LIFE360 INC (LIF) Stock Fundamental Analysis

NASDAQ:LIF • US5322061095

49.31 USD
-1.03 (-2.05%)
At close: Feb 13, 2026
49.31 USD
0 (0%)
After Hours: 2/13/2026, 4:02:16 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Overall LIF gets a fundamental rating of 5 out of 10. We evaluated LIF against 277 industry peers in the Software industry. LIF has only an average score on both its financial health and profitability. LIF is valued quite expensive, but it does show an excellent growth.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year LIF was profitable.
  • In the past year LIF had a positive cash flow from operations.
LIF Yearly Net Income VS EBIT VS OCF VS FCFLIF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 20M -20M -40M -60M -80M

1.2 Ratios

  • LIF's Return On Assets of 3.77% is fine compared to the rest of the industry. LIF outperforms 68.59% of its industry peers.
  • LIF's Return On Equity of 7.58% is fine compared to the rest of the industry. LIF outperforms 70.40% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 1.75%, LIF is in the better half of the industry, outperforming 66.06% of the companies in the same industry.
Industry RankSector Rank
ROA 3.77%
ROE 7.58%
ROIC 1.75%
ROA(3y)-12.26%
ROA(5y)N/A
ROE(3y)-16.71%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
LIF Yearly ROA, ROE, ROICLIF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 -10 -20 -30

1.3 Margins

  • LIF's Profit Margin of 6.46% is fine compared to the rest of the industry. LIF outperforms 65.34% of its industry peers.
  • With a decent Operating Margin value of 3.40%, LIF is doing good in the industry, outperforming 65.70% of the companies in the same industry.
  • LIF has a better Gross Margin (77.71%) than 74.37% of its industry peers.
  • LIF's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 3.4%
PM (TTM) 6.46%
GM 77.71%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.98%
GM growth 5YN/A
LIF Yearly Profit, Operating, Gross MarginsLIF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 20 -20 40 -40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LIF is destroying value.
  • The number of shares outstanding for LIF has been increased compared to 1 year ago.
  • There is no outstanding debt for LIF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
LIF Yearly Shares OutstandingLIF Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 20M 40M 60M
LIF Yearly Total Debt VS Total AssetsLIF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

  • LIF has an Altman-Z score of 6.87. This indicates that LIF is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 6.87, LIF belongs to the top of the industry, outperforming 85.92% of the companies in the same industry.
  • The Debt to FCF ratio of LIF is 5.51, which is a neutral value as it means it would take LIF, 5.51 years of fcf income to pay off all of its debts.
  • LIF has a Debt to FCF ratio (5.51) which is comparable to the rest of the industry.
  • LIF has a Debt/Equity ratio of 0.79. This is a neutral value indicating LIF is somewhat dependend on debt financing.
  • LIF's Debt to Equity ratio of 0.79 is on the low side compared to the rest of the industry. LIF is outperformed by 72.56% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 5.51
Altman-Z 6.87
ROIC/WACC0.16
WACC11.09%
LIF Yearly LT Debt VS Equity VS FCFLIF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 6.80 indicates that LIF has no problem at all paying its short term obligations.
  • LIF's Current ratio of 6.80 is amongst the best of the industry. LIF outperforms 91.34% of its industry peers.
  • A Quick Ratio of 6.62 indicates that LIF has no problem at all paying its short term obligations.
  • The Quick ratio of LIF (6.62) is better than 91.34% of its industry peers.
Industry RankSector Rank
Current Ratio 6.8
Quick Ratio 6.62
LIF Yearly Current Assets VS Current LiabilitesLIF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 50M 100M 150M 200M 250M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 244.97% over the past year.
  • LIF shows a strong growth in Revenue. In the last year, the Revenue has grown by 33.86%.
  • Measured over the past years, LIF shows a very strong growth in Revenue. The Revenue has been growing by 48.85% on average per year.
EPS 1Y (TTM)244.97%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%266.67%
Revenue 1Y (TTM)33.86%
Revenue growth 3Y48.85%
Revenue growth 5YN/A
Sales Q2Q%34.06%

3.2 Future

  • Based on estimates for the next years, LIF will show a very strong growth in Earnings Per Share. The EPS will grow by 44.38% on average per year.
  • The Revenue is expected to grow by 19.04% on average over the next years. This is quite good.
EPS Next Y318.72%
EPS Next 2Y153.16%
EPS Next 3Y114.33%
EPS Next 5Y44.38%
Revenue Next Year29.94%
Revenue Next 2Y30.93%
Revenue Next 3Y27.8%
Revenue Next 5Y19.04%

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
LIF Yearly Revenue VS EstimatesLIF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 200M 400M 600M 800M 1B
LIF Yearly EPS VS EstimatesLIF Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 0 0.5 1

