L'OREAL (LOR.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:LOR • FR0000120321

394.15 EUR
-0.05 (-0.01%)
Last: Feb 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

Taking everything into account, LOR scores 6 out of 10 in our fundamental rating. LOR was compared to 15 industry peers in the Personal Care Products industry. LOR gets an excellent profitability rating and is at the same time showing great financial health properties. LOR has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • LOR had positive earnings in the past year.
  • In the past year LOR had a positive cash flow from operations.
  • In the past 5 years LOR has always been profitable.
  • Each year in the past 5 years LOR had a positive operating cash flow.
LOR.DE Yearly Net Income VS EBIT VS OCF VS FCFLOR.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

1.2 Ratios

  • With a decent Return On Assets value of 11.21%, LOR is doing good in the industry, outperforming 78.57% of the companies in the same industry.
  • LOR's Return On Equity of 19.63% is fine compared to the rest of the industry. LOR outperforms 71.43% of its industry peers.
  • The Return On Invested Capital of LOR (17.45%) is better than 85.71% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for LOR is above the industry average of 11.60%.
  • The 3 year average ROIC (16.33%) for LOR is below the current ROIC(17.45%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 11.21%
ROE 19.63%
ROIC 17.45%
ROA(3y)11.83%
ROA(5y)10.87%
ROE(3y)20.54%
ROE(5y)18.68%
ROIC(3y)16.33%
ROIC(5y)15.46%
LOR.DE Yearly ROA, ROE, ROICLOR.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • LOR's Profit Margin of 13.96% is amongst the best of the industry. LOR outperforms 85.71% of its industry peers.
  • In the last couple of years the Profit Margin of LOR has grown nicely.
  • Looking at the Operating Margin, with a value of 20.41%, LOR is in the better half of the industry, outperforming 78.57% of the companies in the same industry.
  • LOR's Operating Margin has been stable in the last couple of years.
  • LOR has a Gross Margin of 74.11%. This is in the better half of the industry: LOR outperforms 78.57% of its industry peers.
  • In the last couple of years the Gross Margin of LOR has remained more or less at the same level.
Industry RankSector Rank
OM 20.41%
PM (TTM) 13.96%
GM 74.11%
OM growth 3Y1.46%
OM growth 5Y1.47%
PM growth 3Y1.16%
PM growth 5Y3.26%
GM growth 3Y0.14%
GM growth 5Y0.32%
LOR.DE Yearly Profit, Operating, Gross MarginsLOR.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so LOR is creating value.
  • The number of shares outstanding for LOR remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for LOR has been reduced compared to 5 years ago.
  • The debt/assets ratio for LOR has been reduced compared to a year ago.
LOR.DE Yearly Shares OutstandingLOR.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M
LOR.DE Yearly Total Debt VS Total AssetsLOR.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

  • An Altman-Z score of 7.37 indicates that LOR is not in any danger for bankruptcy at the moment.
  • LOR has a Altman-Z score of 7.37. This is amongst the best in the industry. LOR outperforms 92.86% of its industry peers.
  • LOR has a debt to FCF ratio of 1.19. This is a very positive value and a sign of high solvency as it would only need 1.19 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 1.19, LOR belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
  • A Debt/Equity ratio of 0.20 indicates that LOR is not too dependend on debt financing.
  • The Debt to Equity ratio of LOR (0.20) is better than 78.57% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 1.19
Altman-Z 7.37
ROIC/WACC2.18
WACC8.01%
LOR.DE Yearly LT Debt VS Equity VS FCFLOR.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 1.19 indicates that LOR should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.19, LOR is doing worse than 64.29% of the companies in the same industry.
  • A Quick Ratio of 0.90 indicates that LOR may have some problems paying its short term obligations.
  • LOR has a Quick ratio of 0.90. This is comparable to the rest of the industry: LOR outperforms 42.86% of its industry peers.
  • The current and quick ratio evaluation for LOR is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
Industry RankSector Rank
Current Ratio 1.19
Quick Ratio 0.9
LOR.DE Yearly Current Assets VS Current LiabilitesLOR.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 3.41% over the past year.
  • LOR shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.34% yearly.
  • The Revenue has been growing slightly by 2.60% in the past year.
  • LOR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.80% yearly.
EPS 1Y (TTM)3.41%
EPS 3Y12.8%
EPS 5Y10.34%
EPS Q2Q%1.29%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y10.44%
Revenue growth 5Y7.8%
Sales Q2Q%1.59%

