J. JILL INC (JILL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JILL - US46620W2017 - Common Stock
16.75 USD
-0.13 (-0.77%)
16.75 USD
0 (0%)
Taking everything into account, JILL scores 6 out of 10 in our fundamental rating. JILL was compared to 121 industry peers in the Specialty Retail industry. JILL scores excellent on profitability, but there are some minor concerns on its financial health. JILL is valued quite cheap, but it does not seem to be growing. With these ratings, JILL could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
- JILL had positive earnings in the past year.
- JILL had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
- Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
- JILL has a better Return On Assets (7.35%) than 80.33% of its industry peers.
- JILL has a Return On Equity of 26.08%. This is amongst the best in the industry. JILL outperforms 85.25% of its industry peers.
- The Return On Invested Capital of JILL (12.63%) is better than 82.79% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 12.37%.
- The 3 year average ROIC (19.89%) for JILL is well above the current ROIC(12.63%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.35% | ||
| ROE | 26.08% | ||
| ROIC | 12.63% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of JILL (5.60%) is better than 79.51% of its industry peers.
- JILL has a better Operating Margin (9.39%) than 80.33% of its industry peers.
- In the last couple of years the Operating Margin of JILL has grown nicely.
- JILL has a Gross Margin of 69.42%. This is amongst the best in the industry. JILL outperforms 94.26% of its industry peers.
- In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.39% | ||
| PM (TTM) | 5.6% | ||
| GM | 69.42% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), JILL is creating some value.
- Compared to 1 year ago, JILL has more shares outstanding
- JILL has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for JILL has been reduced compared to a year ago.
2.2 Solvency
- JILL has an Altman-Z score of 1.91. This is not the best score and indicates that JILL is in the grey zone with still only limited risk for bankruptcy at the moment.
- With a Altman-Z score value of 1.91, JILL perfoms like the industry average, outperforming 45.08% of the companies in the same industry.
- The Debt to FCF ratio of JILL is 1.99, which is an excellent value as it means it would take JILL, only 1.99 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 1.99, JILL is in the better half of the industry, outperforming 74.59% of the companies in the same industry.
- A Debt/Equity ratio of 0.55 indicates that JILL is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.55, JILL is in line with its industry, outperforming 52.46% of the companies in the same industry.
- Although JILL does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | 1.99 | ||
| Altman-Z | 1.91 |
ROIC/WACC1.14
WACC11.07%
2.3 Liquidity
- A Current Ratio of 1.15 indicates that JILL should not have too much problems paying its short term obligations.
- JILL has a Current ratio of 1.15. This is in the lower half of the industry: JILL underperforms 64.75% of its industry peers.
- JILL has a Quick Ratio of 1.15. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
- JILL has a Quick ratio (0.64) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
- The earnings per share for JILL have decreased strongly by -18.29% in the last year.
- JILL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 58.31% yearly.
- Looking at the last year, JILL shows a decrease in Revenue. The Revenue has decreased by -2.67% in the last year.
- Measured over the past years, JILL shows a decrease in Revenue. The Revenue has been decreasing by -2.44% on average per year.
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%
3.2 Future
- JILL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.41% yearly.
- JILL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.66% yearly.
EPS Next Y-31.65%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
EPS Next 5YN/A
Revenue Next Year-2.37%
Revenue Next 2Y0%
Revenue Next 3Y0.66%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 6.05, the valuation of JILL can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 96.72% of the companies listed in the same industry.
- JILL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.38.
- JILL is valuated cheaply with a Price/Forward Earnings ratio of 5.96.
- JILL's Price/Forward Earnings ratio is rather cheap when compared to the industry. JILL is cheaper than 99.18% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of JILL to the average of the S&P500 Index (24.29), we can say JILL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.05 | ||
| Fwd PE | 5.96 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 95.08% of the companies listed in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 90.98% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.22 | ||
| EV/EBITDA | 3.45 |
4.3 Compensation for Growth
- JILL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.1
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
5. Dividend
5.1 Amount
- JILL has a Yearly Dividend Yield of 1.90%.
