LU-VE SPA (LUVE.MI) Stock Fundamental Analysis
BIT:LUVE - Euronext Milan - IT0005107492 - Common Stock - Currency: EUR
We assign a fundamental rating of 5 out of 10 to LUVE. LUVE was compared to 20 industry peers in the Building Products industry. While LUVE belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. LUVE is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
LUVE had positive earnings in the past year.
LUVE had a positive operating cash flow in the past year.
In the past 5 years LUVE has always been profitable.
LUVE had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 6.08%, LUVE is doing good in the industry, outperforming 80.00% of the companies in the same industry.
Looking at the Return On Equity, with a value of 20.66%, LUVE belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
LUVE's Return On Invested Capital of 10.98% is amongst the best of the industry. LUVE outperforms 85.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for LUVE is below the industry average of 9.17%.
The last Return On Invested Capital (10.98%) for LUVE is above the 3 year average (6.87%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 20.66% | ||
| ROIC | 10.98% |
ROA(3y)4.53%
ROA(5y)3.71%
ROE(3y)16.74%
ROE(5y)14.22%
ROIC(3y)6.87%
ROIC(5y)5.99%
1.3 Margins
LUVE's Profit Margin of 5.92% is fine compared to the rest of the industry. LUVE outperforms 70.00% of its industry peers.
In the last couple of years the Profit Margin of LUVE has grown nicely.
With a Operating Margin value of 8.71%, LUVE perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
In the last couple of years the Operating Margin of LUVE has grown nicely.
LUVE has a Gross Margin (42.14%) which is in line with its industry peers.
LUVE's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.71% | ||
| PM (TTM) | 5.92% | ||
| GM | 42.14% |
OM growth 3Y11.37%
OM growth 5Y4.3%
PM growth 3Y6.72%
PM growth 5Y5.54%
GM growth 3Y2.7%
GM growth 5Y1.21%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so LUVE is still creating some value.
LUVE has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for LUVE remains at a similar level compared to 5 years ago.
Compared to 1 year ago, LUVE has an improved debt to assets ratio.
2.2 Solvency
LUVE has an Altman-Z score of 2.69. This is not the best score and indicates that LUVE is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of LUVE (2.69) is better than 65.00% of its industry peers.
The Debt to FCF ratio of LUVE is 7.36, which is on the high side as it means it would take LUVE, 7.36 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 7.36, LUVE is not doing good in the industry: 65.00% of the companies in the same industry are doing better.
A Debt/Equity ratio of 1.12 is on the high side and indicates that LUVE has dependencies on debt financing.
LUVE has a worse Debt to Equity ratio (1.12) than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.12 | ||
| Debt/FCF | 7.36 | ||
| Altman-Z | 2.69 |
ROIC/WACC1.75
WACC6.26%
2.3 Liquidity
LUVE has a Current Ratio of 1.86. This is a normal value and indicates that LUVE is financially healthy and should not expect problems in meeting its short term obligations.
LUVE has a better Current ratio (1.86) than 80.00% of its industry peers.
A Quick Ratio of 1.51 indicates that LUVE should not have too much problems paying its short term obligations.
LUVE's Quick ratio of 1.51 is fine compared to the rest of the industry. LUVE outperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.86 | ||
| Quick Ratio | 1.51 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 0.21% over the past year.
LUVE shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.41% yearly.
LUVE shows a decrease in Revenue. In the last year, the revenue decreased by -4.19%.
LUVE shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.51% yearly.
EPS 1Y (TTM)0.21%
EPS 3Y13.27%
EPS 5Y14.41%
EPS Q2Q%-30.23%
Revenue 1Y (TTM)-4.19%
Revenue growth 3Y6.13%
Revenue growth 5Y8.51%
Sales Q2Q%-4.71%
3.2 Future
LUVE is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.52% yearly.
Based on estimates for the next years, LUVE will show a quite strong growth in Revenue. The Revenue will grow by 8.38% on average per year.
EPS Next Y9.83%
EPS Next 2Y11.09%
EPS Next 3Y10.52%
EPS Next 5YN/A
Revenue Next Year4.87%
Revenue Next 2Y5.95%
Revenue Next 3Y5.71%
Revenue Next 5Y8.38%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 14.86, the valuation of LUVE can be described as correct.
LUVE's Price/Earnings ratio is rather cheap when compared to the industry. LUVE is cheaper than 90.00% of the companies in the same industry.
LUVE's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.35.
Based on the Price/Forward Earnings ratio of 16.00, the valuation of LUVE can be described as correct.
Based on the Price/Forward Earnings ratio, LUVE is valued a bit cheaper than 65.00% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 37.54. LUVE is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.86 | ||
| Fwd PE | 16 |
4.2 Price Multiples
LUVE's Enterprise Value to EBITDA is on the same level as the industry average.
