NATIONAL BANK OF CANADA - NACN 7.056 PERP (NA-PR-G.CA) Stock Fundamental Analysis
Canada - TSX:NA-PR-G - CA63306A2056
26.75 CAD
-0.04 (-0.15%)
NA-PR-G gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 25 industry peers in the Banks industry. NA-PR-G has a bad profitability rating. Also its financial health evaluation is rather negative. NA-PR-G has a correct valuation and a medium growth rate. Finally NA-PR-G also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year NA-PR-G was profitable.
In the past year NA-PR-G had a positive cash flow from operations.
In the past 5 years NA-PR-G has always been profitable.
NA-PR-G had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
NA-PR-G has a Return On Assets (0.68%) which is in line with its industry peers.
NA-PR-G has a Return On Equity (11.23%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROIC | N/A |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 28.35%, NA-PR-G is in line with its industry, outperforming 52.00% of the companies in the same industry.
In the last couple of years the Profit Margin of NA-PR-G has grown nicely.
NA-PR-G does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NA-PR-G does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for NA-PR-G has been increased compared to 1 year ago.
The number of shares outstanding for NA-PR-G has been increased compared to 5 years ago.
NA-PR-G has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of NA-PR-G is 17.68, which is on the high side as it means it would take NA-PR-G, 17.68 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 17.68, NA-PR-G is doing worse than 72.00% of the companies in the same industry.
A Debt/Equity ratio of 1.92 is on the high side and indicates that NA-PR-G has dependencies on debt financing.
NA-PR-G has a better Debt to Equity ratio (1.92) than 76.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC23.17%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
NA-PR-G shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.71%.
NA-PR-G shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.31% yearly.
Looking at the last year, NA-PR-G shows a quite strong growth in Revenue. The Revenue has grown by 19.69% in the last year.
NA-PR-G shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.93% yearly.
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
3.2 Future
Based on estimates for the next years, NA-PR-G will show a small growth in Earnings Per Share. The EPS will grow by 3.38% on average per year.
The Revenue is expected to grow by 9.21% on average over the next years. This is quite good.
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 2.42, which indicates a rather cheap valuation of NA-PR-G.
68.00% of the companies in the same industry are more expensive than NA-PR-G, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.06. NA-PR-G is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 2.24, which indicates a rather cheap valuation of NA-PR-G.
Based on the Price/Forward Earnings ratio, NA-PR-G is valued a bit cheaper than the industry average as 64.00% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of NA-PR-G to the average of the S&P500 Index (32.73), we can say NA-PR-G is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.42 | ||
| Fwd PE | 2.24 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of NA-PR-G is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
NA-PR-G's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.26
PEG (5Y)0.23
EPS Next 2Y7.25%
EPS Next 3Y8.57%
5. Dividend
5.1 Amount
NA-PR-G has a Yearly Dividend Yield of 6.64%, which is a nice return.
Compared to an average industry Dividend Yield of 4.38, NA-PR-G pays a better dividend. On top of this NA-PR-G pays more dividend than 88.00% of the companies listed in the same industry.
NA-PR-G's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.64% |
5.2 History
On average, the dividend of NA-PR-G grows each year by 10.25%, which is quite nice.
NA-PR-G has been paying a dividend for over 5 years, so it has already some track record.
NA-PR-G has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)10.25%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
49.67% of the earnings are spent on dividend by NA-PR-G. This is a bit on the high side, but may be sustainable.
The dividend of NA-PR-G is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP49.67%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
NATIONAL BANK OF CANADA - NACN 7.056 PERP
TSX:NA-PR-G (11/5/2025, 7:00:00 PM)
26.75
-0.04 (-0.15%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners37.87%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap10.49B
Revenue(TTM)13.23B
Net Income(TTM)3.75B
Analysts74.29
Price Target26.78 (0.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.64% |
Yearly Dividend4.83
Dividend Growth(5Y)10.25%
DP49.67%
Div Incr Years1
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.9%
Min EPS beat(2)-3.39%
Max EPS beat(2)15.18%
EPS beat(4)2
Avg EPS beat(4)4.18%
Min EPS beat(4)-3.39%
Max EPS beat(4)15.18%
EPS beat(8)6
Avg EPS beat(8)4.17%
EPS beat(12)7
Avg EPS beat(12)1.21%
EPS beat(16)9
Avg EPS beat(16)2.08%
Revenue beat(2)1
Avg Revenue beat(2)1.73%
Min Revenue beat(2)-4.43%
Max Revenue beat(2)7.89%
Revenue beat(4)2
Avg Revenue beat(4)1.32%
Min Revenue beat(4)-4.43%
Max Revenue beat(4)7.89%
Revenue beat(8)5
Avg Revenue beat(8)0.94%
Revenue beat(12)5
Avg Revenue beat(12)-1.22%
Revenue beat(16)6
Avg Revenue beat(16)-1.46%
PT rev (1m)-2.08%
PT rev (3m)-1.52%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.88%
EPS NY rev (1m)0.01%
EPS NY rev (3m)4.73%
Revenue NQ rev (1m)0.17%
Revenue NQ rev (3m)-0.89%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)-0.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.42 | ||
| Fwd PE | 2.24 | ||
| P/S | 0.79 | ||
| P/FCF | 2.89 | ||
| P/OCF | 2.7 | ||
| P/B | 0.31 | ||
| P/tB | 0.37 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.04
EY41.27%
EPS(NY)11.95
Fwd EY44.68%
FCF(TTM)9.26
FCFY34.63%
OCF(TTM)9.89
OCFY36.99%
SpS33.72
BVpS85.09
TBVpS72.57
PEG (NY)0.26
PEG (5Y)0.23
Graham Number145.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A | ||
| FCFM | 27.47% |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 43.59% | ||
| Cap/Sales | 1.88% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 96.91% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC23.17%
ROIC/WACCN/A
Cap/Depr(3y)71.63%
Cap/Depr(5y)60.13%
Cap/Sales(3y)3.48%
Cap/Sales(5y)3.04%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y118.33%
FCF growth 3Y-10.63%
FCF growth 5Y-12.35%
OCF growth 1Y93.76%
OCF growth 3Y-8.7%
OCF growth 5Y-10.89%
NATIONAL BANK OF CANADA - NACN 7.056 PERP / NA-PR-G.CA FAQ
What is the fundamental rating for NA-PR-G stock?
ChartMill assigns a fundamental rating of 4 / 10 to NA-PR-G.CA.
What is the valuation status for NA-PR-G stock?
ChartMill assigns a valuation rating of 6 / 10 to NATIONAL BANK OF CANADA - NACN 7.056 PERP (NA-PR-G.CA). This can be considered as Fairly Valued.
How profitable is NATIONAL BANK OF CANADA - NACN 7.056 PERP (NA-PR-G.CA) stock?
NATIONAL BANK OF CANADA - NACN 7.056 PERP (NA-PR-G.CA) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for NA-PR-G stock?
The Price/Earnings (PE) ratio for NATIONAL BANK OF CANADA - NACN 7.056 PERP (NA-PR-G.CA) is 2.42 and the Price/Book (PB) ratio is 0.31.
Can you provide the expected EPS growth for NA-PR-G stock?
The Earnings per Share (EPS) of NATIONAL BANK OF CANADA - NACN 7.056 PERP (NA-PR-G.CA) is expected to grow by 9.37% in the next year.