INDEPENDENCE REALTY TRUST IN (IRT) Stock Fundamental Analysis

NYSE:IRT • US45378A1060

16.57 USD
-0.33 (-1.95%)
At close: Feb 27, 2026
16.57 USD
0 (0%)
After Hours: 2/27/2026, 8:11:44 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

IRT gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 20 industry peers in the Residential REITs industry. Both the profitability and financial health of IRT have multiple concerns. IRT is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year IRT was profitable.
  • IRT had a positive operating cash flow in the past year.
  • Of the past 5 years IRT 4 years were profitable.
  • Each year in the past 5 years IRT had a positive operating cash flow.
IRT Yearly Net Income VS EBIT VS OCF VS FCFIRT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M

1.2 Ratios

  • IRT has a Return On Assets of 0.94%. This is in the lower half of the industry: IRT underperforms 70.00% of its industry peers.
  • The Return On Equity of IRT (1.63%) is worse than 70.00% of its industry peers.
  • IRT has a Return On Invested Capital of 1.73%. This is in the lower half of the industry: IRT underperforms 60.00% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for IRT is in line with the industry average of 2.59%.
Industry RankSector Rank
ROA 0.94%
ROE 1.63%
ROIC 1.73%
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.8%
ROIC(5y)1.44%
IRT Yearly ROA, ROE, ROICIRT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6

1.3 Margins

  • IRT has a Profit Margin of 8.60%. This is in the lower half of the industry: IRT underperforms 65.00% of its industry peers.
  • IRT's Profit Margin has improved in the last couple of years.
  • IRT has a Operating Margin of 18.43%. This is comparable to the rest of the industry: IRT outperforms 55.00% of its industry peers.
  • IRT's Operating Margin has declined in the last couple of years.
  • The Gross Margin of IRT (59.06%) is comparable to the rest of the industry.
  • IRT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 18.43%
PM (TTM) 8.6%
GM 59.06%
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
IRT Yearly Profit, Operating, Gross MarginsIRT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so IRT is destroying value.
  • IRT has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, IRT has more shares outstanding
  • The debt/assets ratio for IRT has been reduced compared to a year ago.
IRT Yearly Shares OutstandingIRT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
IRT Yearly Total Debt VS Total AssetsIRT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.90, we must say that IRT is in the distress zone and has some risk of bankruptcy.
  • IRT has a Altman-Z score of 0.90. This is comparable to the rest of the industry: IRT outperforms 50.00% of its industry peers.
  • IRT has a debt to FCF ratio of 17.78. This is a negative value and a sign of low solvency as IRT would need 17.78 years to pay back of all of its debts.
  • IRT's Debt to FCF ratio of 17.78 is fine compared to the rest of the industry. IRT outperforms 70.00% of its industry peers.
  • IRT has a Debt/Equity ratio of 0.56. This is a neutral value indicating IRT is somewhat dependend on debt financing.
  • IRT has a Debt to Equity ratio of 0.56. This is amongst the best in the industry. IRT outperforms 95.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 17.78
Altman-Z 0.9
ROIC/WACC0.27
WACC6.37%
IRT Yearly LT Debt VS Equity VS FCFIRT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.21 indicates that IRT may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.21, IRT is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
  • A Quick Ratio of 0.05 indicates that IRT may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.05, IRT is not doing good in the industry: 65.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.05
IRT Yearly Current Assets VS Current LiabilitesIRT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 13.64% over the past year.
  • The Earnings Per Share has been growing slightly by 4.56% on average over the past years.
  • IRT shows a small growth in Revenue. In the last year, the Revenue has grown by 2.76%.
  • The Revenue has been growing by 25.32% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%

3.2 Future

  • IRT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 17.20% yearly.
  • IRT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.48% yearly.
EPS Next Y13.27%
EPS Next 2Y17.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.29%
Revenue Next 2Y3.46%
Revenue Next 3Y5.48%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
IRT Yearly Revenue VS EstimatesIRT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
IRT Yearly EPS VS EstimatesIRT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.2 -0.2 0.4 0.6

