KRUSO KAPITAL SPA (KK.MI) Stock Fundamental Analysis

BIT:KK • IT0005573800

1.71 EUR
+0.15 (+9.62%)
Last: Feb 11, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

Taking everything into account, KK scores 5 out of 10 in our fundamental rating. KK was compared to 8 industry peers in the Consumer Finance industry. While KK seems to be doing ok healthwise, there are quite some concerns on its profitability. KK is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • KK had positive earnings in the past year.
  • In the past year KK had a positive cash flow from operations.
KK.MI Yearly Net Income VS EBIT VS OCF VS FCFKK.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 5M 10M

1.2 Ratios

  • KK has a Return On Assets (2.12%) which is comparable to the rest of the industry.
  • KK has a Return On Equity (8.35%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA 2.12%
ROE 8.35%
ROIC N/A
ROA(3y)1.71%
ROA(5y)N/A
ROE(3y)6.83%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KK.MI Yearly ROA, ROE, ROICKK.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 2 4 6 8

1.3 Margins

  • Looking at the Profit Margin, with a value of 18.10%, KK is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
  • KK's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for KK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 18.1%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y26.21%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
KK.MI Yearly Profit, Operating, Gross MarginsKK.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • KK does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, KK has less shares outstanding
  • There is no outstanding debt for KK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
KK.MI Yearly Shares OutstandingKK.MI Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 5M 10M 15M 20M
KK.MI Yearly Total Debt VS Total AssetsKK.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • There is no outstanding debt for KK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC8.25%
KK.MI Yearly LT Debt VS Equity VS FCFKK.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 10M 20M 30M 40M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
KK.MI Yearly Current Assets VS Current LiabilitesKK.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 1M 2M 3M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 65.10% over the past year.
  • The Earnings Per Share has been growing by 63.59% on average over the past years. This is a very strong growth
  • The Revenue has grown by 27.27% in the past year. This is a very strong growth!
  • The Revenue has been growing by 27.23% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)65.1%
EPS 3Y63.59%
EPS 5YN/A
EPS Q2Q%143.61%
Revenue 1Y (TTM)27.27%
Revenue growth 3Y27.23%
Revenue growth 5YN/A
Sales Q2Q%52%

3.2 Future

  • Based on estimates for the next years, KK will show a very strong growth in Earnings Per Share. The EPS will grow by 27.75% on average per year.
  • Based on estimates for the next years, KK will show a quite strong growth in Revenue. The Revenue will grow by 14.63% on average per year.
EPS Next Y55.11%
EPS Next 2Y36.81%
EPS Next 3Y27.75%
EPS Next 5YN/A
Revenue Next Year23.02%
Revenue Next 2Y19.03%
Revenue Next 3Y14.63%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
KK.MI Yearly Revenue VS EstimatesKK.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M
KK.MI Yearly EPS VS EstimatesKK.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 0.1 0.2 0.3

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 9.00, the valuation of KK can be described as very reasonable.
  • Based on the Price/Earnings ratio, KK is valued a bit cheaper than 80.00% of the companies in the same industry.
  • KK is valuated cheaply when we compare the Price/Earnings ratio to 27.13, which is the current average of the S&P500 Index.
  • KK is valuated cheaply with a Price/Forward Earnings ratio of 4.93.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of KK indicates a rather cheap valuation: KK is cheaper than 90.00% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.11, KK is valued rather cheaply.
Industry RankSector Rank
PE 9
Fwd PE 4.93
KK.MI Price Earnings VS Forward Price EarningsKK.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • KK's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 3.91
EV/EBITDA N/A
KK.MI Per share dataKK.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2

4.3 Compensation for Growth

  • KK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as KK's earnings are expected to grow with 27.75% in the coming years.
PEG (NY)0.16
PEG (5Y)N/A
EPS Next 2Y36.81%
EPS Next 3Y27.75%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • KK does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

KRUSO KAPITAL SPA

BIT:KK (2/11/2026, 7:00:00 PM)

1.71

+0.15 (+9.62%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.2%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap42.08M
Revenue(TTM)24.86M
Net Income(TTM)4.50M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 9
Fwd PE 4.93
P/S 1.69
P/FCF 3.91
P/OCF 3.77
P/B 0.78
P/tB 4.17
EV/EBITDA N/A
EPS(TTM)0.19
EY11.11%
EPS(NY)0.35
Fwd EY20.29%
FCF(TTM)0.44
FCFY25.59%
OCF(TTM)0.45
OCFY26.55%
SpS1.01
BVpS2.19
TBVpS0.41
PEG (NY)0.16
PEG (5Y)N/A
Graham Number3.06
Profitability
Industry RankSector Rank
ROA 2.12%
ROE 8.35%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 18.1%
GM N/A
FCFM 43.31%
ROA(3y)1.71%
ROA(5y)N/A
ROE(3y)6.83%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y26.21%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 1.63%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 239.27%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC8.25%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)5.94%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)65.1%
EPS 3Y63.59%
EPS 5YN/A
EPS Q2Q%143.61%
EPS Next Y55.11%
EPS Next 2Y36.81%
EPS Next 3Y27.75%
EPS Next 5YN/A
Revenue 1Y (TTM)27.27%
Revenue growth 3Y27.23%
Revenue growth 5YN/A
Sales Q2Q%52%
Revenue Next Year23.02%
Revenue Next 2Y19.03%
Revenue Next 3Y14.63%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y646.57%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y305.95%
OCF growth 3YN/A
OCF growth 5YN/A

KRUSO KAPITAL SPA / KK.MI FAQ

What is the ChartMill fundamental rating of KRUSO KAPITAL SPA (KK.MI) stock?

ChartMill assigns a fundamental rating of 5 / 10 to KK.MI.


What is the valuation status of KRUSO KAPITAL SPA (KK.MI) stock?

ChartMill assigns a valuation rating of 6 / 10 to KRUSO KAPITAL SPA (KK.MI). This can be considered as Fairly Valued.


How profitable is KRUSO KAPITAL SPA (KK.MI) stock?

KRUSO KAPITAL SPA (KK.MI) has a profitability rating of 2 / 10.


Can you provide the financial health for KK stock?

The financial health rating of KRUSO KAPITAL SPA (KK.MI) is 4 / 10.