MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP (MFC-PR-M.CA) Stock Fundamental Analysis

TSX:MFC-PR-M • CA56501R6923

25.09 CAD
+0.17 (+0.68%)
Last: Feb 27, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to MFC-PR-M. MFC-PR-M was compared to 79 industry peers in the Insurance industry. MFC-PR-M has an average financial health and profitability rating. MFC-PR-M has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • MFC-PR-M had positive earnings in the past year.
  • MFC-PR-M had a positive operating cash flow in the past year.
  • In multiple years MFC-PR-M reported negative net income over the last 5 years.
  • MFC-PR-M had a positive operating cash flow in 4 of the past 5 years.
MFC-PR-M.CA Yearly Net Income VS EBIT VS OCF VS FCFMFC-PR-M.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B 20B 25B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.53%, MFC-PR-M is in the better half of the industry, outperforming 60.76% of the companies in the same industry.
  • With a Return On Equity value of 10.48%, MFC-PR-M is not doing good in the industry: 65.82% of the companies in the same industry are doing better.
  • MFC-PR-M's Return On Invested Capital of 0.75% is fine compared to the rest of the industry. MFC-PR-M outperforms 72.15% of its industry peers.
Industry RankSector Rank
ROA 0.53%
ROE 10.48%
ROIC 0.75%
ROA(3y)0.27%
ROA(5y)0.44%
ROE(3y)5.1%
ROE(5y)7.68%
ROIC(3y)N/A
ROIC(5y)N/A
MFC-PR-M.CA Yearly ROA, ROE, ROICMFC-PR-M.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

  • With an excellent Profit Margin value of 13.87%, MFC-PR-M belongs to the best of the industry, outperforming 93.67% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MFC-PR-M has grown nicely.
  • Looking at the Operating Margin, with a value of 22.75%, MFC-PR-M belongs to the top of the industry, outperforming 91.14% of the companies in the same industry.
  • In the last couple of years the Operating Margin of MFC-PR-M has grown nicely.
Industry RankSector Rank
OM 22.75%
PM (TTM) 13.87%
GM N/A
OM growth 3Y12.84%
OM growth 5Y19.32%
PM growth 3Y3.23%
PM growth 5Y14.2%
GM growth 3YN/A
GM growth 5YN/A
MFC-PR-M.CA Yearly Profit, Operating, Gross MarginsMFC-PR-M.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MFC-PR-M is destroying value.
  • There is no outstanding debt for MFC-PR-M. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
MFC-PR-M.CA Yearly Shares OutstandingMFC-PR-M.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B
MFC-PR-M.CA Yearly Total Debt VS Total AssetsMFC-PR-M.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B 800B

2.2 Solvency

  • MFC-PR-M has a debt to FCF ratio of 0.44. This is a very positive value and a sign of high solvency as it would only need 0.44 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 0.44, MFC-PR-M belongs to the best of the industry, outperforming 94.94% of the companies in the same industry.
  • MFC-PR-M has a Debt/Equity ratio of 0.26. This is a healthy value indicating a solid balance between debt and equity.
  • MFC-PR-M has a Debt to Equity ratio of 0.26. This is amongst the best in the industry. MFC-PR-M outperforms 83.54% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 0.44
Altman-Z N/A
ROIC/WACC0.09
WACC8.5%
MFC-PR-M.CA Yearly LT Debt VS Equity VS FCFMFC-PR-M.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MFC-PR-M.CA Yearly Current Assets VS Current LiabilitesMFC-PR-M.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • MFC-PR-M shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 7.88%.
  • The Earnings Per Share has been growing by 8.69% on average over the past years. This is quite good.
EPS 1Y (TTM)7.88%
EPS 3Y10.53%
EPS 5Y8.69%
EPS Q2Q%5.43%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%14.32%

3.2 Future

  • Based on estimates for the next years, MFC-PR-M will show a small growth in Earnings Per Share. The EPS will grow by 4.47% on average per year.
  • Based on estimates for the next years, MFC-PR-M will show a quite strong growth in Revenue. The Revenue will grow by 12.25% on average per year.
EPS Next Y9.02%
EPS Next 2Y9.27%
EPS Next 3Y5.23%
EPS Next 5Y4.47%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y12.25%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
MFC-PR-M.CA Yearly Revenue VS EstimatesMFC-PR-M.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
MFC-PR-M.CA Yearly EPS VS EstimatesMFC-PR-M.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 5.99, the valuation of MFC-PR-M can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of MFC-PR-M is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 27.10, MFC-PR-M is valued rather cheaply.
  • A Price/Forward Earnings ratio of 5.50 indicates a rather cheap valuation of MFC-PR-M.
  • MFC-PR-M's Price/Forward Earnings is on the same level as the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 28.06. MFC-PR-M is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.99
Fwd PE 5.5
MFC-PR-M.CA Price Earnings VS Forward Price EarningsMFC-PR-M.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 78.48% of the companies in the same industry are more expensive than MFC-PR-M, based on the Enterprise Value to EBITDA ratio.
  • MFC-PR-M's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. MFC-PR-M is cheaper than 77.22% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.37
EV/EBITDA 2.96
MFC-PR-M.CA Per share dataMFC-PR-M.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • MFC-PR-M's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.66
PEG (5Y)0.69
EPS Next 2Y9.27%
EPS Next 3Y5.23%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • MFC-PR-M has a Yearly Dividend Yield of 3.98%. Purely for dividend investing, there may be better candidates out there.
  • MFC-PR-M's Dividend Yield is comparable with the industry average which is at 4.24.
  • MFC-PR-M's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 3.98%