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2

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 82.85, IRT can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, IRT is valued a bit more expensive than 65.00% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.10. IRT is valued rather expensively when compared to this.
  • The Price/Forward Earnings ratio is 73.15, which means the current valuation is very expensive for IRT.
  • IRT's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of IRT to the average of the S&P500 Index (28.06), we can say IRT is valued expensively.
Industry RankSector Rank
PE 82.85
Fwd PE 73.15
IRT Price Earnings VS Forward Price EarningsIRT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of IRT is on the same level as its industry peers.
  • 75.00% of the companies in the same industry are more expensive than IRT, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 30.88
EV/EBITDA 17.07
IRT Per share dataIRT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates IRT does not grow enough to justify the current Price/Earnings ratio.
  • A more expensive valuation may be justified as IRT's earnings are expected to grow with 17.20% in the coming years.
PEG (NY)6.25
PEG (5Y)18.15
EPS Next 2Y17.2%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • IRT has a Yearly Dividend Yield of 4.02%, which is a nice return.
  • IRT's Dividend Yield is slightly below the industry average, which is at 44.03.
  • Compared to an average S&P500 Dividend Yield of 1.83, IRT pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.02%

5.2 History

  • The dividend of IRT has a limited annual growth rate of 2.55%.
  • IRT has paid a dividend for at least 10 years, which is a reliable track record.
  • The dividend of IRT decreased recently.
Dividend Growth(5Y)2.55%
Div Incr Years1
Div Non Decr Years1
IRT Yearly Dividends per shareIRT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • 272.97% of the earnings are spent on dividend by IRT. This is not a sustainable payout ratio.
  • The dividend of IRT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP272.97%
EPS Next 2Y17.2%
EPS Next 3YN/A
IRT Yearly Income VS Free CF VS DividendIRT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M
IRT Dividend Payout.IRT Dividend Payout, showing the Payout Ratio.IRT Dividend Payout.PayoutRetained Earnings

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INDEPENDENCE REALTY TRUST IN

NYSE:IRT (2/27/2026, 8:11:44 PM)

After market: 16.57 0 (0%)

