LTC PROPERTIES INC (LTC) Fundamental Analysis & Valuation
NYSE:LTC • US5021751020
Current stock price
39.705 USD
-0.12 (-0.31%)
Last:
This LTC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. LTC Profitability Analysis
1.1 Basic Checks
- LTC had positive earnings in the past year.
- LTC had a positive operating cash flow in the past year.
- Each year in the past 5 years LTC has been profitable.
- In the past 5 years LTC always reported a positive cash flow from operatings.
1.2 Ratios
- LTC has a better Return On Assets (5.69%) than 95.12% of its industry peers.
- LTC has a Return On Equity of 10.91%. This is amongst the best in the industry. LTC outperforms 89.43% of its industry peers.
- LTC has a better Return On Invested Capital (3.27%) than 65.04% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for LTC is in line with the industry average of 3.13%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.69% | ||
| ROE | 10.91% | ||
| ROIC | 3.27% |
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
1.3 Margins
- LTC has a Profit Margin of 44.62%. This is amongst the best in the industry. LTC outperforms 94.31% of its industry peers.
- LTC's Profit Margin has declined in the last couple of years.
- LTC has a better Operating Margin (31.58%) than 63.41% of its industry peers.
- LTC's Operating Margin has declined in the last couple of years.
- LTC has a better Gross Margin (75.32%) than 72.36% of its industry peers.
- In the last couple of years the Gross Margin of LTC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.58% | ||
| PM (TTM) | 44.62% | ||
| GM | 75.32% |
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
2. LTC Health Analysis
2.1 Basic Checks
- LTC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- LTC has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, LTC has more shares outstanding
- LTC has a worse debt/assets ratio than last year.
2.2 Solvency
- LTC has an Altman-Z score of 1.36. This is a bad value and indicates that LTC is not financially healthy and even has some risk of bankruptcy.
- LTC's Altman-Z score of 1.36 is amongst the best of the industry. LTC outperforms 85.37% of its industry peers.
- LTC has a Debt/Equity ratio of 0.78. This is a neutral value indicating LTC is somewhat dependend on debt financing.
- The Debt to Equity ratio of LTC (0.78) is better than 73.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.78 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.36 |
ROIC/WACC0.44
WACC7.37%
2.3 Liquidity
- A Current Ratio of 1.00 indicates that LTC should not have too much problems paying its short term obligations.
- With a Current ratio value of 1.00, LTC perfoms like the industry average, outperforming 55.28% of the companies in the same industry.
- A Quick Ratio of 1.00 indicates that LTC should not have too much problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 1.00, LTC is in line with its industry, outperforming 56.10% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. LTC Growth Analysis
3.1 Past
- LTC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.27%, which is quite impressive.
- The Earnings Per Share has been growing by 9.81% on average over the past years. This is quite good.
- LTC shows a small growth in Revenue. In the last year, the Revenue has grown by 0.63%.
- Measured over the past years, LTC shows a quite strong growth in Revenue. The Revenue has been growing by 10.53% on average per year.
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%
3.2 Future
- LTC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -8.80% yearly.
- Based on estimates for the next years, LTC will show a decrease in Revenue. The Revenue will decrease by -8.25% on average per year.
EPS Next Y-24.08%
EPS Next 2Y-14.16%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue Next Year0.1%
Revenue Next 2Y6.55%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. LTC Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 14.98, LTC is valued correctly.
- LTC's Price/Earnings ratio is rather cheap when compared to the industry. LTC is cheaper than 93.50% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.53, LTC is valued a bit cheaper.
- LTC is valuated rather expensively with a Price/Forward Earnings ratio of 19.73.
- Based on the Price/Forward Earnings ratio, LTC is valued cheaper than 94.31% of the companies in the same industry.
- LTC's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 37.95.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.98 | ||
| Fwd PE | 19.73 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, LTC is valued expensively inside the industry as 84.55% of the companies are valued cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 22.83 |
4.3 Compensation for Growth
- LTC has a very decent profitability rating, which may justify a higher PE ratio.
- LTC's earnings are expected to decrease with -8.80% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.53
EPS Next 2Y-14.16%
EPS Next 3Y-8.8%
5. LTC Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 5.76%, LTC is a good candidate for dividend investing.
- LTC's Dividend Yield is comparable with the industry average which is at 7.71.
- LTC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.76% |
5.2 History
- The dividend of LTC decreases each year by -0.01%.
- LTC has paid a dividend for at least 10 years, which is a reliable track record.
