INFORMATION SERVICES CORP (ISV.CA) Stock Fundamental Analysis
Canada - TSX:ISV - CA45676A1057 - Common Stock
24.71 CAD
-0.29 (-1.16%)
We assign a fundamental rating of 5 out of 10 to ISV. ISV was compared to 31 industry peers in the Real Estate Management & Development industry. While ISV has a great profitability rating, there are some minor concerns on its financial health. ISV is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
ISV had positive earnings in the past year.
ISV had a positive operating cash flow in the past year.
Each year in the past 5 years ISV has been profitable.
Each year in the past 5 years ISV had a positive operating cash flow.
1.2 Ratios
ISV's Return On Assets of 3.99% is fine compared to the rest of the industry. ISV outperforms 78.13% of its industry peers.
ISV has a Return On Equity of 11.89%. This is amongst the best in the industry. ISV outperforms 81.25% of its industry peers.
ISV has a Return On Invested Capital of 8.24%. This is amongst the best in the industry. ISV outperforms 93.75% of its industry peers.
ISV had an Average Return On Invested Capital over the past 3 years of 12.69%. This is in line with the industry average of 10.85%.
The last Return On Invested Capital (8.24%) for ISV is well below the 3 year average (12.69%), which needs to be investigated, but indicates that ISV had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 11.89% | ||
| ROIC | 8.24% |
ROA(3y)9.77%
ROA(5y)9.85%
ROE(3y)19.3%
ROE(5y)18.41%
ROIC(3y)12.69%
ROIC(5y)12.36%
1.3 Margins
ISV has a better Profit Margin (8.51%) than 68.75% of its industry peers.
ISV's Profit Margin has declined in the last couple of years.
ISV has a Operating Margin (21.36%) which is in line with its industry peers.
In the last couple of years the Operating Margin of ISV has grown nicely.
The Gross Margin of ISV (68.60%) is better than 84.38% of its industry peers.
ISV's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.36% | ||
| PM (TTM) | 8.51% | ||
| GM | 68.6% |
OM growth 3Y-0.14%
OM growth 5Y3.16%
PM growth 3Y-8.6%
PM growth 5Y-5.65%
GM growth 3Y-1.62%
GM growth 5Y-1.1%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), ISV is creating some value.
ISV has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, ISV has more shares outstanding
ISV has a worse debt/assets ratio than last year.
2.2 Solvency
ISV has an Altman-Z score of 1.92. This is not the best score and indicates that ISV is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of ISV (1.92) is better than 68.75% of its industry peers.
The Debt to FCF ratio of ISV is 2.92, which is a good value as it means it would take ISV, 2.92 years of fcf income to pay off all of its debts.
ISV's Debt to FCF ratio of 2.92 is amongst the best of the industry. ISV outperforms 93.75% of its industry peers.
ISV has a Debt/Equity ratio of 1.06. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.06, ISV perfoms like the industry average, outperforming 59.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.06 | ||
| Debt/FCF | 2.92 | ||
| Altman-Z | 1.92 |
ROIC/WACC1.14
WACC7.25%
2.3 Liquidity
ISV has a Current Ratio of 0.61. This is a bad value and indicates that ISV is not financially healthy enough and could expect problems in meeting its short term obligations.
ISV's Current ratio of 0.61 is in line compared to the rest of the industry. ISV outperforms 43.75% of its industry peers.
ISV has a Quick Ratio of 0.61. This is a bad value and indicates that ISV is not financially healthy enough and could expect problems in meeting its short term obligations.
ISV has a Quick ratio (0.61) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
ISV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.66%.
Measured over the past years, ISV shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.50% on average per year.
Looking at the last year, ISV shows a quite strong growth in Revenue. The Revenue has grown by 19.46% in the last year.
ISV shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.49% yearly.
EPS 1Y (TTM)-25.66%
EPS 3Y10.83%
EPS 5Y11.5%
EPS Q2Q%-50%
Revenue 1Y (TTM)19.46%
Revenue growth 3Y16.21%
Revenue growth 5Y12.49%
Sales Q2Q%11.58%
3.2 Future
ISV is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.70% yearly.
The Revenue is expected to grow by 10.00% on average over the next years. This is quite good.
EPS Next Y-21.74%
EPS Next 2Y7.64%
EPS Next 3Y8.7%
EPS Next 5YN/A
Revenue Next Year18.25%
Revenue Next 2Y12.7%
Revenue Next 3Y10%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
ISV is valuated rather expensively with a Price/Earnings ratio of 21.87.
Based on the Price/Earnings ratio, ISV is valued a bit cheaper than the industry average as 65.63% of the companies are valued more expensively.
ISV is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.89, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 13.17, which indicates a correct valuation of ISV.
Based on the Price/Forward Earnings ratio, ISV is valued cheaper than 84.38% of the companies in the same industry.
ISV's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.99.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.87 | ||
| Fwd PE | 13.17 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ISV is valued cheaply inside the industry as 96.88% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, ISV is valued cheaply inside the industry as 81.25% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.18 | ||
| EV/EBITDA | 7.97 |
4.3 Compensation for Growth
The decent profitability rating of ISV may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.9
EPS Next 2Y7.64%
EPS Next 3Y8.7%
5. Dividend
5.1 Amount
ISV has a Yearly Dividend Yield of 3.38%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.26, ISV pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.31, ISV pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.38% |
5.2 History
The dividend of ISV has a limited annual growth rate of 2.75%.
ISV has been paying a dividend for at least 10 years, so it has a reliable track record.
