9.65 USD
+0.2 (+2.12%)
10.3 USD
+0.65 (+6.74%)
We assign a fundamental rating of 3 out of 10 to ISDR. ISDR was compared to 277 industry peers in the Software industry. While ISDR is still in line with the averages on profitability rating, there are concerns on its financial health. ISDR is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- ISDR had positive earnings in the past year.
- In the past year ISDR had a positive cash flow from operations.
- ISDR had positive earnings in each of the past 5 years.
- Each year in the past 5 years ISDR had a positive operating cash flow.
1.2 Ratios
- ISDR has a Return On Assets (-2.15%) which is comparable to the rest of the industry.
- ISDR has a Return On Equity (-3.75%) which is in line with its industry peers.
- The Return On Invested Capital of ISDR (0.41%) is better than 63.44% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for ISDR is significantly below the industry average of 10.78%.
- The 3 year average ROIC (4.56%) for ISDR is well above the current ROIC(0.41%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.15% | ||
| ROE | -3.75% | ||
| ROIC | 0.41% |
ROA(3y)4.16%
ROA(5y)4.13%
ROE(3y)6.13%
ROE(5y)5.7%
ROIC(3y)4.56%
ROIC(5y)4.12%
1.3 Margins
- ISDR's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 1.14%, ISDR is in the better half of the industry, outperforming 63.80% of the companies in the same industry.
- ISDR's Operating Margin has been stable in the last couple of years.
- Looking at the Gross Margin, with a value of 75.11%, ISDR is in the better half of the industry, outperforming 67.03% of the companies in the same industry.
- In the last couple of years the Gross Margin of ISDR has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.14% | ||
| PM (TTM) | N/A | ||
| GM | 75.11% |
OM growth 3Y-16.6%
OM growth 5Y0.64%
PM growth 3Y-41.34%
PM growth 5Y-17.16%
GM growth 3Y2.51%
GM growth 5Y1.39%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ISDR is destroying value.
- The number of shares outstanding for ISDR has been increased compared to 1 year ago.
- The debt/assets ratio for ISDR has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 1.54, we must say that ISDR is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.54, ISDR is doing worse than 61.65% of the companies in the same industry.
- The Debt to FCF ratio of ISDR is 7.06, which is on the high side as it means it would take ISDR, 7.06 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 7.06, ISDR is in line with its industry, outperforming 52.69% of the companies in the same industry.
- A Debt/Equity ratio of 0.47 indicates that ISDR is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.47, ISDR is doing worse than 67.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.47 | ||
| Debt/FCF | 7.06 | ||
| Altman-Z | 1.54 |
ROIC/WACC0.04
WACC10.14%
2.3 Liquidity
- ISDR has a Current Ratio of 0.80. This is a bad value and indicates that ISDR is not financially healthy enough and could expect problems in meeting its short term obligations.
- ISDR's Current ratio of 0.80 is on the low side compared to the rest of the industry. ISDR is outperformed by 82.80% of its industry peers.
- A Quick Ratio of 0.80 indicates that ISDR may have some problems paying its short term obligations.
- ISDR has a Quick ratio of 0.80. This is amonst the worse of the industry: ISDR underperforms 82.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.8 | ||
| Quick Ratio | 0.8 |
3. Growth
3.1 Past
- The earnings per share for ISDR have decreased strongly by -52.67% in the last year.
- The Earnings Per Share has been decreasing by -3.51% on average over the past years.
- ISDR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -11.64%.
- The Revenue has been growing by 18.59% on average over the past years. This is quite good.
EPS 1Y (TTM)-52.67%
EPS 3Y10.84%
EPS 5Y-3.51%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-11.64%
Revenue growth 3Y21.68%
Revenue growth 5Y18.59%
Sales Q2Q%-8.14%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-43.42%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-14.87%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 15.56 indicates a correct valuation of ISDR.
- ISDR's Price/Earnings ratio is rather cheap when compared to the industry. ISDR is cheaper than 86.38% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.38. ISDR is valued slightly cheaper when compared to this.
- ISDR is valuated correctly with a Price/Forward Earnings ratio of 13.33.
