BINECT AG (MA10.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:MA10 - DE000A3H2135 - Common Stock
1.52 EUR
+0.01 (+0.66%)
Taking everything into account, MA10 scores 6 out of 10 in our fundamental rating. MA10 was compared to 121 industry peers in the Capital Markets industry. No worries on liquidiy or solvency for MA10 as it has an excellent financial health rating, but there are worries on the profitability. MA10 is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- MA10 had positive earnings in the past year.
- MA10 had a positive operating cash flow in the past year.
- MA10 had positive earnings in each of the past 5 years.
- Of the past 5 years MA10 4 years had a positive operating cash flow.
1.2 Ratios
- MA10 has a Return On Assets (1.35%) which is comparable to the rest of the industry.
- MA10 has a Return On Equity of 1.86%. This is comparable to the rest of the industry: MA10 outperforms 41.32% of its industry peers.
- The Return On Invested Capital of MA10 (0.79%) is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for MA10 is significantly below the industry average of 8.43%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.35% | ||
| ROE | 1.86% | ||
| ROIC | 0.79% |
ROA(3y)0.91%
ROA(5y)1.82%
ROE(3y)1.29%
ROE(5y)2.33%
ROIC(3y)1.66%
ROIC(5y)1.77%
1.3 Margins
- With a Profit Margin value of 0.72%, MA10 perfoms like the industry average, outperforming 40.50% of the companies in the same industry.
- In the last couple of years the Profit Margin of MA10 has declined.
- With a Operating Margin value of 0.48%, MA10 perfoms like the industry average, outperforming 48.76% of the companies in the same industry.
- MA10's Operating Margin has declined in the last couple of years.
- With a Gross Margin value of 26.73%, MA10 perfoms like the industry average, outperforming 55.37% of the companies in the same industry.
- MA10's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.48% | ||
| PM (TTM) | 0.72% | ||
| GM | 26.73% |
OM growth 3Y-61.21%
OM growth 5YN/A
PM growth 3Y-25.08%
PM growth 5YN/A
GM growth 3Y-15.4%
GM growth 5Y-15.92%
2. Health
2.1 Basic Checks
- The number of shares outstanding for MA10 remains at a similar level compared to 1 year ago.
- Compared to 5 years ago, MA10 has more shares outstanding
- The debt/assets ratio for MA10 has been reduced compared to a year ago.
2.2 Solvency
- MA10 has an Altman-Z score of 3.20. This indicates that MA10 is financially healthy and has little risk of bankruptcy at the moment.
- MA10's Altman-Z score of 3.20 is amongst the best of the industry. MA10 outperforms 80.99% of its industry peers.
- The Debt to FCF ratio of MA10 is 1.80, which is an excellent value as it means it would take MA10, only 1.80 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 1.80, MA10 belongs to the top of the industry, outperforming 88.43% of the companies in the same industry.
- A Debt/Equity ratio of 0.05 indicates that MA10 is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.05, MA10 belongs to the top of the industry, outperforming 85.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | 1.8 | ||
| Altman-Z | 3.2 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- MA10 has a Current Ratio of 2.30. This indicates that MA10 is financially healthy and has no problem in meeting its short term obligations.
- MA10 has a better Current ratio (2.30) than 82.64% of its industry peers.
- MA10 has a Quick Ratio of 2.25. This indicates that MA10 is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 2.25, MA10 belongs to the top of the industry, outperforming 83.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.3 | ||
| Quick Ratio | 2.25 |
3. Growth
3.1 Past
- MA10 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 160.14%, which is quite impressive.
- Measured over the past years, MA10 shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.66% on average per year.
- Looking at the last year, MA10 shows a very strong growth in Revenue. The Revenue has grown by 33.76%.
- MA10 shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.78% yearly.
EPS 1Y (TTM)160.14%
EPS 3Y-3.66%
EPS 5YN/A
EPS Q2Q%62.08%
Revenue 1Y (TTM)33.76%
Revenue growth 3Y27.54%
Revenue growth 5Y18.78%
Sales Q2Q%19.59%
3.2 Future
- MA10 is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 56.29% yearly.
- The Revenue is expected to grow by 5.76% on average over the next years.
EPS Next Y133.33%
EPS Next 2Y73.21%
EPS Next 3Y58.74%
EPS Next 5Y56.29%
Revenue Next Year13.02%
Revenue Next 2Y8.97%
Revenue Next 3Y7.72%
Revenue Next 5Y5.76%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 30.40, the valuation of MA10 can be described as expensive.
- The rest of the industry has a similar Price/Earnings ratio as MA10.
- The average S&P500 Price/Earnings ratio is at 26.94. MA10 is around the same levels.
