M/I HOMES INC (MHO) Fundamental Analysis & Valuation

NYSE:MHO • US55305B1017

Current stock price

129.18 USD
+0.47 (+0.37%)
At close:
129.18 USD
0 (0%)
After Hours:

This MHO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. MHO Profitability Analysis

1.1 Basic Checks

  • In the past year MHO was profitable.
  • In the past year MHO had a positive cash flow from operations.
  • In the past 5 years MHO has always been profitable.
  • Of the past 5 years MHO 4 years had a positive operating cash flow.
MHO Yearly Net Income VS EBIT VS OCF VS FCFMHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • MHO has a better Return On Assets (8.43%) than 80.00% of its industry peers.
  • Looking at the Return On Equity, with a value of 12.73%, MHO is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
  • MHO has a better Return On Invested Capital (9.47%) than 70.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for MHO is above the industry average of 9.06%.
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROIC 9.47%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
MHO Yearly ROA, ROE, ROICMHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • With an excellent Profit Margin value of 9.12%, MHO belongs to the best of the industry, outperforming 81.67% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MHO has grown nicely.
  • MHO has a better Operating Margin (12.55%) than 78.33% of its industry peers.
  • MHO's Operating Margin has improved in the last couple of years.
  • MHO has a Gross Margin (24.10%) which is in line with its industry peers.
  • In the last couple of years the Gross Margin of MHO has remained more or less at the same level.
Industry RankSector Rank
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
MHO Yearly Profit, Operating, Gross MarginsMHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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7

2. MHO Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so MHO is still creating some value.
  • The number of shares outstanding for MHO has been reduced compared to 1 year ago.
  • MHO has less shares outstanding than it did 5 years ago.
  • MHO has a better debt/assets ratio than last year.
MHO Yearly Shares OutstandingMHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
MHO Yearly Total Debt VS Total AssetsMHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • MHO has an Altman-Z score of 4.45. This indicates that MHO is financially healthy and has little risk of bankruptcy at the moment.
  • MHO has a Altman-Z score of 4.45. This is in the better half of the industry: MHO outperforms 76.67% of its industry peers.
  • The Debt to FCF ratio of MHO is 7.62, which is on the high side as it means it would take MHO, 7.62 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 7.62, MHO is in line with its industry, outperforming 46.67% of the companies in the same industry.
  • MHO has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
  • MHO has a Debt to Equity ratio (0.31) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Altman-Z 4.45
ROIC/WACC1.03
WACC9.23%
MHO Yearly LT Debt VS Equity VS FCFMHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 14.11 indicates that MHO has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 14.11, MHO belongs to the top of the industry, outperforming 96.67% of the companies in the same industry.
  • A Quick Ratio of 2.39 indicates that MHO has no problem at all paying its short term obligations.
  • MHO has a better Quick ratio (2.39) than 86.67% of its industry peers.
Industry RankSector Rank
Current Ratio 14.11
Quick Ratio 2.39
MHO Yearly Current Assets VS Current LiabilitesMHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. MHO Growth Analysis

3.1 Past

  • MHO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.30%.
  • The Earnings Per Share has been growing by 12.07% on average over the past years. This is quite good.
  • MHO shows a decrease in Revenue. In the last year, the revenue decreased by -1.93%.
  • The Revenue has been growing slightly by 7.72% on average over the past years.
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%

3.2 Future

  • MHO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.65% yearly.
  • MHO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.68% yearly.
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
MHO Yearly Revenue VS EstimatesMHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
MHO Yearly EPS VS EstimatesMHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

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6

4. MHO Valuation Analysis

4.1 Price/Earnings Ratio

  • MHO is valuated reasonably with a Price/Earnings ratio of 8.66.
  • Based on the Price/Earnings ratio, MHO is valued cheaper than 83.33% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 25.96. MHO is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 9.17 indicates a reasonable valuation of MHO.
  • 83.33% of the companies in the same industry are more expensive than MHO, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.04, MHO is valued rather cheaply.
Industry RankSector Rank
PE 8.66
Fwd PE 9.17
MHO Price Earnings VS Forward Price EarningsMHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • MHO's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. MHO is cheaper than 70.00% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of MHO is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 26.06
EV/EBITDA 6.31
MHO Per share dataMHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • MHO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.72
EPS Next 2Y4.65%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MHO Dividend Analysis

