ST JOE CO/THE (JOE) Stock Fundamental Analysis
NYSE:JOE - New York Stock Exchange, Inc. - US7901481009 - Common Stock - Currency: USD
Overall JOE gets a fundamental rating of 5 out of 10. We evaluated JOE against 65 industry peers in the Real Estate Management & Development industry. While JOE has a great profitability rating, there are some minor concerns on its financial health. While showing a medium growth rate, JOE is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year JOE was profitable.
In the past year JOE had a positive cash flow from operations.
JOE had positive earnings in each of the past 5 years.
JOE had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of JOE (4.82%) is better than 93.85% of its industry peers.
JOE's Return On Equity of 10.24% is amongst the best of the industry. JOE outperforms 89.23% of its industry peers.
JOE has a better Return On Invested Capital (4.73%) than 75.38% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JOE is in line with the industry average of 5.54%.
The last Return On Invested Capital (4.73%) for JOE is above the 3 year average (4.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.82% | ||
| ROE | 10.24% | ||
| ROIC | 4.73% |
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
1.3 Margins
JOE has a better Profit Margin (18.42%) than 92.31% of its industry peers.
JOE's Profit Margin has declined in the last couple of years.
JOE's Operating Margin of 23.73% is amongst the best of the industry. JOE outperforms 90.77% of its industry peers.
In the last couple of years the Operating Margin of JOE has remained more or less at the same level.
The Gross Margin of JOE (41.52%) is better than 73.85% of its industry peers.
JOE's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.73% | ||
| PM (TTM) | 18.42% | ||
| GM | 41.52% |
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), JOE is destroying value.
The number of shares outstanding for JOE remains at a similar level compared to 1 year ago.
The number of shares outstanding for JOE has been reduced compared to 5 years ago.
The debt/assets ratio for JOE has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.82 indicates that JOE is not a great score, but indicates only limited risk for bankruptcy at the moment.
JOE has a Altman-Z score of 2.82. This is in the better half of the industry: JOE outperforms 76.92% of its industry peers.
JOE has a debt to FCF ratio of 6.15. This is a slightly negative value and a sign of low solvency as JOE would need 6.15 years to pay back of all of its debts.
JOE has a better Debt to FCF ratio (6.15) than 72.31% of its industry peers.
A Debt/Equity ratio of 0.85 indicates that JOE is somewhat dependend on debt financing.
JOE has a Debt to Equity ratio of 0.85. This is comparable to the rest of the industry: JOE outperforms 41.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 6.15 | ||
| Altman-Z | 2.82 |
ROIC/WACC0.59
WACC7.98%
2.3 Liquidity
JOE has a Current Ratio of 3.12. This indicates that JOE is financially healthy and has no problem in meeting its short term obligations.
JOE has a Current ratio of 3.12. This is in the better half of the industry: JOE outperforms 75.38% of its industry peers.
JOE has a Quick Ratio of 3.04. This indicates that JOE is financially healthy and has no problem in meeting its short term obligations.
With a decent Quick ratio value of 3.04, JOE is doing good in the industry, outperforming 76.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.12 | ||
| Quick Ratio | 3.04 |
3. Growth
3.1 Past
JOE shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -5.00%.
Measured over the past years, JOE shows a very strong growth in Earnings Per Share. The EPS has been growing by 22.55% on average per year.
Looking at the last year, JOE shows a small growth in Revenue. The Revenue has grown by 3.46% in the last year.
The Revenue has been growing by 25.94% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-5%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%25%
Revenue 1Y (TTM)3.46%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%7.29%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 32.93, which means the current valuation is very expensive for JOE.
Based on the Price/Earnings ratio, JOE is valued a bit cheaper than 73.85% of the companies in the same industry.
JOE's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 24.29.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.93 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JOE is valued a bit cheaper than 69.23% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of JOE indicates a somewhat cheap valuation: JOE is cheaper than 76.92% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 25.44 | ||
| EV/EBITDA | 21.47 |
4.3 Compensation for Growth
JOE has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.46
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
JOE has a Yearly Dividend Yield of 1.30%.
Compared to an average industry Dividend Yield of 3.69, JOE pays a better dividend. On top of this JOE pays more dividend than 86.15% of the companies listed in the same industry.
With a Dividend Yield of 1.30, JOE pays less dividend than the S&P500 average, which is at 2.43.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.3% |
5.2 History
The dividend of JOE has a limited annual growth rate of 1.69%.
JOE has been paying a dividend for at least 10 years, so it has a reliable track record.
JOE has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.69%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
40.91% of the earnings are spent on dividend by JOE. This is a bit on the high side, but may be sustainable.
JOE's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP40.91%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:JOE (5/7/2025, 1:25:49 PM)
43.8
+0.5 (+1.15%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners86.55%
Inst Owner Change0.41%
Ins Owners0.29%
Ins Owner Change-4.58%
Market Cap2.55B
Analysts45
Price TargetN/A
Short Float %1.34%
Short Ratio2.78
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.3% |
Yearly Dividend0.52
Dividend Growth(5Y)1.69%
DP40.91%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.93 | ||
| Fwd PE | N/A | ||
| P/S | 6.33 | ||
| P/FCF | 25.44 | ||
| P/OCF | 23.61 | ||
| P/B | 3.52 | ||
| P/tB | 3.52 | ||
| EV/EBITDA | 21.47 |
EPS(TTM)1.33
EY3.04%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.72
FCFY3.93%
OCF(TTM)1.85
OCFY4.23%
SpS6.92
BVpS12.44
TBVpS12.44
PEG (NY)N/A
PEG (5Y)1.46
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.82% | ||
| ROE | 10.24% | ||
| ROCE | 6.42% | ||
| ROIC | 4.73% | ||
| ROICexc | 5.03% | ||
| ROICexgc | 5.05% | ||
| OM | 23.73% | ||
| PM (TTM) | 18.42% | ||
| GM | 41.52% | ||
| FCFM | 24.89% |
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
ROICexc(3y)4.44%
ROICexc(5y)4.74%
ROICexgc(3y)4.48%
ROICexgc(5y)4.82%
ROCE(3y)5.71%
ROCE(5y)6.02%
ROICexcg growth 3Y-8.77%
ROICexcg growth 5Y8.02%
ROICexc growth 3Y-8.14%
ROICexc growth 5Y8.7%
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
F-Score7
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 6.15 | ||
| Debt/EBITDA | 4.34 | ||
| Cap/Depr | 16.7% | ||
| Cap/Sales | 1.92% | ||
| Interest Coverage | 2.92 | ||
| Cash Conversion | 76.07% | ||
| Profit Quality | 135.13% | ||
| Current Ratio | 3.12 | ||
| Quick Ratio | 3.04 | ||
| Altman-Z | 2.82 |
F-Score7
WACC7.98%
ROIC/WACC0.59
Cap/Depr(3y)21.51%
Cap/Depr(5y)26.54%
Cap/Sales(3y)2.13%
Cap/Sales(5y)2.31%
Profit Quality(3y)106.16%
Profit Quality(5y)106.5%
High Growth Momentum
Growth
EPS 1Y (TTM)-5%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%25%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.46%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%7.29%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.38%
EBIT growth 3Y0.38%
EBIT growth 5Y25.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2.64%
FCF growth 3Y-2.3%
FCF growth 5Y36.7%
OCF growth 1Y3.99%
OCF growth 3Y-1.15%
OCF growth 5Y28.86%