Logo image of MLNK

MeridianLink Inc (MLNK) Stock Fundamental Analysis

USA - NYSE:MLNK - US58985J1051 - Common Stock

20.01 USD
0 (0%)
Last: 10/23/2025, 8:18:22 PM
20.01 USD
0 (0%)
After Hours: 10/23/2025, 8:18:22 PM
Fundamental Rating

4

Overall MLNK gets a fundamental rating of 4 out of 10. We evaluated MLNK against 285 industry peers in the Software industry. MLNK scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. MLNK has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

MLNK had positive earnings in the past year.
In the past year MLNK had a positive cash flow from operations.
MLNK had negative earnings in 4 of the past 5 years.
Each year in the past 5 years MLNK had a positive operating cash flow.
MLNK Yearly Net Income VS EBIT VS OCF VS FCFMLNK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M 80M

1.2 Ratios

MLNK has a Return On Assets (-2.40%) which is in line with its industry peers.
MLNK has a Return On Equity of -5.73%. This is comparable to the rest of the industry: MLNK outperforms 52.63% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.00%, MLNK is in the better half of the industry, outperforming 63.16% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for MLNK is significantly below the industry average of 11.88%.
Industry RankSector Rank
ROA -2.4%
ROE -5.73%
ROIC 1%
ROA(3y)-2.41%
ROA(5y)-2.58%
ROE(3y)-5.04%
ROE(5y)-5.86%
ROIC(3y)1.67%
ROIC(5y)2.77%
MLNK Yearly ROA, ROE, ROICMLNK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

Looking at the Operating Margin, with a value of 3.38%, MLNK is in the better half of the industry, outperforming 66.32% of the companies in the same industry.
In the last couple of years the Operating Margin of MLNK has declined.
MLNK has a Gross Margin (66.39%) which is comparable to the rest of the industry.
MLNK's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.38%
PM (TTM) N/A
GM 66.39%
OM growth 3Y-42.83%
OM growth 5Y-27.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.42%
GM growth 5Y-0.99%
MLNK Yearly Profit, Operating, Gross MarginsMLNK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 -20 40 60

5

2. Health

2.1 Basic Checks

MLNK has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for MLNK has been reduced compared to 1 year ago.
Compared to 5 years ago, MLNK has less shares outstanding
Compared to 1 year ago, MLNK has a worse debt to assets ratio.
MLNK Yearly Shares OutstandingMLNK Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
MLNK Yearly Total Debt VS Total AssetsMLNK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

Based on the Altman-Z score of 1.60, we must say that MLNK is in the distress zone and has some risk of bankruptcy.
MLNK's Altman-Z score of 1.60 is in line compared to the rest of the industry. MLNK outperforms 41.40% of its industry peers.
MLNK has a debt to FCF ratio of 5.25. This is a neutral value as MLNK would need 5.25 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 5.25, MLNK is in line with its industry, outperforming 59.30% of the companies in the same industry.
MLNK has a Debt/Equity ratio of 1.18. This is a high value indicating a heavy dependency on external financing.
MLNK has a Debt to Equity ratio of 1.18. This is in the lower half of the industry: MLNK underperforms 76.49% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF 5.25
Altman-Z 1.6
ROIC/WACC0.09
WACC11.28%
MLNK Yearly LT Debt VS Equity VS FCFMLNK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

MLNK has a Current Ratio of 2.01. This indicates that MLNK is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.01, MLNK is in the better half of the industry, outperforming 60.70% of the companies in the same industry.
A Quick Ratio of 2.01 indicates that MLNK has no problem at all paying its short term obligations.
MLNK's Quick ratio of 2.01 is fine compared to the rest of the industry. MLNK outperforms 61.75% of its industry peers.
Industry RankSector Rank
Current Ratio 2.01
Quick Ratio 2.01
MLNK Yearly Current Assets VS Current LiabilitesMLNK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

5

3. Growth

3.1 Past

MLNK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 500.00%, which is quite impressive.
Looking at the last year, MLNK shows a small growth in Revenue. The Revenue has grown by 5.96% in the last year.
MLNK shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 15.68% yearly.
EPS 1Y (TTM)500%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%225%
Revenue 1Y (TTM)5.96%
Revenue growth 3Y5.72%
Revenue growth 5Y15.68%
Sales Q2Q%7.53%

3.2 Future

MLNK is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 35.86% yearly.
The Revenue is expected to grow by 5.56% on average over the next years.
EPS Next Y61.5%
EPS Next 2Y40.96%
EPS Next 3Y35.86%
EPS Next 5YN/A
Revenue Next Year5.02%
Revenue Next 2Y5.23%
Revenue Next 3Y5.56%
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
MLNK Yearly Revenue VS EstimatesMLNK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
MLNK Yearly EPS VS EstimatesMLNK Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.2 0.4 0.6

4

4. Valuation

4.1 Price/Earnings Ratio

MLNK is valuated quite expensively with a Price/Earnings ratio of 55.58.
MLNK's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of MLNK to the average of the S&P500 Index (26.83), we can say MLNK is valued expensively.
With a Price/Forward Earnings ratio of 41.96, MLNK can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Forward Earnings ratio of MLNK is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 22.88. MLNK is valued rather expensively when compared to this.
Industry RankSector Rank
PE 55.58
Fwd PE 41.96
MLNK Price Earnings VS Forward Price EarningsMLNK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MLNK indicates a somewhat cheap valuation: MLNK is cheaper than 77.54% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, MLNK is valued cheaply inside the industry as 85.26% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 16.65
EV/EBITDA 26.86
MLNK Per share dataMLNK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 -4

