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LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) Stock Fundamental Analysis

Canada - Toronto Stock Exchange - TSX:LBS-PR-A - CA53184C1187

10.73 CAD
+0.03 (+0.28%)
Last: 12/5/2025, 7:00:00 PM
Fundamental Rating

4

LBS-PR-A gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 0 industry peers in the Unkown industry. LBS-PR-A scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. While showing a medium growth rate, LBS-PR-A is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

In the past year LBS-PR-A was profitable.
In the past year LBS-PR-A had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: LBS-PR-A reported negative net income in multiple years.
In the past 5 years LBS-PR-A reported 4 times negative operating cash flow.
LBS-PR-A.CA Yearly Net Income VS EBIT VS OCF VS FCFLBS-PR-A.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

1.2 Ratios

Industry RankSector Rank
ROA 24.38%
ROE 47.96%
ROIC 39.91%
ROA(3y)5.01%
ROA(5y)6.34%
ROE(3y)9.62%
ROE(5y)11.76%
ROIC(3y)N/A
ROIC(5y)N/A
LBS-PR-A.CA Yearly ROA, ROE, ROICLBS-PR-A.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40

1.3 Margins

LBS-PR-A's Profit Margin has been stable in the last couple of years.
LBS-PR-A's Operating Margin has been stable in the last couple of years.
LBS-PR-A's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 98.23%
PM (TTM) 84.99%
GM 97.85%
OM growth 3Y0.15%
OM growth 5Y0.39%
PM growth 3Y-3.24%
PM growth 5Y-0.69%
GM growth 3Y-0.07%
GM growth 5Y0.27%
LBS-PR-A.CA Yearly Profit, Operating, Gross MarginsLBS-PR-A.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100 200 300

5

2. Health

2.1 Basic Checks

Compared to 1 year ago, LBS-PR-A has more shares outstanding
The number of shares outstanding for LBS-PR-A has been increased compared to 5 years ago.
There is no outstanding debt for LBS-PR-A. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
LBS-PR-A.CA Yearly Shares OutstandingLBS-PR-A.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
LBS-PR-A.CA Yearly Total Debt VS Total AssetsLBS-PR-A.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

LBS-PR-A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
LBS-PR-A.CA Yearly LT Debt VS Equity VS FCFLBS-PR-A.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M 400M

2.3 Liquidity

LBS-PR-A has a Current Ratio of 2.03. This indicates that LBS-PR-A is financially healthy and has no problem in meeting its short term obligations.
A Quick Ratio of 2.03 indicates that LBS-PR-A has no problem at all paying its short term obligations.
Industry RankSector Rank
Current Ratio 2.03
Quick Ratio 2.03
LBS-PR-A.CA Yearly Current Assets VS Current LiabilitesLBS-PR-A.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

4

3. Growth

3.1 Past

LBS-PR-A shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 909.21%, which is quite impressive.
Measured over the past 5 years, LBS-PR-A shows a small growth in Earnings Per Share. The EPS has been growing by 3.28% on average per year.
The Revenue has grown by 351.15% in the past year. This is a very strong growth!
LBS-PR-A shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.89% yearly.
EPS 1Y (TTM)909.21%
EPS 3Y-7.59%
EPS 5Y3.28%
EPS Q2Q%890.07%
Revenue 1Y (TTM)351.15%
Revenue growth 3Y9.21%
Revenue growth 5Y14.89%
Sales Q2Q%483.8%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
LBS-PR-A.CA Yearly Revenue VS EstimatesLBS-PR-A.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

2

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 2.29, the valuation of LBS-PR-A can be described as very cheap.
LBS-PR-A is valuated cheaply when we compare the Price/Earnings ratio to 26.49, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 2.29
Fwd PE N/A
LBS-PR-A.CA Price Earnings VS Forward Price EarningsLBS-PR-A.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 24.04
EV/EBITDA N/A
LBS-PR-A.CA Per share dataLBS-PR-A.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.7
EPS Next 2YN/A
EPS Next 3YN/A

