L'OREAL (LOR.DE) Fundamental Analysis & Valuation

FRA:LOR • FR0000120321

370.85 EUR
-0.75 (-0.2%)
Last: Mar 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This LOR.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to LOR. LOR was compared to 15 industry peers in the Personal Care Products industry. While LOR has a great profitability rating, there are some minor concerns on its financial health. LOR is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

7

1. LOR.DE Profitability Analysis

1.1 Basic Checks

  • LOR had positive earnings in the past year.
  • In the past year LOR had a positive cash flow from operations.
  • In the past 5 years LOR has always been profitable.
  • In the past 5 years LOR always reported a positive cash flow from operatings.
LOR.DE Yearly Net Income VS EBIT VS OCF VS FCFLOR.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

1.2 Ratios

  • LOR has a better Return On Assets (11.21%) than 73.33% of its industry peers.
  • LOR has a better Return On Equity (19.63%) than 80.00% of its industry peers.
  • The Return On Invested Capital of LOR (16.86%) is better than 86.67% of its industry peers.
Industry RankSector Rank
ROA 11.21%
ROE 19.63%
ROIC 16.86%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
LOR.DE Yearly ROA, ROE, ROICLOR.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • LOR has a better Profit Margin (13.96%) than 80.00% of its industry peers.
  • In the last couple of years the Profit Margin of LOR has grown nicely.
  • Looking at the Operating Margin, with a value of 20.41%, LOR belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
  • LOR's Operating Margin has been stable in the last couple of years.
  • With a decent Gross Margin value of 74.11%, LOR is doing good in the industry, outperforming 80.00% of the companies in the same industry.
  • In the last couple of years the Gross Margin of LOR has remained more or less at the same level.
Industry RankSector Rank
OM 20.41%
PM (TTM) 13.96%
GM 74.11%
OM growth 3Y-1.18%
OM growth 5Y0.46%
PM growth 3Y-2.3%
PM growth 5Y1.79%
GM growth 3Y0.9%
GM growth 5Y0.33%
LOR.DE Yearly Profit, Operating, Gross MarginsLOR.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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6

2. LOR.DE Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so LOR is creating value.
  • LOR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
LOR.DE Yearly Shares OutstandingLOR.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M
LOR.DE Yearly Total Debt VS Total AssetsLOR.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

  • LOR has an Altman-Z score of 7.06. This indicates that LOR is financially healthy and has little risk of bankruptcy at the moment.
  • LOR has a better Altman-Z score (7.06) than 93.33% of its industry peers.
  • The Debt to FCF ratio of LOR is 1.19, which is an excellent value as it means it would take LOR, only 1.19 years of fcf income to pay off all of its debts.
  • LOR's Debt to FCF ratio of 1.19 is amongst the best of the industry. LOR outperforms 86.67% of its industry peers.
  • A Debt/Equity ratio of 0.20 indicates that LOR is not too dependend on debt financing.
  • The Debt to Equity ratio of LOR (0.20) is better than 80.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 1.19
Altman-Z 7.06
ROIC/WACC2.09
WACC8.08%
LOR.DE Yearly LT Debt VS Equity VS FCFLOR.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 1.19 indicates that LOR should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.19, LOR is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
  • LOR has a Quick Ratio of 1.19. This is a bad value and indicates that LOR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.90, LOR is in line with its industry, outperforming 46.67% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.19
Quick Ratio 0.9
LOR.DE Yearly Current Assets VS Current LiabilitesLOR.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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5

3. LOR.DE Growth Analysis

3.1 Past

  • LOR shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.39%.
  • Measured over the past years, LOR shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.73% on average per year.
  • The Revenue has been growing slightly by 1.30% in the past year.
  • The Revenue has been growing by 9.49% on average over the past years. This is quite good.
EPS 1Y (TTM)0.39%
EPS 3Y4.12%
EPS 5Y11.73%
EPS Q2Q%-0.7%
Revenue 1Y (TTM)1.3%
Revenue growth 3Y4.81%
Revenue growth 5Y9.49%
Sales Q2Q%1%

3.2 Future

  • Based on estimates for the next years, LOR will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.57% on average per year.
  • The Revenue is expected to grow by 6.15% on average over the next years.
EPS Next Y10.57%
EPS Next 2Y8.94%
EPS Next 3Y9.38%
EPS Next 5Y9.57%
Revenue Next Year4.35%
Revenue Next 2Y4.87%
Revenue Next 3Y5.18%
Revenue Next 5Y6.15%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
LOR.DE Yearly Revenue VS EstimatesLOR.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B
LOR.DE Yearly EPS VS EstimatesLOR.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5 10 15 20 25

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2

4. LOR.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 29.18 indicates a quite expensive valuation of LOR.
  • Based on the Price/Earnings ratio, LOR is valued a bit more expensive than 60.00% of the companies in the same industry.
  • LOR's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.29.
  • Based on the Price/Forward Earnings ratio of 26.39, the valuation of LOR can be described as expensive.
  • Based on the Price/Forward Earnings ratio, LOR is valued a bit more expensive than 60.00% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 24.57. LOR is around the same levels.
Industry RankSector Rank
PE 29.18
Fwd PE 26.39
LOR.DE Price Earnings VS Forward Price EarningsLOR.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LOR indicates a rather expensive valuation: LOR more expensive than 86.67% of the companies listed in the same industry.
  • LOR's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 26.76
EV/EBITDA 18.57
LOR.DE Per share dataLOR.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates LOR does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of LOR may justify a higher PE ratio.
PEG (NY)2.76
PEG (5Y)2.49
EPS Next 2Y8.94%
EPS Next 3Y9.38%

