NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:NA-PR-S - CA6330673196
26.11 CAD
-0.01 (-0.04%)
Overall NA-PR-S gets a fundamental rating of 4 out of 10. We evaluated NA-PR-S against 22 industry peers in the Banks industry. NA-PR-S has a bad profitability rating. Also its financial health evaluation is rather negative. NA-PR-S scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
NA-PR-S had positive earnings in the past year.
NA-PR-S had a positive operating cash flow in the past year.
NA-PR-S had positive earnings in each of the past 5 years.
Of the past 5 years NA-PR-S 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of NA-PR-S (0.67%) is comparable to the rest of the industry.
With a Return On Equity value of 11.41%, NA-PR-S perfoms like the industry average, outperforming 59.09% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.67% | ||
| ROE | 11.41% | ||
| ROIC | N/A |
ROA(3y)0.73%
ROA(5y)0.77%
ROE(3y)13.03%
ROE(5y)14.07%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
NA-PR-S has a Profit Margin (27.55%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of NA-PR-S has grown nicely.
The Operating Margin and Gross Margin are not available for NA-PR-S so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 27.55% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.72%
PM growth 5Y2.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NA-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
NA-PR-S has more shares outstanding than it did 1 year ago.
The number of shares outstanding for NA-PR-S has been increased compared to 5 years ago.
NA-PR-S has a better debt/assets ratio than last year.
2.2 Solvency
NA-PR-S has a debt to FCF ratio of 13.40. This is a negative value and a sign of low solvency as NA-PR-S would need 13.40 years to pay back of all of its debts.
NA-PR-S has a better Debt to FCF ratio (13.40) than 63.64% of its industry peers.
A Debt/Equity ratio of 1.74 is on the high side and indicates that NA-PR-S has dependencies on debt financing.
The Debt to Equity ratio of NA-PR-S (1.74) is better than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.74 | ||
| Debt/FCF | 13.4 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC22.43%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
NA-PR-S shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.57%, which is quite good.
Measured over the past years, NA-PR-S shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.23% on average per year.
The Revenue has grown by 22.63% in the past year. This is a very strong growth!
NA-PR-S shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.02% yearly.
EPS 1Y (TTM)8.57%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%9.3%
Revenue 1Y (TTM)22.63%
Revenue growth 3Y13.14%
Revenue growth 5Y12.02%
Sales Q2Q%23.72%
3.2 Future
Based on estimates for the next years, NA-PR-S will show a small growth in Earnings Per Share. The EPS will grow by 2.13% on average per year.
Based on estimates for the next years, NA-PR-S will show a small growth in Revenue. The Revenue will grow by 5.57% on average per year.
EPS Next Y10.19%
EPS Next 2Y11.45%
EPS Next 3Y10.07%
EPS Next 5Y2.13%
Revenue Next Year8.92%
Revenue Next 2Y7.6%
Revenue Next 3Y5.57%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 2.31, the valuation of NA-PR-S can be described as very cheap.
NA-PR-S's Price/Earnings ratio is rather cheap when compared to the industry. NA-PR-S is cheaper than 86.36% of the companies in the same industry.
When comparing the Price/Earnings ratio of NA-PR-S to the average of the S&P500 Index (26.60), we can say NA-PR-S is valued rather cheaply.
NA-PR-S is valuated cheaply with a Price/Forward Earnings ratio of 2.10.
Based on the Price/Forward Earnings ratio, NA-PR-S is valued cheaply inside the industry as 86.36% of the companies are valued more expensively.
NA-PR-S is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.23, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.1 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, NA-PR-S is valued cheaply inside the industry as 81.82% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.32 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
NA-PR-S's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.23
PEG (5Y)0.17
EPS Next 2Y11.45%
EPS Next 3Y10.07%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.87%, NA-PR-S has a reasonable but not impressive dividend return.
NA-PR-S's Dividend Yield is comparable with the industry average which is at 3.14.
NA-PR-S's Dividend Yield is a higher than the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.87% |
5.2 History
The dividend of NA-PR-S is nicely growing with an annual growth rate of 6.57%!
NA-PR-S has been paying a dividend for at least 10 years, so it has a reliable track record.
NA-PR-S has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.57%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
50.67% of the earnings are spent on dividend by NA-PR-S. This is a bit on the high side, but may be sustainable.
