INTUIT INC (ITU.DE) Stock Fundamental Analysis
Europe - FRA:ITU - US4612021034 - Common Stock
555.5 EUR
-6.7 (-1.19%)
Overall ITU gets a fundamental rating of 6 out of 10. We evaluated ITU against 102 industry peers in the Software industry. ITU scores excellent points on both the profitability and health parts. This is a solid base for a good stock. ITU is not overvalued while it is showing excellent growth. This is an interesting combination. These ratings would make ITU suitable for growth and quality investing!
1. Profitability
1.1 Basic Checks
ITU had positive earnings in the past year.
ITU had a positive operating cash flow in the past year.
Each year in the past 5 years ITU has been profitable.
In the past 5 years ITU always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of ITU (9.48%) is better than 79.41% of its industry peers.
ITU has a better Return On Equity (17.23%) than 78.43% of its industry peers.
ITU has a Return On Invested Capital of 14.17%. This is amongst the best in the industry. ITU outperforms 85.29% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ITU is in line with the industry average of 12.69%.
The 3 year average ROIC (12.89%) for ITU is below the current ROIC(14.17%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROIC | 14.17% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
The Profit Margin of ITU (19.07%) is better than 77.45% of its industry peers.
In the last couple of years the Profit Margin of ITU has declined.
The Operating Margin of ITU (25.68%) is better than 83.33% of its industry peers.
In the last couple of years the Operating Margin of ITU has declined.
With a decent Gross Margin value of 79.45%, ITU is doing good in the industry, outperforming 66.67% of the companies in the same industry.
In the last couple of years the Gross Margin of ITU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), ITU is creating some value.
ITU has less shares outstanding than it did 1 year ago.
The number of shares outstanding for ITU has been increased compared to 5 years ago.
The debt/assets ratio for ITU has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 8.42 indicates that ITU is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 8.42, ITU belongs to the top of the industry, outperforming 84.31% of the companies in the same industry.
The Debt to FCF ratio of ITU is 1.05, which is an excellent value as it means it would take ITU, only 1.05 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 1.05, ITU is doing good in the industry, outperforming 78.43% of the companies in the same industry.
ITU has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
ITU has a Debt to Equity ratio of 0.29. This is comparable to the rest of the industry: ITU outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Altman-Z | 8.42 |
ROIC/WACC1.27
WACC11.16%
2.3 Liquidity
A Current Ratio of 1.45 indicates that ITU should not have too much problems paying its short term obligations.
The Current ratio of ITU (1.45) is comparable to the rest of the industry.
ITU has a Quick Ratio of 1.45. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
ITU has a better Quick ratio (1.45) than 61.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.15% over the past year.
Measured over the past years, ITU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
The Revenue has grown by 15.63% in the past year. This is quite good.
The Revenue has been growing by 19.65% on average over the past years. This is quite good.
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
3.2 Future
The Earnings Per Share is expected to grow by 14.01% on average over the next years. This is quite good.
The Revenue is expected to grow by 12.29% on average over the next years. This is quite good.
EPS Next Y16.04%
EPS Next 2Y15.68%
EPS Next 3Y15.25%
EPS Next 5Y14.01%
Revenue Next Year12.79%
Revenue Next 2Y12.66%
Revenue Next 3Y12.83%
Revenue Next 5Y12.29%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 32.18, which means the current valuation is very expensive for ITU.
69.61% of the companies in the same industry are more expensive than ITU, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 27.30. ITU is around the same levels.
The Price/Forward Earnings ratio is 27.74, which means the current valuation is very expensive for ITU.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ITU indicates a somewhat cheap valuation: ITU is cheaper than 62.75% of the companies listed in the same industry.
ITU is valuated rather expensively when we compare the Price/Forward Earnings ratio to 22.73, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.18 | ||
| Fwd PE | 27.74 |
4.2 Price Multiples
ITU's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, ITU is valued a bit cheaper than 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.74 | ||
| EV/EBITDA | 33.03 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ITU does not grow enough to justify the current Price/Earnings ratio.
