LTC PROPERTIES INC (LTC) Stock Fundamental Analysis

NYSE:LTC • US5021751020

39.6 USD
+0.55 (+1.41%)
At close: Feb 25, 2026
39.6 USD
0 (0%)
After Hours: 2/25/2026, 5:47:43 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, LTC scores 4 out of 10 in our fundamental rating. LTC was compared to 122 industry peers in the Diversified REITs industry. There are concerns on the financial health of LTC while its profitability can be described as average. LTC has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year LTC was profitable.
  • LTC had a positive operating cash flow in the past year.
  • LTC had positive earnings in 4 of the past 5 years.
  • Of the past 5 years LTC 4 years had a positive operating cash flow.
LTC Yearly Net Income VS EBIT VS OCF VS FCFLTC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

1.2 Ratios

  • LTC has a Return On Assets (1.62%) which is in line with its industry peers.
  • Looking at the Return On Equity, with a value of 3.47%, LTC is in line with its industry, outperforming 59.84% of the companies in the same industry.
  • LTC's Return On Invested Capital of 3.24% is fine compared to the rest of the industry. LTC outperforms 63.11% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for LTC is above the industry average of 3.08%.
Industry RankSector Rank
ROA 1.62%
ROE 3.47%
ROIC 3.24%
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
LTC Yearly ROA, ROE, ROICLTC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • The Profit Margin of LTC (14.37%) is better than 62.30% of its industry peers.
  • LTC's Profit Margin has been stable in the last couple of years.
  • LTC's Operating Margin of 35.30% is fine compared to the rest of the industry. LTC outperforms 72.95% of its industry peers.
  • LTC's Operating Margin has been stable in the last couple of years.
  • LTC has a Gross Margin of 83.40%. This is amongst the best in the industry. LTC outperforms 82.79% of its industry peers.
  • In the last couple of years the Gross Margin of LTC has remained more or less at the same level.
Industry RankSector Rank
OM 35.3%
PM (TTM) 14.37%
GM 83.4%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
LTC Yearly Profit, Operating, Gross MarginsLTC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LTC is destroying value.
  • There is no outstanding debt for LTC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
LTC Yearly Shares OutstandingLTC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
LTC Yearly Total Debt VS Total AssetsLTC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • Based on the Altman-Z score of 1.14, we must say that LTC is in the distress zone and has some risk of bankruptcy.
  • LTC has a better Altman-Z score (1.14) than 80.33% of its industry peers.
  • A Debt/Equity ratio of 0.99 indicates that LTC is somewhat dependend on debt financing.
  • LTC has a Debt to Equity ratio of 0.99. This is comparable to the rest of the industry: LTC outperforms 59.84% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF N/A
Altman-Z 1.14
ROIC/WACC0.44
WACC7.3%
LTC Yearly LT Debt VS Equity VS FCFLTC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 1.11 indicates that LTC should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.11, LTC perfoms like the industry average, outperforming 59.02% of the companies in the same industry.
  • LTC has a Quick Ratio of 1.11. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Quick ratio value of 1.11, LTC perfoms like the industry average, outperforming 59.84% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
LTC Yearly Current Assets VS Current LiabilitesLTC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The earnings per share for LTC have decreased strongly by -39.51% in the last year.
  • LTC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.67% yearly.
EPS 1Y (TTM)-39.51%
EPS 3Y-20.63%
EPS 5Y-5.67%
EPS Q2Q%79.49%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-49.2%

3.2 Future

  • The Earnings Per Share is expected to grow by 27.21% on average over the next years. This is a very strong growth
  • LTC is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -1.69% yearly.
EPS Next Y65.51%
EPS Next 2Y27.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-12.93%
Revenue Next 2Y-1.69%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
LTC Yearly Revenue VS EstimatesLTC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M
LTC Yearly EPS VS EstimatesLTC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • LTC is valuated quite expensively with a Price/Earnings ratio of 31.94.
  • LTC's Price/Earnings ratio is a bit cheaper when compared to the industry. LTC is cheaper than 62.30% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of LTC to the average of the S&P500 Index (27.05), we can say LTC is valued inline with the index average.
  • LTC is valuated rather expensively with a Price/Forward Earnings ratio of 19.30.
  • 95.08% of the companies in the same industry are more expensive than LTC, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of LTC to the average of the S&P500 Index (28.03), we can say LTC is valued slightly cheaper.
Industry RankSector Rank
PE 31.94
Fwd PE 19.3
LTC Price Earnings VS Forward Price EarningsLTC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LTC indicates a rather expensive valuation: LTC more expensive than 86.07% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 23.67
LTC Per share dataLTC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • LTC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • LTC has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as LTC's earnings are expected to grow with 27.21% in the coming years.
PEG (NY)0.49
PEG (5Y)N/A
EPS Next 2Y27.21%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.84%, LTC is a good candidate for dividend investing.
  • LTC's Dividend Yield is comparable with the industry average which is at 6.87.
  • LTC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 5.84%

5.2 History

  • The dividend of LTC decreases each year by -0.14%.
  • LTC has paid a dividend for at least 10 years, which is a reliable track record.
  • LTC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.14%
Div Incr Years0
Div Non Decr Years22
LTC Yearly Dividends per shareLTC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • LTC pays out 318.68% of its income as dividend. This is not a sustainable payout ratio.
DP318.68%
EPS Next 2Y27.21%
EPS Next 3YN/A
LTC Yearly Income VS Free CF VS DividendLTC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M
LTC Dividend Payout.LTC Dividend Payout, showing the Payout Ratio.LTC Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

