SPECTRAL AI INC (MDAI) Fundamental Analysis & Valuation

NASDAQ:MDAI • US84757T1051

Current stock price

1.32 USD
-0.09 (-6.38%)
At close:
1.34 USD
+0.02 (+1.52%)
After Hours:

This MDAI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

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1. MDAI Profitability Analysis

1.1 Basic Checks

  • MDAI had negative earnings in the past year.
  • In the past year MDAI has reported a negative cash flow from operations.
  • MDAI had negative earnings in 4 of the past 5 years.
  • In the past 5 years MDAI always reported negative operating cash flow.
MDAI Yearly Net Income VS EBIT VS OCF VS FCFMDAI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 10M -10M -20M

1.2 Ratios

  • MDAI's Return On Assets of -106.96% is on the low side compared to the rest of the industry. MDAI is outperformed by 82.61% of its industry peers.
Industry RankSector Rank
ROA -106.96%
ROE N/A
ROIC N/A
ROA(3y)-41.51%
ROA(5y)-25.07%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
MDAI Yearly ROA, ROE, ROICMDAI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 500 1K

1.3 Margins

  • MDAI has a worse Gross Margin (45.01%) than 62.50% of its industry peers.
  • The Profit Margin and Operating Margin are not available for MDAI so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 45.01%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
MDAI Yearly Profit, Operating, Gross MarginsMDAI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 -50 -100

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ROAROEROICOperating and Profit MarginShow most profitable peers

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2. MDAI Health Analysis

2.1 Basic Checks

  • MDAI does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, MDAI has more shares outstanding
  • Compared to 1 year ago, MDAI has a worse debt to assets ratio.
MDAI Yearly Shares OutstandingMDAI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 10M 20M 30M
MDAI Yearly Total Debt VS Total AssetsMDAI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

  • Based on the Altman-Z score of -4.45, we must say that MDAI is in the distress zone and has some risk of bankruptcy.
  • MDAI's Altman-Z score of -4.45 is on the low side compared to the rest of the industry. MDAI is outperformed by 70.11% of its industry peers.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z -4.45
ROIC/WACCN/A
WACC9.86%
MDAI Yearly LT Debt VS Equity VS FCFMDAI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 0.85 indicates that MDAI may have some problems paying its short term obligations.
  • With a Current ratio value of 0.85, MDAI is not doing good in the industry: 89.13% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.83 indicates that MDAI may have some problems paying its short term obligations.
  • MDAI has a worse Quick ratio (0.83) than 83.15% of its industry peers.
Industry RankSector Rank
Current Ratio 0.85
Quick Ratio 0.83
MDAI Yearly Current Assets VS Current LiabilitesMDAI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. MDAI Growth Analysis

3.1 Past

  • The earnings per share for MDAI have decreased strongly by -13.85% in the last year.
  • MDAI shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.02%.
EPS 1Y (TTM)-13.85%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-62.5%
Revenue 1Y (TTM)-15.02%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-53.6%

3.2 Future

  • MDAI is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 19.14% yearly.
  • MDAI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.34% yearly.
EPS Next Y43.33%
EPS Next 2Y12.58%
EPS Next 3Y4.4%
EPS Next 5Y19.14%
Revenue Next Year-35.4%
Revenue Next 2Y-29.93%
Revenue Next 3Y-7%
Revenue Next 5Y5.34%

3.3 Evolution

MDAI Yearly Revenue VS EstimatesMDAI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 50M 100M 150M 200M
MDAI Yearly EPS VS EstimatesMDAI Yearly EPS VS EstimatesYearly EPS VS Estimates 2023 2024 2025 2026 2027 2028 2029 2030 2031 0 0.5 -0.5 1 -1

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Find the best growth stocksShow best growing peers

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4. MDAI Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for MDAI. In the last year negative earnings were reported.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for MDAI. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MDAI Price Earnings VS Forward Price EarningsMDAI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MDAI Per share dataMDAI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 -0.5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y12.58%
EPS Next 3Y4.4%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

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5. MDAI Dividend Analysis

5.1 Amount

  • No dividends for MDAI!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

MDAI Fundamentals: All Metrics, Ratios and Statistics

SPECTRAL AI INC

NASDAQ:MDAI (3/13/2026, 8:00:00 PM)

After market: 1.34 +0.02 (+1.52%)

1.32

-0.09 (-6.38%)

Chartmill FA Rating
GICS SectorHealth Care
GICS IndustryGroupHealth Care Equipment & Services
GICS IndustryHealth Care Equipment & Supplies
Earnings (Last)11-11
Earnings (Next)03-25
Inst Owners6.68%
Inst Owner Change62.76%
Ins Owners25.17%
Ins Owner Change0%
Market Cap40.51M
Revenue(TTM)23.17M
Net Income(TTM)-16.36M
Analysts85
Price Target5.47 (314.39%)
Short Float %6.17%
Short Ratio4.53
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-183.7%
Min EPS beat(2)-314.46%
Max EPS beat(2)-52.95%
EPS beat(4)1
Avg EPS beat(4)-104.85%
Min EPS beat(4)-314.46%
Max EPS beat(4)182.96%
EPS beat(8)4
Avg EPS beat(8)-42.37%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-17.37%
Min Revenue beat(2)-25.01%
Max Revenue beat(2)-9.73%
Revenue beat(4)2
Avg Revenue beat(4)-0.13%
Min Revenue beat(4)-25.01%
Max Revenue beat(4)25.25%
Revenue beat(8)4
Avg Revenue beat(8)1.49%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0.71%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.57%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.09%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.75
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-0.74
EYN/A
EPS(NY)-0.62
Fwd EYN/A
FCF(TTM)-0.22
FCFYN/A
OCF(TTM)-0.22
OCFYN/A
SpS0.75
BVpS-0.27
TBVpS-0.27
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -106.96%
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 45.01%
FCFM N/A
ROA(3y)-41.51%
ROA(5y)-25.07%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover1.51
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.85
Quick Ratio 0.83
Altman-Z -4.45
F-Score2
WACC9.86%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-13.85%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-62.5%
EPS Next Y43.33%
EPS Next 2Y12.58%
EPS Next 3Y4.4%
EPS Next 5Y19.14%
Revenue 1Y (TTM)-15.02%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-53.6%
Revenue Next Year-35.4%
Revenue Next 2Y-29.93%
Revenue Next 3Y-7%
Revenue Next 5Y5.34%
EBIT growth 1Y11.05%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year51.4%
EBIT Next 3Y46.05%
EBIT Next 5Y19.67%
FCF growth 1Y38.88%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y38.88%
OCF growth 3YN/A
OCF growth 5YN/A

SPECTRAL AI INC / MDAI Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for SPECTRAL AI INC?

ChartMill assigns a fundamental rating of 0 / 10 to MDAI.


What is the valuation status for MDAI stock?

ChartMill assigns a valuation rating of 0 / 10 to SPECTRAL AI INC (MDAI). This can be considered as Overvalued.


Can you provide the profitability details for SPECTRAL AI INC?

SPECTRAL AI INC (MDAI) has a profitability rating of 0 / 10.


What is the earnings growth outlook for SPECTRAL AI INC?

The Earnings per Share (EPS) of SPECTRAL AI INC (MDAI) is expected to grow by 43.33% in the next year.