KK Fundamental Analysis - KRUSO KAPITAL SPA

Fundamental Rating

KK gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 9 industry peers in the Consumer Finance industry. KK scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. KK has both an excellent growth and valuation score. This means it is growing and it is still cheap. This is a rare combination!

Quickly go to:

1. Profitability

1.1 Basic Checks

KK had positive earnings in the past year.

KK had a positive operating cash flow in the past year.

1.2 Ratios

KK's Return On Assets of 2.12% is in line compared to the rest of the industry. KK outperforms 55.56% of its industry peers.

With a Return On Equity value of 8.35%, KK perfoms like the industry average, outperforming 44.44% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	2.12%
ROE	8.35%
ROIC	N/A

ROA(3y)1.71%

ROA(5y)N/A

ROE(3y)6.83%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

The Profit Margin of KK (18.10%) is better than 88.89% of its industry peers.

KK's Profit Margin has improved in the last couple of years.

The Operating Margin and Gross Margin are not available for KK so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	18.1%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y26.21%

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

KK does not have a ROIC to compare to the WACC, probably because it is not profitable.

Compared to 1 year ago, KK has less shares outstanding

KK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

KK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	0
Altman-Z	N/A

ROIC/WACCN/A

WACC8.1%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 65.10% over the past year.

KK shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 63.59% yearly.

KK shows a strong growth in Revenue. In the last year, the Revenue has grown by 27.27%.

Measured over the past years, KK shows a very strong growth in Revenue. The Revenue has been growing by 27.23% on average per year.

EPS 1Y (TTM)65.1%

EPS 3Y63.59%

EPS 5YN/A

EPS Q2Q%143.61%

Revenue 1Y (TTM)27.27%

Revenue growth 3Y27.23%

Revenue growth 5YN/A

Sales Q2Q%52%

3.2 Future

Based on estimates for the next years, KK will show a very strong growth in Earnings Per Share. The EPS will grow by 27.75% on average per year.

The Revenue is expected to grow by 14.63% on average over the next years. This is quite good.

EPS Next Y55.11%

EPS Next 2Y36.81%

EPS Next 3Y27.75%

EPS Next 5YN/A

Revenue Next Year23.02%

Revenue Next 2Y19.03%

Revenue Next 3Y14.63%

Revenue Next 5YN/A

3.3 Evolution

The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.

Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 8.58, which indicates a very decent valuation of KK.

88.89% of the companies in the same industry are more expensive than KK, based on the Price/Earnings ratio.

KK is valuated cheaply when we compare the Price/Earnings ratio to 26.92, which is the current average of the S&P500 Index.

The Price/Forward Earnings ratio is 4.70, which indicates a rather cheap valuation of KK.

Compared to the rest of the industry, the Price/Forward Earnings ratio of KK indicates a rather cheap valuation: KK is cheaper than 88.89% of the companies listed in the same industry.

When comparing the Price/Forward Earnings ratio of KK to the average of the S&P500 Index (23.57), we can say KK is valued rather cheaply.

		Industry Rank	Sector Rank
PE	8.58
Fwd PE	4.7

4.2 Price Multiples

The rest of the industry has a similar Price/Free Cash Flow ratio as KK.

		Industry Rank	Sector Rank
P/FCF	3.73
EV/EBITDA	N/A

4.3 Compensation for Growth

KK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

A more expensive valuation may be justified as KK's earnings are expected to grow with 27.75% in the coming years.

PEG (NY)0.16

PEG (5Y)N/A

EPS Next 2Y36.81%

EPS Next 3Y27.75%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

No dividends for KK!.

		Industry Rank	Sector Rank
Dividend Yield	0%

More info and screens

Find the best dividend stocks

Show peers with best dividend

KRUSO KAPITAL SPA

BIT:KK (12/29/2025, 7:00:00 PM)

1.63

-0.03 (-1.81%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupFinancial Services

GICS IndustryConsumer Finance

Earnings (Last)N/A N/A

Earnings (Next)N/A N/A

Inst Owners0.2%

Inst Owner ChangeN/A

Ins OwnersN/A

Ins Owner ChangeN/A

Market Cap40.11M

Revenue(TTM)24.86M

Net Income(TTM)4.50M

AnalystsN/A

Price TargetN/A

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	0%

Yearly DividendN/A

Dividend Growth(5Y)N/A

DPN/A

Div Incr Years0

Div Non Decr Years0

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)N/A

PT rev (3m)N/A

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)0%

EPS NY rev (3m)N/A

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)0%

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	8.58
Fwd PE	4.7
P/S	1.61
P/FCF	3.73
P/OCF	3.59
P/B	0.74
P/tB	3.97
EV/EBITDA	N/A

EPS(TTM)0.19

EY11.66%

EPS(NY)0.35

Fwd EY21.29%

FCF(TTM)0.44

FCFY26.84%

OCF(TTM)0.45

OCFY27.85%

SpS1.01

BVpS2.19

TBVpS0.41

PEG (NY)0.16

PEG (5Y)N/A

Graham Number3.06

Profitability

		Industry Rank	Sector Rank
ROA	2.12%
ROE	8.35%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	18.1%
GM	N/A
FCFM	43.31%

ROA(3y)1.71%

ROA(5y)N/A

ROE(3y)6.83%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y26.21%

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

F-Score7

Asset Turnover0.12

Health

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	0
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	1.63%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	239.27%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score7

WACC8.1%

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)5.94%

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)65.1%

EPS 3Y63.59%

EPS 5YN/A

EPS Q2Q%143.61%

EPS Next Y55.11%

EPS Next 2Y36.81%

EPS Next 3Y27.75%

EPS Next 5YN/A

Revenue 1Y (TTM)27.27%

Revenue growth 3Y27.23%

Revenue growth 5YN/A

Sales Q2Q%52%

Revenue Next Year23.02%

Revenue Next 2Y19.03%

Revenue Next 3Y14.63%

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y646.57%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y305.95%

OCF growth 3YN/A

OCF growth 5YN/A

KRUSO KAPITAL SPA / KK.MI FAQ

What is the ChartMill fundamental rating of KRUSO KAPITAL SPA (KK.MI) stock?

ChartMill assigns a fundamental rating of 5 / 10 to KK.MI.

What is the valuation status of KRUSO KAPITAL SPA (KK.MI) stock?

ChartMill assigns a valuation rating of 7 / 10 to KRUSO KAPITAL SPA (KK.MI). This can be considered as Undervalued.

How profitable is KRUSO KAPITAL SPA (KK.MI) stock?

KRUSO KAPITAL SPA (KK.MI) has a profitability rating of 2 / 10.

Can you provide the financial health for KK stock?

The financial health rating of KRUSO KAPITAL SPA (KK.MI) is 4 / 10.

KRUSO KAPITAL SPA (KK.MI) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

More info and screens

KRUSO KAPITAL SPA / KK.MI FAQ

What is the ChartMill fundamental rating of KRUSO KAPITAL SPA (KK.MI) stock?

What is the valuation status of KRUSO KAPITAL SPA (KK.MI) stock?

How profitable is KRUSO KAPITAL SPA (KK.MI) stock?

Can you provide the financial health for KK stock?