LTC PROPERTIES INC

NYSE:LTC (2/25/2026, 5:47:43 PM)

After market: 39.6 0 (0%)

39.6

+0.55 (+1.41%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-24
Earnings (Next)05-04
Inst Owners81.57%
Inst Owner Change1.2%
Ins Owners2.02%
Ins Owner Change3.18%
Market Cap1.89B
Revenue(TTM)N/A
Net Income(TTM)33.22M
Analysts68.33
Price Target38.91 (-1.74%)
Short Float %5.08%
Short Ratio5.78
Dividend
Industry RankSector Rank
Dividend Yield 5.84%
Yearly Dividend2.27
Dividend Growth(5Y)-0.14%
DP318.68%
Div Incr Years0
Div Non Decr Years22
Ex-Date03-23
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-139.19%
Min EPS beat(2)-242.37%
Max EPS beat(2)-36.01%
EPS beat(4)0
Avg EPS beat(4)-75.57%
Min EPS beat(4)-242.37%
Max EPS beat(4)-2.72%
EPS beat(8)3
Avg EPS beat(8)-29.31%
EPS beat(12)5
Avg EPS beat(12)-18.76%
EPS beat(16)6
Avg EPS beat(16)-1.52%
Revenue beat(2)1
Avg Revenue beat(2)27.4%
Min Revenue beat(2)-16.95%
Max Revenue beat(2)71.75%
Revenue beat(4)3
Avg Revenue beat(4)30.78%
Min Revenue beat(4)-16.95%
Max Revenue beat(4)71.75%
Revenue beat(8)7
Avg Revenue beat(8)21.06%
Revenue beat(12)11
Avg Revenue beat(12)20.23%
Revenue beat(16)15
Avg Revenue beat(16)24.04%
PT rev (1m)0.38%
PT rev (3m)0.38%
EPS NQ rev (1m)-1.29%
EPS NQ rev (3m)137.21%
EPS NY rev (1m)-1.13%
EPS NY rev (3m)10.02%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)30.85%
Valuation
Industry RankSector Rank
PE 31.94
Fwd PE 19.3
P/S 8.16
P/FCF N/A
P/OCF 14.36
P/B 1.97
P/tB 1.98
EV/EBITDA 23.67
EPS(TTM)1.24
EY3.13%
EPS(NY)2.05
Fwd EY5.18%
FCF(TTM)-3.09
FCFYN/A
OCF(TTM)2.76
OCFY6.97%
SpS4.85
BVpS20.12
TBVpS19.98
PEG (NY)0.49
PEG (5Y)N/A
Graham Number23.69
Profitability
Industry RankSector Rank
ROA 1.62%
ROE 3.47%
ROCE 4.1%
ROIC 3.24%
ROICexc 3.27%
ROICexgc 3.28%
OM 35.3%
PM (TTM) 14.37%
GM 83.4%
FCFM N/A
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
ROICexc(3y)5.33%
ROICexc(5y)5%
ROICexgc(3y)5.34%
ROICexgc(5y)5.01%
ROCE(3y)6.69%
ROCE(5y)6.29%
ROICexgc growth 3Y12.51%
ROICexgc growth 5Y0.5%
ROICexc growth 3Y12.36%
ROICexc growth 5Y0.41%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
F-Score3
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF N/A
Debt/EBITDA 8.02
Cap/Depr 771.36%
Cap/Sales 120.54%
Interest Coverage 2.6
Cash Conversion 111.58%
Profit Quality N/A
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.14
F-Score3
WACC7.3%
ROIC/WACC0.44
Cap/Depr(3y)114.57%
Cap/Depr(5y)91.06%
Cap/Sales(3y)22.84%
Cap/Sales(5y)19.19%
Profit Quality(3y)75.06%
Profit Quality(5y)92.31%
High Growth Momentum
Growth
EPS 1Y (TTM)-39.51%
EPS 3Y-20.63%
EPS 5Y-5.67%
EPS Q2Q%79.49%
EPS Next Y65.51%
EPS Next 2Y27.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-49.2%
Revenue Next Year-12.93%
Revenue Next 2Y-1.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-48.86%
EBIT growth 3Y18.78%
EBIT growth 5Y3.65%
EBIT Next Year76.38%
EBIT Next 3Y28.31%
EBIT Next 5Y21.85%
FCF growth 1Y-351.76%
FCF growth 3Y9.4%
FCF growth 5Y22.26%
OCF growth 1Y17.57%
OCF growth 3Y11.13%
OCF growth 5Y0.43%

LTC PROPERTIES INC / LTC FAQ

Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?

ChartMill assigns a fundamental rating of 4 / 10 to LTC.


What is the valuation status of LTC PROPERTIES INC (LTC) stock?

ChartMill assigns a valuation rating of 4 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Fairly Valued.


What is the profitability of LTC stock?

LTC PROPERTIES INC (LTC) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LTC stock?

The Price/Earnings (PE) ratio for LTC PROPERTIES INC (LTC) is 31.94 and the Price/Book (PB) ratio is 1.97.


How financially healthy is LTC PROPERTIES INC?

The financial health rating of LTC PROPERTIES INC (LTC) is 3 / 10.