6

5. Dividend

5.1 Amount

LBS-PR-A has a Yearly Dividend Yield of 6.76%, which is a nice return.
LBS-PR-A's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
Industry RankSector Rank
Dividend Yield 6.76%

5.2 History

The dividend of LBS-PR-A decreases each year by -1.91%.
LBS-PR-A has been paying a dividend for at least 10 years, so it has a reliable track record.
LBS-PR-A has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-1.91%
Div Incr Years2
Div Non Decr Years10
LBS-PR-A.CA Yearly Dividends per shareLBS-PR-A.CA Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

LBS-PR-A pays out 23.25% of its income as dividend. This is a sustainable payout ratio.
DP23.25%
EPS Next 2YN/A
EPS Next 3YN/A
LBS-PR-A.CA Yearly Income VS Free CF VS DividendLBS-PR-A.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M
LBS-PR-A.CA Dividend Payout.LBS-PR-A.CA Dividend Payout, showing the Payout Ratio.LBS-PR-A.CA Dividend Payout.PayoutRetained Earnings

LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28

TSX:LBS-PR-A (12/5/2025, 7:00:00 PM)

10.73

+0.03 (+0.28%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)08-20 2025-08-20
Earnings (Next)03-23 2026-03-23
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap554.53M
Revenue(TTM)282.51M
Net Income(TTM)240.11M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.76%
Yearly Dividend1.1
Dividend Growth(5Y)-1.91%
DP23.25%
Div Incr Years2
Div Non Decr Years10
Ex-Date09-29 2025-09-29 (0.18125)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 2.29
Fwd PE N/A
P/S 1.96
P/FCF 24.04
P/OCF 24.04
P/B 1.11
P/tB 1.11
EV/EBITDA N/A
EPS(TTM)4.69
EY43.71%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.45
FCFY4.16%
OCF(TTM)0.45
OCFY4.16%
SpS5.47
BVpS9.69
TBVpS9.69
PEG (NY)N/A
PEG (5Y)0.7
Graham Number31.97
Profitability
Industry RankSector Rank
ROA 24.38%
ROE 47.96%
ROCE 55.43%
ROIC 39.91%
ROICexc N/A
ROICexgc N/A
OM 98.23%
PM (TTM) 84.99%
GM 97.85%
FCFM 8.16%
ROA(3y)5.01%
ROA(5y)6.34%
ROE(3y)9.62%
ROE(5y)11.76%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.15%
OM growth 5Y0.39%
PM growth 3Y-3.24%
PM growth 5Y-0.69%
GM growth 3Y-0.07%
GM growth 5Y0.27%
F-Score7
Asset Turnover0.29
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 9.61%
Current Ratio 2.03
Quick Ratio 2.03
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)909.21%
EPS 3Y-7.59%
EPS 5Y3.28%
EPS Q2Q%890.07%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)351.15%
Revenue growth 3Y9.21%
Revenue growth 5Y14.89%
Sales Q2Q%483.8%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y446.89%
EBIT growth 3Y9.36%
EBIT growth 5Y15.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y136.53%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y136.53%
OCF growth 3YN/A
OCF growth 5YN/A

LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 / LBS-PR-A.CA FAQ

Can you provide the ChartMill fundamental rating for LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28?

ChartMill assigns a fundamental rating of 4 / 10 to LBS-PR-A.CA.


What is the valuation status for LBS-PR-A stock?

ChartMill assigns a valuation rating of 2 / 10 to LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA). This can be considered as Overvalued.


Can you provide the profitability details for LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28?

LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) has a profitability rating of 2 / 10.


How financially healthy is LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28?

The financial health rating of LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) is 5 / 10.


How sustainable is the dividend of LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) stock?

The dividend rating of LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) is 6 / 10 and the dividend payout ratio is 23.25%.