JDC GROUP AG (JDC.DE) Stock Fundamental Analysis
Europe - FRA:JDC - DE000A0B9N37 - Common Stock
25.2 EUR
-0.8 (-3.08%)
JDC gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 117 industry peers in the Capital Markets industry. While JDC has a great health rating, its profitability is only average at the moment. JDC is not overvalued while it is showing excellent growth. This is an interesting combination. With these ratings, JDC could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
JDC had positive earnings in the past year.
In the past year JDC had a positive cash flow from operations.
Of the past 5 years JDC 4 years were profitable.
JDC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.67%, JDC is in the better half of the industry, outperforming 72.65% of the companies in the same industry.
The Return On Equity of JDC (11.43%) is better than 62.39% of its industry peers.
JDC's Return On Invested Capital of 7.47% is fine compared to the rest of the industry. JDC outperforms 76.92% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JDC is below the industry average of 8.96%.
The last Return On Invested Capital (7.47%) for JDC is above the 3 year average (4.70%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.67% | ||
| ROE | 11.43% | ||
| ROIC | 7.47% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
1.3 Margins
JDC has a Profit Margin (2.97%) which is comparable to the rest of the industry.
JDC's Profit Margin has improved in the last couple of years.
With a Operating Margin value of 4.34%, JDC perfoms like the industry average, outperforming 55.56% of the companies in the same industry.
JDC's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 26.88%, JDC is in line with its industry, outperforming 55.56% of the companies in the same industry.
In the last couple of years the Gross Margin of JDC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.34% | ||
| PM (TTM) | 2.97% | ||
| GM | 26.88% |
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
2. Health
2.1 Basic Checks
JDC has less shares outstanding than it did 1 year ago.
The number of shares outstanding for JDC has been increased compared to 5 years ago.
The debt/assets ratio for JDC has been reduced compared to a year ago.
2.2 Solvency
JDC has an Altman-Z score of 4.34. This indicates that JDC is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.34, JDC belongs to the top of the industry, outperforming 82.91% of the companies in the same industry.
JDC has a debt to FCF ratio of 2.38. This is a good value and a sign of high solvency as JDC would need 2.38 years to pay back of all of its debts.
The Debt to FCF ratio of JDC (2.38) is better than 83.76% of its industry peers.
JDC has a Debt/Equity ratio of 0.41. This is a healthy value indicating a solid balance between debt and equity.
JDC's Debt to Equity ratio of 0.41 is in line compared to the rest of the industry. JDC outperforms 57.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 2.38 | ||
| Altman-Z | 4.34 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.46 indicates that JDC should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.46, JDC is doing good in the industry, outperforming 72.65% of the companies in the same industry.
A Quick Ratio of 1.46 indicates that JDC should not have too much problems paying its short term obligations.
JDC's Quick ratio of 1.46 is fine compared to the rest of the industry. JDC outperforms 74.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.46 | ||
| Quick Ratio | 1.46 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 27.51% over the past year.
JDC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 84.64% yearly.
Looking at the last year, JDC shows a very strong growth in Revenue. The Revenue has grown by 22.00%.
The Revenue has been growing by 14.66% on average over the past years. This is quite good.
EPS 1Y (TTM)27.51%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%60%
Revenue 1Y (TTM)22%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%11.18%
3.2 Future
The Earnings Per Share is expected to grow by 39.86% on average over the next years. This is a very strong growth
Based on estimates for the next years, JDC will show a quite strong growth in Revenue. The Revenue will grow by 15.11% on average per year.
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 51.43, which means the current valuation is very expensive for JDC.
Compared to the rest of the industry, the Price/Earnings ratio of JDC is on the same level as its industry peers.
JDC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.45.
JDC is valuated rather expensively with a Price/Forward Earnings ratio of 23.10.
Compared to the rest of the industry, the Price/Forward Earnings ratio of JDC is on the same level as its industry peers.
JDC's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 34.46.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 51.43 | ||
| Fwd PE | 23.1 |
4.2 Price Multiples
JDC's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. JDC is cheaper than 66.67% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, JDC is valued a bit cheaper than the industry average as 68.38% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.23 | ||
| EV/EBITDA | 21.24 |
4.3 Compensation for Growth
JDC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of JDC may justify a higher PE ratio.
JDC's earnings are expected to grow with 61.31% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.61
PEG (5Y)N/A
EPS Next 2Y68.59%
EPS Next 3Y61.31%
5. Dividend
5.1 Amount
JDC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:JDC (11/21/2025, 7:00:00 PM)
25.2
-0.8 (-3.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners48.81%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap344.48M
Revenue(TTM)235.68M
Net Income(TTM)7.00M
Analysts80
Price Target36.56 (45.08%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)14.43%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)29.71%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)6.59%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 51.43 | ||
| Fwd PE | 23.1 | ||
| P/S | 1.46 | ||
| P/FCF | 30.23 | ||
| P/OCF | 24.29 | ||
| P/B | 5.63 | ||
| P/tB | N/A | ||
| EV/EBITDA | 21.24 |
EPS(TTM)0.49
EY1.94%
EPS(NY)1.09
Fwd EY4.33%
FCF(TTM)0.83
FCFY3.31%
OCF(TTM)1.04
OCFY4.12%
SpS17.24
BVpS4.48
TBVpS-0.56
PEG (NY)0.61
PEG (5Y)N/A
Graham Number7.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.67% | ||
| ROE | 11.43% | ||
| ROCE | 9.22% | ||
| ROIC | 7.47% | ||
| ROICexc | 9.91% | ||
| ROICexgc | 56.08% | ||
| OM | 4.34% | ||
| PM (TTM) | 2.97% | ||
| GM | 26.88% | ||
| FCFM | 4.83% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
ROICexc(3y)6.14%
ROICexc(5y)4.73%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.8%
ROCE(5y)4.47%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y30.13%
ROICexc growth 5YN/A
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
F-Score7
Asset Turnover1.57
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 2.38 | ||
| Debt/EBITDA | 1.49 | ||
| Cap/Depr | 42.9% | ||
| Cap/Sales | 1.18% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 84.8% | ||
| Profit Quality | 162.77% | ||
| Current Ratio | 1.46 | ||
| Quick Ratio | 1.46 | ||
| Altman-Z | 4.34 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.52%
Cap/Depr(5y)46.97%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)393.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)27.51%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%60%
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.86%
Revenue 1Y (TTM)22%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%11.18%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
EBIT growth 1Y39.23%
EBIT growth 3Y42.76%
EBIT growth 5YN/A
EBIT Next Year136.26%
EBIT Next 3Y75.27%
EBIT Next 5Y35.79%
FCF growth 1Y87.99%
FCF growth 3Y-1.25%
FCF growth 5Y43.95%
OCF growth 1Y64.77%
OCF growth 3Y0.45%
OCF growth 5Y31.38%
JDC GROUP AG / JDC.DE FAQ
Can you provide the ChartMill fundamental rating for JDC GROUP AG?
ChartMill assigns a fundamental rating of 6 / 10 to JDC.DE.
What is the valuation status for JDC stock?
ChartMill assigns a valuation rating of 5 / 10 to JDC GROUP AG (JDC.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for JDC GROUP AG?
JDC GROUP AG (JDC.DE) has a profitability rating of 6 / 10.
What is the earnings growth outlook for JDC GROUP AG?
The Earnings per Share (EPS) of JDC GROUP AG (JDC.DE) is expected to grow by 84.21% in the next year.