LTC PROPERTIES INC (LTC) Fundamental Analysis & Valuation

NYSE:LTC • US5021751020

Current stock price

36.69 USD
+0.15 (+0.41%)
At close:
36.69 USD
0 (0%)
After Hours:

This LTC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. LTC Profitability Analysis

1.1 Basic Checks

  • In the past year LTC was profitable.
  • In the past year LTC had a positive cash flow from operations.
  • LTC had positive earnings in each of the past 5 years.
  • Each year in the past 5 years LTC had a positive operating cash flow.
LTC Yearly Net Income VS EBIT VS OCF VS FCFLTC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M

1.2 Ratios

  • LTC has a better Return On Assets (5.69%) than 95.12% of its industry peers.
  • LTC's Return On Equity of 10.91% is amongst the best of the industry. LTC outperforms 88.62% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 3.27%, LTC is in the better half of the industry, outperforming 65.04% of the companies in the same industry.
  • LTC had an Average Return On Invested Capital over the past 3 years of 4.80%. This is in line with the industry average of 3.13%.
Industry RankSector Rank
ROA 5.69%
ROE 10.91%
ROIC 3.27%
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
LTC Yearly ROA, ROE, ROICLTC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • LTC's Profit Margin of 44.62% is amongst the best of the industry. LTC outperforms 94.31% of its industry peers.
  • In the last couple of years the Profit Margin of LTC has declined.
  • LTC has a Operating Margin of 31.58%. This is in the better half of the industry: LTC outperforms 63.41% of its industry peers.
  • LTC's Operating Margin has declined in the last couple of years.
  • LTC's Gross Margin of 75.32% is fine compared to the rest of the industry. LTC outperforms 72.36% of its industry peers.
  • LTC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 31.58%
PM (TTM) 44.62%
GM 75.32%
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
LTC Yearly Profit, Operating, Gross MarginsLTC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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3

2. LTC Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LTC is destroying value.
  • The number of shares outstanding for LTC has been increased compared to 1 year ago.
  • LTC has more shares outstanding than it did 5 years ago.
  • LTC has a worse debt/assets ratio than last year.
LTC Yearly Shares OutstandingLTC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
LTC Yearly Total Debt VS Total AssetsLTC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • Based on the Altman-Z score of 1.26, we must say that LTC is in the distress zone and has some risk of bankruptcy.
  • LTC has a Altman-Z score of 1.26. This is amongst the best in the industry. LTC outperforms 86.18% of its industry peers.
  • A Debt/Equity ratio of 0.78 indicates that LTC is somewhat dependend on debt financing.
  • LTC's Debt to Equity ratio of 0.78 is fine compared to the rest of the industry. LTC outperforms 73.17% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.78
Debt/FCF N/A
Altman-Z 1.26
ROIC/WACC0.45
WACC7.34%
LTC Yearly LT Debt VS Equity VS FCFLTC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M 1B

2.3 Liquidity

  • LTC has a Current Ratio of 1.00. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
  • LTC has a Current ratio of 1.00. This is comparable to the rest of the industry: LTC outperforms 53.66% of its industry peers.
  • A Quick Ratio of 1.00 indicates that LTC should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.00, LTC is in line with its industry, outperforming 54.47% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1
Quick Ratio 1
LTC Yearly Current Assets VS Current LiabilitesLTC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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4

3. LTC Growth Analysis

3.1 Past

  • LTC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.27%, which is quite impressive.
  • Measured over the past years, LTC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.81% on average per year.
  • The Revenue has been growing slightly by 0.63% in the past year.
  • Measured over the past years, LTC shows a quite strong growth in Revenue. The Revenue has been growing by 10.53% on average per year.
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%

3.2 Future

  • LTC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -8.80% yearly.
  • LTC is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -8.25% yearly.
EPS Next Y-22.94%
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue Next Year0.63%
Revenue Next 2Y6.75%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
LTC Yearly Revenue VS EstimatesLTC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 50M 100M 150M 200M 250M
LTC Yearly EPS VS EstimatesLTC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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4

4. LTC Valuation Analysis

4.1 Price/Earnings Ratio

  • LTC is valuated correctly with a Price/Earnings ratio of 13.85.
  • Compared to the rest of the industry, the Price/Earnings ratio of LTC indicates a rather cheap valuation: LTC is cheaper than 91.87% of the companies listed in the same industry.
  • LTC is valuated rather cheaply when we compare the Price/Earnings ratio to 25.54, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 17.97, LTC is valued on the expensive side.
  • Based on the Price/Forward Earnings ratio, LTC is valued cheaper than 95.12% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.70. LTC is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 13.85
Fwd PE 17.97
LTC Price Earnings VS Forward Price EarningsLTC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • LTC's Enterprise Value to EBITDA ratio is rather expensive when compared to the industry. LTC is more expensive than 84.55% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 21.51
LTC Per share dataLTC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • LTC has a very decent profitability rating, which may justify a higher PE ratio.
  • A cheap valuation may be justified as LTC's earnings are expected to decrease with -8.80% in the coming years.
PEG (NY)N/A
PEG (5Y)1.41
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. LTC Dividend Analysis

5.1 Amount

  • LTC has a Yearly Dividend Yield of 5.94%, which is a nice return.
  • LTC's Dividend Yield is a higher than the industry average which is at 7.32.
  • LTC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 5.94%

