ST JOE CO/THE (JOE) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JOE - US7901481009 - Common Stock
65.19 USD
-0.31 (-0.47%)
We assign a fundamental rating of 6 out of 10 to JOE. JOE was compared to 63 industry peers in the Real Estate Management & Development industry. JOE has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. JOE is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year JOE was profitable.
- In the past year JOE had a positive cash flow from operations.
- Each year in the past 5 years JOE has been profitable.
- Each year in the past 5 years JOE had a positive operating cash flow.
1.2 Ratios
- JOE has a Return On Assets of 6.82%. This is amongst the best in the industry. JOE outperforms 95.24% of its industry peers.
- Looking at the Return On Equity, with a value of 13.75%, JOE belongs to the top of the industry, outperforming 93.65% of the companies in the same industry.
- With an excellent Return On Invested Capital value of 6.58%, JOE belongs to the best of the industry, outperforming 80.95% of the companies in the same industry.
- JOE had an Average Return On Invested Capital over the past 3 years of 4.22%. This is in line with the industry average of 5.30%.
- The last Return On Invested Capital (6.58%) for JOE is above the 3 year average (4.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.82% | ||
| ROE | 13.75% | ||
| ROIC | 6.58% |
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
1.3 Margins
- JOE has a Profit Margin of 21.41%. This is amongst the best in the industry. JOE outperforms 92.06% of its industry peers.
- JOE's Profit Margin has declined in the last couple of years.
- The Operating Margin of JOE (27.12%) is better than 90.48% of its industry peers.
- In the last couple of years the Operating Margin of JOE has remained more or less at the same level.
- JOE has a better Gross Margin (42.28%) than 73.02% of its industry peers.
- In the last couple of years the Gross Margin of JOE has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.12% | ||
| PM (TTM) | 21.41% | ||
| GM | 42.28% |
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), JOE is destroying value.
- JOE has about the same amout of shares outstanding than it did 1 year ago.
- The number of shares outstanding for JOE has been reduced compared to 5 years ago.
- The debt/assets ratio for JOE has been reduced compared to a year ago.
2.2 Solvency
- JOE has an Altman-Z score of 4.12. This indicates that JOE is financially healthy and has little risk of bankruptcy at the moment.
- With a decent Altman-Z score value of 4.12, JOE is doing good in the industry, outperforming 76.19% of the companies in the same industry.
- The Debt to FCF ratio of JOE is 3.39, which is a good value as it means it would take JOE, 3.39 years of fcf income to pay off all of its debts.
- JOE's Debt to FCF ratio of 3.39 is fine compared to the rest of the industry. JOE outperforms 77.78% of its industry peers.
- A Debt/Equity ratio of 0.76 indicates that JOE is somewhat dependend on debt financing.
- JOE has a Debt to Equity ratio of 0.76. This is comparable to the rest of the industry: JOE outperforms 46.03% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.76 | ||
| Debt/FCF | 3.39 | ||
| Altman-Z | 4.12 |
ROIC/WACC0.81
WACC8.09%
2.3 Liquidity
- JOE has a Current Ratio of 3.81. This indicates that JOE is financially healthy and has no problem in meeting its short term obligations.
- JOE has a better Current ratio (3.81) than 82.54% of its industry peers.
- A Quick Ratio of 3.73 indicates that JOE has no problem at all paying its short term obligations.
- Looking at the Quick ratio, with a value of 3.73, JOE belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.81 | ||
| Quick Ratio | 3.73 |
3. Growth
3.1 Past
- JOE shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -5.22%.
- JOE shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 22.55% yearly.
- JOE shows a strong growth in Revenue. In the last year, the Revenue has grown by 26.89%.
- Measured over the past years, JOE shows a very strong growth in Revenue. The Revenue has been growing by 25.94% on average per year.
EPS 1Y (TTM)-5.22%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%131.89%
Revenue 1Y (TTM)26.89%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%62.7%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 51.33, which means the current valuation is very expensive for JOE.
- 63.49% of the companies in the same industry are more expensive than JOE, based on the Price/Earnings ratio.
- JOE's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.54.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 51.33 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of JOE indicates a somewhat cheap valuation: JOE is cheaper than 65.08% of the companies listed in the same industry.