5.2 History

  • The dividend of MFC-PR-M is nicely growing with an annual growth rate of 20.17%!
  • MFC-PR-M has been paying a dividend for at least 10 years, so it has a reliable track record.
  • MFC-PR-M has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)20.17%
Div Incr Years0
Div Non Decr Years4
MFC-PR-M.CA Yearly Dividends per shareMFC-PR-M.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • MFC-PR-M pays out 60.48% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of MFC-PR-M is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP60.48%
EPS Next 2Y9.27%
EPS Next 3Y5.23%
MFC-PR-M.CA Yearly Income VS Free CF VS DividendMFC-PR-M.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B 20B 25B
MFC-PR-M.CA Dividend Payout.MFC-PR-M.CA Dividend Payout, showing the Payout Ratio.MFC-PR-M.CA Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP

TSX:MFC-PR-M (2/27/2026, 7:00:00 PM)

25.09

+0.17 (+0.68%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-05
Inst Owners56.4%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap42.08B
Revenue(TTM)N/A
Net Income(TTM)5.39B
Analysts75.79
Price Target26.75 (6.62%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.98%
Yearly Dividend1.79
Dividend Growth(5Y)20.17%
DP60.48%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)4.09%
Min EPS beat(2)-2.89%
Max EPS beat(2)11.07%
EPS beat(4)2
Avg EPS beat(4)3.88%
Min EPS beat(4)-2.89%
Max EPS beat(4)11.07%
EPS beat(8)6
Avg EPS beat(8)4.13%
EPS beat(12)9
Avg EPS beat(12)4.52%
EPS beat(16)11
Avg EPS beat(16)2.93%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.66%
PT rev (3m)0.09%
EPS NQ rev (1m)0.31%
EPS NQ rev (3m)3.96%
EPS NY rev (1m)0%
EPS NY rev (3m)3.75%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.44%
Valuation
Industry RankSector Rank
PE 5.99
Fwd PE 5.5
P/S 1.08
P/FCF 1.37
P/OCF 1.37
P/B 0.82
P/tB 1.04
EV/EBITDA 2.96
EPS(TTM)4.19
EY16.7%
EPS(NY)4.56
Fwd EY18.19%
FCF(TTM)18.26
FCFY72.78%
OCF(TTM)18.26
OCFY72.78%
SpS23.18
BVpS30.67
TBVpS24.13
PEG (NY)0.66
PEG (5Y)0.69
Graham Number53.77
Profitability
Industry RankSector Rank
ROA 0.53%
ROE 10.48%
ROCE 0.88%
ROIC 0.75%
ROICexc 0.77%
ROICexgc 1.81%
OM 22.75%
PM (TTM) 13.87%
GM N/A
FCFM 78.76%
ROA(3y)0.27%
ROA(5y)0.44%
ROE(3y)5.1%
ROE(5y)7.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-2.15%
ROICexgc growth 5Y-0.07%
ROICexc growth 3Y-3.34%
ROICexc growth 5Y-0.84%
OM growth 3Y12.84%
OM growth 5Y19.32%
PM growth 3Y3.23%
PM growth 5Y14.2%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.26
Debt/FCF 0.44
Debt/EBITDA 1.35
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.76
Cash Conversion 308.74%
Profit Quality 568.01%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC8.5%
ROIC/WACC0.09
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.88%
EPS 3Y10.53%
EPS 5Y8.69%
EPS Q2Q%5.43%
EPS Next Y9.02%
EPS Next 2Y9.27%
EPS Next 3Y5.23%
EPS Next 5Y4.47%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%14.32%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y12.25%
EBIT growth 1Y1.1%
EBIT growth 3Y-1.3%
EBIT growth 5Y3.07%
EBIT Next Year-72.75%
EBIT Next 3Y-28.58%
EBIT Next 5YN/A
FCF growth 1Y60.02%
FCF growth 3Y4.59%
FCF growth 5Y5.22%
OCF growth 1Y60.02%
OCF growth 3Y4.59%
OCF growth 5Y5.22%

MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP / MFC-PR-M.CA FAQ

Can you provide the ChartMill fundamental rating for MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to MFC-PR-M.CA.


What is the valuation status of MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP (MFC-PR-M.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP (MFC-PR-M.CA). This can be considered as Fairly Valued.


How profitable is MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP (MFC-PR-M.CA) stock?

MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP (MFC-PR-M.CA) has a profitability rating of 5 / 10.


Can you provide the expected EPS growth for MFC-PR-M stock?

The Earnings per Share (EPS) of MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP (MFC-PR-M.CA) is expected to grow by 9.02% in the next year.


Is the dividend of MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP sustainable?

The dividend rating of MANULIFE FINANCIAL CORP - MFCCN 5.542 PERP (MFC-PR-M.CA) is 5 / 10 and the dividend payout ratio is 60.48%.