4.3 Compensation for Growth

MLNK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
MLNK's earnings are expected to grow with 35.86% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.9
PEG (5Y)N/A
EPS Next 2Y40.96%
EPS Next 3Y35.86%

0

5. Dividend

5.1 Amount

MLNK does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

MeridianLink Inc

NYSE:MLNK (10/23/2025, 8:18:22 PM)

After market: 20.01 0 (0%)

20.01

0 (0%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)08-11 2025-08-11/bmo
Earnings (Next)10-29 2025-10-29/amc
Inst Owners39.22%
Inst Owner Change-0.11%
Ins Owners4.35%
Ins Owner Change-32.92%
Market Cap1.48B
Revenue(TTM)325.89M
Net Income(TTM)-22494000
Analysts53.85
Price Target20.36 (1.75%)
Short Float %4.54%
Short Ratio1.62
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.09%
Min EPS beat(2)-23.27%
Max EPS beat(2)27.45%
EPS beat(4)2
Avg EPS beat(4)-6.22%
Min EPS beat(4)-30.14%
Max EPS beat(4)27.45%
EPS beat(8)3
Avg EPS beat(8)-36.84%
EPS beat(12)4
Avg EPS beat(12)0.28%
EPS beat(16)6
Avg EPS beat(16)11.07%
Revenue beat(2)1
Avg Revenue beat(2)0.25%
Min Revenue beat(2)-1.08%
Max Revenue beat(2)1.58%
Revenue beat(4)1
Avg Revenue beat(4)-0.34%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)1.58%
Revenue beat(8)1
Avg Revenue beat(8)-0.94%
Revenue beat(12)3
Avg Revenue beat(12)-0.96%
Revenue beat(16)6
Avg Revenue beat(16)-0.02%
PT rev (1m)0%
PT rev (3m)4.62%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.61%
EPS NY rev (1m)0%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.11%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.44%
Valuation
Industry RankSector Rank
PE 55.58
Fwd PE 41.96
P/S 4.54
P/FCF 16.65
P/OCF 15.37
P/B 3.77
P/tB N/A
EV/EBITDA 26.86
EPS(TTM)0.36
EY1.8%
EPS(NY)0.48
Fwd EY2.38%
FCF(TTM)1.2
FCFY6.01%
OCF(TTM)1.3
OCFY6.51%
SpS4.4
BVpS5.31
TBVpS-5.33
PEG (NY)0.9
PEG (5Y)N/A
Graham Number6.56
Profitability
Industry RankSector Rank
ROA -2.4%
ROE -5.73%
ROCE 1.27%
ROIC 1%
ROICexc 1.12%
ROICexgc N/A
OM 3.38%
PM (TTM) N/A
GM 66.39%
FCFM 27.28%
ROA(3y)-2.41%
ROA(5y)-2.58%
ROE(3y)-5.04%
ROE(5y)-5.86%
ROIC(3y)1.67%
ROIC(5y)2.77%
ROICexc(3y)1.8%
ROICexc(5y)2.98%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.11%
ROCE(5y)3.5%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-38.18%
ROICexc growth 5Y-18.44%
OM growth 3Y-42.83%
OM growth 5Y-27.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.42%
GM growth 5Y-0.99%
F-Score6
Asset Turnover0.35
Health
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF 5.25
Debt/EBITDA 6.7
Cap/Depr 12.8%
Cap/Sales 2.28%
Interest Coverage 0.31
Cash Conversion 139.43%
Profit Quality N/A
Current Ratio 2.01
Quick Ratio 2.01
Altman-Z 1.6
F-Score6
WACC11.28%
ROIC/WACC0.09
Cap/Depr(3y)15.92%
Cap/Depr(5y)15.49%
Cap/Sales(3y)2.99%
Cap/Sales(5y)2.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)500%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%225%
EPS Next Y61.5%
EPS Next 2Y40.96%
EPS Next 3Y35.86%
EPS Next 5YN/A
Revenue 1Y (TTM)5.96%
Revenue growth 3Y5.72%
Revenue growth 5Y15.68%
Sales Q2Q%7.53%
Revenue Next Year5.02%
Revenue Next 2Y5.23%
Revenue Next 3Y5.56%
Revenue Next 5YN/A
EBIT growth 1Y-41.37%
EBIT growth 3Y-39.56%
EBIT growth 5Y-16.36%
EBIT Next Year74.11%
EBIT Next 3Y25.17%
EBIT Next 5YN/A
FCF growth 1Y72.85%
FCF growth 3Y-5.78%
FCF growth 5Y34.88%
OCF growth 1Y57.66%
OCF growth 3Y-4.68%
OCF growth 5Y28.98%

MeridianLink Inc / MLNK FAQ

Can you provide the ChartMill fundamental rating for MeridianLink Inc?

ChartMill assigns a fundamental rating of 4 / 10 to MLNK.


What is the valuation status of MeridianLink Inc (MLNK) stock?

ChartMill assigns a valuation rating of 4 / 10 to MeridianLink Inc (MLNK). This can be considered as Fairly Valued.


What is the profitability of MLNK stock?

MeridianLink Inc (MLNK) has a profitability rating of 3 / 10.


What is the valuation of MeridianLink Inc based on its PE and PB ratios?

The Price/Earnings (PE) ratio for MeridianLink Inc (MLNK) is 55.58 and the Price/Book (PB) ratio is 3.77.


What is the earnings growth outlook for MeridianLink Inc?

The Earnings per Share (EPS) of MeridianLink Inc (MLNK) is expected to grow by 61.5% in the next year.