JDC GROUP AG (JDC.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:JDC - DE000A0B9N37 - Common Stock
27.3 EUR
+0.9 (+3.41%)
Taking everything into account, JDC scores 5 out of 10 in our fundamental rating. JDC was compared to 120 industry peers in the Capital Markets industry. JDC has only an average score on both its financial health and profitability. JDC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
JDC had positive earnings in the past year.
JDC had a positive operating cash flow in the past year.
Of the past 5 years JDC 4 years were profitable.
In the past 5 years JDC always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 2.39%, JDC is doing good in the industry, outperforming 63.33% of the companies in the same industry.
JDC has a Return On Equity of 9.40%. This is comparable to the rest of the industry: JDC outperforms 56.67% of its industry peers.
JDC's Return On Invested Capital of 4.60% is fine compared to the rest of the industry. JDC outperforms 67.50% of its industry peers.
The Average Return On Invested Capital over the past 3 years for JDC is below the industry average of 8.64%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.39% | ||
| ROE | 9.4% | ||
| ROIC | 4.6% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
1.3 Margins
JDC's Profit Margin of 2.38% is in line compared to the rest of the industry. JDC outperforms 43.33% of its industry peers.
JDC's Profit Margin has improved in the last couple of years.
JDC has a Operating Margin of 4.30%. This is comparable to the rest of the industry: JDC outperforms 54.17% of its industry peers.
In the last couple of years the Operating Margin of JDC has grown nicely.
Looking at the Gross Margin, with a value of 27.07%, JDC is in line with its industry, outperforming 56.67% of the companies in the same industry.
In the last couple of years the Gross Margin of JDC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.3% | ||
| PM (TTM) | 2.38% | ||
| GM | 27.07% |
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
2. Health
2.1 Basic Checks
The number of shares outstanding for JDC has been reduced compared to 1 year ago.
Compared to 5 years ago, JDC has more shares outstanding
The debt/assets ratio for JDC has been reduced compared to a year ago.
2.2 Solvency
JDC has an Altman-Z score of 2.43. This is not the best score and indicates that JDC is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.43, JDC is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
JDC has a debt to FCF ratio of 3.34. This is a good value and a sign of high solvency as JDC would need 3.34 years to pay back of all of its debts.
JDC has a Debt to FCF ratio of 3.34. This is amongst the best in the industry. JDC outperforms 81.67% of its industry peers.
JDC has a Debt/Equity ratio of 1.45. This is a high value indicating a heavy dependency on external financing.
JDC has a Debt to Equity ratio (1.45) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | 3.34 | ||
| Altman-Z | 2.43 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.18 indicates that JDC should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.18, JDC is doing good in the industry, outperforming 71.67% of the companies in the same industry.
JDC has a Quick Ratio of 1.18. This is a normal value and indicates that JDC is financially healthy and should not expect problems in meeting its short term obligations.
JDC's Quick ratio of 1.18 is fine compared to the rest of the industry. JDC outperforms 71.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
The earnings per share for JDC have decreased strongly by -10.30% in the last year.
JDC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 84.64% yearly.
JDC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.26%.
JDC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.66% yearly.
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%
3.2 Future
Based on estimates for the next years, JDC will show a very strong growth in Earnings Per Share. The EPS will grow by 39.86% on average per year.
The Revenue is expected to grow by 15.11% on average over the next years. This is quite good.
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 70.00, JDC can be considered very expensive at the moment.
JDC's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 27.19. JDC is valued rather expensively when compared to this.
A Price/Forward Earnings ratio of 25.03 indicates a quite expensive valuation of JDC.
The rest of the industry has a similar Price/Forward Earnings ratio as JDC.
JDC's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 70 | ||
| Fwd PE | 25.03 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JDC is valued a bit cheaper than 64.17% of the companies in the same industry.
JDC's Price/Free Cash Flow ratio is rather cheap when compared to the industry. JDC is cheaper than 84.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.3 | ||
| EV/EBITDA | 24.42 |
4.3 Compensation for Growth
JDC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
JDC's earnings are expected to grow with 61.31% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.83
PEG (5Y)N/A
EPS Next 2Y68.59%
EPS Next 3Y61.31%
5. Dividend
5.1 Amount
JDC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:JDC (1/9/2026, 3:28:50 PM)
27.3
+0.9 (+3.41%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners49.3%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap373.19M
Revenue(TTM)238.61M
Net Income(TTM)5.67M
Analysts80
Price Target36.56 (33.92%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 70 | ||
| Fwd PE | 25.03 | ||
| P/S | 1.56 | ||
| P/FCF | 14.3 | ||
| P/OCF | 12.88 | ||
| P/B | 6.19 | ||
| P/tB | N/A | ||
| EV/EBITDA | 24.42 |
EPS(TTM)0.39
EY1.43%
EPS(NY)1.09
Fwd EY4%
FCF(TTM)1.91
FCFY7%
OCF(TTM)2.12
OCFY7.76%
SpS17.45
BVpS4.41
TBVpS-6.13
PEG (NY)0.83
PEG (5Y)N/A
Graham Number6.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.39% | ||
| ROE | 9.4% | ||
| ROCE | 5.67% | ||
| ROIC | 4.6% | ||
| ROICexc | 5.68% | ||
| ROICexgc | 375.34% | ||
| OM | 4.3% | ||
| PM (TTM) | 2.38% | ||
| GM | 27.07% | ||
| FCFM | 10.94% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
ROICexc(3y)6.14%
ROICexc(5y)4.73%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.8%
ROCE(5y)4.47%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y30.13%
ROICexc growth 5YN/A
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
F-Score4
Asset Turnover1.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | 3.34 | ||
| Debt/EBITDA | 5.15 | ||
| Cap/Depr | 42.9% | ||
| Cap/Sales | 1.2% | ||
| Interest Coverage | 4.75 | ||
| Cash Conversion | 171.06% | ||
| Profit Quality | 460.41% | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 2.43 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.52%
Cap/Depr(5y)46.97%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)393.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
EBIT growth 1Y29.28%
EBIT growth 3Y42.76%
EBIT growth 5YN/A
EBIT Next Year136.26%
EBIT Next 3Y75.27%
EBIT Next 5Y35.79%
FCF growth 1Y-9.13%
FCF growth 3Y-1.25%
FCF growth 5Y43.95%
OCF growth 1Y-16.5%
OCF growth 3Y0.45%
OCF growth 5Y31.38%
JDC GROUP AG / JDC.DE FAQ
Can you provide the ChartMill fundamental rating for JDC GROUP AG?
ChartMill assigns a fundamental rating of 5 / 10 to JDC.DE.
Can you provide the valuation status for JDC GROUP AG?
ChartMill assigns a valuation rating of 5 / 10 to JDC GROUP AG (JDC.DE). This can be considered as Fairly Valued.
How profitable is JDC GROUP AG (JDC.DE) stock?
JDC GROUP AG (JDC.DE) has a profitability rating of 5 / 10.
What is the valuation of JDC GROUP AG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for JDC GROUP AG (JDC.DE) is 70 and the Price/Book (PB) ratio is 6.19.