64.25 USD
-0.46 (-0.71%)
64.25 USD
0 (0%)
We assign a fundamental rating of 5 out of 10 to LIF. LIF was compared to 280 industry peers in the Software industry. LIF has only an average score on both its financial health and profitability. LIF shows excellent growth, but is valued quite expensive already.
1. Profitability
1.1 Basic Checks
In the past year LIF was profitable.
In the past year LIF had a positive cash flow from operations.
1.2 Ratios
LIF has a better Return On Assets (3.77%) than 70.00% of its industry peers.
LIF's Return On Equity of 7.58% is fine compared to the rest of the industry. LIF outperforms 71.43% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.75%, LIF is in the better half of the industry, outperforming 66.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.77% | ||
| ROE | 7.58% | ||
| ROIC | 1.75% |
ROA(3y)-12.26%
ROA(5y)N/A
ROE(3y)-16.71%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
LIF's Profit Margin of 6.46% is fine compared to the rest of the industry. LIF outperforms 67.14% of its industry peers.
With a decent Operating Margin value of 3.40%, LIF is doing good in the industry, outperforming 66.43% of the companies in the same industry.
Looking at the Gross Margin, with a value of 77.71%, LIF is in the better half of the industry, outperforming 74.64% of the companies in the same industry.
LIF's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.4% | ||
| PM (TTM) | 6.46% | ||
| GM | 77.71% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.98%
GM growth 5YN/A
2. Health
2.1 Basic Checks
LIF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for LIF has been increased compared to 1 year ago.
LIF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 8.58 indicates that LIF is not in any danger for bankruptcy at the moment.
LIF has a Altman-Z score of 8.58. This is amongst the best in the industry. LIF outperforms 85.36% of its industry peers.
The Debt to FCF ratio of LIF is 5.51, which is a neutral value as it means it would take LIF, 5.51 years of fcf income to pay off all of its debts.
LIF has a Debt to FCF ratio (5.51) which is in line with its industry peers.
A Debt/Equity ratio of 0.79 indicates that LIF is somewhat dependend on debt financing.
LIF has a Debt to Equity ratio of 0.79. This is in the lower half of the industry: LIF underperforms 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 5.51 | ||
| Altman-Z | 8.58 |
ROIC/WACC0.16
WACC10.95%
2.3 Liquidity
A Current Ratio of 6.80 indicates that LIF has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 6.80, LIF belongs to the top of the industry, outperforming 92.50% of the companies in the same industry.
A Quick Ratio of 6.62 indicates that LIF has no problem at all paying its short term obligations.
LIF has a better Quick ratio (6.62) than 92.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 6.8 | ||
| Quick Ratio | 6.62 |
3. Growth
3.1 Past
LIF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 244.97%, which is quite impressive.
Looking at the last year, LIF shows a very strong growth in Revenue. The Revenue has grown by 33.86%.
LIF shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 48.85% yearly.
EPS 1Y (TTM)244.97%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%266.67%
Revenue 1Y (TTM)33.86%
Revenue growth 3Y48.85%
Revenue growth 5YN/A
Sales Q2Q%34.06%
3.2 Future
Based on estimates for the next years, LIF will show a very strong growth in Earnings Per Share. The EPS will grow by 44.38% on average per year.
Based on estimates for the next years, LIF will show a quite strong growth in Revenue. The Revenue will grow by 17.86% on average per year.
EPS Next Y320.78%
EPS Next 2Y140.47%
EPS Next 3Y108.71%
EPS Next 5Y44.38%
Revenue Next Year29.68%
Revenue Next 2Y28.91%
Revenue Next 3Y26.36%
Revenue Next 5Y17.86%
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
LIF is valuated quite expensively with a Price/Earnings ratio of 188.97.
Based on the Price/Earnings ratio, LIF is valued a bit more expensive than 60.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of LIF to the average of the S&P500 Index (26.43), we can say LIF is valued expensively.
With a Price/Forward Earnings ratio of 109.21, LIF can be considered very expensive at the moment.