5.1 Amount

  • MHO does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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MHO Fundamentals: All Metrics, Ratios and Statistics

M/I HOMES INC

NYSE:MHO (3/16/2026, 8:04:00 PM)

After market: 129.18 0 (0%)

129.18

+0.47 (+0.37%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28
Earnings (Next)04-21
Inst Owners98.68%
Inst Owner Change-2.07%
Ins Owners2.61%
Ins Owner Change8.29%
Market Cap3.33B
Revenue(TTM)4.42B
Net Income(TTM)402.94M
Analysts82.86
Price Target160.14 (23.97%)
Short Float %4.84%
Short Ratio4.78
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-22.68%
Min EPS beat(2)-39.09%
Max EPS beat(2)-6.27%
EPS beat(4)0
Avg EPS beat(4)-12.98%
Min EPS beat(4)-39.09%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-2.89%
EPS beat(12)6
Avg EPS beat(12)6.78%
EPS beat(16)10
Avg EPS beat(16)9.28%
Revenue beat(2)1
Avg Revenue beat(2)-0.42%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)2.26%
Revenue beat(4)2
Avg Revenue beat(4)-2.84%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)6
Avg Revenue beat(8)-0.16%
Revenue beat(12)8
Avg Revenue beat(12)2.06%
Revenue beat(16)9
Avg Revenue beat(16)1.63%
PT rev (1m)0%
PT rev (3m)-4.07%
EPS NQ rev (1m)-6.57%
EPS NQ rev (3m)-15.61%
EPS NY rev (1m)-5.42%
EPS NY rev (3m)-9.97%
Revenue NQ rev (1m)0.79%
Revenue NQ rev (3m)5.23%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.83%
Valuation
Industry RankSector Rank
PE 8.66
Fwd PE 9.17
P/S 0.75
P/FCF 26.06
P/OCF 24.24
P/B 1.05
P/tB 1.06
EV/EBITDA 6.31
EPS(TTM)14.92
EY11.55%
EPS(NY)14.09
Fwd EY10.91%
FCF(TTM)4.96
FCFY3.84%
OCF(TTM)5.33
OCFY4.13%
SpS171.43
BVpS122.86
TBVpS122.23
PEG (NY)N/A
PEG (5Y)0.72
Graham Number203.09
Profitability
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROCE 12.35%
ROIC 9.47%
ROICexc 11.19%
ROICexgc 11.79%
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
FCFM 2.89%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
ROICexc(3y)14.66%
ROICexc(5y)15.09%
ROICexgc(3y)15.05%
ROICexgc(5y)15.66%
ROCE(3y)15.46%
ROCE(5y)16.76%
ROICexgc growth 3Y-11.3%
ROICexgc growth 5Y-1.4%
ROICexc growth 3Y-10.42%
ROICexc growth 5Y-0.83%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
F-Score5
Asset Turnover0.92
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Debt/EBITDA 1.7
Cap/Depr 57.63%
Cap/Sales 0.22%
Interest Coverage 250
Cash Conversion 24.06%
Profit Quality 31.7%
Current Ratio 14.11
Quick Ratio 2.39
Altman-Z 4.45
F-Score5
WACC9.23%
ROIC/WACC1.03
Cap/Depr(3y)50.64%
Cap/Depr(5y)78.51%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.29%
Profit Quality(3y)59.83%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-21.51%
EBIT growth 3Y-4.56%
EBIT growth 5Y11.08%
EBIT Next Year-10.18%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.44%
FCF growth 3Y-9.93%
FCF growth 5Y-3.99%
OCF growth 1Y-23.58%
OCF growth 3Y-9.3%
OCF growth 5Y-3.98%

M/I HOMES INC / MHO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?

ChartMill assigns a fundamental rating of 6 / 10 to MHO.


Can you provide the valuation status for M/I HOMES INC?

ChartMill assigns a valuation rating of 6 / 10 to M/I HOMES INC (MHO). This can be considered as Fairly Valued.


How profitable is M/I HOMES INC (MHO) stock?

M/I HOMES INC (MHO) has a profitability rating of 7 / 10.


What is the financial health of M/I HOMES INC (MHO) stock?

The financial health rating of M/I HOMES INC (MHO) is 7 / 10.


What is the earnings growth outlook for M/I HOMES INC?

The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -5.53% in the next year.