HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) Fundamental Analysis & Valuation

FRA:IPOK • DE000A254294

Current stock price

194 EUR
-2 (-1.02%)
Last:

This IPOK.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. IPOK.DE Profitability Analysis

1.1 Basic Checks

  • IPOK had positive earnings in the past year.
  • In the past year IPOK had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: IPOK reported negative net income in multiple years.
  • In the past 5 years IPOK reported 4 times negative operating cash flow.
IPOK.DE Yearly Net Income VS EBIT VS OCF VS FCFIPOK.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M -5M 10M

1.2 Ratios

  • IPOK has a Return On Assets of 64.88%. This is amongst the best in the industry. IPOK outperforms 100.00% of its industry peers.
  • IPOK has a better Return On Equity (66.64%) than 99.12% of its industry peers.
  • IPOK has a Return On Invested Capital of 54.78%. This is amongst the best in the industry. IPOK outperforms 100.00% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for IPOK is significantly above the industry average of 9.73%.
  • The 3 year average ROIC (35.90%) for IPOK is below the current ROIC(54.78%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 64.88%
ROE 66.64%
ROIC 54.78%
ROA(3y)-4.82%
ROA(5y)-3.3%
ROE(3y)-4.98%
ROE(5y)-3.51%
ROIC(3y)35.9%
ROIC(5y)28.13%
IPOK.DE Yearly ROA, ROE, ROICIPOK.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40

1.3 Margins

  • IPOK has a better Profit Margin (76.63%) than 94.74% of its industry peers.
  • In the last couple of years the Profit Margin of IPOK has declined.
  • With an excellent Operating Margin value of 91.83%, IPOK belongs to the best of the industry, outperforming 96.49% of the companies in the same industry.
  • IPOK's Operating Margin has been stable in the last couple of years.
  • IPOK has a better Gross Margin (82.23%) than 80.70% of its industry peers.
  • IPOK's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 91.83%
PM (TTM) 76.63%
GM 82.23%
OM growth 3Y-0.28%
OM growth 5Y0.43%
PM growth 3Y33.6%
PM growth 5Y-2.2%
GM growth 3Y0.01%
GM growth 5Y0.17%
IPOK.DE Yearly Profit, Operating, Gross MarginsIPOK.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200 -200 400

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9

2. IPOK.DE Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for IPOK remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, IPOK has more shares outstanding
  • There is no outstanding debt for IPOK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
IPOK.DE Yearly Shares OutstandingIPOK.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50K 100K 150K 200K 250K
IPOK.DE Yearly Total Debt VS Total AssetsIPOK.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M

2.2 Solvency

  • An Altman-Z score of 117.24 indicates that IPOK is not in any danger for bankruptcy at the moment.
  • With an excellent Altman-Z score value of 117.24, IPOK belongs to the best of the industry, outperforming 98.25% of the companies in the same industry.
  • There is no outstanding debt for IPOK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 117.24
ROIC/WACCN/A
WACCN/A
IPOK.DE Yearly LT Debt VS Equity VS FCFIPOK.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M

2.3 Liquidity

  • A Current Ratio of 123.63 indicates that IPOK has no problem at all paying its short term obligations.
  • With an excellent Current ratio value of 123.63, IPOK belongs to the best of the industry, outperforming 98.25% of the companies in the same industry.
  • IPOK has a Quick Ratio of 123.63. This indicates that IPOK is financially healthy and has no problem in meeting its short term obligations.
  • The Quick ratio of IPOK (123.63) is better than 98.25% of its industry peers.
Industry RankSector Rank
Current Ratio 123.63
Quick Ratio 123.63
IPOK.DE Yearly Current Assets VS Current LiabilitesIPOK.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. IPOK.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 513.32% over the past year.
  • The Earnings Per Share has been decreasing by -1.47% on average over the past years.
  • IPOK shows a strong growth in Revenue. In the last year, the Revenue has grown by 213.04%.
  • Measured over the past years, IPOK shows a small growth in Revenue. The Revenue has been growing by 0.30% on average per year.
EPS 1Y (TTM)513.32%
EPS 3Y16.46%
EPS 5Y-1.47%
EPS Q2Q%354.01%
Revenue 1Y (TTM)213.04%
Revenue growth 3Y-12.83%
Revenue growth 5Y0.3%
Sales Q2Q%295.87%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
IPOK.DE Yearly Revenue VS EstimatesIPOK.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

