LIFE360 INC (LIF) Fundamental Analysis & Valuation

NASDAQ:LIF • US5322061095

45.08 USD
+0.17 (+0.38%)
At close: Mar 6, 2026
45 USD
-0.08 (-0.18%)
Pre-Market: 3/9/2026, 6:26:33 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This LIF fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to LIF. LIF was compared to 277 industry peers in the Software industry. Both the profitability and the financial health of LIF get a neutral evaluation. Nothing too spectacular is happening here. LIF is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. LIF Profitability Analysis

1.1 Basic Checks

  • In the past year LIF was profitable.
  • In the past year LIF had a positive cash flow from operations.
  • LIF had negative earnings in each of the past 5 years.
  • In multiple years LIF reported negative operating cash flow during the last 5 years.
LIF Yearly Net Income VS EBIT VS OCF VS FCFLIF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 20M -20M -40M -60M -80M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 3.77%, LIF is in the better half of the industry, outperforming 69.31% of the companies in the same industry.
  • The Return On Equity of LIF (7.58%) is better than 71.48% of its industry peers.
  • With a decent Return On Invested Capital value of 1.75%, LIF is doing good in the industry, outperforming 65.70% of the companies in the same industry.
Industry RankSector Rank
ROA 3.77%
ROE 7.58%
ROIC 1.75%
ROA(3y)-12.26%
ROA(5y)N/A
ROE(3y)-16.71%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
LIF Yearly ROA, ROE, ROICLIF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 -10 -20 -30

1.3 Margins

  • With a decent Profit Margin value of 6.46%, LIF is doing good in the industry, outperforming 66.43% of the companies in the same industry.
  • Looking at the Operating Margin, with a value of 3.40%, LIF is in the better half of the industry, outperforming 66.06% of the companies in the same industry.
  • The Gross Margin of LIF (77.71%) is better than 74.37% of its industry peers.
  • LIF's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 3.4%
PM (TTM) 6.46%
GM 77.71%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.98%
GM growth 5YN/A
LIF Yearly Profit, Operating, Gross MarginsLIF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 20 -20 40 -40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. LIF Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LIF is destroying value.
  • LIF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
LIF Yearly Shares OutstandingLIF Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 20M 40M 60M
LIF Yearly Total Debt VS Total AssetsLIF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

  • LIF has an Altman-Z score of 6.25. This indicates that LIF is financially healthy and has little risk of bankruptcy at the moment.
  • LIF has a better Altman-Z score (6.25) than 81.59% of its industry peers.
  • LIF has a debt to FCF ratio of 5.51. This is a neutral value as LIF would need 5.51 years to pay back of all of its debts.
  • LIF has a Debt to FCF ratio of 5.51. This is comparable to the rest of the industry: LIF outperforms 55.60% of its industry peers.
  • LIF has a Debt/Equity ratio of 0.79. This is a neutral value indicating LIF is somewhat dependend on debt financing.
  • LIF's Debt to Equity ratio of 0.79 is on the low side compared to the rest of the industry. LIF is outperformed by 71.84% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 5.51
Altman-Z 6.25
ROIC/WACC0.16
WACC10.9%
LIF Yearly LT Debt VS Equity VS FCFLIF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 6.80 indicates that LIF has no problem at all paying its short term obligations.
  • With an excellent Current ratio value of 6.80, LIF belongs to the best of the industry, outperforming 91.34% of the companies in the same industry.
  • LIF has a Quick Ratio of 6.62. This indicates that LIF is financially healthy and has no problem in meeting its short term obligations.
  • LIF has a Quick ratio of 6.62. This is amongst the best in the industry. LIF outperforms 91.34% of its industry peers.
Industry RankSector Rank
Current Ratio 6.8
Quick Ratio 6.62
LIF Yearly Current Assets VS Current LiabilitesLIF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 50M 100M 150M 200M 250M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. LIF Growth Analysis

3.1 Past

EPS 1Y (TTM)N/A
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%220%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%26.36%

3.2 Future

  • The Earnings Per Share is expected to grow by 8.69% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 21.43% on average over the next years. This is a very strong growth
EPS Next Y24.27%
EPS Next 2Y47.61%
EPS Next 3Y12.27%
EPS Next 5Y8.69%
Revenue Next Year31.93%
Revenue Next 2Y26.75%
Revenue Next 3Y20.94%
Revenue Next 5Y21.43%

3.3 Evolution

LIF Yearly Revenue VS EstimatesLIF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 500M 1B 1.5B 2B
LIF Yearly EPS VS EstimatesLIF Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 0 0.5 1

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Find the best growth stocksShow best growing peers

