JUMIA TECHNOLOGIES AG-ADR (JMIA) Stock Fundamental Analysis
USA - NYSE:JMIA - US48138M1053 - ADR
10.15 USD
-0.46 (-4.34%)
10.21 USD
+0.06 (+0.59%)
We assign a fundamental rating of 2 out of 10 to JMIA. JMIA was compared to 30 industry peers in the Broadline Retail industry. JMIA may be in some trouble as it scores bad on both profitability and health. JMIA does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
JMIA had negative earnings in the past year.
JMIA had a negative operating cash flow in the past year.
JMIA had negative earnings in each of the past 5 years.
JMIA had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
JMIA's Return On Assets of -43.38% is on the low side compared to the rest of the industry. JMIA is outperformed by 86.67% of its industry peers.
JMIA has a worse Return On Equity (-130.20%) than 86.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -43.38% | ||
| ROE | -130.2% | ||
| ROIC | N/A |
ROA(3y)-59.52%
ROA(5y)-51.98%
ROE(3y)-133.65%
ROE(5y)-104.52%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
JMIA has a Gross Margin of 55.24%. This is in the better half of the industry: JMIA outperforms 76.67% of its industry peers.
JMIA's Gross Margin has improved in the last couple of years.
The Profit Margin and Operating Margin are not available for JMIA so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 55.24% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y4.67%
2. Health
2.1 Basic Checks
JMIA does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, JMIA has more shares outstanding
The number of shares outstanding for JMIA has been increased compared to 5 years ago.
JMIA has a worse debt/assets ratio than last year.
2.2 Solvency
JMIA has an Altman-Z score of -10.55. This is a bad value and indicates that JMIA is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -10.55, JMIA is doing worse than 80.00% of the companies in the same industry.
JMIA has a Debt/Equity ratio of 0.15. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.15, JMIA is doing good in the industry, outperforming 70.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -10.55 |
ROIC/WACCN/A
WACC8.31%
2.3 Liquidity
A Current Ratio of 1.38 indicates that JMIA should not have too much problems paying its short term obligations.
With a Current ratio value of 1.38, JMIA is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
A Quick Ratio of 1.28 indicates that JMIA should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.28, JMIA is in line with its industry, outperforming 53.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.38 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
JMIA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 41.83%, which is quite impressive.
JMIA shows a decrease in Revenue. In the last year, the revenue decreased by -7.32%.
Measured over the past years, JMIA shows a decrease in Revenue. The Revenue has been decreasing by -1.38% on average per year.
EPS 1Y (TTM)41.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%37.78%
Revenue 1Y (TTM)-7.32%
Revenue growth 3Y-1.99%
Revenue growth 5Y-1.38%
Sales Q2Q%25.14%
3.2 Future
The Earnings Per Share is expected to grow by 19.73% on average over the next years. This is quite good.
The Revenue is expected to grow by 11.26% on average over the next years. This is quite good.
EPS Next Y50%
EPS Next 2Y27.34%
EPS Next 3Y19.73%
EPS Next 5YN/A
Revenue Next Year8.35%
Revenue Next 2Y10.21%
Revenue Next 3Y11.26%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
JMIA reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for JMIA. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A more expensive valuation may be justified as JMIA's earnings are expected to grow with 19.73% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y27.34%
EPS Next 3Y19.73%
5. Dividend
5.1 Amount
JMIA does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
10.15
-0.46 (-4.34%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustryBroadline Retail
Earnings (Last)
Earnings (Next)
Inst Owners11.34%
Inst Owner Change101.16%
Ins Owners1.2%
Ins Owner ChangeN/A
Market Cap1.24B
Revenue(TTM)164.02M
Net Income(TTM)-69.73M
Analysts80
Price Target7.84 (-22.76%)
Short Float %9.15%
Short Ratio1.38
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)51.18%
Min EPS beat(2)39.39%
Max EPS beat(2)62.96%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.71%
Min Revenue beat(2)-9.08%
Max Revenue beat(2)-0.34%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)94.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)38.46%
EPS NY rev (1m)0%
EPS NY rev (3m)24.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)24.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)12.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 7.58 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 23.21 | ||
| P/tB | 23.21 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.58
EYN/A
EPS(NY)-0.29
Fwd EYN/A
FCF(TTM)-0.75
FCFYN/A
OCF(TTM)-0.71
OCFYN/A
SpS1.34
BVpS0.44
TBVpS0.44
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -43.38% | ||
| ROE | -130.2% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 55.24% | ||
| FCFM | N/A |
ROA(3y)-59.52%
ROA(5y)-51.98%
ROE(3y)-133.65%
ROE(5y)-104.52%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y4.67%
F-Score2
Asset Turnover1.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 54.38% | ||
| Cap/Sales | 2.66% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.38 | ||
| Quick Ratio | 1.28 | ||
| Altman-Z | -10.55 |
F-Score2
WACC8.31%
ROIC/WACCN/A
Cap/Depr(3y)54.36%
Cap/Depr(5y)53.7%
Cap/Sales(3y)2.8%
Cap/Sales(5y)2.85%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%37.78%
EPS Next Y50%
EPS Next 2Y27.34%
EPS Next 3Y19.73%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.32%
Revenue growth 3Y-1.99%
Revenue growth 5Y-1.38%
Sales Q2Q%25.14%
Revenue Next Year8.35%
Revenue Next 2Y10.21%
Revenue Next 3Y11.26%
Revenue Next 5YN/A
EBIT growth 1Y-52.1%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year12.55%
EBIT Next 3Y20.18%
EBIT Next 5YN/A
FCF growth 1Y40.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y40.34%
OCF growth 3YN/A
OCF growth 5YN/A
JUMIA TECHNOLOGIES AG-ADR / JMIA FAQ
What is the ChartMill fundamental rating of JUMIA TECHNOLOGIES AG-ADR (JMIA) stock?
ChartMill assigns a fundamental rating of 2 / 10 to JMIA.
What is the valuation status of JUMIA TECHNOLOGIES AG-ADR (JMIA) stock?
ChartMill assigns a valuation rating of 0 / 10 to JUMIA TECHNOLOGIES AG-ADR (JMIA). This can be considered as Overvalued.
Can you provide the profitability details for JUMIA TECHNOLOGIES AG-ADR?
JUMIA TECHNOLOGIES AG-ADR (JMIA) has a profitability rating of 1 / 10.
What is the financial health of JUMIA TECHNOLOGIES AG-ADR (JMIA) stock?
The financial health rating of JUMIA TECHNOLOGIES AG-ADR (JMIA) is 2 / 10.