WENDEL (MF.PA) Stock Fundamental Analysis
EPA:MF - Euronext Paris - Matif - FR0000121204 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to MF. MF was compared to 46 industry peers in the Financial Services industry. While MF seems to be doing ok healthwise, there are quite some concerns on its profitability. MF has a decent growth rate and is not valued too expensively. Finally MF also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
MF had positive earnings in the past year.
MF had a positive operating cash flow in the past year.
Of the past 5 years MF 4 years were profitable.
In the past 5 years MF always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 1.90%, MF perfoms like the industry average, outperforming 47.06% of the companies in the same industry.
MF's Return On Equity of 9.12% is in line compared to the rest of the industry. MF outperforms 50.98% of its industry peers.
MF has a Return On Invested Capital of 4.49%. This is comparable to the rest of the industry: MF outperforms 49.02% of its industry peers.
MF had an Average Return On Invested Capital over the past 3 years of 4.53%. This is below the industry average of 9.04%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.9% | ||
| ROE | 9.12% | ||
| ROIC | 4.49% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
1.3 Margins
MF has a worse Profit Margin (3.64%) than 62.75% of its industry peers.
MF's Profit Margin has declined in the last couple of years.
MF's Operating Margin of 12.06% is in line compared to the rest of the industry. MF outperforms 50.98% of its industry peers.
In the last couple of years the Operating Margin of MF has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | 3.64% | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MF is destroying value.
MF has less shares outstanding than it did 1 year ago.
The number of shares outstanding for MF has been reduced compared to 5 years ago.
The debt/assets ratio for MF is higher compared to a year ago.
2.2 Solvency
MF has an Altman-Z score of 1.44. This is a bad value and indicates that MF is not financially healthy and even has some risk of bankruptcy.
MF has a Altman-Z score (1.44) which is comparable to the rest of the industry.
MF has a debt to FCF ratio of 6.49. This is a slightly negative value and a sign of low solvency as MF would need 6.49 years to pay back of all of its debts.
MF has a Debt to FCF ratio (6.49) which is in line with its industry peers.
A Debt/Equity ratio of 1.87 is on the high side and indicates that MF has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.87, MF is doing worse than 68.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.87 | ||
| Debt/FCF | 6.49 | ||
| Altman-Z | 1.44 |
ROIC/WACC0.8
WACC5.61%
2.3 Liquidity
A Current Ratio of 2.02 indicates that MF has no problem at all paying its short term obligations.
The Current ratio of MF (2.02) is better than 78.43% of its industry peers.
A Quick Ratio of 1.96 indicates that MF should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.96, MF belongs to the top of the industry, outperforming 82.35% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.02 | ||
| Quick Ratio | 1.96 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 109.28% over the past year.
Measured over the past years, MF shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.27% on average per year.
MF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.13%.
The Revenue has been decreasing by -0.12% on average over the past years.
EPS 1Y (TTM)109.28%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-195.75%
Revenue 1Y (TTM)13.13%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%12.9%
3.2 Future
Based on estimates for the next years, MF will show a small growth in Earnings Per Share. The EPS will grow by 4.80% on average per year.
The Revenue is expected to grow by 5.44% on average over the next years.
EPS Next Y2.75%
EPS Next 2Y4.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.06%
Revenue Next 2Y5.44%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 13.50, MF is valued correctly.
Compared to the rest of the industry, the Price/Earnings ratio of MF indicates a somewhat cheap valuation: MF is cheaper than 64.71% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of MF to the average of the S&P500 Index (27.41), we can say MF is valued rather cheaply.
The Price/Forward Earnings ratio is 17.30, which indicates a rather expensive current valuation of MF.
The rest of the industry has a similar Price/Forward Earnings ratio as MF.
Compared to an average S&P500 Price/Forward Earnings ratio of 35.19, MF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.5 | ||
| Fwd PE | 17.3 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, MF is valued a bit cheaper than the industry average as 78.43% of the companies are valued more expensively.
90.20% of the companies in the same industry are more expensive than MF, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.89 | ||
| EV/EBITDA | 4.19 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)4.92
PEG (5Y)N/A
EPS Next 2Y4.8%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.16%, MF is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.93, MF pays a better dividend. On top of this MF pays more dividend than 88.24% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.35, MF pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.16% |
5.2 History
On average, the dividend of MF grows each year by 7.59%, which is quite nice.
Dividend Growth(5Y)7.59%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
58.46% of the earnings are spent on dividend by MF. This is a bit on the high side, but may be sustainable.
The dividend of MF is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP58.46%
EPS Next 2Y4.8%
EPS Next 3YN/A
EPA:MF (7/11/2025, 7:00:00 PM)
91
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners15.93%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap4.05B
Analysts82.86
Price Target119.34 (31.14%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.16% |
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP58.46%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.49%
PT rev (3m)-3.76%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)15.84%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.5 | ||
| Fwd PE | 17.3 | ||
| P/S | 0.5 | ||
| P/FCF | 3.89 | ||
| P/OCF | 3.25 | ||
| P/B | 1.26 | ||
| P/tB | N/A | ||
| EV/EBITDA | 4.19 |
EPS(TTM)6.74
EY7.41%
EPS(NY)5.26
Fwd EY5.78%
FCF(TTM)23.36
FCFY25.68%
OCF(TTM)27.99
OCFY30.76%
SpS181.37
BVpS72.49
TBVpS-66
PEG (NY)4.92
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.9% | ||
| ROE | 9.12% | ||
| ROCE | 7.82% | ||
| ROIC | 4.49% | ||
| ROICexc | 6.26% | ||
| ROICexgc | 20.16% | ||
| OM | 12.06% | ||
| PM (TTM) | 3.64% | ||
| GM | N/A | ||
| FCFM | 12.88% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexcg growth 3Y18.2%
ROICexcg growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.87 | ||
| Debt/FCF | 6.49 | ||
| Debt/EBITDA | 3.5 | ||
| Cap/Depr | 27.59% | ||
| Cap/Sales | 2.55% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 72.43% | ||
| Profit Quality | 353.45% | ||
| Current Ratio | 2.02 | ||
| Quick Ratio | 1.96 | ||
| Altman-Z | 1.44 |
F-Score8
WACC5.61%
ROIC/WACC0.8
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)109.28%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-195.75%
EPS Next Y2.75%
EPS Next 2Y4.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.13%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%12.9%
Revenue Next Year8.06%
Revenue Next 2Y5.44%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y12.83%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year10.78%
EBIT Next 3Y4.74%
EBIT Next 5YN/A
FCF growth 1Y23.26%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y15.97%
OCF growth 3Y2.49%
OCF growth 5Y1.56%