NA-PR-C Fundamental Analysis - NATIONAL BANK OF CANADA - NACN 7.027 PERP

Fundamental Rating

Taking everything into account, NA-PR-C scores 4 out of 10 in our fundamental rating. NA-PR-C was compared to 24 industry peers in the Banks industry. NA-PR-C may be in some trouble as it scores bad on both profitability and health. NA-PR-C is valued quite cheap, while showing a decent growth score. This is a good combination!

Quickly go to:

1. Profitability

1.1 Basic Checks

NA-PR-C had positive earnings in the past year.
In the past year NA-PR-C had a positive cash flow from operations.
In the past 5 years NA-PR-C has always been profitable.
NA-PR-C had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

NA-PR-C has a Return On Assets of 0.67%. This is comparable to the rest of the industry: NA-PR-C outperforms 54.17% of its industry peers.
The Return On Equity of NA-PR-C (11.41%) is comparable to the rest of the industry.

		Industry Rank	Sector Rank
ROA	0.67%
ROE	11.41%
ROIC	N/A

ROA(3y)0.73%

ROA(5y)0.77%

ROE(3y)13.03%

ROE(5y)14.07%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

NA-PR-C has a Profit Margin (27.55%) which is in line with its industry peers.
NA-PR-C's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for NA-PR-C so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	27.55%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-6.72%

PM growth 5Y2.58%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

NA-PR-C does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, NA-PR-C has more shares outstanding
NA-PR-C has more shares outstanding than it did 5 years ago.
The debt/assets ratio for NA-PR-C has been reduced compared to a year ago.

2.2 Solvency

The Debt to FCF ratio of NA-PR-C is 13.40, which is on the high side as it means it would take NA-PR-C, 13.40 years of fcf income to pay off all of its debts.
NA-PR-C's Debt to FCF ratio of 13.40 is fine compared to the rest of the industry. NA-PR-C outperforms 62.50% of its industry peers.
A Debt/Equity ratio of 1.74 is on the high side and indicates that NA-PR-C has dependencies on debt financing.
NA-PR-C has a Debt to Equity ratio of 1.74. This is in the better half of the industry: NA-PR-C outperforms 79.17% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	1.74
Debt/FCF	13.4
Altman-Z	N/A

ROIC/WACCN/A

WACC22.44%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

NA-PR-C shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.57%, which is quite good.
NA-PR-C shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.23% yearly.
Looking at the last year, NA-PR-C shows a very strong growth in Revenue. The Revenue has grown by 22.63%.
The Revenue has been growing by 12.02% on average over the past years. This is quite good.

EPS 1Y (TTM)8.57%

EPS 3Y5.41%

EPS 5Y13.23%

EPS Q2Q%9.3%

Revenue 1Y (TTM)22.63%

Revenue growth 3Y13.14%

Revenue growth 5Y12.02%

Sales Q2Q%23.72%

3.2 Future

The Earnings Per Share is expected to grow by 5.53% on average over the next years.
Based on estimates for the next years, NA-PR-C will show a small growth in Revenue. The Revenue will grow by 5.57% on average per year.

EPS Next Y10.19%

EPS Next 2Y11.45%

EPS Next 3Y10.07%

EPS Next 5Y5.53%

Revenue Next Year8.92%

Revenue Next 2Y7.6%

Revenue Next 3Y5.57%

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 2.35, the valuation of NA-PR-C can be described as very cheap.
Based on the Price/Earnings ratio, NA-PR-C is valued a bit cheaper than the industry average as 79.17% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.94. NA-PR-C is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 2.13, which indicates a rather cheap valuation of NA-PR-C.
Based on the Price/Forward Earnings ratio, NA-PR-C is valued cheaper than 83.33% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.94. NA-PR-C is valued rather cheaply when compared to this.

		Industry Rank	Sector Rank
PE	2.35
Fwd PE	2.13

4.2 Price Multiples

NA-PR-C's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. NA-PR-C is cheaper than 79.17% of the companies in the same industry.

		Industry Rank	Sector Rank
P/FCF	2.35
EV/EBITDA	N/A

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

PEG (NY)0.23

PEG (5Y)0.18

EPS Next 2Y11.45%

EPS Next 3Y10.07%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

NA-PR-C has a Yearly Dividend Yield of 2.92%.
NA-PR-C's Dividend Yield is comparable with the industry average which is at 3.33.
NA-PR-C's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.

		Industry Rank	Sector Rank
Dividend Yield	2.92%

5.2 History

On average, the dividend of NA-PR-C grows each year by 6.57%, which is quite nice.
NA-PR-C has been paying a dividend for at least 10 years, so it has a reliable track record.
NA-PR-C has not decreased its dividend in the last 3 years.

Dividend Growth(5Y)6.57%

Div Incr Years0

Div Non Decr Years4

5.3 Sustainability

NA-PR-C pays out 50.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
NA-PR-C's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.