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5

4. IPOK.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.66, which indicates a rather cheap valuation of IPOK.
  • Compared to the rest of the industry, the Price/Earnings ratio of IPOK indicates a rather cheap valuation: IPOK is cheaper than 91.23% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 25.35. IPOK is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.66
Fwd PE N/A
IPOK.DE Price Earnings VS Forward Price EarningsIPOK.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • IPOK's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. IPOK is cheaper than 92.11% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of IPOK indicates a rather cheap valuation: IPOK is cheaper than 81.58% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 17.45
EV/EBITDA 5.16
IPOK.DE Per share dataIPOK.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • IPOK has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. IPOK.DE Dividend Analysis

5.1 Amount

  • IPOK has a Yearly Dividend Yield of 33.46%, which is a nice return.
  • IPOK's Dividend Yield is rather good when compared to the industry average which is at 3.30. IPOK pays more dividend than 99.12% of the companies in the same industry.
  • IPOK's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 33.46%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
IPOK.DE Yearly Dividends per shareIPOK.DE Yearly Dividends per shareYearly Dividends per share 2025 20 40 60

5.3 Sustainability

DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
IPOK.DE Yearly Income VS Free CF VS DividendIPOK.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M -5M 10M

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IPOK.DE Fundamentals: All Metrics, Ratios and Statistics

HEIDELBERGER BETEILIGUNDSHOL

FRA:IPOK (3/31/2026, 7:00:00 PM)

194

-2 (-1.02%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)08-01
Earnings (Next)N/A
Inst Owners5.35%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap52.38M
Revenue(TTM)8.87M
Net Income(TTM)6.80M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 33.46%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 7.66
Fwd PE N/A
P/S 5.9
P/FCF 17.45
P/OCF 17.45
P/B 5.13
P/tB 5.13
EV/EBITDA 5.16
EPS(TTM)25.34
EY13.06%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)11.12
FCFY5.73%
OCF(TTM)11.12
OCFY5.73%
SpS32.86
BVpS37.79
TBVpS37.79
PEG (NY)N/A
PEG (5Y)N/A
Graham Number146.78
Profitability
Industry RankSector Rank
ROA 64.88%
ROE 66.64%
ROCE 77.81%
ROIC 54.78%
ROICexc 59.81%
ROICexgc 59.81%
OM 91.83%
PM (TTM) 76.63%
GM 82.23%
FCFM 33.83%
ROA(3y)-4.82%
ROA(5y)-3.3%
ROE(3y)-4.98%
ROE(5y)-3.51%
ROIC(3y)35.9%
ROIC(5y)28.13%
ROICexc(3y)173.66%
ROICexc(5y)120.82%
ROICexgc(3y)173.72%
ROICexgc(5y)120.85%
ROCE(3y)50.99%
ROCE(5y)39.96%
ROICexgc growth 3Y-21.36%
ROICexgc growth 5Y-3.29%
ROICexc growth 3Y-21.36%
ROICexc growth 5Y-3.29%
OM growth 3Y-0.28%
OM growth 5Y0.43%
PM growth 3Y33.6%
PM growth 5Y-2.2%
GM growth 3Y0.01%
GM growth 5Y0.17%
F-Score5
Asset Turnover0.85
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion 30.42%
Profit Quality 44.15%
Current Ratio 123.63
Quick Ratio 123.63
Altman-Z 117.24
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)513.32%
EPS 3Y16.46%
EPS 5Y-1.47%
EPS Q2Q%354.01%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)213.04%
Revenue growth 3Y-12.83%
Revenue growth 5Y0.3%
Sales Q2Q%295.87%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y160.76%
EBIT growth 3Y-13.08%
EBIT growth 5Y0.73%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-159.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-159.05%
OCF growth 3YN/A
OCF growth 5YN/A

HEIDELBERGER BETEILIGUNDSHOL / IPOK.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) stock?

ChartMill assigns a fundamental rating of 6 / 10 to IPOK.DE.


What is the valuation status for IPOK stock?

ChartMill assigns a valuation rating of 5 / 10 to HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE). This can be considered as Fairly Valued.


Can you provide the profitability details for HEIDELBERGER BETEILIGUNDSHOL?

HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) has a profitability rating of 7 / 10.


What is the valuation of HEIDELBERGER BETEILIGUNDSHOL based on its PE and PB ratios?

The Price/Earnings (PE) ratio for HEIDELBERGER BETEILIGUNDSHOL (IPOK.DE) is 7.66 and the Price/Book (PB) ratio is 5.13.