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3

5. LOR.DE Dividend Analysis

5.1 Amount

  • LOR has a Yearly Dividend Yield of 1.94%.
  • With a Dividend Yield of 1.94, LOR pays less dividend than the industry average, which is at 1.97. 80.00% of the companies listed in the same industry pay a better dividend than LOR!
  • Compared to an average S&P500 Dividend Yield of 1.82, LOR has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.94%

5.2 History

  • On average, the dividend of LOR grows each year by 11.22%, which is quite nice.
Dividend Growth(5Y)11.22%
Div Incr Years4
Div Non Decr Years4
LOR.DE Yearly Dividends per shareLOR.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6 8

5.3 Sustainability

  • LOR pays out 62.89% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of LOR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP62.89%
EPS Next 2Y8.94%
EPS Next 3Y9.38%
LOR.DE Yearly Income VS Free CF VS DividendLOR.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B
LOR.DE Dividend Payout.LOR.DE Dividend Payout, showing the Payout Ratio.LOR.DE Dividend Payout.PayoutRetained Earnings

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LOR.DE Fundamentals: All Metrics, Ratios and Statistics

L'OREAL

FRA:LOR (3/6/2026, 7:00:00 PM)

370.85

-0.75 (-0.2%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)02-12
Earnings (Next)04-22
Inst Owners15.69%
Inst Owner ChangeN/A
Ins Owners0.27%
Ins Owner ChangeN/A
Market Cap197.95B
Revenue(TTM)44.05B
Net Income(TTM)6.12B
Analysts73.33
Price Target409.63 (10.46%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.94%
Yearly Dividend6.76
Dividend Growth(5Y)11.22%
DP62.89%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.35%
PT rev (3m)4.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.32%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.14%
Revenue NY rev (3m)0.17%
Valuation
Industry RankSector Rank
PE 29.18
Fwd PE 26.39
P/S 4.52
P/FCF 26.76
P/OCF 21.93
P/B 6.35
P/tB 14.49
EV/EBITDA 18.57
EPS(TTM)12.71
EY3.43%
EPS(NY)14.05
Fwd EY3.79%
FCF(TTM)13.86
FCFY3.74%
OCF(TTM)16.91
OCFY4.56%
SpS82.13
BVpS58.41
TBVpS25.6
PEG (NY)2.76
PEG (5Y)2.49
Graham Number129.24
Profitability
Industry RankSector Rank
ROA 11.21%
ROE 19.63%
ROCE 22.82%
ROIC 16.86%
ROICexc 19.21%
ROICexgc 38.99%
OM 20.41%
PM (TTM) 13.96%
GM 74.11%
FCFM 16.88%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-1.18%
OM growth 5Y0.46%
PM growth 3Y-2.3%
PM growth 5Y1.79%
GM growth 3Y0.9%
GM growth 5Y0.33%
F-Score7
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 1.19
Debt/EBITDA 0.58
Cap/Depr 83.65%
Cap/Sales 3.71%
Interest Coverage 23.8
Cash Conversion 82.87%
Profit Quality 120.87%
Current Ratio 1.19
Quick Ratio 0.9
Altman-Z 7.06
F-Score7
WACC8.08%
ROIC/WACC2.09
Cap/Depr(3y)85.86%
Cap/Depr(5y)81.08%
Cap/Sales(3y)3.59%
Cap/Sales(5y)3.53%
Profit Quality(3y)106.49%
Profit Quality(5y)105.78%
High Growth Momentum
Growth
EPS 1Y (TTM)0.39%
EPS 3Y4.12%
EPS 5Y11.73%
EPS Q2Q%-0.7%
EPS Next Y10.57%
EPS Next 2Y8.94%
EPS Next 3Y9.38%
EPS Next 5Y9.57%
Revenue 1Y (TTM)1.3%
Revenue growth 3Y4.81%
Revenue growth 5Y9.49%
Sales Q2Q%1%
Revenue Next Year4.35%
Revenue Next 2Y4.87%
Revenue Next 3Y5.18%
Revenue Next 5Y6.15%
EBIT growth 1Y8.41%
EBIT growth 3Y3.58%
EBIT growth 5Y9.99%
EBIT Next Year25.62%
EBIT Next 3Y12.3%
EBIT Next 5Y12.5%
FCF growth 1Y23.2%
FCF growth 3Y13.22%
FCF growth 5Y5.49%
OCF growth 1Y19.52%
OCF growth 3Y11.3%
OCF growth 5Y6.05%

L'OREAL / LOR.DE FAQ

Can you provide the ChartMill fundamental rating for L'OREAL?

ChartMill assigns a fundamental rating of 5 / 10 to LOR.DE.


Can you provide the valuation status for L'OREAL?

ChartMill assigns a valuation rating of 2 / 10 to L'OREAL (LOR.DE). This can be considered as Overvalued.


Can you provide the profitability details for L'OREAL?

L'OREAL (LOR.DE) has a profitability rating of 7 / 10.


What is the valuation of L'OREAL based on its PE and PB ratios?

The Price/Earnings (PE) ratio for L'OREAL (LOR.DE) is 29.18 and the Price/Book (PB) ratio is 6.35.


Is the dividend of L'OREAL sustainable?

The dividend rating of L'OREAL (LOR.DE) is 0 / 10 and the dividend payout ratio is 62.89%.