NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:NA-PR-S - CA6330673196
25.85 CAD
0 (0%)
We assign a fundamental rating of 4 out of 10 to NA-PR-S. NA-PR-S was compared to 25 industry peers in the Banks industry. NA-PR-S has a bad profitability rating. Also its financial health evaluation is rather negative. NA-PR-S has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year NA-PR-S was profitable.
In the past year NA-PR-S had a positive cash flow from operations.
NA-PR-S had positive earnings in each of the past 5 years.
Of the past 5 years NA-PR-S 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 0.68%, NA-PR-S perfoms like the industry average, outperforming 52.00% of the companies in the same industry.
NA-PR-S has a Return On Equity of 11.23%. This is comparable to the rest of the industry: NA-PR-S outperforms 52.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROIC | N/A |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 28.35%, NA-PR-S perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
In the last couple of years the Profit Margin of NA-PR-S has grown nicely.
The Operating Margin and Gross Margin are not available for NA-PR-S so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NA-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, NA-PR-S has more shares outstanding
Compared to 5 years ago, NA-PR-S has more shares outstanding
NA-PR-S has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of NA-PR-S is 17.68, which is on the high side as it means it would take NA-PR-S, 17.68 years of fcf income to pay off all of its debts.
NA-PR-S has a Debt to FCF ratio of 17.68. This is in the lower half of the industry: NA-PR-S underperforms 64.00% of its industry peers.
NA-PR-S has a Debt/Equity ratio of 1.92. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.92, NA-PR-S belongs to the top of the industry, outperforming 84.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC23.21%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
NA-PR-S shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.71%.
Measured over the past years, NA-PR-S shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.31% on average per year.
The Revenue has grown by 19.69% in the past year. This is quite good.
The Revenue has been growing by 8.93% on average over the past years. This is quite good.
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
3.2 Future
NA-PR-S is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.38% yearly.
The Revenue is expected to grow by 9.21% on average over the next years. This is quite good.
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 2.34 indicates a rather cheap valuation of NA-PR-S.
Based on the Price/Earnings ratio, NA-PR-S is valued a bit cheaper than 80.00% of the companies in the same industry.
NA-PR-S's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.45.
A Price/Forward Earnings ratio of 2.16 indicates a rather cheap valuation of NA-PR-S.
Based on the Price/Forward Earnings ratio, NA-PR-S is valued a bit cheaper than 76.00% of the companies in the same industry.
NA-PR-S's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.46.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.34 | ||
| Fwd PE | 2.16 |
4.2 Price Multiples
NA-PR-S's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.79 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.25
PEG (5Y)0.23
EPS Next 2Y7.25%
EPS Next 3Y8.57%
5. Dividend
5.1 Amount
NA-PR-S has a Yearly Dividend Yield of 2.92%.
Compared to an average industry Dividend Yield of 3.65, NA-PR-S pays a better dividend. On top of this NA-PR-S pays more dividend than 96.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, NA-PR-S pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.92% |
5.2 History
The dividend of NA-PR-S is nicely growing with an annual growth rate of 10.25%!
NA-PR-S has paid a dividend for at least 10 years, which is a reliable track record.
NA-PR-S has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)10.25%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
49.67% of the earnings are spent on dividend by NA-PR-S. This is a bit on the high side, but may be sustainable.
NA-PR-S's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP49.67%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
NATIONAL BANK OF CANADA - NACN 6.191 PERP
TSX:NA-PR-S (11/21/2025, 7:00:00 PM)
25.85
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners37.87%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap10.14B
Revenue(TTM)13.23B
Net Income(TTM)3.75B
Analysts74.29
Price Target25.52 (-1.28%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.92% |
Yearly Dividend4.83
Dividend Growth(5Y)10.25%
DP49.67%
Div Incr Years1
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.9%
Min EPS beat(2)-3.39%
Max EPS beat(2)15.18%
EPS beat(4)2
Avg EPS beat(4)4.18%
Min EPS beat(4)-3.39%
Max EPS beat(4)15.18%
EPS beat(8)6
Avg EPS beat(8)4.17%
EPS beat(12)7
Avg EPS beat(12)1.21%
EPS beat(16)9
Avg EPS beat(16)2.08%
Revenue beat(2)1
Avg Revenue beat(2)1.73%
Min Revenue beat(2)-4.43%
Max Revenue beat(2)7.89%
Revenue beat(4)2
Avg Revenue beat(4)1.32%
Min Revenue beat(4)-4.43%
Max Revenue beat(4)7.89%
Revenue beat(8)5
Avg Revenue beat(8)0.94%
Revenue beat(12)5
Avg Revenue beat(12)-1.22%
Revenue beat(16)6
Avg Revenue beat(16)-1.46%
PT rev (1m)-0.76%
PT rev (3m)1.94%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.76%
EPS NY rev (1m)0.01%
EPS NY rev (3m)4.73%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.22%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)-0.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.34 | ||
| Fwd PE | 2.16 | ||
| P/S | 0.77 | ||
| P/FCF | 2.79 | ||
| P/OCF | 2.61 | ||
| P/B | 0.3 | ||
| P/tB | 0.36 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.04
EY42.71%
EPS(NY)11.95
Fwd EY46.23%
FCF(TTM)9.26
FCFY35.83%
OCF(TTM)9.89
OCFY38.28%
SpS33.72
BVpS85.09
TBVpS72.57
PEG (NY)0.25
PEG (5Y)0.23
Graham Number145.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A | ||
| FCFM | 27.47% |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 43.59% | ||
| Cap/Sales | 1.88% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 96.91% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC23.21%
ROIC/WACCN/A
Cap/Depr(3y)71.63%
Cap/Depr(5y)60.13%
Cap/Sales(3y)3.48%
Cap/Sales(5y)3.04%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y118.33%
FCF growth 3Y-10.63%
FCF growth 5Y-12.35%
OCF growth 1Y93.76%
OCF growth 3Y-8.7%
OCF growth 5Y-10.89%
NATIONAL BANK OF CANADA - NACN 6.191 PERP / NA-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for NATIONAL BANK OF CANADA - NACN 6.191 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to NA-PR-S.CA.
Can you provide the valuation status for NATIONAL BANK OF CANADA - NACN 6.191 PERP?
ChartMill assigns a valuation rating of 6 / 10 to NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA). This can be considered as Fairly Valued.
What is the profitability of NA-PR-S stock?
NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for NA-PR-S stock?
The Price/Earnings (PE) ratio for NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is 2.34 and the Price/Book (PB) ratio is 0.3.
Can you provide the dividend sustainability for NA-PR-S stock?
The dividend rating of NATIONAL BANK OF CANADA - NACN 6.191 PERP (NA-PR-S.CA) is 7 / 10 and the dividend payout ratio is 49.67%.