J. JILL INC (JILL) Stock Fundamental Analysis
USA - NYSE:JILL - US46620W2017 - Common Stock
15.07 USD
-0.16 (-1.05%)
15.07 USD
0 (0%)
Overall JILL gets a fundamental rating of 6 out of 10. We evaluated JILL against 122 industry peers in the Specialty Retail industry. JILL has an excellent profitability rating, but there are some minor concerns on its financial health. JILL is cheap, but on the other hand it scores bad on growth. These ratings would make JILL suitable for value investing!
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
In the past year JILL had a positive cash flow from operations.
In multiple years JILL reported negative net income over the last 5 years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
JILL has a Return On Assets of 8.43%. This is amongst the best in the industry. JILL outperforms 81.15% of its industry peers.
JILL has a Return On Equity of 30.29%. This is amongst the best in the industry. JILL outperforms 86.89% of its industry peers.
JILL has a Return On Invested Capital of 13.95%. This is amongst the best in the industry. JILL outperforms 82.79% of its industry peers.
JILL had an Average Return On Invested Capital over the past 3 years of 19.89%. This is significantly above the industry average of 11.80%.
The last Return On Invested Capital (13.95%) for JILL is well below the 3 year average (19.89%), which needs to be investigated, but indicates that JILL had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROIC | 13.95% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
JILL has a Profit Margin of 6.12%. This is amongst the best in the industry. JILL outperforms 80.33% of its industry peers.
JILL has a better Operating Margin (10.11%) than 82.79% of its industry peers.
In the last couple of years the Operating Margin of JILL has grown nicely.
JILL has a Gross Margin of 69.54%. This is amongst the best in the industry. JILL outperforms 95.90% of its industry peers.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so JILL is creating value.
Compared to 1 year ago, JILL has more shares outstanding
JILL has more shares outstanding than it did 5 years ago.
The debt/assets ratio for JILL has been reduced compared to a year ago.
2.2 Solvency
JILL has an Altman-Z score of 1.95. This is not the best score and indicates that JILL is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of JILL (1.95) is comparable to the rest of the industry.
JILL has a debt to FCF ratio of 2.11. This is a good value and a sign of high solvency as JILL would need 2.11 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 2.11, JILL is doing good in the industry, outperforming 74.59% of the companies in the same industry.
JILL has a Debt/Equity ratio of 0.58. This is a neutral value indicating JILL is somewhat dependend on debt financing.
JILL has a Debt to Equity ratio (0.58) which is comparable to the rest of the industry.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Altman-Z | 1.95 |
ROIC/WACC1.3
WACC10.77%
2.3 Liquidity
A Current Ratio of 1.11 indicates that JILL should not have too much problems paying its short term obligations.
JILL has a Current ratio of 1.11. This is in the lower half of the industry: JILL underperforms 68.85% of its industry peers.
JILL has a Quick Ratio of 1.11. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.64, JILL perfoms like the industry average, outperforming 58.20% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
JILL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -11.59%.
The Earnings Per Share has been growing by 58.31% on average over the past years. This is a very strong growth
The Revenue has decreased by -2.37% in the past year.
JILL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.44% yearly.
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
3.2 Future
Based on estimates for the next years, JILL will show a decrease in Earnings Per Share. The EPS will decrease by -9.49% on average per year.
The Revenue is expected to grow by 0.69% on average over the next years.
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 5.20 indicates a rather cheap valuation of JILL.
Based on the Price/Earnings ratio, JILL is valued cheaper than 96.72% of the companies in the same industry.
JILL is valuated cheaply when we compare the Price/Earnings ratio to 26.34, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 5.29 indicates a rather cheap valuation of JILL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 96.72% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 34.43. JILL is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.2 | ||
| Fwd PE | 5.29 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaply inside the industry as 94.26% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaper than 94.26% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.92 | ||
| EV/EBITDA | 3.13 |
4.3 Compensation for Growth
The excellent profitability rating of JILL may justify a higher PE ratio.
A cheap valuation may be justified as JILL's earnings are expected to decrease with -9.49% in the coming years.
PEG (NY)N/A
PEG (5Y)0.09
EPS Next 2Y-9.49%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.11%, JILL has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 5.58, JILL pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, JILL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.11% |
5.2 History
JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
JILL pays out 12.48% of its income as dividend. This is a sustainable payout ratio.
DP12.48%
EPS Next 2Y-9.49%
EPS Next 3YN/A
15.07
-0.16 (-1.05%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners50.99%
Inst Owner Change-1.58%
Ins Owners5.19%
Ins Owner Change-0.26%
Market Cap229.52M
Revenue(TTM)601.71M
Net Income(TTM)36.80M
Analysts83.64
Price Target20.4 (35.37%)
Short Float %9.13%
Short Ratio7.67
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.11% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP12.48%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.56%
Min EPS beat(2)0.32%
Max EPS beat(2)2.8%
EPS beat(4)4
Avg EPS beat(4)16.11%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.21%
EPS beat(12)12
Avg EPS beat(12)402.07%
EPS beat(16)16
Avg EPS beat(16)355.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.67%
Min Revenue beat(2)-5.09%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.23%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)1
Avg Revenue beat(8)-1.37%
Revenue beat(12)3
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-0.66%
PT rev (1m)0%
PT rev (3m)-7.41%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-31.01%
EPS NY rev (1m)-2.9%
EPS NY rev (3m)-14.64%
Revenue NQ rev (1m)0.92%
Revenue NQ rev (3m)-0.54%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.2 | ||
| Fwd PE | 5.29 | ||
| P/S | 0.38 | ||
| P/FCF | 6.92 | ||
| P/OCF | 4.43 | ||
| P/B | 1.89 | ||
| P/tB | 73.21 | ||
| EV/EBITDA | 3.13 |
EPS(TTM)2.9
EY19.24%
EPS(NY)2.85
Fwd EY18.92%
FCF(TTM)2.18
FCFY14.46%
OCF(TTM)3.4
OCFY22.59%
SpS39.51
BVpS7.98
TBVpS0.21
PEG (NY)N/A
PEG (5Y)0.09
Graham Number22.82
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROCE | 19.05% | ||
| ROIC | 13.95% | ||
| ROICexc | 16.27% | ||
| ROICexgc | 28.66% | ||
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% | ||
| FCFM | 5.51% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Debt/EBITDA | 0.85 | ||
| Cap/Depr | 88.3% | ||
| Cap/Sales | 3.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 63.25% | ||
| Profit Quality | 90.15% | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 1.95 |
F-Score6
WACC10.77%
ROIC/WACC1.3
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.98%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year6.08%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.2%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-30.49%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%
J. JILL INC / JILL FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status of J. JILL INC (JILL) stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
Can you provide the profitability details for J. JILL INC?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for JILL stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.2 and the Price/Book (PB) ratio is 1.89.
Can you provide the dividend sustainability for JILL stock?
The dividend rating of J. JILL INC (JILL) is 3 / 10 and the dividend payout ratio is 12.48%.