JDC GROUP AG (JDC.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:JDC - DE000A0B9N37 - Common Stock
27.4 EUR
-0.1 (-0.36%)
JDC gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 125 industry peers in the Capital Markets industry. JDC has only an average score on both its financial health and profitability. JDC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year JDC was profitable.
- JDC had a positive operating cash flow in the past year.
- JDC had positive earnings in 4 of the past 5 years.
- JDC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- JDC has a better Return On Assets (2.39%) than 63.20% of its industry peers.
- JDC has a Return On Equity of 9.40%. This is comparable to the rest of the industry: JDC outperforms 53.60% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 4.60%, JDC is in the better half of the industry, outperforming 67.20% of the companies in the same industry.
- JDC had an Average Return On Invested Capital over the past 3 years of 4.70%. This is below the industry average of 8.63%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.39% | ||
| ROE | 9.4% | ||
| ROIC | 4.6% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
1.3 Margins
- JDC has a Profit Margin of 2.38%. This is comparable to the rest of the industry: JDC outperforms 40.80% of its industry peers.
- In the last couple of years the Profit Margin of JDC has grown nicely.
- Looking at the Operating Margin, with a value of 4.30%, JDC is in line with its industry, outperforming 52.00% of the companies in the same industry.
- JDC's Operating Margin has improved in the last couple of years.
- JDC has a Gross Margin (27.07%) which is comparable to the rest of the industry.
- In the last couple of years the Gross Margin of JDC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.3% | ||
| PM (TTM) | 2.38% | ||
| GM | 27.07% |
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, JDC has less shares outstanding
- JDC has more shares outstanding than it did 5 years ago.
- JDC has a better debt/assets ratio than last year.
2.2 Solvency
- JDC has an Altman-Z score of 2.47. This is not the best score and indicates that JDC is in the grey zone with still only limited risk for bankruptcy at the moment.
- The Altman-Z score of JDC (2.47) is better than 75.20% of its industry peers.
- The Debt to FCF ratio of JDC is 3.34, which is a good value as it means it would take JDC, 3.34 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of JDC (3.34) is better than 80.80% of its industry peers.
- JDC has a Debt/Equity ratio of 1.45. This is a high value indicating a heavy dependency on external financing.
- JDC has a Debt to Equity ratio of 1.45. This is comparable to the rest of the industry: JDC outperforms 50.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | 3.34 | ||
| Altman-Z | 2.47 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.18 indicates that JDC should not have too much problems paying its short term obligations.
- JDC's Current ratio of 1.18 is fine compared to the rest of the industry. JDC outperforms 70.40% of its industry peers.
- A Quick Ratio of 1.18 indicates that JDC should not have too much problems paying its short term obligations.
- JDC has a better Quick ratio (1.18) than 70.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
- JDC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -10.30%.
- JDC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 84.64% yearly.
- The Revenue has grown by 15.26% in the past year. This is quite good.
- The Revenue has been growing by 14.66% on average over the past years. This is quite good.
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%
3.2 Future
- JDC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 39.86% yearly.
- The Revenue is expected to grow by 15.11% on average over the next years. This is quite good.
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 70.26, which means the current valuation is very expensive for JDC.
- Based on the Price/Earnings ratio, JDC is valued a bit more expensive than the industry average as 60.80% of the companies are valued more cheaply.
- JDC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.54.
- The Price/Forward Earnings ratio is 25.12, which means the current valuation is very expensive for JDC.
- JDC's Price/Forward Earnings is on the same level as the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 24.31. JDC is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 70.26 | ||
| Fwd PE | 25.12 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, JDC is valued a bit cheaper than 63.20% of the companies in the same industry.
- 84.00% of the companies in the same industry are more expensive than JDC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.35 | ||
| EV/EBITDA | 25.23 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as JDC's earnings are expected to grow with 61.31% in the coming years.
PEG (NY)0.83
PEG (5Y)N/A
EPS Next 2Y68.59%
EPS Next 3Y61.31%
5. Dividend
5.1 Amount
- No dividends for JDC!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:JDC (1/15/2026, 7:00:00 PM)
27.4
-0.1 (-0.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-17 2025-11-17
Earnings (Next)03-11 2026-03-11/amc
Inst Owners49.3%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap374.56M
Revenue(TTM)238.61M
Net Income(TTM)5.67M
Analysts80
Price Target36.56 (33.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 70.26 | ||
| Fwd PE | 25.12 | ||
| P/S | 1.57 | ||
| P/FCF | 14.35 | ||
| P/OCF | 12.93 | ||
| P/B | 6.21 | ||
| P/tB | N/A | ||
| EV/EBITDA | 25.23 |
EPS(TTM)0.39
EY1.42%
EPS(NY)1.09
Fwd EY3.98%
FCF(TTM)1.91
FCFY6.97%
OCF(TTM)2.12
OCFY7.73%
SpS17.45
BVpS4.41
TBVpS-6.13
PEG (NY)0.83
PEG (5Y)N/A
Graham Number6.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.39% | ||
| ROE | 9.4% | ||
| ROCE | 5.67% | ||
| ROIC | 4.6% | ||
| ROICexc | 5.68% | ||
| ROICexgc | 375.34% | ||
| OM | 4.3% | ||
| PM (TTM) | 2.38% | ||
| GM | 27.07% | ||
| FCFM | 10.94% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
ROICexc(3y)6.14%
ROICexc(5y)4.73%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.8%
ROCE(5y)4.47%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y30.13%
ROICexc growth 5YN/A
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
F-Score4
Asset Turnover1.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | 3.34 | ||
| Debt/EBITDA | 5.15 | ||
| Cap/Depr | 42.9% | ||
| Cap/Sales | 1.2% | ||
| Interest Coverage | 4.75 | ||
| Cash Conversion | 171.06% | ||
| Profit Quality | 460.41% | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 2.47 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.52%
Cap/Depr(5y)46.97%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)393.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
EBIT growth 1Y29.28%
EBIT growth 3Y42.76%
EBIT growth 5YN/A
EBIT Next Year136.26%
EBIT Next 3Y75.27%
EBIT Next 5Y35.79%
FCF growth 1Y-9.13%
FCF growth 3Y-1.25%
FCF growth 5Y43.95%
OCF growth 1Y-16.5%
OCF growth 3Y0.45%
OCF growth 5Y31.38%
JDC GROUP AG / JDC.DE FAQ
Can you provide the ChartMill fundamental rating for JDC GROUP AG?
ChartMill assigns a fundamental rating of 5 / 10 to JDC.DE.
Can you provide the valuation status for JDC GROUP AG?
ChartMill assigns a valuation rating of 4 / 10 to JDC GROUP AG (JDC.DE). This can be considered as Fairly Valued.
How profitable is JDC GROUP AG (JDC.DE) stock?
JDC GROUP AG (JDC.DE) has a profitability rating of 5 / 10.
What is the valuation of JDC GROUP AG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for JDC GROUP AG (JDC.DE) is 70.26 and the Price/Book (PB) ratio is 6.21.