- A Price/Forward Earnings ratio of 16.56 indicates a correct valuation of MA10.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of MA10 indicates a somewhat cheap valuation: MA10 is cheaper than 71.07% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 23.94, MA10 is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.4 | ||
| Fwd PE | 16.56 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MA10 is valued cheaply inside the industry as 95.04% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, MA10 is valued cheaply inside the industry as 81.82% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15 | ||
| EV/EBITDA | 3.75 |
4.3 Compensation for Growth
- MA10's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- MA10's earnings are expected to grow with 58.74% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.23
PEG (5Y)N/A
EPS Next 2Y73.21%
EPS Next 3Y58.74%
5. Dividend
5.1 Amount
- No dividends for MA10!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:MA10 (1/15/2026, 7:00:00 PM)
1.52
+0.01 (+0.66%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0.81%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.89M
Revenue(TTM)22.76M
Net Income(TTM)163.90K
Analysts82.86
Price Target4.03 (165.13%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.4 | ||
| Fwd PE | 16.56 | ||
| P/S | 0.22 | ||
| P/FCF | 15 | ||
| P/OCF | 7.57 | ||
| P/B | 0.56 | ||
| P/tB | 1.76 | ||
| EV/EBITDA | 3.75 |
EPS(TTM)0.05
EY3.29%
EPS(NY)0.09
Fwd EY6.04%
FCF(TTM)0.1
FCFY6.67%
OCF(TTM)0.2
OCFY13.21%
SpS7.07
BVpS2.74
TBVpS0.86
PEG (NY)0.23
PEG (5Y)N/A
Graham Number1.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.35% | ||
| ROE | 1.86% | ||
| ROCE | 1.13% | ||
| ROIC | 0.79% | ||
| ROICexc | 1.03% | ||
| ROICexgc | 5.37% | ||
| OM | 0.48% | ||
| PM (TTM) | 0.72% | ||
| GM | 26.73% | ||
| FCFM | 1.43% |
ROA(3y)0.91%
ROA(5y)1.82%
ROE(3y)1.29%
ROE(5y)2.33%
ROIC(3y)1.66%
ROIC(5y)1.77%
ROICexc(3y)2.19%
ROICexc(5y)2.33%
ROICexgc(3y)12.44%
ROICexgc(5y)19.7%
ROCE(3y)2.36%
ROCE(5y)2.52%
ROICexgc growth 3Y-48.71%
ROICexgc growth 5YN/A
ROICexc growth 3Y-52.52%
ROICexc growth 5YN/A
OM growth 3Y-61.21%
OM growth 5YN/A
PM growth 3Y-25.08%
PM growth 5YN/A
GM growth 3Y-15.4%
GM growth 5Y-15.92%
F-Score7
Asset Turnover1.88
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.05 | ||
| Debt/FCF | 1.8 | ||
| Debt/EBITDA | 0.52 | ||
| Cap/Depr | 42.73% | ||
| Cap/Sales | 1.41% | ||
| Interest Coverage | 5.21 | ||
| Cash Conversion | 75.23% | ||
| Profit Quality | 199.09% | ||
| Current Ratio | 2.3 | ||
| Quick Ratio | 2.25 | ||
| Altman-Z | 3.2 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)157.94%
Cap/Depr(5y)129.01%
Cap/Sales(3y)5.35%
Cap/Sales(5y)4.83%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)160.14%
EPS 3Y-3.66%
EPS 5YN/A
EPS Q2Q%62.08%
EPS Next Y133.33%
EPS Next 2Y73.21%
EPS Next 3Y58.74%
EPS Next 5Y56.29%
Revenue 1Y (TTM)33.76%
Revenue growth 3Y27.54%
Revenue growth 5Y18.78%
Sales Q2Q%19.59%
Revenue Next Year13.02%
Revenue Next 2Y8.97%
Revenue Next 3Y7.72%
Revenue Next 5Y5.76%
EBIT growth 1Y602.28%
EBIT growth 3Y-50.53%
EBIT growth 5YN/A
EBIT Next Year700%
EBIT Next 3Y122.4%
EBIT Next 5Y84.35%
FCF growth 1Y230.76%
FCF growth 3YN/A
FCF growth 5Y-8.14%
OCF growth 1Y-44.37%
OCF growth 3YN/A
OCF growth 5Y-1.86%
BINECT AG / MA10.DE FAQ
What is the fundamental rating for MA10 stock?
ChartMill assigns a fundamental rating of 6 / 10 to MA10.DE.
What is the valuation status of BINECT AG (MA10.DE) stock?
ChartMill assigns a valuation rating of 6 / 10 to BINECT AG (MA10.DE). This can be considered as Fairly Valued.
How profitable is BINECT AG (MA10.DE) stock?
BINECT AG (MA10.DE) has a profitability rating of 3 / 10.
What are the PE and PB ratios of BINECT AG (MA10.DE) stock?
The Price/Earnings (PE) ratio for BINECT AG (MA10.DE) is 30.4 and the Price/Book (PB) ratio is 0.56.