INTUIT INC (ITU.DE) Stock Fundamental Analysis
FRA:ITU - Deutsche Boerse Ag - US4612021034 - Common Stock - Currency: EUR
Taking everything into account, ITU scores 6 out of 10 in our fundamental rating. ITU was compared to 102 industry peers in the Software industry. ITU scores excellent on profitability, but there are some minor concerns on its financial health. ITU is valued quite expensive, but it does show an excellent growth. With these ratings, ITU could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
In the past year ITU was profitable.
In the past year ITU had a positive cash flow from operations.
Each year in the past 5 years ITU has been profitable.
ITU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 9.48%, ITU belongs to the best of the industry, outperforming 85.44% of the companies in the same industry.
ITU has a better Return On Equity (17.23%) than 76.70% of its industry peers.
ITU has a Return On Invested Capital of 14.15%. This is amongst the best in the industry. ITU outperforms 88.35% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ITU is in line with the industry average of 10.45%.
The 3 year average ROIC (10.72%) for ITU is below the current ROIC(14.15%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROIC | 14.15% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
1.3 Margins
ITU has a better Profit Margin (19.07%) than 83.50% of its industry peers.
ITU's Profit Margin has declined in the last couple of years.
The Operating Margin of ITU (25.68%) is better than 84.47% of its industry peers.
In the last couple of years the Operating Margin of ITU has declined.
With a decent Gross Margin value of 79.45%, ITU is doing good in the industry, outperforming 68.93% of the companies in the same industry.
In the last couple of years the Gross Margin of ITU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% |
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
2. Health
2.1 Basic Checks
ITU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, ITU has about the same amount of shares outstanding.
Compared to 5 years ago, ITU has more shares outstanding
The debt/assets ratio for ITU has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 9.47 indicates that ITU is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 9.47, ITU belongs to the top of the industry, outperforming 88.35% of the companies in the same industry.
The Debt to FCF ratio of ITU is 1.05, which is an excellent value as it means it would take ITU, only 1.05 years of fcf income to pay off all of its debts.
ITU has a better Debt to FCF ratio (1.05) than 79.61% of its industry peers.
A Debt/Equity ratio of 0.29 indicates that ITU is not too dependend on debt financing.
ITU has a Debt to Equity ratio (0.29) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Altman-Z | 9.47 |
ROIC/WACC1.3
WACC10.87%
2.3 Liquidity
A Current Ratio of 1.45 indicates that ITU should not have too much problems paying its short term obligations.
ITU's Current ratio of 1.45 is in line compared to the rest of the industry. ITU outperforms 58.25% of its industry peers.
ITU has a Quick Ratio of 1.45. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
ITU has a better Quick ratio (1.45) than 64.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 17.02% over the past year.
ITU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.25% yearly.
Looking at the last year, ITU shows a quite strong growth in Revenue. The Revenue has grown by 14.99% in the last year.
Measured over the past years, ITU shows a quite strong growth in Revenue. The Revenue has been growing by 19.14% on average per year.
EPS 1Y (TTM)17.02%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%17.91%
Revenue 1Y (TTM)14.99%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%15.1%
3.2 Future
ITU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.28% yearly.
The Revenue is expected to grow by 13.32% on average over the next years. This is quite good.
EPS Next Y16.18%
EPS Next 2Y15.5%
EPS Next 3Y14.95%
EPS Next 5Y13.28%
Revenue Next Year13.37%
Revenue Next 2Y12.81%
Revenue Next 3Y12.58%
Revenue Next 5Y13.32%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
ITU is valuated quite expensively with a Price/Earnings ratio of 38.76.
Based on the Price/Earnings ratio, ITU is valued a bit cheaper than 64.08% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.25. ITU is valued slightly more expensive when compared to this.
The Price/Forward Earnings ratio is 33.31, which means the current valuation is very expensive for ITU.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ITU is on the same level as its industry peers.
ITU is valuated expensively when we compare the Price/Forward Earnings ratio to 22.15, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.76 | ||
| Fwd PE | 33.31 |
4.2 Price Multiples
ITU's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, ITU is valued a bit cheaper than 67.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 34.48 | ||
| EV/EBITDA | 38.3 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of ITU may justify a higher PE ratio.
A more expensive valuation may be justified as ITU's earnings are expected to grow with 14.95% in the coming years.
