INDEPENDENCE REALTY TRUST IN (IRT) Fundamental Analysis & Valuation

NYSE:IRT • US45378A1060

Current stock price

15.12 USD
-0.42 (-2.7%)
At close:
15.12 USD
0 (0%)
After Hours:

This IRT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. IRT Profitability Analysis

1.1 Basic Checks

  • In the past year IRT was profitable.
  • In the past year IRT had a positive cash flow from operations.
  • Of the past 5 years IRT 4 years were profitable.
  • IRT had a positive operating cash flow in each of the past 5 years.
IRT Yearly Net Income VS EBIT VS OCF VS FCFIRT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M

1.2 Ratios

  • IRT has a worse Return On Assets (0.94%) than 60.00% of its industry peers.
  • IRT has a worse Return On Equity (1.63%) than 65.00% of its industry peers.
  • IRT's Return On Invested Capital of 1.73% is on the low side compared to the rest of the industry. IRT is outperformed by 60.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for IRT is in line with the industry average of 2.74%.
Industry RankSector Rank
ROA 0.94%
ROE 1.63%
ROIC 1.73%
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.8%
ROIC(5y)1.44%
IRT Yearly ROA, ROE, ROICIRT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6

1.3 Margins

  • IRT has a worse Profit Margin (8.60%) than 60.00% of its industry peers.
  • In the last couple of years the Profit Margin of IRT has grown nicely.
  • With a Operating Margin value of 18.43%, IRT perfoms like the industry average, outperforming 45.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of IRT has declined.
  • IRT's Gross Margin of 59.06% is in line compared to the rest of the industry. IRT outperforms 60.00% of its industry peers.
  • IRT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 18.43%
PM (TTM) 8.6%
GM 59.06%
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
IRT Yearly Profit, Operating, Gross MarginsIRT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. IRT Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so IRT is destroying value.
  • The number of shares outstanding for IRT has been increased compared to 1 year ago.
  • Compared to 5 years ago, IRT has more shares outstanding
  • The debt/assets ratio for IRT has been reduced compared to a year ago.
IRT Yearly Shares OutstandingIRT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
IRT Yearly Total Debt VS Total AssetsIRT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.81, we must say that IRT is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.81, IRT is in line with its industry, outperforming 50.00% of the companies in the same industry.
  • The Debt to FCF ratio of IRT is 17.78, which is on the high side as it means it would take IRT, 17.78 years of fcf income to pay off all of its debts.
  • IRT has a better Debt to FCF ratio (17.78) than 65.00% of its industry peers.
  • A Debt/Equity ratio of 0.56 indicates that IRT is somewhat dependend on debt financing.
  • IRT has a Debt to Equity ratio of 0.56. This is amongst the best in the industry. IRT outperforms 100.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 17.78
Altman-Z 0.81
ROIC/WACC0.26
WACC6.6%
IRT Yearly LT Debt VS Equity VS FCFIRT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.21 indicates that IRT may have some problems paying its short term obligations.
  • IRT has a worse Current ratio (0.21) than 65.00% of its industry peers.
  • A Quick Ratio of 0.05 indicates that IRT may have some problems paying its short term obligations.
  • IRT has a Quick ratio of 0.05. This is amonst the worse of the industry: IRT underperforms 80.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.05
IRT Yearly Current Assets VS Current LiabilitesIRT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. IRT Growth Analysis

3.1 Past

  • IRT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.64%, which is quite good.
  • IRT shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.56% yearly.
  • IRT shows a small growth in Revenue. In the last year, the Revenue has grown by 2.76%.
  • IRT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.32% yearly.
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%

3.2 Future

  • IRT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 24.27% yearly.
  • IRT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.04% yearly.
EPS Next Y4.61%
EPS Next 2Y16.34%
EPS Next 3Y24.27%
EPS Next 5YN/A
Revenue Next Year3.54%
Revenue Next 2Y3.46%
Revenue Next 3Y-3.01%
Revenue Next 5Y4.04%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
IRT Yearly Revenue VS EstimatesIRT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M
IRT Yearly EPS VS EstimatesIRT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 0.2 -0.2 0.4 0.6