- LTC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.01%
Div Incr Years0
Div Non Decr Years23
5.3 Sustainability
- LTC pays out 91.57% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of LTC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP91.57%
EPS Next 2Y-14.16%
EPS Next 3Y-8.8%
LTC Fundamentals: All Metrics, Ratios and Statistics
NYSE:LTC (4/17/2026, 10:17:47 AM)
39.705
-0.12 (-0.31%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-24 2026-02-24/amc
Earnings (Next)04-23 2026-04-23
Inst Owners73.9%
Inst Owner Change0.05%
Ins Owners2.26%
Ins Owner Change10.58%
Market Cap1.93B
Revenue(TTM)262.85M
Net Income(TTM)117.28M
Analysts68.33
Price Target41.65 (4.9%)
Short Float %5.66%
Short Ratio6.53
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.76% |
Yearly Dividend2.29
Dividend Growth(5Y)-0.01%
DP91.57%
Div Incr Years0
Div Non Decr Years23
Ex-Date06-22 2026-06-22 (0.19)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-86.67%
Min EPS beat(2)-242.37%
Max EPS beat(2)69.02%
EPS beat(4)1
Avg EPS beat(4)-53.02%
Min EPS beat(4)-242.37%
Max EPS beat(4)69.02%
EPS beat(8)3
Avg EPS beat(8)-25.83%
EPS beat(12)6
Avg EPS beat(12)-12.8%
EPS beat(16)7
Avg EPS beat(16)3.26%
Revenue beat(2)0
Avg Revenue beat(2)-15.63%
Min Revenue beat(2)-16.95%
Max Revenue beat(2)-14.31%
Revenue beat(4)2
Avg Revenue beat(4)20.76%
Min Revenue beat(4)-16.95%
Max Revenue beat(4)71.75%
Revenue beat(8)6
Avg Revenue beat(8)18.28%
Revenue beat(12)10
Avg Revenue beat(12)15.76%
Revenue beat(16)14
Avg Revenue beat(16)21.03%
PT rev (1m)7.05%
PT rev (3m)7.05%
EPS NQ rev (1m)-6.75%
EPS NQ rev (3m)7.04%
EPS NY rev (1m)-1.48%
EPS NY rev (3m)1.94%
Revenue NQ rev (1m)-0.92%
Revenue NQ rev (3m)-3.62%
Revenue NY rev (1m)-0.53%
Revenue NY rev (3m)-15.96%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.98 | ||
| Fwd PE | 19.73 | ||
| P/S | 7.33 | ||
| P/FCF | N/A | ||
| P/OCF | 14.16 | ||
| P/B | 1.79 | ||
| P/tB | 1.8 | ||
| EV/EBITDA | 22.83 |
EPS(TTM)2.65
EY6.67%
EPS(NY)2.01
Fwd EY5.07%
FCF(TTM)-4.66
FCFYN/A
OCF(TTM)2.8
OCFY7.06%
SpS5.42
BVpS22.16
TBVpS22.03
PEG (NY)N/A
PEG (5Y)1.53
Graham Number36.3496 (-8.45%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.69% | ||
| ROE | 10.91% | ||
| ROCE | 4.14% | ||
| ROIC | 3.27% | ||
| ROICexc | 3.29% | ||
| ROICexgc | 3.31% | ||
| OM | 31.58% | ||
| PM (TTM) | 44.62% | ||
| GM | 75.32% | ||
| FCFM | N/A |
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
ROICexc(3y)4.84%
ROICexc(5y)4.71%
ROICexgc(3y)4.86%
ROICexgc(5y)4.72%
ROCE(3y)6.07%
ROCE(5y)5.92%
ROICexgc growth 3Y-11.48%
ROICexgc growth 5Y-7.05%
ROICexc growth 3Y-11.58%
ROICexc growth 5Y-7.11%
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
F-Score3
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.78 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.97 | ||
| Cap/Depr | 955.42% | ||
| Cap/Sales | 137.67% | ||
| Interest Coverage | 2.52 | ||
| Cash Conversion | 112.49% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 1.36 |
F-Score3
WACC7.37%
ROIC/WACC0.44
Cap/Depr(3y)378.91%
Cap/Depr(5y)263.12%
Cap/Sales(3y)57.14%
Cap/Sales(5y)42.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
EPS Next Y-24.08%
EPS Next 2Y-14.16%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%
Revenue Next Year0.1%
Revenue Next 2Y6.55%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A
EBIT growth 1Y-49.67%
EBIT growth 3Y-5.06%
EBIT growth 5Y-0.59%
EBIT Next Year356.38%
EBIT Next 3Y75.19%
EBIT Next 5YN/A
FCF growth 1Y-303.17%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y8.63%
OCF growth 3Y8.79%
OCF growth 5Y3.21%
LTC PROPERTIES INC / LTC Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?
ChartMill assigns a fundamental rating of 4 / 10 to LTC.
What is the valuation status for LTC stock?
ChartMill assigns a valuation rating of 4 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Fairly Valued.
How profitable is LTC PROPERTIES INC (LTC) stock?
LTC PROPERTIES INC (LTC) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for LTC stock?
The Price/Earnings (PE) ratio for LTC PROPERTIES INC (LTC) is 14.98 and the Price/Book (PB) ratio is 1.79.
How sustainable is the dividend of LTC PROPERTIES INC (LTC) stock?
The dividend rating of LTC PROPERTIES INC (LTC) is 5 / 10 and the dividend payout ratio is 91.57%.