WENDEL (MF.PA) Stock Fundamental Analysis

EPA:MF • FR0000121204

87.95 EUR
-0.3 (-0.34%)
Last: Feb 25, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

Taking everything into account, MF scores 3 out of 10 in our fundamental rating. MF was compared to 56 industry peers in the Financial Services industry. The financial health of MF is average, but there are quite some concerns on its profitability. MF has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • MF had negative earnings in the past year.
  • MF had a positive operating cash flow in the past year.
  • Of the past 5 years MF 4 years were profitable.
  • Each year in the past 5 years MF had a positive operating cash flow.
MF.PA Yearly Net Income VS EBIT VS OCF VS FCFMF.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

1.2 Ratios

  • MF's Return On Assets of -0.57% is on the low side compared to the rest of the industry. MF is outperformed by 69.64% of its industry peers.
  • The Return On Equity of MF (-2.93%) is worse than 67.86% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 4.58%, MF is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
  • MF had an Average Return On Invested Capital over the past 3 years of 4.53%. This is below the industry average of 8.48%.
  • The 3 year average ROIC (4.53%) for MF is below the current ROIC(4.58%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA -0.57%
ROE -2.93%
ROIC 4.58%
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
MF.PA Yearly ROA, ROE, ROICMF.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 30 40

1.3 Margins

  • In the last couple of years the Profit Margin of MF has declined.
  • MF has a Operating Margin (12.06%) which is comparable to the rest of the industry.
  • MF's Operating Margin has improved in the last couple of years.
  • MF does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM 12.06%
PM (TTM) N/A
GM N/A
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
MF.PA Yearly Profit, Operating, Gross MarginsMF.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MF is destroying value.
  • The number of shares outstanding for MF has been reduced compared to 1 year ago.
  • The number of shares outstanding for MF has been reduced compared to 5 years ago.
  • The debt/assets ratio for MF is higher compared to a year ago.
MF.PA Yearly Shares OutstandingMF.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
MF.PA Yearly Total Debt VS Total AssetsMF.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • Based on the Altman-Z score of 1.36, we must say that MF is in the distress zone and has some risk of bankruptcy.
  • MF has a Altman-Z score of 1.36. This is comparable to the rest of the industry: MF outperforms 58.93% of its industry peers.
  • The Debt to FCF ratio of MF is 6.24, which is on the high side as it means it would take MF, 6.24 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of MF (6.24) is better than 69.64% of its industry peers.
  • A Debt/Equity ratio of 1.98 is on the high side and indicates that MF has dependencies on debt financing.
  • With a Debt to Equity ratio value of 1.98, MF is not doing good in the industry: 67.86% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.98
Debt/FCF 6.24
Altman-Z 1.36
ROIC/WACC0.78
WACC5.84%
MF.PA Yearly LT Debt VS Equity VS FCFMF.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.3 Liquidity

  • A Current Ratio of 1.78 indicates that MF should not have too much problems paying its short term obligations.
  • With a decent Current ratio value of 1.78, MF is doing good in the industry, outperforming 69.64% of the companies in the same industry.
  • MF has a Quick Ratio of 1.72. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of MF (1.72) is better than 73.21% of its industry peers.
Industry RankSector Rank
Current Ratio 1.78
Quick Ratio 1.72
MF.PA Yearly Current Assets VS Current LiabilitesMF.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The earnings per share for MF have decreased strongly by -118.98% in the last year.
  • Measured over the past years, MF shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.27% on average per year.
  • MF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.86%.
  • The Revenue has been decreasing by -0.12% on average over the past years.
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%

3.2 Future

  • The Earnings Per Share is expected to grow by 14.80% on average over the next years. This is quite good.
  • Based on estimates for the next years, MF will show a small growth in Revenue. The Revenue will grow by 4.47% on average per year.
EPS Next Y-9.86%
EPS Next 2Y7.7%
EPS Next 3Y14.8%
EPS Next 5YN/A
Revenue Next Year8.83%
Revenue Next 2Y6.16%
Revenue Next 3Y4.47%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
MF.PA Yearly Revenue VS EstimatesMF.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2B 4B 6B 8B 10B
MF.PA Yearly EPS VS EstimatesMF.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 5 10 15

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • MF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • The Price/Forward Earnings ratio is 14.81, which indicates a correct valuation of MF.
  • MF's Price/Forward Earnings is on the same level as the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 28.03. MF is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE N/A
Fwd PE 14.81
MF.PA Price Earnings VS Forward Price EarningsMF.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 -40

4.2 Price Multiples

  • MF's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. MF is cheaper than 82.14% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of MF indicates a rather cheap valuation: MF is cheaper than 92.86% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 3.55
EV/EBITDA 3.98
MF.PA Per share dataMF.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 -50 100 150

4.3 Compensation for Growth

  • MF's earnings are expected to grow with 14.80% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y7.7%
EPS Next 3Y14.8%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • MF does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

WENDEL

EPA:MF (2/25/2026, 7:00:00 PM)

87.95

-0.3 (-0.34%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-23
Earnings (Next)02-26
Inst Owners15.36%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap3.77B
Revenue(TTM)8.34B
Net Income(TTM)-90.00M
Analysts83.75
Price Target112.71 (28.15%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP-221.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.75%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-1.68%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 14.81
P/S 0.45
P/FCF 3.55
P/OCF 2.96
P/B 1.23
P/tB N/A
EV/EBITDA 3.98
EPS(TTM)-2.14
EYN/A
EPS(NY)5.94
Fwd EY6.75%
FCF(TTM)24.79
FCFY28.19%
OCF(TTM)29.72
OCFY33.79%
SpS194.69
BVpS71.72
TBVpS-87.15
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.57%
ROE -2.93%
ROCE 7.97%
ROIC 4.58%
ROICexc 5.88%
ROICexgc 19.09%
OM 12.06%
PM (TTM) N/A
GM N/A
FCFM 12.74%
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.53
Health
Industry RankSector Rank
Debt/Equity 1.98
Debt/FCF 6.24
Debt/EBITDA 3.25
Cap/Depr 24.43%
Cap/Sales 2.53%
Interest Coverage 250
Cash Conversion 68.11%
Profit Quality N/A
Current Ratio 1.78
Quick Ratio 1.72
Altman-Z 1.36
F-Score5
WACC5.84%
ROIC/WACC0.78
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
EPS Next Y-9.86%
EPS Next 2Y7.7%
EPS Next 3Y14.8%
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
Revenue Next Year8.83%
Revenue Next 2Y6.16%
Revenue Next 3Y4.47%
Revenue Next 5YN/A
EBIT growth 1Y8.73%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year5.95%
EBIT Next 3Y4.9%
EBIT Next 5YN/A
FCF growth 1Y11.82%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y1.93%
OCF growth 3Y2.49%
OCF growth 5Y1.56%

WENDEL / MF.PA FAQ

What is the fundamental rating for MF stock?

ChartMill assigns a fundamental rating of 3 / 10 to MF.PA.


What is the valuation status of WENDEL (MF.PA) stock?

ChartMill assigns a valuation rating of 4 / 10 to WENDEL (MF.PA). This can be considered as Fairly Valued.


What is the profitability of MF stock?

WENDEL (MF.PA) has a profitability rating of 3 / 10.


Is the dividend of WENDEL sustainable?

The dividend rating of WENDEL (MF.PA) is 0 / 10 and the dividend payout ratio is -221.78%.