M/I HOMES INC (MHO) Stock Fundamental Analysis
NYSE:MHO • US55305B1017
141.17 USD
-2.29 (-1.6%)
Last: Feb 23, 2026, 03:56 PM
Taking everything into account, MHO scores 6 out of 10 in our fundamental rating. MHO was compared to 60 industry peers in the Household Durables industry. MHO gets an excellent profitability rating and is at the same time showing great financial health properties. MHO has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- MHO had positive earnings in the past year.
- MHO had a positive operating cash flow in the past year.
- Each year in the past 5 years MHO has been profitable.
- In multiple years MHO reported negative operating cash flow during the last 5 years.
1.2 Ratios
- MHO has a Return On Assets of 9.91%. This is amongst the best in the industry. MHO outperforms 85.00% of its industry peers.
- The Return On Equity of MHO (15.00%) is better than 75.00% of its industry peers.
- MHO has a better Return On Invested Capital (10.39%) than 70.00% of its industry peers.
- MHO had an Average Return On Invested Capital over the past 3 years of 11.45%. This is above the industry average of 9.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROIC | 10.39% |
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
1.3 Margins
- MHO has a better Profit Margin (10.56%) than 86.67% of its industry peers.
- MHO's Profit Margin has improved in the last couple of years.
- MHO has a Operating Margin of 13.31%. This is amongst the best in the industry. MHO outperforms 81.67% of its industry peers.
- In the last couple of years the Operating Margin of MHO has remained more or less at the same level.
- Looking at the Gross Margin, with a value of 24.72%, MHO is in line with its industry, outperforming 46.67% of the companies in the same industry.
- MHO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% |
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), MHO is creating some value.
- The number of shares outstanding for MHO has been reduced compared to 1 year ago.
- Compared to 5 years ago, MHO has less shares outstanding
- The debt/assets ratio for MHO has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 4.63 indicates that MHO is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 4.63, MHO is in the better half of the industry, outperforming 76.67% of the companies in the same industry.
- The Debt to FCF ratio of MHO is 3.82, which is a good value as it means it would take MHO, 3.82 years of fcf income to pay off all of its debts.
- MHO's Debt to FCF ratio of 3.82 is fine compared to the rest of the industry. MHO outperforms 61.67% of its industry peers.
- A Debt/Equity ratio of 0.29 indicates that MHO is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.29, MHO is in line with its industry, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 4.63 |
ROIC/WACC1.14
WACC9.11%
2.3 Liquidity
- A Current Ratio of 11.16 indicates that MHO has no problem at all paying its short term obligations.
- The Current ratio of MHO (11.16) is better than 93.33% of its industry peers.
- MHO has a Quick Ratio of 1.98. This is a normal value and indicates that MHO is financially healthy and should not expect problems in meeting its short term obligations.
- MHO has a Quick ratio of 1.98. This is amongst the best in the industry. MHO outperforms 81.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
- The earnings per share for MHO have decreased strongly by -24.30% in the last year.
- The Earnings Per Share has been growing by 12.07% on average over the past years. This is quite good.
- MHO shows a decrease in Revenue. In the last year, the revenue decreased by -1.93%.
- The Revenue has been growing slightly by 7.72% on average over the past years.
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
3.2 Future
- MHO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.65% yearly.
- MHO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.68% yearly.
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 9.46 indicates a reasonable valuation of MHO.
- Compared to the rest of the industry, the Price/Earnings ratio of MHO indicates a rather cheap valuation: MHO is cheaper than 85.00% of the companies listed in the same industry.
- MHO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.99.
- With a Price/Forward Earnings ratio of 9.47, the valuation of MHO can be described as very reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of MHO indicates a rather cheap valuation: MHO is cheaper than 91.67% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 28.02. MHO is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.46 | ||
| Fwd PE | 9.47 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MHO is valued a bit cheaper than 76.67% of the companies in the same industry.