PEG (NY)2.4
PEG (5Y)1.91
EPS Next 2Y15.5%
EPS Next 3Y14.95%
5. Dividend
5.1 Amount
With a yearly dividend of 0.55%, ITU is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 1.84, ITU pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.38, ITU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.55% |
5.2 History
On average, the dividend of ITU grows each year by 13.81%, which is quite nice.
Dividend Growth(5Y)13.81%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
ITU pays out 33.13% of its income as dividend. This is a sustainable payout ratio.
ITU's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP33.13%
EPS Next 2Y15.5%
EPS Next 3Y14.95%
FRA:ITU (5/30/2025, 7:00:00 PM)
665.1
+4 (+0.61%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners87.66%
Inst Owner ChangeN/A
Ins Owners0.08%
Ins Owner ChangeN/A
Market Cap185.53B
Analysts80.53
Price Target639.54 (-3.84%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.55% |
Yearly Dividend3.25
Dividend Growth(5Y)13.81%
DP33.13%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.35%
Min EPS beat(2)4.72%
Max EPS beat(2)25.99%
EPS beat(4)4
Avg EPS beat(4)10.16%
Min EPS beat(4)4.19%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)11.41%
EPS beat(12)12
Avg EPS beat(12)15.59%
EPS beat(16)14
Avg EPS beat(16)15.22%
Revenue beat(2)2
Avg Revenue beat(2)1.01%
Min Revenue beat(2)0.53%
Max Revenue beat(2)1.49%
Revenue beat(4)4
Avg Revenue beat(4)1.45%
Min Revenue beat(4)0.53%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.66%
Revenue beat(12)9
Avg Revenue beat(12)0.63%
Revenue beat(16)12
Avg Revenue beat(16)1.29%
PT rev (1m)2.79%
PT rev (3m)-9.76%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.71%
EPS NY rev (1m)0.02%
EPS NY rev (3m)0.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.81%
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)0.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.76 | ||
| Fwd PE | 33.31 | ||
| P/S | 11.57 | ||
| P/FCF | 34.48 | ||
| P/OCF | 33.7 | ||
| P/B | 10.45 | ||
| P/tB | 238.79 | ||
| EV/EBITDA | 38.3 |
EPS(TTM)17.16
EY2.58%
EPS(NY)19.96
Fwd EY3%
FCF(TTM)19.29
FCFY2.9%
OCF(TTM)19.74
OCFY2.97%
SpS57.49
BVpS63.63
TBVpS2.79
PEG (NY)2.4
PEG (5Y)1.91
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROCE | 17.34% | ||
| ROIC | 14.15% | ||
| ROICexc | 18.35% | ||
| ROICexgc | 250.58% | ||
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% | ||
| FCFM | 33.56% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
ROICexc(3y)12.66%
ROICexc(5y)113.04%
ROICexgc(3y)3468.52%
ROICexgc(5y)N/A
ROCE(3y)13.13%
ROCE(5y)17.65%
ROICexcg growth 3Y-40.09%
ROICexcg growth 5YN/A
ROICexc growth 3Y-12.33%
ROICexc growth 5Y-30.74%
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
F-Score6
Asset Turnover0.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Debt/EBITDA | 1.08 | ||
| Cap/Depr | 17.43% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 113.94% | ||
| Profit Quality | 175.95% | ||
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 | ||
| Altman-Z | 9.47 |
F-Score6
WACC10.87%
ROIC/WACC1.3
Cap/Depr(3y)31.55%
Cap/Depr(5y)38.38%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)178.1%
Profit Quality(5y)162.11%
High Growth Momentum
Growth
EPS 1Y (TTM)17.02%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%17.91%
EPS Next Y16.18%
EPS Next 2Y15.5%
EPS Next 3Y14.95%
EPS Next 5Y13.28%
Revenue 1Y (TTM)14.99%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%15.1%
Revenue Next Year13.37%
Revenue Next 2Y12.81%
Revenue Next 3Y12.58%
Revenue Next 5Y13.32%
EBIT growth 1Y22.96%
EBIT growth 3Y15.51%
EBIT growth 5Y15.75%
EBIT Next Year21.48%
EBIT Next 3Y15.52%
EBIT Next 5YN/A
FCF growth 1Y43.17%
FCF growth 3Y14.03%
FCF growth 5Y16.4%
OCF growth 1Y37.42%
OCF growth 3Y14.54%
OCF growth 5Y16.01%