2

4. LIF Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 80.50, which means the current valuation is very expensive for LIF.
  • The rest of the industry has a similar Price/Earnings ratio as LIF.
  • Compared to an average S&P500 Price/Earnings ratio of 26.29, LIF is valued quite expensively.
  • The Price/Forward Earnings ratio is 64.78, which means the current valuation is very expensive for LIF.
  • LIF's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of LIF to the average of the S&P500 Index (24.60), we can say LIF is valued expensively.
Industry RankSector Rank
PE 80.5
Fwd PE 64.78
LIF Price Earnings VS Forward Price EarningsLIF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as LIF.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of LIF is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 62.88
EV/EBITDA 120.29
LIF Per share dataLIF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4 5

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • A more expensive valuation may be justified as LIF's earnings are expected to grow with 12.27% in the coming years.
PEG (NY)3.32
PEG (5Y)N/A
EPS Next 2Y47.61%
EPS Next 3Y12.27%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. LIF Dividend Analysis

5.1 Amount

  • No dividends for LIF!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

LIF Fundamentals: All Metrics, Ratios and Statistics

LIFE360 INC

NASDAQ:LIF (3/6/2026, 8:00:02 PM)

Premarket: 45 -0.08 (-0.18%)

45.08

+0.17 (+0.38%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)03-02
Earnings (Next)05-10
Inst Owners47.88%
Inst Owner Change-0.98%
Ins Owners2.11%
Ins Owner Change-13.05%
Market Cap3.53B
Revenue(TTM)N/A
Net Income(TTM)29.68M
Analysts78.33
Price Target97.81 (116.97%)
Short Float %9.39%
Short Ratio7.33
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)513.57%
Min EPS beat(2)267.07%
Max EPS beat(2)760.07%
EPS beat(4)4
Avg EPS beat(4)385.58%
Min EPS beat(4)165.14%
Max EPS beat(4)760.07%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)3.43%
Min Revenue beat(2)2.77%
Max Revenue beat(2)4.09%
Revenue beat(4)3
Avg Revenue beat(4)1.71%
Min Revenue beat(4)-0.99%
Max Revenue beat(4)4.09%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.49%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-15%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.93%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.58%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.19%
Valuation
Industry RankSector Rank
PE 80.5
Fwd PE 64.78
P/S 7.7
P/FCF 62.88
P/OCF 55.09
P/B 9.03
P/tB 16.3
EV/EBITDA 120.29
EPS(TTM)0.56
EY1.24%
EPS(NY)0.7
Fwd EY1.54%
FCF(TTM)0.72
FCFY1.59%
OCF(TTM)0.82
OCFY1.82%
SpS5.85
BVpS4.99
TBVpS2.77
PEG (NY)3.32
PEG (5Y)N/A
Graham Number7.93
Profitability
Industry RankSector Rank
ROA 3.77%
ROE 7.58%
ROCE 2.21%
ROIC 1.75%
ROICexc 4.93%
ROICexgc 16.38%
OM 3.4%
PM (TTM) 6.46%
GM 77.71%
FCFM 12.25%
ROA(3y)-12.26%
ROA(5y)N/A
ROE(3y)-16.71%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.98%
GM growth 5YN/A
F-Score6
Asset Turnover0.58
Health
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 5.51
Debt/EBITDA 11
Cap/Depr 63.15%
Cap/Sales 1.73%
Interest Coverage 250
Cash Conversion 227.75%
Profit Quality 189.42%
Current Ratio 6.8
Quick Ratio 6.62
Altman-Z 6.25
F-Score6
WACC10.9%
ROIC/WACC0.16
Cap/Depr(3y)28.13%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.81%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)N/A
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%220%
EPS Next Y24.27%
EPS Next 2Y47.61%
EPS Next 3Y12.27%
EPS Next 5Y8.69%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%26.36%
Revenue Next Year31.93%
Revenue Next 2Y26.75%
Revenue Next 3Y20.94%
Revenue Next 5Y21.43%
EBIT growth 1Y186.44%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year647.17%
EBIT Next 3Y137.8%
EBIT Next 5Y89.29%
FCF growth 1Y418.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y333.44%
OCF growth 3YN/A
OCF growth 5YN/A

LIFE360 INC / LIF FAQ

What is the fundamental rating for LIF stock?

ChartMill assigns a fundamental rating of 4 / 10 to LIF.


Can you provide the valuation status for LIFE360 INC?

ChartMill assigns a valuation rating of 2 / 10 to LIFE360 INC (LIF). This can be considered as Overvalued.


How profitable is LIFE360 INC (LIF) stock?

LIFE360 INC (LIF) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for LIF stock?

The Price/Earnings (PE) ratio for LIFE360 INC (LIF) is 80.5 and the Price/Book (PB) ratio is 9.03.


How financially healthy is LIFE360 INC?

The financial health rating of LIFE360 INC (LIF) is 6 / 10.