- JILL's Dividend Yield is a higher than the industry average which is at 2.08.
- JILL's Dividend Yield is comparable with the S&P500 average which is at 1.85.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.9% |
5.2 History
- JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 14.06% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP14.06%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
16.75
-0.13 (-0.77%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-10 2025-12-10/bmo
Earnings (Next)06-09 2026-06-09
Inst Owners47.86%
Inst Owner Change0.29%
Ins Owners5.15%
Ins Owner Change-0.38%
Market Cap255.10M
Revenue(TTM)600.98M
Net Income(TTM)33.66M
Analysts83.64
Price Target17.85 (6.57%)
Short Float %7.03%
Short Ratio5.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.9% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP14.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.08%
Min EPS beat(2)2.8%
Max EPS beat(2)27.37%
EPS beat(4)4
Avg EPS beat(4)20.57%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.47%
EPS beat(12)12
Avg EPS beat(12)401.03%
EPS beat(16)16
Avg EPS beat(16)351.78%
Revenue beat(2)0
Avg Revenue beat(2)-0.87%
Min Revenue beat(2)-1.5%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.12%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)0
Avg Revenue beat(8)-1.67%
Revenue beat(12)3
Avg Revenue beat(12)-1.09%
Revenue beat(16)5
Avg Revenue beat(16)-0.65%
PT rev (1m)-12.5%
PT rev (3m)-12.5%
EPS NQ rev (1m)-30.53%
EPS NQ rev (3m)-182.67%
EPS NY rev (1m)-0.77%
EPS NY rev (3m)-6.72%
Revenue NQ rev (1m)-1.44%
Revenue NQ rev (3m)-5.94%
Revenue NY rev (1m)-0.5%
Revenue NY rev (3m)-1.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.05 | ||
| Fwd PE | 5.96 | ||
| P/S | 0.42 | ||
| P/FCF | 7.22 | ||
| P/OCF | 4.92 | ||
| P/B | 1.98 | ||
| P/tB | 21.51 | ||
| EV/EBITDA | 3.45 |
EPS(TTM)2.77
EY16.54%
EPS(NY)2.81
Fwd EY16.78%
FCF(TTM)2.32
FCFY13.84%
OCF(TTM)3.4
OCFY20.32%
SpS39.46
BVpS8.47
TBVpS0.78
PEG (NY)N/A
PEG (5Y)0.1
Graham Number22.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.35% | ||
| ROE | 26.08% | ||
| ROCE | 17.24% | ||
| ROIC | 12.63% | ||
| ROICexc | 15.35% | ||
| ROICexgc | 27.17% | ||
| OM | 9.39% | ||
| PM (TTM) | 5.6% | ||
| GM | 69.42% | ||
| FCFM | 5.88% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.31
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | 1.99 | ||
| Debt/EBITDA | 0.91 | ||
| Cap/Depr | 78.24% | ||
| Cap/Sales | 2.75% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 66.86% | ||
| Profit Quality | 104.92% | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 1.91 |
F-Score6
WACC11.07%
ROIC/WACC1.14
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
EPS Next Y-31.65%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%
Revenue Next Year-2.37%
Revenue Next 2Y0%
Revenue Next 3Y0.66%
Revenue Next 5YN/A
EBIT growth 1Y-30.9%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year1.77%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-19.25%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-19.5%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%
J. JILL INC / JILL FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status for JILL stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
How profitable is J. JILL INC (JILL) stock?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
What are the PE and PB ratios of J. JILL INC (JILL) stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 6.05 and the Price/Book (PB) ratio is 1.98.
Is the dividend of J. JILL INC sustainable?
The dividend rating of J. JILL INC (JILL) is 3 / 10 and the dividend payout ratio is 14.06%.