LIF's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. LIF is more expensive than 61.07% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.66, LIF is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 188.97 | ||
| Fwd PE | 109.21 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LIF is on the same level as its industry peers.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of LIF is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 89.62 | ||
| EV/EBITDA | 174.93 |
4.3 Compensation for Growth
LIF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
LIF's earnings are expected to grow with 108.71% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.59
PEG (5Y)N/A
EPS Next 2Y140.47%
EPS Next 3Y108.71%
5. Dividend
5.1 Amount
LIF does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
64.25
-0.46 (-0.71%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners34.03%
Inst Owner Change33.35%
Ins Owners2.25%
Ins Owner Change-15.29%
Market Cap5.04B
Revenue(TTM)459.03M
Net Income(TTM)29.68M
Analysts80
Price Target102.41 (59.39%)
Short Float %7.64%
Short Ratio6.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)513.57%
Min EPS beat(2)267.07%
Max EPS beat(2)760.07%
EPS beat(4)4
Avg EPS beat(4)385.58%
Min EPS beat(4)165.14%
Max EPS beat(4)760.07%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)3.43%
Min Revenue beat(2)2.77%
Max Revenue beat(2)4.09%
Revenue beat(4)3
Avg Revenue beat(4)1.71%
Min Revenue beat(4)-0.99%
Max Revenue beat(4)4.09%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.4%
PT rev (3m)7.66%
EPS NQ rev (1m)70.05%
EPS NQ rev (3m)73.25%
EPS NY rev (1m)33.16%
EPS NY rev (3m)40.21%
Revenue NQ rev (1m)0.91%
Revenue NQ rev (3m)1.28%
Revenue NY rev (1m)1.1%
Revenue NY rev (3m)1.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 188.97 | ||
| Fwd PE | 109.21 | ||
| P/S | 10.97 | ||
| P/FCF | 89.62 | ||
| P/OCF | 78.52 | ||
| P/B | 12.87 | ||
| P/tB | 23.23 | ||
| EV/EBITDA | 174.93 |
EPS(TTM)0.34
EY0.53%
EPS(NY)0.59
Fwd EY0.92%
FCF(TTM)0.72
FCFY1.12%
OCF(TTM)0.82
OCFY1.27%
SpS5.85
BVpS4.99
TBVpS2.77
PEG (NY)0.59
PEG (5Y)N/A
Graham Number6.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.77% | ||
| ROE | 7.58% | ||
| ROCE | 2.21% | ||
| ROIC | 1.75% | ||
| ROICexc | 4.93% | ||
| ROICexgc | 16.38% | ||
| OM | 3.4% | ||
| PM (TTM) | 6.46% | ||
| GM | 77.71% | ||
| FCFM | 12.25% |
ROA(3y)-12.26%
ROA(5y)N/A
ROE(3y)-16.71%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.98%
GM growth 5YN/A
F-Score6
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.79 | ||
| Debt/FCF | 5.51 | ||
| Debt/EBITDA | 11 | ||
| Cap/Depr | 63.15% | ||
| Cap/Sales | 1.73% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 227.75% | ||
| Profit Quality | 189.42% | ||
| Current Ratio | 6.8 | ||
| Quick Ratio | 6.62 | ||
| Altman-Z | 8.58 |
F-Score6
WACC10.95%
ROIC/WACC0.16
Cap/Depr(3y)28.13%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.81%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)244.97%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%266.67%
EPS Next Y320.78%
EPS Next 2Y140.47%
EPS Next 3Y108.71%
EPS Next 5Y44.38%
Revenue 1Y (TTM)33.86%
Revenue growth 3Y48.85%
Revenue growth 5YN/A
Sales Q2Q%34.06%
Revenue Next Year29.68%
Revenue Next 2Y28.91%
Revenue Next 3Y26.36%
Revenue Next 5Y17.86%
EBIT growth 1Y186.44%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year640.64%
EBIT Next 3Y136.64%
EBIT Next 5Y68.91%
FCF growth 1Y418.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y333.44%
OCF growth 3YN/A
OCF growth 5YN/A
LIFE360 INC / LIF FAQ
What is the fundamental rating for LIF stock?
ChartMill assigns a fundamental rating of 5 / 10 to LIF.
What is the valuation status for LIF stock?
ChartMill assigns a valuation rating of 3 / 10 to LIFE360 INC (LIF). This can be considered as Overvalued.
How profitable is LIFE360 INC (LIF) stock?
LIFE360 INC (LIF) has a profitability rating of 4 / 10.
What is the valuation of LIFE360 INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for LIFE360 INC (LIF) is 188.97 and the Price/Book (PB) ratio is 12.87.