Logo image of LBS-PR-A.CA

LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) Stock Fundamental Analysis

Canada - Toronto Stock Exchange - TSX:LBS-PR-A - CA53184C1187

10.63 CAD
-0.03 (-0.33%)
Last: 1/21/2026, 7:00:00 PM
Fundamental Rating

4

LBS-PR-A gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 0 industry peers in the Unkown industry. While LBS-PR-A seems to be doing ok healthwise, there are quite some concerns on its profitability. While showing a medium growth rate, LBS-PR-A is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year LBS-PR-A was profitable.
  • In the past year LBS-PR-A had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: LBS-PR-A reported negative net income in multiple years.
  • LBS-PR-A had negative operating cash flow in 4 of the past 5 years.
LBS-PR-A.CA Yearly Net Income VS EBIT VS OCF VS FCFLBS-PR-A.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

1.2 Ratios

Industry RankSector Rank
ROA 24.38%
ROE 47.96%
ROIC 39.91%
ROA(3y)5.01%
ROA(5y)6.34%
ROE(3y)9.62%
ROE(5y)11.76%
ROIC(3y)N/A
ROIC(5y)N/A
LBS-PR-A.CA Yearly ROA, ROE, ROICLBS-PR-A.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40

1.3 Margins

  • LBS-PR-A's Profit Margin has been stable in the last couple of years.
  • In the last couple of years the Operating Margin of LBS-PR-A has remained more or less at the same level.
  • In the last couple of years the Gross Margin of LBS-PR-A has remained more or less at the same level.
Industry RankSector Rank
OM 98.23%
PM (TTM) 84.99%
GM 97.85%
OM growth 3Y0.15%
OM growth 5Y0.39%
PM growth 3Y-3.24%
PM growth 5Y-0.69%
GM growth 3Y-0.07%
GM growth 5Y0.27%
LBS-PR-A.CA Yearly Profit, Operating, Gross MarginsLBS-PR-A.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 50 100 150 200 250

5

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, LBS-PR-A has more shares outstanding
  • The number of shares outstanding for LBS-PR-A has been increased compared to 5 years ago.
  • LBS-PR-A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
LBS-PR-A.CA Yearly Shares OutstandingLBS-PR-A.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
LBS-PR-A.CA Yearly Total Debt VS Total AssetsLBS-PR-A.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • There is no outstanding debt for LBS-PR-A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
LBS-PR-A.CA Yearly LT Debt VS Equity VS FCFLBS-PR-A.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M 400M

2.3 Liquidity

  • LBS-PR-A has a Current Ratio of 2.03. This indicates that LBS-PR-A is financially healthy and has no problem in meeting its short term obligations.
  • LBS-PR-A has a Quick Ratio of 2.03. This indicates that LBS-PR-A is financially healthy and has no problem in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 2.03
Quick Ratio 2.03
LBS-PR-A.CA Yearly Current Assets VS Current LiabilitesLBS-PR-A.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

4

3. Growth

3.1 Past

  • LBS-PR-A shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 909.21%, which is quite impressive.
  • Measured over the past 5 years, LBS-PR-A shows a small growth in Earnings Per Share. The EPS has been growing by 3.28% on average per year.
  • The Revenue has grown by 351.15% in the past year. This is a very strong growth!
  • Measured over the past years, LBS-PR-A shows a quite strong growth in Revenue. The Revenue has been growing by 14.89% on average per year.
EPS 1Y (TTM)909.21%
EPS 3Y-7.59%
EPS 5Y3.28%
EPS Q2Q%890.07%
Revenue 1Y (TTM)351.15%
Revenue growth 3Y9.21%
Revenue growth 5Y14.89%
Sales Q2Q%483.8%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
LBS-PR-A.CA Yearly Revenue VS EstimatesLBS-PR-A.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

