JDC GROUP AG (JDC.DE) Stock Fundamental Analysis

FRA:JDC • DE000A0B9N37

23.8 EUR
+0.8 (+3.48%)
Last: Feb 23, 2026, 10:33 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

JDC gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 114 industry peers in the Capital Markets industry. JDC has only an average score on both its financial health and profitability. JDC has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • JDC had positive earnings in the past year.
  • JDC had a positive operating cash flow in the past year.
  • Of the past 5 years JDC 4 years were profitable.
  • In the past 5 years JDC always reported a positive cash flow from operatings.
JDC.DE Yearly Net Income VS EBIT VS OCF VS FCFJDC.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M

1.2 Ratios

  • JDC has a Return On Assets of 2.39%. This is in the better half of the industry: JDC outperforms 62.28% of its industry peers.
  • With a Return On Equity value of 9.40%, JDC perfoms like the industry average, outperforming 59.65% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 4.60%, JDC is in the better half of the industry, outperforming 68.42% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for JDC is below the industry average of 8.85%.
Industry RankSector Rank
ROA 2.39%
ROE 9.4%
ROIC 4.6%
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
JDC.DE Yearly ROA, ROE, ROICJDC.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 -10

1.3 Margins

  • The Profit Margin of JDC (2.38%) is comparable to the rest of the industry.
  • JDC's Profit Margin has improved in the last couple of years.
  • With a Operating Margin value of 4.30%, JDC perfoms like the industry average, outperforming 53.51% of the companies in the same industry.
  • In the last couple of years the Operating Margin of JDC has grown nicely.
  • JDC's Gross Margin of 27.07% is in line compared to the rest of the industry. JDC outperforms 58.77% of its industry peers.
  • JDC's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 4.3%
PM (TTM) 2.38%
GM 27.07%
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
JDC.DE Yearly Profit, Operating, Gross MarginsJDC.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30

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6

2. Health

2.1 Basic Checks

  • JDC has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, JDC has more shares outstanding
  • Compared to 1 year ago, JDC has an improved debt to assets ratio.
JDC.DE Yearly Shares OutstandingJDC.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
JDC.DE Yearly Total Debt VS Total AssetsJDC.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

2.2 Solvency

  • An Altman-Z score of 2.27 indicates that JDC is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of JDC (2.27) is better than 73.68% of its industry peers.
  • The Debt to FCF ratio of JDC is 3.34, which is a good value as it means it would take JDC, 3.34 years of fcf income to pay off all of its debts.
  • JDC has a Debt to FCF ratio of 3.34. This is amongst the best in the industry. JDC outperforms 83.33% of its industry peers.
  • JDC has a Debt/Equity ratio of 1.45. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.45, JDC perfoms like the industry average, outperforming 48.25% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.45
Debt/FCF 3.34
Altman-Z 2.27
ROIC/WACCN/A
WACCN/A
JDC.DE Yearly LT Debt VS Equity VS FCFJDC.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M

2.3 Liquidity

  • A Current Ratio of 1.18 indicates that JDC should not have too much problems paying its short term obligations.
  • JDC has a Current ratio of 1.18. This is in the better half of the industry: JDC outperforms 73.68% of its industry peers.
  • A Quick Ratio of 1.18 indicates that JDC should not have too much problems paying its short term obligations.
  • With a decent Quick ratio value of 1.18, JDC is doing good in the industry, outperforming 73.68% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.18
Quick Ratio 1.18
JDC.DE Yearly Current Assets VS Current LiabilitesJDC.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • JDC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -10.30%.
  • JDC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 84.64% yearly.
  • Looking at the last year, JDC shows a quite strong growth in Revenue. The Revenue has grown by 15.26% in the last year.
  • JDC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.66% yearly.
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%

3.2 Future

  • JDC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 39.86% yearly.
  • JDC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 15.11% yearly.
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
JDC.DE Yearly Revenue VS EstimatesJDC.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 100M 200M 300M 400M 500M
JDC.DE Yearly EPS VS EstimatesJDC.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 0.5 1 1.5

