MEDIOBANCA SPA (ME9.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ME9 - IT0000062957 - Common Stock
17.365 EUR
-0.05 (-0.26%)
We assign a fundamental rating of 4 out of 10 to ME9. ME9 was compared to 114 industry peers in the Banks industry. ME9 has a medium profitability rating, but doesn't score so well on its financial health evaluation. ME9 has a decent growth rate and is not valued too expensively. Finally ME9 also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
ME9 had positive earnings in the past year.
In the past year ME9 has reported a negative cash flow from operations.
Each year in the past 5 years ME9 has been profitable.
In multiple years ME9 reported negative operating cash flow during the last 5 years.
1.2 Ratios
ME9 has a Return On Assets of 1.92%. This is amongst the best in the industry. ME9 outperforms 92.98% of its industry peers.
With an excellent Return On Equity value of 17.82%, ME9 belongs to the best of the industry, outperforming 88.60% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.92% | ||
| ROE | 17.82% | ||
| ROIC | N/A |
ROA(3y)1.23%
ROA(5y)1.13%
ROE(3y)10.79%
ROE(5y)9.64%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ME9 has a Profit Margin of 33.78%. This is amongst the best in the industry. ME9 outperforms 84.21% of its industry peers.
ME9's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for ME9 so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 33.78% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y3.47%
PM growth 5Y7.62%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ME9 does not have a ROIC to compare to the WACC, probably because it is not profitable.
ME9 has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, ME9 has less shares outstanding
Compared to 1 year ago, ME9 has a worse debt to assets ratio.
2.2 Solvency
ME9 has a Debt/Equity ratio of 4.37. This is a high value indicating a heavy dependency on external financing.
ME9's Debt to Equity ratio of 4.37 is on the low side compared to the rest of the industry. ME9 is outperformed by 85.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.37 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.76%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
ME9 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.38%, which is quite good.
ME9 shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.34% yearly.
ME9 shows a small growth in Revenue. In the last year, the Revenue has grown by 5.63%.
The Revenue has been growing slightly by 4.61% on average over the past years.
EPS 1Y (TTM)15.38%
EPS 3Y4.6%
EPS 5Y4.34%
EPS Q2Q%4.36%
Revenue 1Y (TTM)5.63%
Revenue growth 3Y4.97%
Revenue growth 5Y4.61%
Sales Q2Q%-52.5%
3.2 Future
The Earnings Per Share is expected to grow by 12.70% on average over the next years. This is quite good.
Based on estimates for the next years, ME9 will show a small growth in Revenue. The Revenue will grow by 7.93% on average per year.
EPS Next Y19.1%
EPS Next 2Y21.37%
EPS Next 3Y17.06%
EPS Next 5Y12.7%
Revenue Next Year15.58%
Revenue Next 2Y13.49%
Revenue Next 3Y10.4%
Revenue Next 5Y7.93%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 16.54, which indicates a correct valuation of ME9.
Based on the Price/Earnings ratio, ME9 is valued more expensive than 85.09% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.57. ME9 is valued slightly cheaper when compared to this.
A Price/Forward Earnings ratio of 11.23 indicates a reasonable valuation of ME9.
ME9's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 24.04. ME9 is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.54 | ||
| Fwd PE | 11.23 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ME9's earnings are expected to grow with 17.06% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.87
PEG (5Y)3.81
EPS Next 2Y21.37%
EPS Next 3Y17.06%
5. Dividend
5.1 Amount
ME9 has a Yearly Dividend Yield of 6.63%, which is a nice return.
ME9's Dividend Yield is rather good when compared to the industry average which is at 4.12. ME9 pays more dividend than 85.96% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.88, ME9 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
5.2 History
On average, the dividend of ME9 grows each year by 19.69%, which is quite nice.
Dividend Growth(5Y)19.69%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
ME9 pays out 47.29% of its income as dividend. This is a bit on the high side, but may be sustainable.
ME9's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP47.29%
EPS Next 2Y21.37%
EPS Next 3Y17.06%
FRA:ME9 (12/23/2025, 7:00:00 PM)
17.365
-0.05 (-0.26%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners93.42%
Inst Owner ChangeN/A
Ins Owners7.85%
Ins Owner ChangeN/A
Market Cap14.12B
Revenue(TTM)5.90B
Net Income(TTM)1.99B
Analysts75
Price Target19.25 (10.86%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
Yearly Dividend1.15
Dividend Growth(5Y)19.69%
DP47.29%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.44%
Min Revenue beat(2)-3.63%
Max Revenue beat(2)0.75%
Revenue beat(4)2
Avg Revenue beat(4)26.1%
Min Revenue beat(4)-3.63%
Max Revenue beat(4)109.58%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.85%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.45%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.54 | ||
| Fwd PE | 11.23 | ||
| P/S | 2.39 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.26 | ||
| P/tB | 1.4 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.05
EY6.05%
EPS(NY)1.55
Fwd EY8.91%
FCF(TTM)-1.66
FCFYN/A
OCF(TTM)-1.48
OCFYN/A
SpS7.26
BVpS13.75
TBVpS12.42
PEG (NY)0.87
PEG (5Y)3.81
Graham Number18.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.92% | ||
| ROE | 17.82% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 33.78% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)1.23%
ROA(5y)1.13%
ROE(3y)10.79%
ROE(5y)9.64%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y3.47%
PM growth 5Y7.62%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.37 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 2.47% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score3
WACC5.76%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)2.73%
Cap/Sales(5y)2.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.38%
EPS 3Y4.6%
EPS 5Y4.34%
EPS Q2Q%4.36%
EPS Next Y19.1%
EPS Next 2Y21.37%
EPS Next 3Y17.06%
EPS Next 5Y12.7%
Revenue 1Y (TTM)5.63%
Revenue growth 3Y4.97%
Revenue growth 5Y4.61%
Sales Q2Q%-52.5%
Revenue Next Year15.58%
Revenue Next 2Y13.49%
Revenue Next 3Y10.4%
Revenue Next 5Y7.93%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-483.29%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-373.71%
OCF growth 3YN/A
OCF growth 5YN/A
MEDIOBANCA SPA / ME9.DE FAQ
What is the fundamental rating for ME9 stock?
ChartMill assigns a fundamental rating of 4 / 10 to ME9.DE.
What is the valuation status of MEDIOBANCA SPA (ME9.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to MEDIOBANCA SPA (ME9.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for MEDIOBANCA SPA?
MEDIOBANCA SPA (ME9.DE) has a profitability rating of 4 / 10.
How financially healthy is MEDIOBANCA SPA?
The financial health rating of MEDIOBANCA SPA (ME9.DE) is 1 / 10.
What is the earnings growth outlook for MEDIOBANCA SPA?
The Earnings per Share (EPS) of MEDIOBANCA SPA (ME9.DE) is expected to grow by 19.1% in the next year.