L'OREAL (LOR.DE) Fundamental Analysis & Valuation

FRA:LOR • FR0000120321

374.4 EUR
+10.7 (+2.94%)
Last: Mar 4, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This LOR.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to LOR. LOR was compared to 15 industry peers in the Personal Care Products industry. LOR has only an average score on both its financial health and profitability. LOR is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. LOR.DE Profitability Analysis

1.1 Basic Checks

  • In the past year LOR was profitable.
  • In the past year LOR had a positive cash flow from operations.
  • Each year in the past 5 years LOR has been profitable.
  • In the past 5 years LOR always reported a positive cash flow from operatings.
LOR.DE Yearly Net Income VS EBIT VS OCF VS FCFLOR.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

1.2 Ratios

  • The Return On Assets of LOR (11.21%) is better than 66.67% of its industry peers.
  • LOR has a better Return On Equity (19.63%) than 73.33% of its industry peers.
  • LOR has a better Return On Invested Capital (16.86%) than 80.00% of its industry peers.
Industry RankSector Rank
ROA 11.21%
ROE 19.63%
ROIC 16.86%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
LOR.DE Yearly ROA, ROE, ROICLOR.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • LOR has a Profit Margin of 13.96%. This is in the better half of the industry: LOR outperforms 73.33% of its industry peers.
  • In the last couple of years the Profit Margin of LOR has grown nicely.
  • LOR's Operating Margin of 20.41% is fine compared to the rest of the industry. LOR outperforms 80.00% of its industry peers.
  • LOR's Operating Margin has been stable in the last couple of years.
  • LOR's Gross Margin of 74.11% is fine compared to the rest of the industry. LOR outperforms 73.33% of its industry peers.
  • LOR's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 20.41%
PM (TTM) 13.96%
GM 74.11%
OM growth 3Y-1.18%
OM growth 5Y0.46%
PM growth 3Y-2.3%
PM growth 5Y1.79%
GM growth 3Y0.9%
GM growth 5Y0.33%
LOR.DE Yearly Profit, Operating, Gross MarginsLOR.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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5

2. LOR.DE Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), LOR is creating value.
  • LOR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
LOR.DE Yearly Shares OutstandingLOR.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M
LOR.DE Yearly Total Debt VS Total AssetsLOR.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

  • An Altman-Z score of 7.10 indicates that LOR is not in any danger for bankruptcy at the moment.
  • LOR has a Altman-Z score of 7.10. This is amongst the best in the industry. LOR outperforms 93.33% of its industry peers.
  • LOR has a debt to FCF ratio of 1.19. This is a very positive value and a sign of high solvency as it would only need 1.19 years to pay back of all of its debts.
  • LOR has a Debt to FCF ratio of 1.19. This is in the better half of the industry: LOR outperforms 80.00% of its industry peers.
  • A Debt/Equity ratio of 0.20 indicates that LOR is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.20, LOR is doing good in the industry, outperforming 73.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 1.19
Altman-Z 7.1
ROIC/WACC2.09
WACC8.08%
LOR.DE Yearly LT Debt VS Equity VS FCFLOR.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 1.19 indicates that LOR should not have too much problems paying its short term obligations.
  • The Current ratio of LOR (1.19) is worse than 66.67% of its industry peers.
  • LOR has a Quick Ratio of 1.19. This is a bad value and indicates that LOR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.90, LOR is doing worse than 60.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.19
Quick Ratio 0.9
LOR.DE Yearly Current Assets VS Current LiabilitesLOR.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. LOR.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 0.39% over the past year.
  • Measured over the past years, LOR shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.73% on average per year.
  • The Revenue has been growing slightly by 1.30% in the past year.
  • LOR shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.49% yearly.
EPS 1Y (TTM)0.39%
EPS 3Y4.12%
EPS 5Y11.73%
EPS Q2Q%-0.7%
Revenue 1Y (TTM)1.3%
Revenue growth 3Y4.81%
Revenue growth 5Y9.49%
Sales Q2Q%1%

3.2 Future

  • LOR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.57% yearly.
  • The Revenue is expected to grow by 6.15% on average over the next years.
EPS Next Y10.57%
EPS Next 2Y8.94%
EPS Next 3Y9.38%
EPS Next 5Y9.57%
Revenue Next Year4.35%
Revenue Next 2Y4.87%
Revenue Next 3Y5.18%
Revenue Next 5Y6.15%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
LOR.DE Yearly Revenue VS EstimatesLOR.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B
LOR.DE Yearly EPS VS EstimatesLOR.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5 10 15 20 25

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Find the best growth stocksShow best growing peers