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • JDC is valuated quite expensively with a Price/Earnings ratio of 61.03.
  • JDC's Price/Earnings ratio is in line with the industry average.
  • JDC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.99.
  • JDC is valuated rather expensively with a Price/Forward Earnings ratio of 21.82.
  • The rest of the industry has a similar Price/Forward Earnings ratio as JDC.
  • When comparing the Price/Forward Earnings ratio of JDC to the average of the S&P500 Index (28.02), we can say JDC is valued slightly cheaper.
Industry RankSector Rank
PE 61.03
Fwd PE 21.82
JDC.DE Price Earnings VS Forward Price EarningsJDC.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, JDC is valued a bit cheaper than 66.67% of the companies in the same industry.
  • 88.60% of the companies in the same industry are more expensive than JDC, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 12.46
EV/EBITDA 21.68
JDC.DE Per share dataJDC.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10 15

4.3 Compensation for Growth

  • JDC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as JDC's earnings are expected to grow with 61.31% in the coming years.
PEG (NY)0.72
PEG (5Y)N/A
EPS Next 2Y68.59%
EPS Next 3Y61.31%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • JDC does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

JDC GROUP AG

FRA:JDC (2/23/2026, 10:33:11 AM)

23.8

+0.8 (+3.48%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-17
Earnings (Next)03-11
Inst Owners49.3%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap325.35M
Revenue(TTM)238.61M
Net Income(TTM)5.67M
Analysts80
Price Target36.56 (53.61%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 61.03
Fwd PE 21.82
P/S 1.36
P/FCF 12.46
P/OCF 11.23
P/B 5.39
P/tB N/A
EV/EBITDA 21.68
EPS(TTM)0.39
EY1.64%
EPS(NY)1.09
Fwd EY4.58%
FCF(TTM)1.91
FCFY8.02%
OCF(TTM)2.12
OCFY8.9%
SpS17.45
BVpS4.41
TBVpS-6.13
PEG (NY)0.72
PEG (5Y)N/A
Graham Number6.22
Profitability
Industry RankSector Rank
ROA 2.39%
ROE 9.4%
ROCE 5.67%
ROIC 4.6%
ROICexc 5.68%
ROICexgc 375.34%
OM 4.3%
PM (TTM) 2.38%
GM 27.07%
FCFM 10.94%
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
ROICexc(3y)6.14%
ROICexc(5y)4.73%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.8%
ROCE(5y)4.47%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y30.13%
ROICexc growth 5YN/A
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
F-Score4
Asset Turnover1.01
Health
Industry RankSector Rank
Debt/Equity 1.45
Debt/FCF 3.34
Debt/EBITDA 5.15
Cap/Depr 42.9%
Cap/Sales 1.2%
Interest Coverage 4.75
Cash Conversion 171.06%
Profit Quality 460.41%
Current Ratio 1.18
Quick Ratio 1.18
Altman-Z 2.27
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.52%
Cap/Depr(5y)46.97%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)393.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-10.3%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%-500%
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue 1Y (TTM)15.26%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%5.63%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
EBIT growth 1Y29.28%
EBIT growth 3Y42.76%
EBIT growth 5YN/A
EBIT Next Year136.26%
EBIT Next 3Y75.27%
EBIT Next 5Y35.79%
FCF growth 1Y-9.13%
FCF growth 3Y-1.25%
FCF growth 5Y43.95%
OCF growth 1Y-16.5%
OCF growth 3Y0.45%
OCF growth 5Y31.38%

JDC GROUP AG / JDC.DE FAQ

Can you provide the ChartMill fundamental rating for JDC GROUP AG?

ChartMill assigns a fundamental rating of 5 / 10 to JDC.DE.


Can you provide the valuation status for JDC GROUP AG?

ChartMill assigns a valuation rating of 5 / 10 to JDC GROUP AG (JDC.DE). This can be considered as Fairly Valued.


How profitable is JDC GROUP AG (JDC.DE) stock?

JDC GROUP AG (JDC.DE) has a profitability rating of 5 / 10.


What is the valuation of JDC GROUP AG based on its PE and PB ratios?

The Price/Earnings (PE) ratio for JDC GROUP AG (JDC.DE) is 61.03 and the Price/Book (PB) ratio is 5.39.