INTUIT INC (ITU.DE) Stock Fundamental Analysis
Europe - FRA:ITU - US4612021034 - Common Stock
582.2 EUR
+1.2 (+0.21%)
Overall ITU gets a fundamental rating of 6 out of 10. We evaluated ITU against 110 industry peers in the Software industry. While ITU has a great profitability rating, there are some minor concerns on its financial health. ITU is valued quite expensive, but it does show an excellent growth. These ratings would make ITU suitable for growth investing!
1. Profitability
1.1 Basic Checks
ITU had positive earnings in the past year.
In the past year ITU had a positive cash flow from operations.
In the past 5 years ITU has always been profitable.
Each year in the past 5 years ITU had a positive operating cash flow.
1.2 Ratios
The Return On Assets of ITU (10.47%) is better than 85.45% of its industry peers.
Looking at the Return On Equity, with a value of 19.63%, ITU is in the better half of the industry, outperforming 79.09% of the companies in the same industry.
ITU has a Return On Invested Capital of 15.18%. This is amongst the best in the industry. ITU outperforms 87.27% of its industry peers.
The Average Return On Invested Capital over the past 3 years for ITU is in line with the industry average of 12.42%.
The 3 year average ROIC (12.89%) for ITU is below the current ROIC(15.18%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROIC | 15.18% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
With a decent Profit Margin value of 20.55%, ITU is doing good in the industry, outperforming 78.18% of the companies in the same industry.
In the last couple of years the Profit Margin of ITU has declined.
The Operating Margin of ITU (26.22%) is better than 84.55% of its industry peers.
ITU's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 79.57%, ITU is in the better half of the industry, outperforming 69.09% of the companies in the same industry.
In the last couple of years the Gross Margin of ITU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
ITU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, ITU has less shares outstanding
The number of shares outstanding for ITU has been increased compared to 5 years ago.
The debt/assets ratio for ITU has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 8.36 indicates that ITU is not in any danger for bankruptcy at the moment.
ITU has a better Altman-Z score (8.36) than 81.82% of its industry peers.
ITU has a debt to FCF ratio of 0.98. This is a very positive value and a sign of high solvency as it would only need 0.98 years to pay back of all of its debts.
ITU's Debt to FCF ratio of 0.98 is fine compared to the rest of the industry. ITU outperforms 79.09% of its industry peers.
ITU has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.30, ITU is in line with its industry, outperforming 47.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Altman-Z | 8.36 |
ROIC/WACC1.39
WACC10.95%
2.3 Liquidity
ITU has a Current Ratio of 1.36. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
ITU's Current ratio of 1.36 is in line compared to the rest of the industry. ITU outperforms 49.09% of its industry peers.
ITU has a Quick Ratio of 1.36. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
ITU's Quick ratio of 1.36 is in line compared to the rest of the industry. ITU outperforms 52.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 |
3. Growth
3.1 Past
ITU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.15%, which is quite good.
ITU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
The Revenue has grown by 15.63% in the past year. This is quite good.
The Revenue has been growing by 19.65% on average over the past years. This is quite good.
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
3.2 Future
Based on estimates for the next years, ITU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.16% on average per year.
Based on estimates for the next years, ITU will show a quite strong growth in Revenue. The Revenue will grow by 12.94% on average per year.
EPS Next Y16.97%
EPS Next 2Y15.56%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 33.36, ITU can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of ITU indicates a somewhat cheap valuation: ITU is cheaper than 69.09% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.57, ITU is valued a bit more expensive.
With a Price/Forward Earnings ratio of 28.52, ITU can be considered very expensive at the moment.
Based on the Price/Forward Earnings ratio, ITU is valued a bit cheaper than the industry average as 61.82% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 23.09. ITU is valued slightly more expensive when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.36 | ||
| Fwd PE | 28.52 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as ITU.
67.27% of the companies in the same industry are more expensive than ITU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.92 | ||
| EV/EBITDA | 32.68 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of ITU may justify a higher PE ratio.
A more expensive valuation may be justified as ITU's earnings are expected to grow with 15.07% in the coming years.
PEG (NY)1.97
PEG (5Y)1.61
EPS Next 2Y15.56%
EPS Next 3Y15.07%
5. Dividend
5.1 Amount
ITU has a yearly dividend return of 0.74%, which is pretty low.
ITU's Dividend Yield is a higher than the industry average which is at 2.80.
Compared to an average S&P500 Dividend Yield of 2.32, ITU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
On average, the dividend of ITU grows each year by 14.61%, which is quite nice.
Dividend Growth(5Y)14.61%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
30.73% of the earnings are spent on dividend by ITU. This is a low number and sustainable payout ratio.
ITU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP30.73%
EPS Next 2Y15.56%
EPS Next 3Y15.07%
FRA:ITU (10/22/2025, 7:00:00 PM)
582.2
+1.2 (+0.21%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners89.64%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap162.32B
Revenue(TTM)18.83B
Net Income(TTM)3.87B
Analysts81.05
Price Target707.16 (21.46%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
Yearly Dividend3.64
Dividend Growth(5Y)14.61%
DP30.73%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.03%
Min EPS beat(2)1.35%
Max EPS beat(2)4.72%
EPS beat(4)4
Avg EPS beat(4)9.06%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)9.99%
EPS beat(12)12
Avg EPS beat(12)14.89%
EPS beat(16)14
Avg EPS beat(16)13.98%
Revenue beat(2)2
Avg Revenue beat(2)0.4%
Min Revenue beat(2)0.26%
Max Revenue beat(2)0.53%
Revenue beat(4)4
Avg Revenue beat(4)1.2%
Min Revenue beat(4)0.26%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.62%
Revenue beat(12)9
Avg Revenue beat(12)0.57%
Revenue beat(16)12
Avg Revenue beat(16)0.79%
PT rev (1m)1.44%
PT rev (3m)-1.04%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.26%
EPS NY rev (1m)0.81%
EPS NY rev (3m)0.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.54%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.36 | ||
| Fwd PE | 28.52 | ||
| P/S | 9.99 | ||
| P/FCF | 30.92 | ||
| P/OCF | 30.3 | ||
| P/B | 9.54 | ||
| P/tB | 439.45 | ||
| EV/EBITDA | 32.68 |
EPS(TTM)17.45
EY3%
EPS(NY)20.41
Fwd EY3.51%
FCF(TTM)18.83
FCFY3.23%
OCF(TTM)19.21
OCFY3.3%
SpS58.29
BVpS61.01
TBVpS1.32
PEG (NY)1.97
PEG (5Y)1.61
Graham Number154.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROCE | 18.57% | ||
| ROIC | 15.18% | ||
| ROICexc | 18.32% | ||
| ROICexgc | 146.58% | ||
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% | ||
| FCFM | 32.3% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.51
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Debt/EBITDA | 1.04 | ||
| Cap/Depr | 15.33% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 17.39 | ||
| Cash Conversion | 108% | ||
| Profit Quality | 157.22% | ||
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 | ||
| Altman-Z | 8.36 |
F-Score9
WACC10.95%
ROIC/WACC1.39
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
EPS Next Y16.97%
EPS Next 2Y15.56%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
EBIT growth 1Y28.16%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19%
EBIT Next 3Y14.63%
EBIT Next 5YN/A
FCF growth 1Y31.27%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y27.09%
OCF growth 3Y16.86%
OCF growth 5Y20.79%