2

4. Valuation

4.1 Price/Earnings Ratio

  • LBS-PR-A is valuated cheaply with a Price/Earnings ratio of 2.27.
  • Compared to an average S&P500 Price/Earnings ratio of 27.32, LBS-PR-A is valued rather cheaply.
Industry RankSector Rank
PE 2.27
Fwd PE N/A
LBS-PR-A.CA Price Earnings VS Forward Price EarningsLBS-PR-A.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 23.82
EV/EBITDA N/A
LBS-PR-A.CA Per share dataLBS-PR-A.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.69
EPS Next 2YN/A
EPS Next 3YN/A

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.79%, LBS-PR-A is a good candidate for dividend investing.
  • Compared to an average S&P500 Dividend Yield of 1.86, LBS-PR-A pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.79%

5.2 History

  • The dividend of LBS-PR-A decreases each year by -1.91%.
  • LBS-PR-A has paid a dividend for at least 10 years, which is a reliable track record.
  • LBS-PR-A has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-1.91%
Div Incr Years2
Div Non Decr Years10
LBS-PR-A.CA Yearly Dividends per shareLBS-PR-A.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • LBS-PR-A pays out 23.25% of its income as dividend. This is a sustainable payout ratio.
DP23.25%
EPS Next 2YN/A
EPS Next 3YN/A
LBS-PR-A.CA Yearly Income VS Free CF VS DividendLBS-PR-A.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M
LBS-PR-A.CA Dividend Payout.LBS-PR-A.CA Dividend Payout, showing the Payout Ratio.LBS-PR-A.CA Dividend Payout.PayoutRetained Earnings

LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28

TSX:LBS-PR-A (1/21/2026, 7:00:00 PM)

10.63

-0.03 (-0.33%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)08-20
Earnings (Next)03-23
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap549.36M
Revenue(TTM)282.51M
Net Income(TTM)240.11M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.79%
Yearly Dividend1.1
Dividend Growth(5Y)-1.91%
DP23.25%
Div Incr Years2
Div Non Decr Years10
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 2.27
Fwd PE N/A
P/S 1.94
P/FCF 23.82
P/OCF 23.82
P/B 1.1
P/tB 1.1
EV/EBITDA N/A
EPS(TTM)4.69
EY44.12%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.45
FCFY4.2%
OCF(TTM)0.45
OCFY4.2%
SpS5.47
BVpS9.69
TBVpS9.69
PEG (NY)N/A
PEG (5Y)0.69
Graham Number31.97
Profitability
Industry RankSector Rank
ROA 24.38%
ROE 47.96%
ROCE 55.43%
ROIC 39.91%
ROICexc N/A
ROICexgc N/A
OM 98.23%
PM (TTM) 84.99%
GM 97.85%
FCFM 8.16%
ROA(3y)5.01%
ROA(5y)6.34%
ROE(3y)9.62%
ROE(5y)11.76%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.15%
OM growth 5Y0.39%
PM growth 3Y-3.24%
PM growth 5Y-0.69%
GM growth 3Y-0.07%
GM growth 5Y0.27%
F-Score7
Asset Turnover0.29
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 9.61%
Current Ratio 2.03
Quick Ratio 2.03
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)909.21%
EPS 3Y-7.59%
EPS 5Y3.28%
EPS Q2Q%890.07%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)351.15%
Revenue growth 3Y9.21%
Revenue growth 5Y14.89%
Sales Q2Q%483.8%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y446.89%
EBIT growth 3Y9.36%
EBIT growth 5Y15.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y136.53%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y136.53%
OCF growth 3YN/A
OCF growth 5YN/A

LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 / LBS-PR-A.CA FAQ

Can you provide the ChartMill fundamental rating for LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28?

ChartMill assigns a fundamental rating of 4 / 10 to LBS-PR-A.CA.


Can you provide the valuation status for LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28?

ChartMill assigns a valuation rating of 2 / 10 to LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA). This can be considered as Overvalued.


Can you provide the profitability details for LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28?

LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) has a profitability rating of 2 / 10.


What are the PE and PB ratios of LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) stock?

The Price/Earnings (PE) ratio for LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) is 2.27 and the Price/Book (PB) ratio is 1.1.