WM TECHNOLOGY INC (MAPS) Stock Fundamental Analysis

NASDAQ:MAPS • US92971A1097

0.6771 USD
+0.01 (+1.29%)
Last: Mar 2, 2026, 11:02 AM
Fundamental Rating

6

Overall MAPS gets a fundamental rating of 6 out of 10. We evaluated MAPS against 276 industry peers in the Software industry. MAPS is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. MAPS scores decently on growth, while it is valued quite cheap. This could make an interesting combination. With these ratings, MAPS could be worth investigating further for value investing!.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • MAPS had positive earnings in the past year.
  • MAPS had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: MAPS reported negative net income in multiple years.
  • In multiple years MAPS reported negative operating cash flow during the last 5 years.
MAPS Yearly Net Income VS EBIT VS OCF VS FCFMAPS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M

1.2 Ratios

  • MAPS has a Return On Assets of 4.09%. This is in the better half of the industry: MAPS outperforms 70.29% of its industry peers.
  • MAPS has a better Return On Equity (13.86%) than 78.99% of its industry peers.
  • With a decent Return On Invested Capital value of 5.47%, MAPS is doing good in the industry, outperforming 73.91% of the companies in the same industry.
Industry RankSector Rank
ROA 4.09%
ROE 13.86%
ROIC 5.47%
ROA(3y)-20.01%
ROA(5y)-12.91%
ROE(3y)-301.64%
ROE(5y)-167.98%
ROIC(3y)N/A
ROIC(5y)N/A
MAPS Yearly ROA, ROE, ROICMAPS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 -200 -400 -600 -800

1.3 Margins

  • The Profit Margin of MAPS (4.40%) is better than 64.49% of its industry peers.
  • MAPS's Profit Margin has declined in the last couple of years.
  • MAPS has a better Operating Margin (6.21%) than 70.29% of its industry peers.
  • With an excellent Gross Margin value of 95.02%, MAPS belongs to the best of the industry, outperforming 99.28% of the companies in the same industry.
  • MAPS's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 6.21%
PM (TTM) 4.4%
GM 95.02%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-49.04%
PM growth 5YN/A
GM growth 3Y-0.28%
GM growth 5YN/A
MAPS Yearly Profit, Operating, Gross MarginsMAPS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 50 -50

7

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MAPS is destroying value.
  • MAPS has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, MAPS has more shares outstanding
  • MAPS has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
MAPS Yearly Shares OutstandingMAPS Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
MAPS Yearly Total Debt VS Total AssetsMAPS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • Based on the Altman-Z score of 1.52, we must say that MAPS is in the distress zone and has some risk of bankruptcy.
  • MAPS has a Altman-Z score (1.52) which is comparable to the rest of the industry.
  • MAPS has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 1.52
ROIC/WACC0.5
WACC10.88%
MAPS Yearly LT Debt VS Equity VS FCFMAPS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

  • MAPS has a Current Ratio of 2.54. This indicates that MAPS is financially healthy and has no problem in meeting its short term obligations.
  • MAPS has a Current ratio of 2.54. This is in the better half of the industry: MAPS outperforms 68.84% of its industry peers.
  • A Quick Ratio of 2.54 indicates that MAPS has no problem at all paying its short term obligations.
  • The Quick ratio of MAPS (2.54) is better than 69.20% of its industry peers.
Industry RankSector Rank
Current Ratio 2.54
Quick Ratio 2.54
MAPS Yearly Current Assets VS Current LiabilitesMAPS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 566.67% over the past year.
  • The Earnings Per Share has been decreasing by -8.09% on average over the past years.
  • MAPS shows a small growth in Revenue. In the last year, the Revenue has grown by 0.59%.
  • The Revenue has been decreasing by -1.50% on average over the past years.
EPS 1Y (TTM)566.67%
EPS 3Y-55.61%
EPS 5Y-8.09%
EPS Q2Q%0%
Revenue 1Y (TTM)0.59%
Revenue growth 3Y-1.5%
Revenue growth 5YN/A
Sales Q2Q%-9.4%

3.2 Future

  • MAPS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 35.31% yearly.
  • Based on estimates for the next years, MAPS will show a quite strong growth in Revenue. The Revenue will grow by 8.96% on average per year.
EPS Next Y118.57%
EPS Next 2Y47.84%
EPS Next 3Y35.31%
EPS Next 5YN/A
Revenue Next Year-5.06%
Revenue Next 2Y-3.35%
Revenue Next 3Y-0.28%
Revenue Next 5Y8.96%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MAPS Yearly Revenue VS EstimatesMAPS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 50M 100M 150M 200M 250M
MAPS Yearly EPS VS EstimatesMAPS Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 -1

9

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 4.84, the valuation of MAPS can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of MAPS indicates a rather cheap valuation: MAPS is cheaper than 96.74% of the companies listed in the same industry.
  • MAPS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.07.
  • With a Price/Forward Earnings ratio of 4.43, the valuation of MAPS can be described as very cheap.
  • 95.29% of the companies in the same industry are more expensive than MAPS, based on the Price/Forward Earnings ratio.
  • MAPS is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.05, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 4.84
Fwd PE 4.43
MAPS Price Earnings VS Forward Price EarningsMAPS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 97.83% of the companies in the same industry are more expensive than MAPS, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, MAPS is valued cheaper than 96.74% of the companies in the same industry.
Industry RankSector Rank
P/FCF 5.06
EV/EBITDA 1.99
MAPS Per share dataMAPS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 0.4 0.6 0.8 1

