NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:NA-PR-E - CA6330671943
25.53 CAD
+0.03 (+0.12%)
NA-PR-E gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 25 industry peers in the Banks industry. Both the profitability and financial health of NA-PR-E have multiple concerns. NA-PR-E has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
NA-PR-E had positive earnings in the past year.
In the past year NA-PR-E had a positive cash flow from operations.
Each year in the past 5 years NA-PR-E has been profitable.
NA-PR-E had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.68%, NA-PR-E perfoms like the industry average, outperforming 56.00% of the companies in the same industry.
NA-PR-E has a Return On Equity (11.23%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROIC | N/A |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
NA-PR-E has a Profit Margin of 28.35%. This is in the better half of the industry: NA-PR-E outperforms 64.00% of its industry peers.
In the last couple of years the Profit Margin of NA-PR-E has grown nicely.
The Operating Margin and Gross Margin are not available for NA-PR-E so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NA-PR-E does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, NA-PR-E has more shares outstanding
NA-PR-E has more shares outstanding than it did 5 years ago.
The debt/assets ratio for NA-PR-E has been reduced compared to a year ago.
2.2 Solvency
NA-PR-E has a debt to FCF ratio of 17.68. This is a negative value and a sign of low solvency as NA-PR-E would need 17.68 years to pay back of all of its debts.
The Debt to FCF ratio of NA-PR-E (17.68) is worse than 60.00% of its industry peers.
A Debt/Equity ratio of 1.92 is on the high side and indicates that NA-PR-E has dependencies on debt financing.
NA-PR-E has a better Debt to Equity ratio (1.92) than 88.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC23.22%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 7.71% over the past year.
NA-PR-E shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.31% yearly.
The Revenue has grown by 19.69% in the past year. This is quite good.
The Revenue has been growing by 8.93% on average over the past years. This is quite good.
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
3.2 Future
NA-PR-E is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.38% yearly.
NA-PR-E is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.21% yearly.
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 2.31, the valuation of NA-PR-E can be described as very cheap.
Based on the Price/Earnings ratio, NA-PR-E is valued cheaply inside the industry as 84.00% of the companies are valued more expensively.
NA-PR-E is valuated cheaply when we compare the Price/Earnings ratio to 25.47, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 2.14, the valuation of NA-PR-E can be described as very cheap.
80.00% of the companies in the same industry are more expensive than NA-PR-E, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of NA-PR-E to the average of the S&P500 Index (34.42), we can say NA-PR-E is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.14 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as NA-PR-E.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.76 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.25
PEG (5Y)0.22
EPS Next 2Y7.25%
EPS Next 3Y8.57%
5. Dividend
5.1 Amount
NA-PR-E has a Yearly Dividend Yield of 2.92%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.35, NA-PR-E is paying slightly less dividend.
NA-PR-E's Dividend Yield is a higher than the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.92% |
5.2 History
The dividend of NA-PR-E is nicely growing with an annual growth rate of 10.25%!
NA-PR-E has been paying a dividend for over 5 years, so it has already some track record.
As NA-PR-E did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)10.25%
Div Incr Years2
Div Non Decr Years6
5.3 Sustainability
NA-PR-E pays out 49.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of NA-PR-E is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP49.67%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
NATIONAL BANK OF CANADA - NACN 5.818 PERP
TSX:NA-PR-E (11/21/2025, 7:00:00 PM)
25.53
+0.03 (+0.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners37.87%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap10.01B
Revenue(TTM)13.23B
Net Income(TTM)3.75B
Analysts74.29
Price Target25.26 (-1.06%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.92% |
Yearly Dividend4.83
Dividend Growth(5Y)10.25%
DP49.67%
Div Incr Years2
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.9%
Min EPS beat(2)-3.39%
Max EPS beat(2)15.18%
EPS beat(4)2
Avg EPS beat(4)4.18%
Min EPS beat(4)-3.39%
Max EPS beat(4)15.18%
EPS beat(8)6
Avg EPS beat(8)4.17%
EPS beat(12)7
Avg EPS beat(12)1.21%
EPS beat(16)9
Avg EPS beat(16)2.08%
Revenue beat(2)1
Avg Revenue beat(2)1.73%
Min Revenue beat(2)-4.43%
Max Revenue beat(2)7.89%
Revenue beat(4)2
Avg Revenue beat(4)1.32%
Min Revenue beat(4)-4.43%
Max Revenue beat(4)7.89%
Revenue beat(8)5
Avg Revenue beat(8)0.94%
Revenue beat(12)5
Avg Revenue beat(12)-1.22%
Revenue beat(16)6
Avg Revenue beat(16)-1.46%
PT rev (1m)-3.99%
PT rev (3m)-2.23%
EPS NQ rev (1m)1.87%
EPS NQ rev (3m)-0.31%
EPS NY rev (1m)0.01%
EPS NY rev (3m)-0.38%
Revenue NQ rev (1m)-0.03%
Revenue NQ rev (3m)-1.25%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)-0.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.14 | ||
| P/S | 0.76 | ||
| P/FCF | 2.76 | ||
| P/OCF | 2.58 | ||
| P/B | 0.3 | ||
| P/tB | 0.35 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.04
EY43.24%
EPS(NY)11.95
Fwd EY46.81%
FCF(TTM)9.26
FCFY36.28%
OCF(TTM)9.89
OCFY38.76%
SpS33.72
BVpS85.09
TBVpS72.57
PEG (NY)0.25
PEG (5Y)0.22
Graham Number145.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.68% | ||
| ROE | 11.23% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 28.35% | ||
| GM | N/A | ||
| FCFM | 27.47% |
ROA(3y)0.78%
ROA(5y)0.76%
ROE(3y)14.26%
ROE(5y)14.14%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y2.22%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.92 | ||
| Debt/FCF | 17.68 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 43.59% | ||
| Cap/Sales | 1.88% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 96.91% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC23.22%
ROIC/WACCN/A
Cap/Depr(3y)71.63%
Cap/Depr(5y)60.13%
Cap/Sales(3y)3.48%
Cap/Sales(5y)3.04%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.71%
EPS 3Y5.02%
EPS 5Y10.31%
EPS Q2Q%0%
EPS Next Y9.37%
EPS Next 2Y7.25%
EPS Next 3Y8.57%
EPS Next 5Y3.38%
Revenue 1Y (TTM)19.69%
Revenue growth 3Y8.49%
Revenue growth 5Y8.93%
Sales Q2Q%15.66%
Revenue Next Year19.12%
Revenue Next 2Y11.47%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y118.33%
FCF growth 3Y-10.63%
FCF growth 5Y-12.35%
OCF growth 1Y93.76%
OCF growth 3Y-8.7%
OCF growth 5Y-10.89%
NATIONAL BANK OF CANADA - NACN 5.818 PERP / NA-PR-E.CA FAQ
What is the ChartMill fundamental rating of NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NA-PR-E.CA.
Can you provide the valuation status for NATIONAL BANK OF CANADA - NACN 5.818 PERP?
ChartMill assigns a valuation rating of 6 / 10 to NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for NATIONAL BANK OF CANADA - NACN 5.818 PERP?
NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) has a profitability rating of 3 / 10.
What is the valuation of NATIONAL BANK OF CANADA - NACN 5.818 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) is 2.31 and the Price/Book (PB) ratio is 0.3.
How financially healthy is NATIONAL BANK OF CANADA - NACN 5.818 PERP?
The financial health rating of NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) is 1 / 10.