M/I HOMES INC (MHO) Stock Fundamental Analysis
USA - NYSE:MHO - US55305B1017 - Common Stock
126.723 USD
-1.03 (-0.8%)
MHO gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 61 industry peers in the Household Durables industry. MHO gets an excellent profitability rating and is at the same time showing great financial health properties. A decent growth rate in combination with a cheap valuation! Better keep an eye on MHO. With these ratings, MHO could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
MHO had positive earnings in the past year.
In the past year MHO had a positive cash flow from operations.
MHO had positive earnings in each of the past 5 years.
MHO had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of MHO (10.79%) is better than 86.89% of its industry peers.
The Return On Equity of MHO (16.59%) is better than 72.13% of its industry peers.
The Return On Invested Capital of MHO (11.32%) is better than 72.13% of its industry peers.
MHO had an Average Return On Invested Capital over the past 3 years of 13.50%. This is above the industry average of 10.21%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.79% | ||
| ROE | 16.59% | ||
| ROIC | 11.32% |
ROA(3y)12.39%
ROA(5y)11.7%
ROE(3y)20.45%
ROE(5y)20.97%
ROIC(3y)13.5%
ROIC(5y)13.06%
1.3 Margins
Looking at the Profit Margin, with a value of 11.40%, MHO belongs to the top of the industry, outperforming 90.16% of the companies in the same industry.
MHO's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 14.32%, MHO belongs to the best of the industry, outperforming 86.89% of the companies in the same industry.
MHO's Operating Margin has improved in the last couple of years.
MHO has a Gross Margin of 25.53%. This is comparable to the rest of the industry: MHO outperforms 49.18% of its industry peers.
In the last couple of years the Gross Margin of MHO has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.32% | ||
| PM (TTM) | 11.4% | ||
| GM | 25.53% |
OM growth 3Y4.25%
OM growth 5Y15.33%
PM growth 3Y5.7%
PM growth 5Y19.65%
GM growth 3Y3.13%
GM growth 5Y6.12%
2. Health
2.1 Basic Checks
MHO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for MHO has been reduced compared to 1 year ago.
The number of shares outstanding for MHO has been reduced compared to 5 years ago.
MHO has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.47 indicates that MHO is not in any danger for bankruptcy at the moment.
With a decent Altman-Z score value of 4.47, MHO is doing good in the industry, outperforming 78.69% of the companies in the same industry.
MHO has a debt to FCF ratio of 7.33. This is a slightly negative value and a sign of low solvency as MHO would need 7.33 years to pay back of all of its debts.
MHO has a Debt to FCF ratio of 7.33. This is comparable to the rest of the industry: MHO outperforms 57.38% of its industry peers.
MHO has a Debt/Equity ratio of 0.32. This is a healthy value indicating a solid balance between debt and equity.
MHO's Debt to Equity ratio of 0.32 is in line compared to the rest of the industry. MHO outperforms 50.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 7.33 | ||
| Altman-Z | 4.47 |
ROIC/WACC1.29
WACC8.77%
2.3 Liquidity
A Current Ratio of 10.68 indicates that MHO has no problem at all paying its short term obligations.
MHO has a better Current ratio (10.68) than 95.08% of its industry peers.
MHO has a Quick Ratio of 2.09. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
MHO has a better Quick ratio (2.09) than 88.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 10.68 | ||
| Quick Ratio | 2.09 |
3. Growth
3.1 Past
MHO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.61%.
The Earnings Per Share has been growing by 33.72% on average over the past years. This is a very strong growth
Looking at the last year, MHO shows a small growth in Revenue. The Revenue has grown by 4.77% in the last year.
MHO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.50% yearly.
EPS 1Y (TTM)-7.61%
EPS 3Y14.04%
EPS 5Y33.72%
EPS Q2Q%-19.02%
Revenue 1Y (TTM)4.77%
Revenue growth 3Y6.34%
Revenue growth 5Y12.5%
Sales Q2Q%-0.97%
3.2 Future
Based on estimates for the next years, MHO will show a small growth in Earnings Per Share. The EPS will grow by 2.48% on average per year.
The Revenue is expected to grow by 3.93% on average over the next years.
EPS Next Y-11.61%
EPS Next 2Y-3.04%
EPS Next 3Y2.48%
EPS Next 5YN/A
Revenue Next Year-0.24%
Revenue Next 2Y1.04%
Revenue Next 3Y3.93%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.35, the valuation of MHO can be described as very cheap.
Based on the Price/Earnings ratio, MHO is valued cheaper than 80.33% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.13, MHO is valued rather cheaply.
The Price/Forward Earnings ratio is 6.84, which indicates a rather cheap valuation of MHO.
