MeridianLink Inc (MLNK) Stock Fundamental Analysis

NYSE:MLNK • US58985J1051

20.01 USD
0 (0%)
At close: Oct 23, 2025
20.01 USD
0 (0%)
After Hours: 10/23/2025, 8:18:22 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

MLNK gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 274 industry peers in the Software industry. MLNK scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. MLNK is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year MLNK was profitable.
  • In the past year MLNK had a positive cash flow from operations.
  • In the past 5 years MLNK reported 4 times negative net income.
  • In the past 5 years MLNK always reported a positive cash flow from operatings.
MLNK Yearly Net Income VS EBIT VS OCF VS FCFMLNK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M 80M

1.2 Ratios

  • The Return On Assets of MLNK (-2.40%) is comparable to the rest of the industry.
  • MLNK has a Return On Equity (-5.73%) which is in line with its industry peers.
  • Looking at the Return On Invested Capital, with a value of 1.00%, MLNK is in the better half of the industry, outperforming 63.16% of the companies in the same industry.
  • MLNK had an Average Return On Invested Capital over the past 3 years of 1.67%. This is significantly below the industry average of 10.69%.
Industry RankSector Rank
ROA -2.4%
ROE -5.73%
ROIC 1%
ROA(3y)-2.41%
ROA(5y)-2.58%
ROE(3y)-5.04%
ROE(5y)-5.86%
ROIC(3y)1.67%
ROIC(5y)2.77%
MLNK Yearly ROA, ROE, ROICMLNK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • MLNK's Operating Margin of 3.38% is fine compared to the rest of the industry. MLNK outperforms 66.32% of its industry peers.
  • In the last couple of years the Operating Margin of MLNK has declined.
  • With a Gross Margin value of 66.39%, MLNK perfoms like the industry average, outperforming 45.96% of the companies in the same industry.
  • In the last couple of years the Gross Margin of MLNK has remained more or less at the same level.
Industry RankSector Rank
OM 3.38%
PM (TTM) N/A
GM 66.39%
OM growth 3Y-42.83%
OM growth 5Y-27.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.42%
GM growth 5Y-0.99%
MLNK Yearly Profit, Operating, Gross MarginsMLNK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 -20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • MLNK has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • MLNK has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for MLNK has been reduced compared to 5 years ago.
  • MLNK has a worse debt/assets ratio than last year.
MLNK Yearly Shares OutstandingMLNK Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
MLNK Yearly Total Debt VS Total AssetsMLNK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of 1.60, we must say that MLNK is in the distress zone and has some risk of bankruptcy.
  • MLNK has a Altman-Z score (1.60) which is comparable to the rest of the industry.
  • The Debt to FCF ratio of MLNK is 5.25, which is a neutral value as it means it would take MLNK, 5.25 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of MLNK (5.25) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 1.18 is on the high side and indicates that MLNK has dependencies on debt financing.
  • MLNK has a Debt to Equity ratio of 1.18. This is in the lower half of the industry: MLNK underperforms 76.49% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF 5.25
Altman-Z 1.6
ROIC/WACC0.09
WACC11.3%
MLNK Yearly LT Debt VS Equity VS FCFMLNK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

  • A Current Ratio of 2.01 indicates that MLNK has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 2.01, MLNK is in the better half of the industry, outperforming 60.35% of the companies in the same industry.
  • MLNK has a Quick Ratio of 2.01. This indicates that MLNK is financially healthy and has no problem in meeting its short term obligations.
  • With a decent Quick ratio value of 2.01, MLNK is doing good in the industry, outperforming 61.40% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.01
Quick Ratio 2.01
MLNK Yearly Current Assets VS Current LiabilitesMLNK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 50M 100M 150M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 500.00% over the past year.
  • The Revenue has been growing slightly by 5.96% in the past year.
  • MLNK shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 15.68% yearly.
EPS 1Y (TTM)500%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%225%
Revenue 1Y (TTM)5.96%
Revenue growth 3Y5.72%
Revenue growth 5Y15.68%
Sales Q2Q%7.53%

3.2 Future

  • The Earnings Per Share is expected to grow by 35.86% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 5.56% on average over the next years.
EPS Next Y61.5%
EPS Next 2Y40.96%
EPS Next 3Y35.86%
EPS Next 5YN/A
Revenue Next Year5.02%
Revenue Next 2Y5.23%
Revenue Next 3Y5.56%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
MLNK Yearly Revenue VS EstimatesMLNK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
MLNK Yearly EPS VS EstimatesMLNK Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.2 0.4 0.6

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 55.58, MLNK can be considered very expensive at the moment.
  • MLNK's Price/Earnings is on the same level as the industry average.
  • MLNK is valuated expensively when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 41.96 indicates a quite expensive valuation of MLNK.
  • MLNK's Price/Forward Earnings is on the same level as the industry average.
  • MLNK's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 28.02.
Industry RankSector Rank
PE 55.58
Fwd PE 41.96
MLNK Price Earnings VS Forward Price EarningsMLNK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • 76.84% of the companies in the same industry are more expensive than MLNK, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, MLNK is valued cheaply inside the industry as 84.56% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 16.65
EV/EBITDA 26.86
MLNK Per share dataMLNK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 -4

