NAVAN INC-CL A (NAVN) Fundamental Analysis & Valuation

NASDAQ:NAVN • US6391931010

Current stock price

14.43 USD
+0.58 (+4.19%)
At close:
14.5225 USD
+0.09 (+0.64%)
Pre-Market:

This NAVN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. NAVN Profitability Analysis

1.1 Basic Checks

  • NAVN had negative earnings in the past year.
  • In the past year NAVN had a positive cash flow from operations.
NAVN Yearly Net Income VS EBIT VS OCF VS FCFNAVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2024 2025 2026 0 -100M -200M -300M

1.2 Ratios

  • NAVN's Return On Assets of -23.29% is on the low side compared to the rest of the industry. NAVN is outperformed by 95.24% of its industry peers.
  • NAVN's Return On Equity of -32.95% is on the low side compared to the rest of the industry. NAVN is outperformed by 63.49% of its industry peers.
Industry RankSector Rank
ROA -23.29%
ROE -32.95%
ROIC N/A
ROA(3y)-23.7%
ROA(5y)N/A
ROE(3y)-114.26%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NAVN Yearly ROA, ROE, ROICNAVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2024 2025 2026 -50 -100 -150

1.3 Margins

  • NAVN's Gross Margin of 71.27% is amongst the best of the industry. NAVN outperforms 86.51% of its industry peers.
  • NAVN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 71.27%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
NAVN Yearly Profit, Operating, Gross MarginsNAVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2024 2025 2026 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. NAVN Health Analysis

2.1 Basic Checks

  • NAVN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • NAVN has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 1 year ago, NAVN has an improved debt to assets ratio.
NAVN Yearly Shares OutstandingNAVN Yearly Shares OutstandingYearly Shares Outstanding 2024 2025 2026 50M 100M 150M 200M
NAVN Yearly Total Debt VS Total AssetsNAVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2024 2025 2026 500M 1B 1.5B

2.2 Solvency

  • An Altman-Z score of 3.41 indicates that NAVN is not in any danger for bankruptcy at the moment.
  • NAVN's Altman-Z score of 3.41 is amongst the best of the industry. NAVN outperforms 81.75% of its industry peers.
  • The Debt to FCF ratio of NAVN is 8.45, which is on the high side as it means it would take NAVN, 8.45 years of fcf income to pay off all of its debts.
  • NAVN has a better Debt to FCF ratio (8.45) than 63.49% of its industry peers.
  • NAVN has a Debt/Equity ratio of 0.10. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of NAVN (0.10) is better than 80.16% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 8.45
Altman-Z 3.41
ROIC/WACCN/A
WACC8.44%
NAVN Yearly LT Debt VS Equity VS FCFNAVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2024 2025 2026 0 200M 400M 600M 800M 1B

2.3 Liquidity

  • NAVN has a Current Ratio of 4.07. This indicates that NAVN is financially healthy and has no problem in meeting its short term obligations.
  • NAVN has a Current ratio of 4.07. This is amongst the best in the industry. NAVN outperforms 96.03% of its industry peers.
  • A Quick Ratio of 4.07 indicates that NAVN has no problem at all paying its short term obligations.
  • NAVN has a better Quick ratio (4.07) than 96.03% of its industry peers.
Industry RankSector Rank
Current Ratio 4.07
Quick Ratio 4.07
NAVN Yearly Current Assets VS Current LiabilitesNAVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2024 2025 2026 200M 400M 600M 800M 1B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. NAVN Growth Analysis

3.1 Past

  • NAVN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -119.44%.
  • NAVN shows a strong growth in Revenue. In the last year, the Revenue has grown by 30.82%.
EPS 1Y (TTM)-119.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%59.89%
Revenue 1Y (TTM)30.82%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-66.86%

3.2 Future

  • The Earnings Per Share is expected to grow by 39.71% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 22.44% on average over the next years. This is a very strong growth
EPS Next Y105.17%
EPS Next 2Y54.23%
EPS Next 3Y39.71%
EPS Next 5YN/A
Revenue Next Year25.11%
Revenue Next 2Y24.25%
Revenue Next 3Y22.44%
Revenue Next 5YN/A

3.3 Evolution

NAVN Yearly Revenue VS EstimatesNAVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M 1B
NAVN Yearly EPS VS EstimatesNAVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2026 2027 2028 2029 0 0.2 -0.2 0.4 -0.4

