NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:NA-PR-E - CA6330671943
26.05 CAD
0 (0%)
We assign a fundamental rating of 4 out of 10 to NA-PR-E. NA-PR-E was compared to 23 industry peers in the Banks industry. While NA-PR-E is still in line with the averages on profitability rating, there are concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on NA-PR-E.
1. Profitability
1.1 Basic Checks
In the past year NA-PR-E was profitable.
NA-PR-E had a positive operating cash flow in the past year.
In the past 5 years NA-PR-E has always been profitable.
NA-PR-E had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 0.67%, NA-PR-E is doing good in the industry, outperforming 60.87% of the companies in the same industry.
NA-PR-E's Return On Equity of 11.41% is fine compared to the rest of the industry. NA-PR-E outperforms 60.87% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.67% | ||
| ROE | 11.41% | ||
| ROIC | N/A |
ROA(3y)0.73%
ROA(5y)0.77%
ROE(3y)13.03%
ROE(5y)14.07%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of NA-PR-E (27.55%) is better than 60.87% of its industry peers.
NA-PR-E's Profit Margin has improved in the last couple of years.
NA-PR-E does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 27.55% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.72%
PM growth 5Y2.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
NA-PR-E does not have a ROIC to compare to the WACC, probably because it is not profitable.
NA-PR-E has more shares outstanding than it did 1 year ago.
The number of shares outstanding for NA-PR-E has been increased compared to 5 years ago.
The debt/assets ratio for NA-PR-E has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of NA-PR-E is 13.40, which is on the high side as it means it would take NA-PR-E, 13.40 years of fcf income to pay off all of its debts.
NA-PR-E has a Debt to FCF ratio of 13.40. This is in the better half of the industry: NA-PR-E outperforms 65.22% of its industry peers.
A Debt/Equity ratio of 1.74 is on the high side and indicates that NA-PR-E has dependencies on debt financing.
NA-PR-E has a Debt to Equity ratio of 1.74. This is amongst the best in the industry. NA-PR-E outperforms 82.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.74 | ||
| Debt/FCF | 13.4 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC22.43%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
NA-PR-E shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.57%, which is quite good.
NA-PR-E shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.23% yearly.
The Revenue has grown by 22.63% in the past year. This is a very strong growth!
The Revenue has been growing by 12.02% on average over the past years. This is quite good.
EPS 1Y (TTM)8.57%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%9.3%
Revenue 1Y (TTM)22.63%
Revenue growth 3Y13.14%
Revenue growth 5Y12.02%
Sales Q2Q%23.72%
3.2 Future
Based on estimates for the next years, NA-PR-E will show a small growth in Earnings Per Share. The EPS will grow by 2.13% on average per year.
NA-PR-E is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.77% yearly.
EPS Next Y6.67%
EPS Next 2Y9.17%
EPS Next 3Y0.67%
EPS Next 5Y2.13%
Revenue Next Year4.81%
Revenue Next 2Y4.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 2.31, the valuation of NA-PR-E can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of NA-PR-E indicates a rather cheap valuation: NA-PR-E is cheaper than 86.96% of the companies listed in the same industry.
NA-PR-E's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.59.
NA-PR-E is valuated cheaply with a Price/Forward Earnings ratio of 2.16.
Compared to the rest of the industry, the Price/Forward Earnings ratio of NA-PR-E indicates a rather cheap valuation: NA-PR-E is cheaper than 82.61% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, NA-PR-E is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.16 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, NA-PR-E is valued cheaper than 82.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.31 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.35
PEG (5Y)0.17
EPS Next 2Y9.17%
EPS Next 3Y0.67%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.86%, NA-PR-E has a reasonable but not impressive dividend return.
NA-PR-E's Dividend Yield is comparable with the industry average which is at 3.01.
Compared to an average S&P500 Dividend Yield of 1.88, NA-PR-E pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
5.2 History
The dividend of NA-PR-E is nicely growing with an annual growth rate of 6.57%!
NA-PR-E has been paying a dividend for over 5 years, so it has already some track record.
NA-PR-E has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)6.57%
Div Incr Years2
Div Non Decr Years6
5.3 Sustainability
50.67% of the earnings are spent on dividend by NA-PR-E. This is a bit on the high side, but may be sustainable.
