WM TECHNOLOGY INC (MAPS) Stock Fundamental Analysis
NASDAQ:MAPS - Nasdaq - US92971A1097 - Common Stock - Currency: USD
We assign a fundamental rating of 6 out of 10 to MAPS. MAPS was compared to 283 industry peers in the Software industry. While MAPS has a great health rating, its profitability is only average at the moment. MAPS may be a bit undervalued, certainly considering the very reasonable score on growth These ratings could make MAPS a good candidate for value investing.
1. Profitability
1.1 Basic Checks
MAPS had positive earnings in the past year.
MAPS had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: MAPS reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: MAPS reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of MAPS (4.38%) is better than 74.91% of its industry peers.
MAPS has a better Return On Equity (16.60%) than 83.39% of its industry peers.
The Return On Invested Capital of MAPS (7.10%) is better than 79.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.38% | ||
| ROE | 16.6% | ||
| ROIC | 7.1% |
ROA(3y)-20.01%
ROA(5y)-12.91%
ROE(3y)-301.64%
ROE(5y)-167.98%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 4.36%, MAPS is in the better half of the industry, outperforming 72.08% of the companies in the same industry.
MAPS's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 7.38%, MAPS is doing good in the industry, outperforming 74.56% of the companies in the same industry.
Looking at the Gross Margin, with a value of 95.15%, MAPS belongs to the top of the industry, outperforming 99.65% of the companies in the same industry.
In the last couple of years the Gross Margin of MAPS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.38% | ||
| PM (TTM) | 4.36% | ||
| GM | 95.15% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-49.04%
PM growth 5YN/A
GM growth 3Y-0.28%
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MAPS is destroying value.
The number of shares outstanding for MAPS has been increased compared to 1 year ago.
Compared to 5 years ago, MAPS has more shares outstanding
MAPS has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
Based on the Altman-Z score of 1.79, we must say that MAPS is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.79, MAPS is in line with its industry, outperforming 47.70% of the companies in the same industry.
There is no outstanding debt for MAPS. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 1.79 |
ROIC/WACC0.63
WACC11.2%
2.3 Liquidity
A Current Ratio of 2.24 indicates that MAPS has no problem at all paying its short term obligations.
The Current ratio of MAPS (2.24) is better than 66.08% of its industry peers.
A Quick Ratio of 2.24 indicates that MAPS has no problem at all paying its short term obligations.
MAPS has a Quick ratio of 2.24. This is in the better half of the industry: MAPS outperforms 66.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.24 | ||
| Quick Ratio | 2.24 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 200.00% over the past year.
Measured over the past years, MAPS shows a decrease in Earnings Per Share. The EPS has been decreasing by -8.09% on average per year.
Looking at the last year, MAPS shows a small growth in Revenue. The Revenue has grown by 0.20% in the last year.
Measured over the past years, MAPS shows a decrease in Revenue. The Revenue has been decreasing by -1.50% on average per year.
EPS 1Y (TTM)200%
EPS 3Y-55.61%
EPS 5Y-8.09%
EPS Q2Q%100%
Revenue 1Y (TTM)0.2%
Revenue growth 3Y-1.5%
Revenue growth 5YN/A
Sales Q2Q%0.5%
3.2 Future
MAPS is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 17.03% yearly.
MAPS is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.96% yearly.
EPS Next Y23.86%
EPS Next 2Y20.71%
EPS Next 3Y17.03%
EPS Next 5YN/A
Revenue Next Year-0.45%
Revenue Next 2Y5.99%
Revenue Next 3Y17.07%
Revenue Next 5Y8.96%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.75, the valuation of MAPS can be described as correct.
Based on the Price/Earnings ratio, MAPS is valued cheaply inside the industry as 89.40% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of MAPS to the average of the S&P500 Index (26.29), we can say MAPS is valued rather cheaply.
With a Price/Forward Earnings ratio of 10.00, the valuation of MAPS can be described as very reasonable.
Based on the Price/Forward Earnings ratio, MAPS is valued cheaply inside the industry as 91.17% of the companies are valued more expensively.
