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MMTEC INC (MTC) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:MTC - VGG6181K1223 - Common Stock

3.12 USD
+0.05 (+1.63%)
Last: 1/16/2026, 8:00:01 PM
Fundamental Rating

2

Overall MTC gets a fundamental rating of 2 out of 10. We evaluated MTC against 277 industry peers in the Software industry. MTC has a bad profitability rating. Also its financial health evaluation is rather negative. MTC has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • MTC had negative earnings in the past year.
  • MTC had a positive operating cash flow in the past year.
  • MTC had negative earnings in 4 of the past 5 years.
  • MTC had negative operating cash flow in 4 of the past 5 years.
MTC Yearly Net Income VS EBIT VS OCF VS FCFMTC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M -60M -80M

1.2 Ratios

  • MTC's Return On Assets of -538.06% is on the low side compared to the rest of the industry. MTC is outperformed by 98.19% of its industry peers.
Industry RankSector Rank
ROA -538.06%
ROE N/A
ROIC N/A
ROA(3y)-52.94%
ROA(5y)-58.57%
ROE(3y)-121.55%
ROE(5y)-107.05%
ROIC(3y)N/A
ROIC(5y)N/A
MTC Yearly ROA, ROE, ROICMTC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 -500

1.3 Margins

  • With an excellent Gross Margin value of 82.21%, MTC belongs to the best of the industry, outperforming 87.32% of the companies in the same industry.
  • In the last couple of years the Gross Margin of MTC has grown nicely.
  • MTC does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 82.21%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.33%
GM growth 5Y8.22%
MTC Yearly Profit, Operating, Gross MarginsMTC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2K -2K 4K -4K -6K

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2

2. Health

2.1 Basic Checks

  • MTC does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, MTC has more shares outstanding
  • The number of shares outstanding for MTC has been increased compared to 5 years ago.
  • The debt/assets ratio for MTC is higher compared to a year ago.
MTC Yearly Shares OutstandingMTC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
MTC Yearly Total Debt VS Total AssetsMTC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

  • MTC has an Altman-Z score of -6.82. This is a bad value and indicates that MTC is not financially healthy and even has some risk of bankruptcy.
  • MTC has a Altman-Z score of -6.82. This is amonst the worse of the industry: MTC underperforms 85.87% of its industry peers.
  • The Debt to FCF ratio of MTC is 34.55, which is on the high side as it means it would take MTC, 34.55 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 34.55, MTC perfoms like the industry average, outperforming 47.83% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 34.55
Altman-Z -6.82
ROIC/WACCN/A
WACC10.56%
MTC Yearly LT Debt VS Equity VS FCFMTC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M 100M

2.3 Liquidity

  • A Current Ratio of 1.32 indicates that MTC should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.32, MTC perfoms like the industry average, outperforming 40.22% of the companies in the same industry.
  • A Quick Ratio of 1.32 indicates that MTC should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.32, MTC is in line with its industry, outperforming 40.94% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.32
Quick Ratio 1.32
MTC Yearly Current Assets VS Current LiabilitesMTC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

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3

3. Growth

3.1 Past

  • MTC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -380.29%.
  • MTC shows a strong growth in Revenue. In the last year, the Revenue has grown by 207.60%.
  • Measured over the past years, MTC shows a very strong growth in Revenue. The Revenue has been growing by 56.34% on average per year.
EPS 1Y (TTM)-380.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-61.74%
Revenue 1Y (TTM)207.6%
Revenue growth 3Y42.18%
Revenue growth 5Y56.34%
Sales Q2Q%N/A

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
MTC Yearly Revenue VS EstimatesMTC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M

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1

4. Valuation

4.1 Price/Earnings Ratio

  • MTC reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MTC Price Earnings VS Forward Price EarningsMTC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as MTC.
Industry RankSector Rank
P/FCF 84.29
EV/EBITDA N/A
MTC Per share dataMTC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -1 -2 -3 -4

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

  • MTC does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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MMTEC INC

NASDAQ:MTC (1/16/2026, 8:00:01 PM)

3.12

+0.05 (+1.63%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)06-03
Earnings (Next)N/A
Inst Owners0.78%
Inst Owner Change0%
Ins Owners0.18%
Ins Owner ChangeN/A
Market Cap78.59M
Revenue(TTM)2.68M
Net Income(TTM)-109.23M
Analysts0
Price TargetN/A
Short Float %5.99%
Short Ratio0.14
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 29.37
P/FCF 84.29
P/OCF 84.28
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-4.35
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.04
FCFY1.19%
OCF(TTM)0.04
OCFY1.19%
SpS0.11
BVpS-0.79
TBVpS-0.79
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -538.06%
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 82.21%
FCFM 34.85%
ROA(3y)-52.94%
ROA(5y)-58.57%
ROE(3y)-121.55%
ROE(5y)-107.05%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.33%
GM growth 5Y8.22%
F-Score6
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 34.55
Debt/EBITDA N/A
Cap/Depr 0.24%
Cap/Sales 0%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.32
Quick Ratio 1.32
Altman-Z -6.82
F-Score6
WACC10.56%
ROIC/WACCN/A
Cap/Depr(3y)4.29%
Cap/Depr(5y)30.57%
Cap/Sales(3y)0.13%
Cap/Sales(5y)1.85%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-380.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-61.74%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)207.6%
Revenue growth 3Y42.18%
Revenue growth 5Y56.34%
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y67.9%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y120.95%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y120.91%
OCF growth 3YN/A
OCF growth 5YN/A

MMTEC INC / MTC FAQ

What is the fundamental rating for MTC stock?

ChartMill assigns a fundamental rating of 2 / 10 to MTC.


Can you provide the valuation status for MMTEC INC?

ChartMill assigns a valuation rating of 1 / 10 to MMTEC INC (MTC). This can be considered as Overvalued.


How profitable is MMTEC INC (MTC) stock?

MMTEC INC (MTC) has a profitability rating of 2 / 10.


How financially healthy is MMTEC INC?

The financial health rating of MMTEC INC (MTC) is 2 / 10.