J. JILL INC (JILL) Fundamental Analysis & Valuation
NYSE:JILL • US46620W2017
Current stock price
12.8 USD
-0.41 (-3.1%)
At close:
12.8 USD
0 (0%)
After Hours:
This JILL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. JILL Profitability Analysis
1.1 Basic Checks
- In the past year JILL was profitable.
- In the past year JILL had a positive cash flow from operations.
- Of the past 5 years JILL 4 years were profitable.
- JILL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of JILL (6.20%) is better than 74.80% of its industry peers.
- JILL has a Return On Equity of 22.96%. This is amongst the best in the industry. JILL outperforms 82.93% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 11.60%, JILL belongs to the top of the industry, outperforming 81.30% of the companies in the same industry.
- JILL had an Average Return On Invested Capital over the past 3 years of 17.81%. This is above the industry average of 13.24%.
- The last Return On Invested Capital (11.60%) for JILL is well below the 3 year average (17.81%), which needs to be investigated, but indicates that JILL had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.2% | ||
| ROE | 22.96% | ||
| ROIC | 11.6% |
ROA(3y)8.03%
ROA(5y)5.39%
ROE(3y)52.52%
ROE(5y)N/A
ROIC(3y)17.81%
ROIC(5y)16.81%
1.3 Margins
- The Profit Margin of JILL (4.68%) is better than 74.80% of its industry peers.
- JILL's Profit Margin has declined in the last couple of years.
- The Operating Margin of JILL (8.60%) is better than 81.30% of its industry peers.
- In the last couple of years the Operating Margin of JILL has declined.
- JILL has a better Gross Margin (68.69%) than 93.50% of its industry peers.
- In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.6% | ||
| PM (TTM) | 4.68% | ||
| GM | 68.69% |
OM growth 3Y-12.91%
OM growth 5YN/A
PM growth 3Y-11.99%
PM growth 5YN/A
GM growth 3Y0.04%
GM growth 5Y3.6%
2. JILL Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so JILL is creating value.
- The number of shares outstanding for JILL has been reduced compared to 1 year ago.
- Compared to 5 years ago, JILL has more shares outstanding
- JILL has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 1.75, we must say that JILL is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of JILL (1.75) is worse than 60.98% of its industry peers.
- The Debt to FCF ratio of JILL is 3.16, which is a good value as it means it would take JILL, 3.16 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of JILL (3.16) is better than 72.36% of its industry peers.
- JILL has a Debt/Equity ratio of 0.59. This is a neutral value indicating JILL is somewhat dependend on debt financing.
- JILL has a Debt to Equity ratio of 0.59. This is comparable to the rest of the industry: JILL outperforms 47.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 3.16 | ||
| Altman-Z | 1.75 |
ROIC/WACC1.29
WACC8.98%
2.3 Liquidity
- JILL has a Current Ratio of 1.08. This is a normal value and indicates that JILL is financially healthy and should not expect problems in meeting its short term obligations.
- JILL has a Current ratio of 1.08. This is in the lower half of the industry: JILL underperforms 69.11% of its industry peers.
- A Quick Ratio of 0.54 indicates that JILL may have some problems paying its short term obligations.
- JILL's Quick ratio of 0.54 is in line compared to the rest of the industry. JILL outperforms 46.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.08 | ||
| Quick Ratio | 0.54 |
3. JILL Growth Analysis
3.1 Past
- JILL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -30.17%.
- JILL shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -8.19% yearly.
- Looking at the last year, JILL shows a decrease in Revenue. The Revenue has decreased by -2.34% in the last year.
- Measured over the past years, JILL shows a small growth in Revenue. The Revenue has been growing by 6.93% on average per year.
EPS 1Y (TTM)-30.17%
EPS 3Y-8.19%
EPS 5YN/A
EPS Q2Q%-106.25%
Revenue 1Y (TTM)-2.34%
Revenue growth 3Y-1.03%
Revenue growth 5Y6.93%
Sales Q2Q%-3.1%
3.2 Future
- Based on estimates for the next years, JILL will show a small growth in Earnings Per Share. The EPS will grow by 4.60% on average per year.
- JILL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.39% yearly.
EPS Next Y-7.82%
EPS Next 2Y4.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.79%
Revenue Next 2Y0.39%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. JILL Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 5.27, the valuation of JILL can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 96.75% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.35. JILL is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 5.71, the valuation of JILL can be described as very cheap.
- JILL's Price/Forward Earnings ratio is rather cheap when compared to the industry. JILL is cheaper than 96.75% of the companies in the same industry.
- JILL is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.23, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.27 | ||
| Fwd PE | 5.71 |
4.2 Price Multiples
- JILL's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. JILL is cheaper than 95.12% of the companies in the same industry.
- JILL's Price/Free Cash Flow ratio is rather cheap when compared to the industry. JILL is cheaper than 83.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.22 | ||
| EV/EBITDA | 3.16 |
4.3 Compensation for Growth
- JILL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y4.6%
EPS Next 3YN/A
5. JILL Dividend Analysis
5.1 Amount
- JILL has a Yearly Dividend Yield of 2.54%. Purely for dividend investing, there may be better candidates out there.
- JILL's Dividend Yield is a higher than the industry average which is at 3.78.
- JILL's Dividend Yield is a higher than the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.54% |
5.2 History
- JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- JILL pays out 17.42% of its income as dividend. This is a sustainable payout ratio.
