WM TECHNOLOGY INC (MAPS)

US92971A1097 - Common Stock

1.27  +0.04 (+3.25%)

After market: 1.3 +0.03 (+2.36%)

Fundamental Rating

3

MAPS gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 276 industry peers in the Software industry. While MAPS seems to be doing ok healthwise, there are quite some concerns on its profitability. MAPS has a expensive valuation and it also scores bad on growth.



1

1. Profitability

1.1 Basic Checks

MAPS had negative earnings in the past year.
In the past year MAPS had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: MAPS reported negative net income in multiple years.
MAPS had negative operating cash flow in 4 of the past 5 years.

1.2 Ratios

With a Return On Assets value of -62.35%, MAPS is not doing good in the industry: 85.40% of the companies in the same industry are doing better.
Looking at the Return On Equity, with a value of -558.55%, MAPS is doing worse than 86.50% of the companies in the same industry.
Industry RankSector Rank
ROA -62.35%
ROE -558.55%
ROIC N/A
ROA(3y)-20.94%
ROA(5y)N/A
ROE(3y)-266.89%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

Looking at the Gross Margin, with a value of 93.21%, MAPS belongs to the top of the industry, outperforming 99.64% of the companies in the same industry.
MAPS does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 93.21%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

5

2. Health

2.1 Basic Checks

MAPS does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for MAPS has been increased compared to 1 year ago.
There is no outstanding debt for MAPS. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

MAPS has an Altman-Z score of 1.00. This is a bad value and indicates that MAPS is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.00, MAPS is not doing good in the industry: 62.04% of the companies in the same industry are doing better.
MAPS has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 1
ROIC/WACCN/A
WACC9.92%

2.3 Liquidity

A Current Ratio of 1.51 indicates that MAPS should not have too much problems paying its short term obligations.
The Current ratio of MAPS (1.51) is comparable to the rest of the industry.
A Quick Ratio of 1.51 indicates that MAPS should not have too much problems paying its short term obligations.
The Quick ratio of MAPS (1.51) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.51
Quick Ratio 1.51

2

3. Growth

3.1 Past

MAPS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -400.00%.
Looking at the last year, MAPS shows a very negative growth in Revenue. The Revenue has decreased by -11.14% in the last year.
EPS 1Y (TTM)-400%
EPS 3YN/A
EPS 5YN/A
EPS growth Q2Q66.67%
Revenue 1Y (TTM)-11.14%
Revenue growth 3YN/A
Revenue growth 5YN/A
Revenue growth Q2Q-5.5%

3.2 Future

MAPS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.16% yearly.
Based on estimates for the next years, MAPS will show a small growth in Revenue. The Revenue will grow by 2.97% on average per year.
EPS Next Y97.66%
EPS Next 2Y43.61%
EPS Next 3Y28.16%
EPS Next 5YN/A
Revenue Next Year-9.47%
Revenue Next 2Y-4.23%
Revenue Next 3Y-0.9%
Revenue Next 5Y2.97%

3.3 Evolution

3

4. Valuation

4.1 Price/Earnings Ratio

MAPS reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
With a Price/Forward Earnings ratio of 15.56, MAPS is valued correctly.
89.05% of the companies in the same industry are more expensive than MAPS, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 20.72. MAPS is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE N/A
Fwd PE 15.56

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A

4.3 Compensation for Growth

MAPS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
MAPS's earnings are expected to grow with 28.16% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.61%
EPS Next 3Y28.16%

0

5. Dividend

5.1 Amount

No dividends for MAPS!.
Industry RankSector Rank
Dividend Yield N/A

WM TECHNOLOGY INC

NASDAQ:MAPS (5/2/2024, 7:05:49 PM)

After market: 1.3 +0.03 (+2.36%)

1.27

+0.04 (+3.25%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap189.70M
Analysts
Price Target
Dividend
Industry RankSector Rank
Dividend Yield N/A
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 15.56
P/S
P/FCF
P/OCF
P/B
P/tB
EV/EBITDA
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -62.35%
ROE -558.55%
ROCE
ROIC
ROICexc
ROICexgc
OM N/A
PM (TTM) N/A
GM 93.21%
FCFM
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover1.1
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF
Debt/EBITDA
Cap/Depr
Cap/Sales
Interest Coverage
Cash Conversion
Profit Quality
Current Ratio 1.51
Quick Ratio 1.51
Altman-Z
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-400%
EPS 3YN/A
EPS 5Y
EPS growth Q2Q
EPS Next Y97.66%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-11.14%
Revenue growth 3YN/A
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y