HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:IPOK - DE000A254294 - Common Stock
169 EUR
+10 (+6.29%)
Taking everything into account, IPOK scores 6 out of 10 in our fundamental rating. IPOK was compared to 121 industry peers in the Capital Markets industry. IPOK gets an excellent profitability rating and is at the same time showing great financial health properties. IPOK has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year IPOK was profitable.
- In the past year IPOK had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: IPOK reported negative net income in multiple years.
- In the past 5 years IPOK reported 4 times negative operating cash flow.
1.2 Ratios
- IPOK has a Return On Assets of 64.88%. This is amongst the best in the industry. IPOK outperforms 100.00% of its industry peers.
- IPOK has a better Return On Equity (66.64%) than 99.17% of its industry peers.
- The Return On Invested Capital of IPOK (54.78%) is better than 100.00% of its industry peers.
- IPOK had an Average Return On Invested Capital over the past 3 years of 35.90%. This is significantly above the industry average of 8.43%.
- The 3 year average ROIC (35.90%) for IPOK is below the current ROIC(54.78%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 64.88% | ||
| ROE | 66.64% | ||
| ROIC | 54.78% |
ROA(3y)-4.82%
ROA(5y)-3.3%
ROE(3y)-4.98%
ROE(5y)-3.51%
ROIC(3y)35.9%
ROIC(5y)28.13%
1.3 Margins
- IPOK has a better Profit Margin (76.63%) than 95.04% of its industry peers.
- IPOK's Profit Margin has declined in the last couple of years.
- IPOK has a Operating Margin of 91.83%. This is amongst the best in the industry. IPOK outperforms 96.69% of its industry peers.
- In the last couple of years the Operating Margin of IPOK has remained more or less at the same level.
- IPOK has a Gross Margin of 82.23%. This is amongst the best in the industry. IPOK outperforms 80.17% of its industry peers.
- In the last couple of years the Gross Margin of IPOK has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 91.83% | ||
| PM (TTM) | 76.63% | ||
| GM | 82.23% |
OM growth 3Y-0.28%
OM growth 5Y0.43%
PM growth 3Y33.6%
PM growth 5Y-2.2%
GM growth 3Y0.01%
GM growth 5Y0.17%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, IPOK has about the same amount of shares outstanding.
- IPOK has more shares outstanding than it did 5 years ago.
- IPOK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- An Altman-Z score of 102.62 indicates that IPOK is not in any danger for bankruptcy at the moment.
- The Altman-Z score of IPOK (102.62) is better than 98.35% of its industry peers.
- IPOK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 102.62 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- IPOK has a Current Ratio of 123.63. This indicates that IPOK is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 123.63, IPOK belongs to the best of the industry, outperforming 99.17% of the companies in the same industry.
- A Quick Ratio of 123.63 indicates that IPOK has no problem at all paying its short term obligations.
- With an excellent Quick ratio value of 123.63, IPOK belongs to the best of the industry, outperforming 99.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 123.63 | ||
| Quick Ratio | 123.63 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 513.32% over the past year.
- IPOK shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.47% yearly.
- The Revenue has grown by 213.04% in the past year. This is a very strong growth!
- Measured over the past years, IPOK shows a small growth in Revenue. The Revenue has been growing by 0.30% on average per year.
EPS 1Y (TTM)513.32%
EPS 3Y16.46%
EPS 5Y-1.47%
EPS Q2Q%354.01%
Revenue 1Y (TTM)213.04%
Revenue growth 3Y-12.83%
Revenue growth 5Y0.3%
Sales Q2Q%295.87%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 6.67, the valuation of IPOK can be described as very cheap.
- 94.21% of the companies in the same industry are more expensive than IPOK, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 26.94, IPOK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.67 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- IPOK's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. IPOK is cheaper than 92.56% of the companies in the same industry.
- IPOK's Price/Free Cash Flow ratio is rather cheap when compared to the industry. IPOK is cheaper than 80.99% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.2 | ||
| EV/EBITDA | 4.48 |
4.3 Compensation for Growth
- The decent profitability rating of IPOK may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 41.49%, IPOK is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 3.07, IPOK pays a better dividend. On top of this IPOK pays more dividend than 99.17% of the companies listed in the same industry.
- IPOK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 41.49% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
FRA:IPOK (1/20/2026, 7:00:00 PM)
169
+10 (+6.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)08-01 2025-08-01
Earnings (Next)N/A N/A
Inst Owners5.35%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap45.63M
Revenue(TTM)8.87M
Net Income(TTM)6.80M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 41.49% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.67 | ||
| Fwd PE | N/A | ||
| P/S | 5.14 | ||
| P/FCF | 15.2 | ||
| P/OCF | 15.2 | ||
| P/B | 4.47 | ||
| P/tB | 4.47 | ||
| EV/EBITDA | 4.48 |
EPS(TTM)25.34
EY14.99%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)11.12
FCFY6.58%
OCF(TTM)11.12
OCFY6.58%
SpS32.86
BVpS37.79
TBVpS37.79
PEG (NY)N/A
PEG (5Y)N/A
Graham Number146.78
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 64.88% | ||
| ROE | 66.64% | ||
| ROCE | 77.81% | ||
| ROIC | 54.78% | ||
| ROICexc | 59.81% | ||
| ROICexgc | 59.81% | ||
| OM | 91.83% | ||
| PM (TTM) | 76.63% | ||
| GM | 82.23% | ||
| FCFM | 33.83% |
ROA(3y)-4.82%
ROA(5y)-3.3%
ROE(3y)-4.98%
ROE(5y)-3.51%
ROIC(3y)35.9%
ROIC(5y)28.13%
ROICexc(3y)173.66%
ROICexc(5y)120.82%
ROICexgc(3y)173.72%
ROICexgc(5y)120.85%
ROCE(3y)50.99%
ROCE(5y)39.96%
ROICexgc growth 3Y-21.36%
ROICexgc growth 5Y-3.29%
ROICexc growth 3Y-21.36%
ROICexc growth 5Y-3.29%
OM growth 3Y-0.28%
OM growth 5Y0.43%
PM growth 3Y33.6%
PM growth 5Y-2.2%
GM growth 3Y0.01%
GM growth 5Y0.17%
F-Score5
Asset Turnover0.85
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 30.42% | ||
| Profit Quality | 44.15% | ||
| Current Ratio | 123.63 | ||
| Quick Ratio | 123.63 | ||
| Altman-Z | 102.62 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)513.32%
EPS 3Y16.46%
EPS 5Y-1.47%
EPS Q2Q%354.01%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)213.04%
Revenue growth 3Y-12.83%
Revenue growth 5Y0.3%
Sales Q2Q%295.87%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y160.76%
EBIT growth 3Y-13.08%
EBIT growth 5Y0.73%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-159.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-159.05%
OCF growth 3YN/A
OCF growth 5YN/A
HEIDELBERGER BETEILIGUNDSHOL / IPOK.DE FAQ
What is the ChartMill fundamental rating of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to IPOK.DE.
What is the valuation status of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
ChartMill assigns a valuation rating of 5 / 10 to HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE). This can be considered as Fairly Valued.
How profitable is HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for IPOK stock?
The Price/Earnings (PE) ratio for HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) is 6.67 and the Price/Book (PB) ratio is 4.47.
What is the financial health of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
The financial health rating of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) is 9 / 10.