WENDEL (MF.PA) Stock Fundamental Analysis
EPA:MF - Euronext Paris - Matif - FR0000121204 - Common Stock - Currency: EUR
MF gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. Both the profitability and the financial health of MF get a neutral evaluation. Nothing too spectacular is happening here. MF has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally MF also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
MF had positive earnings in the past year.
MF had a positive operating cash flow in the past year.
MF had positive earnings in 4 of the past 5 years.
MF had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of MF (3.21%) is comparable to the rest of the industry.
The Return On Equity of MF (15.13%) is better than 68.09% of its industry peers.
MF's Return On Invested Capital of 4.35% is in line compared to the rest of the industry. MF outperforms 55.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 15.13% | ||
| ROIC | 4.35% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MF has a Profit Margin (6.47%) which is in line with its industry peers.
In the last couple of years the Profit Margin of MF has declined.
MF has a better Operating Margin (12.18%) than 61.70% of its industry peers.
MF's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.18% | ||
| PM (TTM) | 6.47% | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MF is destroying value.
MF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
MF has an Altman-Z score of 1.49. This is a bad value and indicates that MF is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.49, MF perfoms like the industry average, outperforming 55.32% of the companies in the same industry.
The Debt to FCF ratio of MF is 7.80, which is on the high side as it means it would take MF, 7.80 years of fcf income to pay off all of its debts.
MF has a Debt to FCF ratio (7.80) which is comparable to the rest of the industry.
A Debt/Equity ratio of 1.87 is on the high side and indicates that MF has dependencies on debt financing.
MF has a Debt to Equity ratio of 1.87. This is in the lower half of the industry: MF underperforms 70.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.87 | ||
| Debt/FCF | 7.8 | ||
| Altman-Z | 1.49 |
ROIC/WACC0.68
WACC6.41%
2.3 Liquidity
MF has a Current Ratio of 2.27. This indicates that MF is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of MF (2.27) is better than 78.72% of its industry peers.
A Quick Ratio of 2.21 indicates that MF has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 2.21, MF belongs to the top of the industry, outperforming 80.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.27 | ||
| Quick Ratio | 2.21 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 130.67% over the past year.
Measured over the past years, MF shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.08% on average per year.
MF shows a decrease in Revenue. In the last year, the revenue decreased by -4.27%.
MF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.12% yearly.
EPS 1Y (TTM)130.67%
EPS 3Y-33.79%
EPS 5Y-5.08%
EPS Q2Q%895.56%
Revenue 1Y (TTM)-4.27%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%13.38%
3.2 Future
The Earnings Per Share is expected to decrease by -3.55% on average over the next years.
The Revenue is expected to grow by 4.03% on average over the next years.
EPS Next Y-18.65%
EPS Next 2Y-3.55%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year2.91%
Revenue Next 2Y4.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.13, which indicates a very decent valuation of MF.
Based on the Price/Earnings ratio, MF is valued a bit cheaper than the industry average as 68.09% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of MF to the average of the S&P500 Index (28.63), we can say MF is valued rather cheaply.
With a Price/Forward Earnings ratio of 22.03, MF is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of MF is on the same level as its industry peers.
MF is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 21.72, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.13 | ||
| Fwd PE | 22.03 |
4.2 Price Multiples
80.85% of the companies in the same industry are more expensive than MF, based on the Enterprise Value to EBITDA ratio.
MF's Price/Free Cash Flow ratio is rather cheap when compared to the industry. MF is cheaper than 87.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.71 | ||
| EV/EBITDA | 4.6 |
4.3 Compensation for Growth
MF's earnings are expected to decrease with -3.55% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.55%
EPS Next 3YN/A
5. Dividend
5.1 Amount
MF has a Yearly Dividend Yield of 5.26%, which is a nice return.
MF's Dividend Yield is rather good when compared to the industry average which is at 3.76. MF pays more dividend than 85.11% of the companies in the same industry.
MF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.26% |
5.2 History
The dividend of MF has a limited annual growth rate of 3.86%.
Dividend Growth(5Y)3.86%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
MF pays out 34.99% of its income as dividend. This is a sustainable payout ratio.
DP34.99%
EPS Next 2Y-3.55%
EPS Next 3YN/A
EPA:MF (3/21/2025, 7:00:00 PM)
91.75
-0.5 (-0.54%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners14.82%
Inst Owner ChangeN/A
Ins Owners0.86%
Ins Owner ChangeN/A
Market Cap4.08B
Analysts85.33
Price Target124.88 (36.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.26% |
Yearly Dividend3.21
Dividend Growth(5Y)3.86%
DP34.99%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.46%
PT rev (3m)1.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-5.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)6.94%
Revenue NY rev (3m)-2.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.13 | ||
| Fwd PE | 22.03 | ||
| P/S | 0.54 | ||
| P/FCF | 4.71 | ||
| P/OCF | 3.87 | ||
| P/B | 1.26 | ||
| P/tB | N/A | ||
| EV/EBITDA | 4.6 |
EPS(TTM)11.28
EY12.29%
EPS(NY)4.16
Fwd EY4.54%
FCF(TTM)19.47
FCFY21.22%
OCF(TTM)23.69
OCFY25.82%
SpS170.68
BVpS72.97
TBVpS-62.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 15.13% | ||
| ROCE | 7.57% | ||
| ROIC | 4.35% | ||
| ROICexc | 6.67% | ||
| ROICexgc | 27.23% | ||
| OM | 12.18% | ||
| PM (TTM) | 6.47% | ||
| GM | N/A | ||
| FCFM | 11.41% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.87 | ||
| Debt/FCF | 7.8 | ||
| Debt/EBITDA | 4.25 | ||
| Cap/Depr | 37.24% | ||
| Cap/Sales | 2.47% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 73.75% | ||
| Profit Quality | 176.33% | ||
| Current Ratio | 2.27 | ||
| Quick Ratio | 2.21 | ||
| Altman-Z | 1.49 |
F-Score7
WACC6.41%
ROIC/WACC0.68
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)130.67%
EPS 3Y-33.79%
EPS 5Y-5.08%
EPS Q2Q%895.56%
EPS Next Y-18.65%
EPS Next 2Y-3.55%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-4.27%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%13.38%
Revenue Next Year2.91%
Revenue Next 2Y4.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.56%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year37.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.82%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-15.63%
OCF growth 3YN/A
OCF growth 5YN/A