JDC GROUP AG (JDC.DE) Stock Fundamental Analysis
Europe - FRA:JDC - DE000A0B9N37 - Common Stock
29.5 EUR
+0.9 (+3.15%)
JDC gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 113 industry peers in the Capital Markets industry. JDC is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. JDC is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! These ratings would make JDC suitable for growth investing!
1. Profitability
1.1 Basic Checks
JDC had positive earnings in the past year.
In the past year JDC had a positive cash flow from operations.
JDC had positive earnings in 4 of the past 5 years.
Each year in the past 5 years JDC had a positive operating cash flow.
1.2 Ratios
JDC has a Return On Assets of 4.67%. This is in the better half of the industry: JDC outperforms 71.05% of its industry peers.
JDC has a Return On Equity of 11.43%. This is in the better half of the industry: JDC outperforms 60.53% of its industry peers.
JDC has a Return On Invested Capital of 7.47%. This is in the better half of the industry: JDC outperforms 77.19% of its industry peers.
JDC had an Average Return On Invested Capital over the past 3 years of 4.70%. This is below the industry average of 9.27%.
The 3 year average ROIC (4.70%) for JDC is below the current ROIC(7.47%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.67% | ||
| ROE | 11.43% | ||
| ROIC | 7.47% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
1.3 Margins
The Profit Margin of JDC (2.97%) is comparable to the rest of the industry.
JDC's Profit Margin has improved in the last couple of years.
The Operating Margin of JDC (4.34%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of JDC has grown nicely.
The Gross Margin of JDC (26.88%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of JDC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.34% | ||
| PM (TTM) | 2.97% | ||
| GM | 26.88% |
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
2. Health
2.1 Basic Checks
JDC has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, JDC has more shares outstanding
JDC has a better debt/assets ratio than last year.
2.2 Solvency
JDC has an Altman-Z score of 4.67. This indicates that JDC is financially healthy and has little risk of bankruptcy at the moment.
JDC has a better Altman-Z score (4.67) than 81.58% of its industry peers.
The Debt to FCF ratio of JDC is 2.38, which is a good value as it means it would take JDC, 2.38 years of fcf income to pay off all of its debts.
JDC's Debt to FCF ratio of 2.38 is amongst the best of the industry. JDC outperforms 84.21% of its industry peers.
A Debt/Equity ratio of 0.41 indicates that JDC is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.41, JDC perfoms like the industry average, outperforming 57.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 2.38 | ||
| Altman-Z | 4.67 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.46 indicates that JDC should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.46, JDC is in the better half of the industry, outperforming 74.56% of the companies in the same industry.
JDC has a Quick Ratio of 1.46. This is a normal value and indicates that JDC is financially healthy and should not expect problems in meeting its short term obligations.
JDC has a Quick ratio of 1.46. This is in the better half of the industry: JDC outperforms 76.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.46 | ||
| Quick Ratio | 1.46 |
3. Growth
3.1 Past
JDC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 27.51%, which is quite impressive.
The Earnings Per Share has been growing by 84.64% on average over the past years. This is a very strong growth
The Revenue has grown by 22.00% in the past year. This is a very strong growth!
JDC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.66% yearly.
EPS 1Y (TTM)27.51%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%60%
Revenue 1Y (TTM)22%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%11.18%
3.2 Future
The Earnings Per Share is expected to grow by 39.13% on average over the next years. This is a very strong growth
Based on estimates for the next years, JDC will show a quite strong growth in Revenue. The Revenue will grow by 15.11% on average per year.
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.13%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 60.20, which means the current valuation is very expensive for JDC.
The rest of the industry has a similar Price/Earnings ratio as JDC.
JDC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.89.
With a Price/Forward Earnings ratio of 27.04, JDC can be considered very expensive at the moment.
The rest of the industry has a similar Price/Forward Earnings ratio as JDC.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.99, JDC is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 60.2 | ||
| Fwd PE | 27.04 |
4.2 Price Multiples
64.91% of the companies in the same industry are more expensive than JDC, based on the Enterprise Value to EBITDA ratio.
