J. JILL INC (JILL) Stock Fundamental Analysis
NYSE:JILL - US46620W2017 - Common Stock
18 USD
+0.42 (+2.39%)
18 USD
0 (0%)
We assign a fundamental rating of 5 out of 10 to JILL. JILL was compared to 123 industry peers in the Specialty Retail industry. JILL scores excellent on profitability, but there are some minor concerns on its financial health. JILL is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
JILL had a positive operating cash flow in the past year.
In multiple years JILL reported negative net income over the last 5 years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
JILL's Return On Assets of 7.96% is amongst the best of the industry. JILL outperforms 80.49% of its industry peers.
The Return On Equity of JILL (30.79%) is better than 86.18% of its industry peers.
The Return On Invested Capital of JILL (15.92%) is better than 86.18% of its industry peers.
JILL had an Average Return On Invested Capital over the past 3 years of 19.89%. This is significantly above the industry average of 12.10%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.96% | ||
| ROE | 30.79% | ||
| ROIC | 15.92% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
JILL's Profit Margin of 5.72% is amongst the best of the industry. JILL outperforms 80.49% of its industry peers.
The Operating Margin of JILL (11.13%) is better than 86.99% of its industry peers.
In the last couple of years the Operating Margin of JILL has grown nicely.
JILL has a better Gross Margin (70.07%) than 95.94% of its industry peers.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.13% | ||
| PM (TTM) | 5.72% | ||
| GM | 70.07% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), JILL is creating value.
Compared to 1 year ago, JILL has more shares outstanding
The number of shares outstanding for JILL has been increased compared to 5 years ago.
Compared to 1 year ago, JILL has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.01 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of JILL (2.01) is comparable to the rest of the industry.
JILL has a debt to FCF ratio of 2.27. This is a good value and a sign of high solvency as JILL would need 2.27 years to pay back of all of its debts.
JILL's Debt to FCF ratio of 2.27 is fine compared to the rest of the industry. JILL outperforms 75.61% of its industry peers.
JILL has a Debt/Equity ratio of 0.62. This is a neutral value indicating JILL is somewhat dependend on debt financing.
JILL's Debt to Equity ratio of 0.62 is in line compared to the rest of the industry. JILL outperforms 46.34% of its industry peers.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.62 | ||
| Debt/FCF | 2.27 | ||
| Altman-Z | 2.01 |
ROIC/WACC1.49
WACC10.65%
2.3 Liquidity
A Current Ratio of 0.99 indicates that JILL may have some problems paying its short term obligations.
JILL's Current ratio of 0.99 is on the low side compared to the rest of the industry. JILL is outperformed by 73.17% of its industry peers.
JILL has a Quick Ratio of 0.99. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.50, JILL perfoms like the industry average, outperforming 49.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.5 |
3. Growth
3.1 Past
The earnings per share for JILL have decreased by -5.71% in the last year.
Measured over the past years, JILL shows a very strong growth in Earnings Per Share. The EPS has been growing by 58.31% on average per year.
The Revenue has decreased by -2.24% in the past year.
JILL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.44% yearly.
EPS 1Y (TTM)-5.71%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-27.87%
Revenue 1Y (TTM)-2.24%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.88%
3.2 Future
JILL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -2.67% yearly.
The Revenue is expected to grow by 0.35% on average over the next years.
EPS Next Y-14.63%
EPS Next 2Y-2.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.74%
Revenue Next 2Y0.35%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 5.73 indicates a rather cheap valuation of JILL.
JILL's Price/Earnings ratio is rather cheap when compared to the industry. JILL is cheaper than 97.56% of the companies in the same industry.
JILL is valuated cheaply when we compare the Price/Earnings ratio to 27.06, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 5.46 indicates a rather cheap valuation of JILL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 96.75% of the companies listed in the same industry.
JILL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.73 | ||
| Fwd PE | 5.46 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaper than 93.50% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaper than 89.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.96 | ||
| EV/EBITDA | 3.56 |
4.3 Compensation for Growth
The excellent profitability rating of JILL may justify a higher PE ratio.
JILL's earnings are expected to decrease with -2.67% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.1
EPS Next 2Y-2.67%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.76%, JILL has a reasonable but not impressive dividend return.
JILL's Dividend Yield is a higher than the industry average which is at 5.21.
JILL's Dividend Yield is slightly below the S&P500 average, which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.76% |
5.2 History
JILL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
11.96% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP11.96%
EPS Next 2Y-2.67%
EPS Next 3YN/A
18
+0.42 (+2.39%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners52.81%
Inst Owner Change0.44%
Ins Owners5.07%
Ins Owner Change7.1%
Market Cap275.04M
Analysts83.64
Price Target21.68 (20.44%)
Short Float %10.54%
Short Ratio7.41
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.76% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP11.96%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.06%
Min EPS beat(2)0.32%
Max EPS beat(2)51.8%
EPS beat(4)4
Avg EPS beat(4)18.59%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)569.22%
EPS beat(12)12
Avg EPS beat(12)403.15%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-3.37%
Min Revenue beat(2)-5.09%
Max Revenue beat(2)-1.64%
Revenue beat(4)0
Avg Revenue beat(4)-2.5%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-1.32%
Revenue beat(8)2
Avg Revenue beat(8)-1.32%
Revenue beat(12)3
Avg Revenue beat(12)-1.27%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.62%
PT rev (3m)-25.7%
EPS NQ rev (1m)3.83%
EPS NQ rev (3m)-23.97%
EPS NY rev (1m)2.41%
EPS NY rev (3m)-14.76%
Revenue NQ rev (1m)0.48%
Revenue NQ rev (3m)-4.76%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.73 | ||
| Fwd PE | 5.46 | ||
| P/S | 0.46 | ||
| P/FCF | 8.96 | ||
| P/OCF | 5.63 | ||
| P/B | 2.46 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.56 |
EPS(TTM)3.14
EY17.44%
EPS(NY)3.3
Fwd EY18.31%
FCF(TTM)2.01
FCFY11.16%
OCF(TTM)3.2
OCFY17.77%
SpS39.46
BVpS7.33
TBVpS-0.5
PEG (NY)N/A
PEG (5Y)0.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.96% | ||
| ROE | 30.79% | ||
| ROCE | 21.73% | ||
| ROIC | 15.92% | ||
| ROICexc | 17.71% | ||
| ROICexgc | 31.1% | ||
| OM | 11.13% | ||
| PM (TTM) | 5.72% | ||
| GM | 70.07% | ||
| FCFM | 5.09% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexcg growth 3Y9.82%
ROICexcg growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score5
Asset Turnover1.39
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.62 | ||
| Debt/FCF | 2.27 | ||
| Debt/EBITDA | 0.79 | ||
| Cap/Depr | 87.15% | ||
| Cap/Sales | 3.01% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 55.56% | ||
| Profit Quality | 89.04% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.5 | ||
| Altman-Z | 2.01 |
F-Score5
WACC10.65%
ROIC/WACC1.49
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.71%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-27.87%
EPS Next Y-14.63%
EPS Next 2Y-2.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.24%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.88%
Revenue Next Year-0.74%
Revenue Next 2Y0.35%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-24.91%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year17.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.95%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-34.95%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%