ITU has a very decent profitability rating, which may justify a higher PE ratio.
ITU's earnings are expected to grow with 15.25% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.01
PEG (5Y)1.55
EPS Next 2Y15.68%
EPS Next 3Y15.25%
5. Dividend
5.1 Amount
With a yearly dividend of 0.73%, ITU is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.08, ITU pays a bit more dividend than its industry peers.
With a Dividend Yield of 0.73, ITU pays less dividend than the S&P500 average, which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.73% |
5.2 History
On average, the dividend of ITU grows each year by 14.62%, which is quite nice.
Dividend Growth(5Y)14.62%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
ITU pays out 33.13% of its income as dividend. This is a sustainable payout ratio.
The dividend of ITU is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP33.13%
EPS Next 2Y15.68%
EPS Next 3Y15.25%
FRA:ITU (9/12/2025, 7:00:00 PM)
555.5
-6.7 (-1.19%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners87.93%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap154.88B
Analysts81.05
Price Target697.15 (25.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.73% |
Yearly Dividend3.63
Dividend Growth(5Y)14.62%
DP33.13%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.35%
Min EPS beat(2)4.72%
Max EPS beat(2)25.99%
EPS beat(4)4
Avg EPS beat(4)10.16%
Min EPS beat(4)4.19%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)11.41%
EPS beat(12)12
Avg EPS beat(12)15.59%
EPS beat(16)14
Avg EPS beat(16)15.22%
Revenue beat(2)2
Avg Revenue beat(2)1.01%
Min Revenue beat(2)0.53%
Max Revenue beat(2)1.49%
Revenue beat(4)4
Avg Revenue beat(4)1.45%
Min Revenue beat(4)0.53%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.66%
Revenue beat(12)9
Avg Revenue beat(12)0.63%
Revenue beat(16)12
Avg Revenue beat(16)1.29%
PT rev (1m)-3.88%
PT rev (3m)-1.59%
EPS NQ rev (1m)0.01%
EPS NQ rev (3m)0.22%
EPS NY rev (1m)0.05%
EPS NY rev (3m)3.64%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.03%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)0.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.18 | ||
| Fwd PE | 27.74 | ||
| P/S | 9.98 | ||
| P/FCF | 29.74 | ||
| P/OCF | 29.07 | ||
| P/B | 9.02 | ||
| P/tB | 206 | ||
| EV/EBITDA | 33.03 |
EPS(TTM)17.26
EY3.11%
EPS(NY)20.02
Fwd EY3.6%
FCF(TTM)18.68
FCFY3.36%
OCF(TTM)19.11
OCFY3.44%
SpS55.66
BVpS61.6
TBVpS2.7
PEG (NY)2.01
PEG (5Y)1.55
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROCE | 17.34% | ||
| ROIC | 14.17% | ||
| ROICexc | 18.39% | ||
| ROICexgc | 251% | ||
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% | ||
| FCFM | 33.56% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexcg growth 3Y-73.73%
ROICexcg growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score8
Asset Turnover0.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Debt/EBITDA | 1.08 | ||
| Cap/Depr | 17.43% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 113.94% | ||
| Profit Quality | 175.95% | ||
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 | ||
| Altman-Z | 8.42 |
F-Score8
WACC11.16%
ROIC/WACC1.27
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
EPS Next Y16.04%
EPS Next 2Y15.68%
EPS Next 3Y15.25%
EPS Next 5Y14.01%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
Revenue Next Year12.79%
Revenue Next 2Y12.66%
Revenue Next 3Y12.83%
Revenue Next 5Y12.29%
EBIT growth 1Y22.96%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year18.23%
EBIT Next 3Y15.42%
EBIT Next 5YN/A
FCF growth 1Y20.57%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y17.59%
OCF growth 3Y16.86%
OCF growth 5Y20.79%