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3

4. IRT Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 75.60, the valuation of IRT can be described as expensive.
  • The rest of the industry has a similar Price/Earnings ratio as IRT.
  • IRT is valuated expensively when we compare the Price/Earnings ratio to 25.23, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 72.27, the valuation of IRT can be described as expensive.
  • IRT's Price/Forward Earnings is on the same level as the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 23.28. IRT is valued rather expensively when compared to this.
Industry RankSector Rank
PE 75.6
Fwd PE 72.27
IRT Price Earnings VS Forward Price EarningsIRT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, IRT is valued a bit cheaper than 65.00% of the companies in the same industry.
  • 85.00% of the companies in the same industry are more expensive than IRT, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 27.97
EV/EBITDA 16.04
IRT Per share dataIRT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates IRT does not grow enough to justify the current Price/Earnings ratio.
  • A more expensive valuation may be justified as IRT's earnings are expected to grow with 24.27% in the coming years.
PEG (NY)16.41
PEG (5Y)16.56
EPS Next 2Y16.34%
EPS Next 3Y24.27%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. IRT Dividend Analysis

5.1 Amount

  • IRT has a Yearly Dividend Yield of 4.38%, which is a nice return.
  • Compared to an average industry Dividend Yield of 46.63, IRT is paying slightly less dividend.
  • IRT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 4.38%

5.2 History

  • The dividend of IRT has a limited annual growth rate of 2.55%.
  • IRT has paid a dividend for at least 10 years, which is a reliable track record.
  • IRT has decreased its dividend recently.
Dividend Growth(5Y)2.55%
Div Incr Years1
Div Non Decr Years1
IRT Yearly Dividends per shareIRT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6

5.3 Sustainability

  • IRT pays out 272.97% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of IRT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP272.97%
EPS Next 2Y16.34%
EPS Next 3Y24.27%
IRT Yearly Income VS Free CF VS DividendIRT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M
IRT Dividend Payout.IRT Dividend Payout, showing the Payout Ratio.IRT Dividend Payout.PayoutRetained Earnings

More info and screens

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IRT Fundamentals: All Metrics, Ratios and Statistics

INDEPENDENCE REALTY TRUST IN

NYSE:IRT (3/20/2026, 8:04:00 PM)

After market: 15.12 0 (0%)