DP50.67%

EPS Next 2Y11.45%

EPS Next 3Y10.07%

More info and screens

Find the best dividend stocks

Show peers with best dividend

NATIONAL BANK OF CANADA - NACN 7.027 PERP

TSX:NA-PR-C (1/20/2026, 7:00:00 PM)

26.5

-0.02 (-0.08%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)12-03 2025-12-03/bmo

Earnings (Next)02-25 2026-02-25

Inst Owners38.54%

Inst Owner ChangeN/A

Ins Owners0.13%

Ins Owner ChangeN/A

Market Cap10.36B

Revenue(TTM)13.98B

Net Income(TTM)3.85B

Analysts74.55

Price Target27.51 (3.81%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	2.92%

Yearly Dividend5.33

Dividend Growth(5Y)6.57%

DP50.67%

Div Incr Years0

Div Non Decr Years4

Ex-Date01-06 2026-01-06 (0.4391875)

Surprises & Revisions

EPS beat(2)1

Avg EPS beat(2)0.5%

Min EPS beat(2)-3.39%

Max EPS beat(2)4.39%

EPS beat(4)3

Avg EPS beat(4)5.88%

Min EPS beat(4)-3.39%

Max EPS beat(4)15.18%

EPS beat(8)6

Avg EPS beat(8)4.13%

EPS beat(12)8

Avg EPS beat(12)2.41%

EPS beat(16)10

Avg EPS beat(16)2.63%

Revenue beat(2)1

Avg Revenue beat(2)-0.23%

Min Revenue beat(2)-4.43%

Max Revenue beat(2)3.96%

Revenue beat(4)3

Avg Revenue beat(4)2.65%

Min Revenue beat(4)-4.43%

Max Revenue beat(4)7.89%

Revenue beat(8)5

Avg Revenue beat(8)1.26%

Revenue beat(12)6

Avg Revenue beat(12)-0.12%

Revenue beat(16)7

Avg Revenue beat(16)-0.77%

PT rev (1m)1.31%

PT rev (3m)0.7%

EPS NQ rev (1m)0%

EPS NQ rev (3m)3.69%

EPS NY rev (1m)0%

EPS NY rev (3m)4.28%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)4%

Revenue NY rev (1m)0%

Revenue NY rev (3m)4.27%

Valuation

		Industry Rank	Sector Rank
PE	2.35
Fwd PE	2.13
P/S	0.74
P/FCF	2.35
P/OCF	2.24
P/B	0.31
P/tB	0.36
EV/EBITDA	N/A

EPS(TTM)11.28

EY42.57%

EPS(NY)12.43

Fwd EY46.9%

FCF(TTM)11.26

FCFY42.49%

OCF(TTM)11.86

OCFY44.74%

SpS35.76

BVpS86.38

TBVpS73.97

PEG (NY)0.23

PEG (5Y)0.18

Graham Number148.06

Profitability

		Industry Rank	Sector Rank
ROA	0.67%
ROE	11.41%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	27.55%
GM	N/A
FCFM	31.49%

ROA(3y)0.73%

ROA(5y)0.77%

ROE(3y)13.03%

ROE(5y)14.07%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-6.72%

PM growth 5Y2.58%

GM growth 3YN/A

GM growth 5YN/A

F-Score5

Asset Turnover0.02

Health

		Industry Rank	Sector Rank
Debt/Equity	1.74
Debt/FCF	13.4
Debt/EBITDA	N/A
Cap/Depr	35.63%
Cap/Sales	1.67%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	114.28%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score5

WACC22.44%

ROIC/WACCN/A

Cap/Depr(3y)63%

Cap/Depr(5y)59.13%

Cap/Sales(3y)3.02%

Cap/Sales(5y)2.91%

Profit Quality(3y)127.34%

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)8.57%

EPS 3Y5.41%

EPS 5Y13.23%

EPS Q2Q%9.3%

EPS Next Y10.19%

EPS Next 2Y11.45%

EPS Next 3Y10.07%

EPS Next 5Y5.53%

Revenue 1Y (TTM)22.63%

Revenue growth 3Y13.14%

Revenue growth 5Y12.02%

Sales Q2Q%23.72%

Revenue Next Year8.92%

Revenue Next 2Y7.6%

Revenue Next 3Y5.57%

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y4.59%

FCF growth 3YN/A

FCF growth 5Y-25.97%

OCF growth 1Y-0.37%

OCF growth 3YN/A

OCF growth 5Y-25.34%

NATIONAL BANK OF CANADA - NACN 7.027 PERP / NA-PR-C.CA FAQ

What is the fundamental rating for NA-PR-C stock?

ChartMill assigns a fundamental rating of 4 / 10 to NA-PR-C.CA.

What is the valuation status for NA-PR-C stock?

ChartMill assigns a valuation rating of 7 / 10 to NATIONAL BANK OF CANADA - NACN 7.027 PERP (NA-PR-C.CA). This can be considered as Undervalued.

Can you provide the profitability details for NATIONAL BANK OF CANADA - NACN 7.027 PERP?

NATIONAL BANK OF CANADA - NACN 7.027 PERP (NA-PR-C.CA) has a profitability rating of 3 / 10.

Can you provide the expected EPS growth for NA-PR-C stock?

The Earnings per Share (EPS) of NATIONAL BANK OF CANADA - NACN 7.027 PERP (NA-PR-C.CA) is expected to grow by 10.19% in the next year.

Is the dividend of NATIONAL BANK OF CANADA - NACN 7.027 PERP sustainable?

The dividend rating of NATIONAL BANK OF CANADA - NACN 7.027 PERP (NA-PR-C.CA) is 5 / 10 and the dividend payout ratio is 50.67%.

NATIONAL BANK OF CANADA - NACN 7.027 PERP (NA-PR-C.CA) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens

NATIONAL BANK OF CANADA - NACN 7.027 PERP / NA-PR-C.CA FAQ

What is the fundamental rating for NA-PR-C stock?

What is the valuation status for NA-PR-C stock?

Can you provide the profitability details for NATIONAL BANK OF CANADA - NACN 7.027 PERP?

Can you provide the expected EPS growth for NA-PR-C stock?

Is the dividend of NATIONAL BANK OF CANADA - NACN 7.027 PERP sustainable?