- MHO's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. MHO is cheaper than 65.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.19 | ||
| EV/EBITDA | 6.44 |
4.3 Compensation for Growth
- The decent profitability rating of MHO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.78
EPS Next 2Y4.65%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- MHO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:MHO (2/23/2026, 3:56:00 PM)
141.17
-2.29 (-1.6%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/bmo
Earnings (Next)04-21 2026-04-21
Inst Owners99.18%
Inst Owner Change-2.11%
Ins Owners2.43%
Ins Owner Change8.58%
Market Cap3.69B
Revenue(TTM)4.42B
Net Income(TTM)472.44M
Analysts82.86
Price Target160.14 (13.44%)
Short Float %4.62%
Short Ratio5.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.76%
Min EPS beat(2)-6.27%
Max EPS beat(2)-1.25%
EPS beat(4)0
Avg EPS beat(4)-4.09%
Min EPS beat(4)-6.27%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-1.34%
EPS beat(12)7
Avg EPS beat(12)11.92%
EPS beat(16)11
Avg EPS beat(16)12.49%
Revenue beat(2)1
Avg Revenue beat(2)0.07%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)3.25%
Revenue beat(4)2
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.8%
Revenue beat(12)8
Avg Revenue beat(12)3.33%
Revenue beat(16)9
Avg Revenue beat(16)1.87%
PT rev (1m)0%
PT rev (3m)-4.07%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.37%
EPS NY rev (1m)0.91%
EPS NY rev (3m)-9.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.01%
Revenue NY rev (1m)6.98%
Revenue NY rev (3m)2.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.46 | ||
| Fwd PE | 9.47 | ||
| P/S | 0.82 | ||
| P/FCF | 15.19 | ||
| P/OCF | 14.74 | ||
| P/B | 1.17 | ||
| P/tB | 1.18 | ||
| EV/EBITDA | 6.44 |
EPS(TTM)14.92
EY10.57%
EPS(NY)14.9
Fwd EY10.56%
FCF(TTM)9.29
FCFY6.58%
OCF(TTM)9.58
OCFY6.78%
SpS171.16
BVpS120.44
TBVpS119.81
PEG (NY)N/A
PEG (5Y)0.78
Graham Number201.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROCE | 13.55% | ||
| ROIC | 10.39% | ||
| ROICexc | 12.47% | ||
| ROICexgc | 13.21% | ||
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% | ||
| FCFM | 5.43% |
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
ROICexc(3y)14.14%
ROICexc(5y)14.78%
ROICexgc(3y)14.61%
ROICexgc(5y)15.4%
ROCE(3y)14.93%
ROCE(5y)16.44%
ROICexgc growth 3Y-14.7%
ROICexgc growth 5Y-3.69%
ROICexc growth 3Y-14.58%
ROICexc growth 5Y-3.62%
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 1.52 | ||
| Cap/Depr | 45.57% | ||
| Cap/Sales | 0.17% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 40.91% | ||
| Profit Quality | 51.44% | ||
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 4.63 |
F-Score5
WACC9.11%
ROIC/WACC1.14
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.32%
EBIT growth 3Y-7.38%
EBIT growth 5Y9.1%
EBIT Next Year1.58%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y97.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y92.25%
OCF growth 3YN/A
OCF growth 5YN/A
M/I HOMES INC / MHO FAQ
What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?
ChartMill assigns a fundamental rating of 6 / 10 to MHO.
Can you provide the valuation status for M/I HOMES INC?
ChartMill assigns a valuation rating of 6 / 10 to M/I HOMES INC (MHO). This can be considered as Fairly Valued.
How profitable is M/I HOMES INC (MHO) stock?
M/I HOMES INC (MHO) has a profitability rating of 7 / 10.
What is the financial health of M/I HOMES INC (MHO) stock?
The financial health rating of M/I HOMES INC (MHO) is 8 / 10.
What is the earnings growth outlook for M/I HOMES INC?
The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -0.12% in the next year.