15.12

-0.42 (-2.7%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)02-11
Earnings (Next)04-28
Inst Owners101.69%
Inst Owner Change0.34%
Ins Owners0.55%
Ins Owner Change7.22%
Market Cap3.59B
Revenue(TTM)657.70M
Net Income(TTM)56.56M
Analysts80
Price Target20.22 (33.73%)
Short Float %4.3%
Short Ratio3.45
Dividend
Industry RankSector Rank
Dividend Yield 4.38%
Yearly Dividend0.66
Dividend Growth(5Y)2.55%
DP272.97%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-27
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-33.43%
Min EPS beat(2)-112.77%
Max EPS beat(2)45.91%
EPS beat(4)2
Avg EPS beat(4)-22.84%
Min EPS beat(4)-112.77%
Max EPS beat(4)45.91%
EPS beat(8)2
Avg EPS beat(8)-37.41%
EPS beat(12)4
Avg EPS beat(12)-164.33%
EPS beat(16)6
Avg EPS beat(16)-133.41%
Revenue beat(2)0
Avg Revenue beat(2)-2.53%
Min Revenue beat(2)-2.65%
Max Revenue beat(2)-2.4%
Revenue beat(4)0
Avg Revenue beat(4)-2.62%
Min Revenue beat(4)-2.83%
Max Revenue beat(4)-2.4%
Revenue beat(8)0
Avg Revenue beat(8)-2.27%
Revenue beat(12)0
Avg Revenue beat(12)-1.84%
Revenue beat(16)2
Avg Revenue beat(16)-1.4%
PT rev (1m)-1.94%
PT rev (3m)-3.13%
EPS NQ rev (1m)-12.5%
EPS NQ rev (3m)-25.01%
EPS NY rev (1m)-7.65%
EPS NY rev (3m)-17.56%
Revenue NQ rev (1m)0.34%
Revenue NQ rev (3m)-2.46%
Revenue NY rev (1m)0.25%
Revenue NY rev (3m)-1.25%
Valuation
Industry RankSector Rank
PE 75.6
Fwd PE 72.27
P/S 5.45
P/FCF 27.97
P/OCF 12.72
P/B 1.04
P/tB 1.04
EV/EBITDA 16.04
EPS(TTM)0.2
EY1.32%
EPS(NY)0.21
Fwd EY1.38%
FCF(TTM)0.54
FCFY3.58%
OCF(TTM)1.19
OCFY7.86%
SpS2.77
BVpS14.58
TBVpS14.57
PEG (NY)16.41
PEG (5Y)16.56
Graham Number8.1
Profitability
Industry RankSector Rank
ROA 0.94%
ROE 1.63%
ROCE 2.19%
ROIC 1.73%
ROICexc 1.74%
ROICexgc 1.75%
OM 18.43%
PM (TTM) 8.6%
GM 59.06%
FCFM 19.51%
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.8%
ROIC(5y)1.44%
ROICexc(3y)1.81%
ROICexc(5y)1.45%
ROICexgc(3y)1.83%
ROICexgc(5y)1.46%
ROCE(3y)2.28%
ROCE(5y)1.82%
ROICexgc growth 3Y14.4%
ROICexgc growth 5Y-4.59%
ROICexc growth 3Y14.46%
ROICexc growth 5Y-4.66%
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
F-Score7
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 17.78
Debt/EBITDA 5.34
Cap/Depr 63.26%
Cap/Sales 23.39%
Interest Coverage 1.47
Cash Conversion 77.41%
Profit Quality 226.82%
Current Ratio 0.21
Quick Ratio 0.05
Altman-Z 0.81
F-Score7
WACC6.6%
ROIC/WACC0.26
Cap/Depr(3y)79.91%
Cap/Depr(5y)70.66%
Cap/Sales(3y)27.65%
Cap/Sales(5y)24.66%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
EPS Next Y4.61%
EPS Next 2Y16.34%
EPS Next 3Y24.27%
EPS Next 5YN/A
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%
Revenue Next Year3.54%
Revenue Next 2Y3.46%
Revenue Next 3Y-3.01%
Revenue Next 5Y4.04%
EBIT growth 1Y-6.33%
EBIT growth 3Y9.2%
EBIT growth 5Y21.6%
EBIT Next Year218.5%
EBIT Next 3Y50.03%
EBIT Next 5Y37.32%
FCF growth 1Y51.48%
FCF growth 3Y7.31%
FCF growth 5Y27.82%
OCF growth 1Y8.62%
OCF growth 3Y4.18%
OCF growth 5Y30.34%

INDEPENDENCE REALTY TRUST IN / IRT Fundamental Analysis FAQ

What is the fundamental rating for IRT stock?

ChartMill assigns a fundamental rating of 4 / 10 to IRT.


What is the valuation status for IRT stock?

ChartMill assigns a valuation rating of 3 / 10 to INDEPENDENCE REALTY TRUST IN (IRT). This can be considered as Overvalued.


Can you provide the profitability details for INDEPENDENCE REALTY TRUST IN?

INDEPENDENCE REALTY TRUST IN (IRT) has a profitability rating of 3 / 10.


What is the valuation of INDEPENDENCE REALTY TRUST IN based on its PE and PB ratios?

The Price/Earnings (PE) ratio for INDEPENDENCE REALTY TRUST IN (IRT) is 75.6 and the Price/Book (PB) ratio is 1.04.


What is the financial health of INDEPENDENCE REALTY TRUST IN (IRT) stock?

The financial health rating of INDEPENDENCE REALTY TRUST IN (IRT) is 3 / 10.