NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) Stock Fundamental Analysis

TSX:NA-PR-S • CA6330673196

26.25 CAD
+0.01 (+0.04%)
Last: Mar 2, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to NA-PR-S. NA-PR-S was compared to 24 industry peers in the Banks industry. There are concerns on the financial health of NA-PR-S while its profitability can be described as average. NA-PR-S scores decently on growth, while it is valued quite cheap. This could make an interesting combination.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year NA-PR-S was profitable.
  • In the past year NA-PR-S had a positive cash flow from operations.
  • NA-PR-S had positive earnings in each of the past 5 years.
  • Of the past 5 years NA-PR-S 4 years had a positive operating cash flow.
NA-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFNA-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

1.2 Ratios

  • With a Return On Assets value of 0.67%, NA-PR-S perfoms like the industry average, outperforming 58.33% of the companies in the same industry.
  • With a decent Return On Equity value of 11.41%, NA-PR-S is doing good in the industry, outperforming 62.50% of the companies in the same industry.
Industry RankSector Rank
ROA 0.67%
ROE 11.41%
ROIC N/A
ROA(3y)0.73%
ROA(5y)0.77%
ROE(3y)13.03%
ROE(5y)14.07%
ROIC(3y)N/A
ROIC(5y)N/A
NA-PR-S.CA Yearly ROA, ROE, ROICNA-PR-S.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • NA-PR-S's Profit Margin of 27.55% is fine compared to the rest of the industry. NA-PR-S outperforms 62.50% of its industry peers.
  • In the last couple of years the Profit Margin of NA-PR-S has grown nicely.
  • NA-PR-S does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 27.55%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.72%
PM growth 5Y2.58%
GM growth 3YN/A
GM growth 5YN/A
NA-PR-S.CA Yearly Profit, Operating, Gross MarginsNA-PR-S.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • NA-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, NA-PR-S has more shares outstanding
  • The number of shares outstanding for NA-PR-S has been increased compared to 5 years ago.
  • NA-PR-S has a better debt/assets ratio than last year.
NA-PR-S.CA Yearly Shares OutstandingNA-PR-S.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
NA-PR-S.CA Yearly Total Debt VS Total AssetsNA-PR-S.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100B 200B 300B 400B 500B

2.2 Solvency

  • The Debt to FCF ratio of NA-PR-S is 13.40, which is on the high side as it means it would take NA-PR-S, 13.40 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 13.40, NA-PR-S is doing good in the industry, outperforming 75.00% of the companies in the same industry.
  • A Debt/Equity ratio of 1.74 is on the high side and indicates that NA-PR-S has dependencies on debt financing.
  • NA-PR-S's Debt to Equity ratio of 1.74 is amongst the best of the industry. NA-PR-S outperforms 83.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.74
Debt/FCF 13.4
Altman-Z N/A
ROIC/WACCN/A
WACC22.46%
NA-PR-S.CA Yearly LT Debt VS Equity VS FCFNA-PR-S.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
NA-PR-S.CA Yearly Current Assets VS Current LiabilitesNA-PR-S.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • NA-PR-S shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.71%.
  • NA-PR-S shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.23% yearly.
  • NA-PR-S shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.63%.
  • NA-PR-S shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.02% yearly.
EPS 1Y (TTM)7.71%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%9.46%
Revenue 1Y (TTM)22.63%
Revenue growth 3Y13.14%
Revenue growth 5Y12.02%
Sales Q2Q%19.1%

3.2 Future

  • Based on estimates for the next years, NA-PR-S will show a small growth in Earnings Per Share. The EPS will grow by 5.21% on average per year.
  • NA-PR-S is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.57% yearly.
EPS Next Y10.19%
EPS Next 2Y11.45%
EPS Next 3Y10.07%
EPS Next 5Y5.21%
Revenue Next Year9.44%
Revenue Next 2Y7.66%
Revenue Next 3Y5.57%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
NA-PR-S.CA Yearly Revenue VS EstimatesNA-PR-S.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
NA-PR-S.CA Yearly EPS VS EstimatesNA-PR-S.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 2.27, which indicates a rather cheap valuation of NA-PR-S.
  • NA-PR-S's Price/Earnings ratio is rather cheap when compared to the industry. NA-PR-S is cheaper than 87.50% of the companies in the same industry.
  • NA-PR-S's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.13.
  • NA-PR-S is valuated cheaply with a Price/Forward Earnings ratio of 1.87.
  • Based on the Price/Forward Earnings ratio, NA-PR-S is valued cheaply inside the industry as 87.50% of the companies are valued more expensively.
  • NA-PR-S's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.11.
Industry RankSector Rank
PE 2.27
Fwd PE 1.87
NA-PR-S.CA Price Earnings VS Forward Price EarningsNA-PR-S.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, NA-PR-S is valued cheaply inside the industry as 91.67% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 2.32
EV/EBITDA N/A
NA-PR-S.CA Per share dataNA-PR-S.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.22
PEG (5Y)0.17
EPS Next 2Y11.45%
EPS Next 3Y10.07%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • NA-PR-S has a Yearly Dividend Yield of 2.58%. Purely for dividend investing, there may be better candidates out there.
  • NA-PR-S's Dividend Yield is comparable with the industry average which is at 3.22.
  • Compared to an average S&P500 Dividend Yield of 1.82, NA-PR-S pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.58%

