KEYCORP (KEY.DE) Fundamental Analysis & Valuation

FRA:KEY • US4932671088

Current stock price

18.33 EUR
+0.19 (+1.05%)
Last:

This KEY.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. KEY.DE Profitability Analysis

1.1 Basic Checks

  • In the past year KEY was profitable.
  • KEY had a positive operating cash flow in the past year.
  • Of the past 5 years KEY 4 years were profitable.
  • Each year in the past 5 years KEY had a positive operating cash flow.
KEY.DE Yearly Net Income VS EBIT VS OCF VS FCFKEY.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

1.2 Ratios

  • With a Return On Assets value of 0.91%, KEY perfoms like the industry average, outperforming 58.18% of the companies in the same industry.
  • KEY's Return On Equity of 8.27% is on the low side compared to the rest of the industry. KEY is outperformed by 62.73% of its industry peers.
Industry RankSector Rank
ROA 0.91%
ROE 8.27%
ROIC N/A
ROA(3y)0.4%
ROA(5y)0.7%
ROE(3y)4.08%
ROE(5y)8.01%
ROIC(3y)N/A
ROIC(5y)N/A
KEY.DE Yearly ROA, ROE, ROICKEY.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 22.55%, KEY is in line with its industry, outperforming 49.09% of the companies in the same industry.
  • KEY's Profit Margin has improved in the last couple of years.
  • KEY does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 22.55%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.17%
PM growth 5Y4.03%
GM growth 3YN/A
GM growth 5YN/A
KEY.DE Yearly Profit, Operating, Gross MarginsKEY.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30

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3

2. KEY.DE Health Analysis

2.1 Basic Checks

  • KEY does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for KEY has been reduced compared to 1 year ago.
  • The number of shares outstanding for KEY has been increased compared to 5 years ago.
  • KEY has a better debt/assets ratio than last year.
KEY.DE Yearly Shares OutstandingKEY.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
KEY.DE Yearly Total Debt VS Total AssetsKEY.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • KEY has a debt to FCF ratio of 5.24. This is a neutral value as KEY would need 5.24 years to pay back of all of its debts.
  • The Debt to FCF ratio of KEY (5.24) is better than 86.36% of its industry peers.
  • A Debt/Equity ratio of 0.54 indicates that KEY is somewhat dependend on debt financing.
  • The Debt to Equity ratio of KEY (0.54) is better than 82.73% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.54
Debt/FCF 5.24
Altman-Z N/A
ROIC/WACCN/A
WACC14.78%
KEY.DE Yearly LT Debt VS Equity VS FCFKEY.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
KEY.DE Yearly Current Assets VS Current LiabilitesKEY.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. KEY.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 30.43% over the past year.
  • The Earnings Per Share has been growing slightly by 3.38% on average over the past years.
  • Looking at the last year, KEY shows a very strong growth in Revenue. The Revenue has grown by 63.49%.
  • KEY shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.26% yearly.
EPS 1Y (TTM)30.43%
EPS 3Y-7.9%
EPS 5Y3.38%
EPS Q2Q%7.89%
Revenue 1Y (TTM)63.49%
Revenue growth 3Y1.06%
Revenue growth 5Y2.26%
Sales Q2Q%134.5%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.45% on average over the next years.
  • Based on estimates for the next years, KEY will show a small growth in Revenue. The Revenue will grow by 3.16% on average per year.
EPS Next Y21.67%
EPS Next 2Y19.98%
EPS Next 3Y15.09%
EPS Next 5Y6.45%
Revenue Next Year7.34%
Revenue Next 2Y6.7%
Revenue Next 3Y5.11%
Revenue Next 5Y3.16%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
KEY.DE Yearly Revenue VS EstimatesKEY.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B 8B
KEY.DE Yearly EPS VS EstimatesKEY.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 0.5 1 1.5 2 2.5

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5

4. KEY.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 14.43, KEY is valued correctly.
  • KEY's Price/Earnings ratio is rather expensive when compared to the industry. KEY is more expensive than 85.45% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of KEY to the average of the S&P500 Index (27.33), we can say KEY is valued slightly cheaper.
  • The Price/Forward Earnings ratio is 11.84, which indicates a very decent valuation of KEY.
  • KEY's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of KEY to the average of the S&P500 Index (38.16), we can say KEY is valued rather cheaply.
Industry RankSector Rank
PE 14.43
Fwd PE 11.84
KEY.DE Price Earnings VS Forward Price EarningsKEY.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of KEY indicates a somewhat cheap valuation: KEY is cheaper than 64.55% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 11.04
EV/EBITDA N/A
KEY.DE Per share dataKEY.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • KEY's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • KEY's earnings are expected to grow with 15.09% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.67
PEG (5Y)4.26
EPS Next 2Y19.98%
EPS Next 3Y15.09%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. KEY.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.79%, KEY has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 4.56, KEY has a dividend in line with its industry peers.
  • KEY's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.79%

