NATIONAL BANK OF CANADA - NACN 7.651 PERP (NA-PR-K.CA) Stock Fundamental Analysis

TSX:NA-PR-K • CA63307P7636

28.18 CAD
+0.03 (+0.11%)
Last: Feb 26, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

NA-PR-K gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 24 industry peers in the Banks industry. NA-PR-K has a bad profitability rating. Also its financial health evaluation is rather negative. NA-PR-K has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year NA-PR-K was profitable.
  • In the past year NA-PR-K had a positive cash flow from operations.
  • Of the past 5 years NA-PR-K 4 years were profitable.
  • In multiple years NA-PR-K reported negative operating cash flow during the last 5 years.
NA-PR-K.CA Yearly Net Income VS EBIT VS OCF VS FCFNA-PR-K.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B

1.2 Ratios

  • The Return On Assets of NA-PR-K (0.62%) is worse than 62.50% of its industry peers.
  • NA-PR-K has a worse Return On Equity (6.14%) than 83.33% of its industry peers.
Industry RankSector Rank
ROA 0.62%
ROE 6.14%
ROIC N/A
ROA(3y)0.71%
ROA(5y)0.75%
ROE(3y)7.5%
ROE(5y)7.85%
ROIC(3y)N/A
ROIC(5y)N/A
NA-PR-K.CA Yearly ROA, ROE, ROICNA-PR-K.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8

1.3 Margins

  • NA-PR-K has a worse Profit Margin (22.63%) than 75.00% of its industry peers.
  • NA-PR-K's Profit Margin has declined in the last couple of years.
  • NA-PR-K does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 22.63%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.12%
PM growth 5Y-6.09%
GM growth 3YN/A
GM growth 5YN/A
NA-PR-K.CA Yearly Profit, Operating, Gross MarginsNA-PR-K.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • NA-PR-K does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • There is no outstanding debt for NA-PR-K. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
NA-PR-K.CA Yearly Shares OutstandingNA-PR-K.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
NA-PR-K.CA Yearly Total Debt VS Total AssetsNA-PR-K.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.2 Solvency

  • NA-PR-K has a debt to FCF ratio of 7.63. This is a slightly negative value and a sign of low solvency as NA-PR-K would need 7.63 years to pay back of all of its debts.
  • The Debt to FCF ratio of NA-PR-K (7.63) is better than 83.33% of its industry peers.
  • A Debt/Equity ratio of 0.97 indicates that NA-PR-K is somewhat dependend on debt financing.
  • NA-PR-K has a better Debt to Equity ratio (0.97) than 91.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 7.63
Altman-Z N/A
ROIC/WACCN/A
WACC13.41%
NA-PR-K.CA Yearly LT Debt VS Equity VS FCFNA-PR-K.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
NA-PR-K.CA Yearly Current Assets VS Current LiabilitesNA-PR-K.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 8.57% over the past year.
  • The Earnings Per Share has been growing by 13.23% on average over the past years. This is quite good.
EPS 1Y (TTM)8.57%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%9.3%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%23.72%

3.2 Future

  • The Earnings Per Share is expected to grow by 9.71% on average over the next years. This is quite good.
  • Based on estimates for the next years, NA-PR-K will show a small growth in Revenue. The Revenue will grow by 5.57% on average per year.
EPS Next Y9.12%
EPS Next 2Y10.91%
EPS Next 3Y9.71%
EPS Next 5YN/A
Revenue Next Year8.92%
Revenue Next 2Y7.6%
Revenue Next 3Y5.57%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
NA-PR-K.CA Yearly Revenue VS EstimatesNA-PR-K.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
NA-PR-K.CA Yearly EPS VS EstimatesNA-PR-K.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 2.50 indicates a rather cheap valuation of NA-PR-K.
  • Based on the Price/Earnings ratio, NA-PR-K is valued a bit cheaper than the industry average as 70.83% of the companies are valued more expensively.
  • NA-PR-K's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.11.
  • A Price/Forward Earnings ratio of 2.29 indicates a rather cheap valuation of NA-PR-K.
  • Based on the Price/Forward Earnings ratio, NA-PR-K is valued a bit cheaper than the industry average as 70.83% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 28.13. NA-PR-K is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 2.5
Fwd PE 2.29
NA-PR-K.CA Price Earnings VS Forward Price EarningsNA-PR-K.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 66.67% of the companies in the same industry are cheaper than NA-PR-K, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 19.79
EV/EBITDA N/A
NA-PR-K.CA Per share dataNA-PR-K.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.27
PEG (5Y)0.19
EPS Next 2Y10.91%
EPS Next 3Y9.71%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • NA-PR-K has a Yearly Dividend Yield of 2.88%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 3.11, NA-PR-K has a dividend in line with its industry peers.
  • NA-PR-K's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 2.88%

5.2 History

  • The dividend of NA-PR-K has a limited annual growth rate of 4.68%.
  • NA-PR-K is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)4.68%
Div Incr Years0
Div Non Decr Years0
NA-PR-K.CA Yearly Dividends per shareNA-PR-K.CA Yearly Dividends per shareYearly Dividends per share 2025 2026 0.5 1 1.5

