J. JILL INC (JILL) Fundamental Analysis & Valuation

NYSE:JILL • US46620W2017

Current stock price

15.9 USD
+0.15 (+0.95%)
At close:
15.9 USD
0 (0%)
After Hours:

This JILL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. JILL Profitability Analysis

1.1 Basic Checks

  • In the past year JILL was profitable.
  • JILL had a positive operating cash flow in the past year.
  • In multiple years JILL reported negative net income over the last 5 years.
  • JILL had a positive operating cash flow in 4 of the past 5 years.
JILL Yearly Net Income VS EBIT VS OCF VS FCFJILL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

1.2 Ratios

  • JILL has a Return On Assets of 7.35%. This is amongst the best in the industry. JILL outperforms 81.45% of its industry peers.
  • Looking at the Return On Equity, with a value of 26.08%, JILL belongs to the top of the industry, outperforming 84.68% of the companies in the same industry.
  • JILL's Return On Invested Capital of 12.63% is amongst the best of the industry. JILL outperforms 83.06% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 13.55%.
  • The last Return On Invested Capital (12.63%) for JILL is well below the 3 year average (19.89%), which needs to be investigated, but indicates that JILL had better years and this may not be a problem.
Industry RankSector Rank
ROA 7.35%
ROE 26.08%
ROIC 12.63%
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
JILL Yearly ROA, ROE, ROICJILL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -5K -10K -15K -20K

1.3 Margins

  • The Profit Margin of JILL (5.60%) is better than 80.65% of its industry peers.
  • The Operating Margin of JILL (9.39%) is better than 81.45% of its industry peers.
  • JILL's Operating Margin has improved in the last couple of years.
  • JILL's Gross Margin of 69.42% is amongst the best of the industry. JILL outperforms 94.35% of its industry peers.
  • JILL's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 9.39%
PM (TTM) 5.6%
GM 69.42%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
JILL Yearly Profit, Operating, Gross MarginsJILL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. JILL Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), JILL is creating some value.
  • JILL has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, JILL has more shares outstanding
  • JILL has a better debt/assets ratio than last year.
JILL Yearly Shares OutstandingJILL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M
JILL Yearly Total Debt VS Total AssetsJILL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • An Altman-Z score of 1.88 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • JILL has a Altman-Z score (1.88) which is comparable to the rest of the industry.
  • The Debt to FCF ratio of JILL is 1.99, which is an excellent value as it means it would take JILL, only 1.99 years of fcf income to pay off all of its debts.
  • JILL has a Debt to FCF ratio of 1.99. This is in the better half of the industry: JILL outperforms 75.81% of its industry peers.
  • JILL has a Debt/Equity ratio of 0.55. This is a neutral value indicating JILL is somewhat dependend on debt financing.
  • The Debt to Equity ratio of JILL (0.55) is comparable to the rest of the industry.
  • Although JILL's pure debt/equity ratio does not look good, it has limited outstanding debt compared to the Free Cash Flow. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 1.99
Altman-Z 1.88
ROIC/WACC1.13
WACC11.17%
JILL Yearly LT Debt VS Equity VS FCFJILL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M

2.3 Liquidity

  • JILL has a Current Ratio of 1.15. This is a normal value and indicates that JILL is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of JILL (1.15) is worse than 62.90% of its industry peers.
  • JILL has a Quick Ratio of 1.15. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.64, JILL perfoms like the industry average, outperforming 59.68% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 0.64
JILL Yearly Current Assets VS Current LiabilitesJILL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. JILL Growth Analysis

3.1 Past

  • The earnings per share for JILL have decreased strongly by -18.29% in the last year.
  • JILL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 58.31% yearly.
  • Looking at the last year, JILL shows a decrease in Revenue. The Revenue has decreased by -2.67% in the last year.
  • The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%

3.2 Future

  • Based on estimates for the next years, JILL will show a decrease in Earnings Per Share. The EPS will decrease by -0.41% on average per year.
  • Based on estimates for the next years, JILL will show a small growth in Revenue. The Revenue will grow by 0.73% on average per year.
EPS Next Y-31.65%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
EPS Next 5YN/A
Revenue Next Year-1.78%
Revenue Next 2Y0.2%
Revenue Next 3Y0.73%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
JILL Yearly Revenue VS EstimatesJILL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
JILL Yearly EPS VS EstimatesJILL Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 2 -2