MAPS is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.17, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.75 | ||
| Fwd PE | 10 |
4.2 Price Multiples
97.88% of the companies in the same industry are more expensive than MAPS, based on the Enterprise Value to EBITDA ratio.
MAPS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. MAPS is cheaper than 97.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.51 | ||
| EV/EBITDA | 3.82 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
MAPS's earnings are expected to grow with 17.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.53
PEG (5Y)N/A
EPS Next 2Y20.71%
EPS Next 3Y17.03%
5. Dividend
5.1 Amount
MAPS does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
1.02
-0.02 (-1.92%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners43.11%
Inst Owner Change9.1%
Ins Owners22.05%
Ins Owner Change-19.04%
Market Cap157.46M
Analysts80
Price Target2.66 (160.78%)
Short Float %1.99%
Short Ratio2.47
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-22.97%
Min EPS beat(2)-43.98%
Max EPS beat(2)-1.96%
EPS beat(4)0
Avg EPS beat(4)-24.72%
Min EPS beat(4)-50.98%
Max EPS beat(4)-1.96%
EPS beat(8)2
Avg EPS beat(8)-200.85%
EPS beat(12)4
Avg EPS beat(12)-168.52%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)0.18%
Min Revenue beat(2)-0.26%
Max Revenue beat(2)0.61%
Revenue beat(4)3
Avg Revenue beat(4)1.92%
Min Revenue beat(4)-0.26%
Max Revenue beat(4)4.66%
Revenue beat(8)4
Avg Revenue beat(8)-1.2%
Revenue beat(12)6
Avg Revenue beat(12)-1.63%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-55.56%
EPS NY rev (1m)0%
EPS NY rev (3m)-54.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-5.36%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-6.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.75 | ||
| Fwd PE | 10 | ||
| P/S | 0.85 | ||
| P/FCF | 6.51 | ||
| P/OCF | 4.51 | ||
| P/B | 3.25 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.82 |
EPS(TTM)0.08
EY7.84%
EPS(NY)0.1
Fwd EY10%
FCF(TTM)0.16
FCFY15.36%
OCF(TTM)0.23
OCFY22.19%
SpS1.2
BVpS0.31
TBVpS-0.14
PEG (NY)0.53
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.38% | ||
| ROE | 16.6% | ||
| ROCE | 8.99% | ||
| ROIC | 7.1% | ||
| ROICexc | 10.95% | ||
| ROICexgc | 38.17% | ||
| OM | 7.38% | ||
| PM (TTM) | 4.36% | ||
| GM | 95.15% | ||
| FCFM | 13.09% |
ROA(3y)-20.01%
ROA(5y)-12.91%
ROE(3y)-301.64%
ROE(5y)-167.98%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-49.04%
PM growth 5YN/A
GM growth 3Y-0.28%
GM growth 5YN/A
F-Score7
Asset Turnover1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 78.66% | ||
| Cap/Sales | 5.82% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 128% | ||
| Profit Quality | 300.66% | ||
| Current Ratio | 2.24 | ||
| Quick Ratio | 2.24 | ||
| Altman-Z | 1.79 |
F-Score7
WACC11.2%
ROIC/WACC0.63
Cap/Depr(3y)108.38%
Cap/Depr(5y)N/A
Cap/Sales(3y)6.69%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)200%
EPS 3Y-55.61%
EPS 5Y-8.09%
EPS Q2Q%100%
EPS Next Y23.86%
EPS Next 2Y20.71%
EPS Next 3Y17.03%
EPS Next 5YN/A
Revenue 1Y (TTM)0.2%
Revenue growth 3Y-1.5%
Revenue growth 5YN/A
Sales Q2Q%0.5%
Revenue Next Year-0.45%
Revenue Next 2Y5.99%
Revenue Next 3Y17.07%
Revenue Next 5Y8.96%
EBIT growth 1Y-31.67%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year10.83%
EBIT Next 3Y29.02%
EBIT Next 5Y9.64%
FCF growth 1Y216.87%
FCF growth 3Y18.23%
FCF growth 5YN/A
OCF growth 1Y722.78%
OCF growth 3Y16.68%
OCF growth 5YN/A