- Based on the Price/Forward Earnings ratio, ISDR is valued cheaper than 90.68% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. ISDR is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.56 | ||
| Fwd PE | 13.33 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ISDR is valued cheaper than 89.25% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, ISDR is valued cheaply inside the industry as 90.68% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.73 | ||
| EV/EBITDA | 13.51 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- ISDR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
9.65
+0.2 (+2.12%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-07 2024-11-07/bmo
Earnings (Next)N/A N/A
Inst Owners41.62%
Inst Owner Change0%
Ins Owners19.4%
Ins Owner Change0%
Market Cap36.96M
Revenue(TTM)29.14M
Net Income(TTM)-1.32M
Analysts82.86
Price Target13.26 (37.41%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-6.98%
Min EPS beat(2)-16.67%
Max EPS beat(2)2.71%
EPS beat(4)1
Avg EPS beat(4)-32.59%
Min EPS beat(4)-72.95%
Max EPS beat(4)2.71%
EPS beat(8)3
Avg EPS beat(8)-20.72%
EPS beat(12)5
Avg EPS beat(12)-9.15%
EPS beat(16)7
Avg EPS beat(16)-0.32%
Revenue beat(2)0
Avg Revenue beat(2)-2.81%
Min Revenue beat(2)-4.53%
Max Revenue beat(2)-1.08%
Revenue beat(4)0
Avg Revenue beat(4)-9.03%
Min Revenue beat(4)-20.63%
Max Revenue beat(4)-1.08%
Revenue beat(8)1
Avg Revenue beat(8)-7.46%
Revenue beat(12)2
Avg Revenue beat(12)-6.46%
Revenue beat(16)5
Avg Revenue beat(16)-3.37%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-11.54%
EPS NY rev (1m)-4.05%
EPS NY rev (3m)-4.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-12.95%
Revenue NY rev (1m)-2.02%
Revenue NY rev (3m)-2.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.56 | ||
| Fwd PE | 13.33 | ||
| P/S | 1.27 | ||
| P/FCF | 15.73 | ||
| P/OCF | 12.06 | ||
| P/B | 1.05 | ||
| P/tB | N/A | ||
| EV/EBITDA | 13.51 |
EPS(TTM)0.62
EY6.42%
EPS(NY)0.72
Fwd EY7.5%
FCF(TTM)0.61
FCFY6.36%
OCF(TTM)0.8
OCFY8.29%
SpS7.61
BVpS9.21
TBVpS-3.93
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.15% | ||
| ROE | -3.75% | ||
| ROCE | 0.68% | ||
| ROIC | 0.41% | ||
| ROICexc | 0.45% | ||
| ROICexgc | N/A | ||
| OM | 1.14% | ||
| PM (TTM) | N/A | ||
| GM | 75.11% | ||
| FCFM | 8.06% |
ROA(3y)4.16%
ROA(5y)4.13%
ROE(3y)6.13%
ROE(5y)5.7%
ROIC(3y)4.56%
ROIC(5y)4.12%
ROICexc(3y)10.86%
ROICexc(5y)10.28%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)8.05%
ROCE(5y)6.94%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-39.51%
ROICexc growth 5Y-14.74%
OM growth 3Y-16.6%
OM growth 5Y0.64%
PM growth 3Y-41.34%
PM growth 5Y-17.16%
GM growth 3Y2.51%
GM growth 5Y1.39%
F-Score3
Asset Turnover0.47
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.47 | ||
| Debt/FCF | 7.06 | ||
| Debt/EBITDA | 4.9 | ||
| Cap/Depr | 23.36% | ||
| Cap/Sales | 2.45% | ||
| Interest Coverage | 0.26 | ||
| Cash Conversion | 90.41% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.8 | ||
| Quick Ratio | 0.8 | ||
| Altman-Z | 1.54 |
F-Score3
WACC10.14%
ROIC/WACC0.04
Cap/Depr(3y)15.88%
Cap/Depr(5y)15.21%
Cap/Sales(3y)1.02%
Cap/Sales(5y)1.18%
Profit Quality(3y)224.52%
Profit Quality(5y)246.78%
High Growth Momentum
Growth
EPS 1Y (TTM)-52.67%
EPS 3Y10.84%
EPS 5Y-3.51%
EPS Q2Q%-37.04%
EPS Next Y-43.42%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-11.64%
Revenue growth 3Y21.68%
Revenue growth 5Y18.59%
Sales Q2Q%-8.14%
Revenue Next Year-14.87%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-88.77%
EBIT growth 3Y1.49%
EBIT growth 5Y19.35%
EBIT Next Year58.31%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.25%
FCF growth 3Y-16.29%
FCF growth 5Y-1.78%
OCF growth 1Y-30.94%
OCF growth 3Y-11.31%
OCF growth 5Y1.3%
ISSUER DIRECT CORP / ISDR FAQ
What is the ChartMill fundamental rating of ISSUER DIRECT CORP (ISDR) stock?
ChartMill assigns a fundamental rating of 3 / 10 to ISDR.
What is the valuation status for ISDR stock?
ChartMill assigns a valuation rating of 6 / 10 to ISSUER DIRECT CORP (ISDR). This can be considered as Fairly Valued.
How profitable is ISSUER DIRECT CORP (ISDR) stock?
ISSUER DIRECT CORP (ISDR) has a profitability rating of 5 / 10.
How financially healthy is ISSUER DIRECT CORP?
The financial health rating of ISSUER DIRECT CORP (ISDR) is 2 / 10.
How sustainable is the dividend of ISSUER DIRECT CORP (ISDR) stock?
The dividend rating of ISSUER DIRECT CORP (ISDR) is 0 / 10 and the dividend payout ratio is 0%.