93.44% of the companies in the same industry are more expensive than MHO, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 22.35. MHO is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.35 | ||
| Fwd PE | 6.84 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, MHO is valued cheaper than 81.97% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as MHO.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 25.24 | ||
| EV/EBITDA | 5.38 |
4.3 Compensation for Growth
The excellent profitability rating of MHO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.22
EPS Next 2Y-3.04%
EPS Next 3Y2.48%
5. Dividend
5.1 Amount
No dividends for MHO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:MHO (11/6/2025, 1:35:46 PM)
126.723
-1.03 (-0.8%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners98.25%
Inst Owner Change-1.62%
Ins Owners2.41%
Ins Owner Change-0.19%
Market Cap3.34B
Revenue(TTM)4.48B
Net Income(TTM)511.40M
Analysts85.71
Price Target166.94 (31.74%)
Short Float %3.98%
Short Ratio3.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.28%
Min EPS beat(2)-5.31%
Max EPS beat(2)-1.25%
EPS beat(4)1
Avg EPS beat(4)-1.95%
Min EPS beat(4)-5.31%
Max EPS beat(4)2.29%
EPS beat(8)4
Avg EPS beat(8)0.92%
EPS beat(12)8
Avg EPS beat(12)13.62%
EPS beat(16)11
Avg EPS beat(16)12.03%
Revenue beat(2)1
Avg Revenue beat(2)-5.26%
Min Revenue beat(2)-13.77%
Max Revenue beat(2)3.25%
Revenue beat(4)3
Avg Revenue beat(4)-1.88%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.78%
Revenue beat(12)8
Avg Revenue beat(12)3.23%
Revenue beat(16)9
Avg Revenue beat(16)1.23%
PT rev (1m)1.03%
PT rev (3m)3.15%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)1.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.35 | ||
| Fwd PE | 6.84 | ||
| P/S | 0.75 | ||
| P/FCF | 25.24 | ||
| P/OCF | 24.04 | ||
| P/B | 1.09 | ||
| P/tB | 1.09 | ||
| EV/EBITDA | 5.38 |
EPS(TTM)17.24
EY13.6%
EPS(NY)18.53
Fwd EY14.62%
FCF(TTM)5.02
FCFY3.96%
OCF(TTM)5.27
OCFY4.16%
SpS170.02
BVpS116.79
TBVpS116.17
PEG (NY)N/A
PEG (5Y)0.22
Graham Number212.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.79% | ||
| ROE | 16.59% | ||
| ROCE | 14.75% | ||
| ROIC | 11.32% | ||
| ROICexc | 13.86% | ||
| ROICexgc | 14.69% | ||
| OM | 14.32% | ||
| PM (TTM) | 11.4% | ||
| GM | 25.53% | ||
| FCFM | 2.95% |
ROA(3y)12.39%
ROA(5y)11.7%
ROE(3y)20.45%
ROE(5y)20.97%
ROIC(3y)13.5%
ROIC(5y)13.06%
ROICexc(3y)16.19%
ROICexc(5y)15.2%
ROICexgc(3y)16.79%
ROICexgc(5y)15.85%
ROCE(3y)17.59%
ROCE(5y)17.02%
ROICexgc growth 3Y1.84%
ROICexgc growth 5Y16.09%
ROICexc growth 3Y2.49%
ROICexc growth 5Y16.51%
OM growth 3Y4.25%
OM growth 5Y15.33%
PM growth 3Y5.7%
PM growth 5Y19.65%
GM growth 3Y3.13%
GM growth 5Y6.12%
F-Score5
Asset Turnover0.95
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 7.33 | ||
| Debt/EBITDA | 1.48 | ||
| Cap/Depr | 41.19% | ||
| Cap/Sales | 0.15% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 21.12% | ||
| Profit Quality | 25.91% | ||
| Current Ratio | 10.68 | ||
| Quick Ratio | 2.09 | ||
| Altman-Z | 4.47 |
F-Score5
WACC8.77%
ROIC/WACC1.29
Cap/Depr(3y)52.66%
Cap/Depr(5y)82.58%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.32%
Profit Quality(3y)61.14%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.61%
EPS 3Y14.04%
EPS 5Y33.72%
EPS Q2Q%-19.02%
EPS Next Y-11.61%
EPS Next 2Y-3.04%
EPS Next 3Y2.48%
EPS Next 5YN/A
Revenue 1Y (TTM)4.77%
Revenue growth 3Y6.34%
Revenue growth 5Y12.5%
Sales Q2Q%-0.97%
Revenue Next Year-0.24%
Revenue Next 2Y1.04%
Revenue Next 3Y3.93%
Revenue Next 5YN/A
EBIT growth 1Y-2.93%
EBIT growth 3Y10.86%
EBIT growth 5Y29.74%
EBIT Next Year-11.35%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-74.25%
FCF growth 3YN/A
FCF growth 5Y22.9%
OCF growth 1Y-73.42%
OCF growth 3YN/A
OCF growth 5Y22.33%
M/I HOMES INC / MHO FAQ
What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?
ChartMill assigns a fundamental rating of 6 / 10 to MHO.
What is the valuation status for MHO stock?
ChartMill assigns a valuation rating of 7 / 10 to M/I HOMES INC (MHO). This can be considered as Undervalued.
How profitable is M/I HOMES INC (MHO) stock?
M/I HOMES INC (MHO) has a profitability rating of 8 / 10.
What is the expected EPS growth for M/I HOMES INC (MHO) stock?
The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -11.61% in the next year.
Is the dividend of M/I HOMES INC sustainable?
The dividend rating of M/I HOMES INC (MHO) is 0 / 10 and the dividend payout ratio is 0%.