JDC GROUP AG (JDC.DE) Fundamental Analysis & Valuation

FRA:JDC • DE000A0B9N37

24 EUR
-1.2 (-4.76%)
Last: Mar 6, 2026, 05:29 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This JDC.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

Taking everything into account, JDC scores 5 out of 10 in our fundamental rating. JDC was compared to 117 industry peers in the Capital Markets industry. JDC has an average financial health and profitability rating. JDC is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. JDC.DE Profitability Analysis

1.1 Basic Checks

  • In the past year JDC was profitable.
  • In the past year JDC had a positive cash flow from operations.
  • Of the past 5 years JDC 4 years were profitable.
  • Each year in the past 5 years JDC had a positive operating cash flow.
JDC.DE Yearly Net Income VS EBIT VS OCF VS FCFJDC.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M

1.2 Ratios

  • With a decent Return On Assets value of 2.39%, JDC is doing good in the industry, outperforming 60.68% of the companies in the same industry.
  • JDC's Return On Equity of 9.40% is in line compared to the rest of the industry. JDC outperforms 56.41% of its industry peers.
  • The Return On Invested Capital of JDC (4.60%) is better than 66.67% of its industry peers.
  • JDC had an Average Return On Invested Capital over the past 3 years of 4.70%. This is below the industry average of 8.89%.
Industry RankSector Rank
ROA 2.39%
ROE 9.4%
ROIC 4.6%
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
JDC.DE Yearly ROA, ROE, ROICJDC.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 -10

1.3 Margins

  • JDC has a Profit Margin of 2.38%. This is comparable to the rest of the industry: JDC outperforms 40.17% of its industry peers.
  • JDC's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 4.30%, JDC is in line with its industry, outperforming 50.43% of the companies in the same industry.
  • In the last couple of years the Operating Margin of JDC has grown nicely.
  • JDC has a Gross Margin of 27.07%. This is comparable to the rest of the industry: JDC outperforms 54.70% of its industry peers.
  • JDC's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 4.3%
PM (TTM) 2.38%
GM 27.07%
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
JDC.DE Yearly Profit, Operating, Gross MarginsJDC.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30

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6

2. JDC.DE Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for JDC has been reduced compared to 1 year ago.
  • JDC has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for JDC has been reduced compared to a year ago.
JDC.DE Yearly Shares OutstandingJDC.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
JDC.DE Yearly Total Debt VS Total AssetsJDC.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

  • An Altman-Z score of 2.37 indicates that JDC is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of JDC (2.37) is better than 73.50% of its industry peers.
  • The Debt to FCF ratio of JDC is 3.34, which is a good value as it means it would take JDC, 3.34 years of fcf income to pay off all of its debts.
  • JDC has a Debt to FCF ratio of 3.34. This is amongst the best in the industry. JDC outperforms 82.91% of its industry peers.
  • JDC has a Debt/Equity ratio of 1.45. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.45, JDC is in line with its industry, outperforming 47.86% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.45
Debt/FCF 3.34
Altman-Z 2.37
ROIC/WACCN/A
WACCN/A
JDC.DE Yearly LT Debt VS Equity VS FCFJDC.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M

2.3 Liquidity

  • JDC has a Current Ratio of 1.18. This is a normal value and indicates that JDC is financially healthy and should not expect problems in meeting its short term obligations.
  • JDC has a Current ratio of 1.18. This is in the better half of the industry: JDC outperforms 70.94% of its industry peers.
  • JDC has a Quick Ratio of 1.18. This is a normal value and indicates that JDC is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of JDC (1.18) is better than 70.94% of its industry peers.
Industry RankSector Rank
Current Ratio 1.18
Quick Ratio 1.18
JDC.DE Yearly Current Assets VS Current LiabilitesJDC.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. JDC.DE Growth Analysis

3.1 Past

  • JDC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -10.30%.
  • JDC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 84.64% yearly.
  • Looking at the last year, JDC shows a quite strong growth in Revenue. The Revenue has grown by 15.26% in the last year.
  • JDC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.66% yearly.
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%

3.2 Future

  • Based on estimates for the next years, JDC will show a very strong growth in Earnings Per Share. The EPS will grow by 39.86% on average per year.
  • JDC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 15.11% yearly.
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
JDC.DE Yearly Revenue VS EstimatesJDC.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 100M 200M 300M 400M 500M
JDC.DE Yearly EPS VS EstimatesJDC.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 0.5 1 1.5

