L'OREAL (LOR.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:LOR • FR0000120321

394.15 EUR
-0.05 (-0.01%)
Last: Feb 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

LOR gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 15 industry peers in the Personal Care Products industry. LOR scores excellent points on both the profitability and health parts. This is a solid base for a good stock. LOR has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year LOR was profitable.
  • LOR had a positive operating cash flow in the past year.
  • LOR had positive earnings in each of the past 5 years.
  • In the past 5 years LOR always reported a positive cash flow from operatings.
LOR.DE Yearly Net Income VS EBIT VS OCF VS FCFLOR.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

1.2 Ratios

  • LOR has a better Return On Assets (11.21%) than 80.00% of its industry peers.
  • Looking at the Return On Equity, with a value of 19.63%, LOR is in the better half of the industry, outperforming 73.33% of the companies in the same industry.
  • LOR's Return On Invested Capital of 17.45% is amongst the best of the industry. LOR outperforms 86.67% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for LOR is above the industry average of 11.60%.
  • The last Return On Invested Capital (17.45%) for LOR is above the 3 year average (16.33%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 11.21%
ROE 19.63%
ROIC 17.45%
ROA(3y)11.83%
ROA(5y)10.87%
ROE(3y)20.54%
ROE(5y)18.68%
ROIC(3y)16.33%
ROIC(5y)15.46%
LOR.DE Yearly ROA, ROE, ROICLOR.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • With an excellent Profit Margin value of 13.96%, LOR belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
  • LOR's Profit Margin has improved in the last couple of years.
  • LOR has a Operating Margin of 20.41%. This is in the better half of the industry: LOR outperforms 80.00% of its industry peers.
  • LOR's Operating Margin has been stable in the last couple of years.
  • LOR's Gross Margin of 74.11% is fine compared to the rest of the industry. LOR outperforms 73.33% of its industry peers.
  • In the last couple of years the Gross Margin of LOR has remained more or less at the same level.
Industry RankSector Rank
OM 20.41%
PM (TTM) 13.96%
GM 74.11%
OM growth 3Y1.46%
OM growth 5Y1.47%
PM growth 3Y1.16%
PM growth 5Y3.26%
GM growth 3Y0.14%
GM growth 5Y0.32%
LOR.DE Yearly Profit, Operating, Gross MarginsLOR.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • LOR has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • LOR has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, LOR has less shares outstanding
  • Compared to 1 year ago, LOR has an improved debt to assets ratio.
LOR.DE Yearly Shares OutstandingLOR.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M
LOR.DE Yearly Total Debt VS Total AssetsLOR.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

  • An Altman-Z score of 7.37 indicates that LOR is not in any danger for bankruptcy at the moment.
  • With an excellent Altman-Z score value of 7.37, LOR belongs to the best of the industry, outperforming 93.33% of the companies in the same industry.
  • LOR has a debt to FCF ratio of 1.19. This is a very positive value and a sign of high solvency as it would only need 1.19 years to pay back of all of its debts.
  • LOR has a better Debt to FCF ratio (1.19) than 80.00% of its industry peers.
  • LOR has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
  • LOR's Debt to Equity ratio of 0.20 is fine compared to the rest of the industry. LOR outperforms 73.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 1.19
Altman-Z 7.37
ROIC/WACC2.18
WACC8.01%
LOR.DE Yearly LT Debt VS Equity VS FCFLOR.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

