J. JILL INC (JILL) Stock Fundamental Analysis
NYSE:JILL - New York Stock Exchange, Inc. - US46620W2017 - Common Stock - Currency: USD
We assign a fundamental rating of 6 out of 10 to JILL. JILL was compared to 121 industry peers in the Specialty Retail industry. While JILL has a great profitability rating, there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on JILL.
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
In the past year JILL had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
JILL's Return On Assets of 9.45% is amongst the best of the industry. JILL outperforms 83.47% of its industry peers.
JILL has a better Return On Equity (37.33%) than 89.26% of its industry peers.
JILL has a better Return On Invested Capital (19.27%) than 88.43% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 13.08%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.45% | ||
| ROE | 37.33% | ||
| ROIC | 19.27% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 6.46%, JILL belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
With an excellent Operating Margin value of 12.52%, JILL belongs to the best of the industry, outperforming 89.26% of the companies in the same industry.
In the last couple of years the Operating Margin of JILL has grown nicely.
The Gross Margin of JILL (70.37%) is better than 95.04% of its industry peers.
JILL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.52% | ||
| PM (TTM) | 6.46% | ||
| GM | 70.37% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), JILL is creating value.
The number of shares outstanding for JILL has been increased compared to 1 year ago.
The number of shares outstanding for JILL has been increased compared to 5 years ago.
The debt/assets ratio for JILL has been reduced compared to a year ago.
2.2 Solvency
JILL has an Altman-Z score of 2.05. This is not the best score and indicates that JILL is in the grey zone with still only limited risk for bankruptcy at the moment.
With a Altman-Z score value of 2.05, JILL perfoms like the industry average, outperforming 46.28% of the companies in the same industry.
JILL has a debt to FCF ratio of 1.47. This is a very positive value and a sign of high solvency as it would only need 1.47 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 1.47, JILL is doing good in the industry, outperforming 73.55% of the companies in the same industry.
A Debt/Equity ratio of 0.66 indicates that JILL is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.66, JILL perfoms like the industry average, outperforming 46.28% of the companies in the same industry.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 1.47 | ||
| Altman-Z | 2.05 |
ROIC/WACC1.82
WACC10.57%
2.3 Liquidity
A Current Ratio of 0.96 indicates that JILL may have some problems paying its short term obligations.
The Current ratio of JILL (0.96) is worse than 76.03% of its industry peers.
JILL has a Quick Ratio of 0.96. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
JILL has a Quick ratio (0.48) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 13.36% over the past year.
The Earnings Per Share has been growing by 58.31% on average over the past years. This is a very strong growth
JILL shows a small growth in Revenue. In the last year, the Revenue has grown by 1.02%.
The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)13.36%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%39.13%
Revenue 1Y (TTM)1.02%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.42%
3.2 Future
JILL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.63% yearly.
Based on estimates for the next years, JILL will show a small growth in Revenue. The Revenue will grow by 2.63% on average per year.
EPS Next Y0.14%
EPS Next 2Y4.63%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.96%
Revenue Next 2Y2.63%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 4.56, the valuation of JILL can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 100.00% of the companies listed in the same industry.
JILL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.75.
With a Price/Forward Earnings ratio of 4.55, the valuation of JILL can be described as very cheap.
Based on the Price/Forward Earnings ratio, JILL is valued cheaply inside the industry as 99.17% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 20.49. JILL is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.56 | ||
| Fwd PE | 4.55 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaper than 91.74% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 92.56% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.13 | ||
| EV/EBITDA | 2.77 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates JILL does not grow enough to justify the current Price/Earnings ratio.
JILL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)31.7
PEG (5Y)0.08
EPS Next 2Y4.63%
EPS Next 3YN/A
5. Dividend
5.1 Amount
JILL has a Yearly Dividend Yield of 1.84%. Purely for dividend investing, there may be better candidates out there.
In the last 3 months the price of JILL has falen by -43.16%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
JILL's Dividend Yield is a higher than the industry average which is at 5.39.
Compared to the average S&P500 Dividend Yield of 2.44, JILL is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
5.2 History
JILL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
7.34% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP7.34%
EPS Next 2Y4.63%
EPS Next 3YN/A
15.86
+0.33 (+2.12%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners46.51%
Inst Owner Change0.05%
Ins Owners3.7%
Ins Owner Change4.16%
Market Cap242.34M
Analysts83.33
Price Target30.6 (92.94%)
Short Float %7.74%
Short Ratio4.45
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP7.34%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)30.66%
Min EPS beat(2)9.52%
Max EPS beat(2)51.8%
EPS beat(4)4
Avg EPS beat(4)20.86%
Min EPS beat(4)9.4%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)571.76%
EPS beat(12)12
Avg EPS beat(12)417.31%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-1.93%
Max Revenue beat(2)-1.64%
Revenue beat(4)0
Avg Revenue beat(4)-1.48%
Min Revenue beat(4)-1.93%
Max Revenue beat(4)-1.03%
Revenue beat(8)2
Avg Revenue beat(8)-0.93%
Revenue beat(12)4
Avg Revenue beat(12)-0.32%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15.73%
PT rev (3m)-15.73%
EPS NQ rev (1m)-8.02%
EPS NQ rev (3m)-33.85%
EPS NY rev (1m)0%
EPS NY rev (3m)-7.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.22%
Revenue NY rev (1m)-1.04%
Revenue NY rev (3m)-1.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.56 | ||
| Fwd PE | 4.55 | ||
| P/S | 0.4 | ||
| P/FCF | 5.13 | ||
| P/OCF | 3.73 | ||
| P/B | 2.29 | ||
| P/tB | N/A | ||
| EV/EBITDA | 2.77 |
EPS(TTM)3.48
EY21.94%
EPS(NY)3.49
Fwd EY21.97%
FCF(TTM)3.09
FCFY19.51%
OCF(TTM)4.26
OCFY26.83%
SpS39.98
BVpS6.92
TBVpS-0.98
PEG (NY)31.7
PEG (5Y)0.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.45% | ||
| ROE | 37.33% | ||
| ROCE | 26.32% | ||
| ROIC | 19.27% | ||
| ROICexc | 21.95% | ||
| ROICexgc | 41.66% | ||
| OM | 12.52% | ||
| PM (TTM) | 6.46% | ||
| GM | 70.37% | ||
| FCFM | 7.74% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexcg growth 3Y9.82%
ROICexcg growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score7
Asset Turnover1.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 1.47 | ||
| Debt/EBITDA | 0.71 | ||
| Cap/Depr | 83.26% | ||
| Cap/Sales | 2.91% | ||
| Interest Coverage | 4.96 | ||
| Cash Conversion | 66.49% | ||
| Profit Quality | 119.74% | ||
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z | 2.05 |
F-Score7
WACC10.57%
ROIC/WACC1.82
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.36%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%39.13%
EPS Next Y0.14%
EPS Next 2Y4.63%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.02%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.42%
Revenue Next Year1.96%
Revenue Next 2Y2.63%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.24%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year27.2%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1.93%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y2.71%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%