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5

4. JDC.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 61.54, the valuation of JDC can be described as expensive.
  • Compared to the rest of the industry, the Price/Earnings ratio of JDC indicates a slightly more expensive valuation: JDC is more expensive than 60.68% of the companies listed in the same industry.
  • JDC is valuated expensively when we compare the Price/Earnings ratio to 26.69, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 22.00, JDC is valued on the expensive side.
  • JDC's Price/Forward Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 24.79. JDC is around the same levels.
Industry RankSector Rank
PE 61.54
Fwd PE 22
JDC.DE Price Earnings VS Forward Price EarningsJDC.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, JDC is valued a bit cheaper than the industry average as 67.52% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of JDC indicates a rather cheap valuation: JDC is cheaper than 92.31% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 12.57
EV/EBITDA 23.46
JDC.DE Per share dataJDC.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as JDC's earnings are expected to grow with 61.31% in the coming years.
PEG (NY)0.73
PEG (5Y)N/A
EPS Next 2Y68.59%
EPS Next 3Y61.31%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. JDC.DE Dividend Analysis

5.1 Amount

  • No dividends for JDC!.
Industry RankSector Rank
Dividend Yield 0%

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JDC.DE Fundamentals: All Metrics, Ratios and Statistics

JDC GROUP AG

FRA:JDC (3/6/2026, 5:29:55 PM)

24

-1.2 (-4.76%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-17
Earnings (Next)03-11
Inst Owners49.3%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap328.08M
Revenue(TTM)238.61M
Net Income(TTM)5.67M
Analysts80
Price Target36.56 (52.33%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 61.54
Fwd PE 22
P/S 1.37
P/FCF 12.57
P/OCF 11.33
P/B 5.44
P/tB N/A
EV/EBITDA 23.46
EPS(TTM)0.39
EY1.63%
EPS(NY)1.09
Fwd EY4.55%
FCF(TTM)1.91
FCFY7.96%
OCF(TTM)2.12
OCFY8.83%
SpS17.45
BVpS4.41
TBVpS-6.13
PEG (NY)0.73
PEG (5Y)N/A
Graham Number6.22
Profitability
Industry RankSector Rank
ROA 2.39%
ROE 9.4%
ROCE 5.67%
ROIC 4.6%
ROICexc 5.68%
ROICexgc 375.34%
OM 4.3%
PM (TTM) 2.38%
GM 27.07%
FCFM 10.94%
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
ROICexc(3y)6.14%
ROICexc(5y)4.73%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.8%
ROCE(5y)4.47%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y30.13%
ROICexc growth 5YN/A
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
F-Score4
Asset Turnover1.01
Health
Industry RankSector Rank
Debt/Equity 1.45
Debt/FCF 3.34
Debt/EBITDA 5.15
Cap/Depr 42.9%
Cap/Sales 1.2%
Interest Coverage 4.75
Cash Conversion 171.06%
Profit Quality 460.41%
Current Ratio 1.18
Quick Ratio 1.18
Altman-Z 2.37
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.52%
Cap/Depr(5y)46.97%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)393.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
EBIT growth 1Y29.28%
EBIT growth 3Y42.76%
EBIT growth 5YN/A
EBIT Next Year136.26%
EBIT Next 3Y75.27%
EBIT Next 5Y35.79%
FCF growth 1Y-9.13%
FCF growth 3Y-1.25%
FCF growth 5Y43.95%
OCF growth 1Y-16.5%
OCF growth 3Y0.45%
OCF growth 5Y31.38%

JDC GROUP AG / JDC.DE FAQ

Can you provide the ChartMill fundamental rating for JDC GROUP AG?

ChartMill assigns a fundamental rating of 5 / 10 to JDC.DE.


Can you provide the valuation status for JDC GROUP AG?

ChartMill assigns a valuation rating of 5 / 10 to JDC GROUP AG (JDC.DE). This can be considered as Fairly Valued.


How profitable is JDC GROUP AG (JDC.DE) stock?

JDC GROUP AG (JDC.DE) has a profitability rating of 5 / 10.


What is the valuation of JDC GROUP AG based on its PE and PB ratios?

The Price/Earnings (PE) ratio for JDC GROUP AG (JDC.DE) is 61.54 and the Price/Book (PB) ratio is 5.44.