LUMINE GROUP INC (LMN.CA) Stock Fundamental Analysis
TSX-V:LMN - CA55027C1068 - Common Stock
49.2 CAD
+0.23 (+0.47%)
LMN gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 63 industry peers in the Software industry. LMN has an excellent financial health rating, but there are some minor concerns on its profitability. LMN is not overvalued while it is showing excellent growth. This is an interesting combination. With these ratings, LMN could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
LMN had positive earnings in the past year.
In the past year LMN had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: LMN reported negative net income in multiple years.
Each year in the past 5 years LMN had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 6.91%, LMN belongs to the top of the industry, outperforming 82.54% of the companies in the same industry.
LMN has a Return On Equity of 12.42%. This is in the better half of the industry: LMN outperforms 79.37% of its industry peers.
LMN's Return On Invested Capital of 9.36% is amongst the best of the industry. LMN outperforms 82.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.91% | ||
| ROE | 12.42% | ||
| ROIC | 9.36% |
ROA(3y)-86.46%
ROA(5y)-48.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 12.69%, LMN belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
The Operating Margin of LMN (19.60%) is better than 88.89% of its industry peers.
LMN's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.6% | ||
| PM (TTM) | 12.69% | ||
| GM | N/A |
OM growth 3Y-3.06%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
LMN has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, LMN has more shares outstanding
The debt/assets ratio for LMN is higher compared to a year ago.
2.2 Solvency
LMN has an Altman-Z score of 10.51. This indicates that LMN is financially healthy and has little risk of bankruptcy at the moment.
LMN's Altman-Z score of 10.51 is amongst the best of the industry. LMN outperforms 84.13% of its industry peers.
LMN has a debt to FCF ratio of 1.35. This is a very positive value and a sign of high solvency as it would only need 1.35 years to pay back of all of its debts.
LMN's Debt to FCF ratio of 1.35 is fine compared to the rest of the industry. LMN outperforms 74.60% of its industry peers.
A Debt/Equity ratio of 0.33 indicates that LMN is not too dependend on debt financing.
LMN's Debt to Equity ratio of 0.33 is in line compared to the rest of the industry. LMN outperforms 49.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 1.35 | ||
| Altman-Z | 10.51 |
ROIC/WACC0.89
WACC10.51%
2.3 Liquidity
LMN has a Current Ratio of 2.22. This indicates that LMN is financially healthy and has no problem in meeting its short term obligations.
LMN's Current ratio of 2.22 is fine compared to the rest of the industry. LMN outperforms 71.43% of its industry peers.
LMN has a Quick Ratio of 2.22. This indicates that LMN is financially healthy and has no problem in meeting its short term obligations.
LMN's Quick ratio of 2.22 is fine compared to the rest of the industry. LMN outperforms 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.22 | ||
| Quick Ratio | 2.22 |
3. Growth
3.1 Past
LMN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 101.33%, which is quite impressive.
The Revenue has grown by 25.77% in the past year. This is a very strong growth!
The Revenue has been growing by 43.02% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)101.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%920%
Revenue 1Y (TTM)25.77%
Revenue growth 3Y43.02%
Revenue growth 5YN/A
Sales Q2Q%12.98%
3.2 Future
LMN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.18% yearly.
The Revenue is expected to grow by 18.42% on average over the next years. This is quite good.
EPS Next Y116.85%
EPS Next 2Y48.49%
EPS Next 3Y29.18%
EPS Next 5YN/A
Revenue Next Year14.85%
Revenue Next 2Y18.9%
Revenue Next 3Y18.42%
Revenue Next 5YN/A
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 76.88, LMN can be considered very expensive at the moment.
Based on the Price/Earnings ratio, LMN is valued a bit cheaper than 65.08% of the companies in the same industry.
LMN is valuated expensively when we compare the Price/Earnings ratio to 27.06, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 53.68, LMN can be considered very expensive at the moment.
66.67% of the companies in the same industry are more expensive than LMN, based on the Price/Forward Earnings ratio.
LMN's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 22.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 76.88 | ||
| Fwd PE | 53.68 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LMN is on the same level as its industry peers.
