J. JILL INC (JILL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JILL - US46620W2017 - Common Stock
16.25 USD
+0.09 (+0.56%)
16.25 USD
0 (0%)
Taking everything into account, JILL scores 6 out of 10 in our fundamental rating. JILL was compared to 121 industry peers in the Specialty Retail industry. JILL scores excellent on profitability, but there are some minor concerns on its financial health. JILL has a bad growth rate and is valued cheaply. With these ratings, JILL could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
In the past year JILL had a positive cash flow from operations.
In multiple years JILL reported negative net income over the last 5 years.
JILL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 8.43%, JILL belongs to the best of the industry, outperforming 81.97% of the companies in the same industry.
JILL has a better Return On Equity (30.29%) than 87.70% of its industry peers.
With an excellent Return On Invested Capital value of 13.95%, JILL belongs to the best of the industry, outperforming 83.61% of the companies in the same industry.
JILL had an Average Return On Invested Capital over the past 3 years of 19.89%. This is significantly above the industry average of 11.88%.
The last Return On Invested Capital (13.95%) for JILL is well below the 3 year average (19.89%), which needs to be investigated, but indicates that JILL had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROIC | 13.95% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
JILL has a Profit Margin of 6.12%. This is in the better half of the industry: JILL outperforms 79.51% of its industry peers.
JILL has a better Operating Margin (10.11%) than 83.61% of its industry peers.
In the last couple of years the Operating Margin of JILL has grown nicely.
With an excellent Gross Margin value of 69.54%, JILL belongs to the best of the industry, outperforming 95.90% of the companies in the same industry.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), JILL is creating value.
JILL has more shares outstanding than it did 1 year ago.
JILL has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, JILL has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 1.98 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.98, JILL is in line with its industry, outperforming 48.36% of the companies in the same industry.
The Debt to FCF ratio of JILL is 2.11, which is a good value as it means it would take JILL, 2.11 years of fcf income to pay off all of its debts.
JILL's Debt to FCF ratio of 2.11 is fine compared to the rest of the industry. JILL outperforms 74.59% of its industry peers.
JILL has a Debt/Equity ratio of 0.58. This is a neutral value indicating JILL is somewhat dependend on debt financing.
JILL's Debt to Equity ratio of 0.58 is in line compared to the rest of the industry. JILL outperforms 52.46% of its industry peers.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Altman-Z | 1.98 |
ROIC/WACC1.29
WACC10.79%
2.3 Liquidity
A Current Ratio of 1.11 indicates that JILL should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.11, JILL is doing worse than 65.57% of the companies in the same industry.
A Quick Ratio of 0.64 indicates that JILL may have some problems paying its short term obligations.
With a decent Quick ratio value of 0.64, JILL is doing good in the industry, outperforming 60.66% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
JILL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -11.59%.
The Earnings Per Share has been growing by 58.31% on average over the past years. This is a very strong growth
JILL shows a decrease in Revenue. In the last year, the revenue decreased by -2.37%.
The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
3.2 Future
The Earnings Per Share is expected to decrease by -9.49% on average over the next years.
Based on estimates for the next years, JILL will show a small growth in Revenue. The Revenue will grow by 0.69% on average per year.
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 5.60, the valuation of JILL can be described as very cheap.
96.72% of the companies in the same industry are more expensive than JILL, based on the Price/Earnings ratio.
JILL is valuated cheaply when we compare the Price/Earnings ratio to 26.49, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 5.70, the valuation of JILL can be described as very cheap.
Based on the Price/Forward Earnings ratio, JILL is valued cheaper than 97.54% of the companies in the same industry.
JILL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.6 | ||
| Fwd PE | 5.7 |
4.2 Price Multiples
JILL's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. JILL is cheaper than 93.44% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaply inside the industry as 92.62% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.46 | ||
| EV/EBITDA | 3.32 |
4.3 Compensation for Growth
The excellent profitability rating of JILL may justify a higher PE ratio.
A cheap valuation may be justified as JILL's earnings are expected to decrease with -9.49% in the coming years.
PEG (NY)N/A
PEG (5Y)0.1
EPS Next 2Y-9.49%
EPS Next 3YN/A
5. Dividend
5.1 Amount
JILL has a Yearly Dividend Yield of 1.98%.
Compared to an average industry Dividend Yield of 5.67, JILL pays a better dividend. On top of this JILL pays more dividend than 80.33% of the companies listed in the same industry.
JILL's Dividend Yield is comparable with the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.98% |
5.2 History
JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
JILL pays out 12.48% of its income as dividend. This is a sustainable payout ratio.
DP12.48%
EPS Next 2Y-9.49%
EPS Next 3YN/A
16.25
+0.09 (+0.56%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners47.45%
Inst Owner Change-6.49%
Ins Owners5.2%
Ins Owner Change-0.26%
Market Cap247.49M
Revenue(TTM)601.71M
Net Income(TTM)36.80M
Analysts83.64
Price Target20.4 (25.54%)
Short Float %8.87%
Short Ratio11.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.98% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP12.48%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.56%
Min EPS beat(2)0.32%
Max EPS beat(2)2.8%
EPS beat(4)4
Avg EPS beat(4)16.11%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.21%
EPS beat(12)12
Avg EPS beat(12)402.07%
EPS beat(16)16
Avg EPS beat(16)355.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.67%
Min Revenue beat(2)-5.09%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.23%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)1
Avg Revenue beat(8)-1.37%
Revenue beat(12)3
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-0.66%
PT rev (1m)0%
PT rev (3m)-5.88%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-31.18%
EPS NY rev (1m)0%
EPS NY rev (3m)-16.65%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.72%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.6 | ||
| Fwd PE | 5.7 | ||
| P/S | 0.41 | ||
| P/FCF | 7.46 | ||
| P/OCF | 4.77 | ||
| P/B | 2.04 | ||
| P/tB | 78.94 | ||
| EV/EBITDA | 3.32 |
EPS(TTM)2.9
EY17.85%
EPS(NY)2.85
Fwd EY17.54%
FCF(TTM)2.18
FCFY13.41%
OCF(TTM)3.4
OCFY20.95%
SpS39.51
BVpS7.98
TBVpS0.21
PEG (NY)N/A
PEG (5Y)0.1
Graham Number22.82
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROCE | 19.05% | ||
| ROIC | 13.95% | ||
| ROICexc | 16.27% | ||
| ROICexgc | 28.66% | ||
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% | ||
| FCFM | 5.51% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Debt/EBITDA | 0.85 | ||
| Cap/Depr | 88.3% | ||
| Cap/Sales | 3.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 63.25% | ||
| Profit Quality | 90.15% | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 1.98 |
F-Score6
WACC10.79%
ROIC/WACC1.29
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.98%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year10.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.2%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-30.49%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%
J. JILL INC / JILL FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status of J. JILL INC (JILL) stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
Can you provide the profitability details for J. JILL INC?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for JILL stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.6 and the Price/Book (PB) ratio is 2.04.
Can you provide the dividend sustainability for JILL stock?
The dividend rating of J. JILL INC (JILL) is 4 / 10 and the dividend payout ratio is 12.48%.