JUMIA TECHNOLOGIES AG-ADR (JMIA) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JMIA - US48138M1053 - ADR
14.26 USD
-0.34 (-2.33%)
14.33 USD
+0.07 (+0.49%)
We assign a fundamental rating of 2 out of 10 to JMIA. JMIA was compared to 30 industry peers in the Broadline Retail industry. Both the profitability and financial health of JMIA have multiple concerns. JMIA is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
JMIA had negative earnings in the past year.
JMIA had a negative operating cash flow in the past year.
In the past 5 years JMIA always reported negative net income.
In the past 5 years JMIA always reported negative operating cash flow.
1.2 Ratios
JMIA's Return On Assets of -43.38% is on the low side compared to the rest of the industry. JMIA is outperformed by 86.67% of its industry peers.
JMIA has a Return On Equity of -130.20%. This is amonst the worse of the industry: JMIA underperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -43.38% | ||
| ROE | -130.2% | ||
| ROIC | N/A |
ROA(3y)-59.52%
ROA(5y)-51.98%
ROE(3y)-133.65%
ROE(5y)-104.52%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
JMIA has a better Gross Margin (55.24%) than 76.67% of its industry peers.
JMIA's Gross Margin has improved in the last couple of years.
JMIA does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 55.24% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y4.67%
2. Health
2.1 Basic Checks
JMIA does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for JMIA has been increased compared to 1 year ago.
The number of shares outstanding for JMIA has been increased compared to 5 years ago.
Compared to 1 year ago, JMIA has a worse debt to assets ratio.
2.2 Solvency
JMIA has an Altman-Z score of -8.05. This is a bad value and indicates that JMIA is not financially healthy and even has some risk of bankruptcy.
JMIA's Altman-Z score of -8.05 is on the low side compared to the rest of the industry. JMIA is outperformed by 80.00% of its industry peers.
A Debt/Equity ratio of 0.15 indicates that JMIA is not too dependend on debt financing.
The Debt to Equity ratio of JMIA (0.15) is better than 73.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -8.05 |
ROIC/WACCN/A
WACC8.27%
2.3 Liquidity
JMIA has a Current Ratio of 1.38. This is a normal value and indicates that JMIA is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.38, JMIA perfoms like the industry average, outperforming 43.33% of the companies in the same industry.
JMIA has a Quick Ratio of 1.28. This is a normal value and indicates that JMIA is financially healthy and should not expect problems in meeting its short term obligations.
JMIA has a Quick ratio (1.28) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.38 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
JMIA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 41.83%, which is quite impressive.
The Revenue has decreased by -7.32% in the past year.
Measured over the past years, JMIA shows a decrease in Revenue. The Revenue has been decreasing by -1.38% on average per year.
EPS 1Y (TTM)41.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%37.78%
Revenue 1Y (TTM)-7.32%
Revenue growth 3Y-1.99%
Revenue growth 5Y-1.38%
Sales Q2Q%25.14%
3.2 Future
Based on estimates for the next years, JMIA will show a very strong growth in Earnings Per Share. The EPS will grow by 24.99% on average per year.
Based on estimates for the next years, JMIA will show a quite strong growth in Revenue. The Revenue will grow by 14.28% on average per year.
EPS Next Y55.27%
EPS Next 2Y30%
EPS Next 3Y24.99%
EPS Next 5YN/A
Revenue Next Year7.57%
Revenue Next 2Y14.75%
Revenue Next 3Y14.28%
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for JMIA. In the last year negative earnings were reported.
Also next year JMIA is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
JMIA's earnings are expected to grow with 24.99% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y30%
EPS Next 3Y24.99%
5. Dividend
5.1 Amount
JMIA does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
14.26
-0.34 (-2.33%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustryBroadline Retail
Earnings (Last)
Earnings (Next)
Inst Owners22.89%
Inst Owner Change-0.04%
Ins Owners1.2%
Ins Owner ChangeN/A
Market Cap1.75B
Revenue(TTM)164.02M
Net Income(TTM)-69.73M
Analysts80
Price Target11.41 (-19.99%)
Short Float %10.41%
Short Ratio1.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)51.18%
Min EPS beat(2)39.39%
Max EPS beat(2)62.96%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.71%
Min Revenue beat(2)-9.08%
Max Revenue beat(2)-0.34%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)45.63%
PT rev (3m)45.63%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)10.54%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.17%
Revenue NY rev (1m)2.32%
Revenue NY rev (3m)-0.73%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 10.65 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 32.6 | ||
| P/tB | 32.6 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.58
EYN/A
EPS(NY)-0.23
Fwd EYN/A
FCF(TTM)-0.75
FCFYN/A
OCF(TTM)-0.71
OCFYN/A
SpS1.34
BVpS0.44
TBVpS0.44
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -43.38% | ||
| ROE | -130.2% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 55.24% | ||
| FCFM | N/A |
ROA(3y)-59.52%
ROA(5y)-51.98%
ROE(3y)-133.65%
ROE(5y)-104.52%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.35%
GM growth 5Y4.67%
F-Score2
Asset Turnover1.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 54.38% | ||
| Cap/Sales | 2.66% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.38 | ||
| Quick Ratio | 1.28 | ||
| Altman-Z | -8.05 |
F-Score2
WACC8.27%
ROIC/WACCN/A
Cap/Depr(3y)54.36%
Cap/Depr(5y)53.7%
Cap/Sales(3y)2.8%
Cap/Sales(5y)2.85%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.83%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%37.78%
EPS Next Y55.27%
EPS Next 2Y30%
EPS Next 3Y24.99%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.32%
Revenue growth 3Y-1.99%
Revenue growth 5Y-1.38%
Sales Q2Q%25.14%
Revenue Next Year7.57%
Revenue Next 2Y14.75%
Revenue Next 3Y14.28%
Revenue Next 5YN/A
EBIT growth 1Y-52.1%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year10.82%
EBIT Next 3Y25.07%
EBIT Next 5YN/A
FCF growth 1Y40.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y40.34%
OCF growth 3YN/A
OCF growth 5YN/A
JUMIA TECHNOLOGIES AG-ADR / JMIA FAQ
What is the ChartMill fundamental rating of JUMIA TECHNOLOGIES AG-ADR (JMIA) stock?
ChartMill assigns a fundamental rating of 2 / 10 to JMIA.
What is the valuation status for JMIA stock?
ChartMill assigns a valuation rating of 1 / 10 to JUMIA TECHNOLOGIES AG-ADR (JMIA). This can be considered as Overvalued.
How profitable is JUMIA TECHNOLOGIES AG-ADR (JMIA) stock?
JUMIA TECHNOLOGIES AG-ADR (JMIA) has a profitability rating of 1 / 10.
Can you provide the financial health for JMIA stock?
The financial health rating of JUMIA TECHNOLOGIES AG-ADR (JMIA) is 2 / 10.
What is the earnings growth outlook for JUMIA TECHNOLOGIES AG-ADR?
The Earnings per Share (EPS) of JUMIA TECHNOLOGIES AG-ADR (JMIA) is expected to grow by 55.27% in the next year.