5.2 History

  • On average, the dividend of NA-PR-S grows each year by 6.57%, which is quite nice.
  • NA-PR-S has been paying a dividend for at least 10 years, so it has a reliable track record.
  • NA-PR-S has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.57%
Div Incr Years1
Div Non Decr Years4
NA-PR-S.CA Yearly Dividends per shareNA-PR-S.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • NA-PR-S pays out 50.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • NA-PR-S's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP50.67%
EPS Next 2Y11.45%
EPS Next 3Y10.07%
NA-PR-S.CA Yearly Income VS Free CF VS DividendNA-PR-S.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B
NA-PR-S.CA Dividend Payout.NA-PR-S.CA Dividend Payout, showing the Payout Ratio.NA-PR-S.CA Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

NATIONAL BANK OF CANADA - NACN 6.191 PERP

TSX:NA-PR-S (3/2/2026, 7:00:00 PM)

26.25

+0.01 (+0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-25
Earnings (Next)05-27
Inst Owners38.54%
Inst Owner ChangeN/A
Ins Owners0.13%
Ins Owner ChangeN/A
Market Cap10.19B
Revenue(TTM)13.98B
Net Income(TTM)3.85B
Analysts74.55
Price Target26.77 (1.98%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.58%
Yearly Dividend5.33
Dividend Growth(5Y)6.57%
DP50.67%
Div Incr Years1
Div Non Decr Years4
Ex-Date01-06
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.5%
Min EPS beat(2)-3.39%
Max EPS beat(2)4.39%
EPS beat(4)3
Avg EPS beat(4)5.88%
Min EPS beat(4)-3.39%
Max EPS beat(4)15.18%
EPS beat(8)6
Avg EPS beat(8)4.13%
EPS beat(12)8
Avg EPS beat(12)2.41%
EPS beat(16)10
Avg EPS beat(16)2.63%
Revenue beat(2)1
Avg Revenue beat(2)-0.23%
Min Revenue beat(2)-4.43%
Max Revenue beat(2)3.96%
Revenue beat(4)3
Avg Revenue beat(4)2.65%
Min Revenue beat(4)-4.43%
Max Revenue beat(4)7.89%
Revenue beat(8)5
Avg Revenue beat(8)1.26%
Revenue beat(12)6
Avg Revenue beat(12)-0.12%
Revenue beat(16)7
Avg Revenue beat(16)-0.77%
PT rev (1m)0.36%
PT rev (3m)4.91%
EPS NQ rev (1m)1.74%
EPS NQ rev (3m)6.63%
EPS NY rev (1m)0%
EPS NY rev (3m)4%
Revenue NQ rev (1m)1%
Revenue NQ rev (3m)5.29%
Revenue NY rev (1m)0.47%
Revenue NY rev (3m)4.98%
Valuation
Industry RankSector Rank
PE 2.27
Fwd PE 1.87
P/S 0.73
P/FCF 2.32
P/OCF 2.2
P/B 0.3
P/tB 0.35
EV/EBITDA N/A
EPS(TTM)11.56
EY44.04%
EPS(NY)14.01
Fwd EY53.37%
FCF(TTM)11.34
FCFY43.18%
OCF(TTM)11.94
OCFY45.47%
SpS36
BVpS86.96
TBVpS74.47
PEG (NY)0.22
PEG (5Y)0.17
Graham Number150.39
Profitability
Industry RankSector Rank
ROA 0.67%
ROE 11.41%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 27.55%
GM N/A
FCFM 31.49%
ROA(3y)0.73%
ROA(5y)0.77%
ROE(3y)13.03%
ROE(5y)14.07%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.72%
PM growth 5Y2.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 1.74
Debt/FCF 13.4
Debt/EBITDA N/A
Cap/Depr 35.63%
Cap/Sales 1.67%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 114.28%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC22.46%
ROIC/WACCN/A
Cap/Depr(3y)63%
Cap/Depr(5y)59.13%
Cap/Sales(3y)3.02%
Cap/Sales(5y)2.91%
Profit Quality(3y)127.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.71%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%9.46%
EPS Next Y10.19%
EPS Next 2Y11.45%
EPS Next 3Y10.07%
EPS Next 5Y5.21%
Revenue 1Y (TTM)22.63%
Revenue growth 3Y13.14%
Revenue growth 5Y12.02%
Sales Q2Q%19.1%
Revenue Next Year9.44%
Revenue Next 2Y7.66%
Revenue Next 3Y5.57%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y4.59%
FCF growth 3YN/A
FCF growth 5Y-25.97%
OCF growth 1Y-0.37%
OCF growth 3YN/A
OCF growth 5Y-25.34%

NATIONAL BANK OF CANADA - NACN 6.191 PERP / NA-PR-S.CA FAQ

Can you provide the ChartMill fundamental rating for NATIONAL BANK OF CANADA - NACN 6.191 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to NA-PR-S.CA.


What is the valuation status for NA-PR-S stock?

ChartMill assigns a valuation rating of 8 / 10 to NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA). This can be considered as Undervalued.


What is the profitability of NA-PR-S stock?

NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) has a profitability rating of 4 / 10.


Can you provide the expected EPS growth for NA-PR-S stock?

The Earnings per Share (EPS) of NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is expected to grow by 10.19% in the next year.


How sustainable is the dividend of NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) stock?

The dividend rating of NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is 5 / 10 and the dividend payout ratio is 50.67%.