1.21 USD
0 (0%)
1.21 USD
0 (0%)
We assign a fundamental rating of 5 out of 10 to MNDO. MNDO was compared to 280 industry peers in the Software industry. While MNDO has a great health rating, its profitability is only average at the moment. MNDO has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
MNDO had positive earnings in the past year.
In the past year MNDO had a positive cash flow from operations.
Each year in the past 5 years MNDO has been profitable.
MNDO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 9.85%, MNDO belongs to the best of the industry, outperforming 82.50% of the companies in the same industry.
MNDO's Return On Equity of 13.04% is fine compared to the rest of the industry. MNDO outperforms 77.86% of its industry peers.
With a decent Return On Invested Capital value of 8.21%, MNDO is doing good in the industry, outperforming 78.57% of the companies in the same industry.
MNDO had an Average Return On Invested Capital over the past 3 years of 14.28%. This is above the industry average of 10.98%.
The 3 year average ROIC (14.28%) for MNDO is well above the current ROIC(8.21%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.85% | ||
| ROE | 13.04% | ||
| ROIC | 8.21% |
ROA(3y)16.03%
ROA(5y)16.53%
ROE(3y)20.79%
ROE(5y)22.14%
ROIC(3y)14.28%
ROIC(5y)15.72%
1.3 Margins
With a decent Profit Margin value of 14.63%, MNDO is doing good in the industry, outperforming 77.50% of the companies in the same industry.
In the last couple of years the Profit Margin of MNDO has remained more or less at the same level.
With a decent Operating Margin value of 13.15%, MNDO is doing good in the industry, outperforming 78.21% of the companies in the same industry.
MNDO's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 51.10%, MNDO is not doing good in the industry: 67.50% of the companies in the same industry are doing better.
MNDO's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.15% | ||
| PM (TTM) | 14.63% | ||
| GM | 51.1% |
OM growth 3Y-7.68%
OM growth 5Y-1.7%
PM growth 3Y-1.51%
PM growth 5Y-0.71%
GM growth 3Y-1.7%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
MNDO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
MNDO has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, MNDO has more shares outstanding
There is no outstanding debt for MNDO. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 3.26 indicates that MNDO is not in any danger for bankruptcy at the moment.
The Altman-Z score of MNDO (3.26) is better than 60.71% of its industry peers.
There is no outstanding debt for MNDO. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.26 |
ROIC/WACC0.91
WACC9.05%
2.3 Liquidity
A Current Ratio of 3.53 indicates that MNDO has no problem at all paying its short term obligations.
MNDO has a Current ratio of 3.53. This is in the better half of the industry: MNDO outperforms 79.64% of its industry peers.
MNDO has a Quick Ratio of 3.53. This indicates that MNDO is financially healthy and has no problem in meeting its short term obligations.
MNDO has a Quick ratio of 3.53. This is in the better half of the industry: MNDO outperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.53 | ||
| Quick Ratio | 3.53 |
3. Growth
3.1 Past
The earnings per share for MNDO have decreased strongly by -39.10% in the last year.
The Earnings Per Share has been decreasing by -2.09% on average over the past years.
The Revenue has decreased by -9.54% in the past year.
MNDO shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.10% yearly.
EPS 1Y (TTM)-39.1%
EPS 3Y-9.14%
EPS 5Y-2.09%
EPS Q2Q%-17.75%
Revenue 1Y (TTM)-9.54%
Revenue growth 3Y-6.61%
Revenue growth 5Y-1.1%
Sales Q2Q%-7.43%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
MNDO is valuated reasonably with a Price/Earnings ratio of 8.64.
Based on the Price/Earnings ratio, MNDO is valued cheaper than 90.00% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.76, MNDO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.64 | ||
| Fwd PE | N/A |
4.2 Price Multiples
99.29% of the companies in the same industry are more expensive than MNDO, based on the Enterprise Value to EBITDA ratio.
MNDO's Price/Free Cash Flow ratio is rather cheap when compared to the industry. MNDO is cheaper than 95.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.06 | ||
| EV/EBITDA | 1.7 |
4.3 Compensation for Growth
The decent profitability rating of MNDO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 18.03%, MNDO is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 60.83, MNDO pays a better dividend. On top of this MNDO pays more dividend than 99.29% of the companies listed in the same industry.
MNDO's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 18.03% |
5.2 History
The dividend of MNDO decreases each year by -1.37%.
