J. JILL INC (JILL)
US46620W2017 - Common Stock
Taking everything into account, JILL scores 5 out of 10 in our fundamental rating. JILL was compared to 126 industry peers in the Specialty Retail industry. JILL scores excellent on profitability, but there are concerns on its financial health. JILL is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
In the past year JILL had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 8.45%, JILL is in the better half of the industry, outperforming 78.57% of the companies in the same industry.
JILL has a better Return On Equity (97.22%) than 97.62% of its industry peers.
With an excellent Return On Invested Capital value of 22.90%, JILL belongs to the best of the industry, outperforming 91.27% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for JILL is above the industry average of 13.97%.
The last Return On Invested Capital (22.90%) for JILL is above the 3 year average (17.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.45% | ||
| ROE | 97.22% | ||
| ROIC | 22.9% |
ROA(3y)3.76%
ROA(5y)-7.41%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)17.89%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of JILL (5.98%) is better than 79.37% of its industry peers.
JILL's Profit Margin has improved in the last couple of years.
JILL has a better Operating Margin (14.25%) than 92.86% of its industry peers.
JILL's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 70.67%, JILL belongs to the top of the industry, outperforming 98.41% of the companies in the same industry.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.25% | ||
| PM (TTM) | 5.98% | ||
| GM | 70.67% |
OM growth 3YN/A
OM growth 5Y10.48%
PM growth 3YN/A
PM growth 5Y6.75%
GM growth 3Y7.09%
GM growth 5Y1.64%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so JILL is creating value.
JILL has more shares outstanding than it did 1 year ago.
JILL has more shares outstanding than it did 5 years ago.
The debt/assets ratio for JILL has been reduced compared to a year ago.
2.2 Solvency
JILL has an Altman-Z score of 1.91. This is not the best score and indicates that JILL is in the grey zone with still only limited risk for bankruptcy at the moment.
With a Altman-Z score value of 1.91, JILL is not doing good in the industry: 60.32% of the companies in the same industry are doing better.
JILL has a debt to FCF ratio of 3.36. This is a good value and a sign of high solvency as JILL would need 3.36 years to pay back of all of its debts.
The Debt to FCF ratio of JILL (3.36) is better than 64.29% of its industry peers.
A Debt/Equity ratio of 3.24 is on the high side and indicates that JILL has dependencies on debt financing.
With a Debt to Equity ratio value of 3.24, JILL is not doing good in the industry: 76.19% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.24 | ||
| Debt/FCF | 3.36 | ||
| Altman-Z | 1.91 |
ROIC/WACC2.13
WACC10.76%
2.3 Liquidity
JILL has a Current Ratio of 0.89. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of JILL (0.89) is worse than 88.10% of its industry peers.
JILL has a Quick Ratio of 0.89. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.55, JILL perfoms like the industry average, outperforming 44.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
JILL shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.23%.
Measured over the past years, JILL shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.40% on average per year.
Looking at the last year, JILL shows a decrease in Revenue. The Revenue has decreased by -1.73% in the last year.
JILL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.06% yearly.
EPS 1Y (TTM)-2.23%
EPS 3YN/A
EPS 5Y-3.4%
EPS growth Q2Q109.09%
Revenue 1Y (TTM)-1.73%
Revenue growth 3Y12.32%
Revenue growth 5Y-3.06%
Revenue growth Q2Q1.18%
3.2 Future
The Earnings Per Share is expected to grow by 16.59% on average over the next years. This is quite good.
JILL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.51% yearly.
EPS Next Y8.89%
EPS Next 2Y9.9%
EPS Next 3Y16.59%
EPS Next 5YN/A
Revenue Next Year1.79%
Revenue Next 2Y2.15%
Revenue Next 3Y2.51%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.97, the valuation of JILL can be described as very reasonable.
Based on the Price/Earnings ratio, JILL is valued cheaply inside the industry as 84.92% of the companies are valued more expensively.
JILL is valuated cheaply when we compare the Price/Earnings ratio to 28.28, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 8.24, the valuation of JILL can be described as very reasonable.
89.68% of the companies in the same industry are more expensive than JILL, based on the Price/Forward Earnings ratio.
JILL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 20.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.97 | ||
| Fwd PE | 8.24 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaper than 96.83% of the companies in the same industry.
89.68% of the companies in the same industry are more expensive than JILL, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.38 | ||
| EV/EBITDA | 3.57 |
4.3 Compensation for Growth
JILL's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
JILL has an outstanding profitability rating, which may justify a higher PE ratio.
JILL's earnings are expected to grow with 16.59% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.01
PEG (5Y)N/A
EPS Next 2Y9.9%
EPS Next 3Y16.59%
5. Dividend
5.1 Amount
No dividends for JILL!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
J. JILL INC
NYSE:JILL (5/3/2024, 7:04:00 PM)
After market: 27.54 0 (0%)27.54
+0.64 (+2.38%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap296.06M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
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EPS beat(8)
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EPS beat(12)
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EPS beat(16)
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Revenue beat(2)
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PT rev (1m)
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EPS NQ rev (1m)
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Revenue NQ rev (1m)
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Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.97 | ||
| Fwd PE | 8.24 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)1.01
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.45% | ||
| ROE | 97.22% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 14.25% | ||
| PM (TTM) | 5.98% | ||
| GM | 70.67% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover1.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.24 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-2.23%
EPS 3YN/A
EPS 5Y
EPS growth Q2Q
EPS Next Y8.89%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-1.73%
Revenue growth 3Y12.32%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
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OCF growth 5Y