NA-PR-E's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP50.67%
EPS Next 2Y9.17%
EPS Next 3Y0.67%
NATIONAL BANK OF CANADA - NACN 5.818 PERP
TSX:NA-PR-E (12/23/2025, 7:00:00 PM)
26.05
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners37.87%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap10.18B
Revenue(TTM)13.98B
Net Income(TTM)3.85B
Analysts74.55
Price Target26.17 (0.46%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
Yearly Dividend5.33
Dividend Growth(5Y)6.57%
DP50.67%
Div Incr Years2
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.5%
Min EPS beat(2)-3.39%
Max EPS beat(2)4.39%
EPS beat(4)3
Avg EPS beat(4)5.88%
Min EPS beat(4)-3.39%
Max EPS beat(4)15.18%
EPS beat(8)6
Avg EPS beat(8)4.13%
EPS beat(12)8
Avg EPS beat(12)2.41%
EPS beat(16)10
Avg EPS beat(16)2.63%
Revenue beat(2)1
Avg Revenue beat(2)-0.23%
Min Revenue beat(2)-4.43%
Max Revenue beat(2)3.96%
Revenue beat(4)3
Avg Revenue beat(4)2.65%
Min Revenue beat(4)-4.43%
Max Revenue beat(4)7.89%
Revenue beat(8)5
Avg Revenue beat(8)1.26%
Revenue beat(12)6
Avg Revenue beat(12)-0.12%
Revenue beat(16)7
Avg Revenue beat(16)-0.77%
PT rev (1m)1.15%
PT rev (3m)-0.75%
EPS NQ rev (1m)3.63%
EPS NQ rev (3m)3.69%
EPS NY rev (1m)0.68%
EPS NY rev (3m)0.19%
Revenue NQ rev (1m)4%
Revenue NQ rev (3m)4%
Revenue NY rev (1m)0.54%
Revenue NY rev (3m)0.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.31 | ||
| Fwd PE | 2.16 | ||
| P/S | 0.73 | ||
| P/FCF | 2.31 | ||
| P/OCF | 2.2 | ||
| P/B | 0.3 | ||
| P/tB | 0.35 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.28
EY43.3%
EPS(NY)12.03
Fwd EY46.19%
FCF(TTM)11.26
FCFY43.22%
OCF(TTM)11.86
OCFY45.51%
SpS35.76
BVpS86.38
TBVpS73.97
PEG (NY)0.35
PEG (5Y)0.17
Graham Number148.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.67% | ||
| ROE | 11.41% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 27.55% | ||
| GM | N/A | ||
| FCFM | 31.49% |
ROA(3y)0.73%
ROA(5y)0.77%
ROE(3y)13.03%
ROE(5y)14.07%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.72%
PM growth 5Y2.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.74 | ||
| Debt/FCF | 13.4 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 35.63% | ||
| Cap/Sales | 1.67% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 114.28% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC22.43%
ROIC/WACCN/A
Cap/Depr(3y)63%
Cap/Depr(5y)59.13%
Cap/Sales(3y)3.02%
Cap/Sales(5y)2.91%
Profit Quality(3y)127.34%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.57%
EPS 3Y5.41%
EPS 5Y13.23%
EPS Q2Q%9.3%
EPS Next Y6.67%
EPS Next 2Y9.17%
EPS Next 3Y0.67%
EPS Next 5Y2.13%
Revenue 1Y (TTM)22.63%
Revenue growth 3Y13.14%
Revenue growth 5Y12.02%
Sales Q2Q%23.72%
Revenue Next Year4.81%
Revenue Next 2Y4.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y4.59%
FCF growth 3YN/A
FCF growth 5Y-25.97%
OCF growth 1Y-0.37%
OCF growth 3YN/A
OCF growth 5Y-25.34%
NATIONAL BANK OF CANADA - NACN 5.818 PERP / NA-PR-E.CA FAQ
What is the ChartMill fundamental rating of NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to NA-PR-E.CA.
Can you provide the valuation status for NATIONAL BANK OF CANADA - NACN 5.818 PERP?
ChartMill assigns a valuation rating of 8 / 10 to NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA). This can be considered as Undervalued.
Can you provide the profitability details for NATIONAL BANK OF CANADA - NACN 5.818 PERP?
NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) has a profitability rating of 4 / 10.
What is the valuation of NATIONAL BANK OF CANADA - NACN 5.818 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) is 2.31 and the Price/Book (PB) ratio is 0.3.
How financially healthy is NATIONAL BANK OF CANADA - NACN 5.818 PERP?
The financial health rating of NATIONAL BANK OF CANADA - NACN 5.818 PERP (NA-PR-E.CA) is 2 / 10.