HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:IPOK - DE000A254294 - Common Stock
156 EUR
-35 (-18.32%)
Overall IPOK gets a fundamental rating of 6 out of 10. We evaluated IPOK against 127 industry peers in the Capital Markets industry. IPOK scores excellent points on both the profitability and health parts. This is a solid base for a good stock. IPOK has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year IPOK was profitable.
- IPOK had a positive operating cash flow in the past year.
- In multiple years IPOK reported negative net income over the last 5 years.
- IPOK had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
- IPOK has a Return On Assets of 64.88%. This is amongst the best in the industry. IPOK outperforms 100.00% of its industry peers.
- The Return On Equity of IPOK (66.64%) is better than 99.20% of its industry peers.
- The Return On Invested Capital of IPOK (54.78%) is better than 100.00% of its industry peers.
- IPOK had an Average Return On Invested Capital over the past 3 years of 35.90%. This is significantly above the industry average of 8.63%.
- The last Return On Invested Capital (54.78%) for IPOK is above the 3 year average (35.90%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 64.88% | ||
| ROE | 66.64% | ||
| ROIC | 54.78% |
ROA(3y)-4.82%
ROA(5y)-3.3%
ROE(3y)-4.98%
ROE(5y)-3.51%
ROIC(3y)35.9%
ROIC(5y)28.13%
1.3 Margins
- The Profit Margin of IPOK (76.63%) is better than 95.20% of its industry peers.
- IPOK's Profit Margin has declined in the last couple of years.
- IPOK has a better Operating Margin (91.83%) than 96.80% of its industry peers.
- In the last couple of years the Operating Margin of IPOK has remained more or less at the same level.
- With an excellent Gross Margin value of 82.23%, IPOK belongs to the best of the industry, outperforming 80.80% of the companies in the same industry.
- IPOK's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 91.83% | ||
| PM (TTM) | 76.63% | ||
| GM | 82.23% |
OM growth 3Y-0.28%
OM growth 5Y0.43%
PM growth 3Y33.6%
PM growth 5Y-2.2%
GM growth 3Y0.01%
GM growth 5Y0.17%
2. Health
2.1 Basic Checks
- IPOK has about the same amout of shares outstanding than it did 1 year ago.
- Compared to 5 years ago, IPOK has more shares outstanding
- There is no outstanding debt for IPOK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- IPOK has an Altman-Z score of 115.48. This indicates that IPOK is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 115.48, IPOK belongs to the top of the industry, outperforming 98.40% of the companies in the same industry.
- There is no outstanding debt for IPOK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 115.48 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 123.63 indicates that IPOK has no problem at all paying its short term obligations.
- IPOK has a Current ratio of 123.63. This is amongst the best in the industry. IPOK outperforms 99.20% of its industry peers.
- IPOK has a Quick Ratio of 123.63. This indicates that IPOK is financially healthy and has no problem in meeting its short term obligations.
- IPOK has a Quick ratio of 123.63. This is amongst the best in the industry. IPOK outperforms 99.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 123.63 | ||
| Quick Ratio | 123.63 |
3. Growth
3.1 Past
- IPOK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 513.32%, which is quite impressive.
- IPOK shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.47% yearly.
- Looking at the last year, IPOK shows a very strong growth in Revenue. The Revenue has grown by 213.04%.
- The Revenue has been growing slightly by 0.30% on average over the past years.
EPS 1Y (TTM)513.32%
EPS 3Y16.46%
EPS 5Y-1.47%
EPS Q2Q%354.01%
Revenue 1Y (TTM)213.04%
Revenue growth 3Y-12.83%
Revenue growth 5Y0.3%
Sales Q2Q%295.87%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 6.16, which indicates a rather cheap valuation of IPOK.
- Based on the Price/Earnings ratio, IPOK is valued cheaply inside the industry as 92.80% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 27.47. IPOK is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.16 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, IPOK is valued cheaply inside the industry as 89.60% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, IPOK is valued a bit cheaper than the industry average as 78.40% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.03 | ||
| EV/EBITDA | 5.08 |
4.3 Compensation for Growth
- The decent profitability rating of IPOK may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- IPOK has a Yearly Dividend Yield of 41.49%, which is a nice return.
- Compared to an average industry Dividend Yield of 3.01, IPOK pays a better dividend. On top of this IPOK pays more dividend than 99.20% of the companies listed in the same industry.
- IPOK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 41.49% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
FRA:IPOK (1/16/2026, 7:00:00 PM)
156
-35 (-18.32%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)08-01 2025-08-01
Earnings (Next)N/A N/A
Inst Owners5.35%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap42.12M
Revenue(TTM)8.87M
Net Income(TTM)6.80M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 41.49% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.16 | ||
| Fwd PE | N/A | ||
| P/S | 4.75 | ||
| P/FCF | 14.03 | ||
| P/OCF | 14.03 | ||
| P/B | 4.13 | ||
| P/tB | 4.13 | ||
| EV/EBITDA | 5.08 |
EPS(TTM)25.34
EY16.24%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)11.12
FCFY7.13%
OCF(TTM)11.12
OCFY7.13%
SpS32.86
BVpS37.79
TBVpS37.79
PEG (NY)N/A
PEG (5Y)N/A
Graham Number146.78
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 64.88% | ||
| ROE | 66.64% | ||
| ROCE | 77.81% | ||
| ROIC | 54.78% | ||
| ROICexc | 59.81% | ||
| ROICexgc | 59.81% | ||
| OM | 91.83% | ||
| PM (TTM) | 76.63% | ||
| GM | 82.23% | ||
| FCFM | 33.83% |
ROA(3y)-4.82%
ROA(5y)-3.3%
ROE(3y)-4.98%
ROE(5y)-3.51%
ROIC(3y)35.9%
ROIC(5y)28.13%
ROICexc(3y)173.66%
ROICexc(5y)120.82%
ROICexgc(3y)173.72%
ROICexgc(5y)120.85%
ROCE(3y)50.99%
ROCE(5y)39.96%
ROICexgc growth 3Y-21.36%
ROICexgc growth 5Y-3.29%
ROICexc growth 3Y-21.36%
ROICexc growth 5Y-3.29%
OM growth 3Y-0.28%
OM growth 5Y0.43%
PM growth 3Y33.6%
PM growth 5Y-2.2%
GM growth 3Y0.01%
GM growth 5Y0.17%
F-Score5
Asset Turnover0.85
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 30.42% | ||
| Profit Quality | 44.15% | ||
| Current Ratio | 123.63 | ||
| Quick Ratio | 123.63 | ||
| Altman-Z | 115.48 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)513.32%
EPS 3Y16.46%
EPS 5Y-1.47%
EPS Q2Q%354.01%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)213.04%
Revenue growth 3Y-12.83%
Revenue growth 5Y0.3%
Sales Q2Q%295.87%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y160.76%
EBIT growth 3Y-13.08%
EBIT growth 5Y0.73%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-159.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-159.05%
OCF growth 3YN/A
OCF growth 5YN/A
HEIDELBERGER BETEILIGUNDSHOL / IPOK.DE FAQ
What is the ChartMill fundamental rating of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to IPOK.DE.
What is the valuation status of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
ChartMill assigns a valuation rating of 5 / 10 to HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE). This can be considered as Fairly Valued.
How profitable is HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for IPOK stock?
The Price/Earnings (PE) ratio for HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) is 6.16 and the Price/Book (PB) ratio is 4.13.
What is the financial health of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?
The financial health rating of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) is 9 / 10.