Logo image of NAVN

NAVAN INC-CL A (NAVN) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:NAVN - US6391931010 - Common Stock

17.89 USD
-0.17 (-0.94%)
Last: 1/8/2026, 8:00:02 PM
17.55 USD
-0.34 (-1.9%)
Pre-Market: 1/9/2026, 5:58:33 AM
Fundamental Rating

3

Taking everything into account, NAVN scores 3 out of 10 in our fundamental rating. NAVN was compared to 133 industry peers in the Hotels, Restaurants & Leisure industry. The financial health of NAVN is average, but there are quite some concerns on its profitability. NAVN is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

Quickly go to:

1

1. Profitability

1.1 Basic Checks

NAVN had negative earnings in the past year.
NAVN Yearly Net Income VS EBIT VS OCF VS FCFNAVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2024 2025 -100M -200M -300M

1.2 Ratios

NAVN has a Return On Assets of -10.10%. This is amonst the worse of the industry: NAVN underperforms 82.71% of its industry peers.
Looking at the Return On Equity, with a value of -14.86%, NAVN is in line with its industry, outperforming 42.86% of the companies in the same industry.
Industry RankSector Rank
ROA -10.1%
ROE -14.86%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NAVN Yearly ROA, ROE, ROICNAVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2024 2025 -50 -100 -150

1.3 Margins

NAVN's Gross Margin of 68.37% is amongst the best of the industry. NAVN outperforms 84.21% of its industry peers.
NAVN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 68.37%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
NAVN Yearly Profit, Operating, Gross MarginsNAVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2024 2025 0 50 -50

More info and screens

6

2. Health

2.1 Basic Checks

NAVN does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for NAVN remains at a similar level compared to 1 year ago.
The debt/assets ratio for NAVN is higher compared to a year ago.
NAVN Yearly Shares OutstandingNAVN Yearly Shares OutstandingYearly Shares Outstanding 2024 2025 50M 100M 150M 200M
NAVN Yearly Total Debt VS Total AssetsNAVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

NAVN has an Altman-Z score of 3.94. This indicates that NAVN is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.94, NAVN belongs to the top of the industry, outperforming 84.96% of the companies in the same industry.
NAVN has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
NAVN's Debt to Equity ratio of 0.03 is amongst the best of the industry. NAVN outperforms 84.96% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF N/A
Altman-Z 3.94
ROIC/WACCN/A
WACC8.46%
NAVN Yearly LT Debt VS Equity VS FCFNAVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

NAVN has a Current Ratio of 4.49. This indicates that NAVN is financially healthy and has no problem in meeting its short term obligations.
NAVN's Current ratio of 4.49 is amongst the best of the industry. NAVN outperforms 96.24% of its industry peers.
NAVN has a Quick Ratio of 4.49. This indicates that NAVN is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 4.49, NAVN belongs to the top of the industry, outperforming 96.24% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 4.49
Quick Ratio 4.49
NAVN Yearly Current Assets VS Current LiabilitesNAVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2024 2025 200M 400M 600M

More info and screens

5

3. Growth

3.1 Past

NAVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 45.38%, which is quite impressive.
Looking at the last year, NAVN shows a very strong growth in Revenue. The Revenue has grown by 33.46%.
EPS 1Y (TTM)45.38%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)33.46%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

NAVN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.51% yearly.
Based on estimates for the next years, NAVN will show a very strong growth in Revenue. The Revenue will grow by 25.93% on average per year.
EPS Next Y36.82%
EPS Next 2Y29.41%
EPS Next 3Y28.51%
EPS Next 5YN/A
Revenue Next Year29.39%
Revenue Next 2Y26.17%
Revenue Next 3Y25.93%
Revenue Next 5YN/A

3.3 Evolution

NAVN Yearly Revenue VS EstimatesNAVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
NAVN Yearly EPS VS EstimatesNAVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2026 2027 2028 0 -0.1 -0.2 -0.3 -0.4

More info and screens

1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for NAVN. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for NAVN. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
NAVN Price Earnings VS Forward Price EarningsNAVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40 -40 -60

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
NAVN Per share dataNAVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3 4

4.3 Compensation for Growth

NAVN's earnings are expected to grow with 28.51% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y29.41%
EPS Next 3Y28.51%

More info and screens

0

5. Dividend

5.1 Amount

NAVN does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

NAVAN INC-CL A

NASDAQ:NAVN (1/8/2026, 8:00:02 PM)

Premarket: 17.55 -0.34 (-1.9%)

17.89

-0.17 (-0.94%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)12-15 2025-12-15/amc
Earnings (Next)N/A N/A
Inst Owners34.62%
Inst Owner ChangeN/A
Ins Owners5.4%
Ins Owner Change0.62%
Market Cap4.44B
Revenue(TTM)536.84M
Net Income(TTM)-181.08M
Analysts85.71
Price Target25.59 (43.04%)
Short Float %0.59%
Short Ratio0.85
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)13.14%
EPS NQ rev (3m)N/A
EPS NY rev (1m)16.84%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)1.4%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.69%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 8.27
P/FCF N/A
P/OCF N/A
P/B 3.64
P/tB 4.77
EV/EBITDA N/A
EPS(TTM)-0.73
EYN/A
EPS(NY)-0.24
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.16
BVpS4.91
TBVpS3.75
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -10.1%
ROE -14.86%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 68.37%
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.3
Health
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 4.49
Quick Ratio 4.49
Altman-Z 3.94
F-ScoreN/A
WACC8.46%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)45.38%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y36.82%
EPS Next 2Y29.41%
EPS Next 3Y28.51%
EPS Next 5YN/A
Revenue 1Y (TTM)33.46%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year29.39%
Revenue Next 2Y26.17%
Revenue Next 3Y25.93%
Revenue Next 5YN/A
EBIT growth 1Y56.31%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year138.51%
EBIT Next 3Y41.58%
EBIT Next 5YN/A
FCF growth 1Y63.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y69.7%
OCF growth 3YN/A
OCF growth 5YN/A

NAVAN INC-CL A / NAVN FAQ

Can you provide the ChartMill fundamental rating for NAVAN INC-CL A?

ChartMill assigns a fundamental rating of 3 / 10 to NAVN.


Can you provide the valuation status for NAVAN INC-CL A?

ChartMill assigns a valuation rating of 1 / 10 to NAVAN INC-CL A (NAVN). This can be considered as Overvalued.


What is the profitability of NAVN stock?

NAVAN INC-CL A (NAVN) has a profitability rating of 1 / 10.


What is the earnings growth outlook for NAVAN INC-CL A?

The Earnings per Share (EPS) of NAVAN INC-CL A (NAVN) is expected to grow by 36.82% in the next year.