More info and screens

Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 145.03, LIF can be considered very expensive at the moment.
  • LIF's Price/Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Earnings ratio is at 27.67. LIF is valued rather expensively when compared to this.
  • A Price/Forward Earnings ratio of 71.90 indicates a quite expensive valuation of LIF.
  • LIF's Price/Forward Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.69, LIF is valued quite expensively.
Industry RankSector Rank
PE 145.03
Fwd PE 71.9
LIF Price Earnings VS Forward Price EarningsLIF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 50 100

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as LIF.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as LIF.
Industry RankSector Rank
P/FCF 68.78
EV/EBITDA 134.93
LIF Per share dataLIF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4 5

4.3 Compensation for Growth

  • LIF's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as LIF's earnings are expected to grow with 114.33% in the coming years.
PEG (NY)0.46
PEG (5Y)N/A
EPS Next 2Y153.16%
EPS Next 3Y114.33%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for LIF!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

LIFE360 INC

NASDAQ:LIF (2/13/2026, 4:02:16 PM)

After market: 49.31 0 (0%)

49.31

-1.03 (-2.05%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-10
Earnings (Next)03-02
Inst Owners34.07%
Inst Owner Change-1%
Ins Owners2.1%
Ins Owner Change-13.81%
Market Cap3.87B
Revenue(TTM)459.03M
Net Income(TTM)29.68M
Analysts80
Price Target97.81 (98.36%)
Short Float %10.12%
Short Ratio7.97
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)513.57%
Min EPS beat(2)267.07%
Max EPS beat(2)760.07%
EPS beat(4)4
Avg EPS beat(4)385.58%
Min EPS beat(4)165.14%
Max EPS beat(4)760.07%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)3.43%
Min Revenue beat(2)2.77%
Max Revenue beat(2)4.09%
Revenue beat(4)3
Avg Revenue beat(4)1.71%
Min Revenue beat(4)-0.99%
Max Revenue beat(4)4.09%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.72%
PT rev (3m)-5.83%
EPS NQ rev (1m)-2.74%
EPS NQ rev (3m)44.54%
EPS NY rev (1m)0.55%
EPS NY rev (3m)31.92%
Revenue NQ rev (1m)0.74%
Revenue NQ rev (3m)1.49%
Revenue NY rev (1m)0.22%
Revenue NY rev (3m)1.29%
Valuation
Industry RankSector Rank
PE 145.03
Fwd PE 71.9
P/S 8.42
P/FCF 68.78
P/OCF 60.26
P/B 9.88
P/tB 17.83
EV/EBITDA 134.93
EPS(TTM)0.34
EY0.69%
EPS(NY)0.69
Fwd EY1.39%
FCF(TTM)0.72
FCFY1.45%
OCF(TTM)0.82
OCFY1.66%
SpS5.85
BVpS4.99
TBVpS2.77
PEG (NY)0.46
PEG (5Y)N/A
Graham Number6.18
Profitability
Industry RankSector Rank
ROA 3.77%
ROE 7.58%
ROCE 2.21%
ROIC 1.75%
ROICexc 4.93%
ROICexgc 16.38%
OM 3.4%
PM (TTM) 6.46%
GM 77.71%
FCFM 12.25%
ROA(3y)-12.26%
ROA(5y)N/A
ROE(3y)-16.71%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.98%
GM growth 5YN/A
F-Score6
Asset Turnover0.58
Health
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 5.51
Debt/EBITDA 11
Cap/Depr 63.15%
Cap/Sales 1.73%
Interest Coverage 250
Cash Conversion 227.75%
Profit Quality 189.42%
Current Ratio 6.8
Quick Ratio 6.62
Altman-Z 6.87
F-Score6
WACC11.09%
ROIC/WACC0.16
Cap/Depr(3y)28.13%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.81%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)244.97%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%266.67%
EPS Next Y318.72%
EPS Next 2Y153.16%
EPS Next 3Y114.33%
EPS Next 5Y44.38%
Revenue 1Y (TTM)33.86%
Revenue growth 3Y48.85%
Revenue growth 5YN/A
Sales Q2Q%34.06%
Revenue Next Year29.94%
Revenue Next 2Y30.93%
Revenue Next 3Y27.8%
Revenue Next 5Y19.04%
EBIT growth 1Y186.44%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year642.26%
EBIT Next 3Y138.27%
EBIT Next 5Y73.71%
FCF growth 1Y418.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y333.44%
OCF growth 3YN/A
OCF growth 5YN/A

LIFE360 INC / LIF FAQ

What is the fundamental rating for LIF stock?

ChartMill assigns a fundamental rating of 5 / 10 to LIF.


Can you provide the valuation status for LIFE360 INC?

ChartMill assigns a valuation rating of 3 / 10 to LIFE360 INC (LIF). This can be considered as Overvalued.


How profitable is LIFE360 INC (LIF) stock?

LIFE360 INC (LIF) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for LIF stock?

The Price/Earnings (PE) ratio for LIFE360 INC (LIF) is 145.03 and the Price/Book (PB) ratio is 9.88.


How financially healthy is LIFE360 INC?

The financial health rating of LIFE360 INC (LIF) is 6 / 10.