  • LOR has a Current Ratio of 1.19. This is a normal value and indicates that LOR is financially healthy and should not expect problems in meeting its short term obligations.
  • LOR has a Current ratio of 1.19. This is in the lower half of the industry: LOR underperforms 66.67% of its industry peers.
  • A Quick Ratio of 0.90 indicates that LOR may have some problems paying its short term obligations.
  • LOR's Quick ratio of 0.90 is on the low side compared to the rest of the industry. LOR is outperformed by 60.00% of its industry peers.
  • LOR does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
Industry RankSector Rank
Current Ratio 1.19
Quick Ratio 0.9
LOR.DE Yearly Current Assets VS Current LiabilitesLOR.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • LOR shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.41%.
  • LOR shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.34% yearly.
  • The Revenue has been growing slightly by 2.60% in the past year.
  • Measured over the past years, LOR shows a small growth in Revenue. The Revenue has been growing by 7.80% on average per year.
EPS 1Y (TTM)3.41%
EPS 3Y12.8%
EPS 5Y10.34%
EPS Q2Q%1.29%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y10.44%
Revenue growth 5Y7.8%
Sales Q2Q%1.59%

3.2 Future

  • LOR is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.87% yearly.
  • Based on estimates for the next years, LOR will show a small growth in Revenue. The Revenue will grow by 5.00% on average per year.
EPS Next Y3.87%
EPS Next 2Y5.36%
EPS Next 3Y6.02%
EPS Next 5Y7.87%
Revenue Next Year2.05%
Revenue Next 2Y3.12%
Revenue Next 3Y3.86%
Revenue Next 5Y5%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
LOR.DE Yearly Revenue VS EstimatesLOR.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B
LOR.DE Yearly EPS VS EstimatesLOR.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5 10 15 20 25

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2

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 30.91, LOR can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, LOR is valued a bit more expensive than 66.67% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 28.06. LOR is around the same levels.
  • The Price/Forward Earnings ratio is 28.05, which means the current valuation is very expensive for LOR.
  • LOR's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. LOR is more expensive than 73.33% of the companies in the same industry.
  • LOR's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.86.
Industry RankSector Rank
PE 30.91
Fwd PE 28.05
LOR.DE Price Earnings VS Forward Price EarningsLOR.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LOR is valued more expensive than 80.00% of the companies in the same industry.
  • LOR's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 28.44
EV/EBITDA 19.67
LOR.DE Per share dataLOR.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates LOR does not grow enough to justify the current Price/Earnings ratio.
  • The excellent profitability rating of LOR may justify a higher PE ratio.
PEG (NY)7.98
PEG (5Y)2.99
EPS Next 2Y5.36%
EPS Next 3Y6.02%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.77%, LOR has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.02, LOR pays a bit more dividend than its industry peers.
  • LOR's Dividend Yield is comparable with the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 1.77%

5.2 History

  • On average, the dividend of LOR grows each year by 11.22%, which is quite nice.
Dividend Growth(5Y)11.22%
Div Incr Years4
Div Non Decr Years4
LOR.DE Yearly Dividends per shareLOR.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

5.3 Sustainability

  • LOR pays out 62.89% of its income as dividend. This is not a sustainable payout ratio.
  • LOR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP62.89%
EPS Next 2Y5.36%
EPS Next 3Y6.02%
LOR.DE Yearly Income VS Free CF VS DividendLOR.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B
LOR.DE Dividend Payout.LOR.DE Dividend Payout, showing the Payout Ratio.LOR.DE Dividend Payout.PayoutRetained Earnings

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L'OREAL

FRA:LOR (2/6/2026, 7:00:00 PM)