The dividend of NA-PR-S is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP50.67%
EPS Next 2Y11.45%
EPS Next 3Y10.07%
NATIONAL BANK OF CANADA - NACN 6.191 PERP
TSX:NA-PR-S (1/2/2026, 7:00:00 PM)
26.11
-0.01 (-0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners38.54%
Inst Owner ChangeN/A
Ins Owners0.13%
Ins Owner ChangeN/A
Market Cap10.21B
Revenue(TTM)13.98B
Net Income(TTM)3.85B
Analysts74.55
Price Target26.19 (0.31%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.87% |
Yearly Dividend5.33
Dividend Growth(5Y)6.57%
DP50.67%
Div Incr Years1
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.5%
Min EPS beat(2)-3.39%
Max EPS beat(2)4.39%
EPS beat(4)3
Avg EPS beat(4)5.88%
Min EPS beat(4)-3.39%
Max EPS beat(4)15.18%
EPS beat(8)6
Avg EPS beat(8)4.13%
EPS beat(12)8
Avg EPS beat(12)2.41%
EPS beat(16)10
Avg EPS beat(16)2.63%
Revenue beat(2)1
Avg Revenue beat(2)-0.23%
Min Revenue beat(2)-4.43%
Max Revenue beat(2)3.96%
Revenue beat(4)3
Avg Revenue beat(4)2.65%
Min Revenue beat(4)-4.43%
Max Revenue beat(4)7.89%
Revenue beat(8)5
Avg Revenue beat(8)1.26%
Revenue beat(12)6
Avg Revenue beat(12)-0.12%
Revenue beat(16)7
Avg Revenue beat(16)-0.77%
PT rev (1m)2.62%
PT rev (3m)-0.7%
EPS NQ rev (1m)0.35%
EPS NQ rev (3m)3.69%
EPS NY rev (1m)3.3%
EPS NY rev (3m)4.28%
Revenue NQ rev (1m)0.21%
Revenue NQ rev (3m)4%
Revenue NY rev (1m)3.93%
Revenue NY rev (3m)4.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.1 | ||
| P/S | 0.73 | ||
| P/FCF | 2.32 | ||
| P/OCF | 2.2 | ||
| P/B | 0.3 | ||
| P/tB | 0.35 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.28
EY43.2%
EPS(NY)12.43
Fwd EY47.6%
FCF(TTM)11.26
FCFY43.12%
OCF(TTM)11.86
OCFY45.41%
SpS35.76
BVpS86.38
TBVpS73.97
PEG (NY)0.23
PEG (5Y)0.17
Graham Number148.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.67% | ||
| ROE | 11.41% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 27.55% | ||
| GM | N/A | ||
| FCFM | 31.49% |
ROA(3y)0.73%
ROA(5y)0.77%
ROE(3y)13.03%
ROE(5y)14.07%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.72%
PM growth 5Y2.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.74 | ||
| Debt/FCF | 13.4 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 35.63% | ||
| Cap/Sales | 1.67% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 114.28% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC22.43%
ROIC/WACCN/A
Cap/Depr(3y)63%
Cap/Depr(5y)59.13%
Cap/Sales(3y)3.02%
Cap/Sales(5y)2.91%
Profit Quality(3y)127.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.57%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%9.3%
EPS Next Y10.19%
EPS Next 2Y11.45%
EPS Next 3Y10.07%
EPS Next 5Y2.13%
Revenue 1Y (TTM)22.63%
Revenue growth 3Y13.14%
Revenue growth 5Y12.02%
Sales Q2Q%23.72%
Revenue Next Year8.92%
Revenue Next 2Y7.6%
Revenue Next 3Y5.57%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y4.59%
FCF growth 3YN/A
FCF growth 5Y-25.97%
OCF growth 1Y-0.37%
OCF growth 3YN/A
OCF growth 5Y-25.34%
NATIONAL BANK OF CANADA - NACN 6.191 PERP / NA-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for NATIONAL BANK OF CANADA - NACN 6.191 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to NA-PR-S.CA.
What is the valuation status for NA-PR-S stock?
ChartMill assigns a valuation rating of 8 / 10 to NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA). This can be considered as Undervalued.
What is the profitability of NA-PR-S stock?
NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) has a profitability rating of 3 / 10.
Can you provide the expected EPS growth for NA-PR-S stock?
The Earnings per Share (EPS) of NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is expected to grow by 10.19% in the next year.
How sustainable is the dividend of NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) stock?
The dividend rating of NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is 5 / 10 and the dividend payout ratio is 50.67%.