M/I HOMES INC (MHO) Fundamental Analysis & Valuation

NYSE:MHO • US55305B1017

Current stock price

124.16 USD
+0.03 (+0.02%)
At close:
124.63 USD
+0.47 (+0.38%)
After Hours:

This MHO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. MHO Profitability Analysis

1.1 Basic Checks

  • MHO had positive earnings in the past year.
  • In the past year MHO had a positive cash flow from operations.
  • MHO had positive earnings in each of the past 5 years.
  • Of the past 5 years MHO 4 years had a positive operating cash flow.
MHO Yearly Net Income VS EBIT VS OCF VS FCFMHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • With an excellent Return On Assets value of 8.43%, MHO belongs to the best of the industry, outperforming 81.67% of the companies in the same industry.
  • MHO has a Return On Equity of 12.73%. This is in the better half of the industry: MHO outperforms 73.33% of its industry peers.
  • MHO has a better Return On Invested Capital (9.47%) than 70.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for MHO is above the industry average of 9.09%.
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROIC 9.47%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
MHO Yearly ROA, ROE, ROICMHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • MHO's Profit Margin of 9.12% is amongst the best of the industry. MHO outperforms 81.67% of its industry peers.
  • In the last couple of years the Profit Margin of MHO has grown nicely.
  • With a decent Operating Margin value of 12.55%, MHO is doing good in the industry, outperforming 78.33% of the companies in the same industry.
  • MHO's Operating Margin has improved in the last couple of years.
  • MHO has a Gross Margin (24.10%) which is in line with its industry peers.
  • In the last couple of years the Gross Margin of MHO has remained more or less at the same level.
Industry RankSector Rank
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
MHO Yearly Profit, Operating, Gross MarginsMHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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7

2. MHO Health Analysis

2.1 Basic Checks

  • MHO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, MHO has less shares outstanding
  • Compared to 5 years ago, MHO has less shares outstanding
  • Compared to 1 year ago, MHO has an improved debt to assets ratio.
MHO Yearly Shares OutstandingMHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
MHO Yearly Total Debt VS Total AssetsMHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • MHO has an Altman-Z score of 4.41. This indicates that MHO is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 4.41, MHO is in the better half of the industry, outperforming 76.67% of the companies in the same industry.
  • The Debt to FCF ratio of MHO is 7.62, which is on the high side as it means it would take MHO, 7.62 years of fcf income to pay off all of its debts.
  • MHO has a Debt to FCF ratio of 7.62. This is comparable to the rest of the industry: MHO outperforms 48.33% of its industry peers.
  • A Debt/Equity ratio of 0.31 indicates that MHO is not too dependend on debt financing.
  • MHO has a Debt to Equity ratio (0.31) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Altman-Z 4.41
ROIC/WACC1.02
WACC9.27%
MHO Yearly LT Debt VS Equity VS FCFMHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 14.11 indicates that MHO has no problem at all paying its short term obligations.
  • With an excellent Current ratio value of 14.11, MHO belongs to the best of the industry, outperforming 96.67% of the companies in the same industry.
  • MHO has a Quick Ratio of 2.39. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Quick ratio value of 2.39, MHO belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 14.11
Quick Ratio 2.39
MHO Yearly Current Assets VS Current LiabilitesMHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. MHO Growth Analysis

3.1 Past

  • MHO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.30%.
  • The Earnings Per Share has been growing by 12.07% on average over the past years. This is quite good.
  • The Revenue has decreased by -1.93% in the past year.
  • The Revenue has been growing slightly by 7.72% on average over the past years.
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%

3.2 Future

  • Based on estimates for the next years, MHO will show a small growth in Earnings Per Share. The EPS will grow by 4.65% on average per year.
  • The Revenue is expected to grow by 3.68% on average over the next years.
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
MHO Yearly Revenue VS EstimatesMHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
MHO Yearly EPS VS EstimatesMHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

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6

4. MHO Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 8.32, which indicates a very decent valuation of MHO.
  • Based on the Price/Earnings ratio, MHO is valued cheaper than 86.67% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.34. MHO is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 8.81 indicates a reasonable valuation of MHO.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of MHO indicates a rather cheap valuation: MHO is cheaper than 90.00% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 38.18. MHO is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 8.32
Fwd PE 8.81
MHO Price Earnings VS Forward Price EarningsMHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, MHO is valued a bit cheaper than the industry average as 78.33% of the companies are valued more expensively.
  • MHO's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 25.05
EV/EBITDA 6.1
MHO Per share dataMHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • MHO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.69
EPS Next 2Y4.65%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MHO Dividend Analysis

