- In multiple years NBG6 reported negative operating cash flow during the last 5 years.
1.2 Ratios
- The Return On Assets of NBG6 (-0.02%) is worse than 93.02% of its industry peers.
- NBG6's Return On Equity of -0.96% is on the low side compared to the rest of the industry. NBG6 is outperformed by 93.02% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.96% | ||
| ROIC | N/A |
ROA(3y)0.04%
ROA(5y)0.1%
ROE(3y)0.74%
ROE(5y)3.56%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin and Operating Margin and Gross Margin are not available for NBG6 so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- NBG6 does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for NBG6 remains at a similar level compared to 1 year ago.
- NBG6 has about the same amout of shares outstanding than it did 5 years ago.
- Compared to 1 year ago, NBG6 has a worse debt to assets ratio.
2.2 Solvency
- NBG6 has an Altman-Z score of -0.37. This is a bad value and indicates that NBG6 is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -0.37, NBG6 is in the better half of the industry, outperforming 67.44% of the companies in the same industry.
- NBG6 has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- NBG6's Debt to Equity ratio of 0.13 is amongst the best of the industry. NBG6 outperforms 95.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.37 |
ROIC/WACCN/A
WACC7.27%
2.3 Liquidity
- A Current Ratio of 0.01 indicates that NBG6 may have some problems paying its short term obligations.
- The Current ratio of NBG6 (0.01) is comparable to the rest of the industry.
- A Quick Ratio of 0.01 indicates that NBG6 may have some problems paying its short term obligations.
- NBG6 has a Quick ratio of 0.01. This is comparable to the rest of the industry: NBG6 outperforms 58.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
- The earnings per share for NBG6 have decreased strongly by -154.00% in the last year.
- Looking at the last year, NBG6 shows a very negative growth in Revenue. The Revenue has decreased by -47.71% in the last year.
- The Revenue has been decreasing by -0.96% on average over the past years.
EPS 1Y (TTM)-154%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%293.73%
Revenue 1Y (TTM)-47.71%
Revenue growth 3Y-1.83%
Revenue growth 5Y-0.96%
Sales Q2Q%-34.85%
3.2 Future
- NBG6 is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 47.47% yearly.
- NBG6 is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -2.67% yearly.
EPS Next Y162%
EPS Next 2Y74.06%
EPS Next 3Y47.47%
EPS Next 5YN/A
Revenue Next Year-10.5%
Revenue Next 2Y-4.37%
Revenue Next 3Y-2.67%
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for NBG6. In the last year negative earnings were reported.
- A Price/Forward Earnings ratio of 17.62 indicates a rather expensive valuation of NBG6.
- Based on the Price/Forward Earnings ratio, NBG6 is valued more expensive than 88.37% of the companies in the same industry.
- NBG6 is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 27.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 17.62 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as NBG6's earnings are expected to grow with 47.47% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y74.06%
EPS Next 3Y47.47%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.12%, NBG6 is not a good candidate for dividend investing.
- With a Dividend Yield of 0.12, NBG6 pays less dividend than the industry average, which is at 4.23. 93.02% of the companies listed in the same industry pay a better dividend than NBG6!
- Compared to an average S&P500 Dividend Yield of 1.80, NBG6's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.12% |
5.2 History
- The dividend of NBG6 has a limited annual growth rate of 3.13%.
Dividend Growth(5Y)3.13%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
- The earnings of NBG6 are negative and hence is the payout ratio. NBG6 will probably not be able to sustain this dividend level.
- The dividend of NBG6 is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-19.25%
EPS Next 2Y74.06%
EPS Next 3Y47.47%
FRA:NBG6 (2/9/2026, 7:00:00 PM)
120.5
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)09-19 2024-09-19
Earnings (Next)N/A N/A
Inst Owners20.13%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.39B
Revenue(TTM)2.37B
Net Income(TTM)-8.37M
Analysts42
Price Target122.4 (1.58%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.12% |
Yearly Dividend3.5
Dividend Growth(5Y)3.13%
DP-19.25%
Div Incr Years0
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 17.62 | ||
| P/S | 0.58 | ||
| P/FCF | N/A | ||
| P/OCF | 268.63 | ||
| P/B | 1.58 | ||
| P/tB | 1.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.73
EYN/A
EPS(NY)6.84
Fwd EY5.67%
FCF(TTM)-1.29
FCFYN/A
OCF(TTM)0.45
OCFY0.37%
SpS206.04
BVpS76.1
TBVpS67.63
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.96% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.04%
ROA(5y)0.1%
ROE(3y)0.74%
ROE(5y)3.56%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.84% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.37 |
F-Score2
WACC7.27%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.87%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-154%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%293.73%
EPS Next Y162%
EPS Next 2Y74.06%
EPS Next 3Y47.47%
EPS Next 5YN/A
Revenue 1Y (TTM)-47.71%
Revenue growth 3Y-1.83%
Revenue growth 5Y-0.96%
Sales Q2Q%-34.85%
Revenue Next Year-10.5%
Revenue Next 2Y-4.37%
Revenue Next 3Y-2.67%
Revenue Next 5YN/A
EBIT growth 1Y-1381.91%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year790.91%
EBIT Next 3Y139.44%
EBIT Next 5YN/A
FCF growth 1Y95.89%
FCF growth 3Y17.06%
FCF growth 5Y-11.06%
OCF growth 1Y101.58%
OCF growth 3Y6.18%
OCF growth 5Y-10.51%
NUERNBERGER BETEILIG-AKT 'B' / NBG6.DE FAQ
Can you provide the ChartMill fundamental rating for NUERNBERGER BETEILIG-AKT 'B'?
ChartMill assigns a fundamental rating of 2 / 10 to NBG6.DE.
What is the valuation status of NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) stock?
ChartMill assigns a valuation rating of 2 / 10 to NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE). This can be considered as Overvalued.
How profitable is NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) stock?
NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) has a profitability rating of 1 / 10.
What is the expected EPS growth for NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) stock?
The Earnings per Share (EPS) of NUERNBERGER BETEILIG-AKT 'B' (NBG6.DE) is expected to grow by 162% in the next year.