DP17.42%
EPS Next 2Y4.6%
EPS Next 3YN/A
JILL Fundamentals: All Metrics, Ratios and Statistics
12.8
-0.41 (-3.1%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)03-31 2026-03-31/bmo
Earnings (Next)06-09 2026-06-09
Inst Owners45.08%
Inst Owner Change-0.23%
Ins Owners5.21%
Ins Owner Change4.02%
Market Cap190.85M
Revenue(TTM)596.55M
Net Income(TTM)27.89M
Analysts83.64
Price Target14.79 (15.55%)
Short Float %6.83%
Short Ratio5.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.54% |
Yearly Dividend0.32
Dividend Growth(5Y)N/A
DP17.42%
Div Incr Years1
Div Non Decr Years1
Ex-Date04-14 2026-04-14 (0.09)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)55.78%
Min EPS beat(2)27.37%
Max EPS beat(2)84.19%
EPS beat(4)4
Avg EPS beat(4)28.67%
Min EPS beat(4)0.32%
Max EPS beat(4)84.19%
EPS beat(8)8
Avg EPS beat(8)24.76%
EPS beat(12)12
Avg EPS beat(12)390.73%
EPS beat(16)16
Avg EPS beat(16)320.15%
Revenue beat(2)0
Avg Revenue beat(2)-0.79%
Min Revenue beat(2)-1.5%
Max Revenue beat(2)-0.09%
Revenue beat(4)0
Avg Revenue beat(4)-1.73%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.09%
Revenue beat(8)0
Avg Revenue beat(8)-1.61%
Revenue beat(12)2
Avg Revenue beat(12)-1.2%
Revenue beat(16)4
Avg Revenue beat(16)-0.67%
PT rev (1m)-19.44%
PT rev (3m)-17.14%
EPS NQ rev (1m)-42.31%
EPS NQ rev (3m)-42.31%
EPS NY rev (1m)-20.32%
EPS NY rev (3m)-20.32%
Revenue NQ rev (1m)-4.63%
Revenue NQ rev (3m)-4.63%
Revenue NY rev (1m)-2.03%
Revenue NY rev (3m)-2.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.27 | ||
| Fwd PE | 5.71 | ||
| P/S | 0.32 | ||
| P/FCF | 8.22 | ||
| P/OCF | 4.53 | ||
| P/B | 1.57 | ||
| P/tB | 34.83 | ||
| EV/EBITDA | 3.16 |
EPS(TTM)2.43
EY18.98%
EPS(NY)2.24
Fwd EY17.5%
FCF(TTM)1.56
FCFY12.17%
OCF(TTM)2.83
OCFY22.08%
SpS40.01
BVpS8.15
TBVpS0.37
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.1077 (64.9%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.2% | ||
| ROE | 22.96% | ||
| ROCE | 16.05% | ||
| ROIC | 11.6% | ||
| ROICexc | 13.31% | ||
| ROICexgc | 22.81% | ||
| OM | 8.6% | ||
| PM (TTM) | 4.68% | ||
| GM | 68.69% | ||
| FCFM | 3.89% |
ROA(3y)8.03%
ROA(5y)5.39%
ROE(3y)52.52%
ROE(5y)N/A
ROIC(3y)17.81%
ROIC(5y)16.81%
ROICexc(3y)21.5%
ROICexc(5y)20.55%
ROICexgc(3y)45.72%
ROICexgc(5y)43.34%
ROCE(3y)24.64%
ROCE(5y)23.26%
ROICexgc growth 3Y-22.23%
ROICexgc growth 5YN/A
ROICexc growth 3Y-16.6%
ROICexc growth 5YN/A
OM growth 3Y-12.91%
OM growth 5YN/A
PM growth 3Y-11.99%
PM growth 5YN/A
GM growth 3Y0.04%
GM growth 5Y3.6%
F-Score6
Asset Turnover1.33
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 3.16 | ||
| Debt/EBITDA | 0.99 | ||
| Cap/Depr | 89.23% | ||
| Cap/Sales | 3.17% | ||
| Interest Coverage | 5.73 | ||
| Cash Conversion | 58.14% | ||
| Profit Quality | 83.28% | ||
| Current Ratio | 1.08 | ||
| Quick Ratio | 0.54 | ||
| Altman-Z | 1.75 |
F-Score6
WACC8.98%
ROIC/WACC1.29
Cap/Depr(3y)82.12%
Cap/Depr(5y)64.72%
Cap/Sales(3y)2.95%
Cap/Sales(5y)2.45%
Profit Quality(3y)110.38%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-30.17%
EPS 3Y-8.19%
EPS 5YN/A
EPS Q2Q%-106.25%
EPS Next Y-7.82%
EPS Next 2Y4.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.34%
Revenue growth 3Y-1.03%
Revenue growth 5Y6.93%
Sales Q2Q%-3.1%
Revenue Next Year0.79%
Revenue Next 2Y0.39%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-32.93%
EBIT growth 3Y-13.81%
EBIT growth 5YN/A
EBIT Next Year30.34%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-50.87%
FCF growth 3Y-26.86%
FCF growth 5YN/A
OCF growth 1Y-35.19%
OCF growth 3Y-17.27%
OCF growth 5YN/A
J. JILL INC / JILL Fundamental Analysis FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status for JILL stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
What is the profitability of JILL stock?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
What are the PE and PB ratios of J. JILL INC (JILL) stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.27 and the Price/Book (PB) ratio is 1.57.
How sustainable is the dividend of J. JILL INC (JILL) stock?
The dividend rating of J. JILL INC (JILL) is 4 / 10 and the dividend payout ratio is 17.42%.