5.3 Sustainability

  • NA-PR-K pays out 58.26% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • NA-PR-K's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP58.26%
EPS Next 2Y10.91%
EPS Next 3Y9.71%
NA-PR-K.CA Yearly Income VS Free CF VS DividendNA-PR-K.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B
NA-PR-K.CA Dividend Payout.NA-PR-K.CA Dividend Payout, showing the Payout Ratio.NA-PR-K.CA Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

NATIONAL BANK OF CANADA - NACN 7.651 PERP

TSX:NA-PR-K (2/26/2026, 7:00:00 PM)

28.18

+0.03 (+0.11%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)12-03
Earnings (Next)02-25
Inst Owners12.56%
Inst Owner ChangeN/A
Ins Owners0.05%
Ins Owner ChangeN/A
Market Cap10.94B
Revenue(TTM)N/A
Net Income(TTM)267.88M
Analysts73
Price Target189.28 (571.68%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.88%
Yearly Dividend1.62
Dividend Growth(5Y)4.68%
DP58.26%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-23
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.06%
Min EPS beat(2)-1.46%
Max EPS beat(2)5.59%
EPS beat(4)3
Avg EPS beat(4)3.38%
Min EPS beat(4)-1.46%
Max EPS beat(4)7.77%
EPS beat(8)5
Avg EPS beat(8)1.66%
EPS beat(12)7
Avg EPS beat(12)2.54%
EPS beat(16)10
Avg EPS beat(16)4.35%
Revenue beat(2)0
Avg Revenue beat(2)-45.09%
Min Revenue beat(2)-89.79%
Max Revenue beat(2)-0.4%
Revenue beat(4)0
Avg Revenue beat(4)-67.41%
Min Revenue beat(4)-89.96%
Max Revenue beat(4)-0.4%
Revenue beat(8)0
Avg Revenue beat(8)-78.52%
Revenue beat(12)0
Avg Revenue beat(12)-82.03%
Revenue beat(16)0
Avg Revenue beat(16)-83.71%
PT rev (1m)0.1%
PT rev (3m)11.9%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0.43%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.06%
Valuation
Industry RankSector Rank
PE 2.5
Fwd PE 2.29
P/S 9.24
P/FCF 19.79
P/OCF 15.98
P/B 2.51
P/tB 2.75
EV/EBITDA N/A
EPS(TTM)11.28
EY40.03%
EPS(NY)12.31
Fwd EY43.68%
FCF(TTM)1.42
FCFY5.05%
OCF(TTM)1.76
OCFY6.26%
SpS3.05
BVpS11.23
TBVpS10.24
PEG (NY)0.27
PEG (5Y)0.19
Graham Number53.38
Profitability
Industry RankSector Rank
ROA 0.62%
ROE 6.14%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 22.63%
GM N/A
FCFM 46.7%
ROA(3y)0.71%
ROA(5y)0.75%
ROE(3y)7.5%
ROE(5y)7.85%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.12%
PM growth 5Y-6.09%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.97
Debt/FCF 7.63
Debt/EBITDA N/A
Cap/Depr 185.95%
Cap/Sales 11.16%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 206.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC13.41%
ROIC/WACCN/A
Cap/Depr(3y)145.14%
Cap/Depr(5y)128.04%
Cap/Sales(3y)9.15%
Cap/Sales(5y)7.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.57%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%9.3%
EPS Next Y9.12%
EPS Next 2Y10.91%
EPS Next 3Y9.71%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%23.72%
Revenue Next Year8.92%
Revenue Next 2Y7.6%
Revenue Next 3Y5.57%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y189.15%
FCF growth 3Y-9.45%
FCF growth 5YN/A
OCF growth 1Y226.52%
OCF growth 3Y-5.07%
OCF growth 5Y102.74%

NATIONAL BANK OF CANADA - NACN 7.651 PERP / NA-PR-K.CA FAQ

Can you provide the ChartMill fundamental rating for NATIONAL BANK OF CANADA - NACN 7.651 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to NA-PR-K.CA.


What is the valuation status of NATIONAL BANK OF CANADA - NACN 7.651 PERP (NA-PR-K.CA) stock?

ChartMill assigns a valuation rating of 5 / 10 to NATIONAL BANK OF CANADA - NACN 7.651 PERP (NA-PR-K.CA). This can be considered as Fairly Valued.


What is the profitability of NA-PR-K stock?

NATIONAL BANK OF CANADA - NACN 7.651 PERP (NA-PR-K.CA) has a profitability rating of 1 / 10.


Can you provide the PE and PB ratios for NA-PR-K stock?

The Price/Earnings (PE) ratio for NATIONAL BANK OF CANADA - NACN 7.651 PERP (NA-PR-K.CA) is 2.5 and the Price/Book (PB) ratio is 2.51.


Can you provide the expected EPS growth for NA-PR-K stock?

The Earnings per Share (EPS) of NATIONAL BANK OF CANADA - NACN 7.651 PERP (NA-PR-K.CA) is expected to grow by 9.12% in the next year.