2

4. LOR.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 29.46, the valuation of LOR can be described as expensive.
  • Based on the Price/Earnings ratio, LOR is valued a bit more expensive than 66.67% of the companies in the same industry.
  • LOR's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.03.
  • With a Price/Forward Earnings ratio of 26.64, LOR can be considered very expensive at the moment.
  • Based on the Price/Forward Earnings ratio, LOR is valued a bit more expensive than 66.67% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of LOR to the average of the S&P500 Index (25.11), we can say LOR is valued inline with the index average.
Industry RankSector Rank
PE 29.46
Fwd PE 26.64
LOR.DE Price Earnings VS Forward Price EarningsLOR.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LOR indicates a rather expensive valuation: LOR more expensive than 86.67% of the companies listed in the same industry.
  • LOR's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 27.01
EV/EBITDA 18.71
LOR.DE Per share dataLOR.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of LOR may justify a higher PE ratio.
PEG (NY)2.79
PEG (5Y)2.51
EPS Next 2Y8.94%
EPS Next 3Y9.38%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. LOR.DE Dividend Analysis

5.1 Amount

  • No dividends for LOR!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

LOR.DE Fundamentals: All Metrics, Ratios and Statistics

L'OREAL

FRA:LOR (3/4/2026, 7:00:00 PM)

374.4

+10.7 (+2.94%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)02-12
Earnings (Next)04-15
Inst Owners15.95%
Inst Owner ChangeN/A
Ins Owners0.27%
Ins Owner ChangeN/A
Market Cap199.85B
Revenue(TTM)44.05B
Net Income(TTM)6.12B
Analysts71.11
Price Target409.63 (9.41%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend6.76
Dividend Growth(5Y)11.22%
DP62.89%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.35%
PT rev (3m)4.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.32%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.14%
Revenue NY rev (3m)0.17%
Valuation
Industry RankSector Rank
PE 29.46
Fwd PE 26.64
P/S 4.56
P/FCF 27.01
P/OCF 22.14
P/B 6.41
P/tB 14.63
EV/EBITDA 18.71
EPS(TTM)12.71
EY3.39%
EPS(NY)14.05
Fwd EY3.75%
FCF(TTM)13.86
FCFY3.7%
OCF(TTM)16.91
OCFY4.52%
SpS82.13
BVpS58.41
TBVpS25.6
PEG (NY)2.79
PEG (5Y)2.51
Graham Number129.24
Profitability
Industry RankSector Rank
ROA 11.21%
ROE 19.63%
ROCE 22.82%
ROIC 16.86%
ROICexc 19.21%
ROICexgc 38.99%
OM 20.41%
PM (TTM) 13.96%
GM 74.11%
FCFM 16.88%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-1.18%
OM growth 5Y0.46%
PM growth 3Y-2.3%
PM growth 5Y1.79%
GM growth 3Y0.9%
GM growth 5Y0.33%
F-Score7
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 1.19
Debt/EBITDA 0.58
Cap/Depr 83.65%
Cap/Sales 3.71%
Interest Coverage 23.8
Cash Conversion 82.87%
Profit Quality 120.87%
Current Ratio 1.19
Quick Ratio 0.9
Altman-Z 7.1
F-Score7
WACC8.08%
ROIC/WACC2.09
Cap/Depr(3y)85.86%
Cap/Depr(5y)81.08%
Cap/Sales(3y)3.59%
Cap/Sales(5y)3.53%
Profit Quality(3y)106.49%
Profit Quality(5y)105.78%
High Growth Momentum
Growth
EPS 1Y (TTM)0.39%
EPS 3Y4.12%
EPS 5Y11.73%
EPS Q2Q%-0.7%
EPS Next Y10.57%
EPS Next 2Y8.94%
EPS Next 3Y9.38%
EPS Next 5Y9.57%
Revenue 1Y (TTM)1.3%
Revenue growth 3Y4.81%
Revenue growth 5Y9.49%
Sales Q2Q%1%
Revenue Next Year4.35%
Revenue Next 2Y4.87%
Revenue Next 3Y5.18%
Revenue Next 5Y6.15%
EBIT growth 1Y8.41%
EBIT growth 3Y3.58%
EBIT growth 5Y9.99%
EBIT Next Year25.62%
EBIT Next 3Y12.3%
EBIT Next 5Y12.5%
FCF growth 1Y23.2%
FCF growth 3Y13.22%
FCF growth 5Y5.49%
OCF growth 1Y19.52%
OCF growth 3Y11.3%
OCF growth 5Y6.05%

L'OREAL / LOR.DE FAQ

Can you provide the ChartMill fundamental rating for L'OREAL?

ChartMill assigns a fundamental rating of 5 / 10 to LOR.DE.


Can you provide the valuation status for L'OREAL?

ChartMill assigns a valuation rating of 2 / 10 to L'OREAL (LOR.DE). This can be considered as Overvalued.


Can you provide the profitability details for L'OREAL?

L'OREAL (LOR.DE) has a profitability rating of 7 / 10.


What is the valuation of L'OREAL based on its PE and PB ratios?

The Price/Earnings (PE) ratio for L'OREAL (LOR.DE) is 29.46 and the Price/Book (PB) ratio is 6.41.


Is the dividend of L'OREAL sustainable?

The dividend rating of L'OREAL (LOR.DE) is 0 / 10 and the dividend payout ratio is 62.89%.