MORGAN STANLEY DIRECT LENDIN (MSDL) Stock Fundamental Analysis
USA - NYSE:MSDL - US61774A1034 - Common Stock
16.76 USD
+0.06 (+0.36%)
16.86 USD
+0.1 (+0.6%)
Overall MSDL gets a fundamental rating of 3 out of 10. We evaluated MSDL against 237 industry peers in the Capital Markets industry. MSDL has a bad profitability rating. Also its financial health evaluation is rather negative. MSDL has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
MSDL had positive earnings in the past year.
MSDL had a negative operating cash flow in the past year.
1.2 Ratios
With a decent Return On Assets value of 4.35%, MSDL is doing good in the industry, outperforming 65.40% of the companies in the same industry.
MSDL has a Return On Equity (9.53%) which is comparable to the rest of the industry.
MSDL's Return On Invested Capital of 4.15% is in line compared to the rest of the industry. MSDL outperforms 59.49% of its industry peers.
MSDL had an Average Return On Invested Capital over the past 3 years of 4.33%. This is below the industry average of 7.47%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.35% | ||
| ROE | 9.53% | ||
| ROIC | 4.15% |
ROA(3y)4.71%
ROA(5y)N/A
ROE(3y)9.53%
ROE(5y)N/A
ROIC(3y)4.33%
ROIC(5y)N/A
1.3 Margins
MSDL has a Profit Margin of 41.23%. This is amongst the best in the industry. MSDL outperforms 86.08% of its industry peers.
In the last couple of years the Profit Margin of MSDL has declined.
Looking at the Operating Margin, with a value of 48.74%, MSDL belongs to the top of the industry, outperforming 86.50% of the companies in the same industry.
MSDL's Operating Margin has declined in the last couple of years.
MSDL has a Gross Margin (48.58%) which is in line with its industry peers.
MSDL's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 48.74% | ||
| PM (TTM) | 41.23% | ||
| GM | 48.58% |
OM growth 3Y-4.23%
OM growth 5YN/A
PM growth 3Y-9.32%
PM growth 5YN/A
GM growth 3Y-2.84%
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for MSDL has been increased compared to 1 year ago.
Compared to 1 year ago, MSDL has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.69, we must say that MSDL is in the distress zone and has some risk of bankruptcy.
MSDL has a Altman-Z score (0.69) which is in line with its industry peers.
MSDL has a Debt/Equity ratio of 1.15. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.15, MSDL perfoms like the industry average, outperforming 40.51% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.15 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.69 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.11 indicates that MSDL should not have too much problems paying its short term obligations.
The Current ratio of MSDL (1.11) is comparable to the rest of the industry.
A Quick Ratio of 1.11 indicates that MSDL should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.11, MSDL perfoms like the industry average, outperforming 51.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
MSDL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.31%.
Measured over the past years, MSDL shows a very strong growth in Earnings Per Share. The EPS has been growing by 37.13% on average per year.
MSDL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.14%.
Measured over the past years, MSDL shows a very strong growth in Revenue. The Revenue has been growing by 51.43% on average per year.
EPS 1Y (TTM)-19.31%
EPS 3Y37.13%
EPS 5YN/A
EPS Q2Q%-24.24%
Revenue 1Y (TTM)13.14%
Revenue growth 3Y51.43%
Revenue growth 5YN/A
Sales Q2Q%-9.14%
3.2 Future
MSDL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -8.83% yearly.
MSDL is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -3.74% yearly.
EPS Next Y-16.84%
EPS Next 2Y-11.78%
EPS Next 3Y-8.83%
EPS Next 5YN/A
Revenue Next Year-5.32%
Revenue Next 2Y-5.13%
Revenue Next 3Y-3.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.02, the valuation of MSDL can be described as reasonable.
81.01% of the companies in the same industry are more expensive than MSDL, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of MSDL to the average of the S&P500 Index (26.34), we can say MSDL is valued rather cheaply.
A Price/Forward Earnings ratio of 8.65 indicates a reasonable valuation of MSDL.
MSDL's Price/Forward Earnings ratio is rather cheap when compared to the industry. MSDL is cheaper than 80.17% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of MSDL to the average of the S&P500 Index (34.43), we can say MSDL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.02 | ||
| Fwd PE | 8.65 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as MSDL's earnings are expected to decrease with -8.83% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.78%
EPS Next 3Y-8.83%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 11.98%, MSDL is a good candidate for dividend investing.
MSDL's Dividend Yield is a higher than the industry average which is at 8.43.
Compared to an average S&P500 Dividend Yield of 2.36, MSDL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.98% |
5.2 History
MSDL is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
MSDL pays out 114.43% of its income as dividend. This is not a sustainable payout ratio.