LUVE's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.08 | ||
| EV/EBITDA | 7.09 |
4.3 Compensation for Growth
LUVE's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of LUVE may justify a higher PE ratio.
PEG (NY)1.51
PEG (5Y)1.03
EPS Next 2Y11.09%
EPS Next 3Y10.52%
5. Dividend
5.1 Amount
LUVE has a Yearly Dividend Yield of 1.29%. Purely for dividend investing, there may be better candidates out there.
LUVE's Dividend Yield is comparable with the industry average which is at 3.95.
Compared to an average S&P500 Dividend Yield of 2.36, LUVE's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.29% |
5.2 History
The dividend of LUVE is nicely growing with an annual growth rate of 10.23%!
Dividend Growth(5Y)10.23%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
LUVE pays out 18.81% of its income as dividend. This is a sustainable payout ratio.
LUVE's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP18.81%
EPS Next 2Y11.09%
EPS Next 3Y10.52%
BIT:LUVE (7/25/2025, 3:51:46 PM)
32.25
-0.15 (-0.46%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryBuilding Products
Earnings (Last)
Earnings (Next)
Inst Owners20.27%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap716.92M
Analysts80
Price Target37.08 (14.98%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.29% |
Yearly Dividend0.44
Dividend Growth(5Y)10.23%
DP18.81%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.01%
PT rev (3m)4.01%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.86 | ||
| Fwd PE | 16 | ||
| P/S | 0.82 | ||
| P/FCF | 13.08 | ||
| P/OCF | 9.59 | ||
| P/B | 2.87 | ||
| P/tB | 4.44 | ||
| EV/EBITDA | 7.09 |
EPS(TTM)2.17
EY6.73%
EPS(NY)2.02
Fwd EY6.25%
FCF(TTM)2.47
FCFY7.65%
OCF(TTM)3.36
OCFY10.42%
SpS39.15
BVpS11.22
TBVpS7.26
PEG (NY)1.51
PEG (5Y)1.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.08% | ||
| ROE | 20.66% | ||
| ROCE | 13.53% | ||
| ROIC | 10.98% | ||
| ROICexc | 25.21% | ||
| ROICexgc | 39.43% | ||
| OM | 8.71% | ||
| PM (TTM) | 5.92% | ||
| GM | 42.14% | ||
| FCFM | 6.3% |
ROA(3y)4.53%
ROA(5y)3.71%
ROE(3y)16.74%
ROE(5y)14.22%
ROIC(3y)6.87%
ROIC(5y)5.99%
ROICexc(3y)14.58%
ROICexc(5y)13.23%
ROICexgc(3y)22.7%
ROICexgc(5y)23.32%
ROCE(3y)8.46%
ROCE(5y)7.38%
ROICexcg growth 3Y-8.94%
ROICexcg growth 5Y3.99%
ROICexc growth 3Y2.99%
ROICexc growth 5Y8.74%
OM growth 3Y11.37%
OM growth 5Y4.3%
PM growth 3Y6.72%
PM growth 5Y5.54%
GM growth 3Y2.7%
GM growth 5Y1.21%
F-Score7
Asset Turnover1.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.12 | ||
| Debt/FCF | 7.36 | ||
| Debt/EBITDA | 2.6 | ||
| Cap/Depr | 62.56% | ||
| Cap/Sales | 2.29% | ||
| Interest Coverage | 10.73 | ||
| Cash Conversion | 69.43% | ||
| Profit Quality | 106.4% | ||
| Current Ratio | 1.86 | ||
| Quick Ratio | 1.51 | ||
| Altman-Z | 2.69 |
F-Score7
WACC6.26%
ROIC/WACC1.75
Cap/Depr(3y)95.31%
Cap/Depr(5y)94.14%
Cap/Sales(3y)5.06%
Cap/Sales(5y)5.47%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.21%
EPS 3Y13.27%
EPS 5Y14.41%
EPS Q2Q%-30.23%
EPS Next Y9.83%
EPS Next 2Y11.09%
EPS Next 3Y10.52%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.19%
Revenue growth 3Y6.13%
Revenue growth 5Y8.51%
Sales Q2Q%-4.71%
Revenue Next Year4.87%
Revenue Next 2Y5.95%
Revenue Next 3Y5.71%
Revenue Next 5Y8.38%
EBIT growth 1Y9.32%
EBIT growth 3Y18.2%
EBIT growth 5Y13.17%
EBIT Next Year76.13%
EBIT Next 3Y26.62%
EBIT Next 5Y18.11%
FCF growth 1Y49.01%
FCF growth 3YN/A
FCF growth 5Y16.62%
OCF growth 1Y2.62%
OCF growth 3Y64.79%
OCF growth 5Y6.57%