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MMTEC INC (MTC) Stock Fundamental Analysis

USA - NASDAQ:MTC - VGG6181K1223 - Common Stock

0.458 USD
-0.2 (-30.61%)
Last: 11/3/2025, 2:56:50 PM
Fundamental Rating

2

Overall MTC gets a fundamental rating of 2 out of 10. We evaluated MTC against 284 industry peers in the Software industry. MTC has a bad profitability rating. Also its financial health evaluation is rather negative. MTC does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

In the past year MTC has reported negative net income.
In the past year MTC had a positive cash flow from operations.
MTC had negative earnings in 4 of the past 5 years.
In the past 5 years MTC reported 4 times negative operating cash flow.
MTC Yearly Net Income VS EBIT VS OCF VS FCFMTC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M -60M -80M

1.2 Ratios

With a Return On Assets value of -538.06%, MTC is not doing good in the industry: 96.83% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -538.06%
ROE N/A
ROIC N/A
ROA(3y)-52.94%
ROA(5y)-58.57%
ROE(3y)-121.55%
ROE(5y)-107.05%
ROIC(3y)N/A
ROIC(5y)N/A
MTC Yearly ROA, ROE, ROICMTC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 -500

1.3 Margins

Looking at the Gross Margin, with a value of 82.21%, MTC belongs to the top of the industry, outperforming 89.44% of the companies in the same industry.
MTC's Gross Margin has improved in the last couple of years.
MTC does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 82.21%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.33%
GM growth 5Y8.22%
MTC Yearly Profit, Operating, Gross MarginsMTC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2K -2K 4K -4K -6K

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2

2. Health

2.1 Basic Checks

MTC does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, MTC has more shares outstanding
Compared to 5 years ago, MTC has more shares outstanding
The debt/assets ratio for MTC is higher compared to a year ago.
MTC Yearly Shares OutstandingMTC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
MTC Yearly Total Debt VS Total AssetsMTC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

MTC has an Altman-Z score of -7.73. This is a bad value and indicates that MTC is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -7.73, MTC is doing worse than 86.27% of the companies in the same industry.
MTC has a debt to FCF ratio of 34.55. This is a negative value and a sign of low solvency as MTC would need 34.55 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 34.55, MTC is in line with its industry, outperforming 49.30% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 34.55
Altman-Z -7.73
ROIC/WACCN/A
WACC7.54%
MTC Yearly LT Debt VS Equity VS FCFMTC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M 100M

2.3 Liquidity

MTC has a Current Ratio of 1.32. This is a normal value and indicates that MTC is financially healthy and should not expect problems in meeting its short term obligations.
MTC's Current ratio of 1.32 is in line compared to the rest of the industry. MTC outperforms 41.90% of its industry peers.
MTC has a Quick Ratio of 1.32. This is a normal value and indicates that MTC is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.32, MTC is in line with its industry, outperforming 42.96% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.32
Quick Ratio 1.32
MTC Yearly Current Assets VS Current LiabilitesMTC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

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3

3. Growth

3.1 Past

The earnings per share for MTC have decreased strongly by -380.29% in the last year.
Looking at the last year, MTC shows a very strong growth in Revenue. The Revenue has grown by 207.60%.
The Revenue has been growing by 56.34% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-380.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-61.74%
Revenue 1Y (TTM)207.6%
Revenue growth 3Y42.18%
Revenue growth 5Y56.34%
Sales Q2Q%N/A

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
MTC Yearly Revenue VS EstimatesMTC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M

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2

4. Valuation

4.1 Price/Earnings Ratio

MTC reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MTC Price Earnings VS Forward Price EarningsMTC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Price/Free Cash Flow ratio of MTC indicates a rather cheap valuation: MTC is cheaper than 83.10% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 12.37
EV/EBITDA N/A
MTC Per share dataMTC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -1 -2 -3 -4

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for MTC!.
Industry RankSector Rank
Dividend Yield N/A

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MMTEC INC

NASDAQ:MTC (11/3/2025, 2:56:50 PM)

0.458

-0.2 (-30.61%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)06-03 2024-06-03
Earnings (Next)N/A N/A
Inst Owners0.42%
Inst Owner Change0%
Ins Owners0.18%
Ins Owner ChangeN/A
Market Cap11.54M
Revenue(TTM)2.68M
Net Income(TTM)-109225200
Analysts0
Price TargetN/A
Short Float %0.6%
Short Ratio0.43
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.31
P/FCF 12.37
P/OCF 12.37
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-4.35
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.04
FCFY8.08%
OCF(TTM)0.04
OCFY8.08%
SpS0.11
BVpS-0.79
TBVpS-0.79
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -538.06%
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 82.21%
FCFM 34.85%
ROA(3y)-52.94%
ROA(5y)-58.57%
ROE(3y)-121.55%
ROE(5y)-107.05%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.33%
GM growth 5Y8.22%
F-Score6
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 34.55
Debt/EBITDA N/A
Cap/Depr 0.24%
Cap/Sales 0%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.32
Quick Ratio 1.32
Altman-Z -7.73
F-Score6
WACC7.54%
ROIC/WACCN/A
Cap/Depr(3y)4.29%
Cap/Depr(5y)30.57%
Cap/Sales(3y)0.13%
Cap/Sales(5y)1.85%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-380.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-61.74%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)207.6%
Revenue growth 3Y42.18%
Revenue growth 5Y56.34%
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y67.9%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y120.95%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y120.91%
OCF growth 3YN/A
OCF growth 5YN/A

MMTEC INC / MTC FAQ

What is the fundamental rating for MTC stock?

ChartMill assigns a fundamental rating of 2 / 10 to MTC.


What is the valuation status of MMTEC INC (MTC) stock?

ChartMill assigns a valuation rating of 2 / 10 to MMTEC INC (MTC). This can be considered as Overvalued.


How profitable is MMTEC INC (MTC) stock?

MMTEC INC (MTC) has a profitability rating of 2 / 10.


How financially healthy is MMTEC INC?

The financial health rating of MMTEC INC (MTC) is 2 / 10.