NAVAN INC-CL A (NAVN) Stock Fundamental Analysis

NASDAQ:NAVN • US6391931010

10.1 USD
+0.13 (+1.3%)
At close: Feb 18, 2026
10.48 USD
+0.38 (+3.76%)
After Hours: 2/18/2026, 8:00:01 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, NAVN scores 3 out of 10 in our fundamental rating. NAVN was compared to 126 industry peers in the Hotels, Restaurants & Leisure industry. While NAVN seems to be doing ok healthwise, there are quite some concerns on its profitability. NAVN is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • NAVN had negative earnings in the past year.
NAVN Yearly Net Income VS EBIT VS OCF VS FCFNAVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2024 2025 -100M -200M -300M

1.2 Ratios

  • With a Return On Assets value of -10.10%, NAVN is not doing good in the industry: 86.51% of the companies in the same industry are doing better.
  • NAVN has a worse Return On Equity (-14.86%) than 61.11% of its industry peers.
Industry RankSector Rank
ROA -10.1%
ROE -14.86%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NAVN Yearly ROA, ROE, ROICNAVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2024 2025 -50 -100 -150

1.3 Margins

  • Looking at the Gross Margin, with a value of 68.37%, NAVN belongs to the top of the industry, outperforming 84.92% of the companies in the same industry.
  • NAVN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 68.37%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
NAVN Yearly Profit, Operating, Gross MarginsNAVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2024 2025 0 50 -50

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • NAVN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • NAVN has about the same amout of shares outstanding than it did 1 year ago.
  • The debt/assets ratio for NAVN is higher compared to a year ago.
NAVN Yearly Shares OutstandingNAVN Yearly Shares OutstandingYearly Shares Outstanding 2024 2025 50M 100M 150M 200M
NAVN Yearly Total Debt VS Total AssetsNAVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 1.89 indicates that NAVN is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 1.89, NAVN perfoms like the industry average, outperforming 54.76% of the companies in the same industry.
  • A Debt/Equity ratio of 0.03 indicates that NAVN is not too dependend on debt financing.
  • With an excellent Debt to Equity ratio value of 0.03, NAVN belongs to the best of the industry, outperforming 84.13% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF N/A
Altman-Z 1.89
ROIC/WACCN/A
WACC8.1%
NAVN Yearly LT Debt VS Equity VS FCFNAVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

  • NAVN has a Current Ratio of 4.49. This indicates that NAVN is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 4.49, NAVN belongs to the top of the industry, outperforming 96.03% of the companies in the same industry.
  • A Quick Ratio of 4.49 indicates that NAVN has no problem at all paying its short term obligations.
  • The Quick ratio of NAVN (4.49) is better than 96.03% of its industry peers.
Industry RankSector Rank
Current Ratio 4.49
Quick Ratio 4.49
NAVN Yearly Current Assets VS Current LiabilitesNAVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2024 2025 200M 400M 600M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • NAVN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 45.38%, which is quite impressive.
  • NAVN shows a strong growth in Revenue. In the last year, the Revenue has grown by 33.46%.
EPS 1Y (TTM)45.38%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)33.46%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • NAVN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.13% yearly.
  • Based on estimates for the next years, NAVN will show a very strong growth in Revenue. The Revenue will grow by 26.08% on average per year.
EPS Next Y28.17%
EPS Next 2Y31.75%
EPS Next 3Y29.13%
EPS Next 5YN/A
Revenue Next Year30.17%
Revenue Next 2Y26.31%
Revenue Next 3Y26.08%
Revenue Next 5YN/A

3.3 Evolution

NAVN Yearly Revenue VS EstimatesNAVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
NAVN Yearly EPS VS EstimatesNAVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2026 2027 2028 0 -0.2 -0.4

More info and screens

Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • NAVN reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for NAVN. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
NAVN Price Earnings VS Forward Price EarningsNAVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40 -40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
NAVN Per share dataNAVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3 4

4.3 Compensation for Growth

  • A more expensive valuation may be justified as NAVN's earnings are expected to grow with 29.13% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y31.75%
EPS Next 3Y29.13%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for NAVN!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

NAVAN INC-CL A

NASDAQ:NAVN (2/18/2026, 8:00:01 PM)

After market: 10.48 +0.38 (+3.76%)

10.1

+0.13 (+1.3%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)12-15
Earnings (Next)N/A
Inst Owners34.62%
Inst Owner ChangeN/A
Ins Owners5.4%
Ins Owner Change1.23%
Market Cap2.51B
Revenue(TTM)536.84M
Net Income(TTM)-181.08M
Analysts85.56
Price Target24.65 (144.06%)
Short Float %3.33%
Short Ratio2.76
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.65%
PT rev (3m)N/A
EPS NQ rev (1m)3.33%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-13.68%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.68
P/FCF N/A
P/OCF N/A
P/B 2.06
P/tB 2.7
EV/EBITDA N/A
EPS(TTM)-0.73
EYN/A
EPS(NY)-0.19
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.16
BVpS4.9
TBVpS3.75
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -10.1%
ROE -14.86%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 68.37%
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.3
Health
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 4.49
Quick Ratio 4.49
Altman-Z 1.89
F-ScoreN/A
WACC8.1%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)45.38%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y28.17%
EPS Next 2Y31.75%
EPS Next 3Y29.13%
EPS Next 5YN/A
Revenue 1Y (TTM)33.46%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year30.17%
Revenue Next 2Y26.31%
Revenue Next 3Y26.08%
Revenue Next 5YN/A
EBIT growth 1Y56.31%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year141.11%
EBIT Next 3Y41.89%
EBIT Next 5YN/A
FCF growth 1Y63.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y69.7%
OCF growth 3YN/A
OCF growth 5YN/A

NAVAN INC-CL A / NAVN FAQ

Can you provide the ChartMill fundamental rating for NAVAN INC-CL A?

ChartMill assigns a fundamental rating of 3 / 10 to NAVN.


Can you provide the valuation status for NAVAN INC-CL A?

ChartMill assigns a valuation rating of 1 / 10 to NAVAN INC-CL A (NAVN). This can be considered as Overvalued.


What is the profitability of NAVN stock?

NAVAN INC-CL A (NAVN) has a profitability rating of 1 / 10.


What is the earnings growth outlook for NAVAN INC-CL A?

The Earnings per Share (EPS) of NAVAN INC-CL A (NAVN) is expected to grow by 28.17% in the next year.