MNDO has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of MNDO decreased recently.
Dividend Growth(5Y)-1.37%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
155.60% of the earnings are spent on dividend by MNDO. This is not a sustainable payout ratio.
The Dividend Rate of MNDO has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP155.6%
EPS Next 2YN/A
EPS Next 3YN/A
1.21
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners8.55%
Inst Owner Change-3.48%
Ins Owners15.4%
Ins Owner ChangeN/A
Market Cap24.65M
Revenue(TTM)19.77M
Net Income(TTM)2.89M
Analysts0
Price TargetN/A
Short Float %0.06%
Short Ratio0.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 18.03% |
Yearly Dividend0.24
Dividend Growth(5Y)-1.37%
DP155.6%
Div Incr Years0
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.64 | ||
| Fwd PE | N/A | ||
| P/S | 1.25 | ||
| P/FCF | 8.06 | ||
| P/OCF | 8.01 | ||
| P/B | 1.11 | ||
| P/tB | 2.28 | ||
| EV/EBITDA | 1.7 |
EPS(TTM)0.14
EY11.57%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.15
FCFY12.4%
OCF(TTM)0.15
OCFY12.48%
SpS0.97
BVpS1.09
TBVpS0.53
PEG (NY)N/A
PEG (5Y)N/A
Graham Number1.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.85% | ||
| ROE | 13.04% | ||
| ROCE | 10.39% | ||
| ROIC | 8.21% | ||
| ROICexc | 16.38% | ||
| ROICexgc | 179.08% | ||
| OM | 13.15% | ||
| PM (TTM) | 14.63% | ||
| GM | 51.1% | ||
| FCFM | 15.46% |
ROA(3y)16.03%
ROA(5y)16.53%
ROE(3y)20.79%
ROE(5y)22.14%
ROIC(3y)14.28%
ROIC(5y)15.72%
ROICexc(3y)35.68%
ROICexc(5y)42.21%
ROICexgc(3y)213.76%
ROICexgc(5y)409.11%
ROCE(3y)18.07%
ROCE(5y)19.89%
ROICexgc growth 3Y-53.97%
ROICexgc growth 5Y-23.23%
ROICexc growth 3Y-20.86%
ROICexc growth 5Y-6.05%
OM growth 3Y-7.68%
OM growth 5Y-1.7%
PM growth 3Y-1.51%
PM growth 5Y-0.71%
GM growth 3Y-1.7%
GM growth 5Y-1.98%
F-Score5
Asset Turnover0.67
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 8.06% | ||
| Cap/Sales | 0.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 108.04% | ||
| Profit Quality | 105.71% | ||
| Current Ratio | 3.53 | ||
| Quick Ratio | 3.53 | ||
| Altman-Z | 3.26 |
F-Score5
WACC9.05%
ROIC/WACC0.91
Cap/Depr(3y)35.48%
Cap/Depr(5y)36.71%
Cap/Sales(3y)0.32%
Cap/Sales(5y)0.31%
Profit Quality(3y)83.5%
Profit Quality(5y)96.93%
High Growth Momentum
Growth
EPS 1Y (TTM)-39.1%
EPS 3Y-9.14%
EPS 5Y-2.09%
EPS Q2Q%-17.75%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-9.54%
Revenue growth 3Y-6.61%
Revenue growth 5Y-1.1%
Sales Q2Q%-7.43%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-38.15%
EBIT growth 3Y-13.78%
EBIT growth 5Y-2.78%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.78%
FCF growth 3Y-15.57%
FCF growth 5Y-9.15%
OCF growth 1Y-36.29%
OCF growth 3Y-15.83%
OCF growth 5Y-9.24%
MIND CTI LTD / MNDO FAQ
Can you provide the ChartMill fundamental rating for MIND CTI LTD?
ChartMill assigns a fundamental rating of 5 / 10 to MNDO.
What is the valuation status of MIND CTI LTD (MNDO) stock?
ChartMill assigns a valuation rating of 5 / 10 to MIND CTI LTD (MNDO). This can be considered as Fairly Valued.
How profitable is MIND CTI LTD (MNDO) stock?
MIND CTI LTD (MNDO) has a profitability rating of 6 / 10.
Can you provide the dividend sustainability for MNDO stock?
The dividend rating of MIND CTI LTD (MNDO) is 5 / 10 and the dividend payout ratio is 155.6%.