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LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) Stock Fundamental Analysis

TSX:LBS-PR-A - Toronto Stock Exchange - CA53184C1187 - Currency: CAD

11.33  +0.07 (+0.62%)

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to LBS-PR-A. LBS-PR-A was compared to 0 industry peers in the Unkown industry. The financial health of LBS-PR-A is average, but there are quite some concerns on its profitability. LBS-PR-A has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

LBS-PR-A had positive earnings in the past year.
In the past year LBS-PR-A has reported a negative cash flow from operations.
In multiple years LBS-PR-A reported negative net income over the last 5 years.
In multiple years LBS-PR-A reported negative operating cash flow during the last 5 years.
LBS-PR-A.CA Yearly Net Income VS EBIT VS OCF VS FCFLBS-PR-A.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 50M -50M 100M 150M

1.2 Ratios

Industry RankSector Rank
ROA 7.95%
ROE 18.74%
ROIC 18.89%
ROA(3y)6.83%
ROA(5y)6.25%
ROE(3y)13.1%
ROE(5y)12.42%
ROIC(3y)N/A
ROIC(5y)N/A
LBS-PR-A.CA Yearly ROA, ROE, ROICLBS-PR-A.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 20 -20 40 -40

1.3 Margins

In the last couple of years the Profit Margin of LBS-PR-A has declined.
LBS-PR-A's Operating Margin has declined in the last couple of years.
In the last couple of years the Gross Margin of LBS-PR-A has declined.
Industry RankSector Rank
OM 88.14%
PM (TTM) 62.96%
GM 94.99%
OM growth 3Y-11.74%
OM growth 5Y-4.6%
PM growth 3Y-37.89%
PM growth 5Y-13.81%
GM growth 3Y-8.86%
GM growth 5Y-2.31%
LBS-PR-A.CA Yearly Profit, Operating, Gross MarginsLBS-PR-A.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 100 200 300

5

2. Health

2.1 Basic Checks

LBS-PR-A has more shares outstanding than it did 1 year ago.
The number of shares outstanding for LBS-PR-A has been increased compared to 5 years ago.
There is no outstanding debt for LBS-PR-A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
LBS-PR-A.CA Yearly Shares OutstandingLBS-PR-A.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 10M 20M 30M 40M
LBS-PR-A.CA Yearly Total Debt VS Total AssetsLBS-PR-A.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 200M 400M 600M

2.2 Solvency

There is no outstanding debt for LBS-PR-A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
LBS-PR-A.CA Yearly LT Debt VS Equity VS FCFLBS-PR-A.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 100M 200M 300M

2.3 Liquidity

A Current Ratio of 1.74 indicates that LBS-PR-A should not have too much problems paying its short term obligations.
LBS-PR-A has a Quick Ratio of 1.74. This is a normal value and indicates that LBS-PR-A is financially healthy and should not expect problems in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 1.74
Quick Ratio 1.74
LBS-PR-A.CA Yearly Current Assets VS Current LiabilitesLBS-PR-A.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 200M 400M 600M

2

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 170.09% over the past year.
LBS-PR-A shows a strong growth in Revenue. In the last year, the Revenue has grown by 329.12%.
EPS 1Y (TTM)170.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%54.3%
Revenue 1Y (TTM)329.12%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%68.89%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
LBS-PR-A.CA Yearly Revenue VS EstimatesLBS-PR-A.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 50M -50M 100M 150M
LBS-PR-A.CA Yearly EPS VS EstimatesLBS-PR-A.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

2

4. Valuation

4.1 Price/Earnings Ratio

LBS-PR-A is valuated cheaply with a Price/Earnings ratio of 7.60.
LBS-PR-A's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 30.19.
Industry RankSector Rank
PE 7.6
Fwd PE N/A
LBS-PR-A.CA Price Earnings VS Forward Price EarningsLBS-PR-A.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
LBS-PR-A.CA Per share dataLBS-PR-A.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

5

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 6.40%, LBS-PR-A is a good candidate for dividend investing.
Compared to an average S&P500 Dividend Yield of 2.30, LBS-PR-A pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.4%

5.2 History

The dividend of LBS-PR-A has a limited annual growth rate of 0.95%.
LBS-PR-A has paid a dividend for at least 10 years, which is a reliable track record.
As LBS-PR-A did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)0.95%
Div Incr Years1
Div Non Decr Years9
LBS-PR-A.CA Yearly Dividends per shareLBS-PR-A.CA Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0.2 0.4 0.6

5.3 Sustainability

LBS-PR-A pays out 80.27% of its income as dividend. This is not a sustainable payout ratio.
DP80.27%
EPS Next 2YN/A
EPS Next 3YN/A
LBS-PR-A.CA Yearly Income VS Free CF VS DividendLBS-PR-A.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 50M -50M 100M
LBS-PR-A.CA Dividend Payout.LBS-PR-A.CA Dividend Payout, showing the Payout Ratio.LBS-PR-A.CA Dividend Payout.PayoutRetained Earnings

LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28

TSX:LBS-PR-A (2/14/2025, 7:00:00 PM)

11.33

+0.07 (+0.62%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap526.62M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.4%
Yearly Dividend1.22
Dividend Growth(5Y)0.95%
DP80.27%
Div Incr Years1
Div Non Decr Years9
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 7.6
Fwd PE N/A
P/S 5.71
P/FCF N/A
P/OCF N/A
P/B 1.7
P/tB 1.7
EV/EBITDA N/A
EPS(TTM)1.49
EY13.15%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-1.29
FCFYN/A
OCF(TTM)-1.29
OCFYN/A
SpS1.98
BVpS6.66
TBVpS6.66
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 7.95%
ROE 18.74%
ROCE 26.23%
ROIC 18.89%
ROICexc N/A
ROICexgc N/A
OM 88.14%
PM (TTM) 62.96%
GM 94.99%
FCFM N/A
ROA(3y)6.83%
ROA(5y)6.25%
ROE(3y)13.1%
ROE(5y)12.42%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-11.74%
OM growth 5Y-4.6%
PM growth 3Y-37.89%
PM growth 5Y-13.81%
GM growth 3Y-8.86%
GM growth 5Y-2.31%
F-Score5
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.74
Quick Ratio 1.74
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)170.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%54.3%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)329.12%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%68.89%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y274.7%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y7.07%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y7.07%
OCF growth 3YN/A
OCF growth 5YN/A