5.2 History

  • The dividend of LTC decreases each year by -0.01%.
  • LTC has paid a dividend for at least 10 years, which is a reliable track record.
  • LTC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.01%
Div Incr Years0
Div Non Decr Years22
LTC Yearly Dividends per shareLTC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • LTC pays out 91.57% of its income as dividend. This is not a sustainable payout ratio.
  • LTC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP91.57%
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
LTC Yearly Income VS Free CF VS DividendLTC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M
LTC Dividend Payout.LTC Dividend Payout, showing the Payout Ratio.LTC Dividend Payout.PayoutRetained Earnings

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LTC Fundamentals: All Metrics, Ratios and Statistics

LTC PROPERTIES INC

NYSE:LTC (3/23/2026, 8:04:00 PM)

After market: 36.69 0 (0%)

36.69

+0.15 (+0.41%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-24
Earnings (Next)05-04
Inst Owners73.91%
Inst Owner Change1.34%
Ins Owners2.1%
Ins Owner Change10.58%
Market Cap1.78B
Revenue(TTM)262.85M
Net Income(TTM)117.28M
Analysts68.33
Price Target38.91 (6.05%)
Short Float %5.83%
Short Ratio6.58
Dividend
Industry RankSector Rank
Dividend Yield 5.94%
Yearly Dividend2.29
Dividend Growth(5Y)-0.01%
DP91.57%
Div Incr Years0
Div Non Decr Years22
Ex-Date03-23
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-86.67%
Min EPS beat(2)-242.37%
Max EPS beat(2)69.02%
EPS beat(4)1
Avg EPS beat(4)-53.02%
Min EPS beat(4)-242.37%
Max EPS beat(4)69.02%
EPS beat(8)3
Avg EPS beat(8)-25.83%
EPS beat(12)6
Avg EPS beat(12)-12.8%
EPS beat(16)7
Avg EPS beat(16)3.26%
Revenue beat(2)0
Avg Revenue beat(2)-15.63%
Min Revenue beat(2)-16.95%
Max Revenue beat(2)-14.31%
Revenue beat(4)2
Avg Revenue beat(4)20.76%
Min Revenue beat(4)-16.95%
Max Revenue beat(4)71.75%
Revenue beat(8)6
Avg Revenue beat(8)18.28%
Revenue beat(12)10
Avg Revenue beat(12)15.76%
Revenue beat(16)14
Avg Revenue beat(16)21.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)14.79%
EPS NQ rev (3m)14.79%
EPS NY rev (1m)-0.49%
EPS NY rev (3m)3.48%
Revenue NQ rev (1m)-2.73%
Revenue NQ rev (3m)-2.73%
Revenue NY rev (1m)-8.34%
Revenue NY rev (3m)-15.51%
Valuation
Industry RankSector Rank
PE 13.85
Fwd PE 17.97
P/S 6.77
P/FCF N/A
P/OCF 13.09
P/B 1.66
P/tB 1.67
EV/EBITDA 21.51
EPS(TTM)2.65
EY7.22%
EPS(NY)2.04
Fwd EY5.57%
FCF(TTM)-4.66
FCFYN/A
OCF(TTM)2.8
OCFY7.64%
SpS5.42
BVpS22.16
TBVpS22.03
PEG (NY)N/A
PEG (5Y)1.41
Graham Number36.35
Profitability
Industry RankSector Rank
ROA 5.69%
ROE 10.91%
ROCE 4.14%
ROIC 3.27%
ROICexc 3.29%
ROICexgc 3.31%
OM 31.58%
PM (TTM) 44.62%
GM 75.32%
FCFM N/A
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
ROICexc(3y)4.84%
ROICexc(5y)4.71%
ROICexgc(3y)4.86%
ROICexgc(5y)4.72%
ROCE(3y)6.07%
ROCE(5y)5.92%
ROICexgc growth 3Y-11.48%
ROICexgc growth 5Y-7.05%
ROICexc growth 3Y-11.58%
ROICexc growth 5Y-7.11%
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
F-Score3
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 0.78
Debt/FCF N/A
Debt/EBITDA 6.97
Cap/Depr 955.42%
Cap/Sales 137.67%
Interest Coverage 2.52
Cash Conversion 112.49%
Profit Quality N/A
Current Ratio 1
Quick Ratio 1
Altman-Z 1.26
F-Score3
WACC7.34%
ROIC/WACC0.45
Cap/Depr(3y)378.91%
Cap/Depr(5y)263.12%
Cap/Sales(3y)57.14%
Cap/Sales(5y)42.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
EPS Next Y-22.94%
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%
Revenue Next Year0.63%
Revenue Next 2Y6.75%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A
EBIT growth 1Y-49.67%
EBIT growth 3Y-5.06%
EBIT growth 5Y-0.59%
EBIT Next Year354.43%
EBIT Next 3Y77.08%
EBIT Next 5YN/A
FCF growth 1Y-303.17%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y8.63%
OCF growth 3Y8.79%
OCF growth 5Y3.21%

LTC PROPERTIES INC / LTC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?

ChartMill assigns a fundamental rating of 4 / 10 to LTC.


What is the valuation status of LTC PROPERTIES INC (LTC) stock?

ChartMill assigns a valuation rating of 3 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Overvalued.


What is the profitability of LTC stock?

LTC PROPERTIES INC (LTC) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LTC stock?

The Price/Earnings (PE) ratio for LTC PROPERTIES INC (LTC) is 13.85 and the Price/Book (PB) ratio is 1.66.


How financially healthy is LTC PROPERTIES INC?

The financial health rating of LTC PROPERTIES INC (LTC) is 3 / 10.