4.3 Compensation for Growth

  • MLNK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • MLNK's earnings are expected to grow with 35.86% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.9
PEG (5Y)N/A
EPS Next 2Y40.96%
EPS Next 3Y35.86%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for MLNK!.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

MeridianLink Inc

NYSE:MLNK (10/23/2025, 8:18:22 PM)

After market: 20.01 0 (0%)

20.01

0 (0%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)10-29
Earnings (Next)03-04
Inst Owners39.22%
Inst Owner Change-94.18%
Ins Owners4.35%
Ins Owner Change-34.44%
Market Cap1.48B
Revenue(TTM)325.89M
Net Income(TTM)-22.49M
Analysts53.85
Price Target20.36 (1.75%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.09%
Min EPS beat(2)-23.27%
Max EPS beat(2)27.45%
EPS beat(4)2
Avg EPS beat(4)-6.22%
Min EPS beat(4)-30.14%
Max EPS beat(4)27.45%
EPS beat(8)3
Avg EPS beat(8)-36.84%
EPS beat(12)4
Avg EPS beat(12)0.28%
EPS beat(16)6
Avg EPS beat(16)11.07%
Revenue beat(2)1
Avg Revenue beat(2)0.25%
Min Revenue beat(2)-1.08%
Max Revenue beat(2)1.58%
Revenue beat(4)1
Avg Revenue beat(4)-0.34%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)1.58%
Revenue beat(8)1
Avg Revenue beat(8)-0.94%
Revenue beat(12)3
Avg Revenue beat(12)-0.96%
Revenue beat(16)6
Avg Revenue beat(16)-0.02%
PT rev (1m)0%
PT rev (3m)4.62%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.61%
EPS NY rev (1m)0%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.11%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.44%
Valuation
Industry RankSector Rank
PE 55.58
Fwd PE 41.96
P/S 4.54
P/FCF 16.65
P/OCF 15.37
P/B 3.77
P/tB N/A
EV/EBITDA 26.86
EPS(TTM)0.36
EY1.8%
EPS(NY)0.48
Fwd EY2.38%
FCF(TTM)1.2
FCFY6.01%
OCF(TTM)1.3
OCFY6.51%
SpS4.4
BVpS5.31
TBVpS-5.33
PEG (NY)0.9
PEG (5Y)N/A
Graham Number6.56
Profitability
Industry RankSector Rank
ROA -2.4%
ROE -5.73%
ROCE 1.27%
ROIC 1%
ROICexc 1.12%
ROICexgc N/A
OM 3.38%
PM (TTM) N/A
GM 66.39%
FCFM 27.28%
ROA(3y)-2.41%
ROA(5y)-2.58%
ROE(3y)-5.04%
ROE(5y)-5.86%
ROIC(3y)1.67%
ROIC(5y)2.77%
ROICexc(3y)1.8%
ROICexc(5y)2.98%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.11%
ROCE(5y)3.5%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-38.18%
ROICexc growth 5Y-18.44%
OM growth 3Y-42.83%
OM growth 5Y-27.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.42%
GM growth 5Y-0.99%
F-Score6
Asset Turnover0.35
Health
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF 5.25
Debt/EBITDA 6.7
Cap/Depr 12.8%
Cap/Sales 2.28%
Interest Coverage 0.31
Cash Conversion 139.43%
Profit Quality N/A
Current Ratio 2.01
Quick Ratio 2.01
Altman-Z 1.6
F-Score6
WACC11.3%
ROIC/WACC0.09
Cap/Depr(3y)15.92%
Cap/Depr(5y)15.49%
Cap/Sales(3y)2.99%
Cap/Sales(5y)2.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)500%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%225%
EPS Next Y61.5%
EPS Next 2Y40.96%
EPS Next 3Y35.86%
EPS Next 5YN/A
Revenue 1Y (TTM)5.96%
Revenue growth 3Y5.72%
Revenue growth 5Y15.68%
Sales Q2Q%7.53%
Revenue Next Year5.02%
Revenue Next 2Y5.23%
Revenue Next 3Y5.56%
Revenue Next 5YN/A
EBIT growth 1Y-41.37%
EBIT growth 3Y-39.56%
EBIT growth 5Y-16.36%
EBIT Next Year74.11%
EBIT Next 3Y25.17%
EBIT Next 5YN/A
FCF growth 1Y72.85%
FCF growth 3Y-5.78%
FCF growth 5Y34.88%
OCF growth 1Y57.66%
OCF growth 3Y-4.68%
OCF growth 5Y28.98%

MeridianLink Inc / MLNK FAQ

Can you provide the ChartMill fundamental rating for MeridianLink Inc?

ChartMill assigns a fundamental rating of 4 / 10 to MLNK.


What is the valuation status for MLNK stock?

ChartMill assigns a valuation rating of 4 / 10 to MeridianLink Inc (MLNK). This can be considered as Fairly Valued.


Can you provide the profitability details for MeridianLink Inc?

MeridianLink Inc (MLNK) has a profitability rating of 3 / 10.


What is the financial health of MeridianLink Inc (MLNK) stock?

The financial health rating of MeridianLink Inc (MLNK) is 5 / 10.