5.2 History

  • The dividend of KEY has a limited annual growth rate of 2.36%.
Dividend Growth(5Y)2.36%
Div Incr Years0
Div Non Decr Years1
KEY.DE Yearly Dividends per shareKEY.DE Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 62.51% of the earnings are spent on dividend by KEY. This is not a sustainable payout ratio.
  • KEY's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP62.51%
EPS Next 2Y19.98%
EPS Next 3Y15.09%
KEY.DE Yearly Income VS Free CF VS DividendKEY.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B
KEY.DE Dividend Payout.KEY.DE Dividend Payout, showing the Payout Ratio.KEY.DE Dividend Payout.PayoutRetained Earnings

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KEY.DE Fundamentals: All Metrics, Ratios and Statistics

KEYCORP

FRA:KEY (4/10/2026, 7:00:00 PM)

18.33

+0.19 (+1.05%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20
Earnings (Next)04-16
Inst Owners91.27%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap19.66B
Revenue(TTM)7.48B
Net Income(TTM)1.69B
Analysts74.07
Price Target20.31 (10.8%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.79%
Yearly Dividend0.81
Dividend Growth(5Y)2.36%
DP62.51%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.47%
Min EPS beat(2)4.87%
Max EPS beat(2)6.08%
EPS beat(4)4
Avg EPS beat(4)3.5%
Min EPS beat(4)0.38%
Max EPS beat(4)6.08%
EPS beat(8)7
Avg EPS beat(8)16.48%
EPS beat(12)9
Avg EPS beat(12)8.25%
EPS beat(16)10
Avg EPS beat(16)3.48%
Revenue beat(2)1
Avg Revenue beat(2)0.6%
Min Revenue beat(2)-0.26%
Max Revenue beat(2)1.47%
Revenue beat(4)2
Avg Revenue beat(4)0.51%
Min Revenue beat(4)-0.26%
Max Revenue beat(4)1.47%
Revenue beat(8)2
Avg Revenue beat(8)-12.26%
Revenue beat(12)2
Avg Revenue beat(12)-9.12%
Revenue beat(16)2
Avg Revenue beat(16)-7.37%
PT rev (1m)68.37%
PT rev (3m)68.37%
EPS NQ rev (1m)0.91%
EPS NQ rev (3m)1.95%
EPS NY rev (1m)-0.08%
EPS NY rev (3m)1.23%
Revenue NQ rev (1m)0.46%
Revenue NQ rev (3m)0.93%
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)0.75%
Valuation
Industry RankSector Rank
PE 14.43
Fwd PE 11.84
P/S 3.1
P/FCF 11.04
P/OCF 10.5
P/B 1.14
P/tB 1.32
EV/EBITDA N/A
EPS(TTM)1.27
EY6.93%
EPS(NY)1.55
Fwd EY8.44%
FCF(TTM)1.66
FCFY9.06%
OCF(TTM)1.75
OCFY9.52%
SpS5.91
BVpS16.11
TBVpS13.93
PEG (NY)0.67
PEG (5Y)4.26
Graham Number21.4564 (17.06%)
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 8.27%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 22.55%
GM N/A
FCFM 28.1%
ROA(3y)0.4%
ROA(5y)0.7%
ROE(3y)4.08%
ROE(5y)8.01%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.17%
PM growth 5Y4.03%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.54
Debt/FCF 5.24
Debt/EBITDA N/A
Cap/Depr 509.52%
Cap/Sales 1.43%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 124.61%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC14.78%
ROIC/WACCN/A
Cap/Depr(3y)234.85%
Cap/Depr(5y)197.92%
Cap/Sales(3y)1.69%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)30.43%
EPS 3Y-7.9%
EPS 5Y3.38%
EPS Q2Q%7.89%
EPS Next Y21.67%
EPS Next 2Y19.98%
EPS Next 3Y15.09%
EPS Next 5Y6.45%
Revenue 1Y (TTM)63.49%
Revenue growth 3Y1.06%
Revenue growth 5Y2.26%
Sales Q2Q%134.5%
Revenue Next Year7.34%
Revenue Next 2Y6.7%
Revenue Next 3Y5.11%
Revenue Next 5Y3.16%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y250.75%
FCF growth 3Y-21.61%
FCF growth 5Y5.47%
OCF growth 1Y232.53%
OCF growth 3Y-20.94%
OCF growth 5Y5.71%

KEYCORP / KEY.DE Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for KEYCORP?

ChartMill assigns a fundamental rating of 4 / 10 to KEY.DE.


What is the valuation status of KEYCORP (KEY.DE) stock?

ChartMill assigns a valuation rating of 5 / 10 to KEYCORP (KEY.DE). This can be considered as Fairly Valued.


How profitable is KEYCORP (KEY.DE) stock?

KEYCORP (KEY.DE) has a profitability rating of 3 / 10.


What are the PE and PB ratios of KEYCORP (KEY.DE) stock?

The Price/Earnings (PE) ratio for KEYCORP (KEY.DE) is 14.43 and the Price/Book (PB) ratio is 1.14.


Is the dividend of KEYCORP sustainable?

The dividend rating of KEYCORP (KEY.DE) is 5 / 10 and the dividend payout ratio is 62.51%.