JUMIA TECHNOLOGIES AG-ADR (JMIA) Fundamental Analysis & Valuation

NYSE:JMIA • US48138M1053

Current stock price

7.03 USD
-0.06 (-0.85%)
At close:
6.95 USD
-0.08 (-1.14%)
After Hours:

This JMIA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. JMIA Profitability Analysis

1.1 Basic Checks

  • In the past year JMIA has reported negative net income.
  • JMIA had a negative operating cash flow in the past year.
  • In the past 5 years JMIA always reported negative net income.
  • In the past 5 years JMIA always reported negative operating cash flow.
JMIA Yearly Net Income VS EBIT VS OCF VS FCFJMIA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 -50M -100M -150M -200M -250M

1.2 Ratios

  • JMIA has a Return On Assets of -46.09%. This is amonst the worse of the industry: JMIA underperforms 90.00% of its industry peers.
  • The Return On Equity of JMIA (-234.28%) is worse than 80.00% of its industry peers.
Industry RankSector Rank
ROA -46.09%
ROE -234.28%
ROIC N/A
ROA(3y)-50.84%
ROA(5y)-52.78%
ROE(3y)-166.29%
ROE(5y)-138.03%
ROIC(3y)N/A
ROIC(5y)N/A
JMIA Yearly ROA, ROE, ROICJMIA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1K -1K -2K -3K -4K

1.3 Margins

  • With a decent Gross Margin value of 53.87%, JMIA is doing good in the industry, outperforming 76.67% of the companies in the same industry.
  • In the last couple of years the Gross Margin of JMIA has declined.
  • The Profit Margin and Operating Margin are not available for JMIA so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 53.87%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.86%
GM growth 5Y-4.45%
JMIA Yearly Profit, Operating, Gross MarginsJMIA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 -100 -150

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. JMIA Health Analysis

2.1 Basic Checks

  • JMIA does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, JMIA has more shares outstanding
  • The number of shares outstanding for JMIA has been increased compared to 5 years ago.
  • Compared to 1 year ago, JMIA has a worse debt to assets ratio.
JMIA Yearly Shares OutstandingJMIA Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
JMIA Yearly Total Debt VS Total AssetsJMIA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.2 Solvency

  • JMIA has an Altman-Z score of -16.68. This is a bad value and indicates that JMIA is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -16.68, JMIA is doing worse than 93.33% of the companies in the same industry.
  • JMIA has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
  • JMIA has a Debt to Equity ratio (0.30) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF N/A
Altman-Z -16.68
ROIC/WACCN/A
WACC7.99%
JMIA Yearly LT Debt VS Equity VS FCFJMIA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

2.3 Liquidity

  • JMIA has a Current Ratio of 1.14. This is a normal value and indicates that JMIA is financially healthy and should not expect problems in meeting its short term obligations.
  • JMIA has a worse Current ratio (1.14) than 80.00% of its industry peers.
  • JMIA has a Quick Ratio of 1.04. This is a normal value and indicates that JMIA is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.04, JMIA is doing worse than 63.33% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 1.04
JMIA Yearly Current Assets VS Current LiabilitesJMIA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. JMIA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 46.30% over the past year.
  • JMIA shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.80%.
  • The Revenue has been growing slightly by 3.46% on average over the past years.
EPS 1Y (TTM)46.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-14.94%
Revenue 1Y (TTM)12.8%
Revenue growth 3Y-5.22%
Revenue growth 5Y3.46%
Sales Q2Q%34.38%

3.2 Future

  • Based on estimates for the next years, JMIA will show a very strong growth in Earnings Per Share. The EPS will grow by 29.04% on average per year.
  • Based on estimates for the next years, JMIA will show a quite strong growth in Revenue. The Revenue will grow by 17.76% on average per year.
EPS Next Y23.42%
EPS Next 2Y39.07%
EPS Next 3Y29.04%
EPS Next 5YN/A
Revenue Next Year15.01%
Revenue Next 2Y19.06%
Revenue Next 3Y17.76%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
JMIA Yearly Revenue VS EstimatesJMIA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 100M 200M 300M
JMIA Yearly EPS VS EstimatesJMIA Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 -1 -2 -3