- 80.95% of the companies in the same industry are more expensive than JOE, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.09 | ||
| EV/EBITDA | 23.47 |
4.3 Compensation for Growth
- JOE has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.28
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- JOE has a Yearly Dividend Yield of 1.01%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 0.83, JOE pays a better dividend. On top of this JOE pays more dividend than 84.13% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.92, JOE's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.01% |
5.2 History
- The dividend of JOE has a limited annual growth rate of 1.69%.
- JOE has paid a dividend for at least 10 years, which is a reliable track record.
- JOE has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.69%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 31.12% of the earnings are spent on dividend by JOE. This is a low number and sustainable payout ratio.
- The dividend of JOE is growing, but earnings are growing more, so the dividend growth is sustainable.
DP31.12%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:JOE (1/16/2026, 11:35:54 AM)
65.19
-0.31 (-0.47%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)10-22 2025-10-22
Earnings (Next)02-24 2026-02-24
Inst Owners87.5%
Inst Owner Change0.05%
Ins Owners0.32%
Ins Owner Change-4.03%
Market Cap3.76B
Revenue(TTM)488.69M
Net Income(TTM)104.61M
Analysts45
Price TargetN/A
Short Float %1.7%
Short Ratio4.4
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.01% |
Yearly Dividend0.52
Dividend Growth(5Y)1.69%
DP31.12%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 51.33 | ||
| Fwd PE | N/A | ||
| P/S | 7.7 | ||
| P/FCF | 22.09 | ||
| P/OCF | 21.37 | ||
| P/B | 4.95 | ||
| P/tB | 4.95 | ||
| EV/EBITDA | 23.47 |
EPS(TTM)1.27
EY1.95%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.95
FCFY4.53%
OCF(TTM)3.05
OCFY4.68%
SpS8.46
BVpS13.17
TBVpS13.17
PEG (NY)N/A
PEG (5Y)2.28
Graham Number19.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.82% | ||
| ROE | 13.75% | ||
| ROCE | 8.92% | ||
| ROIC | 6.58% | ||
| ROICexc | 7.19% | ||
| ROICexgc | 7.21% | ||
| OM | 27.12% | ||
| PM (TTM) | 21.41% | ||
| GM | 42.28% | ||
| FCFM | 34.86% |
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
ROICexc(3y)4.44%
ROICexc(5y)4.74%
ROICexgc(3y)4.48%
ROICexgc(5y)4.82%
ROCE(3y)5.71%
ROCE(5y)6.02%
ROICexgc growth 3Y-8.77%
ROICexgc growth 5Y8.02%
ROICexc growth 3Y-8.14%
ROICexc growth 5Y8.7%
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
F-Score8
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.76 | ||
| Debt/FCF | 3.39 | ||
| Debt/EBITDA | 3.21 | ||
| Cap/Depr | 12.03% | ||
| Cap/Sales | 1.18% | ||
| Interest Coverage | 4.38 | ||
| Cash Conversion | 97.63% | ||
| Profit Quality | 162.86% | ||
| Current Ratio | 3.81 | ||
| Quick Ratio | 3.73 | ||
| Altman-Z | 4.12 |
F-Score8
WACC8.09%
ROIC/WACC0.81
Cap/Depr(3y)21.51%
Cap/Depr(5y)26.54%
Cap/Sales(3y)2.13%
Cap/Sales(5y)2.31%
Profit Quality(3y)106.16%
Profit Quality(5y)106.5%
High Growth Momentum
Growth
EPS 1Y (TTM)-5.22%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%131.89%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)26.89%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%62.7%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.04%
EBIT growth 3Y0.38%
EBIT growth 5Y25.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y67.36%
FCF growth 3Y-2.3%
FCF growth 5Y36.7%
OCF growth 1Y59.83%
OCF growth 3Y-1.15%
OCF growth 5Y28.86%
ST JOE CO/THE / JOE FAQ
Can you provide the ChartMill fundamental rating for ST JOE CO/THE?
ChartMill assigns a fundamental rating of 6 / 10 to JOE.
Can you provide the valuation status for ST JOE CO/THE?
ChartMill assigns a valuation rating of 4 / 10 to ST JOE CO/THE (JOE). This can be considered as Fairly Valued.
What is the profitability of JOE stock?
ST JOE CO/THE (JOE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for JOE stock?
The Price/Earnings (PE) ratio for ST JOE CO/THE (JOE) is 51.33 and the Price/Book (PB) ratio is 4.95.
How financially healthy is ST JOE CO/THE?
The financial health rating of ST JOE CO/THE (JOE) is 7 / 10.