DP114.43%
EPS Next 2Y-11.78%
EPS Next 3Y-8.83%
16.76
+0.06 (+0.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners21.42%
Inst Owner Change-7.21%
Ins Owners0.18%
Ins Owner Change36.73%
Market Cap1.46B
Revenue(TTM)416.07M
Net Income(TTM)170.60M
Analysts75.38
Price Target18.45 (10.08%)
Short Float %0.8%
Short Ratio0.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.98% |
Yearly Dividend1.91
Dividend Growth(5Y)N/A
DP114.43%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.06%
Min EPS beat(2)-7.31%
Max EPS beat(2)-4.82%
EPS beat(4)1
Avg EPS beat(4)-5.37%
Min EPS beat(4)-10.16%
Max EPS beat(4)0.79%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-6.25%
Min Revenue beat(2)-9.79%
Max Revenue beat(2)-2.72%
Revenue beat(4)1
Avg Revenue beat(4)-5.38%
Min Revenue beat(4)-9.79%
Max Revenue beat(4)0.23%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.19%
PT rev (3m)-10.7%
EPS NQ rev (1m)0.52%
EPS NQ rev (3m)-1.76%
EPS NY rev (1m)0.08%
EPS NY rev (3m)-1.77%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.03%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.02 | ||
| Fwd PE | 8.65 | ||
| P/S | 3.52 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.09
EY12.47%
EPS(NY)1.94
Fwd EY11.56%
FCF(TTM)-1.79
FCFYN/A
OCF(TTM)-1.79
OCFYN/A
SpS4.76
BVpS20.62
TBVpS20.62
PEG (NY)N/A
PEG (5Y)N/A
Graham Number31.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.35% | ||
| ROE | 9.53% | ||
| ROCE | 5.25% | ||
| ROIC | 4.15% | ||
| ROICexc | 4.21% | ||
| ROICexgc | 4.21% | ||
| OM | 48.74% | ||
| PM (TTM) | 41.23% | ||
| GM | 48.58% | ||
| FCFM | N/A |
ROA(3y)4.71%
ROA(5y)N/A
ROE(3y)9.53%
ROE(5y)N/A
ROIC(3y)4.33%
ROIC(5y)N/A
ROICexc(3y)4.43%
ROICexc(5y)N/A
ROICexgc(3y)4.43%
ROICexgc(5y)N/A
ROCE(3y)5.48%
ROCE(5y)N/A
ROICexgc growth 3Y24.43%
ROICexgc growth 5YN/A
ROICexc growth 3Y24.43%
ROICexc growth 5YN/A
OM growth 3Y-4.23%
OM growth 5YN/A
PM growth 3Y-9.32%
PM growth 5YN/A
GM growth 3Y-2.84%
GM growth 5YN/A
F-Score3
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.15 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.54 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 0.69 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-19.31%
EPS 3Y37.13%
EPS 5YN/A
EPS Q2Q%-24.24%
EPS Next Y-16.84%
EPS Next 2Y-11.78%
EPS Next 3Y-8.83%
EPS Next 5YN/A
Revenue 1Y (TTM)13.14%
Revenue growth 3Y51.43%
Revenue growth 5YN/A
Sales Q2Q%-9.14%
Revenue Next Year-5.32%
Revenue Next 2Y-5.13%
Revenue Next 3Y-3.74%
Revenue Next 5YN/A
EBIT growth 1Y-8.02%
EBIT growth 3Y45.02%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-345.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-345.62%
OCF growth 3YN/A
OCF growth 5YN/A
MORGAN STANLEY DIRECT LENDIN / MSDL FAQ
What is the fundamental rating for MSDL stock?
ChartMill assigns a fundamental rating of 3 / 10 to MSDL.
Can you provide the valuation status for MORGAN STANLEY DIRECT LENDIN?
ChartMill assigns a valuation rating of 4 / 10 to MORGAN STANLEY DIRECT LENDIN (MSDL). This can be considered as Fairly Valued.
What is the profitability of MSDL stock?
MORGAN STANLEY DIRECT LENDIN (MSDL) has a profitability rating of 3 / 10.
What is the earnings growth outlook for MORGAN STANLEY DIRECT LENDIN?
The Earnings per Share (EPS) of MORGAN STANLEY DIRECT LENDIN (MSDL) is expected to decline by -16.84% in the next year.
Can you provide the dividend sustainability for MSDL stock?
The dividend rating of MORGAN STANLEY DIRECT LENDIN (MSDL) is 3 / 10 and the dividend payout ratio is 114.43%.