J. JILL INC (JILL) Stock Fundamental Analysis
NYSE:JILL - New York Stock Exchange, Inc. - US46620W2017 - Common Stock - Currency: USD
JILL gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 121 industry peers in the Specialty Retail industry. JILL scores excellent on profitability, but there are some minor concerns on its financial health. JILL is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
In the past year JILL had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of JILL (9.45%) is better than 82.64% of its industry peers.
JILL's Return On Equity of 37.33% is amongst the best of the industry. JILL outperforms 90.08% of its industry peers.
With an excellent Return On Invested Capital value of 19.27%, JILL belongs to the best of the industry, outperforming 87.60% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 12.74%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.45% | ||
| ROE | 37.33% | ||
| ROIC | 19.27% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of JILL (6.46%) is better than 80.99% of its industry peers.
JILL's Operating Margin of 12.52% is amongst the best of the industry. JILL outperforms 88.43% of its industry peers.
JILL's Operating Margin has improved in the last couple of years.
JILL has a Gross Margin of 70.37%. This is amongst the best in the industry. JILL outperforms 95.04% of its industry peers.
JILL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.52% | ||
| PM (TTM) | 6.46% | ||
| GM | 70.37% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), JILL is creating some value.
Compared to 1 year ago, JILL has more shares outstanding
The number of shares outstanding for JILL has been increased compared to 5 years ago.
Compared to 1 year ago, JILL has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.07 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
JILL has a Altman-Z score (2.07) which is comparable to the rest of the industry.
JILL has a debt to FCF ratio of 1.47. This is a very positive value and a sign of high solvency as it would only need 1.47 years to pay back of all of its debts.
The Debt to FCF ratio of JILL (1.47) is better than 75.21% of its industry peers.
JILL has a Debt/Equity ratio of 0.66. This is a neutral value indicating JILL is somewhat dependend on debt financing.
JILL has a Debt to Equity ratio (0.66) which is comparable to the rest of the industry.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 1.47 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.74
WACC11.1%
2.3 Liquidity
JILL has a Current Ratio of 0.96. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
JILL has a Current ratio of 0.96. This is in the lower half of the industry: JILL underperforms 75.21% of its industry peers.
JILL has a Quick Ratio of 0.96. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.48, JILL perfoms like the industry average, outperforming 43.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 13.36% over the past year.
JILL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 58.31% yearly.
Looking at the last year, JILL shows a small growth in Revenue. The Revenue has grown by 1.02% in the last year.
The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)13.36%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%39.13%
Revenue 1Y (TTM)1.02%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.42%
3.2 Future
The Earnings Per Share is expected to grow by 4.63% on average over the next years.
Based on estimates for the next years, JILL will show a small growth in Revenue. The Revenue will grow by 2.63% on average per year.
EPS Next Y0.14%
EPS Next 2Y4.63%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.96%
Revenue Next 2Y2.63%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
JILL is valuated cheaply with a Price/Earnings ratio of 4.62.
Based on the Price/Earnings ratio, JILL is valued cheaper than 97.52% of the companies in the same industry.
When comparing the Price/Earnings ratio of JILL to the average of the S&P500 Index (25.82), we can say JILL is valued rather cheaply.
The Price/Forward Earnings ratio is 4.61, which indicates a rather cheap valuation of JILL.
95.87% of the companies in the same industry are more expensive than JILL, based on the Price/Forward Earnings ratio.
JILL is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.76, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.62 | ||
| Fwd PE | 4.61 |
4.2 Price Multiples
92.56% of the companies in the same industry are more expensive than JILL, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaper than 92.56% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.19 | ||
| EV/EBITDA | 2.86 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates JILL does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of JILL may justify a higher PE ratio.
PEG (NY)32.12
PEG (5Y)0.08
EPS Next 2Y4.63%
EPS Next 3YN/A
5. Dividend
5.1 Amount
JILL has a Yearly Dividend Yield of 1.80%.
In the last 3 months the price of JILL has falen by -33.32%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
JILL's Dividend Yield is a higher than the industry average which is at 5.28.
Compared to the average S&P500 Dividend Yield of 2.39, JILL is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.8% |
5.2 History
JILL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
7.34% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP7.34%
EPS Next 2Y4.63%
EPS Next 3YN/A
16.07
-0.44 (-2.67%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners46.51%
Inst Owner Change16.66%
Ins Owners3.7%
Ins Owner Change8.17%
Market Cap245.55M
Analysts83.33
Price Target30.6 (90.42%)
Short Float %8.81%
Short Ratio4.99
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.8% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP7.34%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)30.66%
Min EPS beat(2)9.52%
Max EPS beat(2)51.8%
EPS beat(4)4
Avg EPS beat(4)20.86%
Min EPS beat(4)9.4%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)571.76%
EPS beat(12)12
Avg EPS beat(12)417.31%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-1.93%
Max Revenue beat(2)-1.64%
Revenue beat(4)0
Avg Revenue beat(4)-1.48%
Min Revenue beat(4)-1.93%
Max Revenue beat(4)-1.03%
Revenue beat(8)2
Avg Revenue beat(8)-0.93%
Revenue beat(12)4
Avg Revenue beat(12)-0.32%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-15.73%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-30.65%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.95%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.62 | ||
| Fwd PE | 4.61 | ||
| P/S | 0.4 | ||
| P/FCF | 5.19 | ||
| P/OCF | 3.78 | ||
| P/B | 2.32 | ||
| P/tB | N/A | ||
| EV/EBITDA | 2.86 |
EPS(TTM)3.48
EY21.66%
EPS(NY)3.49
Fwd EY21.69%
FCF(TTM)3.09
FCFY19.25%
OCF(TTM)4.26
OCFY26.48%
SpS39.98
BVpS6.92
TBVpS-0.98
PEG (NY)32.12
PEG (5Y)0.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.45% | ||
| ROE | 37.33% | ||
| ROCE | 26.32% | ||
| ROIC | 19.27% | ||
| ROICexc | 21.95% | ||
| ROICexgc | 41.66% | ||
| OM | 12.52% | ||
| PM (TTM) | 6.46% | ||
| GM | 70.37% | ||
| FCFM | 7.74% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexcg growth 3Y9.82%
ROICexcg growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score7
Asset Turnover1.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 1.47 | ||
| Debt/EBITDA | 0.71 | ||
| Cap/Depr | 83.26% | ||
| Cap/Sales | 2.91% | ||
| Interest Coverage | 4.96 | ||
| Cash Conversion | 66.49% | ||
| Profit Quality | 119.74% | ||
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z | 2.07 |
F-Score7
WACC11.1%
ROIC/WACC1.74
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.36%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%39.13%
EPS Next Y0.14%
EPS Next 2Y4.63%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.02%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.42%
Revenue Next Year1.96%
Revenue Next 2Y2.63%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.24%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year26.83%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1.93%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y2.71%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%