JDC GROUP AG (JDC.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:JDC - DE000A0B9N37 - Common Stock
25.5 EUR
-0.2 (-0.78%)
JDC gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 117 industry peers in the Capital Markets industry. Both the profitability and the financial health of JDC get a neutral evaluation. Nothing too spectacular is happening here. JDC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
JDC had positive earnings in the past year.
In the past year JDC had a positive cash flow from operations.
JDC had positive earnings in 4 of the past 5 years.
In the past 5 years JDC always reported a positive cash flow from operatings.
1.2 Ratios
JDC has a better Return On Assets (2.39%) than 61.54% of its industry peers.
JDC's Return On Equity of 9.40% is in line compared to the rest of the industry. JDC outperforms 56.41% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.60%, JDC is in the better half of the industry, outperforming 64.96% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for JDC is below the industry average of 9.39%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.39% | ||
| ROE | 9.4% | ||
| ROIC | 4.6% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
1.3 Margins
JDC has a Profit Margin of 2.38%. This is comparable to the rest of the industry: JDC outperforms 40.17% of its industry peers.
JDC's Profit Margin has improved in the last couple of years.
The Operating Margin of JDC (4.30%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of JDC has grown nicely.
With a Gross Margin value of 27.07%, JDC perfoms like the industry average, outperforming 54.70% of the companies in the same industry.
JDC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.3% | ||
| PM (TTM) | 2.38% | ||
| GM | 27.07% |
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
2. Health
2.1 Basic Checks
Compared to 1 year ago, JDC has less shares outstanding
JDC has more shares outstanding than it did 5 years ago.
JDC has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.40 indicates that JDC is not a great score, but indicates only limited risk for bankruptcy at the moment.
JDC has a better Altman-Z score (2.40) than 70.94% of its industry peers.
JDC has a debt to FCF ratio of 3.34. This is a good value and a sign of high solvency as JDC would need 3.34 years to pay back of all of its debts.
The Debt to FCF ratio of JDC (3.34) is better than 82.91% of its industry peers.
JDC has a Debt/Equity ratio of 1.45. This is a high value indicating a heavy dependency on external financing.
JDC has a Debt to Equity ratio of 1.45. This is comparable to the rest of the industry: JDC outperforms 44.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | 3.34 | ||
| Altman-Z | 2.4 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
JDC has a Current Ratio of 1.18. This is a normal value and indicates that JDC is financially healthy and should not expect problems in meeting its short term obligations.
JDC has a Current ratio of 1.18. This is in the better half of the industry: JDC outperforms 72.65% of its industry peers.
A Quick Ratio of 1.18 indicates that JDC should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.18, JDC is in the better half of the industry, outperforming 72.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
JDC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -10.30%.
JDC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 84.64% yearly.
The Revenue has grown by 15.26% in the past year. This is quite good.
Measured over the past years, JDC shows a quite strong growth in Revenue. The Revenue has been growing by 14.66% on average per year.
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%
3.2 Future
JDC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 39.86% yearly.
The Revenue is expected to grow by 15.11% on average over the next years. This is quite good.
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 65.38, the valuation of JDC can be described as expensive.
JDC's Price/Earnings ratio is a bit more expensive when compared to the industry. JDC is more expensive than 60.68% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.55, JDC is valued quite expensively.
With a Price/Forward Earnings ratio of 23.38, JDC is valued on the expensive side.
JDC's Price/Forward Earnings ratio is in line with the industry average.
JDC's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.78.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 65.38 | ||
| Fwd PE | 23.38 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JDC is valued a bit cheaper than 65.81% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, JDC is valued cheaper than 83.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.35 | ||
| EV/EBITDA | 23.86 |
4.3 Compensation for Growth
JDC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as JDC's earnings are expected to grow with 61.31% in the coming years.
PEG (NY)0.78
PEG (5Y)N/A
EPS Next 2Y68.59%
EPS Next 3Y61.31%
5. Dividend
5.1 Amount
No dividends for JDC!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:JDC (12/16/2025, 5:23:19 PM)
25.5
-0.2 (-0.78%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners49.2%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap348.58M
Revenue(TTM)238.61M
Net Income(TTM)5.67M
Analysts80
Price Target36.56 (43.37%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 65.38 | ||
| Fwd PE | 23.38 | ||
| P/S | 1.46 | ||
| P/FCF | 13.35 | ||
| P/OCF | 12.03 | ||
| P/B | 5.78 | ||
| P/tB | N/A | ||
| EV/EBITDA | 23.86 |
EPS(TTM)0.39
EY1.53%
EPS(NY)1.09
Fwd EY4.28%
FCF(TTM)1.91
FCFY7.49%
OCF(TTM)2.12
OCFY8.31%
SpS17.45
BVpS4.41
TBVpS-6.13
PEG (NY)0.78
PEG (5Y)N/A
Graham Number6.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.39% | ||
| ROE | 9.4% | ||
| ROCE | 5.67% | ||
| ROIC | 4.6% | ||
| ROICexc | 5.68% | ||
| ROICexgc | 375.34% | ||
| OM | 4.3% | ||
| PM (TTM) | 2.38% | ||
| GM | 27.07% | ||
| FCFM | 10.94% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
ROICexc(3y)6.14%
ROICexc(5y)4.73%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.8%
ROCE(5y)4.47%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y30.13%
ROICexc growth 5YN/A
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
F-Score4
Asset Turnover1.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | 3.34 | ||
| Debt/EBITDA | 5.15 | ||
| Cap/Depr | 42.9% | ||
| Cap/Sales | 1.2% | ||
| Interest Coverage | 4.75 | ||
| Cash Conversion | 171.06% | ||
| Profit Quality | 460.41% | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 2.4 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.52%
Cap/Depr(5y)46.97%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)393.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
EBIT growth 1Y29.28%
EBIT growth 3Y42.76%
EBIT growth 5YN/A
EBIT Next Year136.26%
EBIT Next 3Y75.27%
EBIT Next 5Y35.79%
FCF growth 1Y-9.13%
FCF growth 3Y-1.25%
FCF growth 5Y43.95%
OCF growth 1Y-16.5%
OCF growth 3Y0.45%
OCF growth 5Y31.38%
JDC GROUP AG / JDC.DE FAQ
Can you provide the ChartMill fundamental rating for JDC GROUP AG?
ChartMill assigns a fundamental rating of 5 / 10 to JDC.DE.
What is the valuation status for JDC stock?
ChartMill assigns a valuation rating of 5 / 10 to JDC GROUP AG (JDC.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for JDC GROUP AG?
JDC GROUP AG (JDC.DE) has a profitability rating of 5 / 10.
What is the earnings growth outlook for JDC GROUP AG?
The Earnings per Share (EPS) of JDC GROUP AG (JDC.DE) is expected to grow by 84.21% in the next year.