J. JILL INC (JILL) Fundamental Analysis & Valuation

NYSE:JILL • US46620W2017

Current stock price

15.31 USD
-0.14 (-0.91%)
At close:
15.31 USD
0 (0%)
After Hours:

This JILL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. JILL Profitability Analysis

1.1 Basic Checks

  • JILL had positive earnings in the past year.
  • JILL had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
  • JILL had a positive operating cash flow in 4 of the past 5 years.
JILL Yearly Net Income VS EBIT VS OCF VS FCFJILL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

1.2 Ratios

  • With an excellent Return On Assets value of 7.35%, JILL belongs to the best of the industry, outperforming 81.45% of the companies in the same industry.
  • With an excellent Return On Equity value of 26.08%, JILL belongs to the best of the industry, outperforming 84.68% of the companies in the same industry.
  • JILL has a better Return On Invested Capital (12.63%) than 83.06% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 13.59%.
  • The 3 year average ROIC (19.89%) for JILL is well above the current ROIC(12.63%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 7.35%
ROE 26.08%
ROIC 12.63%
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
JILL Yearly ROA, ROE, ROICJILL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -5K -10K -15K -20K

1.3 Margins

  • JILL has a better Profit Margin (5.60%) than 80.65% of its industry peers.
  • With an excellent Operating Margin value of 9.39%, JILL belongs to the best of the industry, outperforming 81.45% of the companies in the same industry.
  • In the last couple of years the Operating Margin of JILL has grown nicely.
  • JILL has a Gross Margin of 69.42%. This is amongst the best in the industry. JILL outperforms 94.35% of its industry peers.
  • In the last couple of years the Gross Margin of JILL has grown nicely.
Industry RankSector Rank
OM 9.39%
PM (TTM) 5.6%
GM 69.42%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
JILL Yearly Profit, Operating, Gross MarginsJILL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 60

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5

2. JILL Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so JILL is still creating some value.
  • JILL has more shares outstanding than it did 1 year ago.
  • JILL has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, JILL has an improved debt to assets ratio.
JILL Yearly Shares OutstandingJILL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M
JILL Yearly Total Debt VS Total AssetsJILL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • An Altman-Z score of 1.87 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 1.87, JILL perfoms like the industry average, outperforming 48.39% of the companies in the same industry.
  • JILL has a debt to FCF ratio of 1.99. This is a very positive value and a sign of high solvency as it would only need 1.99 years to pay back of all of its debts.
  • JILL has a Debt to FCF ratio of 1.99. This is in the better half of the industry: JILL outperforms 75.81% of its industry peers.
  • JILL has a Debt/Equity ratio of 0.55. This is a neutral value indicating JILL is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.55, JILL is in line with its industry, outperforming 51.61% of the companies in the same industry.
  • Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 1.99
Altman-Z 1.87
ROIC/WACC1.13
WACC11.19%
JILL Yearly LT Debt VS Equity VS FCFJILL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M

2.3 Liquidity

  • A Current Ratio of 1.15 indicates that JILL should not have too much problems paying its short term obligations.
  • JILL's Current ratio of 1.15 is on the low side compared to the rest of the industry. JILL is outperformed by 62.90% of its industry peers.
  • A Quick Ratio of 0.64 indicates that JILL may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.64, JILL is in the better half of the industry, outperforming 60.48% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 0.64
JILL Yearly Current Assets VS Current LiabilitesJILL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. JILL Growth Analysis

3.1 Past

  • The earnings per share for JILL have decreased strongly by -18.29% in the last year.
  • The Earnings Per Share has been growing by 58.31% on average over the past years. This is a very strong growth
  • The Revenue has decreased by -2.67% in the past year.
  • The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%

3.2 Future

  • Based on estimates for the next years, JILL will show a decrease in Earnings Per Share. The EPS will decrease by -0.41% on average per year.
  • The Revenue is expected to grow by 0.73% on average over the next years.
EPS Next Y-31.65%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
EPS Next 5YN/A
Revenue Next Year-1.78%
Revenue Next 2Y0.2%
Revenue Next 3Y0.73%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
JILL Yearly Revenue VS EstimatesJILL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
JILL Yearly EPS VS EstimatesJILL Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 2 -2

