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LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28 (LBS-PR-A.CA) Stock Fundamental Analysis

TSX:LBS-PR-A - Toronto Stock Exchange - CA53184C1187 - Currency: CAD

10.98  +0.02 (+0.18%)

Fundamental Rating

3

Overall LBS-PR-A gets a fundamental rating of 3 out of 10. We evaluated LBS-PR-A against 0 industry peers in the Unkown industry. While LBS-PR-A seems to be doing ok healthwise, there are quite some concerns on its profitability. LBS-PR-A is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

In the past year LBS-PR-A was profitable.
LBS-PR-A had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: LBS-PR-A reported negative net income in multiple years.
In the past 5 years LBS-PR-A reported 4 times negative operating cash flow.
LBS-PR-A.CA Yearly Net Income VS EBIT VS OCF VS FCFLBS-PR-A.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

1.2 Ratios

Industry RankSector Rank
ROA 17.67%
ROE 36.14%
ROIC 32.14%
ROA(3y)5.01%
ROA(5y)6.34%
ROE(3y)9.62%
ROE(5y)11.76%
ROIC(3y)N/A
ROIC(5y)N/A
LBS-PR-A.CA Yearly ROA, ROE, ROICLBS-PR-A.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40

1.3 Margins

LBS-PR-A's Profit Margin has been stable in the last couple of years.
In the last couple of years the Operating Margin of LBS-PR-A has remained more or less at the same level.
LBS-PR-A's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 97.18%
PM (TTM) 78.66%
GM 97.38%
OM growth 3Y0.15%
OM growth 5Y0.39%
PM growth 3Y-3.24%
PM growth 5Y-0.69%
GM growth 3Y-0.07%
GM growth 5Y0.27%
LBS-PR-A.CA Yearly Profit, Operating, Gross MarginsLBS-PR-A.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100 200 300

5

2. Health

2.1 Basic Checks

Compared to 1 year ago, LBS-PR-A has more shares outstanding
LBS-PR-A has more shares outstanding than it did 5 years ago.
LBS-PR-A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
LBS-PR-A.CA Yearly Shares OutstandingLBS-PR-A.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
LBS-PR-A.CA Yearly Total Debt VS Total AssetsLBS-PR-A.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

LBS-PR-A has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
LBS-PR-A.CA Yearly LT Debt VS Equity VS FCFLBS-PR-A.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M 400M

2.3 Liquidity

LBS-PR-A has a Current Ratio of 1.96. This is a normal value and indicates that LBS-PR-A is financially healthy and should not expect problems in meeting its short term obligations.
LBS-PR-A has a Quick Ratio of 1.96. This is a normal value and indicates that LBS-PR-A is financially healthy and should not expect problems in meeting its short term obligations.
Industry RankSector Rank
Current Ratio 1.96
Quick Ratio 1.96
LBS-PR-A.CA Yearly Current Assets VS Current LiabilitesLBS-PR-A.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

4

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 137.99% over the past year.
Measured over the past 5 years, LBS-PR-A shows a small growth in Earnings Per Share. The EPS has been growing by 3.27% on average per year.
LBS-PR-A shows a strong growth in Revenue. In the last year, the Revenue has grown by 128.05%.
LBS-PR-A shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.89% yearly.
EPS 1Y (TTM)137.99%
EPS 3Y-7.65%
EPS 5Y3.27%
EPS Q2Q%433.71%
Revenue 1Y (TTM)128.05%
Revenue growth 3Y9.21%
Revenue growth 5Y14.89%
Sales Q2Q%309.57%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
LBS-PR-A.CA Yearly Revenue VS EstimatesLBS-PR-A.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

2

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 3.10, which indicates a rather cheap valuation of LBS-PR-A.
When comparing the Price/Earnings ratio of LBS-PR-A to the average of the S&P500 Index (27.45), we can say LBS-PR-A is valued rather cheaply.
Industry RankSector Rank
PE 3.1
Fwd PE N/A
LBS-PR-A.CA Price Earnings VS Forward Price EarningsLBS-PR-A.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
LBS-PR-A.CA Per share dataLBS-PR-A.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.95
EPS Next 2YN/A
EPS Next 3YN/A

6

5. Dividend

5.1 Amount

LBS-PR-A has a Yearly Dividend Yield of 4.93%, which is a nice return.
LBS-PR-A's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
Industry RankSector Rank
Dividend Yield 4.93%

5.2 History

The dividend of LBS-PR-A decreases each year by -0.03%.
LBS-PR-A has paid a dividend for at least 10 years, which is a reliable track record.
LBS-PR-A has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.03%
Div Incr Years2
Div Non Decr Years10
LBS-PR-A.CA Yearly Dividends per shareLBS-PR-A.CA Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

32.11% of the earnings are spent on dividend by LBS-PR-A. This is a low number and sustainable payout ratio.
DP32.11%
EPS Next 2YN/A
EPS Next 3YN/A
LBS-PR-A.CA Yearly Income VS Free CF VS DividendLBS-PR-A.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M 150M
LBS-PR-A.CA Dividend Payout.LBS-PR-A.CA Dividend Payout, showing the Payout Ratio.LBS-PR-A.CA Dividend Payout.PayoutRetained Earnings

LIFE & BANC SPLIT CORP - LBSCN 7 1/4 10/30/28

TSX:LBS-PR-A (7/3/2025, 7:00:00 PM)

10.98

+0.02 (+0.18%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap515.29M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.93%
Yearly Dividend1.21
Dividend Growth(5Y)-0.03%
DP32.11%
Div Incr Years2
Div Non Decr Years10
Ex-Date03-31 2025-03-31 (0.18125)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 3.1
Fwd PE N/A
P/S 2.45
P/FCF N/A
P/OCF N/A
P/B 1.13
P/tB 1.13
EV/EBITDA N/A
EPS(TTM)3.54
EY32.24%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.73
FCFYN/A
OCF(TTM)-0.73
OCFYN/A
SpS4.48
BVpS9.75
TBVpS9.75
PEG (NY)N/A
PEG (5Y)0.95
Profitability
Industry RankSector Rank
ROA 17.67%
ROE 36.14%
ROCE 44.65%
ROIC 32.14%
ROICexc N/A
ROICexgc N/A
OM 97.18%
PM (TTM) 78.66%
GM 97.38%
FCFM N/A
ROA(3y)5.01%
ROA(5y)6.34%
ROE(3y)9.62%
ROE(5y)11.76%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.15%
OM growth 5Y0.39%
PM growth 3Y-3.24%
PM growth 5Y-0.69%
GM growth 3Y-0.07%
GM growth 5Y0.27%
F-Score6
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 145923
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.96
Quick Ratio 1.96
Altman-Z N/A
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)137.99%
EPS 3Y-7.65%
EPS 5Y3.27%
EPS Q2Q%433.71%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)128.05%
Revenue growth 3Y9.21%
Revenue growth 5Y14.89%
Sales Q2Q%309.57%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y151.44%
EBIT growth 3Y9.36%
EBIT growth 5Y15.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y43.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y43.04%
OCF growth 3YN/A
OCF growth 5YN/A