LUMINE GROUP INC (LMN.CA) Stock Fundamental Analysis
Canada - TSX-V:LMN - CA55027C1068 - Common Stock
39.5 CAD
-0.37 (-0.93%)
We assign a fundamental rating of 6 out of 10 to LMN. LMN was compared to 65 industry peers in the Software industry. While LMN has a great health rating, its profitability is only average at the moment. LMN is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! With these ratings, LMN could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
LMN had positive earnings in the past year.
In the past year LMN had a positive cash flow from operations.
In multiple years LMN reported negative net income over the last 5 years.
Each year in the past 5 years LMN had a positive operating cash flow.
1.2 Ratios
The Return On Assets of LMN (6.91%) is better than 83.08% of its industry peers.
LMN has a Return On Equity of 12.42%. This is in the better half of the industry: LMN outperforms 80.00% of its industry peers.
The Return On Invested Capital of LMN (9.36%) is better than 83.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.91% | ||
| ROE | 12.42% | ||
| ROIC | 9.36% |
ROA(3y)-86.46%
ROA(5y)-48.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
LMN has a better Profit Margin (12.69%) than 86.15% of its industry peers.
LMN has a better Operating Margin (19.60%) than 89.23% of its industry peers.
LMN's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.6% | ||
| PM (TTM) | 12.69% | ||
| GM | N/A |
OM growth 3Y-3.06%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LMN is destroying value.
The number of shares outstanding for LMN has been increased compared to 1 year ago.
The debt/assets ratio for LMN is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 8.70 indicates that LMN is not in any danger for bankruptcy at the moment.
LMN's Altman-Z score of 8.70 is amongst the best of the industry. LMN outperforms 81.54% of its industry peers.
The Debt to FCF ratio of LMN is 1.35, which is an excellent value as it means it would take LMN, only 1.35 years of fcf income to pay off all of its debts.
LMN has a Debt to FCF ratio of 1.35. This is in the better half of the industry: LMN outperforms 75.38% of its industry peers.
LMN has a Debt/Equity ratio of 0.33. This is a healthy value indicating a solid balance between debt and equity.
LMN has a Debt to Equity ratio of 0.33. This is comparable to the rest of the industry: LMN outperforms 50.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 1.35 | ||
| Altman-Z | 8.7 |
ROIC/WACC0.88
WACC10.64%
2.3 Liquidity
LMN has a Current Ratio of 2.22. This indicates that LMN is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of LMN (2.22) is better than 70.77% of its industry peers.
A Quick Ratio of 2.22 indicates that LMN has no problem at all paying its short term obligations.
LMN has a Quick ratio of 2.22. This is in the better half of the industry: LMN outperforms 70.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.22 | ||
| Quick Ratio | 2.22 |
3. Growth
3.1 Past
LMN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 101.33%, which is quite impressive.
LMN shows a strong growth in Revenue. In the last year, the Revenue has grown by 25.77%.
Measured over the past years, LMN shows a very strong growth in Revenue. The Revenue has been growing by 43.02% on average per year.
EPS 1Y (TTM)101.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%920%
Revenue 1Y (TTM)25.77%
Revenue growth 3Y43.02%
Revenue growth 5YN/A
Sales Q2Q%12.98%
3.2 Future
LMN is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.18% yearly.
LMN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 18.42% yearly.
EPS Next Y116.85%
EPS Next 2Y48.49%
EPS Next 3Y29.18%
EPS Next 5YN/A
Revenue Next Year14.85%
Revenue Next 2Y18.9%
Revenue Next 3Y18.42%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 61.72 indicates a quite expensive valuation of LMN.
69.23% of the companies in the same industry are more expensive than LMN, based on the Price/Earnings ratio.
LMN is valuated expensively when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 42.79, which means the current valuation is very expensive for LMN.
66.15% of the companies in the same industry are more expensive than LMN, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.89, LMN is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 61.72 | ||
| Fwd PE | 42.79 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LMN is on the same level as its industry peers.
