J. JILL INC (JILL) Stock Fundamental Analysis
USA - NYSE:JILL - US46620W2017 - Common Stock
15.22 USD
-0.01 (-0.07%)
15.22 USD
0 (0%)
JILL gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 122 industry peers in the Specialty Retail industry. While JILL belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. JILL has a bad growth rate and is valued cheaply. With these ratings, JILL could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
In the past year JILL was profitable.
JILL had a positive operating cash flow in the past year.
In multiple years JILL reported negative net income over the last 5 years.
JILL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of JILL (8.43%) is better than 81.97% of its industry peers.
JILL's Return On Equity of 30.29% is amongst the best of the industry. JILL outperforms 86.89% of its industry peers.
The Return On Invested Capital of JILL (13.95%) is better than 83.61% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 11.64%.
The 3 year average ROIC (19.89%) for JILL is well above the current ROIC(13.95%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROIC | 13.95% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
JILL has a Profit Margin of 6.12%. This is amongst the best in the industry. JILL outperforms 81.15% of its industry peers.
Looking at the Operating Margin, with a value of 10.11%, JILL belongs to the top of the industry, outperforming 84.43% of the companies in the same industry.
In the last couple of years the Operating Margin of JILL has grown nicely.
JILL has a better Gross Margin (69.54%) than 95.90% of its industry peers.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), JILL is creating value.
The number of shares outstanding for JILL has been increased compared to 1 year ago.
Compared to 5 years ago, JILL has more shares outstanding
JILL has a better debt/assets ratio than last year.
2.2 Solvency
JILL has an Altman-Z score of 1.95. This is not the best score and indicates that JILL is in the grey zone with still only limited risk for bankruptcy at the moment.
With a Altman-Z score value of 1.95, JILL perfoms like the industry average, outperforming 45.90% of the companies in the same industry.
The Debt to FCF ratio of JILL is 2.11, which is a good value as it means it would take JILL, 2.11 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 2.11, JILL is in the better half of the industry, outperforming 73.77% of the companies in the same industry.
A Debt/Equity ratio of 0.58 indicates that JILL is somewhat dependend on debt financing.
JILL's Debt to Equity ratio of 0.58 is in line compared to the rest of the industry. JILL outperforms 50.82% of its industry peers.
Although JILL does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Altman-Z | 1.95 |
ROIC/WACC1.28
WACC10.89%
2.3 Liquidity
JILL has a Current Ratio of 1.11. This is a normal value and indicates that JILL is financially healthy and should not expect problems in meeting its short term obligations.
JILL's Current ratio of 1.11 is on the low side compared to the rest of the industry. JILL is outperformed by 68.03% of its industry peers.
JILL has a Quick Ratio of 1.11. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.64, JILL is in the better half of the industry, outperforming 61.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
The earnings per share for JILL have decreased strongly by -11.59% in the last year.
The Earnings Per Share has been growing by 58.31% on average over the past years. This is a very strong growth
The Revenue has decreased by -2.37% in the past year.
The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
3.2 Future
JILL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -7.80% yearly.
Based on estimates for the next years, JILL will show a small growth in Revenue. The Revenue will grow by 0.69% on average per year.
EPS Next Y-26.72%
EPS Next 2Y-7.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 5.25, the valuation of JILL can be described as very cheap.
Based on the Price/Earnings ratio, JILL is valued cheaper than 96.72% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.70, JILL is valued rather cheaply.
The Price/Forward Earnings ratio is 5.15, which indicates a rather cheap valuation of JILL.
Based on the Price/Forward Earnings ratio, JILL is valued cheaper than 98.36% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.15, JILL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.25 | ||
| Fwd PE | 5.15 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaper than 94.26% of the companies in the same industry.
93.44% of the companies in the same industry are more expensive than JILL, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.99 | ||
| EV/EBITDA | 3.13 |
4.3 Compensation for Growth
JILL has an outstanding profitability rating, which may justify a higher PE ratio.
JILL's earnings are expected to decrease with -7.80% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.09
EPS Next 2Y-7.8%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.85%, JILL has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 5.68, JILL pays a bit more dividend than its industry peers.
Compared to the average S&P500 Dividend Yield of 2.44, JILL is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.85% |
5.2 History
JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
12.48% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP12.48%
EPS Next 2Y-7.8%
EPS Next 3YN/A
15.22
-0.01 (-0.07%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners50.99%
Inst Owner Change0%
Ins Owners5.19%
Ins Owner Change6.21%
Market Cap231.80M
Analysts83.64
Price Target20.4 (34.03%)
Short Float %9.52%
Short Ratio7.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.85% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP12.48%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.56%
Min EPS beat(2)0.32%
Max EPS beat(2)2.8%
EPS beat(4)4
Avg EPS beat(4)16.11%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.21%
EPS beat(12)12
Avg EPS beat(12)402.07%
EPS beat(16)16
Avg EPS beat(16)355.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.67%
Min Revenue beat(2)-5.09%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.23%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)1
Avg Revenue beat(8)-1.37%
Revenue beat(12)3
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-0.66%
PT rev (1m)-5.88%
PT rev (3m)-7.41%
EPS NQ rev (1m)-31.18%
EPS NQ rev (3m)-43.31%
EPS NY rev (1m)-14.16%
EPS NY rev (3m)-16.06%
Revenue NQ rev (1m)-2.61%
Revenue NQ rev (3m)-4.99%
Revenue NY rev (1m)-0.28%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.25 | ||
| Fwd PE | 5.15 | ||
| P/S | 0.39 | ||
| P/FCF | 6.99 | ||
| P/OCF | 4.47 | ||
| P/B | 1.91 | ||
| P/tB | 73.94 | ||
| EV/EBITDA | 3.13 |
EPS(TTM)2.9
EY19.05%
EPS(NY)2.96
Fwd EY19.43%
FCF(TTM)2.18
FCFY14.31%
OCF(TTM)3.4
OCFY22.37%
SpS39.51
BVpS7.98
TBVpS0.21
PEG (NY)N/A
PEG (5Y)0.09
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROCE | 19.05% | ||
| ROIC | 13.95% | ||
| ROICexc | 16.27% | ||
| ROICexgc | 28.66% | ||
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% | ||
| FCFM | 5.51% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexcg growth 3Y9.82%
ROICexcg growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Debt/EBITDA | 0.85 | ||
| Cap/Depr | 88.3% | ||
| Cap/Sales | 3.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 63.25% | ||
| Profit Quality | 90.15% | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 1.95 |
F-Score6
WACC10.89%
ROIC/WACC1.28
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
EPS Next Y-26.72%
EPS Next 2Y-7.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.98%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year6.08%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.2%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-30.49%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%