ISV has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.75%
Div Incr Years1
Div Non Decr Years11
5.3 Sustainability
80.45% of the earnings are spent on dividend by ISV. This is not a sustainable payout ratio.
ISV's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP80.45%
EPS Next 2Y7.64%
EPS Next 3Y8.7%
TSX:ISV (3/12/2025, 7:00:00 PM)
24.71
-0.29 (-1.16%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap455.41M
Revenue(TTM)242.67M
Net Income(TTM)20.66M
Analysts77.78
Price Target35.09 (42.01%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.38% |
Yearly Dividend0.92
Dividend Growth(5Y)2.75%
DP80.45%
Div Incr Years1
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.23%
Min EPS beat(2)-47.04%
Max EPS beat(2)65.51%
EPS beat(4)1
Avg EPS beat(4)-23.56%
Min EPS beat(4)-92.93%
Max EPS beat(4)65.51%
EPS beat(8)2
Avg EPS beat(8)-17.32%
EPS beat(12)6
Avg EPS beat(12)-1.9%
EPS beat(16)9
Avg EPS beat(16)2.39%
Revenue beat(2)1
Avg Revenue beat(2)2.24%
Min Revenue beat(2)-3.86%
Max Revenue beat(2)8.35%
Revenue beat(4)2
Avg Revenue beat(4)1.49%
Min Revenue beat(4)-3.86%
Max Revenue beat(4)8.35%
Revenue beat(8)3
Avg Revenue beat(8)0.33%
Revenue beat(12)6
Avg Revenue beat(12)2.35%
Revenue beat(16)9
Avg Revenue beat(16)3.01%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.87 | ||
| Fwd PE | 13.17 | ||
| P/S | 1.88 | ||
| P/FCF | 7.18 | ||
| P/OCF | 6.42 | ||
| P/B | 2.62 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.97 |
EPS(TTM)1.13
EY4.57%
EPS(NY)1.88
Fwd EY7.6%
FCF(TTM)3.44
FCFY13.92%
OCF(TTM)3.85
OCFY15.59%
SpS13.17
BVpS9.43
TBVpS-14.55
PEG (NY)N/A
PEG (5Y)1.9
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 11.89% | ||
| ROCE | 11.48% | ||
| ROIC | 8.24% | ||
| ROICexc | 8.47% | ||
| ROICexgc | N/A | ||
| OM | 21.36% | ||
| PM (TTM) | 8.51% | ||
| GM | 68.6% | ||
| FCFM | 26.12% |
ROA(3y)9.77%
ROA(5y)9.85%
ROE(3y)19.3%
ROE(5y)18.41%
ROIC(3y)12.69%
ROIC(5y)12.36%
ROICexc(3y)15.05%
ROICexc(5y)14.69%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)17.69%
ROCE(5y)17.23%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-14.25%
ROICexc growth 5Y-11.43%
OM growth 3Y-0.14%
OM growth 5Y3.16%
PM growth 3Y-8.6%
PM growth 5Y-5.65%
GM growth 3Y-1.62%
GM growth 5Y-1.1%
F-Score6
Asset Turnover0.47
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.06 | ||
| Debt/FCF | 2.92 | ||
| Debt/EBITDA | 2.32 | ||
| Cap/Depr | 28.07% | ||
| Cap/Sales | 3.13% | ||
| Interest Coverage | 3.41 | ||
| Cash Conversion | 90% | ||
| Profit Quality | 306.84% | ||
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 1.92 |
F-Score6
WACC7.25%
ROIC/WACC1.14
Cap/Depr(3y)262%
Cap/Depr(5y)164.4%
Cap/Sales(3y)24.91%
Cap/Sales(5y)15.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.66%
EPS 3Y10.83%
EPS 5Y11.5%
EPS Q2Q%-50%
EPS Next Y-21.74%
EPS Next 2Y7.64%
EPS Next 3Y8.7%
EPS Next 5YN/A
Revenue 1Y (TTM)19.46%
Revenue growth 3Y16.21%
Revenue growth 5Y12.49%
Sales Q2Q%11.58%
Revenue Next Year18.25%
Revenue Next 2Y12.7%
Revenue Next 3Y10%
Revenue Next 5YN/A
EBIT growth 1Y26.81%
EBIT growth 3Y16.04%
EBIT growth 5Y16.04%
EBIT Next Year83.93%
EBIT Next 3Y26.16%
EBIT Next 5YN/A
FCF growth 1Y55.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y66.91%
OCF growth 3Y11.28%
OCF growth 5Y13.63%
INFORMATION SERVICES CORP / ISV.CA FAQ
What is the ChartMill fundamental rating of INFORMATION SERVICES CORP (ISV.CA) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ISV.CA.
Can you provide the valuation status for INFORMATION SERVICES CORP?
ChartMill assigns a valuation rating of 6 / 10 to INFORMATION SERVICES CORP (ISV.CA). This can be considered as Fairly Valued.
How profitable is INFORMATION SERVICES CORP (ISV.CA) stock?
INFORMATION SERVICES CORP (ISV.CA) has a profitability rating of 8 / 10.
Can you provide the financial health for ISV stock?
The financial health rating of INFORMATION SERVICES CORP (ISV.CA) is 4 / 10.
What is the expected EPS growth for INFORMATION SERVICES CORP (ISV.CA) stock?
The Earnings per Share (EPS) of INFORMATION SERVICES CORP (ISV.CA) is expected to decline by -21.74% in the next year.