J. JILL INC (JILL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JILL - US46620W2017 - Common Stock
15.76 USD
-0.16 (-1.01%)
15.76 USD
0 (0%)
JILL gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 122 industry peers in the Specialty Retail industry. While JILL has a great profitability rating, there are some minor concerns on its financial health. JILL is valued quite cheap, but it does not seem to be growing. With these ratings, JILL could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
- JILL had positive earnings in the past year.
- In the past year JILL had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
- Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
- With an excellent Return On Assets value of 7.35%, JILL belongs to the best of the industry, outperforming 80.33% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 26.08%, JILL belongs to the top of the industry, outperforming 85.25% of the companies in the same industry.
- JILL's Return On Invested Capital of 12.63% is amongst the best of the industry. JILL outperforms 82.79% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for JILL is significantly above the industry average of 12.24%.
- The 3 year average ROIC (19.89%) for JILL is well above the current ROIC(12.63%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.35% | ||
| ROE | 26.08% | ||
| ROIC | 12.63% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
- JILL's Profit Margin of 5.60% is fine compared to the rest of the industry. JILL outperforms 79.51% of its industry peers.
- JILL has a Operating Margin of 9.39%. This is amongst the best in the industry. JILL outperforms 80.33% of its industry peers.
- In the last couple of years the Operating Margin of JILL has grown nicely.
- JILL has a better Gross Margin (69.42%) than 94.26% of its industry peers.
- JILL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.39% | ||
| PM (TTM) | 5.6% | ||
| GM | 69.42% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so JILL is still creating some value.
- The number of shares outstanding for JILL has been increased compared to 1 year ago.
- JILL has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, JILL has an improved debt to assets ratio.
2.2 Solvency
- JILL has an Altman-Z score of 1.89. This is not the best score and indicates that JILL is in the grey zone with still only limited risk for bankruptcy at the moment.
- JILL has a Altman-Z score of 1.89. This is comparable to the rest of the industry: JILL outperforms 45.08% of its industry peers.
- JILL has a debt to FCF ratio of 1.99. This is a very positive value and a sign of high solvency as it would only need 1.99 years to pay back of all of its debts.
- JILL's Debt to FCF ratio of 1.99 is fine compared to the rest of the industry. JILL outperforms 74.59% of its industry peers.
- JILL has a Debt/Equity ratio of 0.55. This is a neutral value indicating JILL is somewhat dependend on debt financing.
- JILL has a Debt to Equity ratio of 0.55. This is comparable to the rest of the industry: JILL outperforms 52.46% of its industry peers.
- Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | 1.99 | ||
| Altman-Z | 1.89 |
ROIC/WACC1.14
WACC11.07%
2.3 Liquidity
- JILL has a Current Ratio of 1.15. This is a normal value and indicates that JILL is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of JILL (1.15) is worse than 64.75% of its industry peers.
- JILL has a Quick Ratio of 1.15. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
- JILL has a Quick ratio of 0.64. This is comparable to the rest of the industry: JILL outperforms 58.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
- JILL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.29%.
- Measured over the past years, JILL shows a very strong growth in Earnings Per Share. The EPS has been growing by 58.31% on average per year.
- JILL shows a decrease in Revenue. In the last year, the revenue decreased by -2.67%.
- The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%
3.2 Future
- The Earnings Per Share is expected to decrease by -0.41% on average over the next years.
- Based on estimates for the next years, JILL will show a small growth in Revenue. The Revenue will grow by 0.73% on average per year.
EPS Next Y-31.65%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
EPS Next 5YN/A
Revenue Next Year-2.11%
Revenue Next 2Y0.2%
Revenue Next 3Y0.73%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- JILL is valuated cheaply with a Price/Earnings ratio of 5.69.
- Compared to the rest of the industry, the Price/Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 96.72% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.87. JILL is valued rather cheaply when compared to this.
- With a Price/Forward Earnings ratio of 5.61, the valuation of JILL can be described as very cheap.
- Based on the Price/Forward Earnings ratio, JILL is valued cheaper than 99.18% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of JILL to the average of the S&P500 Index (25.96), we can say JILL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.69 | ||
| Fwd PE | 5.61 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaply inside the industry as 94.26% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 92.62% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.8 | ||
| EV/EBITDA | 3.29 |
4.3 Compensation for Growth
- JILL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.1
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.96%, JILL has a reasonable but not impressive dividend return.
- JILL's Dividend Yield is a higher than the industry average which is at 2.15.
- Compared to an average S&P500 Dividend Yield of 1.82, JILL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.96% |
5.2 History
- JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- JILL pays out 14.06% of its income as dividend. This is a sustainable payout ratio.
DP14.06%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
J. JILL INC / JILL FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status for JILL stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
How profitable is J. JILL INC (JILL) stock?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
What are the PE and PB ratios of J. JILL INC (JILL) stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.69 and the Price/Book (PB) ratio is 1.86.
Is the dividend of J. JILL INC sustainable?
The dividend rating of J. JILL INC (JILL) is 3 / 10 and the dividend payout ratio is 14.06%.