3.2 Future

  • Based on estimates for the next years, LOR will show a small growth in Earnings Per Share. The EPS will grow by 7.87% on average per year.
  • Based on estimates for the next years, LOR will show a small growth in Revenue. The Revenue will grow by 5.00% on average per year.
EPS Next Y3.87%
EPS Next 2Y5.36%
EPS Next 3Y6.02%
EPS Next 5Y7.87%
Revenue Next Year2.05%
Revenue Next 2Y3.12%
Revenue Next 3Y3.86%
Revenue Next 5Y5%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
LOR.DE Yearly Revenue VS EstimatesLOR.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B
LOR.DE Yearly EPS VS EstimatesLOR.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5 10 15 20 25

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 30.91, which means the current valuation is very expensive for LOR.
  • Based on the Price/Earnings ratio, LOR is valued a bit more expensive than the industry average as 71.43% of the companies are valued more cheaply.
  • When comparing the Price/Earnings ratio of LOR to the average of the S&P500 Index (27.93), we can say LOR is valued inline with the index average.
  • Based on the Price/Forward Earnings ratio of 28.05, the valuation of LOR can be described as expensive.
  • Based on the Price/Forward Earnings ratio, LOR is valued a bit more expensive than 78.57% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.77, LOR is valued at the same level.
Industry RankSector Rank
PE 30.91
Fwd PE 28.05
LOR.DE Price Earnings VS Forward Price EarningsLOR.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • LOR's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. LOR is more expensive than 78.57% of the companies in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as LOR.
Industry RankSector Rank
P/FCF 28.44
EV/EBITDA 19.67
LOR.DE Per share dataLOR.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • LOR has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)7.98
PEG (5Y)2.99
EPS Next 2Y5.36%
EPS Next 3Y6.02%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • LOR has a Yearly Dividend Yield of 1.77%.
  • Compared to an average industry Dividend Yield of 2.02, LOR pays a bit more dividend than its industry peers.
  • LOR's Dividend Yield is comparable with the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 1.77%

5.2 History

  • The dividend of LOR is nicely growing with an annual growth rate of 11.22%!
Dividend Growth(5Y)11.22%
Div Incr Years4
Div Non Decr Years4
LOR.DE Yearly Dividends per shareLOR.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

5.3 Sustainability

  • LOR pays out 62.89% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of LOR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP62.89%
EPS Next 2Y5.36%
EPS Next 3Y6.02%
LOR.DE Yearly Income VS Free CF VS DividendLOR.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B
LOR.DE Dividend Payout.LOR.DE Dividend Payout, showing the Payout Ratio.LOR.DE Dividend Payout.PayoutRetained Earnings

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L'OREAL

FRA:LOR (2/6/2026, 7:00:00 PM)

