Logo image of KK.MI

KRUSO KAPITAL SPA (KK.MI) Stock Fundamental Analysis

Europe - Euronext Milan - BIT:KK - IT0005573800 - Common Stock

1.63 EUR
-0.03 (-1.81%)
Last: 12/29/2025, 7:00:00 PM
Fundamental Rating

5

Overall KK gets a fundamental rating of 5 out of 10. We evaluated KK against 8 industry peers in the Consumer Finance industry. While KK seems to be doing ok healthwise, there are quite some concerns on its profitability. KK is evaluated to be cheap and growing strongly. This does not happen too often!


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • KK had positive earnings in the past year.
  • In the past year KK had a positive cash flow from operations.
KK.MI Yearly Net Income VS EBIT VS OCF VS FCFKK.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 5M 10M

1.2 Ratios

  • KK's Return On Assets of 2.12% is in line compared to the rest of the industry. KK outperforms 44.44% of its industry peers.
  • KK has a Return On Equity of 8.35%. This is in the lower half of the industry: KK underperforms 66.67% of its industry peers.
Industry RankSector Rank
ROA 2.12%
ROE 8.35%
ROIC N/A
ROA(3y)1.71%
ROA(5y)N/A
ROE(3y)6.83%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
KK.MI Yearly ROA, ROE, ROICKK.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 2 4 6 8

1.3 Margins

  • The Profit Margin of KK (18.10%) is better than 88.89% of its industry peers.
  • In the last couple of years the Profit Margin of KK has grown nicely.
  • The Operating Margin and Gross Margin are not available for KK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 18.1%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y26.21%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
KK.MI Yearly Profit, Operating, Gross MarginsKK.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 5 10 15

More info and screens

4

2. Health

2.1 Basic Checks

  • KK does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • KK has less shares outstanding than it did 1 year ago.
  • KK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
KK.MI Yearly Shares OutstandingKK.MI Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 5M 10M 15M 20M
KK.MI Yearly Total Debt VS Total AssetsKK.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • KK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC8.1%
KK.MI Yearly LT Debt VS Equity VS FCFKK.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 10M 20M 30M 40M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
KK.MI Yearly Current Assets VS Current LiabilitesKK.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 1M 2M 3M

More info and screens

9

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 65.10% over the past year.
  • Measured over the past years, KK shows a very strong growth in Earnings Per Share. The EPS has been growing by 63.59% on average per year.
  • KK shows a strong growth in Revenue. In the last year, the Revenue has grown by 27.27%.
  • KK shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 27.23% yearly.
EPS 1Y (TTM)65.1%
EPS 3Y63.59%
EPS 5YN/A
EPS Q2Q%143.61%
Revenue 1Y (TTM)27.27%
Revenue growth 3Y27.23%
Revenue growth 5YN/A
Sales Q2Q%52%

3.2 Future

  • KK is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 27.75% yearly.
  • Based on estimates for the next years, KK will show a quite strong growth in Revenue. The Revenue will grow by 14.63% on average per year.
EPS Next Y55.11%
EPS Next 2Y36.81%
EPS Next 3Y27.75%
EPS Next 5YN/A
Revenue Next Year23.02%
Revenue Next 2Y19.03%
Revenue Next 3Y14.63%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
KK.MI Yearly Revenue VS EstimatesKK.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M
KK.MI Yearly EPS VS EstimatesKK.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 0.1 0.2 0.3

More info and screens

7

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 8.58 indicates a reasonable valuation of KK.
  • KK's Price/Earnings ratio is rather cheap when compared to the industry. KK is cheaper than 88.89% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.54. KK is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 4.70 indicates a rather cheap valuation of KK.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of KK indicates a rather cheap valuation: KK is cheaper than 88.89% of the companies listed in the same industry.
  • KK is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.31, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.58
Fwd PE 4.7
KK.MI Price Earnings VS Forward Price EarningsKK.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • KK's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 3.73
EV/EBITDA N/A
KK.MI Per share dataKK.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as KK's earnings are expected to grow with 27.75% in the coming years.
PEG (NY)0.16
PEG (5Y)N/A
EPS Next 2Y36.81%
EPS Next 3Y27.75%

More info and screens

0

5. Dividend

5.1 Amount

  • No dividends for KK!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

KRUSO KAPITAL SPA

BIT:KK (12/29/2025, 7:00:00 PM)

1.63

-0.03 (-1.81%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.2%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap40.11M
Revenue(TTM)24.86M
Net Income(TTM)4.50M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.58
Fwd PE 4.7
P/S 1.61
P/FCF 3.73
P/OCF 3.59
P/B 0.74
P/tB 3.97
EV/EBITDA N/A
EPS(TTM)0.19
EY11.66%
EPS(NY)0.35
Fwd EY21.29%
FCF(TTM)0.44
FCFY26.84%
OCF(TTM)0.45
OCFY27.85%
SpS1.01
BVpS2.19
TBVpS0.41
PEG (NY)0.16
PEG (5Y)N/A
Graham Number3.06
Profitability
Industry RankSector Rank
ROA 2.12%
ROE 8.35%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 18.1%
GM N/A
FCFM 43.31%
ROA(3y)1.71%
ROA(5y)N/A
ROE(3y)6.83%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y26.21%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 1.63%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 239.27%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC8.1%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)5.94%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)65.1%
EPS 3Y63.59%
EPS 5YN/A
EPS Q2Q%143.61%
EPS Next Y55.11%
EPS Next 2Y36.81%
EPS Next 3Y27.75%
EPS Next 5YN/A
Revenue 1Y (TTM)27.27%
Revenue growth 3Y27.23%
Revenue growth 5YN/A
Sales Q2Q%52%
Revenue Next Year23.02%
Revenue Next 2Y19.03%
Revenue Next 3Y14.63%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y646.57%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y305.95%
OCF growth 3YN/A
OCF growth 5YN/A

KRUSO KAPITAL SPA / KK.MI FAQ

What is the ChartMill fundamental rating of KRUSO KAPITAL SPA (KK.MI) stock?

ChartMill assigns a fundamental rating of 5 / 10 to KK.MI.


What is the valuation status of KRUSO KAPITAL SPA (KK.MI) stock?

ChartMill assigns a valuation rating of 7 / 10 to KRUSO KAPITAL SPA (KK.MI). This can be considered as Undervalued.


How profitable is KRUSO KAPITAL SPA (KK.MI) stock?

KRUSO KAPITAL SPA (KK.MI) has a profitability rating of 2 / 10.


Can you provide the financial health for KK stock?

The financial health rating of KRUSO KAPITAL SPA (KK.MI) is 4 / 10.