Based on the Price/Free Cash Flow ratio, LMN is valued a bit cheaper than 66.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 39.21 | ||
| EV/EBITDA | 76.15 |
4.3 Compensation for Growth
LMN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
LMN's earnings are expected to grow with 29.18% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.53
PEG (5Y)N/A
EPS Next 2Y48.49%
EPS Next 3Y29.18%
5. Dividend
5.1 Amount
LMN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX-V:LMN (9/26/2025, 7:00:00 PM)
39.5
-0.37 (-0.93%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners11.25%
Inst Owner ChangeN/A
Ins Owners11.83%
Ins Owner ChangeN/A
Market Cap10.14B
Analysts85.45
Price Target60.52 (53.22%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-43.88%
Min EPS beat(2)-51.46%
Max EPS beat(2)-36.31%
EPS beat(4)1
Avg EPS beat(4)-23.98%
Min EPS beat(4)-51.46%
Max EPS beat(4)39.56%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.93%
Min Revenue beat(2)-1.93%
Max Revenue beat(2)-1.92%
Revenue beat(4)2
Avg Revenue beat(4)0.2%
Min Revenue beat(4)-1.93%
Max Revenue beat(4)2.78%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.88%
PT rev (3m)12.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-26.39%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 61.72 | ||
| Fwd PE | 42.79 | ||
| P/S | 10.03 | ||
| P/FCF | 39.21 | ||
| P/OCF | 38.41 | ||
| P/B | 9.81 | ||
| P/tB | N/A | ||
| EV/EBITDA | 76.15 |
EPS(TTM)0.64
EY1.62%
EPS(NY)0.92
Fwd EY2.34%
FCF(TTM)1.01
FCFY2.55%
OCF(TTM)1.03
OCFY2.6%
SpS3.94
BVpS4.03
TBVpS-0.11
PEG (NY)0.53
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.91% | ||
| ROE | 12.42% | ||
| ROCE | 13.01% | ||
| ROIC | 9.36% | ||
| ROICexc | 9.36% | ||
| ROICexgc | 31.01% | ||
| OM | 19.6% | ||
| PM (TTM) | 12.69% | ||
| GM | N/A | ||
| FCFM | 25.58% |
ROA(3y)-86.46%
ROA(5y)-48.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)8.1%
ROCE(5y)11.92%
ROICexcg growth 3Y-10.95%
ROICexcg growth 5YN/A
ROICexc growth 3Y-24.17%
ROICexc growth 5YN/A
OM growth 3Y-3.06%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.54
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 1.35 | ||
| Debt/EBITDA | 2.47 | ||
| Cap/Depr | -9.2% | ||
| Cap/Sales | 0.54% | ||
| Interest Coverage | 7.5 | ||
| Cash Conversion | 189.95% | ||
| Profit Quality | 201.61% | ||
| Current Ratio | 2.22 | ||
| Quick Ratio | 2.22 | ||
| Altman-Z | 8.7 |
F-Score8
WACC10.64%
ROIC/WACC0.88
Cap/Depr(3y)11.69%
Cap/Depr(5y)7.99%
Cap/Sales(3y)0.32%
Cap/Sales(5y)0.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)101.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%920%
EPS Next Y116.85%
EPS Next 2Y48.49%
EPS Next 3Y29.18%
EPS Next 5YN/A
Revenue 1Y (TTM)25.77%
Revenue growth 3Y43.02%
Revenue growth 5YN/A
Sales Q2Q%12.98%
Revenue Next Year14.85%
Revenue Next 2Y18.9%
Revenue Next 3Y18.42%
Revenue Next 5YN/A
EBIT growth 1Y99.38%
EBIT growth 3Y38.64%
EBIT growth 5YN/A
EBIT Next Year127.76%
EBIT Next 3Y48.75%
EBIT Next 5YN/A
FCF growth 1Y220.36%
FCF growth 3Y9.84%
FCF growth 5YN/A
OCF growth 1Y221.68%
OCF growth 3Y10.48%
OCF growth 5YN/A