JDC GROUP AG (JDC.DE) Stock Fundamental Analysis
Europe - FRA:JDC - DE000A0B9N37 - Common Stock
29.2 EUR
+0.1 (+0.34%)
Taking everything into account, JDC scores 6 out of 10 in our fundamental rating. JDC was compared to 112 industry peers in the Capital Markets industry. JDC has an excellent financial health rating, but there are some minor concerns on its profitability. JDC is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! With these ratings, JDC could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
JDC had positive earnings in the past year.
In the past year JDC had a positive cash flow from operations.
JDC had positive earnings in 4 of the past 5 years.
JDC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
JDC has a better Return On Assets (4.28%) than 67.86% of its industry peers.
With a decent Return On Equity value of 10.90%, JDC is doing good in the industry, outperforming 63.39% of the companies in the same industry.
The Return On Invested Capital of JDC (7.09%) is better than 78.57% of its industry peers.
JDC had an Average Return On Invested Capital over the past 3 years of 4.70%. This is below the industry average of 8.46%.
The 3 year average ROIC (4.70%) for JDC is below the current ROIC(7.09%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.28% | ||
| ROE | 10.9% | ||
| ROIC | 7.09% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
1.3 Margins
JDC's Profit Margin of 2.85% is in line compared to the rest of the industry. JDC outperforms 41.96% of its industry peers.
In the last couple of years the Profit Margin of JDC has grown nicely.
JDC has a Operating Margin (4.21%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of JDC has grown nicely.
JDC has a Gross Margin of 27.18%. This is comparable to the rest of the industry: JDC outperforms 56.25% of its industry peers.
JDC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.21% | ||
| PM (TTM) | 2.85% | ||
| GM | 27.18% |
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
2. Health
2.1 Basic Checks
Compared to 1 year ago, JDC has less shares outstanding
The number of shares outstanding for JDC has been increased compared to 5 years ago.
Compared to 1 year ago, JDC has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 4.42 indicates that JDC is not in any danger for bankruptcy at the moment.
JDC's Altman-Z score of 4.42 is amongst the best of the industry. JDC outperforms 83.93% of its industry peers.
JDC has a debt to FCF ratio of 1.37. This is a very positive value and a sign of high solvency as it would only need 1.37 years to pay back of all of its debts.
JDC has a Debt to FCF ratio of 1.37. This is amongst the best in the industry. JDC outperforms 88.39% of its industry peers.
A Debt/Equity ratio of 0.33 indicates that JDC is not too dependend on debt financing.
JDC's Debt to Equity ratio of 0.33 is fine compared to the rest of the industry. JDC outperforms 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 1.37 | ||
| Altman-Z | 4.42 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
JDC has a Current Ratio of 1.38. This is a normal value and indicates that JDC is financially healthy and should not expect problems in meeting its short term obligations.
JDC has a Current ratio of 1.38. This is in the better half of the industry: JDC outperforms 70.54% of its industry peers.
JDC has a Quick Ratio of 1.38. This is a normal value and indicates that JDC is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.38, JDC is doing good in the industry, outperforming 72.32% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.38 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 32.13% over the past year.
JDC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 84.64% yearly.
The Revenue has grown by 26.81% in the past year. This is a very strong growth!
JDC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.66% yearly.
EPS 1Y (TTM)32.13%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%25%
Revenue 1Y (TTM)26.81%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%16.68%
3.2 Future
The Earnings Per Share is expected to grow by 39.28% on average over the next years. This is a very strong growth
JDC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 15.11% yearly.
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.28%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 63.48, which means the current valuation is very expensive for JDC.
The rest of the industry has a similar Price/Earnings ratio as JDC.
JDC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.20.
The Price/Forward Earnings ratio is 26.77, which means the current valuation is very expensive for JDC.
The rest of the industry has a similar Price/Forward Earnings ratio as JDC.
The average S&P500 Price/Forward Earnings ratio is at 22.71. JDC is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 63.48 | ||
| Fwd PE | 26.77 |
4.2 Price Multiples
66.96% of the companies in the same industry are more expensive than JDC, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of JDC indicates a somewhat cheap valuation: JDC is cheaper than 71.43% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 27.5 | ||
| EV/EBITDA | 24.15 |
4.3 Compensation for Growth
JDC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
JDC has a very decent profitability rating, which may justify a higher PE ratio.
JDC's earnings are expected to grow with 61.31% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.75
PEG (5Y)N/A
EPS Next 2Y68.59%
EPS Next 3Y61.31%
5. Dividend
5.1 Amount
No dividends for JDC!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:JDC (9/16/2025, 7:00:00 PM)
29.2
+0.1 (+0.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners50.03%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap399.16M
Analysts80
Price Target36.56 (25.21%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)14.43%
PT rev (3m)16.27%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)29.71%
EPS NY rev (3m)29.71%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)6.59%
Revenue NY rev (3m)11.9%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 63.48 | ||
| Fwd PE | 26.77 | ||
| P/S | 1.74 | ||
| P/FCF | 27.5 | ||
| P/OCF | 23.01 | ||
| P/B | 6.65 | ||
| P/tB | N/A | ||
| EV/EBITDA | 24.15 |
EPS(TTM)0.46
EY1.58%
EPS(NY)1.09
Fwd EY3.74%
FCF(TTM)1.06
FCFY3.64%
OCF(TTM)1.27
OCFY4.35%
SpS16.81
BVpS4.39
TBVpS-0.67
PEG (NY)0.75
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.28% | ||
| ROE | 10.9% | ||
| ROCE | 8.75% | ||
| ROIC | 7.09% | ||
| ROICexc | 9.68% | ||
| ROICexgc | 66.85% | ||
| OM | 4.21% | ||
| PM (TTM) | 2.85% | ||
| GM | 27.18% | ||
| FCFM | 6.32% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
ROICexc(3y)6.14%
ROICexc(5y)4.73%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.8%
ROCE(5y)4.47%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y30.13%
ROICexc growth 5YN/A
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
F-Score8
Asset Turnover1.51
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 1.37 | ||
| Debt/EBITDA | 1.23 | ||
| Cap/Depr | 44.31% | ||
| Cap/Sales | 1.23% | ||
| Interest Coverage | 4.93 | ||
| Cash Conversion | 107.95% | ||
| Profit Quality | 221.93% | ||
| Current Ratio | 1.38 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 4.42 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.52%
Cap/Depr(5y)46.97%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)393.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)32.13%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%25%
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.28%
Revenue 1Y (TTM)26.81%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%16.68%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
EBIT growth 1Y47.56%
EBIT growth 3Y42.76%
EBIT growth 5YN/A
EBIT Next Year116.48%
EBIT Next 3Y42.26%
EBIT Next 5Y35.79%
FCF growth 1Y-9.13%
FCF growth 3Y-1.25%
FCF growth 5Y43.95%
OCF growth 1Y-16.5%
OCF growth 3Y0.45%
OCF growth 5Y31.38%