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8

4. JILL Valuation Analysis

4.1 Price/Earnings Ratio

  • JILL is valuated cheaply with a Price/Earnings ratio of 5.53.
  • JILL's Price/Earnings ratio is rather cheap when compared to the industry. JILL is cheaper than 96.77% of the companies in the same industry.
  • JILL is valuated cheaply when we compare the Price/Earnings ratio to 25.70, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 5.45, which indicates a rather cheap valuation of JILL.
  • 98.39% of the companies in the same industry are more expensive than JILL, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of JILL to the average of the S&P500 Index (23.84), we can say JILL is valued rather cheaply.
Industry RankSector Rank
PE 5.53
Fwd PE 5.45
JILL Price Earnings VS Forward Price EarningsJILL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaply inside the industry as 94.35% of the companies are valued more expensively.
  • 89.52% of the companies in the same industry are more expensive than JILL, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 6.55
EV/EBITDA 3.17
JILL Per share dataJILL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The excellent profitability rating of JILL may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.09
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. JILL Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.88%, JILL has a reasonable but not impressive dividend return.
  • JILL's Dividend Yield is a higher than the industry average which is at 2.38.
  • JILL's Dividend Yield is comparable with the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.88%

5.2 History

  • JILL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
JILL Yearly Dividends per shareJILL Yearly Dividends per shareYearly Dividends per share 2019 2024 2025 1 2 3 4 5

5.3 Sustainability

  • JILL pays out 14.06% of its income as dividend. This is a sustainable payout ratio.
DP14.06%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
JILL Yearly Income VS Free CF VS DividendJILL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M
JILL Dividend Payout.JILL Dividend Payout, showing the Payout Ratio.JILL Dividend Payout.PayoutRetained Earnings

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JILL Fundamentals: All Metrics, Ratios and Statistics

J. JILL INC

NYSE:JILL (3/13/2026, 8:04:00 PM)

After market: 15.31 0 (0%)

15.31

-0.14 (-0.91%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-10
Earnings (Next)06-09
Inst Owners44.13%
Inst Owner Change-9.8%
Ins Owners5.15%
Ins Owner Change-0.38%
Market Cap231.49M
Revenue(TTM)600.98M
Net Income(TTM)33.66M
Analysts83.64
Price Target18.36 (19.92%)
Short Float %6.98%
Short Ratio6.09
Dividend
Industry RankSector Rank
Dividend Yield 1.88%
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP14.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.08%
Min EPS beat(2)2.8%
Max EPS beat(2)27.37%
EPS beat(4)4
Avg EPS beat(4)20.57%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.47%
EPS beat(12)12
Avg EPS beat(12)401.03%
EPS beat(16)16
Avg EPS beat(16)351.78%
Revenue beat(2)0
Avg Revenue beat(2)-0.87%
Min Revenue beat(2)-1.5%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.12%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)0
Avg Revenue beat(8)-1.67%
Revenue beat(12)3
Avg Revenue beat(12)-1.09%
Revenue beat(16)5
Avg Revenue beat(16)-0.65%
PT rev (1m)0%
PT rev (3m)-10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-182.67%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.93%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.3%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.77%
Valuation
Industry RankSector Rank
PE 5.53
Fwd PE 5.45
P/S 0.39
P/FCF 6.55
P/OCF 4.47
P/B 1.79
P/tB 19.52
EV/EBITDA 3.17
EPS(TTM)2.77
EY18.09%
EPS(NY)2.81
Fwd EY18.36%
FCF(TTM)2.34
FCFY15.26%
OCF(TTM)3.43
OCFY22.39%
SpS39.75
BVpS8.53
TBVpS0.78
PEG (NY)N/A
PEG (5Y)0.09
Graham Number23.06
Profitability
Industry RankSector Rank
ROA 7.35%
ROE 26.08%
ROCE 17.24%
ROIC 12.63%
ROICexc 15.35%
ROICexgc 27.17%
OM 9.39%
PM (TTM) 5.6%
GM 69.42%
FCFM 5.88%
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.31
Health
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 1.99
Debt/EBITDA 0.91
Cap/Depr 78.24%
Cap/Sales 2.75%
Interest Coverage 250
Cash Conversion 66.86%
Profit Quality 104.92%
Current Ratio 1.15
Quick Ratio 0.64
Altman-Z 1.87
F-Score6
WACC11.19%
ROIC/WACC1.13
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
EPS Next Y-31.65%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%
Revenue Next Year-1.78%
Revenue Next 2Y0.2%
Revenue Next 3Y0.73%
Revenue Next 5YN/A
EBIT growth 1Y-30.9%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year3.07%
EBIT Next 3Y7.16%
EBIT Next 5YN/A
FCF growth 1Y-19.25%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-19.5%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%

J. JILL INC / JILL Fundamental Analysis FAQ

What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?

ChartMill assigns a fundamental rating of 6 / 10 to JILL.


What is the valuation status for JILL stock?

ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.


How profitable is J. JILL INC (JILL) stock?

J. JILL INC (JILL) has a profitability rating of 8 / 10.


What are the PE and PB ratios of J. JILL INC (JILL) stock?

The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.53 and the Price/Book (PB) ratio is 1.79.


Is the dividend of J. JILL INC sustainable?

The dividend rating of J. JILL INC (JILL) is 3 / 10 and the dividend payout ratio is 14.06%.