16.57

-0.33 (-1.95%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)02-11
Earnings (Next)04-28
Inst Owners101.41%
Inst Owner Change0.31%
Ins Owners0.47%
Ins Owner Change8.15%
Market Cap3.96B
Revenue(TTM)657.70M
Net Income(TTM)56.56M
Analysts80
Price Target20.22 (22.03%)
Short Float %5.18%
Short Ratio4.46
Dividend
Industry RankSector Rank
Dividend Yield 4.02%
Yearly Dividend0.66
Dividend Growth(5Y)2.55%
DP272.97%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-33.43%
Min EPS beat(2)-112.77%
Max EPS beat(2)45.91%
EPS beat(4)2
Avg EPS beat(4)-22.84%
Min EPS beat(4)-112.77%
Max EPS beat(4)45.91%
EPS beat(8)2
Avg EPS beat(8)-37.41%
EPS beat(12)4
Avg EPS beat(12)-164.33%
EPS beat(16)6
Avg EPS beat(16)-133.41%
Revenue beat(2)0
Avg Revenue beat(2)-2.53%
Min Revenue beat(2)-2.65%
Max Revenue beat(2)-2.4%
Revenue beat(4)0
Avg Revenue beat(4)-2.62%
Min Revenue beat(4)-2.83%
Max Revenue beat(4)-2.4%
Revenue beat(8)0
Avg Revenue beat(8)-2.27%
Revenue beat(12)0
Avg Revenue beat(12)-1.84%
Revenue beat(16)2
Avg Revenue beat(16)-1.4%
PT rev (1m)-2.76%
PT rev (3m)-3.67%
EPS NQ rev (1m)-30.56%
EPS NQ rev (3m)-31.38%
EPS NY rev (1m)-9.07%
EPS NY rev (3m)-14.67%
Revenue NQ rev (1m)-1.97%
Revenue NQ rev (3m)-2.54%
Revenue NY rev (1m)-0.48%
Revenue NY rev (3m)-1.49%
Valuation
Industry RankSector Rank
PE 82.85
Fwd PE 73.15
P/S 6.02
P/FCF 30.88
P/OCF 14.04
P/B 1.15
P/tB 1.15
EV/EBITDA 17.07
EPS(TTM)0.2
EY1.21%
EPS(NY)0.23
Fwd EY1.37%
FCF(TTM)0.54
FCFY3.24%
OCF(TTM)1.18
OCFY7.12%
SpS2.75
BVpS14.47
TBVpS14.46
PEG (NY)6.25
PEG (5Y)18.15
Graham Number8.07
Profitability
Industry RankSector Rank
ROA 0.94%
ROE 1.63%
ROCE 2.19%
ROIC 1.73%
ROICexc 1.74%
ROICexgc 1.75%
OM 18.43%
PM (TTM) 8.6%
GM 59.06%
FCFM 19.51%
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.8%
ROIC(5y)1.44%
ROICexc(3y)1.81%
ROICexc(5y)1.45%
ROICexgc(3y)1.83%
ROICexgc(5y)1.46%
ROCE(3y)2.28%
ROCE(5y)1.82%
ROICexgc growth 3Y14.4%
ROICexgc growth 5Y-4.59%
ROICexc growth 3Y14.46%
ROICexc growth 5Y-4.66%
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
F-Score7
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 17.78
Debt/EBITDA 5.34
Cap/Depr 63.26%
Cap/Sales 23.39%
Interest Coverage 1.47
Cash Conversion 77.41%
Profit Quality 226.82%
Current Ratio 0.21
Quick Ratio 0.05
Altman-Z 0.9
F-Score7
WACC6.37%
ROIC/WACC0.27
Cap/Depr(3y)79.91%
Cap/Depr(5y)70.66%
Cap/Sales(3y)27.65%
Cap/Sales(5y)24.66%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
EPS Next Y13.27%
EPS Next 2Y17.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%
Revenue Next Year3.29%
Revenue Next 2Y3.46%
Revenue Next 3Y5.48%
Revenue Next 5YN/A
EBIT growth 1Y-6.33%
EBIT growth 3Y9.2%
EBIT growth 5Y21.6%
EBIT Next Year219.19%
EBIT Next 3Y50.03%
EBIT Next 5YN/A
FCF growth 1Y51.48%
FCF growth 3Y7.31%
FCF growth 5Y27.82%
OCF growth 1Y8.62%
OCF growth 3Y4.18%
OCF growth 5Y30.34%

INDEPENDENCE REALTY TRUST IN / IRT FAQ

What is the fundamental rating for IRT stock?

ChartMill assigns a fundamental rating of 4 / 10 to IRT.


What is the valuation status for IRT stock?

ChartMill assigns a valuation rating of 2 / 10 to INDEPENDENCE REALTY TRUST IN (IRT). This can be considered as Overvalued.


Can you provide the profitability details for INDEPENDENCE REALTY TRUST IN?

INDEPENDENCE REALTY TRUST IN (IRT) has a profitability rating of 3 / 10.


What is the valuation of INDEPENDENCE REALTY TRUST IN based on its PE and PB ratios?

The Price/Earnings (PE) ratio for INDEPENDENCE REALTY TRUST IN (IRT) is 82.85 and the Price/Book (PB) ratio is 1.15.


What is the financial health of INDEPENDENCE REALTY TRUST IN (IRT) stock?

The financial health rating of INDEPENDENCE REALTY TRUST IN (IRT) is 3 / 10.