HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) Stock Fundamental Analysis
Europe - FRA:IPOK - DE000A254294 - Common Stock
109 EUR
-3 (-2.68%)
Taking everything into account, IPOK scores 6 out of 10 in our fundamental rating. IPOK was compared to 114 industry peers in the Capital Markets industry. Both the health and profitability get an excellent rating, making IPOK a very profitable company, without any liquidiy or solvency issues. IPOK is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year IPOK was profitable.
IPOK had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: IPOK reported negative net income in multiple years.
In the past 5 years IPOK reported 4 times negative operating cash flow.
1.2 Ratios
IPOK has a better Return On Assets (64.88%) than 100.00% of its industry peers.
IPOK's Return On Equity of 66.64% is amongst the best of the industry. IPOK outperforms 99.12% of its industry peers.
IPOK has a better Return On Invested Capital (54.78%) than 100.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for IPOK is significantly above the industry average of 8.46%.
The 3 year average ROIC (35.90%) for IPOK is below the current ROIC(54.78%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 64.88% | ||
| ROE | 66.64% | ||
| ROIC | 54.78% |
ROA(3y)-4.82%
ROA(5y)-3.3%
ROE(3y)-4.98%
ROE(5y)-3.51%
ROIC(3y)35.9%
ROIC(5y)28.13%
1.3 Margins
IPOK has a better Profit Margin (76.63%) than 95.61% of its industry peers.
In the last couple of years the Profit Margin of IPOK has declined.
IPOK has a better Operating Margin (91.83%) than 97.37% of its industry peers.
IPOK's Operating Margin has been stable in the last couple of years.
With a decent Gross Margin value of 82.23%, IPOK is doing good in the industry, outperforming 79.82% of the companies in the same industry.
In the last couple of years the Gross Margin of IPOK has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 91.83% | ||
| PM (TTM) | 76.63% | ||
| GM | 82.23% |
OM growth 3Y-0.28%
OM growth 5Y0.43%
PM growth 3Y33.6%
PM growth 5Y-2.2%
GM growth 3Y0.01%
GM growth 5Y0.17%
2. Health
2.1 Basic Checks
The number of shares outstanding for IPOK remains at a similar level compared to 1 year ago.
IPOK has more shares outstanding than it did 5 years ago.
There is no outstanding debt for IPOK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 67.53 indicates that IPOK is not in any danger for bankruptcy at the moment.
The Altman-Z score of IPOK (67.53) is better than 98.25% of its industry peers.
IPOK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 67.53 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
IPOK has a Current Ratio of 123.63. This indicates that IPOK is financially healthy and has no problem in meeting its short term obligations.
IPOK has a Current ratio of 123.63. This is amongst the best in the industry. IPOK outperforms 99.12% of its industry peers.
IPOK has a Quick Ratio of 123.63. This indicates that IPOK is financially healthy and has no problem in meeting its short term obligations.
IPOK has a better Quick ratio (123.63) than 99.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 123.63 | ||
| Quick Ratio | 123.63 |
3. Growth
3.1 Past
IPOK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 513.32%, which is quite impressive.
IPOK shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.47% yearly.
The Revenue has grown by 213.04% in the past year. This is a very strong growth!
Measured over the past years, IPOK shows a small growth in Revenue. The Revenue has been growing by 0.30% on average per year.
EPS 1Y (TTM)513.32%
EPS 3Y16.46%
EPS 5Y-1.47%
EPS Q2Q%354.01%
Revenue 1Y (TTM)213.04%
Revenue growth 3Y-12.83%
Revenue growth 5Y0.3%
Sales Q2Q%295.87%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 4.30, which indicates a rather cheap valuation of IPOK.
IPOK's Price/Earnings ratio is rather cheap when compared to the industry. IPOK is cheaper than 98.25% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.34. IPOK is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.3 | ||
| Fwd PE | N/A |
4.2 Price Multiples
IPOK's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. IPOK is cheaper than 96.49% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, IPOK is valued cheaply inside the industry as 84.21% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.8 | ||
| EV/EBITDA | 2.84 |
4.3 Compensation for Growth
The decent profitability rating of IPOK may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 58.09%, IPOK is a good candidate for dividend investing.
IPOK's Dividend Yield is rather good when compared to the industry average which is at 5.73. IPOK pays more dividend than 99.12% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, IPOK pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 58.09% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
FRA:IPOK (11/11/2025, 7:00:00 PM)
109
-3 (-2.68%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners5.35%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap29.43M
Revenue(TTM)8.87M
Net Income(TTM)6.80M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 58.09% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.3 | ||
| Fwd PE | N/A | ||
| P/S | 3.32 | ||
| P/FCF | 9.8 | ||
| P/OCF | 9.8 | ||
| P/B | 2.88 | ||
| P/tB | 2.88 | ||
| EV/EBITDA | 2.84 |
EPS(TTM)25.34
EY23.25%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)11.12
FCFY10.2%
OCF(TTM)11.12
OCFY10.2%
SpS32.86
BVpS37.79
TBVpS37.79
PEG (NY)N/A
PEG (5Y)N/A
Graham Number146.78
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 64.88% | ||
| ROE | 66.64% | ||
| ROCE | 77.81% | ||
| ROIC | 54.78% | ||
| ROICexc | 59.81% | ||
| ROICexgc | 59.81% | ||
| OM | 91.83% | ||
| PM (TTM) | 76.63% | ||
| GM | 82.23% | ||
| FCFM | 33.83% |
ROA(3y)-4.82%
ROA(5y)-3.3%
ROE(3y)-4.98%
ROE(5y)-3.51%
ROIC(3y)35.9%
ROIC(5y)28.13%
ROICexc(3y)173.66%
ROICexc(5y)120.82%
ROICexgc(3y)173.72%
ROICexgc(5y)120.85%
ROCE(3y)50.99%
ROCE(5y)39.96%
ROICexgc growth 3Y-21.36%
ROICexgc growth 5Y-3.29%
ROICexc growth 3Y-21.36%
ROICexc growth 5Y-3.29%
OM growth 3Y-0.28%
OM growth 5Y0.43%
PM growth 3Y33.6%
PM growth 5Y-2.2%
GM growth 3Y0.01%
GM growth 5Y0.17%
F-Score5
Asset Turnover0.85
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 30.42% | ||
| Profit Quality | 44.15% | ||
| Current Ratio | 123.63 | ||
| Quick Ratio | 123.63 | ||
| Altman-Z | 67.53 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)513.32%
EPS 3Y16.46%
EPS 5Y-1.47%
EPS Q2Q%354.01%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)213.04%
Revenue growth 3Y-12.83%
Revenue growth 5Y0.3%
Sales Q2Q%295.87%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y160.76%
EBIT growth 3Y-13.08%
EBIT growth 5Y0.73%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-159.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-159.05%
OCF growth 3YN/A
OCF growth 5YN/A
HEIDELBERGER BETEILIGUNDSHOL / IPOK.DE FAQ
What is the ChartMill fundamental rating of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to IPOK.DE.
Can you provide the valuation status for HEIDELBERGER BETEILIGUNDSHOL?
ChartMill assigns a valuation rating of 5 / 10 to HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE). This can be considered as Fairly Valued.
How profitable is HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) has a profitability rating of 7 / 10.
Can you provide the financial health for IPOK stock?
The financial health rating of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) is 9 / 10.