JDC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. JDC is cheaper than 63.16% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 35.39 | ||
| EV/EBITDA | 24.1 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of JDC may justify a higher PE ratio.
JDC's earnings are expected to grow with 61.31% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.71
PEG (5Y)N/A
EPS Next 2Y68.59%
EPS Next 3Y61.31%
5. Dividend
5.1 Amount
JDC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:JDC (10/24/2025, 7:00:00 PM)
29.5
+0.9 (+3.15%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners48.81%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap403.26M
Revenue(TTM)235.68M
Net Income(TTM)7.00M
Analysts80
Price Target36.56 (23.93%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)11.44%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)29.71%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)11.9%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 60.2 | ||
| Fwd PE | 27.04 | ||
| P/S | 1.71 | ||
| P/FCF | 35.39 | ||
| P/OCF | 28.44 | ||
| P/B | 6.59 | ||
| P/tB | N/A | ||
| EV/EBITDA | 24.1 |
EPS(TTM)0.49
EY1.66%
EPS(NY)1.09
Fwd EY3.7%
FCF(TTM)0.83
FCFY2.83%
OCF(TTM)1.04
OCFY3.52%
SpS17.24
BVpS4.48
TBVpS-0.56
PEG (NY)0.71
PEG (5Y)N/A
Graham Number7.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.67% | ||
| ROE | 11.43% | ||
| ROCE | 9.22% | ||
| ROIC | 7.47% | ||
| ROICexc | 9.91% | ||
| ROICexgc | 56.08% | ||
| OM | 4.34% | ||
| PM (TTM) | 2.97% | ||
| GM | 26.88% | ||
| FCFM | 4.83% |
ROA(3y)2.44%
ROA(5y)1.36%
ROE(3y)6.61%
ROE(5y)3.58%
ROIC(3y)4.7%
ROIC(5y)3.62%
ROICexc(3y)6.14%
ROICexc(5y)4.73%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.8%
ROCE(5y)4.47%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y30.13%
ROICexc growth 5YN/A
OM growth 3Y24.59%
OM growth 5YN/A
PM growth 3Y62.6%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-0.03%
F-Score7
Asset Turnover1.57
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 2.38 | ||
| Debt/EBITDA | 1.49 | ||
| Cap/Depr | 42.9% | ||
| Cap/Sales | 1.18% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 84.8% | ||
| Profit Quality | 162.77% | ||
| Current Ratio | 1.46 | ||
| Quick Ratio | 1.46 | ||
| Altman-Z | 4.67 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)50.52%
Cap/Depr(5y)46.97%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)393.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)27.51%
EPS 3Y84.64%
EPS 5YN/A
EPS Q2Q%60%
EPS Next Y84.21%
EPS Next 2Y68.59%
EPS Next 3Y61.31%
EPS Next 5Y39.13%
Revenue 1Y (TTM)22%
Revenue growth 3Y14.59%
Revenue growth 5Y14.66%
Sales Q2Q%11.18%
Revenue Next Year25.96%
Revenue Next 2Y27.54%
Revenue Next 3Y26.02%
Revenue Next 5Y15.11%
EBIT growth 1Y39.23%
EBIT growth 3Y42.76%
EBIT growth 5YN/A
EBIT Next Year136.26%
EBIT Next 3Y75.27%
EBIT Next 5Y35.79%
FCF growth 1Y87.99%
FCF growth 3Y-1.25%
FCF growth 5Y43.95%
OCF growth 1Y64.77%
OCF growth 3Y0.45%
OCF growth 5Y31.38%
JDC GROUP AG / JDC.DE FAQ
Can you provide the ChartMill fundamental rating for JDC GROUP AG?
ChartMill assigns a fundamental rating of 6 / 10 to JDC.DE.
What is the valuation status for JDC stock?
ChartMill assigns a valuation rating of 5 / 10 to JDC GROUP AG (JDC.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for JDC GROUP AG?
JDC GROUP AG (JDC.DE) has a profitability rating of 6 / 10.
What is the earnings growth outlook for JDC GROUP AG?
The Earnings per Share (EPS) of JDC GROUP AG (JDC.DE) is expected to grow by 84.21% in the next year.