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8

4. JILL Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 5.74 indicates a rather cheap valuation of JILL.
  • Compared to the rest of the industry, the Price/Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 96.77% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.11. JILL is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 5.66, the valuation of JILL can be described as very cheap.
  • JILL's Price/Forward Earnings ratio is rather cheap when compared to the industry. JILL is cheaper than 97.58% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 24.12. JILL is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.74
Fwd PE 5.66
JILL Price Earnings VS Forward Price EarningsJILL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaper than 94.35% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, JILL is valued cheaper than 88.71% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.81
EV/EBITDA 3.23
JILL Per share dataJILL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • JILL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.1
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. JILL Dividend Analysis

5.1 Amount

  • JILL has a Yearly Dividend Yield of 2.07%.
  • Compared to an average industry Dividend Yield of 2.41, JILL pays a bit more dividend than its industry peers.
  • JILL's Dividend Yield is comparable with the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 2.07%

5.2 History

  • JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
JILL Yearly Dividends per shareJILL Yearly Dividends per shareYearly Dividends per share 2019 2024 2025 1 2 3 4 5

5.3 Sustainability

  • 14.06% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP14.06%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
JILL Yearly Income VS Free CF VS DividendJILL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M
JILL Dividend Payout.JILL Dividend Payout, showing the Payout Ratio.JILL Dividend Payout.PayoutRetained Earnings

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JILL Fundamentals: All Metrics, Ratios and Statistics

J. JILL INC

NYSE:JILL (3/17/2026, 8:27:00 PM)

After market: 15.9 0 (0%)

15.9

+0.15 (+0.95%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-10
Earnings (Next)06-09
Inst Owners44.13%
Inst Owner Change-9.8%
Ins Owners5.15%
Ins Owner Change-0.38%
Market Cap240.41M
Revenue(TTM)600.98M
Net Income(TTM)33.66M
Analysts83.64
Price Target18.36 (15.47%)
Short Float %6.81%
Short Ratio8.06
Dividend
Industry RankSector Rank
Dividend Yield 2.07%
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP14.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.08%
Min EPS beat(2)2.8%
Max EPS beat(2)27.37%
EPS beat(4)4
Avg EPS beat(4)20.57%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.47%
EPS beat(12)12
Avg EPS beat(12)401.03%
EPS beat(16)16
Avg EPS beat(16)351.78%
Revenue beat(2)0
Avg Revenue beat(2)-0.87%
Min Revenue beat(2)-1.5%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.12%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)0
Avg Revenue beat(8)-1.67%
Revenue beat(12)3
Avg Revenue beat(12)-1.09%
Revenue beat(16)5
Avg Revenue beat(16)-0.65%
PT rev (1m)0%
PT rev (3m)-10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-182.67%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.93%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.3%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.77%
Valuation
Industry RankSector Rank
PE 5.74
Fwd PE 5.66
P/S 0.4
P/FCF 6.81
P/OCF 4.64
P/B 1.86
P/tB 20.28
EV/EBITDA 3.23
EPS(TTM)2.77
EY17.42%
EPS(NY)2.81
Fwd EY17.68%
FCF(TTM)2.34
FCFY14.69%
OCF(TTM)3.43
OCFY21.56%
SpS39.75
BVpS8.53
TBVpS0.78
PEG (NY)N/A
PEG (5Y)0.1
Graham Number23.06
Profitability
Industry RankSector Rank
ROA 7.35%
ROE 26.08%
ROCE 17.24%
ROIC 12.63%
ROICexc 15.35%
ROICexgc 27.17%
OM 9.39%
PM (TTM) 5.6%
GM 69.42%
FCFM 5.88%
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.31
Health
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 1.99
Debt/EBITDA 0.91
Cap/Depr 78.24%
Cap/Sales 2.75%
Interest Coverage 250
Cash Conversion 66.86%
Profit Quality 104.92%
Current Ratio 1.15
Quick Ratio 0.64
Altman-Z 1.88
F-Score6
WACC11.17%
ROIC/WACC1.13
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
EPS Next Y-31.65%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%
Revenue Next Year-1.78%
Revenue Next 2Y0.2%
Revenue Next 3Y0.73%
Revenue Next 5YN/A
EBIT growth 1Y-30.9%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year3.07%
EBIT Next 3Y7.16%
EBIT Next 5YN/A
FCF growth 1Y-19.25%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-19.5%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%

J. JILL INC / JILL Fundamental Analysis FAQ

What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?

ChartMill assigns a fundamental rating of 6 / 10 to JILL.


What is the valuation status for JILL stock?

ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.


How profitable is J. JILL INC (JILL) stock?

J. JILL INC (JILL) has a profitability rating of 8 / 10.


What are the PE and PB ratios of J. JILL INC (JILL) stock?

The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.74 and the Price/Book (PB) ratio is 1.86.


Is the dividend of J. JILL INC sustainable?

The dividend rating of J. JILL INC (JILL) is 3 / 10 and the dividend payout ratio is 14.06%.