61.90% of the companies in the same industry are more expensive than LMN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 49.19 | ||
| EV/EBITDA | 94.02 |
4.3 Compensation for Growth
LMN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
LMN's earnings are expected to grow with 29.18% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.66
PEG (5Y)N/A
EPS Next 2Y48.49%
EPS Next 3Y29.18%
5. Dividend
5.1 Amount
LMN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX-V:LMN (9/5/2025, 7:00:00 PM)
49.2
+0.23 (+0.47%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners10.62%
Inst Owner ChangeN/A
Ins Owners11.83%
Ins Owner ChangeN/A
Market Cap12.63B
Analysts85.45
Price Target60.52 (23.01%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-43.88%
Min EPS beat(2)-51.46%
Max EPS beat(2)-36.31%
EPS beat(4)1
Avg EPS beat(4)-23.98%
Min EPS beat(4)-51.46%
Max EPS beat(4)39.56%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.93%
Min Revenue beat(2)-1.93%
Max Revenue beat(2)-1.92%
Revenue beat(4)2
Avg Revenue beat(4)0.2%
Min Revenue beat(4)-1.93%
Max Revenue beat(4)2.78%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)12.66%
PT rev (3m)12.66%
EPS NQ rev (1m)44.44%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-26.39%
EPS NY rev (3m)-26.39%
Revenue NQ rev (1m)3.56%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.98%
Revenue NY rev (3m)-3.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 76.88 | ||
| Fwd PE | 53.68 | ||
| P/S | 12.58 | ||
| P/FCF | 49.19 | ||
| P/OCF | 48.17 | ||
| P/B | 12.3 | ||
| P/tB | N/A | ||
| EV/EBITDA | 94.02 |
EPS(TTM)0.64
EY1.3%
EPS(NY)0.92
Fwd EY1.86%
FCF(TTM)1
FCFY2.03%
OCF(TTM)1.02
OCFY2.08%
SpS3.91
BVpS4
TBVpS-0.11
PEG (NY)0.66
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.91% | ||
| ROE | 12.42% | ||
| ROCE | 13.01% | ||
| ROIC | 9.36% | ||
| ROICexc | 9.36% | ||
| ROICexgc | 31.01% | ||
| OM | 19.6% | ||
| PM (TTM) | 12.69% | ||
| GM | N/A | ||
| FCFM | 25.58% |
ROA(3y)-86.46%
ROA(5y)-48.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)8.1%
ROCE(5y)11.92%
ROICexcg growth 3Y-10.95%
ROICexcg growth 5YN/A
ROICexc growth 3Y-24.17%
ROICexc growth 5YN/A
OM growth 3Y-3.06%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.54
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 1.35 | ||
| Debt/EBITDA | 2.47 | ||
| Cap/Depr | -9.2% | ||
| Cap/Sales | 0.54% | ||
| Interest Coverage | 7.5 | ||
| Cash Conversion | 189.95% | ||
| Profit Quality | 201.61% | ||
| Current Ratio | 2.22 | ||
| Quick Ratio | 2.22 | ||
| Altman-Z | 10.51 |
F-Score8
WACC10.51%
ROIC/WACC0.89
Cap/Depr(3y)11.69%
Cap/Depr(5y)7.99%
Cap/Sales(3y)0.32%
Cap/Sales(5y)0.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)101.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%920%
EPS Next Y116.85%
EPS Next 2Y48.49%
EPS Next 3Y29.18%
EPS Next 5YN/A
Revenue 1Y (TTM)25.77%
Revenue growth 3Y43.02%
Revenue growth 5YN/A
Sales Q2Q%12.98%
Revenue Next Year14.85%
Revenue Next 2Y18.9%
Revenue Next 3Y18.42%
Revenue Next 5YN/A
EBIT growth 1Y99.38%
EBIT growth 3Y38.64%
EBIT growth 5YN/A
EBIT Next Year127.76%
EBIT Next 3Y48.75%
EBIT Next 5YN/A
FCF growth 1Y220.36%
FCF growth 3Y9.84%
FCF growth 5YN/A
OCF growth 1Y221.68%
OCF growth 3Y10.48%
OCF growth 5YN/A