More info and screens

Find the best growth stocksShow best growing peers

1

4. NAVN Valuation Analysis

4.1 Price/Earnings Ratio

  • NAVN reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • The Price/Forward Earnings ratio is 465.67, which means the current valuation is very expensive for NAVN.
  • Based on the Price/Forward Earnings ratio, NAVN is valued a bit more expensive than 67.46% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.20, NAVN is valued quite expensively.
Industry RankSector Rank
PE N/A
Fwd PE 465.67
NAVN Price Earnings VS Forward Price EarningsNAVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 100 200 300 400

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, NAVN is valued a bit more expensive than 62.70% of the companies in the same industry.
Industry RankSector Rank
P/FCF 245.09
EV/EBITDA N/A
NAVN Per share dataNAVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates NAVN does not grow enough to justify the current Price/Earnings ratio.
  • A more expensive valuation may be justified as NAVN's earnings are expected to grow with 39.71% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y54.23%
EPS Next 3Y39.71%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. NAVN Dividend Analysis

5.1 Amount

  • No dividends for NAVN!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

NAVN Fundamentals: All Metrics, Ratios and Statistics

NAVAN INC-CL A

NASDAQ:NAVN (4/15/2026, 8:08:53 PM)

Premarket: 14.5225 +0.09 (+0.64%)

14.43

+0.58 (+4.19%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)03-25
Earnings (Next)N/A
Inst Owners63.63%
Inst Owner Change0%
Ins Owners5.71%
Ins Owner Change-2.18%
Market Cap3.62B
Revenue(TTM)702.26M
Net Income(TTM)-398.03M
Analysts85.26
Price Target21.58 (49.55%)
Short Float %3.78%
Short Ratio2.5
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)135.97%
Min EPS beat(2)116.37%
Max EPS beat(2)155.57%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)6.33%
Min Revenue beat(2)4.98%
Max Revenue beat(2)7.67%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-12.47%
PT rev (3m)-15.67%
EPS NQ rev (1m)59.1%
EPS NQ rev (3m)72.84%
EPS NY rev (1m)117.59%
EPS NY rev (3m)113.06%
Revenue NQ rev (1m)7.02%
Revenue NQ rev (3m)7.02%
Revenue NY rev (1m)2.23%
Revenue NY rev (3m)2.33%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 465.67
P/S 5.15
P/FCF 245.09
P/OCF 107.47
P/B 3
P/tB 3.82
EV/EBITDA N/A
EPS(TTM)-1.6
EYN/A
EPS(NY)0.03
Fwd EY0.21%
FCF(TTM)0.06
FCFY0.41%
OCF(TTM)0.13
OCFY0.93%
SpS2.8
BVpS4.82
TBVpS3.78
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -23.29%
ROE -32.95%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 71.27%
FCFM 2.1%
ROA(3y)-23.7%
ROA(5y)N/A
ROE(3y)-114.26%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.41
Health
Industry RankSector Rank
Debt/Equity 0.1
Debt/FCF 8.45
Debt/EBITDA N/A
Cap/Depr 31.38%
Cap/Sales 2.69%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 4.07
Quick Ratio 4.07
Altman-Z 3.41
F-Score5
WACC8.44%
ROIC/WACCN/A
Cap/Depr(3y)45.27%
Cap/Depr(5y)N/A
Cap/Sales(3y)3.34%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-119.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%59.89%
EPS Next Y105.17%
EPS Next 2Y54.23%
EPS Next 3Y39.71%
EPS Next 5YN/A
Revenue 1Y (TTM)30.82%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-66.86%
Revenue Next Year25.11%
Revenue Next 2Y24.25%
Revenue Next 3Y22.44%
Revenue Next 5YN/A
EBIT growth 1Y-82.91%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year248.59%
EBIT Next 3Y83.65%
EBIT Next 5YN/A
FCF growth 1Y122.13%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y166.8%
OCF growth 3YN/A
OCF growth 5YN/A

NAVAN INC-CL A / NAVN Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for NAVAN INC-CL A?

ChartMill assigns a fundamental rating of 3 / 10 to NAVN.


Can you provide the valuation status for NAVAN INC-CL A?

ChartMill assigns a valuation rating of 1 / 10 to NAVAN INC-CL A (NAVN). This can be considered as Overvalued.


How profitable is NAVAN INC-CL A (NAVN) stock?

NAVAN INC-CL A (NAVN) has a profitability rating of 1 / 10.


Can you provide the expected EPS growth for NAVN stock?

The Earnings per Share (EPS) of NAVAN INC-CL A (NAVN) is expected to grow by 105.17% in the next year.