More info and screens

Find the best growth stocksShow best growing peers

1

4. JMIA Valuation Analysis

4.1 Price/Earnings Ratio

  • JMIA reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Also next year JMIA is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
JMIA Price Earnings VS Forward Price EarningsJMIA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
JMIA Per share dataJMIA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5

4.3 Compensation for Growth

  • A more expensive valuation may be justified as JMIA's earnings are expected to grow with 29.04% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y39.07%
EPS Next 3Y29.04%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. JMIA Dividend Analysis

5.1 Amount

  • JMIA does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

JMIA Fundamentals: All Metrics, Ratios and Statistics

JUMIA TECHNOLOGIES AG-ADR

NYSE:JMIA (5/1/2026, 8:04:00 PM)

After market: 6.95 -0.08 (-1.14%)

7.03

-0.06 (-0.85%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustryBroadline Retail
Industry Strength100
Industry Growth88.67
Earnings (Last)02-10
Earnings (Next)N/A
Inst Owners25.65%
Inst Owner Change0.07%
Ins Owners1.03%
Ins Owner Change0%
Market Cap860.91M
Revenue(TTM)188.93M
Net Income(TTM)-61.55M
Analysts80
Price Target12.11 (72.26%)
Short Float %10.43%
Short Ratio3.13
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-108.13%
Min EPS beat(2)-226.8%
Max EPS beat(2)10.54%
EPS beat(4)3
Avg EPS beat(4)-28.48%
Min EPS beat(4)-226.8%
Max EPS beat(4)62.96%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-7.8%
Min Revenue beat(2)-9.99%
Max Revenue beat(2)-5.61%
Revenue beat(4)0
Avg Revenue beat(4)-6.25%
Min Revenue beat(4)-9.99%
Max Revenue beat(4)-0.34%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)6.14%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-112.5%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.16%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-16.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-6.35%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.56
P/FCF N/A
P/OCF N/A
P/B 32.77
P/tB 32.77
EV/EBITDA N/A
EPS(TTM)-0.31
EYN/A
EPS(NY)-0.24
Fwd EYN/A
FCF(TTM)-0.43
FCFYN/A
OCF(TTM)-0.39
OCFYN/A
SpS1.54
BVpS0.21
TBVpS0.21
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -46.09%
ROE -234.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 53.87%
FCFM N/A
ROA(3y)-50.84%
ROA(5y)-52.78%
ROE(3y)-166.29%
ROE(5y)-138.03%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.86%
GM growth 5Y-4.45%
F-Score3
Asset Turnover1.41
Health
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 59.35%
Cap/Sales 2.47%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.14
Quick Ratio 1.04
Altman-Z -16.68
F-Score3
WACC7.99%
ROIC/WACCN/A
Cap/Depr(3y)42.25%
Cap/Depr(5y)59.33%
Cap/Sales(3y)1.96%
Cap/Sales(5y)2.98%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)46.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-14.94%
EPS Next Y23.42%
EPS Next 2Y39.07%
EPS Next 3Y29.04%
EPS Next 5YN/A
Revenue 1Y (TTM)12.8%
Revenue growth 3Y-5.22%
Revenue growth 5Y3.46%
Sales Q2Q%34.38%
Revenue Next Year15.01%
Revenue Next 2Y19.06%
Revenue Next 3Y17.76%
Revenue Next 5YN/A
EBIT growth 1Y4.23%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year50.31%
EBIT Next 3Y33.5%
EBIT Next 5YN/A
FCF growth 1Y13.63%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y16.23%
OCF growth 3YN/A
OCF growth 5YN/A

JUMIA TECHNOLOGIES AG-ADR / JMIA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of JUMIA TECHNOLOGIES AG-ADR (JMIA) stock?

ChartMill assigns a fundamental rating of 2 / 10 to JMIA.


What is the valuation status for JMIA stock?

ChartMill assigns a valuation rating of 1 / 10 to JUMIA TECHNOLOGIES AG-ADR (JMIA). This can be considered as Overvalued.


What is the profitability of JMIA stock?

JUMIA TECHNOLOGIES AG-ADR (JMIA) has a profitability rating of 1 / 10.


How financially healthy is JUMIA TECHNOLOGIES AG-ADR?

The financial health rating of JUMIA TECHNOLOGIES AG-ADR (JMIA) is 2 / 10.