4.3 Compensation for Growth

  • MAPS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as MAPS's earnings are expected to grow with 35.31% in the coming years.
PEG (NY)0.04
PEG (5Y)N/A
EPS Next 2Y47.84%
EPS Next 3Y35.31%

0

5. Dividend

5.1 Amount

  • No dividends for MAPS!.
Industry RankSector Rank
Dividend Yield 0%

WM TECHNOLOGY INC

NASDAQ:MAPS (3/2/2026, 11:02:51 AM)

0.6771

+0.01 (+1.29%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06
Earnings (Next)03-12
Inst Owners48%
Inst Owner Change-4.85%
Ins Owners19.62%
Ins Owner Change0.37%
Market Cap106.45M
Revenue(TTM)179.31M
Net Income(TTM)7.88M
Analysts80
Price Target2.66 (292.85%)
Short Float %3.87%
Short Ratio2.57
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)22.55%
Min EPS beat(2)-26.47%
Max EPS beat(2)71.57%
EPS beat(4)1
Avg EPS beat(4)-0.21%
Min EPS beat(4)-43.98%
Max EPS beat(4)71.57%
EPS beat(8)1
Avg EPS beat(8)-215.55%
EPS beat(12)4
Avg EPS beat(12)-193.92%
EPS beat(16)6
Avg EPS beat(16)-59.23%
Revenue beat(2)0
Avg Revenue beat(2)-2.61%
Min Revenue beat(2)-2.82%
Max Revenue beat(2)-2.4%
Revenue beat(4)1
Avg Revenue beat(4)-1.22%
Min Revenue beat(4)-2.82%
Max Revenue beat(4)0.61%
Revenue beat(8)3
Avg Revenue beat(8)-2.26%
Revenue beat(12)6
Avg Revenue beat(12)-1.15%
Revenue beat(16)8
Avg Revenue beat(16)-1.18%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.25%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.83%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.57%
Valuation
Industry RankSector Rank
PE 4.84
Fwd PE 4.43
P/S 0.59
P/FCF 5.06
P/OCF 3.27
P/B 1.87
P/tB N/A
EV/EBITDA 1.99
EPS(TTM)0.14
EY20.68%
EPS(NY)0.15
Fwd EY22.6%
FCF(TTM)0.13
FCFY19.77%
OCF(TTM)0.21
OCFY30.57%
SpS1.14
BVpS0.36
TBVpS-0.08
PEG (NY)0.04
PEG (5Y)N/A
Graham Number1.07
Profitability
Industry RankSector Rank
ROA 4.09%
ROE 13.86%
ROCE 6.92%
ROIC 5.47%
ROICexc 8.95%
ROICexgc 31.16%
OM 6.21%
PM (TTM) 4.4%
GM 95.02%
FCFM 11.74%
ROA(3y)-20.01%
ROA(5y)-12.91%
ROE(3y)-301.64%
ROE(5y)-167.98%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-49.04%
PM growth 5YN/A
GM growth 3Y-0.28%
GM growth 5YN/A
F-Score7
Asset Turnover0.93
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 112.72%
Cap/Sales 6.41%
Interest Coverage 250
Cash Conversion 152.59%
Profit Quality 266.91%
Current Ratio 2.54
Quick Ratio 2.54
Altman-Z 1.52
F-Score7
WACC10.88%
ROIC/WACC0.5
Cap/Depr(3y)108.38%
Cap/Depr(5y)N/A
Cap/Sales(3y)6.69%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)566.67%
EPS 3Y-55.61%
EPS 5Y-8.09%
EPS Q2Q%0%
EPS Next Y118.57%
EPS Next 2Y47.84%
EPS Next 3Y35.31%
EPS Next 5YN/A
Revenue 1Y (TTM)0.59%
Revenue growth 3Y-1.5%
Revenue growth 5YN/A
Sales Q2Q%-9.4%
Revenue Next Year-5.06%
Revenue Next 2Y-3.35%
Revenue Next 3Y-0.28%
Revenue Next 5Y8.96%
EBIT growth 1Y-49.55%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year33%
EBIT Next 3Y5.38%
EBIT Next 5Y9.64%
FCF growth 1Y4070.94%
FCF growth 3Y18.23%
FCF growth 5YN/A
OCF growth 1Y189.01%
OCF growth 3Y16.68%
OCF growth 5YN/A

WM TECHNOLOGY INC / MAPS FAQ

Can you provide the ChartMill fundamental rating for WM TECHNOLOGY INC?

ChartMill assigns a fundamental rating of 6 / 10 to MAPS.


What is the valuation status of WM TECHNOLOGY INC (MAPS) stock?

ChartMill assigns a valuation rating of 9 / 10 to WM TECHNOLOGY INC (MAPS). This can be considered as Undervalued.


How profitable is WM TECHNOLOGY INC (MAPS) stock?

WM TECHNOLOGY INC (MAPS) has a profitability rating of 5 / 10.


What are the PE and PB ratios of WM TECHNOLOGY INC (MAPS) stock?

The Price/Earnings (PE) ratio for WM TECHNOLOGY INC (MAPS) is 4.84 and the Price/Book (PB) ratio is 1.87.


Can you provide the financial health for MAPS stock?

The financial health rating of WM TECHNOLOGY INC (MAPS) is 7 / 10.