NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) Stock Fundamental Analysis
Canada - TSX:NA-PR-S - CA6330673196
25.89 CAD
-0.21 (-0.8%)
Overall NA-PR-S gets a fundamental rating of 4 out of 10. We evaluated NA-PR-S against 25 industry peers in the Banks industry. Both the profitability and financial health of NA-PR-S have multiple concerns. NA-PR-S has a decent growth rate and is not valued too expensively. NA-PR-S also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year NA-PR-S was profitable.
In the past year NA-PR-S had a positive cash flow from operations.
In the past 5 years NA-PR-S has always been profitable.
NA-PR-S had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
NA-PR-S's Return On Assets of 0.68% is in line compared to the rest of the industry. NA-PR-S outperforms 52.00% of its industry peers.
The Return On Equity of NA-PR-S (11.23%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROIC | N/A |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 28.35%, NA-PR-S is in line with its industry, outperforming 60.00% of the companies in the same industry.
NA-PR-S's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for NA-PR-S so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NA-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, NA-PR-S has more shares outstanding
NA-PR-S has more shares outstanding than it did 5 years ago.
NA-PR-S has a better debt/assets ratio than last year.
2.2 Solvency
NA-PR-S has a debt to FCF ratio of 17.68. This is a negative value and a sign of low solvency as NA-PR-S would need 17.68 years to pay back of all of its debts.
NA-PR-S has a Debt to FCF ratio of 17.68. This is in the lower half of the industry: NA-PR-S underperforms 64.00% of its industry peers.
NA-PR-S has a Debt/Equity ratio of 1.92. This is a high value indicating a heavy dependency on external financing.
NA-PR-S has a better Debt to Equity ratio (1.92) than 84.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC23.2%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 7.71% over the past year.
Measured over the past years, NA-PR-S shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.31% on average per year.
NA-PR-S shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.69%.
NA-PR-S shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.93% yearly.
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
3.2 Future
NA-PR-S is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.38% yearly.
The Revenue is expected to grow by 9.21% on average over the next years. This is quite good.
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
NA-PR-S is valuated cheaply with a Price/Earnings ratio of 2.35.
80.00% of the companies in the same industry are more expensive than NA-PR-S, based on the Price/Earnings ratio.
NA-PR-S is valuated cheaply when we compare the Price/Earnings ratio to 26.34, which is the current average of the S&P500 Index.
NA-PR-S is valuated cheaply with a Price/Forward Earnings ratio of 2.17.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NA-PR-S indicates a somewhat cheap valuation: NA-PR-S is cheaper than 76.00% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of NA-PR-S to the average of the S&P500 Index (34.43), we can say NA-PR-S is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.35 | ||
| Fwd PE | 2.17 |
4.2 Price Multiples
NA-PR-S's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.8 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
NA-PR-S's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.25
PEG (5Y)0.23
EPS Next 2Y7.25%
EPS Next 3Y8.57%
5. Dividend
5.1 Amount
NA-PR-S has a Yearly Dividend Yield of 6.64%, which is a nice return.
Compared to an average industry Dividend Yield of 4.38, NA-PR-S pays a better dividend. On top of this NA-PR-S pays more dividend than 96.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, NA-PR-S pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.64% |
5.2 History
On average, the dividend of NA-PR-S grows each year by 10.25%, which is quite nice.
NA-PR-S has paid a dividend for at least 10 years, which is a reliable track record.
NA-PR-S has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)10.25%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
49.67% of the earnings are spent on dividend by NA-PR-S. This is a bit on the high side, but may be sustainable.
NA-PR-S's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP49.67%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
NATIONAL BANK OF CANADA - NACN 6.191 PERP
TSX:NA-PR-S (11/12/2025, 7:00:00 PM)
25.89
-0.21 (-0.8%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners37.87%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap10.15B
Revenue(TTM)13.23B
Net Income(TTM)3.75B
Analysts74.29
Price Target25.94 (0.19%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.64% |
Yearly Dividend4.83
Dividend Growth(5Y)10.25%
DP49.67%
Div Incr Years1
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.9%
Min EPS beat(2)-3.39%
Max EPS beat(2)15.18%
EPS beat(4)2
Avg EPS beat(4)4.18%
Min EPS beat(4)-3.39%
Max EPS beat(4)15.18%
EPS beat(8)6
Avg EPS beat(8)4.17%
EPS beat(12)7
Avg EPS beat(12)1.21%
EPS beat(16)9
Avg EPS beat(16)2.08%
Revenue beat(2)1
Avg Revenue beat(2)1.73%
Min Revenue beat(2)-4.43%
Max Revenue beat(2)7.89%
Revenue beat(4)2
Avg Revenue beat(4)1.32%
Min Revenue beat(4)-4.43%
Max Revenue beat(4)7.89%
Revenue beat(8)5
Avg Revenue beat(8)0.94%
Revenue beat(12)5
Avg Revenue beat(12)-1.22%
Revenue beat(16)6
Avg Revenue beat(16)-1.46%
PT rev (1m)-1.65%
PT rev (3m)1.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.88%
EPS NY rev (1m)0.01%
EPS NY rev (3m)4.73%
Revenue NQ rev (1m)0.17%
Revenue NQ rev (3m)-0.89%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)-0.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.35 | ||
| Fwd PE | 2.17 | ||
| P/S | 0.77 | ||
| P/FCF | 2.8 | ||
| P/OCF | 2.62 | ||
| P/B | 0.3 | ||
| P/tB | 0.36 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.04
EY42.64%
EPS(NY)11.95
Fwd EY46.16%
FCF(TTM)9.26
FCFY35.78%
OCF(TTM)9.89
OCFY38.22%
SpS33.72
BVpS85.09
TBVpS72.57
PEG (NY)0.25
PEG (5Y)0.23
Graham Number145.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A | ||
| FCFM | 27.47% |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 43.59% | ||
| Cap/Sales | 1.88% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 96.91% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC23.2%
ROIC/WACCN/A
Cap/Depr(3y)71.63%
Cap/Depr(5y)60.13%
Cap/Sales(3y)3.48%
Cap/Sales(5y)3.04%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y118.33%
FCF growth 3Y-10.63%
FCF growth 5Y-12.35%
OCF growth 1Y93.76%
OCF growth 3Y-8.7%
OCF growth 5Y-10.89%
NATIONAL BANK OF CANADA - NACN 6.191 PERP / NA-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for NATIONAL BANK OF CANADA - NACN 6.191 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to NA-PR-S.CA.
Can you provide the valuation status for NATIONAL BANK OF CANADA - NACN 6.191 PERP?
ChartMill assigns a valuation rating of 6 / 10 to NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA). This can be considered as Fairly Valued.
What is the profitability of NA-PR-S stock?
NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for NA-PR-S stock?
The Price/Earnings (PE) ratio for NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is 2.35 and the Price/Book (PB) ratio is 0.3.
Can you provide the dividend sustainability for NA-PR-S stock?
The dividend rating of NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is 7 / 10 and the dividend payout ratio is 49.67%.