NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) Stock Fundamental Analysis
Canada - TSX:NA-PR-S - CA6330673196
26.1 CAD
0 (0%)
NA-PR-S gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 25 industry peers in the Banks industry. NA-PR-S may be in some trouble as it scores bad on both profitability and health. NA-PR-S has a correct valuation and a medium growth rate. NA-PR-S also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year NA-PR-S was profitable.
NA-PR-S had a positive operating cash flow in the past year.
NA-PR-S had positive earnings in each of the past 5 years.
Of the past 5 years NA-PR-S 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 0.68%, NA-PR-S perfoms like the industry average, outperforming 52.00% of the companies in the same industry.
NA-PR-S has a Return On Equity (11.23%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROIC | N/A |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of NA-PR-S (28.35%) is comparable to the rest of the industry.
NA-PR-S's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for NA-PR-S so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NA-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, NA-PR-S has more shares outstanding
NA-PR-S has more shares outstanding than it did 5 years ago.
The debt/assets ratio for NA-PR-S has been reduced compared to a year ago.
2.2 Solvency
NA-PR-S has a debt to FCF ratio of 17.68. This is a negative value and a sign of low solvency as NA-PR-S would need 17.68 years to pay back of all of its debts.
NA-PR-S has a Debt to FCF ratio of 17.68. This is in the lower half of the industry: NA-PR-S underperforms 64.00% of its industry peers.
A Debt/Equity ratio of 1.92 is on the high side and indicates that NA-PR-S has dependencies on debt financing.
With an excellent Debt to Equity ratio value of 1.92, NA-PR-S belongs to the best of the industry, outperforming 84.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC23.2%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 7.71% over the past year.
The Earnings Per Share has been growing by 10.31% on average over the past years. This is quite good.
The Revenue has grown by 19.69% in the past year. This is quite good.
NA-PR-S shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.93% yearly.
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
3.2 Future
The Earnings Per Share is expected to grow by 3.38% on average over the next years.
The Revenue is expected to grow by 9.21% on average over the next years. This is quite good.
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 2.36, the valuation of NA-PR-S can be described as very cheap.
80.00% of the companies in the same industry are more expensive than NA-PR-S, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.28. NA-PR-S is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 2.18 indicates a rather cheap valuation of NA-PR-S.
Based on the Price/Forward Earnings ratio, NA-PR-S is valued a bit cheaper than 76.00% of the companies in the same industry.
NA-PR-S is valuated cheaply when we compare the Price/Forward Earnings ratio to 33.61, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.36 | ||
| Fwd PE | 2.18 |
4.2 Price Multiples
NA-PR-S's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.82 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.25
PEG (5Y)0.23
EPS Next 2Y7.25%
EPS Next 3Y8.57%
5. Dividend
5.1 Amount
NA-PR-S has a Yearly Dividend Yield of 6.64%, which is a nice return.
Compared to an average industry Dividend Yield of 4.38, NA-PR-S pays a better dividend. On top of this NA-PR-S pays more dividend than 96.00% of the companies listed in the same industry.
NA-PR-S's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.64% |
5.2 History
On average, the dividend of NA-PR-S grows each year by 10.25%, which is quite nice.
NA-PR-S has paid a dividend for at least 10 years, which is a reliable track record.
NA-PR-S has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)10.25%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
NA-PR-S pays out 49.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
NA-PR-S's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP49.67%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
NATIONAL BANK OF CANADA - NACN 6.191 PERP
TSX:NA-PR-S (11/10/2025, 7:00:00 PM)
26.1
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners37.87%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap10.24B
Revenue(TTM)13.23B
Net Income(TTM)3.75B
Analysts74.29
Price Target25.94 (-0.61%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.64% |
Yearly Dividend4.83
Dividend Growth(5Y)10.25%
DP49.67%
Div Incr Years1
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.9%
Min EPS beat(2)-3.39%
Max EPS beat(2)15.18%
EPS beat(4)2
Avg EPS beat(4)4.18%
Min EPS beat(4)-3.39%
Max EPS beat(4)15.18%
EPS beat(8)6
Avg EPS beat(8)4.17%
EPS beat(12)7
Avg EPS beat(12)1.21%
EPS beat(16)9
Avg EPS beat(16)2.08%
Revenue beat(2)1
Avg Revenue beat(2)1.73%
Min Revenue beat(2)-4.43%
Max Revenue beat(2)7.89%
Revenue beat(4)2
Avg Revenue beat(4)1.32%
Min Revenue beat(4)-4.43%
Max Revenue beat(4)7.89%
Revenue beat(8)5
Avg Revenue beat(8)0.94%
Revenue beat(12)5
Avg Revenue beat(12)-1.22%
Revenue beat(16)6
Avg Revenue beat(16)-1.46%
PT rev (1m)-1.65%
PT rev (3m)1.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.88%
EPS NY rev (1m)0.01%
EPS NY rev (3m)4.73%
Revenue NQ rev (1m)0.17%
Revenue NQ rev (3m)-0.89%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)-0.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.36 | ||
| Fwd PE | 2.18 | ||
| P/S | 0.77 | ||
| P/FCF | 2.82 | ||
| P/OCF | 2.64 | ||
| P/B | 0.31 | ||
| P/tB | 0.36 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.04
EY42.3%
EPS(NY)11.95
Fwd EY45.79%
FCF(TTM)9.26
FCFY35.49%
OCF(TTM)9.89
OCFY37.91%
SpS33.72
BVpS85.09
TBVpS72.57
PEG (NY)0.25
PEG (5Y)0.23
Graham Number145.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A | ||
| FCFM | 27.47% |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 43.59% | ||
| Cap/Sales | 1.88% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 96.91% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC23.2%
ROIC/WACCN/A
Cap/Depr(3y)71.63%
Cap/Depr(5y)60.13%
Cap/Sales(3y)3.48%
Cap/Sales(5y)3.04%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y118.33%
FCF growth 3Y-10.63%
FCF growth 5Y-12.35%
OCF growth 1Y93.76%
OCF growth 3Y-8.7%
OCF growth 5Y-10.89%
NATIONAL BANK OF CANADA - NACN 6.191 PERP / NA-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for NATIONAL BANK OF CANADA - NACN 6.191 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to NA-PR-S.CA.
Can you provide the valuation status for NATIONAL BANK OF CANADA - NACN 6.191 PERP?
ChartMill assigns a valuation rating of 6 / 10 to NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA). This can be considered as Fairly Valued.
What is the profitability of NA-PR-S stock?
NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for NA-PR-S stock?
The Price/Earnings (PE) ratio for NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is 2.36 and the Price/Book (PB) ratio is 0.31.
Can you provide the dividend sustainability for NA-PR-S stock?
The dividend rating of NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is 7 / 10 and the dividend payout ratio is 49.67%.