394.15

-0.05 (-0.01%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)10-21
Earnings (Next)02-12
Inst Owners15.95%
Inst Owner ChangeN/A
Ins Owners0.27%
Ins Owner ChangeN/A
Market Cap210.39B
Revenue(TTM)43.84B
Net Income(TTM)6.12B
Analysts68.57
Price Target403.37 (2.34%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.77%
Yearly Dividend6.76
Dividend Growth(5Y)11.22%
DP62.89%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.77%
PT rev (3m)2.39%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.08%
EPS NY rev (3m)0.14%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.03%
Valuation
Industry RankSector Rank
PE 30.91
Fwd PE 28.05
P/S 4.8
P/FCF 28.44
P/OCF 23.31
P/B 6.75
P/tB 15.4
EV/EBITDA 19.67
EPS(TTM)12.75
EY3.23%
EPS(NY)14.05
Fwd EY3.57%
FCF(TTM)13.86
FCFY3.52%
OCF(TTM)16.91
OCFY4.29%
SpS82.13
BVpS58.41
TBVpS25.6
PEG (NY)7.98
PEG (5Y)2.99
Graham Number129.45
Profitability
Industry RankSector Rank
ROA 11.21%
ROE 19.63%
ROCE 22.82%
ROIC 17.45%
ROICexc 19.88%
ROICexgc 40.35%
OM 20.41%
PM (TTM) 13.96%
GM 74.11%
FCFM 16.88%
ROA(3y)11.83%
ROA(5y)10.87%
ROE(3y)20.54%
ROE(5y)18.68%
ROIC(3y)16.33%
ROIC(5y)15.46%
ROICexc(3y)18.08%
ROICexc(5y)17.43%
ROICexgc(3y)36.23%
ROICexgc(5y)35.94%
ROCE(3y)21.48%
ROCE(5y)20.77%
ROICexgc growth 3Y-5.54%
ROICexgc growth 5Y4.43%
ROICexc growth 3Y-0.55%
ROICexc growth 5Y3.35%
OM growth 3Y1.46%
OM growth 5Y1.47%
PM growth 3Y1.16%
PM growth 5Y3.26%
GM growth 3Y0.14%
GM growth 5Y0.32%
F-Score5
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 1.19
Debt/EBITDA 0.58
Cap/Depr 83.68%
Cap/Sales 3.71%
Interest Coverage 23.8
Cash Conversion 82.88%
Profit Quality 120.87%
Current Ratio 1.19
Quick Ratio 0.9
Altman-Z 7.37
F-Score5
WACC8.01%
ROIC/WACC2.18
Cap/Depr(3y)87.58%
Cap/Depr(5y)74.21%
Cap/Sales(3y)3.63%
Cap/Sales(5y)3.54%
Profit Quality(3y)96.35%
Profit Quality(5y)113.17%
High Growth Momentum
Growth
EPS 1Y (TTM)3.41%
EPS 3Y12.8%
EPS 5Y10.34%
EPS Q2Q%1.29%
EPS Next Y3.87%
EPS Next 2Y5.36%
EPS Next 3Y6.02%
EPS Next 5Y7.87%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y10.44%
Revenue growth 5Y7.8%
Sales Q2Q%1.59%
Revenue Next Year2.05%
Revenue Next 2Y3.12%
Revenue Next 3Y3.86%
Revenue Next 5Y5%
EBIT growth 1Y8.4%
EBIT growth 3Y12.05%
EBIT growth 5Y9.39%
EBIT Next Year23.17%
EBIT Next 3Y11.26%
EBIT Next 5Y10.06%
FCF growth 1Y29.9%
FCF growth 3Y5.53%
FCF growth 5Y5.72%
OCF growth 1Y26.68%
OCF growth 3Y7.19%
OCF growth 5Y5.76%

L'OREAL / LOR.DE FAQ

Can you provide the ChartMill fundamental rating for L'OREAL?

ChartMill assigns a fundamental rating of 6 / 10 to LOR.DE.


Can you provide the valuation status for L'OREAL?

ChartMill assigns a valuation rating of 2 / 10 to L'OREAL (LOR.DE). This can be considered as Overvalued.


Can you provide the profitability details for L'OREAL?

L'OREAL (LOR.DE) has a profitability rating of 8 / 10.


What is the valuation of L'OREAL based on its PE and PB ratios?

The Price/Earnings (PE) ratio for L'OREAL (LOR.DE) is 30.91 and the Price/Book (PB) ratio is 6.75.


Is the dividend of L'OREAL sustainable?

The dividend rating of L'OREAL (LOR.DE) is 4 / 10 and the dividend payout ratio is 62.89%.