5.1 Amount

  • MHO does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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MHO Fundamentals: All Metrics, Ratios and Statistics

M/I HOMES INC

NYSE:MHO (4/14/2026, 8:04:00 PM)

After market: 124.63 +0.47 (+0.38%)

124.16

+0.03 (+0.02%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28
Earnings (Next)04-22
Inst Owners98.73%
Inst Owner Change-0.01%
Ins Owners2.51%
Ins Owner Change8.29%
Market Cap3.20B
Revenue(TTM)4.42B
Net Income(TTM)402.94M
Analysts82.86
Price Target163.2 (31.44%)
Short Float %4.34%
Short Ratio4.3
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-22.68%
Min EPS beat(2)-39.09%
Max EPS beat(2)-6.27%
EPS beat(4)0
Avg EPS beat(4)-12.98%
Min EPS beat(4)-39.09%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-2.89%
EPS beat(12)6
Avg EPS beat(12)6.78%
EPS beat(16)10
Avg EPS beat(16)9.28%
Revenue beat(2)1
Avg Revenue beat(2)-0.42%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)2.26%
Revenue beat(4)2
Avg Revenue beat(4)-2.84%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)6
Avg Revenue beat(8)-0.16%
Revenue beat(12)8
Avg Revenue beat(12)2.06%
Revenue beat(16)9
Avg Revenue beat(16)1.63%
PT rev (1m)1.91%
PT rev (3m)-2.24%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-15.61%
EPS NY rev (1m)0%
EPS NY rev (3m)-9.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)5.23%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.83%
Valuation
Industry RankSector Rank
PE 8.32
Fwd PE 8.81
P/S 0.72
P/FCF 25.05
P/OCF 23.3
P/B 1.01
P/tB 1.02
EV/EBITDA 6.1
EPS(TTM)14.92
EY12.02%
EPS(NY)14.09
Fwd EY11.35%
FCF(TTM)4.96
FCFY3.99%
OCF(TTM)5.33
OCFY4.29%
SpS171.43
BVpS122.86
TBVpS122.23
PEG (NY)N/A
PEG (5Y)0.69
Graham Number203.09
Profitability
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROCE 12.35%
ROIC 9.47%
ROICexc 11.19%
ROICexgc 11.79%
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
FCFM 2.89%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
ROICexc(3y)14.66%
ROICexc(5y)15.09%
ROICexgc(3y)15.05%
ROICexgc(5y)15.66%
ROCE(3y)15.46%
ROCE(5y)16.76%
ROICexgc growth 3Y-11.3%
ROICexgc growth 5Y-1.4%
ROICexc growth 3Y-10.42%
ROICexc growth 5Y-0.83%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
F-Score5
Asset Turnover0.92
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Debt/EBITDA 1.7
Cap/Depr 57.63%
Cap/Sales 0.22%
Interest Coverage 250
Cash Conversion 24.06%
Profit Quality 31.7%
Current Ratio 14.11
Quick Ratio 2.39
Altman-Z 4.41
F-Score5
WACC9.27%
ROIC/WACC1.02
Cap/Depr(3y)50.64%
Cap/Depr(5y)78.51%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.29%
Profit Quality(3y)59.83%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-21.51%
EBIT growth 3Y-4.56%
EBIT growth 5Y11.08%
EBIT Next Year-10.18%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.44%
FCF growth 3Y-9.93%
FCF growth 5Y-3.99%
OCF growth 1Y-23.58%
OCF growth 3Y-9.3%
OCF growth 5Y-3.98%

M/I HOMES INC / MHO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?

ChartMill assigns a fundamental rating of 6 / 10 to MHO.


Can you provide the valuation status for M/I HOMES INC?

ChartMill assigns a valuation rating of 6 / 10 to M/I HOMES INC (MHO). This can be considered as Fairly Valued.


Can you provide the profitability details for M/I HOMES INC?

M/I HOMES INC (MHO) has a profitability rating of 7 / 10.


What is the valuation of M/I HOMES INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for M/I HOMES INC (MHO) is 8.32 and the Price/Book (PB) ratio is 1.01.


Can you provide the expected EPS growth for MHO stock?

The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -5.53% in the next year.