394.15

-0.05 (-0.01%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)10-21
Earnings (Next)02-12
Inst Owners15.95%
Inst Owner ChangeN/A
Ins Owners0.27%
Ins Owner ChangeN/A
Market Cap210.39B
Revenue(TTM)43.84B
Net Income(TTM)6.12B
Analysts68.57
Price Target403.37 (2.34%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.77%
Yearly Dividend6.76
Dividend Growth(5Y)11.22%
DP62.89%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.77%
PT rev (3m)2.39%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.08%
EPS NY rev (3m)0.14%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.03%
Valuation
Industry RankSector Rank
PE 30.91
Fwd PE 28.05
P/S 4.8
P/FCF 28.44
P/OCF 23.31
P/B 6.75
P/tB 15.4
EV/EBITDA 19.67
EPS(TTM)12.75
EY3.23%
EPS(NY)14.05
Fwd EY3.57%
FCF(TTM)13.86
FCFY3.52%
OCF(TTM)16.91
OCFY4.29%
SpS82.13
BVpS58.41
TBVpS25.6
PEG (NY)7.98
PEG (5Y)2.99
Graham Number129.45
Profitability
Industry RankSector Rank
ROA 11.21%
ROE 19.63%
ROCE 22.82%
ROIC 17.45%
ROICexc 19.88%
ROICexgc 40.35%
OM 20.41%
PM (TTM) 13.96%
GM 74.11%
FCFM 16.88%
ROA(3y)11.83%
ROA(5y)10.87%
ROE(3y)20.54%
ROE(5y)18.68%
ROIC(3y)16.33%
ROIC(5y)15.46%
ROICexc(3y)18.08%
ROICexc(5y)17.43%
ROICexgc(3y)36.23%
ROICexgc(5y)35.94%
ROCE(3y)21.48%
ROCE(5y)20.77%
ROICexgc growth 3Y-5.54%
ROICexgc growth 5Y4.43%
ROICexc growth 3Y-0.55%
ROICexc growth 5Y3.35%
OM growth 3Y1.46%
OM growth 5Y1.47%
PM growth 3Y1.16%
PM growth 5Y3.26%
GM growth 3Y0.14%
GM growth 5Y0.32%
F-Score5
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 1.19
Debt/EBITDA 0.58
Cap/Depr 83.68%
Cap/Sales 3.71%
Interest Coverage 23.8
Cash Conversion 82.88%
Profit Quality 120.87%
Current Ratio 1.19
Quick Ratio 0.9
Altman-Z 7.37
F-Score5
WACC8.01%
ROIC/WACC2.18
Cap/Depr(3y)87.58%
Cap/Depr(5y)74.21%
Cap/Sales(3y)3.63%
Cap/Sales(5y)3.54%
Profit Quality(3y)96.35%
Profit Quality(5y)113.17%
High Growth Momentum
Growth
EPS 1Y (TTM)3.41%
EPS 3Y12.8%
EPS 5Y10.34%
EPS Q2Q%1.29%
EPS Next Y3.87%
EPS Next 2Y5.36%
EPS Next 3Y6.02%
EPS Next 5Y7.87%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y10.44%
Revenue growth 5Y7.8%
Sales Q2Q%1.59%
Revenue Next Year2.05%
Revenue Next 2Y3.12%
Revenue Next 3Y3.86%
Revenue Next 5Y5%
EBIT growth 1Y8.4%
EBIT growth 3Y12.05%
EBIT growth 5Y9.39%
EBIT Next Year23.17%
EBIT Next 3Y11.26%
EBIT Next 5Y10.06%
FCF growth 1Y29.9%
FCF growth 3Y5.53%
FCF growth 5Y5.72%
OCF growth 1Y26.68%
OCF growth 3Y7.19%
OCF growth 5Y5.76%

L'OREAL / LOR.DE FAQ

Can you provide the ChartMill fundamental rating for L'OREAL?

ChartMill assigns a fundamental rating of 6 / 10 to LOR.DE.


Can you provide the valuation status for L'OREAL?

ChartMill assigns a valuation rating of 2 / 10 to L'OREAL (LOR.DE). This can be considered as Overvalued.


Can you provide the profitability details for L'OREAL?

L'OREAL (LOR.DE) has a profitability rating of 8 / 10.


What is the valuation of L'OREAL based on its PE and PB ratios?

The Price/Earnings (PE) ratio for L'OREAL (LOR.DE) is 30.91 and the Price/Book (PB) ratio is 6.75.


Is the dividend of L'OREAL sustainable?

The dividend rating of L'OREAL (LOR.DE) is 4 / 10 and the dividend payout ratio is 62.89%.